Best FinTech Companies in Cleveland, United States
The 43 best FinTech companies in Cleveland, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Check Into Cash.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Cleveland
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Check Into Cash A short term direct lending platform for personal expenses. | $165M | 157 mo ago | 1,408 | 1993 | — | WordPressMySQLPHP+25 | — |
| 2 | Splash Financial Provider of an online marketplace for education loan refinancing | $78M | 11 mo ago | 68 | 2013 | Steve Muszynski Founder & CEO | WordPressApple iCloud MailMicrosoft 365+25 | — |
| 3 | Upright An end-to-end real estate investment platform | $33M | 57 mo ago | — | 2014 | Matt Rodak Founder & CEO | WebflowApple iCloud MailGoogle Workspace+25 | — |
| 4 | AmpliFund Cloud-based grant management software for government | $19M | 76 mo ago | 87 | 2008 | Scott Smith CEO | WordPressMySQLPHP+32 | — |
| 5 | SBFE Provider of small business credit data exchange and risk management tools | $16M | 131 mo ago | 12 12 → 25 (+108%) | 2001 | Elisabeth MacDonald CEO | WebflowApple iCloud MailMicrosoft 365+17 | — |
| 6 | BuyerQuest Provider of procure-to-pay software | $15M | 110 mo ago | 28 | 2011 | — | Cart FunctionalityApple iCloud MailMicrosoft 365+25 | — |
| 7 | Presta Online solutions for digital business lending | $3M | 41 mo ago | 10 | 2022 | Leopoldo Pena Co-Founder & CEO | MUIReactReact Router+10 | — |
| 8 | Wizest Online copy trading platform for the financial market | $2M | 50 mo ago | 9 | 2019 | Axel Thibon Founder & CEO | Node.jsTailwind CSSReact+8 | — |
| 9 | Auxilia Cloud-based donor management software for nonprofits | $1M | 15 mo ago | 13 | 2019 | Aaron Gray Co-Founder | WordPress Block EditorElementorWordPress+25 | 1 launch |
| 10 | MedaSync AI-based software for data intelligence and workflow automation | $550K | 12 mo ago | 5 | 2016 | Ryan Edgerly CEO | — | 1 partnership |
| 11 | Big River Cloud-based fundraising platform for nonprofit organizations | $275K | 165 mo ago | 4 | 2011 | Ron Cass Founder & CEO | JavaHighchartsJavaServer Faces+14 | — |
| 12 | Casentric Fact-based injury analysis tools for better claim negotiation and settlement | $250K | 162 mo ago | 12 | 2010 | Steve Washington Co-Founder & COO | — | — |
| 13 | AirCFO Provider of accounting, bookkeeping, payroll and tax compliance services | $169K | 76 mo ago | 19 | 2013 | Justin McLoughlin Founder & CEO | WebflowGSAPOptinMonster+19 | 1 launch |
| 14 | InStore Finance Guaranteed financing approval software to drive sales and increase customer loyalty | $150K | 166 mo ago | 3 | 2012 | Jason Nemeth Founder & CEO | — | — |
| 15 | OAREX On-demand capital for digital ad businesses, enabling growth and liquidity | $125K | 66 mo ago | 9 | 2012 | Hanna Kassis Minority Owner | Apple iCloud MailNode.jsTailwind CSS+8 | — |
Top 12 FinTech companies in Cleveland
#1
Series C · Cleveland, Ohio · founded 2013 · 68 employees$78.4Mraised▾
Provider of an online marketplace for education loan refinancing. It provides refinancing solutions for student loans and financial education for medical residents and fellows. Students enter the required details and supporting loan documents on the platform to check their eligibility for loans. The eligible students get approved for a new loan and the company pays off the old loans. Students can pay a minimum amount per month during the residency and fellowship training periods. Also provides a loan assessment tool, that enables the student to calculate the savings over the life of the loan, payments, and total cost of the loan.
- Sep 2025Series C$71M
- Feb 2024Series B$7M
- Jun 2022Series B$10M
- Jun 2021Series B$44.3M
#2
Seed · Cleveland, Ohio · founded 2016 · 5 employees$550Kraised▾
AI-based data intelligence and workflow automation software. Solutions offered by the company include cost analytics, case management, and business intelligence. Cost analytics assists in the identification of high-cost medications and equipment. Case management aids in the management of patient stay, monitoring clinical changes, and service costs, and transitions.
- Aug 2025Seed—
- Feb 2024Seed$1.6M
- Jul 2018Seed$550K
- May 2018Grant (prize money)$25K
#3
Seed · Cleveland, Ohio · founded 2019 · 13 employees$1Mraised▾
Auxilia is a cloud-based donor management software for nonprofit organizations. It provides a platform that allows users to create an account and search for donors in the database. Some of its features are donation & donor management, campaign & fundraising tools, event & ticket management, social media automation, integrated payment processing, etc.
- May 2025Seed$1.4M
- May 2024Seed$425K
- Jun 2021Seed$600K
#4
Series B · Cleveland, Ohio · founded 2014$33.3Mraised▾
An end-to-end real estate investment platform. It allows users to invest in specific properties with borrower-dependent notes, invest in a diverse pool of loans & fractional mortgages, and more.
- Nov 2021Series B$20M
- Aug 2019Series A$11M
- Sep 2016Conventional Debt$100K
- May 2016Seed$2M
#5
Funding Raised · Cleveland, Ohio · founded 1993 · 1408 employees$165Mraised▾
Check Into Cash Online is an alternate lending platform that provides cash advances, pay day loans, and title backed loans to the public. The loan application is both online and offline, with title loans for vehicles requiring a physical appraisal of the asset. The platform also offers services such as check cashing, bill payments and top ups for cell phones.
- Jul 2013Conventional Debt$165M
#6
Acquired · Cleveland, Ohio · founded 2008 · 87 employees$18.8Mraised▾
AmpliFund is a cloud-based grant management software for the government. The product is offered for grant seekers to track grant opportunities, funds, goals, planning, execution management, etc., for grantmakers to execute grant progress, automate review process, managing rewards, publish & collect applications, etc., and for grant lifecycle management solution with features as planning program goals, collect & validate the application, monitor grant performance, etc. The product is used by the state government, the federal government, local government, nonprofits, and educational institutions.
- Apr 2020Series A$5.3M
- Jun 2016Series A$10M
- Aug 2015Venture Debt$2M
- Jan 2014Series A$3.5M
#7
Seed · Cleveland, Ohio · founded 2022 · 10 employees$3.3Mraised▾
Online solutions for digital business lending. The platform offers tools for providing risk reports, demographic reports and portfolio management dashboards for organizations. The platform provides tools for customer verifications, business verification, data transfer, and data storage.
- Mar 2023Seed$3.3M
#8
Acquired · Cleveland, Ohio · founded 2011 · 28 employees$15.4Mraised▾
BuyerQuest is a provider of procure-to-pay software. Its features include the management of e-procurement, spending and indirect spend, procure-to-pay processes, suppliers, supplier ordering, invoice automation, catalogues, procurement of services and integration with ERP systems. It includes a B2B marketplace that networks suppliers and contracted vendors for procurement. Its clients include Disney.
- Jun 2017Series A$3M
- Feb 2017Conventional Debt$4M
- Sep 2015Series A$7.4M
- Jan 2013Series A$4M
#9
Series A · Cleveland, Ohio · founded 2001 · 12 employees$15.8Mraised▾
Provider of small business credit data exchange and risk management tools. It operates a secure data exchange for lenders, facilitating the sharing of credit information. This data is used by commercial credit bureau partners to create predictive credit reporting products and portfolio management tools. Membership in the trade association is required to contribute or access these services. The organization itself is not a credit reporting agency and does not generate credit reports.
- Sep 2015Series A$5.2M
- Feb 2014Series A$10.5M
#10
Seed · Cleveland, Ohio · founded 2019 · 9 employees$1.7Mraised▾
Online copy trading platform for the financial market. It allows users to draft a team of advisors to provide virtual portfolio, investment strategies, learning, and more through the game-based platform. It allows investors to copy the portfolios of financial experts.
- Jun 2022Seed$1.7M
#11
Seed · Cleveland, Ohio · founded 2012 · 9 employees$125Kraised▾
On-demand capital for digital ad businesses, enabling growth and liquidity. This is a capital-as-a-service (CaaS) platform providing liquidity solutions for digital media and advertising businesses. It addresses the delayed payment terms prevalent in the digital ad industry by offering upfront, non-dilutive capital backed by future cash flow receipts. The platform integrates with various ad tech platforms, serving publishers, app developers, ad tech platforms, media buyers, ad agencies, and creators. It facilitates revenue, allowing clients to access funds on-demand, scale growth, and eliminate concerns about payment delays. This offers a risk-free, transparent, and efficient process for accessing instant liquidity, fostering growth and protecting capital. It is a B2B platform.
- Feb 2021Conventional Debt$50M
- Jul 2019Conventional Debt$50M
- Oct 2017Conventional Debt$10M
- 2012Seed$125K
#12
Funding Raised · Cleveland, Ohio · founded 2013 · 19 employees$169.3Kraised▾
airCFO is a cloud-based accounting, finance and tax partner for startups across the United States. Our team helps you know what's ahead, and keeps your back-office in order so your team can focus on what they do best.
- Apr 2020Conventional Debt$169.3K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1