Best FinTech Companies in Flanders, Belgium
The 109 best FinTech companies in Flanders, Belgium in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Credix.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Flanders
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Credix Decentralized credit marketplace connecting investors with fintech | $74M | 7 mo ago | 33 | 2021 | Chaim Finizola Co-Founder And Cgo | Radix UITailwind CSSshadcn/ui+11 | — |
| 2 | Silverfin Cloud-based accounting workflow and practice management solutions for businesses | $35M | 72 mo ago | 170 | 2013 | Joris Gucht Co-Founder & Co-CEO | WordPressMarkerSentry+42 | — |
| 3 | Venly Provider of Web3 and blockchain‑infrastructure company | $25M | 49 mo ago | 9 | 2018 | Tim Dierckxsens Co-Founder & CEO | WebflowCart FunctionalitySentry+34 | 1 award |
| 4 | Harmoney Client Risk Profiling Solution | $12M | 1 mo ago | 8 | 2016 | — | Cart FunctionalityCraft CMSPHP+19 | 3 awards |
| 5 | WinWinner Online lending marketplace for business loans | $12M | 93 mo ago | 20 | 2016 | — | WebflowBootstrapMicrosoft Advertising+19 | 1 partnership · 1 expansion |
| 6 | Cashforce Cash management & forecasting platform | $11M | 80 mo ago | 29 | 2012 | — | — | — |
| 7 | Xpenditure Expense Management Software | $9M | 128 mo ago | 62 | 2011 | — | — | — |
| 8 | WeGroup Insurance quoting software | $6M | 69 mo ago | 27 | 2017 | Arvid De Coster Chief Executive Officer And Co-Founder | Webflowcore-jsjQuery+12 | — |
| 9 | Cake Personal financial management solution | $5M | 53 mo ago | 6 | 2019 | Davy Kestens Co-Founder & CEO | — | — |
| 10 | Zero Friction Provider of SaaS platform for billing and customer interaction for heating | $5M | 21 mo ago | 15 | 2018 | Wim Jacobs CEO & Co-founder | WebflowApple iCloud MailMicrosoft 365+22 | 1 award |
| 11 | Tenderize Liquid staking protocol connecting web3 with DeFi | $3M | 47 mo ago | 7 | 2020 | — | — | — |
| 12 | Wodan AI Provider of AI-driven Fintech solutions for data security and privacy | $2M | 6 mo ago | — | 2023 | Bob Dubois Co-Founder & CEO | — | — |
| 13 | Twikey Direct Debit B2B payment platform | $1M | 125 mo ago | 15 | 2013 | — | BootstrapNginxAmazon Web Services+17 | 1 job opening · 2 awards |
| 14 | Intix Software solution provider for managing data and compliance | $1M | 124 mo ago | 43 | 2011 | Wouter Van Santvliet Co-Founder & CTO | — | — |
| 15 | POM App based invoice payment solution | $961K | 90 mo ago | 12 | 2014 | Tom Totte Co-Founder | WebflowAmazon Web ServicesLeadfeeder+19 | 2 awards |
| 16 | Auditstage Provider of auditing solutions for the auditors | $854K | 12 mo ago | — | 2024 | Natalia Khamraeva Founder & CEO | — | — |
| 17 | Bizzy Online platform for private market data | $784K | 44 mo ago | 6 | 2021 | — | Apple iCloud MailGoogle WorkspaceNode.js+24 | — |
| 18 | Sign2Pay Secure mobile payments using signature | $769K | 137 mo ago | 1 | 2013 | — | — | — |
| 19 | Dexxter Online bookkeeping and invoice management platform for businesses | $451K | 47 mo ago | — | 2020 | Robbe Claessens Co-Founder | WordPress Block EditorElementorWordPress+38 | — |
| 20 | Cashplannr Software-based platform for cash flow management solutions | $316K | 49 mo ago | 1 | 2019 | Thomas Hysselinckx Founder | — | — |
| 21 | Yield Monitor Portfolio tracking platform for cryptocurrency | $300K | 51 mo ago | 2 | 2021 | Christophe Dupont Co-Founder | — | — |
| 22 | Accounteer Online bookkeeping solution provider for SMBs. | $110K | 92 mo ago | 2 | 2015 | — | — | — |
| 23 | Risolto AI-driven invoicing and debtor management solution for businesses | $61K | 72 mo ago | 2 | 2012 | Dieter Vekeman Co-Founder | WordPressMySQLPHP+38 | — |
| 24 | Kadonation Provider of software suite solutions for gift card management | $61K | 144 mo ago | 18 | 2014 | Jelle Van Roosbroeck Co-Founder & CFO | Craft CMSPHPYii+30 | — |
| 25 | Rydoo AI & SaaS-driven expense management platform for businesses | — | 24 mo ago | 120 120 → 261 (+118%) | 2013 | Sebastien Marchon CEO | Apple iCloud MailMicrosoft 365Azure Front Door+13 | 1 partnership |
Top 12 FinTech companies in Flanders
#1
Series B · Antwerp, Flanders · founded 2021 · 33 employees$73.8Mraised▾
Decentralized credit marketplace connecting investors with fintech. It provides a credit investment opportunities for investors. Investors can invest in the liquidity pool, which diversifies across deals.
- Nov 2025Series B$6M
- Nov 2023Series B$60M
- Sep 2022Series A$11.2M
- Dec 2021Seed$2.5M
#2
Series B · Ghent, Flanders · founded 2016 · 8 employees$11.6Mraised▾
Harmoney is a cloud-based platform providing risk and compliance solutions to banks, financial advisors, and brokers. It assists in customer profiling through KYC & AML procedures. Its provides white label or SaaS-based solutions that enables client identification, client investment profiling, and financial planning. It provides customized solutions for fully digitize client onboarding.
- May 2026Series B$11.6M
#3
Seed · Ghent, Flanders · founded 2023$2.4Mraised▾
Provider of AI-driven Fintech solutions for data security and privacy. It provides users with a technology that utilizes groundbreaking encryption to train and use AI with encrypted data, protecting platforms against data leaks in areas like KYC (Know Your Customer), risk assessment, and fraud detection.
- Dec 2025Seed$2.4M
#4
Seed · Ghent, Flanders · founded 2018 · 15 employees$5.1Mraised▾
Provider of SaaS platform for billing and customer interaction for heating. The platform streamlines invoicing processes and facilitates transparent communication with end consumers through a self-service portal. It offers features such as predicting invoice amounts and providing real-time overviews of billed and unbilled amounts. The platform supports meter-to-cash processes, aiming to simplify invoicing, cash collection, and cost allocation. It integrates into existing IT landscapes, offering automated billing and customer service.
- Sep 2024Seed$2.8M
- Sep 2022Seed$2.3M
#5
Seed · Kampenhout, Flanders · founded 2024$854.2Kraised▾
Provider of auditing solutions for the auditors. The platform provides solutions such as audit AI assistant, leverage automations, engagement management, collaboration system, and more.
- May 2025Seed$854.2K
#6
Series A · Willebroek, Flanders · founded 2018 · 9 employees$24.8Mraised▾
Venly is a blockchain infrastructure and financial services company headquartered in Belgium. Venly provides the technology and regulated entity framework that connects blockchain rails to the global banking system, enabling businesses to send, receive, and settle payments using stablecoins with fiat on- and off-ramps built in. The company operates across two layers. The technology layer provides APIs for wallet infrastructure, digital asset management, and payment orchestration. The financial services layer, operated through its wholly-owned subsidiary Venly Finance Sp. z o.o. (Poland, EU VASP registered)- handles stablecoin settlement, digital asset custody, and card issuance under regulatory supervision. Venly's settlement infrastructure routes cross-border payments through the optimal combination of stablecoin and local payout rails (SEPA, SWIFT, ACH, Faster Payments) across 40+ corridors. Clients include primarily fintechs, iGaming operators, affiliate networks, and prop trading firms — reduce settlement costs by 40-60% compared to traditional correspondent banking, with same-day settlement as standard. The group is SOC 2 Type II certified and ISO 27001 compliant, with MiCA CA
- Apr 2022Series A$23M
- Apr 2021Seed$1.8M
- 2019Seed—
#7
Series B · Ghent, Flanders · founded 2013 · 170 employees$34.5Mraised▾
Cloud-based accounting workflow and practice management solutions for businesses. It features tools for extracting information from bookkeeping & accounting systems, a template library, a communication & collaboration platform, automated report creation, portfolio management, data visualization, and more.
- Jun 2020Series B$30M
- Mar 2017Series A$4.5M
#8
Acqui-Hired · Herentals, Flanders · founded 2012 · 29 employees$11.3Mraised▾
Cashforce enables CFOs of medium-sized global companies to generate a detailed & accurate cash forecast. It integrates with existing ERP systems and generate forecasting models for incoming and outgoing cash flows by combining imported bank balances, real-time data from your ERP, as well as recurring cash flows (e.g. leasing costs, insurance costs, loans, salaries) managed inside the platform. Its platform accelerates the cash flow improvement by processing data from banking systems & ERP systems (SAP, NAV, Dynamics, Sage etc.) as well as managing recurring cash flows (e.g. salaries, loans, leasings). CFOs at international mid-size companies and large corporates, can obtain full transparency in their cash flows (cross-entity, cross-bank account, cross-currency)
- Oct 2019Series A$5.5M
- Feb 2018Series A$2.5M
- Jan 2016Series A$1.1M
- Jun 2015Seed$2.3M
#9
Acquired · Kapellen, Flanders · founded 2019 · 6 employees$5.2Mraised▾
Cake offers personal financial management solutions to individuals. It allows users to manage all expenses on a single app. Provides tools to control finances, suggestions to compare spending and expenses, and alerts to make due payments. The application can be accessed on iOS and Android devices.
- Jan 2022Seed$5.2M
#10
Series A · Ghent, Flanders · founded 2016 · 20 employees$11.6Mraised▾
Winwinner offers an online lending platform for business loans. Businesses can borrow loans from € 25,000 to € 200,000. Investors can earn an annual interest up to 2% and 2.5% annual tax credit. They can invest from € 5,000 to € 50,000 per investment.
- Sep 2018Series A$11.6M
#11
Series A · Ghent, Flanders · founded 2017 · 27 employees$6Mraised▾
WeGroup provides quoting software for the insurance industry. It offers Louise, a virtual assistant which provides solutions for risk analysis, document management, product comparison, and more. It also offers software for customer management, claims management, insurance reporting, and more.
- Aug 2020Series A$3.5M
- Aug 2019Seed$1.7M
- Mar 2019Seed—
- Jan 2019Seed$740.5K
#12
Seed · Flanders · founded 2020 · 7 employees$3Mraised▾
Liquid staking protocol connecting web3 with DeFi. It issues TenderToken that will increase as the platform earns staking rewards. It automatically compounds rewards regularly.
- Jul 2022Seed$3M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.