Best InsurTech Companies in Brazil
The 94 best InsurTech companies in Brazil in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Sami.
Brazil's InsurTech sector is exactly where you'd expect $256M in disclosed funding across 94 tracked companies to land: fragmented at the base, with a handful of names pulling serious weight. Sami leads the pack at $55M raised, Justos follows at $45M, and 180 Seguros has pulled in $39M, meaning those three alone account for more than half the total capital on the board. The global market behind all this hit roughly $16.6B in 2021 and is forecast to reach $165.4B by 2032 at a 30.34% CAGR, so the tailwind is real. And the demand story in emerging markets is straightforward: digitization of services, rising financial inclusion, and consumers who want tailored coverage, not off-the-shelf policies.
So what's actually moving right now? AI claims processing, predictive analytics underwriting, and insurance literacy are the live themes this quarter. I'd also flag that data privacy and cyber-attack exposure are pressing harder on the structural side, which shapes how platforms are building. Coverage penetration itself is flat, which is the gap that makes Brazil interesting. Onsurity's 80% revenue growth in FY24 shows what execution looks like when distribution finally clicks, and backers like Monashees, Canary, and 500 Global are watching for exactly that inflection here.
- Top Insurtech Companies
Our analysis of 50 InsurTech companies
$13.8b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best InsurTech companies in Brazil
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Sami Provider of a digital health insurance platform for SMBs | $55M | 36 mo ago | Series B | 400 | Guilherme Berardo Co-Founder & CEO | WordPressMySQLPHP+29 | — |
| 2 | Justos Provider of an app-based auto insurance platform for individuals 50Tech top 25%Funding top 28%Customers top 28%Moat top 39% All 10 signals ▾Techtop 25% Fundingtop 28% Customerstop 28% Moattop 39% Talentbottom 49% Productbottom 48% Marketbottom 45% Globalbottom 38% Growthbottom 37% Newsbottom 21% Tech: 48 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $45.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 50/100 | $45M | 12 mo ago | Series A | 84 | Jorge Soto Co-Founder & CTO | WebflowGSAPAmazon Web Services+23 | — |
| 3 | 180 Seguros Platform offering personalized home insurance solutions 57Growth top 28%Funding top 29%Moat top 39%Tech top 44% All 8 signals ▾Growthtop 28% Fundingtop 29% Moattop 39% Techtop 44% Talentbottom 49% Globalbottom 48% Marketbottom 43% Newsbottom 42% Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo Funding: Raised $39.3M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $39M | 8 mo ago | Series A | 73 | Franco Lamping Co-Founder & CTO | WordPressApple iCloud MailGoogle Workspace+29 | 1 internship · 1 award |
| 4 | Pitzi Insurance provider for cell phones | $33M | 79 mo ago | Series B | 141 | Daniel Hatkoff Founder & Executive Chairman | YouTubeAmazon Web ServicesMicrosoft Clarity+13 | — |
| 5 | Azos Online life insurance platform for individuals 64Tech top 24%Funding top 29%News top 29%Product top 35% All 8 signals ▾Techtop 24% Fundingtop 29% Newstop 29% Producttop 35% Talenttop 35% Growthtop 43% Marketbottom 49% Globalbottom 39% Tech: 63 technologies across 5/8 capability areas · Cloud: Cloudflare, Google Cloud Funding: Raised $16.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 64/100 | $16M | 3 mo ago | Series C | 123 | Bernardo Correa Ribeiro Co-Founder | Apple iCloud MailGoogle WorkspaceNode.js+30 | 2 job openings · 1 expansion |
| 6 | Darwin Seguros Online platform offering usage-based insurance to individuals 48News top 32%Growth top 35%Tech top 35%Talent top 44% All 8 signals ▾Newstop 32% Growthtop 35% Techtop 35% Talenttop 44% Producttop 46% Fundingbottom 49% Marketbottom 38% Globalbottom 36% News: 4 BI events in 12 mo (of 6 tracked, 2 types) · Top themes: Leadership Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 48/100 | $10M | 8 mo ago | Series B | 75 | Firmino Freitas Founder & Co-Ceo | WordPressApple iCloud MailMicrosoft 365+21 | 1 award |
| 7 | Loovi Provider of tech hardware-based vehicle tracking solution | $9M | 29 mo ago | Series A | — | William Naor Co-Founder | Apple iCloud MailGoogle WorkspaceBootstrap+20 | 1 job opening |
| 8 | Bidu Aggregator of insurance products | $9M | 145 mo ago | Series B | 76 | Eldes Mattiuzzo ex-Founder & CEO | WordPressMySQLPHP+23 | — |
| 9 | latu Provider of risk management solutions | $7M | 45 mo ago | Seed | 15 | — | Node.jsRadix UITailwind CSS+13 | — |
| 10 | Hero Seguros Provider of travel and mobile phone insurance products and services 57Tech top 31%Talent top 38%Growth top 45%Market top 47% All 6 signals ▾Techtop 31% Talenttop 38% Growthtop 45% Markettop 47% Fundingbottom 49% Globalbottom 48% Tech: 42 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 57/100 | $7M | 2 mo ago | Series A | — | Guilherme Wroclawski Co-Founder | Cart FunctionalityNode.jsTailwind CSS+25 | 1 expansion |
| 11 | SalaryFits Developer of a platform that facilitates employer loans | $6M | 78 mo ago | Acquired | 42 | Renato Araujo Founder & Chairman | Node.jsReactNext.js App Router+10 | — |
| 12 | Sanus Provider of personalized benefits for employees | $5M | 42 mo ago | Series A | 20 | Henrique Siniscalchi Co-Founder | Cart FunctionalitySquarespace CommerceSquarespace+23 | — |
| 13 | 88i Seguradora Digital Online insurance platform for individuals | $3M | 60 mo ago | Seed | 21 | — | WordPressMySQLPHP+23 | — |
| 14 | IZA App-based platform for accident and funeral insurances | $3M | 38 mo ago | Series A | 38 | Gabriel Charbonnieres Founder & CEO | Node.jsRadix UITailwind CSS+29 | 1 award |
| 15 | Mola Corban Business management solution for banking correspondents | $2M | 55 mo ago | Series A | 21 | Diogo Barros Founder And Cto | WordPressMySQLPHP+25 | — |
| 16 | Bluecyber.insure Cyber insurance solutions for underserved SMEs and families | $2M | 27 mo ago | Seed | — | Eduardo Rocha CEO | — | — |
| 17 | Zipia Customer relationship management and lead generation solution for the insurance industry | $1M | 49 mo ago | Seed | — | Pedro Yue CEO | WordPressMySQLPHP+16 | — |
| 18 | Piwi Provider of health plan benefit marketplace platform | $1M | 43 mo ago | Seed | 56 | Felipe Baeta Founder & CEO | WordPressMySQLPHP+24 | — |
| 19 | iClubs Provider of loyalty management platform to banks and fintech | $915K | 56 mo ago | Deadpooled | 22 | — | — | — |
| 20 | Brick Provider of insurance software suite solutions | $871K | 15 mo ago | Seed | — | Vinicius Schroeder Co-Founder | Framer SitesReactAmazon Web Services+16 | — |
| 21 | Mutuus Seguros Online insurance comparison platform | $266K | 62 mo ago | Seed | 35 | Andress da Rocha Barao Founder & CEO | Node.jsGoogle MapsMUI+26 | — |
| 22 | Granto Seguros Provider of surety bonds for construction and legal processes | $115K | 22 mo ago | Seed | 51 | Marisete Raffaelli Co-Founder | WordPressMySQLPHP+36 | — |
Top 12 InsurTech companies in Brazil
#1
Series C · Sao Paulo, State of Sao Paulo · founded 2020 · 123 employees$16Mraised▾
Online life insurance platform for individuals. It offers life insurance including disability coverage, accidental death protection, natural death. It also offers serious illness protection including cancer, stroke, organ transplant, and end-stage renal failure.
- Mar 2026Series C$24M
- Feb 2025Series B$31M
- May 2022Series A$6M
- Dec 2021Series A$10M
#2
Series A · Brazil · founded 2020 · 73 employees$39.3Mraised▾
Platform offering personalized home insurance solutions. It offers multiple insurance products, including a basic coverage that includes protection against risks like fire, lightning, explosion, smoke, and aircraft falling, and more.
- Oct 2025Series A$2.5M
- Sep 2025Conventional Debt$2.7M
- Aug 2025Series A$10.3M
- Feb 2022Series A$31.4M
#3
Series A · Sao Paulo, State of Sao Paulo · founded 2021$6.7Mraised▾
Provider of travel and mobile phone insurance products and services. The company offers travel insurance with benefits such as telemedicine access and discounts. It also provides mobile phone insurance. The business facilitates direct sales channels, including an API for partners and a whitelabel solution. It offers a backoffice system for insurance issuance.
- Mar 2026Series A$6.7M
#4
Series A · Pinheiros, State of Sao Paulo · founded 2020 · 84 employees$45Mraised▾
Provider of an app-based auto insurance platform for individuals. It offers auto insurance including vehicle damage, mileage coverage, and auto repair. Its app is available for Android and iOS platforms.
- Jun 2025Series A$16.5M
- Apr 2023Series A$6.4M
- Oct 2021Series A$35.8M
- May 2021Seed$2.8M
#5
Series B · Sao Paulo, State of Sao Paulo · founded 2021 · 75 employees$9.9Mraised▾
Online platform offering usage-based insurance to individuals. It allows users to create an account on the platform and choose amongst the available insurance products and purchase the same.
- Oct 2025Series B$18.9M
- Jul 2022Series A$7.9M
- 2021Seed$2M
#6
Series B · Sao Paulo, State of Sao Paulo · founded 2018 · 400 employees$54.8Mraised▾
Provider of a digital health insurance platform for SMBs. It provides technology-based solutions for SME healthcare companies and offers telehealth services and healthcare concierge services based on their health profiles. It offers a platform for users to browse healthcare solutions through applications or virtual assistants and book appointments. It also has an emergency services feature.
- Jun 2023Series B$18M
- Dec 2021Series A$20M
- Oct 2020Series A$15.5M
- 2019Seed$1.3M
#7
Seed · Curitiba, Parana · founded 2021$870.7Kraised▾
Provider of insurance software suite solutions. It provides AI agents for underwriting and fraud prevention. It provides full control to create, monitor and optimize fraud and underwriting processes.
- Feb 2025Seed$870.7K
- Jan 2023Seed—
#8
Series A · Belo Horizonte, State of Minas Gerais · founded 2019$9.2Mraised▾
Provider of tech hardware-based vehicle tracking solution. It provides users with products for tracking vehicles and analysing the movement of cars. It also provides users with time tracking and vehicle information management. Its app is available across Android and iOS platforms.
- Dec 2023Series A$9.2M
#9
Series B · Olimpia, State of Sao Paulo · founded 2012 · 141 employees$33.5Mraised▾
Pitzi provides insurance protection for phone against accidents and defects. The plan cover all hardware problems that occur from normal mobile phone use. It don't cover phone theft or loss.
- Nov 2019Series B$15M
- Apr 2015Series B$15.7M
- Oct 2013Series A$2.7M
- Apr 2013Series A—
#10
Seed · Sao Paulo, State of Sao Paulo · founded 2022$1.5Mraised▾
Cyber insurance solutions for underserved SMEs and families
#11
Seed · Sao Paulo, State of Sao Paulo · founded 2022 · 15 employees$6.7Mraised▾
Provider of risk management solutions. It allows insurance providers to manage the risks of the client. It offers solutions including claims management, cyber insurance, and financial loss management.
- Aug 2022Seed$6.7M
#12
Series A · Sao Paulo, State of Sao Paulo · founded 2020 · 20 employees$4.7Mraised▾
Provider of personalized benefits for employees. It offers centralized benefits management, and eliminates manual processes, delivers information in real-time.
- Nov 2022Series A$4.7M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of InsurTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Insurtech is moving in Brazil
A read on the academic research around Insurtech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1 Brazil-affiliated papers.
- Universidade do Estado do Rio de Janeiro1
- Sandbox (software development)1
- Regulatory authority1
- Face (sociological concept)1
- Law and economics1
- Public administration1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.