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Radar · FinTech in Cleveland

Best FinTech Companies in Cleveland, United States

The 43 best FinTech companies in Cleveland, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Check Into Cash.

43companies tracked
$334.3Mdisclosed funding
0unicorns
19have raised
Sector wealth & growth · validated company filings
$180Mmedian revenue
+8%median YoY growth
$89.0Bcombined revenue pool
130companies reporting

Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)

FLIAR INTELLIGENCE · FINTECH × CLEVELAND

Our analysis of 243 FinTech companies

$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.

243companies analysed
98%cloud-native stacks
2025funding peak (by rounds)
45unicorns
2018median founding year

Ranked: Best FinTech companies in Cleveland

#CompanyDisclosed fundingLast roundEmployeesFoundedFounderTech stackRecent signals
1Check Into Cash
A short term direct lending platform for personal expenses.
$165M157 mo ago1,4081993—WordPressMySQLPHP+25—
2Splash Financial
Provider of an online marketplace for education loan refinancing
$78M11 mo ago682013Steve Muszynski
Founder & CEO
WordPressApple iCloud MailMicrosoft 365+25—
3Upright
An end-to-end real estate investment platform
$33M57 mo ago—2014Matt Rodak
Founder & CEO
WebflowApple iCloud MailGoogle Workspace+25—
4AmpliFund
Cloud-based grant management software for government
$19M76 mo ago872008Scott Smith
CEO
WordPressMySQLPHP+32—
5SBFE
Provider of small business credit data exchange and risk management tools
$16M131 mo ago12
12 → 25 (+108%)
2001Elisabeth MacDonald
CEO
WebflowApple iCloud MailMicrosoft 365+17—
6BuyerQuest
Provider of procure-to-pay software
$15M110 mo ago282011—Cart FunctionalityApple iCloud MailMicrosoft 365+25—
7Presta
Online solutions for digital business lending
$3M41 mo ago102022Leopoldo Pena
Co-Founder & CEO
MUIReactReact Router+10—
8Wizest
Online copy trading platform for the financial market
$2M50 mo ago92019Axel Thibon
Founder & CEO
Node.jsTailwind CSSReact+8—
9Auxilia
Cloud-based donor management software for nonprofits
$1M15 mo ago132019Aaron Gray
Co-Founder
WordPress Block EditorElementorWordPress+251 launch
10MedaSync
AI-based software for data intelligence and workflow automation
$550K12 mo ago52016Ryan Edgerly
CEO
—1 partnership
11Big River
Cloud-based fundraising platform for nonprofit organizations
$275K165 mo ago42011Ron Cass
Founder & CEO
JavaHighchartsJavaServer Faces+14—
12Casentric
Fact-based injury analysis tools for better claim negotiation and settlement
$250K162 mo ago122010Steve Washington
Co-Founder & COO
——
13AirCFO
Provider of accounting, bookkeeping, payroll and tax compliance services
$169K76 mo ago192013Justin McLoughlin
Founder & CEO
WebflowGSAPOptinMonster+191 launch
14InStore Finance
Guaranteed financing approval software to drive sales and increase customer loyalty
$150K166 mo ago32012Jason Nemeth
Founder & CEO
——
15OAREX
On-demand capital for digital ad businesses, enabling growth and liquidity
$125K66 mo ago92012Hanna Kassis
Minority Owner
Apple iCloud MailNode.jsTailwind CSS+8—

Top 12 FinTech companies in Cleveland

#1
Series C · Cleveland, Ohio · founded 2013 · 68 employees
$78.4Mraised
▾

Provider of an online marketplace for education loan refinancing. It provides refinancing solutions for student loans and financial education for medical residents and fellows. Students enter the required details and supporting loan documents on the platform to check their eligibility for loans. The eligible students get approved for a new loan and the company pays off the old loans. Students can pay a minimum amount per month during the residency and fellowship training periods. Also provides a loan assessment tool, that enables the student to calculate the savings over the life of the loan, payments, and total cost of the loan.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 6k LinkedIn followers — 15.7% of this cohort's audience · 50 engagements/post (7.2× cohort median)
Activity: 1 awards announced in 12 mo
Funding rounds
  • Sep 2025Series C$71M
  • Feb 2024Series B$7M
  • Jun 2022Series B$10M
  • Jun 2021Series B$44.3M
Founders & team
Steve MuszynskiFounder & CEO
Investors
CMFG Ventures, Northwestern Mutual, Detroit Venture Partners, Firebolt Ventures, Northwestern Mutual Future Ventures, Citi Ventures
Tech stack
Amazon CloudfrontAmazon Web ServicesApple Icloud MailCloudflareCloudflare Bot ManagementCloudflare Browser Insights
#2
Seed · Cleveland, Ohio · founded 2016 · 5 employees
$550Kraised
▾

AI-based data intelligence and workflow automation software. Solutions offered by the company include cost analytics, case management, and business intelligence. Cost analytics assists in the identification of high-cost medications and equipment. Case management aids in the management of patient stay, monitoring clinical changes, and service costs, and transitions.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 396 LinkedIn followers
Activity: 1 partnerships (incl. Bridgeway Senior Healthcare) announced in 12 mo
Funding rounds
  • Aug 2025Seed—
  • Feb 2024Seed$1.6M
  • Jul 2018Seed$550K
  • May 2018Grant (prize money)$25K
Founders & team
Ryan EdgerlyCEO
Investors
Innovation Fund America, Valley Growth Ventures, Omega Healthcare Investors, KettleDrum, Youngstown Business Incubator, BioEnterprise
Tech stack
WordpressMysqlPhpUbuntuWpbakeryYoast Seo
#3
Seed · Cleveland, Ohio · founded 2019 · 13 employees
$1Mraised
▾

Auxilia is a cloud-based donor management software for nonprofit organizations. It provides a platform that allows users to create an account and search for donors in the database. Some of its features are donation & donor management, campaign & fundraising tools, event & ticket management, social media automation, integrated payment processing, etc.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers — 5.1% of this cohort's audience
Activity: 1 product launches announced in 12 mo
Funding rounds
  • May 2025Seed$1.4M
  • May 2024Seed$425K
  • Jun 2021Seed$600K
Founders & team
Aaron GrayCo-FounderSteve PalekChief Executive Officer/Co-FounderJessica JacobsenCo-Founder
Tech stack
AngularCdnjsChart.JsCloudflareCloudflare Bot ManagementContentsquare
#4
Series B · Cleveland, Ohio · founded 2014
$33.3Mraised
▾

An end-to-end real estate investment platform. It allows users to invest in specific properties with borrower-dependent notes, invest in a diverse pool of loans & fractional mortgages, and more.

Funding rounds
  • Nov 2021Series B$20M
  • Aug 2019Series A$11M
  • Sep 2016Conventional Debt$100K
  • May 2016Seed$2M
Founders & team
Matt RodakFounder & CEO
Investors
Entrepreneurs Roundtable Accelerator, Edison Partners, Fintech Ventures Fund, GPO Fund, MassMutual Ventures, Tribeca ESP
#5
Funding Raised · Cleveland, Ohio · founded 1993 · 1408 employees
$165Mraised
▾

Check Into Cash Online is an alternate lending platform that provides cash advances, pay day loans, and title backed loans to the public. The loan application is both online and offline, with title loans for vehicles requiring a physical appraisal of the asset. The platform also offers services such as check cashing, bill payments and top ups for cell phones.

Funding rounds
  • Jul 2013Conventional Debt$165M
Tech stack
AddtoanyAddtoany Share ButtonsAmazon CloudfrontAmazon S3Amazon SesAmazon Web Services
#6
Acquired · Cleveland, Ohio · founded 2008 · 87 employees
$18.8Mraised
▾

AmpliFund is a cloud-based grant management software for the government. The product is offered for grant seekers to track grant opportunities, funds, goals, planning, execution management, etc., for grantmakers to execute grant progress, automate review process, managing rewards, publish & collect applications, etc., and for grant lifecycle management solution with features as planning program goals, collect & validate the application, monitor grant performance, etc. The product is used by the state government, the federal government, local government, nonprofits, and educational institutions.

Funding rounds
  • Apr 2020Series A$5.3M
  • Jun 2016Series A$10M
  • Aug 2015Venture Debt$2M
  • Jan 2014Series A$3.5M
Founders & team
Scott SmithCEO
Investors
North Coast Angel Fund, Blu Venture Investors, HPA, Hyde Park Venture Partners, First Analysis, North Coast Venture Fund
#7
Seed · Cleveland, Ohio · founded 2022 · 10 employees
$3.3Mraised
▾

Online solutions for digital business lending. The platform offers tools for providing risk reports, demographic reports and portfolio management dashboards for organizations. The platform provides tools for customer verifications, business verification, data transfer, and data storage.

Funding rounds
  • Mar 2023Seed$3.3M
Founders & team
Leopoldo PenaCo-Founder & CEOPeter TruogCo-Founder & COO
Investors
Distributed Ventures, Zeal Capital Partners, Matchstick Ventures, The Fund, Techstars, Jumpstart Ventures
Tech stack
CloudflareEmotionGoogle CloudGoogle Cloud TraceGoogle Font ApiGoogle Workspace
#8
Acquired · Cleveland, Ohio · founded 2011 · 28 employees
$15.4Mraised
▾

BuyerQuest is a provider of procure-to-pay software. Its features include the management of e-procurement, spending and indirect spend, procure-to-pay processes, suppliers, supplier ordering, invoice automation, catalogues, procurement of services and integration with ERP systems. It includes a B2B marketplace that networks suppliers and contracted vendors for procurement. Its clients include Disney.

Funding rounds
  • Jun 2017Series A$3M
  • Feb 2017Conventional Debt$4M
  • Sep 2015Series A$7.4M
  • Jan 2013Series A$4M
Investors
Argentum Group, First Analysis, Western Alliance Bank
Tech stack
Amazon S3Amazon SesAmazon Web ServicesApple Icloud MailCart FunctionalityCloudflare
#9
Series A · Cleveland, Ohio · founded 2001 · 12 employees
$15.8Mraised
▾

Provider of small business credit data exchange and risk management tools. It operates a secure data exchange for lenders, facilitating the sharing of credit information. This data is used by commercial credit bureau partners to create predictive credit reporting products and portfolio management tools. Membership in the trade association is required to contribute or access these services. The organization itself is not a credit reporting agency and does not generate credit reports.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 1k LinkedIn followers — 3.3% of this cohort's audience
Funding rounds
  • Sep 2015Series A$5.2M
  • Feb 2014Series A$10.5M
Founders & team
Elisabeth MacDonaldCEO
Tech stack
Apple Icloud MailCloudflareGoogle AnalyticsGoogle Font ApiGoogle Hosted LibrariesHsts
#10
Seed · Cleveland, Ohio · founded 2019 · 9 employees
$1.7Mraised
▾

Online copy trading platform for the financial market. It allows users to draft a team of advisors to provide virtual portfolio, investment strategies, learning, and more through the game-based platform. It allows investors to copy the portfolios of financial experts.

Funding rounds
  • Jun 2022Seed$1.7M
Founders & team
Axel ThibonFounder & CEO
Investors
Jumpstart Ventures, North Coast Ventures, Aperture Venture Partners, Capital Factory, Aperture Venture Capital, Northeast Ohio Student Venture Fund
#11
Seed · Cleveland, Ohio · founded 2012 · 9 employees
$125Kraised
▾

On-demand capital for digital ad businesses, enabling growth and liquidity. This is a capital-as-a-service (CaaS) platform providing liquidity solutions for digital media and advertising businesses. It addresses the delayed payment terms prevalent in the digital ad industry by offering upfront, non-dilutive capital backed by future cash flow receipts. The platform integrates with various ad tech platforms, serving publishers, app developers, ad tech platforms, media buyers, ad agencies, and creators. It facilitates revenue, allowing clients to access funds on-demand, scale growth, and eliminate concerns about payment delays. This offers a risk-free, transparent, and efficient process for accessing instant liquidity, fostering growth and protecting capital. It is a B2B platform.

Funding rounds
  • Feb 2021Conventional Debt$50M
  • Jul 2019Conventional Debt$50M
  • Oct 2017Conventional Debt$10M
  • 2012Seed$125K
Founders & team
Hanna KassisMinority Owner
Investors
Arena Investors, East West Bank
Tech stack
Apple Icloud MailAutoptimizeBootstrapCloudflareCloudflare Browser InsightsFacebook Pixel
#12
Funding Raised · Cleveland, Ohio · founded 2013 · 19 employees
$169.3Kraised
▾

airCFO is a cloud-based accounting, finance and tax partner for startups across the United States. Our team helps you know what's ahead, and keeps your back-office in order so your team can focus on what they do best.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 4k LinkedIn followers — 9.5% of this cohort's audience
Activity: 1 product launches announced in 12 mo
Funding rounds
  • Apr 2020Conventional Debt$169.3K
Founders & team
Justin McLoughlinFounder & CEO
Investors
Venture for America
Tech stack
ActivecampaignBootstrapCloudflareCloudflare Bot ManagementCore-JsDraftpress Hfcm

Funding & investor landscape

$334.3Mtotal disclosed funding
17companies funded
47disclosed rounds
0rounds last 90 days
Most active investors
Jumpstart Ventures4 rounds
GLIDE3 rounds
Innovation Fund America3 rounds
Jumpstart3 rounds
Akron Fusion Ventures2 rounds
First Analysis2 rounds
North Coast Ventures2 rounds
Rock Ventures2 rounds
Venture for America2 rounds
Youngstown Business Incubator2 rounds

Notable founders

Steve Muszynski
Founder & CEO · Splash Financial
Ryan Edgerly
CEO · MedaSync
Aaron Gray
Co-Founder · Auxilia
Steve Palek
Chief Executive Officer/Co-Founder · Auxilia
Matt Rodak
Founder & CEO · Upright
Scott Smith
CEO · AmpliFund
Leopoldo Pena
Co-Founder & CEO · Presta
Peter Truog
Co-Founder & COO · Presta
Elisabeth MacDonald
CEO · SBFE
Axel Thibon
Founder & CEO · Wizest
Hanna Kassis
Minority Owner · OAREX
Justin McLoughlin
Founder & CEO · AirCFO
Prism market signals · United States · country-scoped Prism corpus, 3,947,148 docs

Market landscape — 10 sub-themes by coverage

Share of FinTech coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

RESEARCH SIGNALS · United States

How research on Fintech is moving in the United States

A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.

research sentiment over time
201620212026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 23% → 38% across 2016–2026.
top research entities
  • Film Independent54
  • United States Department of Commerce26
  • Community Partners22
  • University of Virginia18
  • International Monetary Fund12
leading researchers
Crypto Education Research Lab · Kapil Dharika · Bibitayo Ebunlomo Abikoye · Adesola Oluwatosin Adelaja · Stanley Chidozie Umeorah · Pingale, Mandar Vijay · Hajwane, Shaeena Samir · Rogers, Anuoluwapo
▲ Breakthroughs97 · 11%
▲ 0%→11% share
0 median citations96% since 2021mostly methods-led
Breakthroughs are rising (0%→11% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services42
  • Database transaction16
  • Payment15
  • Scalability12
  • Credit risk11
Newly emergingFinancial services 0→41 · Database transaction 0→15 · Payment 0→14
Landmark E.T.-RNN · 87 cites
◆ Advancements352 · 39%
▲ 28%→41% share
▲1.5× share momentum0 median citations95% since 2021mostly empirical
Advancements are rising (28%→41% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services7→190
  • Financial inclusion2→74
  • Payment2→50
  • Mobile payment3→29
  • Leverage (statistics)1→21
Newly emergingTransformative learning 0→37 · Database transaction 0→34 · Financial literacy 0→32
Landmark Fintech Adoption Drivers for Innovation for SMEs in Indonesia · 143 cites
▼ Concerns281 · 31%
▼ 56%→29% share
▼0.5× share momentum0 median citations83% since 2021mostly empirical
Concerns are cooling (56%→29% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services9→149
  • Financial inclusion1→56
  • Payment2→27
  • Investment (military)1→19
  • Cryptocurrency1→17
Newly emergingFinancial market 0→22 · Big data 0→18 · Corporate governance 0→18
Landmark The FinTech Opportunity · 433 cites
RESEARCH HOTSPOTS · United States

Where fintech is researched across United States

Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.

New York25 · +0.24
Hot · Financial servicesAdvancing · Credit riskOpportunity · Big dataConcern · Financial innovation
Seattle14 · +0.21
Hot · Financial servicesOpportunity · LoanConcern · Financial inclusion
Philadelphia13 · +0.19
Hot · Digital transformationAdvancing · Financial servicesOpportunity · Leverage (statistics)
Boston12 · +0.34
Hot · Financial servicesOpportunity · Key (lock)Concern · Financial innovation
Los Angeles8 · +0.42
Hot · Credit riskOpportunity · Financial services
Ann Arbor8 · +0.49
Hot · Financial servicesAdvancing · Financial inclusionOpportunity · Mobile payment
SF Bay Area5 · +0.42
Hot · Financial servicesOpportunity · Leverage (statistics)
Chicago5 · +0.08
Opportunity · Financial market
Atlanta5 · +0.36
Hot · Financial servicesOpportunity · Credit card
PATENT SIGNAL · United States

Who's filing fintech patents in the United States

United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.

20 filings16 assigneespeak 7/yr2016–2025
filing momentum (YoY 2016–2025)
top patent filers
  • Mastercard International20
  • Verifone4
  • Financial Cloud Innovations2
  • Atombeam Technologies2
  • Salah ALI Khalil1
  • LNW Gaming1
  • Kassetty Nikhil1
  • DR Mariappan RAJA1

Common questions

How many FinTech companies are there in Cleveland, United States?
Radar tracks 43 indexable FinTech companies headquartered in Cleveland, United States that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in Cleveland, United States?
The FinTech companies in Cleveland, United States on this list have raised a combined $334.3M in disclosed equity funding across 17 funded companies.
Which is the highest-funded FinTech company in Cleveland, United States?
Check Into Cash is the highest-funded FinTech company in Cleveland, United States, with $165M in disclosed equity funding.
How many FinTech companies in Cleveland, United States are funded?
17 of the 43 FinTech companies in Cleveland, United States on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in Cleveland, United States?
None of the FinTech companies in Cleveland, United States on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Cleveland, United States FinTech companies?
The most active investors in Cleveland, United States FinTech companies on this list include Jumpstart Ventures, GLIDE, Innovation Fund America, Jumpstart, Akron Fusion Ventures.
Rohit KhannaTrends & Stories

Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.

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