Best FinTech Companies in Colombia
The 220 best FinTech companies in Colombia in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Lulo bank.
Colombia's FinTech sector has real money behind it, and this directory ranks the best FinTech companies in Colombia by disclosed equity funding and recent funding momentum across 220 tracked startups. Total disclosed funding sits at $970M, with no unicorns yet, which tells you something interesting about where the market actually is.
Finaktiva leads the pack at $120M raised, followed by Simetrik at $85M, and the gap to the rest is steep. That concentration matters. The global FinTech market is tracking toward roughly $461.6B by 2034, up from $113.4B in 2025 at a 17.21% CAGR, and Colombia's builders are positioning early inside that curve. Hot themes right now are next-gen banking platforms and cloud-based banking infrastructure, both of which fit the local stack well. Investors like Y Combinator, Techstars, and 500 Global are already in, which signals the ecosystem has cleared a basic credibility threshold. Globally, PB Fintech's aggregator push shows exactly the kind of platform consolidation move that I'd expect Colombia's mid-tier players to attempt next. Stringent and at times conflicting government regulations remain the friction point to watch if you're evaluating market entry here.
- Statista
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Colombia
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Web popularity | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Lulo bank Internet-first digital bank offering banking services | $200M | 44 mo ago | 231 | Benjamin Gilinski Founder | Apple iCloud MailLeafletVuetify+23 | Top 1M | — |
| 2 | Finaktiva Provider of financial and technological solutions including credit and supply chain | $120M | 14 mo ago | 140 | Pablo Ramon Founder & CEO | ContentfulTypeScriptBootstrap+26 | Top 5M | — |
| 3 | Simetrik Provider of a platform for financial reconciliation, automation, and regulatory reporting | $85M | 12 mo ago | 282 | Santiago Gonzalez Co-Founder & COO | WordPressMySQLPHP+22 | Top 1M | — |
| 4 | Treinta App-based accounting, inventory management, and financial monitoring solution for small businesses | $61M | 50 mo ago | 231 | Lluís Cañadell Co-Founder & Ceo | Apple iCloud MailGoogle WorkspaceNode.js+16 | Top 1M | — |
| 5 | Cobre Provider of platform for businesses to manage and automate financial payments | $48M | 23 mo ago | 129 | Alberto Chejne Co-Founder | Apple iCloud MailGoogle WorkspaceSalesforce+17 | Top 500k | — |
| 6 | Minka Provider of infrastructure for real-time payment networks and financial services | $39M | 49 mo ago | 49 | — | Webflowcore-jsjQuery+10 | Top 50M | — |
| 7 | Yuno Payment routing APIs for businesses | $35M | 27 mo ago | 100 | Juan Ortega Co-Founder and CEO | Webflow EcommerceCart FunctionalityWebflow+26 | Top 1M | — |
| 8 | Credivalores Consumer loans provider | $35M | 132 mo ago | 756 | David Seinjet Neirus Founder & CEO | DrupalPHPUbuntu+14 | Top 1M | — |
| 9 | MOVii Card-linked and app-based wallet for individuals | $32M | 52 mo ago | 143 | Julian Montejo Co-Founder | WordPressMySQLPHP+40 | Top 500k | — |
| 10 | dale! Provider of a platform for digital financial services and debit cards | $30M | 42 mo ago | — | Jose Osorio CEO | DrupalPHPAmazon ALB+18 | Top 100k | — |
| 11 | KLYM Provider of crowdfunding software for non-profits, education institutes, and SMBs | $29M | 41 mo ago | 411 | Andres Abumohor Co-Founder | WordPressMySQLPHP+34 | Top 5M | — |
| 12 | Finkargo Online platform for purchase order financing | $28M | 31 mo ago | 80 | Andres Ferrer Co-Founder & Coo | WordPressMySQLPHP+28 | Top 5M | 2 expansions |
| 13 | Sempli Online lending platform for SMEs | $24M | 9 mo ago | 54 | Esteban Velasco CEO & Cofounder | TypeScriptNode.jsZone.js+20 | Top 5M | — |
| 14 | FinMaq Online lending platform for asset backed loans | $24M | 36 mo ago | 32 | Diego Sanz de Santamaria CEO | Tailwind CSSGSAPReact+10 | Top 50M | — |
| 15 | Koibanx Digital payments infrastructure with web3 | $22M | 46 mo ago | 84 | Edy Weber Co-Founder & CTO | Cart FunctionalityNode.jsReact+12 | Top 50M | — |
| 16 | Tpaga Online payment gateway provider | $15M | 51 mo ago | 60 | Juan Salcedo Co-Founder | WordPress Block EditorElementorWordPress+26 | Top 5M | — |
| 17 | Rapicredit Online lending platform for payday loans. | $12M | 10 mo ago | 96 | — | WordPressMySQLPHP+36 | Top 50k | — |
| 18 | PayEngine Payment gateway solutions for software vendors | $12M | 48 mo ago | 17 | — | SentryReactPayPal+9 | Top 10M | 1 launch |
| 19 | Mansa Online platform featuring DeFi lending | $10M | 15 mo ago | — | Mouloukou Sanoh Co-Founder & CEO | WebflowMicrosoft AdvertisingjQuery+11 | Top 10M | 1 award |
| 20 | Zinobe Customer onboarding, credit risk assessment and debt collection solution provider | $10M | 73 mo ago | 143 | — | TypeScriptZone.jsAngular+11 | Top 50M | — |
| 21 | Trii App-based platform for trading in stock market | $8M | 43 mo ago | 51 | Esteban Penaloza Co-Founder & CEO | TurbopackEmotionNode.js+16 | Top 1M | — |
| 22 | Grupo R5 Online platform for consumer loans and car insurance | $7M | 31 mo ago | 91 | Pablo Armida Co-Founder | HubSpot CMS HubZohoIntercom+31 | Top 100k | 2 job openings |
| 23 | Valiu Online remittance platform | $7M | 66 mo ago | 17 | Alejandra Dormois Co-Founder & CRO | Node.jsMUIAmazon Web Services+21 | Top 50M | — |
| 24 | Mono Internet first bank for business banking | $6M | 48 mo ago | — | Juan Poveda Co-Founder | — | — | — |
| 25 | Kala API-enabled online lending-as-a-service platform for lenders | $6M | 6 mo ago | 28 | Manuel Aleman Co-Founder & CEO | — | — | — |
| 26 | Koggi Online platform offering mortgage loan for residential purchases to consumers | $6M | 21 mo ago | 15 | Juan Diaz Co-Founder & CEO | Cart FunctionalityWordPressMySQL+20 | Top 10M | — |
| 27 | Fanki Fan engagement platform for the sports industry | $6M | 36 mo ago | 38 | Nicholas Perez Founder | Cart FunctionalityNode.jsMapbox GL JS+18 | Top 1M | — |
| 28 | Mezubo Online marketplace for car title loans | $6M | 51 mo ago | 20 | Juan Pardo Co-Founder | — | — | — |
| 29 | Energy Master Provider of energy management solutions | $5M | 31 mo ago | 34 | Jaime Salazar CEO | WordPressMySQLPHP+34 | Top 10M | — |
| 30 | Zulu Cross-border remittance solution for individuals and businesses | $5M | 43 mo ago | 43 | Julian Delgado Co-Founder & CPO | WebflowSplidecore-js+16 | Top 10M | — |
| 31 | Minteo Online marketplace for buying & selling NFTs | $4M | 44 mo ago | — | Sebastian Salazar Co-Founder | — | — | — |
| 32 | Kravata Platform for buying and selling cryptocurrencies | $4M | 27 mo ago | 23 | — | WordPressMySQLPHP+18 | Top 50M | — |
| 33 | Velar DeFi liquidity protocol on Bitcoin | $4M | 26 mo ago | — | Mithil Thakore Co-Founder & CEO | Framer SitesReactPriority Hints+5 | Top 50M | — |
| 34 | Glim Provider of financial wellness tools for employees | $3M | 16 mo ago | 13 | Alex Robbio CEO | Cart FunctionalityTurbopackNode.js+16 | Top 10M | — |
| 35 | Trebol Open banking aggregation API | $3M | 36 mo ago | 7 | Luis Sebastian Buitrago León Co-Founder and CTO | WebflowSwipercore-js+16 | Top 50M | — |
| 36 | Plataform Online lending marketplace offering invoice factoring | $3M | 28 mo ago | — | Felipe T Co-Founder & CEO | Google CloudtoastrNginx+11 | Top 50M | 1 job opening |
| 37 | Farmfolio Crowdfunding platform for agriculture projects in central and south America | $3M | 106 mo ago | 16 | Dax Cooke Founder & CEO | Webflow EcommerceWebflowVimeo+15 | Top 50M | — |
| 38 | Unergy Crowdfunding platform for solar projects | $2M | 30 mo ago | 37 | Nicolas Villegas Echavarria Co-Founder | SentryNode.jsVuetify+16 | Top 10M | — |
| 39 | Puntored Provider of digital payment platform and financial inclusion services | $2M | 21 mo ago | 283 | — | WordPressApple iCloud MailGoogle Workspace+30 | Top 1M | — |
| 40 | BackStartup Tech-enabled accounting and legal services for startups and businesses | $2M | 61 mo ago | 40 | Juana Barco Co-Founder / CEO | TypeScriptQuillCKEditor+22 | Top 5M | — |
| 41 | Quipu Provider of app-based digital financial solutions | $1M | 4 mo ago | 42 | — | WordPress Block EditorElementorCart Functionality+33 | Top 500k | — |
| 42 | Linxe Online lending platform for salary advance loans | $1M | 59 mo ago | 9 | Cesar Julio Cuevas Chief Financial Officer Founder | DrupalPHPUbuntu+16 | Top 5M | — |
| 43 | Supra Cross-border payments and collections for importers and exporters of goods and services | $1M | 13 mo ago | — | Emilio Caicedo Founder and CEO | WordPressMySQLPHP+30 | Top 10M | — |
| 44 | efinti Developer of a trade financing platform | $1M | 45 mo ago | 17 | Alejandra Gaviria Co-Founder | WordPressMySQLPHP+34 | Top 50M | — |
| 45 | Konvex AI-based financial data management platform | $700K | 28 mo ago | — | Cristian Martinez Co-Founder | — | — | — |
| 46 | Littio App-based money management and payment card for individuals | $500K | 32 mo ago | 29 | Ivan Torroledo Pena Co-Founder | Framer SitesReactAmazon Web Services+19 | Top 5M | — |
| 47 | Milio Platform that integrates and manages business payment processors | $500K | 36 mo ago | 10 | Daniel Gómez Co-Founder | — | — | — |
| 48 | Lamas Finance Online platform offering diversified cryptocurrency solutions | $450K | 31 mo ago | — | Max Heisenberg Founder & CEO | — | — | — |
| 49 | IncluirTec Provider of a loan origination solutions for financial institutions | $420K | 3 mo ago | — | Angelica Quiroga Co-Founder & CEO | — | — | — |
| 50 | Biocredit Lead generation platform | $200K | 24 mo ago | — | Oscar Giovanny Gutierrez Moreno Founder & CEO | WordPressMySQLPHP+20 | Top 5M | — |
Top 12 FinTech companies in Colombia
#1
Series B · Bogota, Bogota · founded 2008 · 282 employees$85Mraised▾
Provider of a platform for financial reconciliation, automation, and regulatory reporting. The platform offers tools for transaction fee management, dispute resolution, and handling of foreign exchange and cryptocurrency transactions. It also supports liquidity and cash flow monitoring, merchant reporting, and fraud and risk mitigation. The platform caters to finance operations, accounting, and platform operations teams across various industries. These industries include payment service providers, marketplaces, acquirers, issuers, neobanks, banks, and retailers.
#2
Series A · Medellin, Antioquia · founded 2016 · 140 employees$120.2Mraised▾
Provider of financial and technological solutions including credit and supply chain. The company offers services such as factoring, confirming, liquidity management, and centralized payments. It provides a platform for businesses to manage finances and optimize cash flow. The company’s offerings facilitate supply chain finance and financial management.
#3
Series B · Medellin, Antioquia · founded 2016 · 54 employees$23.7Mraised▾
Online lending platform for SMEs. It is a marketplace connecting borrowers with lenders for multiple business loan products including working capital loans, growth loans between, business credit lines, and more. It uses a proprietary scoring system to profile the businesses using multiple data points to reduce credit history and collateral requirements.
#4
Series A · Bogota, Bogota · founded 2021 · 28 employees$6Mraised▾
API-enabled online lending-as-a-service platform for lenders. It allows lenders to offer and manage different loan products to customers such as working capital loans, revenue-based financing, buy now pay later loans, asset-backed loans, and more, and also offers various integration tools to determine the risk acceptance criteria of lenders, access to prequalified borrowers that meet the specific risk criteria, lead evaluation, and more.
#5
Seed · Bogota, Bogota · founded 2013 · 96 employees$12Mraised▾
Rapicredit is an online lending platform offering payday loans. It offers loans for a tenure of 5 to 30 days. The interest rate charged by the company is 25% pa.
- Jul 2025Convertible Debt$5M
- Nov 2023Conventional Debt$7M
- Nov 2017Seed—
#6
Seed · cali, Valle del Cauca · founded 2019 · 42 employees$1.5Mraised▾
Provider of app-based digital financial solutions. It provides users with a platform for credits or finances raw materials for business with preferential rates. It also provides users with alternative credit profile management, payment management, and community management. Its app is available across Android and iOS platforms.
#7
Series B · Bogota, Bogota · founded 2019 · 129 employees$48Mraised▾
Provider of platform for businesses to manage and automate financial payments. The platform offers cross-border, local, and Bre-B payment processing. It centralizes accounts, visualizes balances, and automates reconciliation and reporting. The platform integrates with banks, enabling payment initiation, balance consultation, and real-time movement tracking. It is designed for businesses with high transaction volumes, fintechs, and PSPs. The platform offers security and compliance features.
#8
Series A · Bogota, Bogota · founded 2016$420Kraised▾
Provider of a loan origination solutions for financial institutions. It provides solutions for transforming credit origination into digital process. It features financial history validation, validation against market information, cash flow management, potential customer characterization, document management, and more.
- Feb 2026Series A—
- Feb 2023Seed$420K
#9
Seed · Colombia · founded 2023$10Mraised▾
Online platform featuring DeFi lending. It allows users to earn interest by lending assets to venture-backed businesses in the markets through its yield DeFi lending solution.
- Feb 2025Seed$10M
#10
Seed · Bogota, Bogota · founded 2022 · 13 employees$3.5Mraised▾
Provider of financial wellness tools for employees. It offers tools and education to employees to enhance the financial well-being. It provides solutions for automated savings, non salary payments, and attraction of talent. It help companies attract talent by offering competitive financial benefits and user experience for the employees. Users can manage their finances, make payments, save, invest, and even receive cashbacks and advance payments. The app is available on both the google play store and apple store for download.
- Feb 2025Seed$3.5M
- Nov 2023Seed—
#11
Seed · Bogota, Bogota · founded 2021 · 15 employees$6Mraised▾
Online platform offering mortgage loans for residential purchases to consumers. It offers home loans through its bank partners and other lending partners, and also partners with construction companies to facilitate home loans and financing to their customers. It process and disburses loans to consumer completely online through its platform.
- Sep 2024Seed$3M
- Apr 2024Seed$3M
#12
Series A · Bogota, Bogota · founded 2022 · 100 employees$35Mraised▾
Payment routing APIs for businesses. Offers hyper-customizable routing with no code, access comprehensive dashboards for instant insights into holistic payment health, transaction details, conversion rate, costs, payment sources, trends and revenue streams, compare the true performance of different providers, benefit from real-time analytics, live updates, custom alerts, predictive insights, and more.
- Mar 2024Series A$25M
- Mar 2022Seed$10M
Funding & investor landscape
Notable founders
How research on Fintech is moving in Colombia
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 15 Colombia-affiliated papers.
- Universidad de Antioquia3
- Instituto Tecnológico Metropolitano2
- Technological University of Pereira2
- Universidad Externado de Colombia2
- Centro de Investigación de la Caña de Azúcar de Colombia1
- Blockchain1
- Corporate governance1
- Stakeholder1
- Context (archaeology)1
- Integrated reporting1
- Financial services3
- Financial inclusion1
- Financial literacy1
- Payment1
- Inclusion (mineral)1
Where fintech is researched across Colombia
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.