Best FinTech Companies in Capital Region of Denmark, Denmark
The 312 best FinTech companies in Capital Region of Denmark, Denmark in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: CardLab.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Capital Region of Denmark
| # | Company | Disclosed funding | Last round | Employees | Founded | Tech stack | Web popularity | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | CardLab Platform offering biometric identification solutions | $5.1B | 60 mo ago | 1 | 2006 | Google MapsBootstrapNginx+10 | Top 50M | — |
| 2 | Lunar 🦄 Digital banking platform offering personal and business accounts, cards, savings, investing, and budgeting… | $671M | 4 mo ago | 709 709 → 614 (-13%) · sector median +9% | 2015 | SanitySentryAtlassian Statuspage+19 | Top 500k | 1 partnership |
| 3 | Saxo Bank 🦄 Provider of online trading platforms for stocks bonds and derivatives | $548M | 80 mo ago | 734 | 1992 | SitecoreMicrosoft ASP.NETAdobe Client Data Layer+20 | Top 100k | — |
| 4 | Pleo 🦄 Provider of spend management platform with virtual and physical card options | $434M | 25 mo ago | 1,422 1,422 → 939 (-34%) · sector median +9% | 2015 | PrismicApple iCloud MailGoogle Workspace+31 | Top 500k | 1 launch |
| 5 | Moneyflow Invoice payment solutions | $251M | 45 mo ago | 27 | 2018 | — | — | — |
| 6 | ViaBill Online platform for point of sale financing | $132M | 52 mo ago | 11 | 2009 | WordPressSentryApple iCloud Mail+29 | Top 5M | 1 partnership |
| 7 | Acubiz Cloud-based expense management solutions for businesses | $118M | 103 mo ago | 30 30 → 65 (+117%) · sector median +9% | 2005 | WordPressMySQLPHP+34 | Top 5M | — |
| 8 | Dinero Cloud-based software for accounting solutions for SMBs | $98M | 113 mo ago | 54 | 2010 | WordPress Block EditorWordPressMySQL+29 | Top 500k | 1 job opening |
| 9 | Clearhaus Merchant acquiring solution for the payment industry | $96M | 132 mo ago | 58 58 → 59 (+2%) · sector median +9% | 2011 | HugoYouTubeGSAP+21 | Top 5M | 2 partnerships |
| 10 | Flatpay POS payment acceptance solution for businesses | $64M | 7 mo ago | 11 | 2022 | WebflowBootstrapAmazon Web Services+27 | Top 500k | — |
| 11 | kompasbank Developer of a digital bank for businesses | $54M | 38 mo ago | 63 63 → 95 (+51%) · sector median +9% | 2018 | ContentfulApple iCloud MailGoogle Workspace+26 | Top 10M | — |
| 12 | Samlino.dk Financial products comparison platform | $46M | 113 mo ago | 4 | 2014 | JavaBootstrapOpenSSL+18 | Top 5M | — |
| 13 | Shield AI-powered digital communications governance and archiving | $35M | 42 mo ago | 4 | 2017 | WordPressSentryZendesk+41 | Top 5M | 1 internship · 1 launch · 1 award |
| 14 | Insurance Business Applications SaaS-based software suite for insurance industry | $26M | 59 mo ago | 23 23 → 52 (+126%) · sector median +9% | 2010 | WordPress Block EditorWordPressApple iCloud Mail+34 | Top 5M | — |
| 15 | Female Invest Personal finance and investment training digital platform for women | $25M | 23 mo ago | 13 | 2019 | Webflow EcommerceCart FunctionalityWebflow+34 | Top 5M | 1 expansion |
| 16 | Spiir Automated expense tracking and budgeting platform for individuals | $24M | 62 mo ago | 63 | 2011 | SalesforceWindows ServerHighcharts+11 | Top 5M | — |
| 17 | Coinify Crypto-based payment solution for consumers and businesses | $18M | 58 mo ago | 42 42 → 26 (-38%) · sector median +9% | 2014 | Cart FunctionalitySquarespace CommerceSquarespace+30 | Top 5M | — |
| 18 | Bancore Payment gateway solution for businesses | $17M | 135 mo ago | 10 | 2005 | — | — | — |
| 19 | Scaleup Finance Financial management and virtual CFO platform for businesses | $16M | 7 mo ago | 19 | 2021 | WebflowVimeoYouTube+26 | Top 10M | — |
| 20 | Pie VAT VAT refund management system | $16M | 6 mo ago | 2 | 2018 | Framer SitesReactHubSpot+13 | Top 5M | 1 partnership |
| 21 | Aiia Open banking solutions | $14M | 73 mo ago | 63 | 2010 | Apple iCloud MailTypeScriptAzure Front Door+8 | Top 5M | — |
| 22 | Norm Invest Digital investment solution for individuals and businesses looking to invest pension in funds | $13M | 62 mo ago | — | 2015 | WebflowBootstrapReact+25 | Top 5M | — |
| 23 | Light Provider of general ledger, accounts receivable, and payables solutions | $13M | 8 mo ago | — | 2022 | Framer SitesReactAmazon Web Services+17 | Top 5M | 1 partnership |
| 24 | Monthio Provider of real-time creditworthiness assessment solutions for lenders | $13M | 20 mo ago | 24 | 2018 | WebflowAzurecore-js+18 | Top 5M | — |
| 25 | Sepior Cloud based encryption key management using MPC solution | $11M | 48 mo ago | 12 | 2013 | — | — | — |
| 26 | Januar Financial infrastructure provider for crypto businesses | $11M | 27 mo ago | 28 28 → 32 (+14%) · sector median +9% | 2017 | WebflowApple iCloud MailGoogle Workspace+24 | Top 50M | 2 partnerships |
| 27 | Penni.io Cloud-based software for the digital distribution of P&C insurances | $9M | 65 mo ago | 33 | 2016 | — | — | — |
| 28 | Growblocks Revenue management platform for businesses | $9M | 40 mo ago | 22 | 2021 | — | — | — |
| 29 | Shopbox Provider of cloud-based POS and checkout solutions for businesses | $8M | 65 mo ago | 16 | 2011 | HubSpot CMS HubBootstrapTikTok Pixel+25 | Top 5M | 1 partnership |
| 30 | MXNEY Online fundraising platform for startups | $8M | 36 mo ago | 38 | 2020 | — | — | — |
| 31 | The Many Online alternative investment platform for real estate, wind projects, and solar projects | $7M | 63 mo ago | 11 | 2016 | — | — | — |
| 32 | Mazepay Accounts payable and receivable solutions for businesses | $6M | 42 mo ago | 12 12 → 24 (+100%) · sector median +9% | 2018 | — | — | — |
| 33 | Grandhood Employer-enabled retirement planning solution for small businesses | $6M | 60 mo ago | 14 14 → 9 (-36%) · sector median +9% | 2016 | — | Top 10M | — |
| 34 | Performativ Cloud-based platform for wealth management, API aggregation, and while label solutions for institutions | $6M | 1 mo ago | 19 | 2020 | Webflow EcommerceWebflowApple iCloud Mail+21 | Top 5M | — |
| 35 | Vibrant Mobile application for merchants to accept payment | $6M | 47 mo ago | 30 | 2020 | Framer SitesInstatusReact+16 | Top 10M | 1 launch |
| 36 | Leneo Provider of loan life cycle management solutions for equipment lenders | $6M | 48 mo ago | 4 | 2016 | — | — | — |
| 37 | Responsibly Artificial intelligence-based supplier data platform for the supply chain industry | $5M | 32 mo ago | 13 13 → 19 (+46%) · sector median +9% | 2021 | — | — | 1 award |
| 38 | ZTLment Smart contract-enabled payment solutions for cross-border trades | $5M | 24 mo ago | 3 | 2020 | — | — | — |
| 39 | ANYDAY Payments splitting solution for consumers | $4M | 26 mo ago | 9 | 2020 | WebflowAzureSwiper+16 | Top 5M | — |
| 40 | Embankment Fund service provider | $4M | 19 mo ago | — | 2022 | — | — | 1 job opening · 1 internship |
| 41 | Konsolidator Cloud-based financial consolidation and reporting software for businesses | $4M | 16 mo ago | 32 32 → 35 (+9%) · sector median +9% | 2016 | WordPressMySQLPHP+35 | Top 10M | 1 launch · 1 partnership |
| 42 | Uniify Provider of financial data collection platform | $3M | 41 mo ago | 5 | 2019 | AlgoliaAcePHP+23 | Top 5M | — |
| 43 | Northstake Developer of crypto-focused staking solutions | $3M | 35 mo ago | 5 | 2021 | — | — | 2 launchs |
| 44 | Pluto Provider of a social trading platform for individual investors | $3M | 4 mo ago | 4 | 2021 | Framer SitesReactAmazon Web Services+14 | Top 5M | — |
| 45 | RISM Integrated governance, risk, and compliance management solutions provider | $3M | 44 mo ago | 29 29 → 27 (-7%) · sector median +9% | 2014 | HubSpot CMS HubSleeknoteHubSpot+19 | Top 10M | — |
| 46 | Leaf Insurance Diversified property and casualty insurance platform for businesses | $2M | 11 mo ago | — | 2023 | — | — | — |
| 47 | ARYZE Payment infrastructure for money transfer solutions | $2M | 1 mo ago | 5 | 2017 | Node.jsRadix UITailwind CSS+17 | Top 10M | — |
| 48 | Frankly Insure Platform offering insurance policies for household, wellness, electronics, transport, and fashion | $912K | 13 mo ago | 11 | 2021 | WebflowGSAPMicrosoft Advertising+11 | Top 50M | 1 launch · 1 partnership |
| 49 | Signal Analytics Provider of data-driven investment intelligence platform | $600K | 14 mo ago | — | 2024 | — | — | — |
| 50 | ReBloom AI platform enhancing the secondary market for private investments | $413K | 16 mo ago | — | 2024 | — | — | — |
Top 12 FinTech companies in Capital Region of Denmark
#1
Lunar 🦄Series D · Aarhus, Capital Region of Denmark · founded 2015 · 709 employees$671.2Mraised▾
Digital banking platform offering personal and business accounts, cards, savings, investing, and budgeting tools. It offers multiple account tiers, including free and premium plans, with features such as digital and physical debit cards, budgeting tools, automatic savings, and real-time spending insights. Users can also benefit from international payment capabilities, travel-friendly card usage, and competitive exchange rates depending on their plan. It integrates investing in stocks, ETFs, and crypto through dedicated modules, enabling users to build and manage portfolios within the same ecosystem.
- Jan 2026Series D$54.6M
- May 2024Series D$25.8M
- Sep 2022Series D$69.5M
- Mar 2022Series D$77M
#2
Series C · Herlev, Capital Region of Denmark · founded 2022 · 11 employees$64.1Mraised▾
POS payment acceptance solution for businesses. Simplified card payments for small and medium-sized merchants enabling businesses to accept card payments with a POS payment terminal and POS system, card swipes, and contactless payments.
- Nov 2025Series C$168.5M
- Nov 2025Angel—
- Apr 2024Series B$47.8M
- Jun 2023Series A$16.3M
#3
Series A · Copenhagen, Capital Region of Denmark · founded 2020 · 19 employees$5.9Mraised▾
Cloud-based platform for wealth management, API aggregation, and while label solutions for institutions
- Apr 2026Series A$14M
- Nov 2023Seed$5.9M
- 2022Seed—
#4
Series A · Copenhagen, Capital Region of Denmark · founded 2018 · 2 employees$15.5Mraised▾
PIE VAT provides an online VAT refund management system. It enables users to claim a refund through QR code scanning. It offers an app-based platform for Android and IOS platforms.
- Nov 2025Series A$15.5M
#5
Seed · Copenhagen, Capital Region of Denmark · founded 2017 · 5 employees$1.6Mraised▾
Payment infrastructure for money transfer solutions. Uses blockchain technology to provide digital cash backed by government risk which facilitates money transfer through smart contracts. It offers multi-asset modular application for consumers which allows storage and transfer of digital cash, e-commerce, and virtual or physical debit card integrations. It offers business solution account management for SMEs and large corporations, analytical tools, and financial data.
- May 2026Seed$3.5M
- Jan 2019Seed$1.6M
#6
Seed · Copenhagen, Capital Region of Denmark · founded 2021 · 19 employees$16Mraised▾
Financial management and virtual CFO platform for businesses. It offers solutions for accounting, management reporting, cap table management, business budgeting, cashflow forecasting, financial analysis, and more. It also offers virtual CFO services for businesses.
- Oct 2025Seed$4M
- Mar 2024Seed$8M
- Oct 2022Seed$8M
#7
Seed · Copenhagen, Capital Region of Denmark · founded 2021 · 4 employees$2.7Mraised▾
Provider of a social trading platform for individual investors. It offers a platform enabling users to invest in stocks along with their friends. Users need to form a club and invite their friends to participate and share ideas, view others' portfolios and follow each other’s trades. The platform offers biometric login facilities to ensure a safe trading experience.
- Feb 2026Seed$6M
- Feb 2024Seed$2.6M
- Mar 2022Seed$500K
#8
Series A · Copenhagen, Capital Region of Denmark · founded 2022$13Mraised▾
Provider of general ledger, accounts receivable, and payables solutions. They offer a cloud-based platform to automate and streamline finance operations for multinational companies.
- Sep 2025Series A$30M
- May 2024Seed$13M
#9
Pleo 🦄Series C · Copenhagen, Capital Region of Denmark · founded 2015 · 1422 employees$434Mraised▾
Provider of spend management platform with virtual and physical card options. The platform offers tools for business cards, expense management, accounts payable, and reimbursements. It provides features such as spend limitations and vendor cards for managing recurring payments. The platform also integrates with other business tools to streamline workflows.
- May 2024Conventional Debt$42.7M
- Nov 2021Series C$200M
- Jun 2021Series C$150M
- May 2019Series B$56M
#10
Series B · Copenhagen, Capital Region of Denmark · founded 2006 · 1 employees$5.1Braised▾
Platform offering biometric identification solutions. It is a technology company featuring in biometric smart cards and digital access solutions for businesses and governments. It focuses on fingerprint-based biometric authentication stored on the card, enabling password-free and offline user verification that manages security, privacy, and convenience. Its products are designed to integrate with existing infrastructure and offers tokenization features to minimize cyber risks and ensure GDPR and PCI DSS compliance.
- Jun 2021Series B$10M
- May 2017Series A$181.9K
- Feb 2017Grant (prize money)$981.3K
- Jan 2017Grant (prize money)$953.2K
#11
Series A · Copenhagen, Capital Region of Denmark · founded 2019 · 13 employees$25Mraised▾
Personal finance and investment training digital platform for women. The platform provides a boot camp on personal finance and investment training to women on a monthly and yearly subscription model. The platform contains e-learning videos, online magazines, guest articles, live and expert webinars, master classes on various aspects of investment.
- Jul 2024Series A$15.8M
- Nov 2022Seed$3M
- Nov 2021Seed$4.5M
- 2021Seed$125K
#12
Series A · Copenhagen, Capital Region of Denmark · founded 2018 · 24 employees$12.8Mraised▾
Provider of real-time creditworthiness assessment solutions for lenders. It offers income and expense verification, risk analysis, and debt insights using Open Banking data. The solutions streamline loan application processes, enabling faster and more accurate credit decisions. This helps lenders improve efficiency, reduce risk, and enhance customer experience. The platform provides categorized financial data, automating processes and reducing manual effort. It also helps lenders identify potential fraud and default risks.
- Oct 2024Series A$12.4M
- Dec 2018Seed$452K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Denmark
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 4 Denmark-affiliated papers.
- Copenhagen Business School2
- Aarhus University1
- Roskilde University1
- Financial inclusion1
- Financial services1
- Leverage (statistics)1
- China1
- Payment1
- Payment1
- Mobile payment1
- Cash1
- USable1
- Digital ecosystem1
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.