Best FinTech Companies in Birmingham, United States
The 49 best FinTech companies in Birmingham, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Prepaid Technologies.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Birmingham
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Prepaid Technologies Prepaid cards for banks and businesses | $101M | 57 mo ago | Series B | — | 1998 | UbuntuAmazon Web ServicesApache HTTP Server+3 | — | 1 job opening · 1 award |
| 2 | Immediate Solutions Online platform offering salary-linked payday loans to employees through employers | $36M | 19 mo ago | Series B | Jason Gwizdala Co-Founder & CTO | 2019 | Webflowanime.jsVimeo+24 | — | 1 partnership |
| 3 | Everdays App-based platform for cremation services | $17M | 90 mo ago | Series A | — | 2017 | UnbounceNode.jsUbuntu+24 | — | — |
| 4 | Daxko Provider of cloud-based suite solutions for nonprofit organizations | $8M | 57 mo ago | Acquired | — | 1998 | SentryApple iCloud MailMicrosoft 365+32 | — | 1 partnership |
| 5 | Fancard Sports-themed gift and prepaid cards, payment solutions for organizations | $7M | 75 mo ago | Series A | Greg Boggs Co-Founder | 2016 | WordPressMySQLPHP+44 | — | — |
| 6 | First Partners Bank Developer of an internet-first banking platform | $6M | 123 mo ago | Acquired | Elam Holley CEO & President | 2007 | — | — | — |
| 7 | XpertDox AI powered medical coding and clinical trials solutions provider | $4M | 42 mo ago | Seed | Bhupesh Panwar Co-Founder & COO | 2015 | Node.jsTailwind CSSReact+19 | 2 patents AI-driven recommendation systems for selecting hospitals and physicians | 3 awards |
| 8 | CareFund Online lending platform offering consumer loans | $2M | 26 mo ago | Seed | Patrick Kent Co-CEO | 2022 | WordPressMySQLPHP+20 | — | — |
| 9 | Gas Pos Hardware-based point of sale solutions to fuel merchants | $1M | 73 mo ago | Seed | — | 2015 | Cart FunctionalityWix eCommerceWix+22 | — | — |
| 10 | Totle Crypto-asset management platform | $1M | 90 mo ago | Deadpooled | Christie Borda Co-Founder | 2017 | — | 7 patents Cryptocurrency trading platform and exchange system | — |
| 11 | Diamond Fortress Technologies Provider of biometric identity security solutions | $860K | 138 mo ago | Acqui-Hired | — | 2012 | — | — | — |
| 12 | Baremetrics Cloud based subscription analytics and customer insights software | $500K | 142 mo ago | Seed | Josh Pigford Founder | 2013 | HubSpot CMS HubUnbouncePayPal+28 | — | 1 launch |
| 13 | BrandCrowder Equity crowdfunding for franchise deals | $204K | 120 mo ago | Deadpooled | francois nabwangu Co-Founder | 2015 | — | — | — |
| 14 | SmartWiz Tax software solution for tax professionals | $200K | 24 mo ago | Seed | Bre Johnson Co-Founder | 2023 | Apple iCloud MailGoogle WorkspaceGoogle Sign-in+14 | — | — |
| 15 | Instagift Provides Digital Gift Cards for businesses | $120K | 193 mo ago | Seed | Jennifer Schmidt Co-Founder | 2001 | Cart FunctionalityRubyFacebook Login+20 | — | — |
| 16 | Quantalytix Provider of enterprise bank management software solutions | $100K | 86 mo ago | Funding Raised | Will Bryant Co-Founder | 2016 | — | — | — |
Top 12 FinTech companies in Birmingham
#1
Series B · Birmingham, Alabama · founded 2019 · 23 employees$35.7Mraised▾
IOnline platform offering salary-linked payday loans to employees through employers. It enables employers to offer employees access to the updated earned money as the platform calculates work hours and notifies the amount earned through its app. Its app is available for iOS and Android devices.
- Dec 2024Series B$2.7M
- Jul 2023Series B$16M
- Sep 2022Conventional Debt—
- Sep 2022Series A$4.1M
#2
Series B · Birmingham, Alabama · founded 1998 · 29 employees$101Mraised▾
Prepaid cards for banks and businesses. Its products include payroll/payment cards, corporate purchasing cards, reward/incentive cards, gift cards, smart banking card college cards, and travel cards. It also offers services pertaining to card programs including turnkey programs and custom solutions, program development, and management.
- Nov 2021Series B$96M
- Aug 2016Series A$5M
#3
Seed · Birmingham, Alabama · founded 2022$1.7Mraised▾
Online lending platform offering consumer loans. It offers a platform that enables users to apply and get funded for loans like Healthcare, Home care, Car care, and more. It offers loans for purposes like dentistry, endodontics, oral surgery, home automation, and more.
- Jun 2024Seed$1.7M
#4
Seed · Birmingham, Alabama · founded 2023$200Kraised▾
Tax software solution for tax professionals. It enables tax professionals to manage clients' tax preparation, tax calculations, document management, communication tools, data management, and more. It also offers financial management solutions.
- Jul 2024Seed$700K
- Jul 2023Grant (prize money)$150K
#5
Seed · Birmingham, Alabama · founded 2015 · 34 employees$3.6Mraised▾
AI powered medical coding and clinical trials solutions provider. The company's solutions include an autonomous coding solution accelerates the revenue cycle, The features include search engine, patient recruitment, and trial management and physician-facing internal platform for automated pre-screening, referral, and recruitment.
- Jan 2023Seed$1.1M
- Sep 2022Seed$1.5M
- Feb 2018Seed$1M
- Apr 2016Grant (prize money)$40K
#6
Acquired · Birmingham, Alabama · founded 1998 · 539 employees$7.8Mraised▾
Provider of cloud-based suite solutions for nonprofit organizations. It features a solution for online account management, registration, membership sales, performance analytics full service quotation and billing, digital marketing, and donations to help users interact online with their customers. Users are able to generate key accounting and reports to view the financial stability of their full association, branch, department, fund, or program.
- Oct 2021Series B—
- Feb 2014Series B—
- Jul 2008Series A$7.8M
- 2007Series A—
#7
Series A · Birmingham, Michigan · founded 2017 · 11 employees$17Mraised▾
An app-based platform for cremation services. The company partners with the funeral homes so that users can choose the service as per their requirement. The company offers complete funeral services, memorial services. The app is available on Android & iOS platforms.
- Jan 2019Series A$12M
- Mar 2017Seed$5M
#8
Series A · Birmingham, Alabama · founded 2016 · 10 employees$6.6Mraised▾
Sports-themed gift and prepaid cards, payment solutions for organizations. It provides a unique intersection of sports and payments, offering gift cards and reloadable accounts for college sports fans. These cards can be used anywhere Mastercard is accepted. The company also offers custom gift cards for corporate gifts and events. Business Payment Solutions enable organizations to distribute funds efficiently via custom debit cards, ideal for per-diems and expenses. It caters to college, youth, and professional sports organizations, streamlining payments to players and staff. The platform offers features like online gift card delivery, balance checks, and card security powered by Mastercard ID Theft Protection. It is a B2C and B2B company offering financial services and payment solutions.
- Apr 2020Series A$4M
- May 2018Seed$2.5M
- Mar 2017Seed$1.5M
- Mar 2017Conventional Debt$1.6M
#9
Acquired · Birmingham, Alabama · founded 2007 · 41 employees$5.5Mraised▾
Developer of an internet-first banking platform. It offers a platform where users can get banking services.
- Apr 2016Conventional Debt$5.5M
#10
Seed · Birmingham, Alabama · founded 2015 · 43 employees$1.1Mraised▾
Gas Pos provides hardware-based point of sale solutions to fuel merchants which can be deployed in gas stations, stores or truck stops. Offered systems comply with PCI and EMV standards and can track material inventory and enables custom price groups. The system consists of fuel controller, cash drawer, scanner, customer display and pin pad.
- 2020Seed$150K
- Nov 2018Seed$1M
- 2018Seed—
- May 2018Seed—
#11
Seed · Birmingham, Alabama · founded 2015 · 12 employees$70Kraised▾
Provider of tax preparation services intended to support small businesses looking for financial needs. The company's portal keeps clients' documents safe and the tax professional team submits other documents, enabling clients to get help in tax preparation, bookkeeping, financial, and accounting services.
#12
Deadpooled · Birmingham, Michigan · founded 2017 · 15 employees$1Mraised▾
Totle is a mobile-first crypto-asset management platform. Users need to create a coinbase account, install metamask to buy Ethereum via coinbase to start creating their folio. Allows users to select the coins and allocate weightage. Also features a dashboard to keep track of the portfolio.
- Jan 2019Seed$1M
- Jan 2018Conventional Debt$1.2M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.