Best FinTech Companies in Lombardy, Italy
The 155 best FinTech companies in Lombardy, Italy in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Scalapay.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Lombardy
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Scalapay 🦄 Provider of payment solutions for e-commerce businesses | $953M | 6 mo ago | Series B | 207 | Raffaele Terrone Co-Founder | SanityApple iCloud MailGoogle Workspace+27 | 1 partnership |
| 2 | Satispay 🦄 Provider of payment application and digital solutions for business and welfare | $471M | 19 mo ago | Series D | 300 | Samuele Pinta Founder & CFO | DatoCMSNode.jsRadix UI+32 | 1 expansion |
| 3 | BacktoWork Equity-based crowdfunding platform | $118M | 80 mo ago | Acquired | 29 | Alberto Bassi Co-Founder & CEO | PleskZohoPHP+12 | — |
| 4 | Prima Assicurazioni App-based auto insurance comparison platform | $116M | 92 mo ago | Acquired | 612 | George Kuruvilla Co-Founder | SanityTurbopackApple iCloud Mail+22 | 2 job openings |
| 5 | Fabrick Open banking platform | $43M | 36 mo ago | Series C | 493 | — | PrismicRadix UITailwind CSS+20 | 1 partnership |
| 6 | One Trading Cryptocurrency trading platform | $33M | 21 mo ago | Series A | 42 | Joshua Barraclough Founder & CEO | SentryZendeskApple iCloud Mail+13 | 1 launch |
| 7 | Credimi Online marketplace offering diversified business loans | $27M | 53 mo ago | Series A | 97 | Ignazio Rocco di Torrepadula Founder & CEO | ReactGatsbyAmazon Web Services+7 | — |
| 8 | Plasma Provider of stablecoin platform | $24M | 16 mo ago | Series A | — | Christian Angermayer Co-Founder | SentryApple iCloud MailGoogle Workspace+21 | 4 launchs · 1 partnership |
| 9 | CardoAI Portfolio management solutions for alternative investment | $15M | 19 mo ago | Series A | 110 | Daniele Forza Co-Founder | WordPressApple iCloud MailGoogle Workspace+31 | 1 award |
| 10 | Viceversa Provider of revenue-based financing and analytics for digital companies | $14M | 37 mo ago | Series A | 33 | Pedro Salvi Co-Founder & CFO | WordPressPleskMySQL+27 | 1 award |
| 11 | Fiscozen Provider of value-added tax management and tax return preparation services | $12M | 26 mo ago | Series A | 143 | Enrico Mattiazzi Co-Founder & COO | WordPressMySQLPHP+24 | — |
| 12 | Yolo Internet first on-demand insurer | $11M | 71 mo ago | Series A | 33 | Gianluca De Cobelli Founder & CEO | WordPress Block EditorDiviWordPress+20 | 1 partnership |
| 13 | Prestiamoci Online lending marketplace for consumer loans | $10M | 56 mo ago | Acquired | 16 | — | WordPressMySQLPHP+16 | — |
| 14 | Wopta Assicurazioni Internet first provider of life, personal accident, and business insurance | $7M | 1 mo ago | Series B | 17 | Vincenzo Macaione Founder & CEO | Node.jsFirebaseHeadless UI+12 | — |
| 15 | Lokky Online business insurance comparison platform | $5M | 44 mo ago | Acquired | 16 | Paolo Tanfoglio Co-Founder & Co-CEO | WordPressMySQLPHP+18 | — |
| 16 | Smartika Online lending marketplace for personal loans | $5M | 125 mo ago | Series A | 8 | — | — | — |
| 17 | A-Cube API Open banking API solutions for businesses | $5M | 1 mo ago | Series A | 10 | Alessandro Pagani Co-Founder | Framer SitesReactAmazon Web Services+18 | 1 launch |
| 18 | EvenFi App-based P2P crowdsourcing platform for SMEs | $4M | 41 mo ago | Seed | — | Mattia Rossi Co-Founder | SentryGoogle MapsMUI+16 | — |
| 19 | Coverzen Platform for insurers for digital operations | $4M | 35 mo ago | Series A | 30 | Alberto Mazzetti Co-Founder | WebflowUbuntuVarnish+23 | — |
| 20 | Folks Finance Capital Markets Protocol | $3M | 19 mo ago | Series A | 24 | Pietro Azzara Founder & President | TurbopackNode.jsRadix UI+18 | — |
| 21 | CheckSig Bitcoin and crypto solutions for private and institutional investors | $3M | 5 mo ago | Series A | 11 | Paolo Mazzocchi Co-Founder | Apple iCloud MailGoogle WorkspaceNode.js+28 | — |
| 22 | Opyn Online platform for business loans | $3M | 109 mo ago | Seed | 103 | Ivan Pellegrini Co-Founder | Windows ServerMicrosoft ASP.NETBootstrap+20 | — |
| 23 | Tot Digital bank for businesses | $2M | 9 mo ago | Seed | 24 | — | Cart FunctionalityContentfulNode.js+20 | — |
| 24 | Switcho App-based expense management platform | $2M | 57 mo ago | Acquired | 45 | — | SentryApple iCloud MailGoogle Workspace+17 | 1 partnership |
| 25 | Neosurance Enabling micro insurance sales for Insurers | $2M | 74 mo ago | Acquired | 16 | Pietro Menghi Chief Executive Officer | — | — |
| 26 | GrowishPay White-label e-wallet solution provider | $2M | 48 mo ago | Seed | 19 | Claudio Cubito CEO | Co-founder | WordPressMySQLPHP+34 | — |
| 27 | ViteSicure Online comparison platform for life insurances | $2M | 1 mo ago | Series A | 9 | Eleonora Vento Founder & CEO | WordPressMySQLPHP+32 | — |
| 28 | Hercle AI-based trading solutions for crypto-assets markets | $2M | 32 mo ago | Seed | — | Marco Levarato Co-Founder | ReactReact RouterAmazon Web Services+8 | — |
| 29 | CashMere SME Financing | $2M | 93 mo ago | Seed | 10 | — | WordPress Block EditorWordPressTypeScript+32 | — |
| 30 | Change Capital Provider of financing solutions for businesses | $2M | 45 mo ago | Acquired | 41 | Francesco Brami Co-Founder & CEO | HubSpot CMS HubFacebook LoginLinkedin Sign-in+17 | — |
| 31 | Nexi Provider of payment solutions for merchants, banks, and financial institutions | $1M | 55 mo ago | Public | — | Paolo Bertoluzzo Group CEO | Adobe Experience ManagerApple iCloud MailMicrosoft 365+19 | 2 partnerships |
| 32 | FinScience AI-based research platform | $1M | 103 mo ago | Seed | 18 | — | — | — |
| 33 | Mopso AI-based onboarding and AML solutions 8AI top 45%Global bottom 36%Funding bottom 35%Market bottom 20% All 4 signals ▾AItop 45% Globalbottom 36% Fundingbottom 35% Marketbottom 20% AI: Product described with: ai-based Global: Investors from 1 country beyond Italy rank vs industry peers · Fliar Intelligence Index 8/100 | $1M | 15 mo ago | Seed | 7 | — | — | — |
| 34 | PausePay Provider of online payment solutions for businesses | $1M | 20 mo ago | Seed | — | Luca Scali Co-Founder & MD | Cart FunctionalityWooCommerceWordPress+30 | — |
| 35 | Mercurius Provider of AI-based sports trading platform | $885K | 78 mo ago | Seed | 2 | — | — | 1 partnership |
| 36 | Collecto Online platforms providing co -ownership of multi category luxury products | $809K | 16 mo ago | Series A | — | Matteo Costantini Co-Founder & Chief Innovation Officer | Cart FunctionalityWordPressMySQL+18 | 1 partnership |
| 37 | BravoSolution Software solutions and consulting services provider for Supply Chain Management | $763K | 81 mo ago | Acquired | 133 | — | JavaBootstrapAmazon Web Services+4 | — |
| 38 | Piece Real estate investment platform | $731K | 14 mo ago | Seed | 3 | — | FirebaseEmotionReact+11 | — |
| 39 | DeusTechnology Software solutions for asset management firms | $626K | 77 mo ago | Acquired | 42 | Pasquale Orlando Founder | — | — |
| 40 | RetApp Integrated mobile self-scanning, payments, and loyalty solution | $475K | 152 mo ago | Seed | 5 | Alessandro Tiretta Founder & CEO | — | — |
| 41 | Recrowd Crowdfunding platform focused on real estate projects | $461K | 34 mo ago | Seed | 16 | — | WordPressMySQLPHP+27 | — |
| 42 | Tip Ventures Crowdfunding platform for startups | $353K | 96 mo ago | Deadpooled | 4 | Matteo Masserdotti Founder & CEO | — | — |
| 43 | YouInvest Financial education and solutions provider for institutions | $337K | 138 mo ago | Seed | 1 | — | — | — |
| 44 | Vanilla Rocket B2B SaaS platform to integrate NFTs into marketing strategies | $317K | 42 mo ago | Seed | 4 | Marco Valzan Co-Founder | — | — |
| 45 | IllumyFi Fintech platform that aggregates and tracks financial portfolios across multiple institutions | $235K | 36 mo ago | Seed | — | Luigi Mastromauro Co-Founder & CEO | — | — |
| 46 | CrowdChicken White label crowdfunding solutions | $224K | 108 mo ago | Deadpooled | 4 | Marcello Coppa Co-Founder | — | — |
| 47 | Crowdway Financial news and analysis platform using crowd sourcing | $158K | 114 mo ago | Seed | 2 | Davide Spina Founder & CEO | — | — |
Top 12 FinTech companies in Lombardy
#1
Scalapay 🦄Series B · Milan, Lombardy · founded 2019 · 207 employees$952.7Mraised▾
Provider of payment solutions for e-commerce businesses. It provides users with a lending platform which provide point-of sale installment financing as well as pay later facility. It allows users to avail the facility by choosing checkout. It provides fraud prevention and data protection systems for customers to maintain secure transactions.
- Dec 2025Conventional Debt$81.5M
- May 2022Series B$37.2M
- Feb 2022Conventional Debt$284M
- Feb 2022Series B$214.9M
#2
Series B · Milan, Lombardy · founded 2022 · 17 employees$7.3Mraised▾
Internet first provider of life, personal accident, and business insurance. It allows users to choose the product and discover various insurance solutions designed for users, customized to their needs, to protect what users really need.
- May 2026Series B$5.8M
- May 2026Conventional Debt—
- Feb 2025Series A$4.2M
- Jul 2024Series A$4.4M
#3
Satispay 🦄Series D · Milan, Lombardy · founded 2013 · 300 employees$471.3Mraised▾
Provider of payment application and digital solutions for business and welfare. The company offers payment methods for individuals, stores, and companies. It provides digital solutions for everyday expenses and money transfers. The company also provides digital meal vouchers and purchase vouchers.
- Nov 2024Series D$64.3M
- Sep 2022Series D$307.8M
- Nov 2020Series C$80.7M
- Jul 2018Series B$11.7M
#4
Series A · Milan, Lombardy · founded 2018 · 10 employees$4.7Mraised▾
Open banking API solutions for businesses. Enables integration of e-banking experience directly into active and passive billing cycles, so that companies can manage the arrangement of supplier payments and customer collections in an automated and simple way.
- May 2026Series A$4.7M
#5
Series A · Milan, Lombardy · founded 2019 · 9 employees$2.1Mraised▾
Online comparison platform for life insurances. It also offers policy cancellation and premium refund facility. It offers a fixed premium rate for the policy.
- Apr 2026Series A$2.9M
- Sep 2023Seed$2.1M
#6
Series A · Milan, Lombardy · founded 2019 · 11 employees$2.9Mraised▾
Bitcoin and crypto solutions for private and institutional investors. The platform features crypto training, buying & selling, custody accounts, and tax reports.
- Jan 2026Series A$4.1M
- May 2024Series A$2.9M
#7
Series A · Milan, Lombardy · founded 2024$23.5Mraised▾
Provider of stablecoin platform. It enables access to stablecoins, which are tokens pegged to fiat currencies, offering permissionless access to leading currencies like the US dollar.
- Feb 2025Series A$20M
- Oct 2024Seed$3.5M
#8
Seed · Milan, Lombardy · founded 2021 · 24 employees$2.4Mraised▾
Digital bank for businesses. Its services include checking accounts, NFC-enabled prepaid cards for online/offline purchases, bill payments, money transfers, and more. It features business administration tools, customized invoice management and payment portals, and more.
- Sep 2025Seed$8.2M
- Jun 2021Seed$2.4M
#9
Series A · Milan, Lombardy · founded 2019 · 42 employees$33Mraised▾
Cryptocurrency trading platform. It enables trading in regulated financial instruments. It facilitates central limit order book trading of crypto derivatives for both retail investors and institutions.
- Sep 2024Series A—
- Jun 2023Series A$33M
#10
Series A · Milan, Lombardy · founded 2018 · 110 employees$15Mraised▾
Cardo AI provides AI-based data analytics and portfolio management solutions for alternative investments. It features algorithms for portfolio diversification, portfolio optimization, and risk & return management. Also offers due diligence, market surveillance, order management, and securitization reporting solutions for investors.
- Nov 2024Series A$15M
#11
Series A · Milan, Lombardy · founded 2021 · 24 employees$3Mraised▾
Folks Finance is the leading algorithmic capital markets protocol for lending and borrowing built and operated on top of the Algorand blockchain. Through the lending operations, Folks users can deposit liquidity and start earning a continuous economic return instantly. Through the borrowing operation, the users can request crypto loans by locking deposited funds as collateral.
- Nov 2024Series A$1.2M
- Feb 2024Series A$2M
- Jan 2022Seed$3M
#12
Seed · Milan, Lombardy · founded 2023 · 3 employees$730.5Kraised▾
Real estate investment platform. Digital real estate investment platform that enables users to invest in income-producing properties.
- Apr 2025Seed$3.1M
- Jul 2023Seed$730.5K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Italy
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 70 Italy-affiliated papers.
- Bocconi University7
- University of Bergamo4
- University of Turin3
- University of Messina3
- Roma Tre University3
- Blockchain3
- Financial services3
- Sustainability3
- Payment2
- Transparency (behavior)2
- Financial services9
- Financial inclusion5
- Corporate governance3
- Financial literacy3
- Financial stability2
- Financial services2→7
- Financial inclusion1→5
Where fintech is researched across Italy
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.