Best FinTech Companies in Canada
The 2433 best FinTech companies in Canada in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Pineapple.
Canada's FinTech sector has a funding story worth sitting with: 2,433 companies tracked, $16.3B in total disclosed capital, and six unicorns already on the books. This directory ranks the best FinTech companies in Canada by disclosed equity funding and recent momentum, so you've got a clear line from headline number to actual firm. Pineapple leads at $1.2B raised, Wealthsimple follows at $901M, and Bitfarms sits at $855M. That's three companies alone accounting for roughly $3B of the pool. And the global tailwind is real: the FinTech market is projected to climb from $113.4B in 2025 to $461.6B by 2034, a 17.21% CAGR according to IMARC Group.
What's driving the next wave? Next-gen banking platforms and cloud-based digital banking are pulling the most coverage right now, and I'd expect that concentration to intensify. Stringent and sometimes conflicting government regulations remain a genuine structural constraint here, shaping which models scale and which stall. Neo Financial ($299M) and Float ($202M) are the names I'd watch for execution against that regulatory friction. The most active backers, including MaRS Discovery District, BDC, and Techstars, suggest a pipeline that skews toward early-stage bets with room to run. The capital is deployed. The question is who converts it into durable revenue.
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Our analysis of 65 FinTech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Canada
| # | Company | Disclosed funding | Last round | Stage | Employees | Founded | Market signals (1y) | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Pineapple Online platform for residential mortgages 42Funding top 27%Tech top 38%Growth top 50%Market bottom 46% All 7 signals ▾Fundingtop 27% Techtop 38% Growthtop 50% Marketbottom 46% Moatbottom 38% Fin. healthbottom 36% Globalbottom 32% Funding: Raised $1.2B across 3 rounds · 3 rounds over 5 yrs (0.6/yr) Tech: 34 technologies across 5/8 capability areas · Cloud: Cloudflare, Netlify rank vs industry peers · Fliar Intelligence Index 42/100 | $1.2B | 9 mo ago | Public | 259 | 2016 | — | — | 1 job opening |
| 2 | Clearco 🦄 Revenue-based financing solution 76Funding top 20%Product top 25%Moat top 26%Innovation top 28% All 10 signals ▾Fundingtop 20% Producttop 25% Moattop 26% Innovationtop 28% Newstop 34% Markettop 35% Growthtop 40% Techtop 41% Globaltop 42% Talentbottom 49% Funding: Raised $905M across 8 rounds · 8 rounds over 7 yrs (1.1/yr) Product: 4 product launch events in 12 mo, 1 the year before · Company stage: Series D rank vs industry peers · Fliar Intelligence Index 76/100 | $905M | 32 mo ago | Series D | 315 | 2015 | 4 signals ▲33% New product | — | — |
| 3 | Wealthsimple 🦄 Provider of financial services including investing, trading, saving, and borrowing 76Tech top 9%Funding top 13%Moat top 32%Talent top 38% All 12 signals ▾Techtop 9% Fundingtop 13% Moattop 32% Talenttop 38% Producttop 41% Newstop 42% Customerstop 42% Markettop 43% Growthtop 43% Globaltop 45% Innovationtop 46% Patentsbottom 31% Tech: 92 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon Ses Funding: Raised $901M across 9 rounds · 9 rounds over 12 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 76/100 | $901M | 7 mo ago | Series F | 29 | 2014 | 6 signals ▼57% Funding | 4 patents Financial transaction data processing and real-time notification infrastructure for fintech platforms | 2 launchs · 1 partnership |
| 4 | Bitfarms Cloud mining solutions for cryptocurrency 76Funding top 12%Growth top 35%Tech top 36%Talent top 37% All 8 signals ▾Fundingtop 12% Growthtop 35% Techtop 36% Talenttop 37% Newstop 39% Markettop 41% Globaltop 46% Moattop 48% Funding: Raised $855M across 8 rounds · 8 rounds over 7 yrs (1.1/yr) Growth: 11 acquisition/expansion moves in 24 mo · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 76/100 | $855M | 7 mo ago | Public | 140 | 2017 | 57 signals ▼34% Earnings · Leadership · Acquisition | — | — |
| 5 | Carcetti Capital Operator of a financial services company focused on private placements 79Funding top 13%Growth top 13%News top 24%Market top 28% All 5 signals ▾Fundingtop 13% Growthtop 13% Newstop 24% Markettop 28% Globalbottom 25% Funding: Raised $542M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Growth: 16 acquisition/expansion moves in 24 mo · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 79/100 | $542M | 9 mo ago | Late Stage | 314 | 2023 | 43 signals Acquisition · Funding · Board | — | — |
| 6 | Vena Marketing Provider of financial planning and analysis platform for business performance 72Funding top 22%News top 30%Moat top 31%Innovation top 34% All 10 signals ▾Fundingtop 22% Newstop 30% Moattop 31% Innovationtop 34% Growthtop 37% Talenttop 38% Producttop 39% Markettop 40% Techtop 43% Globalbottom 37% Funding: Raised $385M across 6 rounds · 6 rounds over 14 yrs (0.4/yr) News: 3 BI events in 12 mo (of 24 tracked, 5 types) · Top themes: Funding, M&A rank vs industry peers · Fliar Intelligence Index 72/100 | $385M | 14 mo ago | Series C | 736 | 2011 | 3 signals Funding · M&A | — | 1 award |
| 7 | KOHO Internet-first bank for individuals 76Funding top 18%Customers top 18%Tech top 24%Talent top 28% All 12 signals ▾Fundingtop 18% Customerstop 18% Techtop 24% Talenttop 28% Moattop 31% Innovationtop 32% Producttop 37% Markettop 41% Partnerstop 41% Growthbottom 47% Globalbottom 37% Newsbottom 24% Funding: Raised $356M across 11 rounds · 11 rounds over 11 yrs (1.0/yr) Customers: Play-Store rating 4.79★ across 72,587 ratings (1 apps) · Marquee-customer mentions: top 30% of tracked companies rank vs industry peers · Fliar Intelligence Index 76/100 | $356M | 14 mo ago | Series D | 270 | 2014 | — | — | 2 launchs · 1 award |
| 8 | Neo Financial 🦄 Provider of financial products and services including credit cards, accounts, and investment options 89Tech top 10%Funding top 13%Customers top 24%Moat top 26% All 11 signals ▾Techtop 10% Fundingtop 13% Customerstop 24% Moattop 26% Newstop 28% Talenttop 28% Markettop 33% Producttop 43% Growthtop 44% AItop 45% Globalbottom 37% Tech: 64 technologies across 8/8 capability areas · Cloud: Amazon S3, Amazon Web Services Funding: Raised $299M across 8 rounds · 8 rounds over 6 yrs (1.3/yr) rank vs industry peers · Fliar Intelligence Index 89/100 | $299M | 4 mo ago | Series D | 807 | 2019 | 9 signals Funding · Announcements · Capital raise | — | — |
| 9 | League Provider of SaaS based digital platform to manage employee health benefits 80Tech top 18%Funding top 23%Innovation top 27%Patents top 27% All 12 signals ▾Techtop 18% Fundingtop 23% Innovationtop 27% Patentstop 27% Moattop 31% Growthtop 35% AItop 45% Customerstop 45% Producttop 46% Marketbottom 47% Globalbottom 41% Newsbottom 37% Tech: 72 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $242M across 5 rounds · 5 rounds over 12 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 80/100 | $242M | 15 mo ago | Series C | 136 | 2014 | — | 18 patents AI-driven personalized content, activity recommendation, and wearable behavior analytics platforms. | 1 launch · 1 partnership |
| 10 | Float Streamlining business expenses and financial management 67Funding top 18%Tech top 24%Talent top 28%Moat top 40% All 7 signals ▾Fundingtop 18% Techtop 24% Talenttop 28% Moattop 40% Growthtop 45% Globalbottom 48% Marketbottom 47% Funding: Raised $202M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) Tech: 66 technologies across 6/8 capability areas · Cloud: Amazon Ses, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 67/100 | $202M | 4 mo ago | Series B | — | 2019 | — | — | — |
| 11 | FreshBooks 🦄 Provider of accounting software for invoicing, billing, payments, and payroll 69Tech top 18%Moat top 26%Funding top 29%Global top 31% All 12 signals ▾Techtop 18% Moattop 26% Fundingtop 29% Globaltop 31% Customerstop 33% Markettop 34% Talenttop 38% Producttop 43% AItop 45% Growthbottom 39% Fin. healthbottom 32% Newsbottom 27% Tech: 75 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 69/100 | $154M | 14 mo ago | Series E | 673 | 2003 | — | — | 1 partnership |
| 12 | Ledn Blockchain-based & crypto-backed lending platform 57Funding top 25%Moat top 28%Tech top 29%Growth top 35% All 9 signals ▾Fundingtop 25% Moattop 28% Techtop 29% Growthtop 35% Producttop 46% Newsbottom 46% Marketbottom 42% Customersbottom 40% Globalbottom 38% Funding: Raised $104M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 57/100 | $104M | 6 mo ago | Series B | 54 | 2018 | — | — | — |
| 13 | Procurify SaaS-enabled end-to-end spend management software 62Funding top 28%Tech top 28%Moat top 31%Customers top 39% All 12 signals ▾Fundingtop 28% Techtop 28% Moattop 31% Customerstop 39% Innovationtop 41% AItop 45% Producttop 46% Marketbottom 49% Talentbottom 49% Growthbottom 47% Globalbottom 38% Newsbottom 21% Funding: Raised $82.5M across 7 rounds · 7 rounds over 14 yrs (0.5/yr) Tech: 42 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 62/100 | $82M | 19 mo ago | Series C | 183 | 2012 | — | — | 1 award |
| 14 | Keep Corporate cards and payment solutions for businesses 55Funding top 26%Tech top 27%Growth top 35%Moat top 38% All 9 signals ▾Fundingtop 26% Techtop 27% Growthtop 35% Moattop 38% Innovationtop 43% Patentstop 45% Talentbottom 49% Globalbottom 36% Marketbottom 34% Funding: Raised $76.0M across 3 rounds · 3 rounds over 1 yrs (3.0/yr) Tech: 50 technologies across 5/8 capability areas · Cloud: Amazon Ses, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 55/100 | $76M | 12 mo ago | Series A | 41 | 2019 | — | 6 patents Tamper‑resistant secure storage containers for protecting valuables and sensitive items | 2 job openings |
| 15 | FundThrough Online platform for invoice financing focused on small businesses 53Funding top 30%Moat top 31%Growth top 33%Tech top 45% All 8 signals ▾Fundingtop 30% Moattop 31% Growthtop 33% Techtop 45% Talentbottom 49% Marketbottom 44% Globalbottom 36% Newsbottom 21% Funding: Raised $65.5M across 7 rounds · 7 rounds over 11 yrs (0.6/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 53/100 | $66M | 13 mo ago | Series B | 100 | 2014 | — | — | 2 awards |
| 16 | Relay Digital business banking platform that helps small businesses manage cash flow with multi-account structures 82Tech top 19%Funding top 26%Customers top 31%Moat top 31% All 11 signals ▾Techtop 19% Fundingtop 26% Customerstop 31% Moattop 31% Growthtop 35% Talenttop 38% Producttop 40% Markettop 45% AItop 45% Globalbottom 46% Newsbottom 22% Tech: 66 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $51.6M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 82/100 | $52M | 1 mo ago | Series C | 128 | 2018 | — | — | — |
| 17 | CryptoStar Hardware-based cryptocurrency mining solutions 40Funding top 24%Talent bottom 49%News bottom 36%Global bottom 29% All 4 signals ▾Fundingtop 24% Talentbottom 49% Newsbottom 36% Globalbottom 29% Funding: Raised $46.2M across 9 rounds · 9 rounds over 7 yrs (1.3/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 40/100 | $46M | 5 mo ago | Public | — | 2017 | — | — | — |
| 18 | Boosted Developer of AI platform for investment research and analysis workflows 57AI top 20%Funding top 32%Talent top 38%Moat top 39% All 9 signals ▾AItop 20% Fundingtop 32% Talenttop 38% Moattop 39% Growthtop 45% Techbottom 46% Marketbottom 41% Globalbottom 39% Newsbottom 27% AI: Classified as an AI company Funding: Raised $43.0M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $43M | 18 mo ago | Series B | 78 | 2017 | — | — | — |
| 19 | Conquest Planning Provider of platform for financial institutions and wealth management firms 64AI top 20%News top 29%Growth top 30%Funding top 31% All 11 signals ▾AItop 20% Newstop 29% Growthtop 30% Fundingtop 31% Moattop 37% Talenttop 37% Patentstop 47% Innovationtop 49% Marketbottom 45% Globalbottom 43% Techbottom 42% AI: Classified as an AI company News: 8 BI events in 12 mo (of 21 tracked, 3 types) · +60% YoY rank vs industry peers · Fliar Intelligence Index 64/100 | $28M | 11 mo ago | Series B | 115 | 2018 | 8 signals ▲60% Leadership | 6 patents Decision-support software for financial planning and strategic advice | 1 job opening · 1 award |
| 20 | Trolley Manufacturer of trolleys and trams 60Tech top 24%Product top 30%Innovation top 39%Funding top 39% All 11 signals ▾Techtop 24% Producttop 30% Innovationtop 39% Fundingtop 39% AItop 45% Talentbottom 49% Growthbottom 47% Marketbottom 44% Moatbottom 38% Globalbottom 37% Newsbottom 34% Tech: 59 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Product: 12 distinct product lines · Company stage: Series B rank vs industry peers · Fliar Intelligence Index 60/100 | $25M | 20 mo ago | Series B | 105 | 2015 | 3 signals ▼70% IPO | — | — |
| 21 | d1g1t Online platform offering wealth management solutions for advisers and investors 62Funding top 32%Product top 32%Tech top 34%Growth top 35% All 11 signals ▾Fundingtop 32% Producttop 32% Techtop 34% Growthtop 35% Innovationtop 36% Moattop 39% Newstop 44% Talentbottom 49% Marketbottom 46% Globalbottom 39% Partnersbottom 35% Funding: Raised $24.3M across 4 rounds · 4 rounds over 8 yrs (0.5/yr) Product: 1 product launch event in 12 mo, 2 the year before · 4 distinct product lines rank vs industry peers · Fliar Intelligence Index 62/100 | $24M | 11 mo ago | Series B | 101 | 2014 | 3 signals ▲50% Contracts · New product · Funding | — | 3 job openings · 1 partnership · 1 award |
| 22 | Fispan Provider of banking integration platform for ERP and accounting software 42Tech top 34%Growth top 35%Funding top 37%Moat top 41% All 10 signals ▾Techtop 34% Growthtop 35% Fundingtop 37% Moattop 41% Talentbottom 49% Marketbottom 44% Patentsbottom 39% Globalbottom 36% Innovationbottom 23% Newsbottom 17% Tech: 57 technologies across 5/8 capability areas · Cloud: Cloudflare Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 42/100 | $23M | 12 mo ago | Series B | 101 | 2016 | — | 2 patents Browser extension communication protocols and integration platforms | 1 launch |
| 23 | Tenet Platform offers software for credit risk management 53Funding top 35%Growth top 35%Product top 35%News top 40% All 9 signals ▾Fundingtop 35% Growthtop 35% Producttop 35% Newstop 40% Innovationtop 45% AItop 45% Marketbottom 42% Techbottom 41% Globalbottom 29% Funding: Raised $21.3M across 7 rounds · 7 rounds over 4 yrs (1.8/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 53/100 | $21M | 15 mo ago | Public | 148 | 2008 | 3 signals ▲50% Earnings | — | — |
| 24 | APX Lending Digital platform offering cryptocurrency loans 37Growth top 35%Tech top 36%Funding top 48%Talent bottom 49% All 8 signals ▾Growthtop 35% Techtop 36% Fundingtop 48% Talentbottom 49% Innovationbottom 47% Productbottom 47% Globalbottom 32% Marketbottom 22% Growth: Fresh capital in last 24 mo Tech: 35 technologies across 5/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 37/100 | $20M | 13 mo ago | Seed | — | 2023 | — | — | — |
| 25 | LQWD Bitcoin infrastructure and payment solutions 40Funding top 28%Growth top 35%Tech top 41%Talent bottom 49% All 6 signals ▾Fundingtop 28% Growthtop 35% Techtop 41% Talentbottom 49% Marketbottom 25% Globalbottom 25% Funding: Raised $18.9M across 6 rounds · 6 rounds over 7 yrs (0.9/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 40/100 | $19M | 11 mo ago | Public | — | 2019 | — | — | — |
| 26 | OneVest Provider of a no-code wealth management platform 48Talent top 28%Funding top 34%Product top 37%Tech top 38% All 10 signals ▾Talenttop 28% Fundingtop 34% Producttop 37% Techtop 38% Moattop 39% Innovationtop 41% Growthbottom 40% Globalbottom 37% Marketbottom 35% Newsbottom 24% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $18.8M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 48/100 | $19M | 16 mo ago | Series B | 42 | 2021 | — | — | — |
| 27 | CVW Sustainable Royalties Digital platform enabling users to invests in royalties from clean technologies 22Funding top 30%Talent bottom 49%Tech bottom 41%Market bottom 31% All 5 signals ▾Fundingtop 30% Talentbottom 49% Techbottom 41% Marketbottom 31% Globalbottom 25% Funding: Raised $18.3M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 22/100 | $18M | 4 mo ago | Late Stage | — | 2025 | — | — | — |
| 28 | Blue J Provider of an AI tax research solution for accounting professionals 64AI top 20%Talent top 28%Funding top 34%Growth top 35% All 11 signals ▾AItop 20% Talenttop 28% Fundingtop 34% Growthtop 35% Moattop 37% Techtop 40% Innovationtop 49% Globalbottom 43% Newsbottom 42% Patentsbottom 41% Marketbottom 37% AI: Classified as an AI company Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 64/100 | $16M | 10 mo ago | Acquired | 54 | 2015 | — | 6 patents Plate-shaped catalyst layers for fuel cell/electrolyzer electrodes | 2 job openings |
| 29 | PolicyMe Online life insurance comparison platform for individuals 64Tech top 25%Market top 35%Talent top 38%Moat top 39% All 8 signals ▾Techtop 25% Markettop 35% Talenttop 38% Moattop 39% Fundingtop 43% Growthbottom 48% Globalbottom 39% Newsbottom 18% Tech: 47 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront Market: 2,802 employees (top 2% of FinTech) · Top-1,000,000 web property rank vs industry peers · Fliar Intelligence Index 64/100 | $16M | 14 mo ago | Series B | 2,802 | 2018 | — | — | — |
| 30 | Venn Financial technology company offering end to end platform for businesses 67Tech top 24%Growth top 28%Talent top 38%Funding top 42% All 6 signals ▾Techtop 24% Growthtop 28% Talenttop 38% Fundingtop 42% Marketbottom 47% Globalbottom 45% Tech: 50 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront Growth: Web rank 5,000,000 → 1,000,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 67/100 | $15M | 15 mo ago | Series A | — | 2021 | — | — | — |
| 31 | Clip Money Provider of alternative cash deposit solutions 32Product top 28%Funding top 34%Moat top 45%Growth top 47% All 11 signals ▾Producttop 28% Fundingtop 34% Moattop 45% Growthtop 47% Techtop 49% Patentsbottom 49% Talentbottom 49% Innovationbottom 48% Newsbottom 47% Globalbottom 37% Marketbottom 25% Product: 1 published app (1.0k installs) · Company stage: Public Funding: Raised $15.0M across 5 rounds · 5 rounds over 4 yrs (1.2/yr) rank vs industry peers · Fliar Intelligence Index 32/100 | $15M | 11 mo ago | Public | 21 | 2018 | 3 signals ▼25% Funding · Earnings | 3 patents Cash deposit processing systems for fintech platforms | — |
| 32 | Micruity Finance company offering pension management solutions 11Funding top 35%Moat top 39%News top 44%Global bottom 39% All 6 signals ▾Fundingtop 35% Moattop 39% Newstop 44% Globalbottom 39% Marketbottom 27% Techbottom 25% Funding: Raised $14.2M across 6 rounds · 6 rounds over 7 yrs (0.9/yr) Moat: Editorial + unicorn rating 7/10 · 9 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 11/100 | $14M | 10 mo ago | Series A | 25 | 2017 | — | — | — |
| 33 | Foxquilt Platform enabling formation of social groups to avail insurance savings 42Growth top 35%Moat top 39%Tech top 41%Funding top 44% All 10 signals ▾Growthtop 35% Moattop 39% Techtop 41% Fundingtop 44% Producttop 49% Talentbottom 49% Innovationbottom 46% Globalbottom 36% Marketbottom 35% Newsbottom 21% Growth: Fresh capital in last 24 mo Moat: Editorial + unicorn rating 7/10 · 10 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 42/100 | $11M | 13 mo ago | Series B | 52 | 2016 | — | — | 1 partnership |
| 34 | Una Software Provider of platform for financial planning and analysis solutions 42AI top 26%Talent top 38%Partners top 45%Funding top 46% All 11 signals ▾AItop 26% Talenttop 38% Partnerstop 45% Fundingtop 46% Moattop 48% Innovationbottom 45% Growthbottom 42% Marketbottom 40% Productbottom 39% Globalbottom 37% Newsbottom 27% AI: Classified as an AI company · Product described with: ai powered, ai-driven Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 42/100 | $10M | 4 mo ago | Seed | — | 2023 | — | — | — |
| 35 | Quandri Provider of AI-driven platform that automates insurance renewals and provides insights 60News top 27%Growth top 30%AI top 30%Partners top 32% All 12 signals ▾Newstop 27% Growthtop 30% AItop 30% Partnerstop 32% Innovationtop 36% Fundingtop 38% Producttop 38% Talenttop 38% Techbottom 48% Moatbottom 38% Globalbottom 36% Marketbottom 28% News: 7 BI events in 12 mo (of 15 tracked, 5 types) · +40% YoY Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 60/100 | $10M | 11 mo ago | Series A | 22 | 2021 | 7 signals ▲40% Funding · New product · Capital raise | — | 1 launch · 1 award |
| 36 | Loop Financial Provider of multi-currency business banking solutions. 48Tech top 29%Growth top 35%Funding top 45%Talent bottom 49% All 7 signals ▾Techtop 29% Growthtop 35% Fundingtop 45% Talentbottom 49% Productbottom 48% Globalbottom 37% Marketbottom 34% Tech: 45 technologies across 5/8 capability areas · Cloud: Amazon Web Services, Cloudflare Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 48/100 | $8M | 13 mo ago | Series A | — | — | — | — | — |
| 37 | Tetra Financial custodian solutions for digital assets 14Funding top 41%Product top 46%Moat top 48%Innovation bottom 45% All 8 signals ▾Fundingtop 41% Producttop 46% Moattop 48% Innovationbottom 45% Techbottom 37% Globalbottom 36% Marketbottom 20% Newsbottom 18% Funding: Raised $7.2M across 1 rounds · 1 rounds over 5 yrs (0.2/yr) Product: 0 product launch events in 12 mo, 1 the year before · Company stage: Acquired rank vs industry peers · Fliar Intelligence Index 14/100 | $7M | 9 mo ago | Acquired | 8 | 2019 | — | — | 1 partnership |
| 38 | Remitian Provider of a platform unifying and automating tax payments and compliance 16Funding top 47%Talent bottom 49%Tech bottom 46%Global bottom 33% All 5 signals ▾Fundingtop 47% Talentbottom 49% Techbottom 46% Globalbottom 33% Marketbottom 25% Funding: Raised $7.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 16/100 | $7M | 3 mo ago | Seed | — | 2024 | — | — | — |
| 39 | Paperstack Provider of operation management solutions for e-commerce brands 14Talent top 38%Funding top 41%Tech bottom 42%Global bottom 37% All 5 signals ▾Talenttop 38% Fundingtop 41% Techbottom 42% Globalbottom 37% Marketbottom 15% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $6.7M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 14/100 | $7M | 10 mo ago | Series A | 4 | 2021 | — | — | — |
| 40 | Bitcoin Well Provider of instant buy and self-custody bitcoin platform solutions for individuals and businesses 45Tech top 28%Growth top 35%Funding top 37%News top 44% All 8 signals ▾Techtop 28% Growthtop 35% Fundingtop 37% Newstop 44% Moattop 48% Talentbottom 49% Marketbottom 31% Globalbottom 25% Tech: 45 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 45/100 | $6M | 8 mo ago | Public | 25 | 2013 | — | — | 1 partnership |
| 41 | Pluvo Developer of an AI platform for financial planning and analysis 37Growth top 35%Talent top 38%Funding top 48%Global bottom 48% All 6 signals ▾Growthtop 35% Talenttop 38% Fundingtop 48% Globalbottom 48% Techbottom 47% Marketbottom 25% Growth: Fresh capital in last 24 mo Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 37/100 | $5M | 3 mo ago | Seed | — | 2023 | — | — | — |
| 42 | LUXXFOLIO Cloud-based platform for investing in collectibles 7Funding top 46%Global bottom 38%News bottom 24%Market bottom 20% All 4 signals ▾Fundingtop 46% Globalbottom 38% Newsbottom 24% Marketbottom 20% Funding: Raised $4.8M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) Global: Serving 2 countries incl. Canada, United States rank vs industry peers · Fliar Intelligence Index 7/100 | $5M | 11 mo ago | Public | 1 | 2017 | — | — | — |
| 43 | Armilla AI Provider of AI insurance and AI software performance warranties for businesses 10AI top 30%Funding top 45%Moat top 48%Talent bottom 49% All 8 signals ▾AItop 30% Fundingtop 45% Moattop 48% Talentbottom 49% Globalbottom 39% Newsbottom 22% Marketbottom 18% Fin. healthbottom 8% AI: Classified as an AI company · Product described with: generative ai Funding: Raised $4.7M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 10/100 | $5M | 12 mo ago | Seed | 9 | 2020 | — | — | 1 partnership |
| 44 | Cybrid Provider of API infrastructure for stablecoin payments, compliance, and treasury 50Growth top 20%Talent top 28%Tech top 44%News top 44% All 10 signals ▾Growthtop 20% Talenttop 28% Techtop 44% Newstop 44% Fundingbottom 49% Innovationbottom 45% Productbottom 45% Moatbottom 38% Globalbottom 32% Marketbottom 30% Growth: Web rank 10,000,000 → 1,000,000 YoY · Fresh capital in last 24 mo Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 50/100 | $4M | 7 mo ago | Series A | 13 | 2021 | — | — | — |
| 45 | StableCorp Decentralized stable coin used for enabling B2B payments 13Funding top 48%Moat top 48%Talent bottom 49%News bottom 42% All 7 signals ▾Fundingtop 48% Moattop 48% Talentbottom 49% Newsbottom 42% Techbottom 39% Globalbottom 39% Marketbottom 21% Funding: Raised $3.1M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) Moat: Editorial + unicorn rating 5/10 · 9 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 13/100 | $3M | 8 mo ago | Series A | 10 | 2019 | — | — | 1 partnership |
| 46 | Loon Provider of a platform for accessing and managing a digital dollar 32Funding top 48%Talent bottom 49%Global bottom 48% All 3 signals ▾Fundingtop 48% Talentbottom 49% Globalbottom 48% Funding: Raised $3.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 32/100 | $3M | 7 mo ago | Seed | — | 2025 | — | — | 1 launch |
| 47 | Grafton Resources Resource-focused investment fund 37Talent top 38%Funding top 39%Global bottom 25% All 3 signals ▾Talenttop 38% Fundingtop 39% Globalbottom 25% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $2.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $2M | 6 mo ago | Public | — | 2018 | — | — | — |
| 48 | Idea Financial Business lines of credit and invoice factoring solutions for SMEs 35Growth top 35%Tech top 50%Talent bottom 49%Funding bottom 41% All 7 signals ▾Growthtop 35% Techtop 50% Talentbottom 49% Fundingbottom 41% Productbottom 40% Globalbottom 36% Marketbottom 34% Growth: Fresh capital in last 24 mo Tech: 28 technologies across 4/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 35/100 | $2M | 5 mo ago | Seed | 41 | 2011 | — | — | — |
| 49 | SATO Technologies Corp Online platform for Bitcoin mining 22Funding top 35%News top 46%Growth top 48%Tech bottom 45% All 6 signals ▾Fundingtop 35% Newstop 46% Growthtop 48% Techbottom 45% Globalbottom 36% Marketbottom 14% Funding: Raised $1.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) News: 7 BI events in 12 mo (of 28 tracked, 5 types) · -36% YoY rank vs industry peers · Fliar Intelligence Index 22/100 | $1M | 3 mo ago | Late Stage | 13 | 2017 | 7 signals ▼36% Announcements · Earnings | — | — |
| 50 | Chexy Rent payment with credit builder solution for tenants 45Growth top 35%Tech top 35%Talent top 38%Funding top 42% All 9 signals ▾Growthtop 35% Techtop 35% Talenttop 38% Fundingtop 42% Moattop 48% Productbottom 48% Newsbottom 42% Globalbottom 37% Marketbottom 25% Growth: Fresh capital in last 24 mo Tech: 34 technologies across 5/8 capability areas · Cloud: Cloudflare, Vercel rank vs industry peers · Fliar Intelligence Index 45/100 | $974K | 2 mo ago | Series A | 10 | 2022 | — | — | — |
Top 12 FinTech companies in Canada
#1
Series F · Toronto, Ontario · founded 2014 · 29 employees$901.3Mraised▾
Provider of financial services including investing, trading, saving, and borrowing. The company offers chequing accounts, credit cards, and savings accounts. It provides self-directed investing in stocks, ETFs, options, margin, gold, and crypto. Wealth management services include portfolios, direct indexing, and income portfolios. Mortgages and tax filing services are also available.
- Oct 2025Series F$392.9M
- May 2021Series F$610M
- Oct 2020Series E$86.8M
- May 2019Series D$75M
#2
Series D · Calgary, Alberta · founded 2019 · 807 employees$299Mraised▾
Provider of financial products and services including credit cards, accounts, and investment options. It offers various credit card options with cashback rewards. Account services include everyday accounts and high-interest savings accounts. Investment options are also available through expertly managed portfolios. It also offers customized financial and loyalty solutions for businesses and brands. This platform enables organizations to enhance customer engagement through integrated rewards programs leveraging a robust cashback network. It also provides financial services and education for teenagers by offering financial tools, including a spending card with cashback rewards and a high-interest savings account, designed to help young individuals manage their money effectively. Its app is available across Android and iOS platforms.
- Feb 2026Series D$50.2M
- Nov 2024Series D$78.9M
- Nov 2024Conventional Debt$179.3M
- May 2022Series C$144.5M
#3
Public · Toronto, Ontario · founded 2017 · 140 employees$855.5Mraised▾
Cloud mining solutions for cryptocurrency. It features a blockchain infrastructure for operating computing centers, processing bitcoins through mining networks, and earning fees for the processing of transactions. It provides hosting, in-house management, and support services for miners.
- Oct 2025Post IPO$588M
- Nov 2023Post IPO$43.8M
- May 2021Post IPO$62.3M
- Feb 2021Post IPO$69.5M
#4
Public · Toronto, Ontario · founded 2016 · 259 employees$1.2Braised▾
Online platform for residential mortgages
- Sep 2025Post IPO$72.3M
- Jul 2021Series A—
- May 2021Series A$9M
- 2020Conventional Debt$1.1B
#5
Series B · Toronto, Ontario · founded 2019$201.8Mraised▾
Streamlining business expenses and financial management. The company offers corporate cards, bill payment solutions, and expense management software. The platform automates bookkeeping, provides real-time spending insights, and ensures robust security. It also includes high-yield accounts to optimize cash flow. The integrated system simplifies financial processes, allowing businesses to focus on growth. Customer support is readily available through various channels.
- Jan 2026Conventional Debt$73M
- Jan 2025Series B$48.8M
- Feb 2024Conventional Debt$50M
- Nov 2021Series A$30M
#6
Series C · Toronto, Ontario · founded 2018 · 128 employees$51.6Mraised▾
Digital business banking platform that helps small businesses manage cash flow with multi-account structures. It lets businesses create multiple checking and savings accounts to organize cash flows by purpose—such as payroll, taxes, income, and operating expenses—giving owners clearer visibility and control over spending. It includes tools for issuing debit and credit cards, setting spending limits, automating expense categorization, managing payables and receivables, and integrating with accounting systems. It also offers savings features and cash management workflows intended to help businesses build reserves and improve financial discipline.
- May 2026Series C$50M
- Feb 2024Series B$32.2M
- May 2021Series A$15M
- Oct 2020Series A$4.4M
#7
Late Stage · Vancouver, British Columbia · founded 2023 · 314 employees$542Mraised▾
Operator of a financial services company focused on private placements. It facilitates capital raising for various ventures. The company provides financial reporting to its shareholders. It also conducts annual general meetings for shareholder communication.
- Sep 2025Post IPO$542M
#8
Series B · Toronto, Ontario · founded 2018 · 54 employees$104.2Mraised▾
Ledn is a blockchain-based &crypto-backed lending platform. Offers loans secured by Bitcoin. Provides a segregated wallet address allowing for real-time proof of reserves on-chain. Allows users to repay the loan in Dollars and Bitcoin. Uses the Coindesk Bitcoin price index to determine loan-to-value ratios for Ledn loans.
- Nov 2025Series B—
- Aug 2024Conventional Debt$50M
- Dec 2021Series B$70M
- May 2021Series A$30M
#9
Public · Toronto, Ontario · founded 2017$46.2Mraised▾
Hardware-based cryptocurrency mining solutions. It also provides blockchain-based data centres. It also provides tools to consumers for choosing the right cryptocurrencies to invest in.
- Jan 2026Post IPO$1.6M
- Feb 2024Post IPO—
- Mar 2021Post IPO$20.4M
- Feb 2021Post IPO$2M
#10
Series C · Toronto, Ontario · founded 2011 · 736 employees$385Mraised▾
Provider of financial planning and analysis platform for business performance. The platform offers modeling, workflows, collaboration, and a central database. It provides integrations, security, and professional services. The platform delivers financial planning and analysis, budgeting and forecasting, and capital expenditure planning. It also supports cash flow planning, workforce planning, and financial close management.
- Apr 2025Conventional Debt—
- Apr 2021Series C$241.3M
- Sep 2020Conventional Debt$25M
- Jan 2019Series C$115M
#11
Series D · Toronto, Ontario · founded 2014 · 270 employees$356.4Mraised▾
Koho is an internet-first bank for individuals. It offers services such as savings & deposit accounts, NFC-enabled prepaid cards for online/offline purchases, and more. It enables users to track spendings and savings. It categorizes expenses made through the card. It features savings module that automatically puts money aside and helps users save. It provides an app-based platform that is available on iOS & Android devices.
- Apr 2025Series D$10.8M
- Oct 2024Series D$29.6M
- Oct 2024Conventional Debt$111M
- Dec 2023Series D$63.3M
#12
Late Stage · Calgary, Alberta · founded 2025$18.3Mraised▾
Digital platform enabling users to invests in royalties from clean technologies. It recover resources from industrial waste. It builds a portfolio of cash-flow royalties linked to sustainable commodity production, including its proprietary Creating Value from Waste technology.
- Feb 2026Post IPO$18.3M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Canada
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 84 Canada-affiliated papers.
- Western University6
- University of Toronto5
- Kellogg's4
- University Canada West4
- University of Manitoba4
- Interpretability3
- Reinforcement learning2
- Credit risk2
- Adaptability2
- Risk management2
- Financial services19
- Blockchain5
- Investment (military)5
- Financial inclusion4
- Smart contract4
- Financial services2→13
Where fintech is researched across Canada
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in Canada
Canada fintech patent filing is accelerating — 10 filings from 3 assignees (2018–2025), led by Flybits, Stack Fintech, Royal BANK Of Canada; annual filings 2→3.
- Flybits5
- Stack Fintech4
- Royal BANK Of Canada2