Best FinTech Companies in Cambridge, United Kingdom
The 46 best FinTech companies in Cambridge, United Kingdom in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Featurespace.
Biggest earners Jcb ($7.4B, -11% YoY), Marex ($2.0B, +11% YoY), Plus500 Ltd. ($792M, +3% YoY), Capital Limited ($346M, -1% YoY)
Our analysis of 55 FinTech companies
$15.5b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Cambridge
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Featurespace Developer of risk management and fraud prevention software solutions 87Innovation top 15%AI top 18%Patents top 20%Fin. health top 26% All 12 signals ▾Innovationtop 15% AItop 18% Patentstop 20% Fin. healthtop 26% Talenttop 28% Moattop 29% Markettop 30% Fundingtop 31% Globaltop 39% Growthbottom 47% Techbottom 44% Newsbottom 24% Innovation: 102 patents (top 15% of patent-holders) · 102 filings since 2022 vs 0 in 2017-21 AI: Classified as an AI company · Holds AI/ML patents (G06N-family CPC) rank vs industry peers · Fliar Intelligence Index 87/100 | $111M | 44 mo ago | Acquired | Marianne Klein Co-Founder | 2008 | WordPressMySQLPHP+19 | 102 patents AI-driven transaction monitoring and fraud detection systems | — |
| 2 | Bango Provider of marketing solutions for e-commerce businesses | $52M | 63 mo ago | Public | Anil Malhotra Co-Founder & CMO | 1999 | WordPress Block EditorWordPressProton Mail+26 | — | 1 partnership · 1 award |
| 3 | Risilience SaaS-based climate analytics platform 27Funding top 27%Talent top 28%Moat top 38%Product top 46% All 9 signals ▾Fundingtop 27% Talenttop 28% Moattop 38% Producttop 46% Marketbottom 37% Globalbottom 37% Patentsbottom 32% Innovationbottom 23% Newsbottom 22% Funding: Raised $34.3M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 27/100 | $34M | 17 mo ago | Series B | Michelle Tuveson Co-Founder | 2015 | — | 2 patents Risk assessment modeling for technical systems using data analytics | — |
| 4 | Monavate Online payment and issuer processing solution for businesses | $7M | 64 mo ago | Acquired | — | 2019 | Webflow EcommerceWebflowAmazon Web Services+13 | — | — |
| 5 | Theia Insights Factual AI solution to streamline portfolio analysis 11News top 43%Funding top 46%Moat top 48%Talent bottom 49% All 7 signals ▾Newstop 43% Fundingtop 46% Moattop 48% Talentbottom 49% Globalbottom 39% Techbottom 35% Marketbottom 21% News: 2 BI events in 12 mo (of 4 tracked, 2 types) · Top themes: Funding Funding: Raised $6.5M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 11/100 | $6M | 6 mo ago | Series A | Ye Tian Founder & CEO | 2022 | Apple iCloud MailGoogle WorkspaceAmazon Web Services+9 | — | — |
| 6 | Syndicate Room Equity-based crowdfunding platform for startups | $5M | 123 mo ago | Seed | Goncalo Vasconcelos Co-Founder | 2013 | Node.jsRadix UITailwind CSS+22 | — | — |
| 7 | Fina Technologies Quantitative Analysis Platform for Financial Firms | $4M | 200 mo ago | Series A | Joshua Holden ex-President & CEO | 2008 | — | — | — |
| 8 | Money Mover Foreign currency exchange and global payment services | $2M | 111 mo ago | Seed | Hamish Anderson CEO | 2013 | SentryHelp ScoutPython+26 | — | — |
| 9 | Rnwl App-based car insurance comparison platform for individuals | $885K | 56 mo ago | Seed | — | 2019 | BootstrapReactReact Router+12 | 2 patents Enterprise data processing and management systems for business information handling | — |
| 10 | LIMITLESS Provider of white label goal-based micro investment platform | $823K | 88 mo ago | Seed | Ka-ming Lim Co-Founder | 2016 | — | — | — |
| 11 | Cronto Cryptography based transaction authentication solution. | $412K | 128 mo ago | Acquired | — | 2005 | — | 7 patents Dynamic multifactor authentication systems and multidimensional barcode generation/reading technologies. | — |
| 12 | Mny App Personal financial management solution | $186K | 102 mo ago | Seed | Mark Murphy Founder & CEO | 2017 | — | — | — |
| 13 | ImpulseSave Online Piggy Bank | $50K | 163 mo ago | Acquired | Phil Fremont-Smith ex-Cofounder | 2010 | — | — | — |
| 14 | FinCrime Dynamics AI-based fraud detection solution for financial institutions | — | 20 mo ago | Seed | Daniel Turner-Szymkiewicz CPO & Co-Founder | 2019 | — | — | — |
| 15 | Larcier-Intersentia Larcier-Intersentia offers technical and documentary solutions for tax, legal, and compliance professionals. | — | 115 mo ago | Funding Raised | — | 1997 | Cart FunctionalityMagentoElasticsearch+35 | — | — |
Top 12 FinTech companies in Cambridge
#1
Series A · Cambridge, England · founded 2022 · 10 employees$6.5Mraised▾
Factual AI solution to streamline portfolio analysis. Provides portfolio analysis and benchmarking in the finance industry. Provides AI solution that helps investors understand the risks and drivers behind their portfolios. Enables to analyze ETFs, mutual funds, indices, or own portfolios.
- Feb 2026Series A$8M
- Dec 2023Series A$6.5M
#2
Series B · Cambridge, England · founded 2015 · 20 employees$34.3Mraised▾
SaaS-based climate analytics platform. It provides analytics that helps companies navigate uncertainty and better manage risk. The company provides an analytics platform that allows users to meet the strategic challenges of enterprise risk and climate risks. It also provides a framework for investors and regulators with TCFD reporting.
- Feb 2025Series B—
- Oct 2024Series B$12.1K
- Jun 2024Series B—
- Sep 2023Series B—
#3
Acquired · Cambridge, England · founded 2008 · 400 employees$110.6Mraised▾
Developer of risk management and fraud prevention software solutions. The company provides a platform designed to model and predict individual behavior in real time. This platform is used for fraud prevention and anti-money laundering purposes. It allows computers to understand when an individual customer’s behavior is out of character. The platform evaluates risk automatically.
- Nov 2022Grant (prize money)—
- May 2020Series E$37.4M
- Jan 2019Series D$33M
- Aug 2017Series C$21.9M
#4
Public · Cambridge, England · founded 1999 · 187 employees$51.7Mraised▾
Provider of marketing solutions for e-commerce businesses. The platform provides digital payments and marketing solutions that converts online users into paying customers.
- May 2021Post IPO$29.3K
- Apr 2020Post IPO$8.1M
- Jan 2018Post IPO$7M
- Nov 2015Post IPO$16.6M
#5
Acquired · Cambridge, England · founded 2019 · 5 employees$6.9Mraised▾
Online payment and issuer processing solution for businesses. It enables the business to launch and connect with card networks and issuing banks to provide card issuance management, authorize transactions, and communicate with settlement entities. It offers ATM BIN sponsorships working with multiple ATM processors to end-to-end payment processing service with dedicated account management support.
- Mar 2021Seed$6.9M
#6
Seed · Cambridge, England · founded 2013 · 16 employees$5.2Mraised▾
Equity-based crowdfunding platform for startups. It allows investors to co-invest with experienced business angels. It offers tools for valuation and monitoring the market position of startups for investment. Its features enables businesses to reach minimum funding and target funding amounts.
- May 2016Seed$3.3M
- May 2015Seed$1.8M
#7
Series A · Cambridge, England · founded 2008 · 89 employees$4.5Mraised▾
Fina Technologies applies highly parallel supercomputing technology combined with cutting edge machine learning techniques to create quantitative trading algorithms and deliver business solutions. Fina Technologies, Inc. is a spinoff of Gene Network Sciences (GNS) focused on applying the REFSTM platform and other machine-learning tools to large-data problems in the worlds of finance, insurance, e-commerce, government, and other non-biomedical areas. Fina Technologies partners with sophisticated trading houses and funds to employ robust modeling framework to a variety of trading algorithms from straightforward time series prediction to value estimation and factor models. They claim to achieve strong out-of-sample predictive power by using a data agnostic platform that is robust to the over-fitting problem that plagues most automated techniques.
- Dec 2009Series A$4.5M
#8
Seed · Cambridge, England · founded 2019 · 6 employees$885.1Kraised▾
App-based car insurance comparison platform for individuals. It offers insurance renewal services. Its insurance partners include AXA, Aviva, Zurich, Legal & General, and more. The app is available for Android and iOS platforms.
- Nov 2021Seed$656K
- Sep 2020Seed$252.9K
#9
Seed · Cambridge, England · founded 2013 · 5 employees$2.2Mraised▾
Money Mover allows people and organizations to buy or sell currencies and then send the payment internationally. Has around 15 test clients transmitting payments in excess of $2.5M.
- May 2017Angel$646.8K
- Jul 2015Angel$1.6M
#10
Seed · Cambridge, England · founded 2016 · 9 employees$822.7Kraised▾
Provider of white label goal-based micro investment platform. It provides users with platform that offer micro savings option to the customers. Users have to sync their financial accounts to the platform, and it automatically moves the expenditure into a savings account. The app offers an option of multiple funds of passive index funds across different risk profiles.
- Apr 2019Seed$822.7K
- Apr 2018Seed—
#11
Acquired · Cambridge, England · founded 2005 · 19 employees$412Kraised▾
Cronto provides secure transaction authentication solutions for internet banking. The company uses graphical cryptogram having a matrix of multi-colored dots which user can capture through his mobile and decrypt & validate the transaction accordingly eliminating the possibility of banking trojan during payment instruction. The company also provides a mobile app for the same. The company has also developed a small dedicated mobile device for the same.
- Dec 2015Grant (prize money)$412K
#12
Seed · Cambridge, England · founded 2017 · 1 employees$185.8Kraised▾
Mny app is a personal financial management solution. The app supports accounts from multiple banks via open banking standards. Provides a view of the user's balances and transactions across multiple accounts. Transactions are automatically-assigned to budget categories based on the user's previous assignments.
- Jan 2018Seed$185.8K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United Kingdom
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 292 United Kingdom-affiliated papers.
- Department of Finance16
- University College London12
- University of Oxford12
- University of Greenwich8
- Durham University7
- Credit risk4
- Financial services3
- Scalability3
- Digital currency3
- Analytics3
- Financial services2→34
- Financial inclusion1→12
- Mobile payment1→4
- Financial services5→59
- Financial inclusion1→25
- Payment1→22
- Financial innovation2→8
- Blockchain1→5
Where fintech is researched across United Kingdom
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United Kingdom
United Kingdom fintech patent filing is cooling — 4 filings from 3 assignees (2020–2024), led by Unlisted, IL Marchese Diamonds, Obrien Patrick Damien; annual filings 2→1.
- Unlisted2
- IL Marchese Diamonds1
- Obrien Patrick Damien1
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.