Best FinTech Companies in St. Louis, United States
The 47 best FinTech companies in St. Louis, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: FinLocker.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in St. Louis
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Web popularity | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | FinLocker Online financial management platform for individuals and businesses 21Funding top 25%Moat top 31%Product top 46%Talent bottom 49% All 11 signals ▾Fundingtop 25% Moattop 31% Producttop 46% Talentbottom 49% Techbottom 46% Patentsbottom 45% Innovationbottom 40% Globalbottom 33% Marketbottom 27% Newsbottom 22% Customersbottom 5% Funding: Raised $42.5M across 8 rounds · 8 rounds over 11 yrs (0.7/yr) Moat: Editorial + unicorn rating 7/10 · IP moat: 16 patents rank vs industry peers · Fliar Intelligence Index 21/100 | $42M | 12 mo ago | 23 23 → 27 (+17%) | Henry Cason CEO | TypeScriptAzure Front DoorAzure+10 | Top 50M | 16 patents Privacy‑focused workflow governance and rule‑based analytics for sensitive data processing | — |
| 2 | Exegy Global leader in market data, trading technology, and managed services | $12M | 162 mo ago | 126 | — | WordPress Block EditorWordPressMarker+33 | Top 5M | 170 patents Patents concentrated in computing, sensing & instrumentation | 1 award |
| 3 | Neocova AI-based, API-driven platform for community banks & credit unions | $10M | 79 mo ago | 8 | Lindsay Lockhart Co-Founder | — | — | — | — |
| 4 | PayRecs Global payments platform focused on businesses | $4M | 13 mo ago | 10 | Steve Habegger Co-Founder / CTO | — | — | — | 2 launchs |
| 5 | Prattle Analytics Watch live soccer matches today with HD quality for free | $4M | 114 mo ago | 30 | — | — | — | — | — |
| 6 | Gravy App-based home buying solutions for renters | $3M | 51 mo ago | 7 | — | RubyTailwind CSSRuby on Rails+19 | Top 50M | — | — |
| 7 | Love Will Blockchain payments and B2B commerce solutions | $3M | 123 mo ago | — | Lamar Wilson CEO & Co-Founder | — | — | — | — |
| 8 | NexSpring Financial Loan origination software solution | $1M | 101 mo ago | 40 | Mike Fabian Co-Founder & CEO | — | — | — | — |
| 9 | OPER Provider of custom enterprise payment platforms and integrated business solutions | $750K | 119 mo ago | 4 | David Laiderman Founder & CEO | — | — | — | — |
| 10 | 9Line Cloud-based software for enterprise public safety management | $725K | 33 mo ago | — | Mark Turpin CEO | WordPressMySQLPHP+25 | Top 50M | — | — |
| 11 | Selequity Real estate crowdfunding online platform | $590K | 123 mo ago | 15 | Bill Florent Co-Founder and Chief Financial Officer | — | — | — | — |
| 12 | Gladitood Crowdfunding platforms for non-profits and charities. | $350K | 143 mo ago | — | Ryan Brennell Co-Founder & CEO | — | — | — | — |
| 13 | redlyst Provider of facial biometrics system for access control and threat detection | $250K | 88 mo ago | — | Patrick Doherty Founder | — | — | — | — |
| 14 | StockSwap Online social trading platform for stocks | $100K | 46 mo ago | 7 | — | — | — | — | — |
| 15 | Trelus Provides business owners with step-by-step guidance for exit strategies | $100K | 62 mo ago | — | Martin Myers CEO | — | — | — | — |
Top 12 FinTech companies in St. Louis
#1
Series B · St. Louis, Missouri · founded 2015 · 23 employees$42.5Mraised▾
Online financial management platform for individuals and businesses. It offers a personal financial management tool that aggregates a consumer’s financial data, and analyze, recommends and streamlines mortgage and other financial transactions. It offers consumers benefit like personalized recommendations, homeownership and mortgage education, credit score, credit report and monitoring, cash flow analysis, budgeting, goal planning, data sharing, and more.
- Aug 2025Series B$1M
- Apr 2024Series B$17M
- Jan 2024Series A—
- Apr 2021Series A—
#2
Series A · St. Louis, Missouri · founded 2017 · 10 employees$3.8Mraised▾
PayRecs has developed a B2B treasury platform that gives bank customers the ability to directly send or receive international payments and to open foreign bank accounts.
- Jul 2025Series A$3.8M
- 2022Seed—
- Jun 2020Seed—
#3
Seed · St. Louis, Missouri · founded 2021$725Kraised▾
Cloud-based software for enterprise public safety management. Its features include native CER integration, real-time activity tracking, and validation, Cisco-based workflow management, CER address validation management, TLS and SRTP privacy management, data limits management, softphone supporting system management, and etc. It enables user access to a subscription-based pricing module.
- Nov 2023Grant (prize money)$75K
- May 2021Seed$725K
#4
Series A · St. Louis, Missouri · founded 2019 · 8 employees$9.6Mraised▾
Neocova is an AI-based, API-driven core banking platform for community banks and credit unions. It is a cloud-based solution that manages customers, their deposit accounts and loan products. Features include client management, product management, treasury management, accounting, reporting and automated regulatory reporting.
- Jan 2020Series A$9.6M
#5
Acquired · St. Louis, Missouri · founded 2003 · 126 employees$11.5Mraised▾
Global leader in market data, trading technology, and managed services. The company provides resilient, low-latency solutions for normalized market data, connectivity, and real-time trading signals. It offers a comprehensive suite of products and services designed to enhance performance and accelerate growth for financial firms. The firm addresses the diverse needs of financial market participants with solutions spanning low-latency technology, real-time trading signals, and historical simulation. It serves the complete ecosystem of the buy side, sell side, exchanges, and ISV/technology firms. The company's offerings include market data feed handlers, managed appliances, normalized data feeds, data distribution, vendor bridging, market access, FPGA trading engines, order execution libraries, order execution gateways, and options trading platforms. It leverages FPGA technology, Artificial Intelligence (AI), and service automation technologies. The company democratizes capital markets technology, enabling firms of all sizes to compete effectively.
- Feb 2013Series A$1.5M
- Mar 2010Series A$4M
- Sep 2009Series A$6M
- Sep 2009Conventional Debt—
#6
Acquired · St. Louis, Missouri · founded 2010 · 7 employees$2.6Mraised▾
App-based home buying solutions for renters. It facilitates users with automated deposit round-up, reward generation, saving plan creation, credit score tracking, progress tracking, offer management, mortgage rate comparing, and agent search.
- Apr 2022Seed$2.6M
#7
Acquired · St. Louis, Missouri · founded 2013 · 30 employees$3.5Mraised▾
Watch live soccer matches today with HD quality for free. It is a platform providing live soccer streaming, offering high-definition viewing without any cost. The website delivers soccer action with professional commentators, ensuring an immersive experience for fans. It offers features that cater to the needs of soccer enthusiasts. The platform provides access to a wide array of sports events, both major and minor, globally, without requiring any subscription fees. The website offers a diverse range of soccer content, ensuring users stay updated with the latest happenings in the soccer world. The platform ensures stable streaming, preventing interruptions during matches. The user interface is designed to be intuitive, making it accessible for everyone. It is committed to delivering a seamless and enjoyable soccer viewing experience.
- Jan 2017Seed$3.3M
- Sep 2014Seed$250K
- May 2014Grant (prize money)$50K
#8
Deadpooled · St. Louis, Missouri · founded 2014$2.5Mraised▾
Love Will Inc. develops blockchain financial software for business commerce. Their product, Fluent, is a global commerce network built on the blockchain that enables real-time, low-cost and secure b2b invoicing and payments globally. They connect US dollars to a blockchain-based payment platform allowing anyone in their commerce network the ability to perform cross-border payments. They also provide a bitcoin wallet Pheeva, to enable bitcoin payments, started in 2014.
- Apr 2016Series A$2.5M
#9
Funding Raised · St. Louis, Missouri · founded 2021$75Kraised▾
Financial management platform for music businesses. It offers solutions for accounting, content review, deal term checks, contract management, royalty processing, expense tracking, payment processing, and report generation. It also offers solutions for managing royalties, expenses, and payments.
- Nov 2023Grant (prize money)$75K
#10
Deadpooled · St. Louis, Missouri · founded 2011 · 40 employees$1.4Mraised▾
NexSpring Financial is a loan origination software solution. The platform automates the loan origination process and provides a seamless experience between consumer and wholesale lender. Features include product, price & eligibility (PPE); fee management; decision management; configuration services; document repository/management; workflow management; integrated security model; entity & user management and reporting/business intelligence infrastructure.
- Mar 2018Seed$1.4M
#11
Seed · St. Louis, Missouri · founded 2015 · 4 employees$750Kraised▾
Provider of custom enterprise payment platforms and integrated business solutions. It offers a fully customizable suite encompassing mobile ordering, loyalty programs, integrated payment processing, menu and inventory management, and a proprietary admin studio for data analysis. The platform utilizes open APIs for seamless integration with existing systems, allowing businesses to tailor the solution to their specific needs. This includes features such as mobile payments, credit payment systems, and stored payment options. The platform is designed to optimize business operations and enhance customer experiences across various industries, including food and beverage and retail.
- Aug 2016Seed$750K
#12
Seed · St. Louis, Missouri · founded 2020 · 7 employees$100Kraised▾
Online social trading platform for stocks
- Sep 2022Seed$100K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.