Best FinTech Companies in Belgium
The 343 best FinTech companies in Belgium in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Clear2Pay.
Belgium's FinTech sector has 343 tracked companies and $719M in total disclosed funding — and this directory ranks them by equity raised and recent momentum, so you can cut straight to who's actually capitalizing.
Keyrock leads the funding table at $79M, with Credix at $74M and Qover at $72M not far behind. Those three alone account for roughly a third of all disclosed capital in the ecosystem. No unicorns yet, but the concentration at the top tells you where conviction is pooling. The global FinTech market sits at $113.4B in 2025, forecast to reach $461.6B by 2034 at a 17.21% CAGR, driven by SCA mandates under PSD2 and the rapid spread of OEM-Pay solutions. Belgium's stringent regulatory environment cuts both ways: it raises the compliance bar, but it also filters for operators who know how to build durably. Hot themes right now are next-gen banking platforms and cloud-based banking infrastructure, and I'd watch how Belgium's cohort positions against those tailwinds. As PB Fintech's recent global expansion push shows, the appetite for cross-border FinTech scaling is real and accelerating.
- Statista
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Belgium
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Clear2Pay A payments technology vendor | $92M | 198 mo ago | Acquired | 2 | — | — | — | — |
| 2 | Keyrock Provider of crypto and finance trading services | $79M | 2 mo ago | Series C | — | Jeremy De Groodt Co-Founder & CTO | WordPressMySQLPHP+17 | — | — |
| 3 | Credix Decentralized credit marketplace connecting investors with fintech | $74M | 7 mo ago | Series B | 33 | Chaim Finizola Co-Founder And Cgo | Radix UITailwind CSSshadcn/ui+11 | — | — |
| 4 | Qover Software suite for the insurance industry | $72M | 2 mo ago | Series C | 92 92 → 159 (+73%) | Quentin Colmant Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+19 | — | — |
| 5 | Unifiedpost Group Provider of digital solutions for automating financial processes and tax compliance | $60M | 47 mo ago | Public | 1,318 | Julian Berry Founder & Director | WebflowCart FunctionalityMicrosoft Advertising+15 | — | — |
| 6 | Silverfin Cloud-based accounting workflow and practice management solutions for businesses | $35M | 72 mo ago | Series B | 170 | Joris Gucht Co-Founder & Co-CEO | WordPressMarkerApple iCloud Mail+42 | — | — |
| 7 | itsme Customer identity verification solutions provider | $29M | 59 mo ago | Series B | 12 | — | — | — | — |
| 8 | itsme Provider of digital identity solutions for secure online transactions and signatures | $29M | 59 mo ago | Series B | 20 | — | SentryAtlassian StatuspageZendesk+23 | — | 1 expansion |
| 9 | Venly Provider of Web3 and blockchain‑infrastructure company | $25M | 49 mo ago | Series A | 9 | Tim Dierckxsens Co-Founder & CEO | WebflowCart FunctionalitySentry+34 | — | 1 award |
| 10 | TopCompare.be Comparison platform for financial products | $22M | 117 mo ago | Series A | 6 | Elvedin Vejzovic Managing Director | PHPJavaFacebook Login+17 | — | — |
| 11 | Easyvest Automated investment platform in diversified portfolios. | $18M | 20 mo ago | Series A | 1 | Matthieu Remy Founder & CEO | YouTubeTailwind CSSBootstrap+14 | 2 patents Collecting and aggregating financial data for investment analysis | 1 award |
| 12 | Accountable App-based accounting management solutions for freelancers | $13M | 49 mo ago | Series A | 7 | — | SentryGoogle Sign-inApple Sign-in+23 | — | 2 job openings · 1 launch · 1 partnership |
| 13 | Moneytrans World App-based cross-border remittance platform for individuals | $12M | 54 mo ago | Series B | 73 | — | Cart FunctionalityWordPressApple iCloud Mail+24 | — | — |
| 14 | Oper Provider of a plug-and-play solution for digital mortgage products | $12M | 47 mo ago | Series A | 6 | Nick Van Berckelaer Co-Founder | WebflowYouTubeAmazon Web Services+22 | — | — |
| 15 | Harmoney Client Risk Profiling Solution | $12M | 0 mo ago | Series B | 8 | — | Cart FunctionalityCraft CMSPHP+19 | — | 3 awards |
| 16 | WinWinner Online lending marketplace for business loans | $12M | 93 mo ago | Series A | 20 | — | WebflowBootstrapMicrosoft Advertising+19 | — | 1 partnership · 1 expansion |
| 17 | Cashforce Cash management & forecasting platform | $11M | 80 mo ago | Acqui-Hired | 29 | — | — | — | — |
| 18 | InvestSuite Developer of white label investment and portfolio management software modules | $11M | 45 mo ago | Series A | 73 | Sara Depret Co-Founder | Framer SitesApple iCloud MailGoogle Workspace+24 | — | 3 launchs · 1 partnership · 2 awards |
| 19 | Look&Fin P2P lending platform for business loans | $10M | 80 mo ago | Series B | 8 | — | Windows ServerBootstrapReact+20 | — | — |
| 20 | Creditplace Online marketplace for consumer loans | $10M | 91 mo ago | Series A | — | Dekel Golan Co-Founder & CEO | — | — | — |
| 21 | Xpenditure Expense Management Software | $9M | 128 mo ago | Acquired | 62 | — | — | 3 patents Enterprise data integration and automated financial record processing | — |
| 22 | Bureau van Dijk Private company information & business intelligence | $8M | 36 mo ago | Acquired | 47 | — | — | — | — |
| 23 | NGRAVE Hardware wallet solution for cryptocurrencies | $6M | 42 mo ago | Series A | 5 | Edouard Vanham Co-founder & COO | StoryblokNode.jsPHP+27 | 17 patents Secure offline cryptocurrency transaction signing and key management hardware wallets. | — |
| 24 | WeGroup Insurance quoting software | $6M | 69 mo ago | Series A | 27 | Arvid De Coster Chief Executive Officer And Co-Founder | Webflowcore-jsjQuery+12 | — | — |
| 25 | Anytime Provider of online financial management platform for small businesses | $5M | 114 mo ago | Acquired | 62 | — | Apple iCloud MailGoogle WorkspacePHP+30 | — | — |
| 26 | Cake Personal financial management solution | $5M | 53 mo ago | Acquired | 6 | Davy Kestens Co-Founder & CEO | — | — | — |
| 27 | Zero Friction Provider of SaaS platform for billing and customer interaction for heating | $5M | 21 mo ago | Seed | 15 | Wim Jacobs CEO & Co-founder | WebflowApple iCloud MailMicrosoft 365+22 | — | 1 award |
| 28 | eDebex P2P marketplace allowing businesses to sell or buy invoices. | $4M | 108 mo ago | Series A | 21 21 → 33 (+57%) | David Van der Looven Cofounder/ COO/ Head of Back Office & Client Relations | WordPressMySQLPHP+34 | — | — |
| 29 | Koalaboox SME business financing and invoicing software. | $4M | 87 mo ago | Acquired | 9 | Frederic Lodewyk Founder | — | — | — |
| 30 | Tenderize Liquid staking protocol connecting web3 with DeFi | $3M | 47 mo ago | Seed | 7 | — | — | — | — |
| 31 | Chift API-based application development platform | $2M | 23 mo ago | Seed | 8 | Gauthier Henroz Co-Founder & CEO | WebflowGSAPcore-js+19 | — | 2 launchs |
| 32 | Virteo Cloud-based platform for credit collection and debt recovery. | $2M | 114 mo ago | Public | 10 | — | — | — | — |
| 33 | Wodan AI Provider of AI-driven Fintech solutions for data security and privacy | $2M | 6 mo ago | Seed | — | Bob Dubois Co-Founder & CEO | — | — | — |
| 34 | Aividens AI-based credit risk management solution | $2M | 52 mo ago | Acquired | 2 | Edouard Beauvois Co-Founder & CEO | WordPressMySQLPHP+24 | — | — |
| 35 | Abbove API-based white-label solution for wealth advisors | $2M | 61 mo ago | Seed | 9 | Guillaume Desclee Co-Founder & CEO | WebflowUnbounceYouTube+19 | — | — |
| 36 | b.fine Regulatory reporting solutions for banks & financial institutions | $1M | 65 mo ago | Acquired | 19 | Klaas Imschoot Co-Founder | — | — | — |
| 37 | microStart Microcredit for low-income individuals and SMEs | $1M | 136 mo ago | Seed | 17 | Emmanuel Legras CEO | WordPressApple iCloud MailGoogle Workspace+23 | — | 2 partnerships |
| 38 | Twikey Direct Debit B2B payment platform | $1M | 124 mo ago | Public | 15 | — | BootstrapNginxAmazon Web Services+17 | — | 1 job opening · 2 awards |
| 39 | Intix Software solution provider for managing data and compliance | $1M | 124 mo ago | Acquired | 43 | Wouter Van Santvliet Co-Founder & CTO | — | — | — |
| 40 | 2houses Co-parenting facilitator | $965K | 84 mo ago | Seed | 2 | Gill Ruidant Founder | RubyRuby on RailsEmotion+18 | — | — |
| 41 | POM App based invoice payment solution | $961K | 90 mo ago | Acquired | 12 | Tom Totte Co-Founder | WebflowAmazon Web ServicesLeadfeeder+19 | 2 patents Barcode scanning for product identification and data capture | 2 awards |
| 42 | Digiteal Provider of payment and invoicing solutions, including Peppol access point | $956K | 89 mo ago | Acquired | 10 10 → 24 (+140%) | Cedric Neve Founder & CEO | WordPressMySQLPHP+31 | — | 2 job openings · 1 launch · 1 award |
| 43 | Auditstage Provider of auditing solutions for the auditors | $854K | 12 mo ago | Seed | — | Natalia Khamraeva Founder & CEO | — | — | — |
| 44 | Predikt Predictive analytics platform | $808K | 19 mo ago | Seed | — | Nick Vandesype Co-Founder & CEO | — | — | 2 launchs |
| 45 | Bizzy Online platform for private market data | $784K | 43 mo ago | Seed | 6 | — | Apple iCloud MailGoogle WorkspaceNode.js+24 | — | — |
| 46 | Curvo App-based platform for investing in stocks | $545K | 35 mo ago | Seed | 3 | — | WebflowPlausibleMicrosoft Clarity+12 | — | — |
| 47 | Dexxter Online bookkeeping and invoice management platform for businesses | $451K | 47 mo ago | Seed | — | Robbe Claessens Co-Founder | WordPress Block EditorElementorWordPress+38 | — | — |
| 48 | Cashplannr Software-based platform for cash flow management solutions | $316K | 49 mo ago | Seed | 1 | Thomas Hysselinckx Founder | — | — | — |
| 49 | Novable AI-powered startup scouting technology to find relevant startups | $300K | 43 mo ago | Seed | 3 | Olivier Beaujean Co-Founder | WordPressMySQLPHP+19 | — | — |
| 50 | Yield Monitor Portfolio tracking platform for cryptocurrency | $300K | 51 mo ago | Seed | 2 | Christophe Dupont Co-Founder | — | — | — |
Top 12 FinTech companies in Belgium
#1
Series C · Brussels, Brussels · founded 2016 · 92 employees$72Mraised▾
Qover provides a software suite for the insurance industry. It offers solutions for designing, building, and distributing digital insurance to help growing companies. It offers product development solutions for bike, travel, tenant, purchase, ticket cancellation insurances, and more.
- Mar 2026Series C$12M
- Jul 2023Series C$30M
- Apr 2021Series B$25M
- Jun 2019Series B$9.1M
#2
Series C · Brussels, Brussels · founded 2017$79.4Mraised▾
Provides tailored liquidity solutions for digital assets. They offer market making services across major exchanges, optimizing liquidity and providing fairer pricing. Their OTC trading solutions cater to various asset sizes and offer highly competitive quotes. An options desk provides customized structures for hedging, yield enhancement, and diversification. Treasury solutions help optimize treasuries using options to achieve financial goals. The firm also manages liquidity pools and develops ecosystems, including NFT liquidity. They support institutions and foundations in navigating the tokenized economy.
- Mar 2026Series C—
- Nov 2022Series B$72M
- Oct 2020Series A$5.1M
- 2019Seed$1.2M
#3
Series B · Antwerp, Flanders · founded 2021 · 33 employees$73.8Mraised▾
Decentralized credit marketplace connecting investors with fintech. It provides a credit investment opportunities for investors. Investors can invest in the liquidity pool, which diversifies across deals.
- Nov 2025Series B$6M
- Nov 2023Series B$60M
- Sep 2022Series A$11.2M
- Dec 2021Seed$2.5M
#4
Series B · Ghent, Flanders · founded 2016 · 8 employees$11.6Mraised▾
Harmoney is a cloud-based platform providing risk and compliance solutions to banks, financial advisors, and brokers. It assists in customer profiling through KYC & AML procedures. Its provides white label or SaaS-based solutions that enables client identification, client investment profiling, and financial planning. It provides customized solutions for fully digitize client onboarding.
- May 2026Series B$11.6M
#5
Seed · Ghent, Flanders · founded 2023$2.4Mraised▾
Provider of AI-driven Fintech solutions for data security and privacy. It provides users with a technology that utilizes groundbreaking encryption to train and use AI with encrypted data, protecting platforms against data leaks in areas like KYC (Know Your Customer), risk assessment, and fraud detection.
- Dec 2025Seed$2.4M
#6
Series A · Brussels, Brussels · founded 2015 · 1 employees$17.6Mraised▾
Easyvest is an automated investment platform in diversified ETFs and stocks portfolios. The user will answer some questions to determine risk profile, then propose a customized portfolio, including past performance and future projections. After signing the documents and depositing the money into a special account, algorithms track and send them as necessary according to the market evolution. Its fees ranges from 0.5% to 1%. By January 2016, it had provisionally 20 active users, accounting for assets under management of €2.5M.
- Oct 2024Series A$14.3M
- Jun 2023Seed$3.4M
#7
Seed · Ghent, Flanders · founded 2018 · 15 employees$5.1Mraised▾
Provider of SaaS platform for billing and customer interaction for heating. The platform streamlines invoicing processes and facilitates transparent communication with end consumers through a self-service portal. It offers features such as predicting invoice amounts and providing real-time overviews of billed and unbilled amounts. The platform supports meter-to-cash processes, aiming to simplify invoicing, cash collection, and cost allocation. It integrates into existing IT landscapes, offering automated billing and customer service.
- Sep 2024Seed$2.8M
- Sep 2022Seed$2.3M
#8
Seed · Kampenhout, Flanders · founded 2024$854.2Kraised▾
Provider of auditing solutions for the auditors. The platform provides solutions such as audit AI assistant, leverage automations, engagement management, collaboration system, and more.
- May 2025Seed$854.2K
#9
Public · La Hulpe, Wallonia · founded 2001 · 1318 employees$59.7Mraised▾
Provider of digital solutions for automating financial processes and tax compliance. The company offers services such as e-invoicing, payments, procure-to-pay, order-to-cash, and e-reporting. It also provides a global compliance checker to explore regulations. The company helps businesses transition to electronic invoicing processes and ensure tax compliance.
- Jul 2022Post IPO—
- Jul 2020Series C$11.4M
- Apr 2018Series C$30.4M
- Jan 2016Series B$10.8M
#10
Seed · Brussels, Brussels · founded 2021 · 8 employees$2.5Mraised▾
API-based application development platform. It offers an API platform for multiple integrations, allowing clients to connect softwares to various tools. It offers solutions for accounting, invoicing, CRM management, POS management, and more. It also enables users to develop tools for accounting.
- Jun 2024Seed$2.5M
#11
Seed · Leuven, Flemish Region · founded 2023$807.7Kraised▾
Predictive analytics platform. AI-powered financial forecasting platform that empowers finance leaders to navigate volatile markets with clarity and confidence. The company's platform combines advanced AI with machine learning algorithms to provide accurate and reliable financial predictions, enabling businesses to make informed decisions.
- Nov 2024Seed$807.7K
#12
Acquired · Brussels, Brussels · founded 1991 · 47 employees$8Mraised▾
Bureau van Dijk specialises in providing company information and business intelligence. Product range includes databases of company information and business intelligence for individual countries, regions and the world. Have extensive coverage of private companies, detailed company hierarchies, standardised financial reports. Source contents from regulatory and other sources.
- Jun 2023Grant (prize money)$618.1K
- Jan 2022Grant (prize money)$345.5K
- Dec 2021Grant (prize money)$316.1K
- Dec 2021Grant (prize money)$389.1K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Belgium
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 19 Belgium-affiliated papers.
- International Management Institute4
- Vrije Universiteit Brussel3
- University of Liège3
- Federal Department of Justice2
- University of Mons1
- Scarcity1
- Context (archaeology)1
- Commonsense knowledge1
- Preference1
- Focus (optics)1
- Financial inclusion2
- Payment1
- Leverage (statistics)1
- Stakeholder1
- Payment service provider1
- Financial services7
- Cryptocurrency3
- Nexus (standard)3
- Mobile payment2
- Financial innovation2
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.