Best FinTech Companies in Cambridge, United States
The 69 best FinTech companies in Cambridge, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Pegasystems.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Cambridge
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Pegasystems Wealth management solution provider | $525M | 76 mo ago | 5,406 5,406 → 5,573 (+3%) · sector median +54% | Alan Trefler Founder & CEO | DrupalPHPJava+29 | 88 patents Enterprise workflow automation and AI-driven business process management solutions. | 1 launch · 1 award |
| 2 | Cambridge Mobile Telematics Provider of AI-powered telematics and mobility safety solutions 74Patents top 10%Funding top 19%Moat top 26%Product top 28% All 13 signals ▾Patentstop 10% Fundingtop 19% Moattop 26% Producttop 28% Talenttop 28% Innovationtop 29% Newstop 29% AItop 35% Markettop 42% Techtop 42% Globalbottom 47% Growthbottom 44% Customersbottom 39% Patents: 394 patents matched (strict assignee match) · 258 filings since 2022 vs 126 in 2017-21 Funding: Raised $502M across 3 rounds · 3 rounds over 12 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 74/100 | $502M | 3 mo ago | 318 318 → 482 (+52%) · sector median +54% | William Powers Co-Founder & CEO | WordPressMySQLPHP+41 | 394 patents Patents concentrated in computing, sensing & instrumentation | 1 award |
| 3 | Capchase Provider of an online revenue-based financing platform for SaaS businesses 74Funding top 14%Talent top 28%Moat top 31%Global top 34% All 9 signals ▾Fundingtop 14% Talenttop 28% Moattop 31% Globaltop 34% Growthtop 37% Markettop 42% Producttop 45% Techtop 48% Newsbottom 38% Funding: Raised $495M across 7 rounds · 7 rounds over 6 yrs (1.2/yr) Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 74/100 | $495M | 0 mo ago | 152 | Ignacio Pubul Co-Founder | WebflowApple iCloud MailZoho+29 | — | 1 expansion |
| 4 | Insurify Online comparison platform for car insurance | $154M | 38 mo ago | 67 | Giorgos Zacharia Co-founder and Board Member | StoryblokApple iCloud MailGoogle Workspace+20 | 2 patents User profiling for risk assessment and underwriting in insurance | — |
| 5 | MineralTree Cloud-based accounts payable solutions for businesses | $123M | 69 mo ago | 124 124 → 99 (-20%) · sector median +54% | — | WordPressMySQLPHP+25 | 8 patents Secure electronic payment processing and automated clearinghouse transaction systems | — |
| 6 | Kensho Provider of AI-based software solutions for law enforcement and businesses | $123M | 111 mo ago | 98 98 → 189 (+93%) · sector median +54% | — | SentryApple iCloud MailGoogle Workspace+24 | 7 patents Financial data mining and analytics platforms for predictive modeling and domain-specific search | 2 launchs · 2 partnerships · 1 award |
| 7 | EverQuote Online comparison platform for automotive & other insurances | $38M | 112 mo ago | 865 | — | Apple iCloud MailGoogle WorkspaceNode.js+23 | — | — |
| 8 | PaymentWorks Provider of vendor management software for vendor onboarding and payments | $34M | 29 mo ago | 56 56 → 131 (+134%) · sector median +54% | Alan Greenblatt CTO & Co-founder | WordPressMySQLPHP+30 | — | — |
| 9 | biddingforgood BiddingForGood provides online fundraising auctions for corporate and nonprofit charitable organizations. | $29M | 152 mo ago | 44 | — | RubyRuby on RailsPhusion Passenger+12 | — | — |
| 10 | Wagmo Provider of monthly membership plans for pet insurance and routine care | $28M | 29 mo ago | 38 38 → 59 (+55%) · sector median +54% | Alison Foxworth Co-Founder | Builder.ioSentryZendesk+28 | — | 1 expansion |
| 11 | Catch Benefits plan provider for freelancers | $26M | 60 mo ago | 22 | Andrew Ambrosino Founder | Apple iCloud MailGoogle WorkspaceTypeScript+24 | 6 patents Patents concentrated in chemistry & materials | — |
| 12 | Leaf Point of Sale hardware and software solution. | $26M | 152 mo ago | 49 | — | — | 54 patents Personalized web content delivery, automated Q&A, and multimedia overlay analytics. | — |
| 13 | SYSO Technologies Provider of renewable energy storage and management solutions 35Funding top 36%Talent top 38%Moat top 39%Market bottom 40% All 5 signals ▾Fundingtop 36% Talenttop 38% Moattop 39% Marketbottom 40% Globalbottom 29% Funding: Raised $24.5M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 35/100 | $24M | 5 mo ago | 22 22 → 44 (+100%) · sector median +54% | Christopher Gosline Co-Founder & CEO | — | — | — |
| 14 | Metrika Provider of IT service suite solutions | $23M | 41 mo ago | 45 | Nikos Andrikogiannopoulos CEO | ReactEmotionAmazon Web Services+8 | 50 patents Point‑of‑care fluid handling and mixing devices for lateral‑flow diagnostic test strips | — |
| 15 | CoreStreet Provider of insider trading data for major stock markets | $12M | 219 mo ago | 5 | David Boyd Co-Founder | UbuntuTailwind CSSNginx+3 | 79 patents Patents concentrated in electrical & electronics | — |
| 16 | Cignifi Credit scoring solutions based on mobile data | $11M | 69 mo ago | 9 | — | — | — | — |
| 17 | Madaket Health Provider of a platform streamlining healthcare provider data and administrative workflows | $10M | 95 mo ago | 37 37 → 39 (+5%) · sector median +54% | Benedict Dsilva CTO & Co-founder | — | — | — |
| 18 | Cambridge Blockchain Blockchain focused management and compliance services for financial institutions | $10M | 86 mo ago | 9 | Alex Oberhauser Co-Founder & CTO | — | 40 patents Blockchain compliance, digital identity, and secure key management platforms | — |
| 19 | Relativity6 Machine learning-based customer engagement solution for insurance industry | $7M | 32 mo ago | 26 26 → 16 (-38%) · sector median +54% | — | WebflowTypekitGoogle Font API+21 | — | — |
| 20 | Sagewell Internet-first bank offering digital banking services for senior citizens | $6M | 52 mo ago | 13 | Jeff Wright Co-Founder | — | — | — |
| 21 | Beta Finance Crypto-based lending and borrowing solutions | $6M | 55 mo ago | 2 | — | Node.jsTailwind CSSReact+11 | — | — |
| 22 | Surround Insurance Cloud-based insurance platform auto insurance | $5M | 43 mo ago | 14 | Kate Terry Cofounder and Chief Executive Officer | — | — | — |
| 23 | Pebble Finance Provider of investment solutions for index funds | $5M | 48 mo ago | 9 | — | Cart FunctionalitySquarespace CommerceSquarespace+19 | — | — |
| 24 | Datalign Advisory Platform matching individuals with financial advisors based on specific criteria | $4M | 10 mo ago | 13 | Hilary Malecha Co-Founder | WordPressMySQLPHP+21 | — | — |
| 25 | ScribeUp Virtual credit cards for subscription management | $3M | 34 mo ago | 14 | Yohei Oka CTO & Co-Founder @ ScribeUp | SentryNode.jsTailwind CSS+21 | — | 1 partnership |
| 26 | Inkle SaaS-based accounting workflow management platform | $2M | 40 mo ago | 28 | Anand Krishna Co-Founder & CEO | WebflowCart FunctionalityThree.js+21 | — | 1 launch |
| 27 | BUTTON Wallet Online cross-platform cryptocurrency wallet | $470K | 84 mo ago | 2 | — | — | — | — |
Top 12 FinTech companies in Cambridge
#1
Series C · Cambridge, Massachusetts · founded 2020 · 152 employees$494.6Mraised▾
Provider of an online revenue-based financing platform for SaaS businesses. It offers to finance for recurring revenue tech-based companies. The user must sync the financial data from banks, accounting software, and subscriptions, and the financing amount is calculated based on it. It also offers blogs, runway calculators, and more.
- May 2024Conventional Debt$114.1M
- Feb 2024Series B$5M
- Mar 2022Series B$80M
- Jul 2021Series B$280M
#2
Series D · Cambridge, Massachusetts · founded 2010 · 318 employees$502.5Mraised▾
Provider of AI-powered telematics and mobility safety solutions. It delivers real-time driving risk assessment, crash detection, driver coaching, and claims support solutions for insurers, mobility providers, gig platforms, and public sector organizations. Its AI-driven analytics engine combines data from smartphones, vehicles, and connected devices to generate actionable safety insights, helping reduce distracted driving, improve driver behavior, lower accident rates, and optimize insurance and mobility programs at global scale.
- Mar 2026Series D$350M
- Dec 2018Series C$500M
- Sep 2014Series A$2.5M
#3
Series B · Cambridge, Massachusetts · founded 2019 · 22 employees$24.5Mraised▾
Provider of renewable energy storage and management solutions. It offers the SYSO Technology Platform - which is used to manage equipment, market data & weather data, and SYSO Technology Server - which provides installation and data security solutions.
- Dec 2025Series B$7M
- Jul 2024Series B$14.5M
- Oct 2022Series A$10M
- Apr 2022Seed$2M
#4
Series A · Cambridge, Massachusetts · founded 2021 · 13 employees$4Mraised▾
Platform matching individuals with financial advisors based on specific criteria. It offers a system that analyzes financial situations and connects individuals with advisory firms. The platform gathers information about income, savings, investment goals, and communication preferences. The system reviews profiles and connects individuals with an advisory firm aligned with their goals and needs.
- Aug 2025Series A$2M
- Dec 2024Series A$5M
- Feb 2024Series A$4M
#5
Series B · Cambridge, Massachusetts · founded 2013 · 67 employees$154.1Mraised▾
Online comparison platform for car insurance. It offers insurance quotes for accident coverage, home protection, vehicle repair protection, property damage protection, life coverage, and more. It also offers claim assistance solutions.
- Apr 2023Series B$22.4M
- Sep 2021Series B$100M
- Nov 2019Series A$23M
- Mar 2017Series A$4.6M
#6
Series A · Cambridge, Massachusetts · founded 2013 · 56 employees$33.8Mraised▾
Provider of vendor management software for vendor onboarding and payments. The software streamlines vendor verification, automates compliance monitoring, and optimizes payables strategy. It facilitates secure vendor data management and aims to reduce vendor fraud risks. The system offers features such as automated sanctions checks and audit trails.
- Dec 2023Series A$12M
- Jun 2022Series A$5.4M
- May 2020Series A$1.8M
- Jul 2019Series A$14.5M
#7
Series A · Cambridge, Massachusetts · founded 2018 · 38 employees$28.3Mraised▾
Provider of monthly membership plans for pet insurance and routine care. The company offers wellness and pet insurance for customers. It offers preventative care through reimbursements for routine expenses like vaccinations, and flea, tick, and heartworm prevention by using veterinary data.
- Jan 2024Series A—
- Aug 2023Series A$8.9M
- Jul 2021Series A$14M
- Dec 2019Seed$4.2M
#8
Public · Cambridge, Massachusetts · founded 1983 · 5406 employees$525Mraised▾
Wealth management solution provider. Its enterprise AI decisioning and workflow automation platform delivers business transforming value.
- Feb 2020Post IPO$525M
#9
Acquired · Cambridge, Massachusetts · founded 2010 · 124 employees$123.4Mraised▾
Cloud-based accounts payable solutions for businesses. It provides solutions for scanning invoices, converting invoices into PDF format, linking documents with data, and more. It offers multiple products including Invoice-to-pay for accounts payable automation, Flexpay for payments automation, virtual card with SilverPay for vendor payments management, and fraud Security with SliverGuard for payment fraud detection.
- Sep 2020Series D$54.4M
- Mar 2019Series C$50M
- Feb 2015Series B$11.1M
- Jun 2012Series A$6.3M
#10
Acquired · Cambridge, Massachusetts · founded 2010 · 98 employees$122.8Mraised▾
Kensho is a provider of AI-based software solutions for law enforcement and businesses. The solutions offering includes Visallo, analysts, a software platform for law enforcement detectives, and fraud investigators for analysis. It includes a natural language processing platform to solve analytical problems of government and commercial institutions.
- Feb 2017Series B$50M
- Aug 2015Series B$47.8M
- Nov 2014Series A$15M
- Mar 2014Conventional Debt$10.1M
#11
Series A · Cambridge, Massachusetts · founded 2019 · 45 employees$22.6Mraised▾
Provider of IT service suite solutions
- Dec 2022Series A$4.9M
- Sep 2021Series A$14M
- Seed$3.7M
#12
Series A · Cambridge, Massachusetts · founded 2016 · 26 employees$7.4Mraised▾
Relativity6 provides a machine learning-based customer engagement solution for the insurance industry. It provides data about unresponsive customers based on data science and machine learning. It provides a platform to generates the list of unresponsive customers with the highest willingness to return. It has clients such as Coterie, Metlife, Allianz, etc.
- Sep 2023Series A$1.5M
- Feb 2022Series A$5.2M
- Feb 2021Seed$50K
- Jun 2019Seed$130K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.