Best FinTech Companies in Italy
The 578 best FinTech companies in Italy in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Scalapay.
Italy's FinTech sector has pulled $2.3B in disclosed funding across 578 tracked companies, and if you want to know where that capital concentrates, the answer is stark: Scalapay alone accounts for $953M of it. That's not a rounding error. Satispay adds another $471M, meaning two companies absorb over 60% of the entire funding pool. The global market these players are competing in sits at roughly $113.4B in 2025 and is forecast to reach $461.6B by 2034, a 17.21% CAGR driven by demand for OEM-Pay solutions and the SCA requirements baked into PSD2. Stringent and occasionally conflicting government regulations add friction, but they also filter out the undercapitalized, which partly explains why Italy's unicorn count sits at exactly two.
So what does the rest of the field look like? Mostly early-stage, honestly. Wallife, Wopta Assicurazioni, A-Cube API and BlockInvest collectively disclose under $35M. As 2017 research on digital finance diffusion shows, platform-layer infrastructure tends to consolidate around a handful of dominant players fast, and Italy's funding distribution is already showing that shape. Hot themes right now are next-gen banking platforms and cloud-based banking, with investors like CDP Venture Capital and Digital Magics staying active. The directory below ranks every company by disclosed equity funding and recent momentum, so you can track exactly where fresh capital is landing.
- Statista
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Italy
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Web popularity | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Scalapay 🦄 Provider of payment solutions for e-commerce businesses | $953M | 6 mo ago | 207 | Raffaele Terrone Co-Founder | SanityApple iCloud MailGoogle Workspace+27 | Top 50k | — | 2 partnerships |
| 2 | Satispay 🦄 Provider of payment application and digital solutions for business and welfare | $471M | 19 mo ago | 300 | Samuele Pinta Founder & CFO | DatoCMSNode.jsRadix UI+32 | Top 500k | — | 1 expansion |
| 3 | BacktoWork Equity-based crowdfunding platform | $118M | 80 mo ago | 29 | Alberto Bassi Co-Founder & CEO | PleskZohoPHP+12 | Top 10M | — | — |
| 4 | Prima Assicurazioni App-based auto insurance comparison platform | $116M | 92 mo ago | 612 | George Kuruvilla Co-Founder | SanityTurbopackApple iCloud Mail+22 | Top 100k | — | 2 job openings |
| 5 | AideXa Provider of an online lending platform for business loans | $106M | 24 mo ago | 104 | Roberto Nicastro Chairman and CoFounder | DatoCMSApple iCloud MailMicrosoft 365+19 | Top 1M | — | — |
| 6 | Fabrick Open banking platform | $43M | 36 mo ago | 493 | — | PrismicRadix UITailwind CSS+20 | Top 1M | — | 1 partnership |
| 7 | Qomodo Provider of Buy Now Pay Later and POS payment solutions | $37M | 16 mo ago | 2 | Gianluca Cocco Co-Founder & CEO | WebflowGSAPAmazon Web Services+24 | Top 5M | — | — |
| 8 | Tagetik Corporate Performance Management | $36M | 143 mo ago | 450 | — | — | — | — | 1 launch · 1 partnership · 1 award |
| 9 | One Trading Cryptocurrency trading platform | $33M | 21 mo ago | 42 | Joshua Barraclough Founder & CEO | SentryZendeskApple iCloud Mail+13 | Top 10M | — | 1 launch |
| 10 | Credimi Online marketplace offering diversified business loans | $27M | 53 mo ago | 97 | Ignazio Rocco di Torrepadula Founder & CEO | ReactGatsbyAmazon Web Services+7 | Top 10M | — | — |
| 11 | Plasma Provider of stablecoin platform | $24M | 16 mo ago | — | Christian Angermayer Co-Founder | SentryApple iCloud MailGoogle Workspace+21 | Top 5M | — | 4 launchs · 1 partnership |
| 12 | Young Platform Exchange platform for cryptocurrencies | $23M | 21 mo ago | 76 | Samuele Raimondo Co-Founder & CTO | SentryAtlassian StatuspageZendesk+24 | Top 5M | — | — |
| 13 | Mamacrowd Equity crowdfunding platform for startups | $18M | 29 mo ago | — | Lorenzo Lamberti Sagliano Co-Founder | SentryMUIJSS+17 | Top 5M | — | 1 job opening · 1 partnership · 2 expansions |
| 14 | Wallife Provider of workplace risk and safety management services | $17M | 1 mo ago | 45 | Fabio Sbianchi Founder & Chairman | WordPressMySQLPHP+21 | Top 5M | 13 patents Voice-based user authentication and recognition for mobile devices and IoT security | 1 partnership |
| 15 | CardoAI Portfolio management solutions for alternative investment | $15M | 18 mo ago | 110 | Daniele Forza Co-Founder | WordPressApple iCloud MailGoogle Workspace+31 | Top 5M | — | 1 award |
| 16 | Viceversa Provider of revenue-based financing and analytics for digital companies | $14M | 37 mo ago | 33 | Pedro Salvi Co-Founder & CFO | WordPressPleskMySQL+27 | Top 10M | — | 1 award |
| 17 | Treedom Online platform for farmers and to increase carbon credits and obtain financial linkage | $14M | 33 mo ago | 142 | Tommaso Speroni Co-Founder | Cart FunctionalityWordPressApple iCloud Mail+26 | Top 1M | — | 1 partnership |
| 18 | Fiscozen Provider of value-added tax management and tax return preparation services | $12M | 26 mo ago | 143 | Enrico Mattiazzi Co-Founder & COO | WordPressMySQLPHP+24 | Top 500k | — | — |
| 19 | Yolo Internet first on-demand insurer | $11M | 71 mo ago | 33 | Gianluca De Cobelli Founder & CEO | WordPress Block EditorDiviWordPress+20 | Top 5M | 2 patents User profiling and behavior analysis for e‑commerce sales platforms | 2 partnerships |
| 20 | Prestiamoci Online lending marketplace for consumer loans | $10M | 56 mo ago | 16 | — | WordPressMySQLPHP+16 | Top 5M | — | — |
| 21 | Axyon Developer of solutions based on Deep Learning for various industries. 60AI top 22%Innovation top 23%Product top 36%Talent top 38% All 11 signals ▾AItop 22% Innovationtop 23% Producttop 36% Talenttop 38% Fundingtop 39% Techtop 43% Moattop 48% Growthbottom 40% Globalbottom 38% Marketbottom 35% Newsbottom 21% AI: Classified as an AI company · Product described with: ai-based, deep learning, machine learning Innovation: 4 product lines · Deep-tech classification: Artificial Intelligence rank vs industry peers · Fliar Intelligence Index 60/100 | $8M | 14 mo ago | 28 | Giacomo Barigazzi Head of Corporate Development & Co-founder | HubSpot CMS HubApple iCloud MailGoogle Workspace+22 | Top 10M | — | 1 award |
| 22 | SardexPay Digital bank for businesses | $8M | 41 mo ago | 83 | Franco Contu Co-Founder & COO | WordPressMySQLSalesforce+21 | Top 5M | — | — |
| 23 | MatiPay Vending machine payment solutions | $8M | 80 mo ago | 20 | Matteo Pertosa CEO & Founder | WordPressMySQLPHP+26 | Top 500k | — | — |
| 24 | Wopta Assicurazioni Internet first provider of life, personal accident, and business insurance | $7M | 1 mo ago | 17 | Vincenzo Macaione Founder & CEO | Node.jsFirebaseHeadless UI+12 | Top 5M | — | — |
| 25 | Sibill Payment reconciliation and link-based payment solutions | $7M | 11 mo ago | 13 | Lorenzo Liguori Co-Founder | WordPressMySQLPHP+40 | Top 1M | — | 1 partnership |
| 26 | Insoore P&C insurance claim management processing solutions for fleet management and the insurance industry | $6M | 50 mo ago | 94 | — | TypeScriptparticles.jsAnimate.css+19 | Top 5M | — | — |
| 27 | Lokky Online business insurance comparison platform | $5M | 44 mo ago | 16 | Paolo Tanfoglio Co-Founder & Co-CEO | WordPressMySQLPHP+18 | Top 5M | — | — |
| 28 | Taroverse Developer of PC and mobile-based metaverse games | $5M | 49 mo ago | — | Siddhant Srivastava CEO | — | — | — | — |
| 29 | BlockInvest Provider of asset tokenization solutions | $5M | 2 mo ago | 20 | Lorenzo Rigatti Co-Founder & CEO | WordPressMySQLPHP+27 | Top 10M | — | 1 internship |
| 30 | A-Cube API Open banking API solutions for businesses | $5M | 1 mo ago | 10 | Alessandro Pagani Co-Founder | Framer SitesReactAmazon Web Services+18 | Top 5M | — | 1 launch |
| 31 | EvenFi App-based P2P crowdsourcing platform for SMEs | $4M | 41 mo ago | — | Mattia Rossi Co-Founder | WebflowBootstrapAmazon Web Services+16 | Top 5M | — | — |
| 32 | Coverzen Platform for insurers for digital operations | $4M | 34 mo ago | 30 | Alberto Mazzetti Co-Founder | WebflowUbuntuVarnish+23 | Top 500k | — | — |
| 33 | Folks Finance Capital Markets Protocol | $3M | 19 mo ago | 24 | Pietro Azzara Founder & President | TurbopackNode.jsRadix UI+18 | Top 5M | — | — |
| 34 | Faire Online API-enabled AI-based platform offering credit assessment and lending-as-a-service solutions | $3M | 44 mo ago | 24 | Gilberto Taccari Co-Founder | WebflowAmazon Web Servicescore-js+10 | Top 50M | — | — |
| 35 | CheckSig Bitcoin and crypto solutions for private and institutional investors | $3M | 4 mo ago | 11 | Paolo Mazzocchi Co-Founder | Apple iCloud MailGoogle WorkspaceNode.js+28 | Top 5M | 6 patents Cryptocurrency transaction processing and management platform | — |
| 36 | Liqwid Provider of a decentralized lending platform for consumer loans | $3M | 42 mo ago | 11 | Dewayne Cameron Founder | SentryTypeScriptGraphQL+10 | Top 5M | — | — |
| 37 | Tot Digital bank for businesses | $2M | 9 mo ago | 24 | — | Cart FunctionalityContentfulNode.js+20 | Top 1M | — | — |
| 38 | FlowPay Invoice processing solutions for businesses | $2M | 26 mo ago | 17 | Tiziano Pacciani Co-Founder & CFO | Cart FunctionalityApple iCloud MailMicrosoft 365+27 | Top 5M | 2 patents Digital payment processing platforms and electronic transaction management systems. | — |
| 39 | GrowishPay White-label e-wallet solution provider | $2M | 47 mo ago | 19 | Claudio Cubito CEO | Co-founder | WordPressMySQLPHP+34 | Top 50M | — | — |
| 40 | ViteSicure Online comparison platform for life insurances | $2M | 1 mo ago | 9 | Eleonora Vento Founder & CEO | WordPressMySQLPHP+32 | Top 5M | — | — |
| 41 | Reasoned Art Online marketplace for multiple NFTs | $2M | 37 mo ago | 5 | Giulio Bozzo Founder & CEO | — | — | — | — |
| 42 | Hercle AI-based trading solutions for crypto-assets markets | $2M | 32 mo ago | — | Marco Levarato Co-Founder | ReactReact RouterAmazon Web Services+8 | Top 50M | — | — |
| 43 | ClubDealOnline Crowdfunding platform that connects entrepreneurs with investors seeking to equity investments | $2M | 32 mo ago | 19 | Antonio Chiarello Founder & CEO | WordPressMySQLPHP+29 | Top 50M | — | 2 partnerships |
| 44 | Ener2Crowd Crowdfunding platform for energy projects | $1M | 34 mo ago | 24 | Giorgio Mottironi Co-Founder | PleskPHPLeaflet+30 | Top 5M | — | 1 launch · 1 partnership |
| 45 | FidoCommercialista Tax management software for freelancer professionals and small businesses | $1M | 26 mo ago | — | Nicola Primieri Co-Founder | WebflowBootstrapReact+17 | Top 1M | — | 1 partnership |
| 46 | Mopso AI-based onboarding and AML solutions 8AI top 45%Global bottom 36%Funding bottom 35%Market bottom 20% All 4 signals ▾AItop 45% Globalbottom 36% Fundingbottom 35% Marketbottom 20% AI: Product described with: ai-based Global: Investors from 1 country beyond Italy rank vs industry peers · Fliar Intelligence Index 8/100 | $1M | 15 mo ago | 7 | — | — | — | — | — |
| 47 | PausePay Provider of online payment solutions for businesses | $1M | 20 mo ago | — | Luca Scali Co-Founder & MD | Cart FunctionalityWooCommerceWordPress+30 | Top 10M | — | — |
| 48 | Collecto Online platforms providing co -ownership of multi category luxury products | $809K | 16 mo ago | — | Matteo Costantini Co-Founder & Chief Innovation Officer | Cart FunctionalityWordPressMySQL+18 | Top 5M | — | 1 partnership |
| 49 | Piece Real estate investment platform | $731K | 13 mo ago | 3 | — | FirebaseEmotionReact+11 | Top 50M | — | — |
| 50 | Normo AI assistant for accountants and professionals in the economic, tax and labor sectors | $263K | 18 mo ago | — | Giovanni Roberto Co-Founder | Node.jsClerkRadix UI+18 | Top 5M | — | — |
Top 12 FinTech companies in Italy
#1
Scalapay 🦄Series B · Milan, Lombardy · founded 2019 · 207 employees$952.7Mraised▾
Provider of payment solutions for e-commerce businesses. It provides users with a lending platform which provide point-of sale installment financing as well as pay later facility. It allows users to avail the facility by choosing checkout. It provides fraud prevention and data protection systems for customers to maintain secure transactions.
- Dec 2025Conventional Debt$81.5M
- May 2022Series B$37.2M
- Feb 2022Conventional Debt$284M
- Feb 2022Series B$214.9M
#2
Series A · Rome, Lazio · founded 2020 · 45 employees$17Mraised▾
Provider of workplace risk and safety management services
- Apr 2026Series A—
- Jul 2022Series A$12.2M
- Feb 2022Series A$4.8M
#3
Series B · Milan, Lombardy · founded 2022 · 17 employees$7.3Mraised▾
Internet first provider of life, personal accident, and business insurance. It allows users to choose the product and discover various insurance solutions designed for users, customized to their needs, to protect what users really need.
- May 2026Series B$5.8M
- May 2026Conventional Debt—
- Feb 2025Series A$4.2M
- Jul 2024Series A$4.4M
#4
Satispay 🦄Series D · Milan, Lombardy · founded 2013 · 300 employees$471.3Mraised▾
Provider of payment application and digital solutions for business and welfare. The company offers payment methods for individuals, stores, and companies. It provides digital solutions for everyday expenses and money transfers. The company also provides digital meal vouchers and purchase vouchers.
- Nov 2024Series D$64.3M
- Sep 2022Series D$307.8M
- Nov 2020Series C$80.7M
- Jul 2018Series B$11.7M
#5
Series A · Milan, Lombardy · founded 2018 · 10 employees$4.7Mraised▾
Open banking API solutions for businesses. Enables integration of e-banking experience directly into active and passive billing cycles, so that companies can manage the arrangement of supplier payments and customer collections in an automated and simple way.
- May 2026Series A$4.7M
#6
Series A · Milano, Umbria · founded 2018 · 20 employees$4.7Mraised▾
Provider of asset tokenization solutions. It offers an AI and blockchain-based, zero-code platform. It enables users to transform real assets into tokens and helps in the management and exchange of tokens. Users can monitor their investments in real-time via the platform tracking system.
- Apr 2026Series A$4.7M
- May 2024Seed—
#7
Series A · Milan, Lombardy · founded 2019 · 9 employees$2.1Mraised▾
Online comparison platform for life insurances. It also offers policy cancellation and premium refund facility. It offers a fixed premium rate for the policy.
- Apr 2026Series A$2.9M
- Sep 2023Seed$2.1M
#8
Series A · Milan, Lombardy · founded 2019 · 11 employees$2.9Mraised▾
Bitcoin and crypto solutions for private and institutional investors. The platform features crypto training, buying & selling, custody accounts, and tax reports.
- Jan 2026Series A$4.1M
- May 2024Series A$2.9M
#9
Series A · Milano, Umbria · founded 2022 · 2 employees$37Mraised▾
Provider of Buy Now Pay Later and POS payment solutions. This company offers businesses a streamlined payment processing system that allows immediate payment to the merchant while customers pay in installments with zero interest. They provide a range of solutions including a sophisticated POS system and mobile payment options. The platform integrates easily with existing business management software, simplifying operations and improving cash flow. The service aims to increase sales by offering customers flexible payment choices, leading to improved customer satisfaction and loyalty.
- Jan 2025Series A$14M
- Nov 2023Seed$37M
#10
Series A · Milan, Lombardy · founded 2024$23.5Mraised▾
Provider of stablecoin platform. It enables access to stablecoins, which are tokens pegged to fiat currencies, offering permissionless access to leading currencies like the US dollar.
- Feb 2025Series A$20M
- Oct 2024Seed$3.5M
#11
Series A · Agropoli, Campania · founded 2021 · 13 employees$7.3Mraised▾
Payment reconciliation and link-based payment solutions. Offers solutions such as real-time banking for aggregating accounts and expense management, automatic forecasts for retrieving invoice and cash management, agile payments for payment links, and more. Features tools for analyzing and sharing balances and transactions.
- Jun 2025Series A$13.9M
- Jun 2024Series A$6.7M
- Nov 2021Seed$577K
#12
Series A · Modena, Emilia Romagna · founded 2015 · 28 employees$8.1Mraised▾
Axyon is a company that creates solutions based on Deep Learning for various applications and industries. It was created as a spin-off of DM Digital, a developer of AI-based applications. The company currently has 2 products out: Axyon Syn Finance for investment banks, and Axyon Stocks Analyst that helps in identifying stock trading strategies based on Deep Learning. Apart from these products, Axyon also offers solutions around credit risk assessment, wealth management, fraud detection and sales. Axyon provides a machine learning platform for developing and training machine learning algorithms. Users can access the platform via a easy to use interface where they can select the machine learning models, training data sets, no of CPUs and GPUs the process needs to be distributed on, and deploy trained models to predict new outcomes from data.
- Apr 2025Series A$4.6M
- Oct 2024Series A$2.3M
- Jan 2024Series A$2.5M
- Nov 2023Grant (prize money)—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Italy
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 70 Italy-affiliated papers.
- Bocconi University7
- University of Bergamo4
- University of Turin3
- University of Messina3
- Roma Tre University3
- Blockchain3
- Financial services3
- Sustainability3
- Payment2
- Transparency (behavior)2
- Financial services9
- Financial inclusion5
- Corporate governance3
- Financial literacy3
- Financial stability2
- Financial services2→7
- Financial inclusion1→5
Where fintech is researched across Italy
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.