Best FinTech Companies in Plano, United States
The 54 best FinTech companies in Plano, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Alkami.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Plano
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Alkami Platform offering digital banking software suite for banks and credit unions | $421M | 69 mo ago | Public | Gary Nelson Founder | 2009 | BreakdanceWordPressApple iCloud Mail+34 | — | — |
| 2 | Centra Leasing Provider of equipment financing and leasing solutions for businesses 45Innovation top 20%Funding top 25%Product top 37%Growth top 43% All 8 signals ▾Innovationtop 20% Fundingtop 25% Producttop 37% Growthtop 43% Techbottom 48% Globalbottom 32% Newsbottom 22% Marketbottom 17% Innovation: 12 product lines Funding: Raised $175M across 1 rounds · 1 rounds over 5 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $175M | 2 mo ago | Funding Raised | — | 2013 | WordPressMySQLPHP+25 | — | — |
| 3 | VPay Payment solutions provider for insurers | $76M | 125 mo ago | Series C | Brent Allen Founder | 1987 | TypeScriptMicrosoft ASP.NETZone.js+5 | 13 patents Patents concentrated in computing, sensing & instrumentation | — |
| 4 | TruePay Payment processing solutions for businesses | $32M | 55 mo ago | Series A | — | 2016 | — | — | — |
| 5 | Optimal Blue Product pricing and secondary marketing automation platform. | $28M | 28 mo ago | Acquired | — | 2002 | — | — | 1 launch · 1 award |
| 6 | VelaFi Operator of a platform for compliant and secure digital asset trading 48Talent top 23%Funding top 27%Tech bottom 48%Global bottom 48% All 5 signals ▾Talenttop 23% Fundingtop 27% Techbottom 48% Globalbottom 48% Marketbottom 37% Talent: 5 named leaders on record · 5 C-suite/founder profiles curated Funding: Raised $20.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 48/100 | $20M | 6 mo ago | Series B | Maggie Wu CEO & Co-Founder | 2025 | Turbopackstyled-componentsNode.js+11 | — | 1 job opening · 1 launch |
| 7 | Qount Project, accounting and document management software 48Growth top 35%Talent top 38%Funding top 39%Product top 40% All 9 signals ▾Growthtop 35% Talenttop 38% Fundingtop 39% Producttop 40% Partnerstop 45% Globalbottom 48% Marketbottom 41% Techbottom 41% Newsbottom 18% Growth: Fresh capital in last 24 mo Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 48/100 | $17M | 17 mo ago | Series B | Uday Koorella Co-Founder | 2015 | TypeScriptBootstrapZone.js+10 | — | 1 launch |
| 8 | Modo Payments Provider of payment orchestration platform for optimizing and managing payment flows | $17M | 94 mo ago | Series A | Erich Schulz Co-Founder | 2010 | HubSpot CMS HubSplidecore-js+17 | — | — |
| 9 | Illuma Developer of AI-enabled voice authentication and fraud prevention solutions | $12M | 22 mo ago | Series A | Milind Borkar Co-Founder & CEO | 2016 | WordPress Block EditorWordPressMySQL+26 | 12 patents Voice biometrics: speaker verification and efficient model training (UBM/T‑matrix). | — |
| 10 | Top Image Systems Process automation solutions | $9M | 115 mo ago | Acquired | Brendan Reidy CEO | 1991 | — | — | — |
| 11 | Realpha Technologies App-based alternative investment platform for real estate 55Product top 27%Tech top 29%Growth top 38%Funding top 40% All 11 signals ▾Producttop 27% Techtop 29% Growthtop 38% Fundingtop 40% Innovationtop 41% Newstop 44% AItop 45% Moattop 48% Talentbottom 41% Marketbottom 32% Globalbottom 32% Product: 1 product launch event in 12 mo, 1 the year before · 1 published app (8 installs) Tech: 44 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon Ses rank vs industry peers · Fliar Intelligence Index 55/100 | $6M | 11 mo ago | Public | Piyush Phadke CFO | 2011 | SentryNode.jsGoogle Maps+31 | — | 2 launchs |
| 12 | Wink Provider of a platform offering biometric-based checkout solutions | $6M | 41 mo ago | Seed | Deepak Jain Founder & CEO | 2019 | PHPAnimate.cssBootstrap+20 | 30 patents User-feedback-driven relevance ranking and tag-based document retrieval for search engines | — |
| 13 | Enterprise Risk Control Supplier risk management solutions provider | $1M | 97 mo ago | Seed | Lonnie Derden Founder & CEO | 2012 | — | — | — |
| 14 | Cobra Trading Online trading software for professionals | $401K | 65 mo ago | Funding Raised | — | 2003 | WordPressMySQLPHP+26 | — | — |
| 15 | Insubuy Online distribution platform for international health and travel insurance | $399K | 74 mo ago | Funding Raised | Jagruti Khatri Co-Founder | 2000 | JavaGoogle Sign-inBootstrap+22 | — | 1 launch |
Top 12 FinTech companies in Plano
#1
Funding Raised · Plano, Texas · founded 2013 · 1 employees$175Mraised▾
Provider of equipment financing and leasing solutions for businesses. It offers direct lending capabilities to finance equipment for small- and medium-sized businesses across various industry sectors. The company provides options for customers’ equipment financing needs through its vendor programs, online finance center, and broker program.
- May 2026Conventional Debt$175M
- Mar 2021Conventional Debt—
#2
Series B · Plano, Texas · founded 2025$20Mraised▾
Operator of a platform for compliant and secure digital asset trading. It facilitates global payments and block trade services. The platform provides customer support and security measures. It aims to offer efficient trading solutions.
- Jan 2026Series B$20M
#3
Public · Plano, Texas · founded 2011 · 28 employees$6Mraised▾
App-based alternative investment platform for real estate. It allows users to invest in real estate, own dividends or rental incomes from the properties, and stay at the properties. The platform focuses on short-term rentals, uses an AI-based system, reAlphaBRAIN to evaluate, select, add new properties to the platform marketplace, and more. The application is available on the iOS platform.
- Jul 2025Post IPO$5.3M
- Apr 2025Post IPO$6.3M
- Mar 2025Post IPO$5M
- Nov 2022Conventional Debt$200M
#4
Series B · Plano, Texas · founded 2015 · 79 employees$17Mraised▾
Qount provides project, accounting and document management software. It provides users with the invoice management, bills payment solution, integration of financial ledgers, revenue recognition, expense analysis, employee refunds and reimbursements, and accounting reports. It enables users to manage documents, files and projects, also offers bookkeeping, payroll management, and taxation services. CFO service provides cash flow management solutions, forecasting, revenue cycle management, M&A analysis, and insights based on financial and business metrics. It offers a subscription-based pricing model.
- Feb 2025Series B$17M
#5
Series A · Plano, Texas · founded 2016 · 16 employees$11.5Mraised▾
Developer of AI-enabled voice authentication and fraud prevention solutions. It offers voice authentication, IVR caller authentication, and fraud prevention solutions for bank or credit union contact centres. Its features include speech analytics, voice recognition, and risk analytics. It uses AI and cloud technologies.
- Sep 2024Series A$9M
- Aug 2022Seed—
- Jun 2022Seed—
- Jun 2021Seed$2.5M
#6
Public · Plano, Texas · founded 2009 · 667 employees$421Mraised▾
Platform offering digital banking software suite for banks and credit unions. It allows its users to offer retail banking and business banking to their customers. It mainly offers solutions related to account opening, savings, deposits, cards, payments, transfers, loan origination, data analytics, AI-predictive modeling, marketing solutions, and more. It also features cloud-enabled infrastructure, data management, money movement tools, online payments, automated billing, and more.
- Sep 2020Series F$140M
- Aug 2020Series E$53M
- Jun 2019Series E$55M
- Jan 2018Series D$70M
#7
Acquired · Plano, Texas · founded 2002 · 2 employees$27.9Mraised▾
Optimal Blue is a cloud-based provider of product eligibility and pricing services, secondary marketing, consumer direct and point of sale services, compliance services,and data and analytics services. Pricing and eligibility provide strategic pricing, distribution and workflow tools, including conditional and dynamic mark-ups and relock process automation and can be used by originators, LockDesk/Administrators and Configurators. Consumer Direct and point of sale services include online applications, rate alerts, quick search, auto quoting and rate tables and mobile technology. Optimal Blue Insight is a real-time market analysis service that provides benchmarking of retail pricing against local market peers. The secondary services can help with mortgage pipeline risk management, pipeline purification, execution and loan slotting. The compliance tool enables the lenders to ensure regulatory compliance.
- Feb 2024Conventional Debt—
- Feb 2013PE—
- Jan 2013Conventional Debt$5.5M
- Dec 2012PE$22.4M
#8
Series A · Plano, Texas · founded 2016$32Mraised▾
Payment processing solutions for businesses
- Nov 2021Series A$32M
#9
Series C · Plano, Texas · founded 1987 · 178 employees$76Mraised▾
Payment solutions provider for insurers. It offers a turn-key platform that distributes, administers, and processes plastic and virtual cards. It also offers ACH payments via end-to-end issuing and processing capabilities, mobile expedited payment for health plans, merchant services, payment solutions, and more.
- Feb 2016Series C$76M
#10
Seed · Plano, Texas · founded 2019 · 20 employees$5.8Mraised▾
Provider of a platform offering biometric-based checkout solutions. It provides users with omnichannel checkout solutions by face- and voice-recognition payments acceptance platform. It also enables three-factor biometric authentication that combines facial recognition, digital voice printing, and payment technologies which also prevents compliance and fraud prevention.
- Feb 2023Seed$3M
- Dec 2022Seed$2.5M
- May 2022Seed$2.9M
- Jan 2022Conventional Debt$1.8M
#11
Series A · Plano, Texas · founded 2010 · 20 employees$17Mraised▾
Provider of payment orchestration platform for optimizing and managing payment flows. The platform configures and manages payment flows with routing, retries, fraud prevention, and provider selection. It facilitates provider flexibility, enabling negotiation without vendor lock-in. The platform offers real-time visibility across payment flows, identifying failures and reducing involuntary churn. Secure tokenization and built-in risk controls help maintain data protection and regulatory compliance.
- Aug 2018Series A$13M
- Feb 2016Angel$2M
- 2014Seed$2M
#12
Acquired · Plano, Texas · founded 1991 · 185 employees$8.9Mraised▾
TIS solutions capture and organize all business content that enters the organization, making it understandable and actionable. Solutions provided are broadly classified as Content Process Automation, Banking Process Automation, and Financial Process Automation. Financial Automation has Accounts Payable Automation solutions as well as Order to Cash automation solutions.
- Dec 2016Post IPO$8.9M
- Dec 2010Post IPO$14K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.