Best InsurTech Companies in France
The 187 best InsurTech companies in France in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Alan.
France's InsurTech sector has quietly become one of Europe's most fundable bets, and this directory ranks the best InsurTech companies in France by disclosed equity funding and recent momentum. We're tracking 187 companies, $2.5B in total disclosed capital, and two unicorns built right here.
The numbers tell the story fast. Alan leads at $747M raised, Akur8 Technologies follows at $180M, and Descartes Underwriting has pulled in $141M, all in a market that's forecast to grow from roughly $16.6B to $165.4B by 2032 at a 30%-plus CAGR. So what's driving the spread between those top-tier raises and the Stoïks of the sector at $27M? Mostly theme. AI claims processing and digital insurance platforms are pulling the biggest checks right now, and workplace injury claims rising 31% year-over-year is exactly the kind of signal that pushes carriers and startups alike toward faster automation. Cyber risk is the other pressure point you can't ignore, with data privacy concerns actively shaping product design across the French market. Bpifrance and Kima Ventures are the names backing the field most consistently, and that institutional depth matters when you're sizing up which companies here have real runway.
- Top Insurtech Companies
Our analysis of 50 InsurTech companies
$13.8b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best InsurTech companies in France
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Market signals (1y) | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Alan 🦄 Platform offering health insurance, preventative care, and related well-being services 83Funding top 17%Market top 23%Customers top 23%News top 24% All 11 signals ▾Fundingtop 17% Markettop 23% Customerstop 23% Newstop 24% Moattop 26% Talenttop 28% Growthtop 30% Fin. healthtop 38% Producttop 41% Globaltop 48% Techtop 50% Funding: Raised $747M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) Market: 839 employees (top 9% of FinTech) · Revenue ~$228M rank vs industry peers · Fliar Intelligence Index 83/100 | $747M | 3 mo ago | Series F | 839 | Marie Humblet Vertongen CEO Founder Associate | 6 signals ▲50% Funding | — |
| 2 | Shift Technology 🦄 Provider of AI solutions for insurance underwriting, claims, and risk 80AI top 20%Market top 25%Moat top 26%Funding top 28% All 12 signals ▾AItop 20% Markettop 25% Moattop 26% Fundingtop 28% Producttop 33% Innovationtop 36% Newstop 39% Globaltop 42% Fin. healthtop 43% Growthtop 44% Techtop 44% Talentbottom 49% AI: Classified as an AI company Market: 555 employees (top 7% of Enterprise Infrastructure) · Revenue ~$671M rank vs industry peers · Fliar Intelligence Index 80/100 | $320M | 55 mo ago | Series D | 555 | Eric Sibony Co-Founder & CSO | — | 1 launch · 1 award |
| 3 | Akur8 Technologies Provider of pricing and reserving platform for the insurance industry 48Funding top 24%Product top 28%Moat top 35%News top 43% All 12 signals ▾Fundingtop 24% Producttop 28% Moattop 35% Newstop 43% Growthtop 45% Techbottom 49% Talentbottom 49% Marketbottom 46% Innovationbottom 46% Patentsbottom 44% Globalbottom 43% Partnersbottom 43% Funding: Raised $180M across 3 rounds · 3 rounds over 8 yrs (0.4/yr) Product: 2 product launch events in 12 mo, 1 the year before · Company stage: Series C rank vs industry peers · Fliar Intelligence Index 48/100 | $180M | 21 mo ago | Series C | 106 | Samuel Falmagne CEO & co-founder | 9 signals ▼59% Announcements · New product · M&A | — |
| 4 | SanteVet App-based platform for pet health insurance | $169M | 51 mo ago | Acquired | 420 | — | — | — |
| 5 | Descartes Underwriting Online platform for parametric insurance for natural catastrophes, agriculture, etc 69Funding top 22%Moat top 22%Talent top 25%Growth top 30% All 10 signals ▾Fundingtop 22% Moattop 22% Talenttop 25% Growthtop 30% Newstop 30% Producttop 36% Techtop 40% Innovationtop 46% Markettop 50% Globalbottom 48% Funding: Raised $141M across 3 rounds · 3 rounds over 7 yrs (0.4/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 69/100 | $141M | 12 mo ago | Series C | 136 | Kevin Dedieu Co-Founder & CSO | 8 signals ▲60% Leadership · New product | 1 launch |
| 6 | Leocare App-based P&C insurance platform for individuals | $138M | 54 mo ago | Series B | 143 | Christophe Dandois Co-Founder & CEO | — | 1 launch |
| 7 | Tinubu Cloud-based software solutions for credit insurers, surety bonds & trade finance 55Funding top 28%Moat top 31%Innovation top 34%Product top 34% All 10 signals ▾Fundingtop 28% Moattop 31% Innovationtop 34% Producttop 34% Growthtop 43% Techtop 49% Marketbottom 49% Talentbottom 41% Globalbottom 39% Newsbottom 24% Funding: Raised $104M across 6 rounds · 6 rounds over 25 yrs (0.2/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 55/100 | $104M | 13 mo ago | Series D | 170 | Olivier Placca Co-Founder | — | 1 launch · 1 partnership |
| 8 | Luko App-based insurance platform for individuals | $85M | 66 mo ago | Acquired | 185 | — | — | — |
| 9 | Seyna Insurance policy and claims management solutions for the insurance industry 48Funding top 30%Moat top 31%Growth top 35%Talent top 38% All 9 signals ▾Fundingtop 30% Moattop 31% Growthtop 35% Talenttop 38% Newstop 44% Techbottom 46% Productbottom 45% Marketbottom 37% Globalbottom 36% Funding: Raised $53.2M across 3 rounds · 3 rounds over 7 yrs (0.4/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 48/100 | $53M | 9 mo ago | Series A | 63 | Guillaume Audiffret Co-Founder | — | 1 partnership |
| 10 | Neat Provider of white-label insurance solutions for e-commerce businesses 42Tech top 29%Funding top 33%Growth top 48%Talent bottom 49% All 9 signals ▾Techtop 29% Fundingtop 33% Growthtop 48% Talentbottom 49% Productbottom 45% Newsbottom 40% Globalbottom 38% Moatbottom 38% Marketbottom 31% Tech: 40 technologies across 5/8 capability areas · Cloud: Cloudflare, Vercel Funding: Raised $42.9M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 42/100 | $43M | 21 mo ago | Series A | 24 | Fabien Cazes Co-Founder | 3 signals ▼50% Announcements · Leadership | 1 partnership · 1 expansion · 1 award |
| 11 | Acheel Mobile-based platform for health and P&C insurances | $35M | 63 mo ago | Series C | — | Francky Defosse Co-Founder | — | — |
| 12 | FASST Digital accelerator platform for insurers, mutuals, and brokers 32Growth top 35%Funding top 44%Tech top 47%Talent bottom 49% All 6 signals ▾Growthtop 35% Fundingtop 44% Techtop 47% Talentbottom 49% Globalbottom 29% Marketbottom 25% Growth: Fresh capital in last 24 mo Funding: Raised $34.3M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 32/100 | $34M | 19 mo ago | Series B | — | Xavier Favre Co-Founder & CEO | — | — |
| 13 | Empruntis Financial products comparison platform | $32M | 235 mo ago | Acquired | 100 | Vincent Lemaire Co-Founder | — | 2 job openings · 1 expansion |
| 14 | Stoïk Provider of cyber insurance coverage and cybersecurity risk management solutions 55Talent top 23%Funding top 24%Growth top 28%Product top 40% All 8 signals ▾Talenttop 23% Fundingtop 24% Growthtop 28% Producttop 40% Moattop 45% Techtop 46% Globalbottom 39% Marketbottom 28% Talent: 5 named leaders on record · 5 C-suite/founder profiles curated Funding: Raised $27.3M across 6 rounds · 6 rounds over 2 yrs (3.0/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $27M | 4 mo ago | Series C | — | Jules Veyrat Co-founder & CEO | — | 1 partnership · 1 expansion |
| 15 | Lovys App-based P&C insurance platform for individuals | $24M | 59 mo ago | Series A | 84 | Elise Moutarlier Co-Founder | — | — |
| 16 | Datafolio Provider of usage-based auto insurance solutions | $24M | 65 mo ago | Seed | 23 | Arnaud Rofidal Co-Founder (Non-Executive) | — | 1 partnership |
| 17 | Meilleurtaux App-based comparison platform for life and non-life insurance & loans | $22M | 112 mo ago | Acquired | 2,471 | Herve Hatt CEO | — | — |
| 18 | Garantme Rental guarantee & landlord insurance provider | $21M | 40 mo ago | Series B | 100 | Emile Karam Co-Founder & CPO | — | — |
| 19 | Assurone Insurance distribution solutions for Insurance players | $20M | 208 mo ago | Acquired | 300 | — | — | 4 partnerships |
| 20 | DreamQuark Provider of AI-based data monitoring solutions for the financial services industry | $19M | 78 mo ago | Acquired | 14 | — | — | — |
| 21 | Dalma Pet insurance provider offering veterinary expense coverage for dogs and cats 53Funding top 34%Tech top 36%Product top 40%Growth top 45% All 8 signals ▾Fundingtop 34% Techtop 36% Producttop 40% Growthtop 45% Talentbottom 49% Marketbottom 48% Globalbottom 38% Newsbottom 18% Funding: Raised $18.2M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Tech: 37 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 53/100 | $18M | 15 mo ago | Series B | 89 | Harry Belinga Co-Founder & CTO | — | — |
| 22 | Orus Internet first insurance platform for individuals and businesses 37Talent top 28%Funding top 33%Growth top 35%Moat top 41% All 10 signals ▾Talenttop 28% Fundingtop 33% Growthtop 35% Moattop 41% Techtop 47% Globalbottom 39% Marketbottom 33% Patentsbottom 24% Innovationbottom 23% Newsbottom 17% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $16.8M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $17M | 11 mo ago | Series B | 20 | Samuel Rossille Co-Founder & CTO | — | 1 job opening |
| 23 | Continuity AI-based insurance underwriting solutions for insurance brokers and insurers | $17M | 24 mo ago | Series A | 29 | Pierre Beauhaire Co-founder & CTO | — | 1 award |
| 24 | Zelros AI-based sales and marketing solutions for the insurance industry | $16M | 63 mo ago | Acquired | 56 | — | — | — |
| 25 | Hoggo Online insurance comparison platform for business policies | $13M | 59 mo ago | Series A | 79 | Anna Rossin Co-Founder | — | 1 job opening · 1 launch |
| 26 | P2P Protect P2P insurance platform | $13M | 125 mo ago | Deadpooled | 11 | Tang Loaec Co-Founder | — | — |
| 27 | Mila Provider of rent guarantee insurance 29Growth top 35%Funding bottom 48%Tech bottom 39%Global bottom 29% All 5 signals ▾Growthtop 35% Fundingbottom 48% Techbottom 39% Globalbottom 29% Marketbottom 26% Growth: Fresh capital in last 24 mo Funding: Raised $11.6M across 2 rounds · 2 rounds over 5 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 29/100 | $12M | 14 mo ago | Series A | 25 | — | — | — |
| 28 | Valoo App for Insurance Management | $10M | 109 mo ago | Deadpooled | 18 | — | — | — |
| 29 | Indeez Embedded insurance orchestrator designing, building, and optimizing digital insurance programs | $9M | 52 mo ago | Series A | 31 | Vikas Chhariya Founder & CEO | — | — |
| 30 | Korint Insurtech company that offers an insurance platform 16Funding top 42%Tech top 48%Talent bottom 49%Global bottom 32% All 6 signals ▾Fundingtop 42% Techtop 48% Talentbottom 49% Globalbottom 32% Marketbottom 20% Newsbottom 18% Funding: Raised $7.7M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) Tech: 22 technologies across 5/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 16/100 | $8M | 21 mo ago | Series B | 9 | Jean-Baptiste NA Founder and CEO | — | 1 partnership |
| 31 | Atekka Agricultural insurance provider offering customized risk assessment and coverage for farmers | $7M | 45 mo ago | Series A | 10 | — | — | — |
| 32 | assurly Provider of mortgage insurance solutions | $7M | 59 mo ago | Seed | 31 | — | — | — |
| 33 | Benefiz Cloud-based platform for employee benefits administration | $7M | 44 mo ago | Seed | 43 | Christophe Triquet Co-Founder & CEO | — | — |
| 34 | Flitter Online usage-based auto insurance platform for individuals | $7M | 31 mo ago | Seed | 14 | Arnaud Dumora Co-founder & CTO | — | — |
| 35 | MoneyTrack Blockchain-based loan disbursal & claim processing | $6M | 62 mo ago | Seed | 20 | — | — | — |
| 36 | Dimpl Online on-demand invoice insurances platform for businesses | $5M | 67 mo ago | Series A | 15 | — | — | — |
| 37 | Baloon Insurance comparison platform | $5M | 54 mo ago | Seed | 118 | Bertrand Vialle Co-Founder | — | — |
| 38 | Koala Provider of travel insurance platform for individuals | $4M | 38 mo ago | Acquired | 28 | Léo Co-Founder & Chief Of Staff | 5 signals IPO · M&A | — |
| 39 | Wilov Online platform for usage-based auto insurance | $4M | 86 mo ago | Series A | 7 | Philippe Breuils CTO | — | — |
| 40 | Santexpat.fr Online platform comparing international health insurance plans for expatriates and travelers | $3M | 36 mo ago | Series A | 9 | — | — | 2 partnerships |
| 41 | HelloSafe Online insurance comparison platform | $3M | 44 mo ago | Seed | — | Pauline Laurore Co-Founder | — | — |
| 42 | Monk AI Provider of AI-powered and SaaS-based vehicle inspection solutions | $2M | 72 mo ago | Acquired | 37 | Fays Slaoui Cofounder | — | — |
| 43 | Monk AI-based claims inspection software for claims professionals | $2M | 72 mo ago | Seed | — | Abou Laraki Co-Founder & CEO | — | — |
| 44 | Olino Provider of on-demand liability insurance solutions | $2M | 44 mo ago | Acquired | 15 | Quentin Fabre Co-Founder & CEO | — | 2 partnerships |
| 45 | Qiti Provider of insurance brokerage services | $2M | 37 mo ago | Seed | — | Christophe Bremard CEO | — | — |
| 46 | BabySafe Online disability insurance platform for children | $2M | 33 mo ago | Seed | 9 | David Libre Co-Founder | — | — |
| 47 | Klaimy AI-powered virtual agent for insurers automating claims | $1M | 14 mo ago | Seed | — | Amira Nakouri Co-Founder & CEO | — | — |
| 48 | Lyanne Provider of insurance management platform for consumers | $1M | 54 mo ago | Seed | 12 | Jeanne Depond Co-Founder | — | — |
| 49 | mySofie App-based health insurance management platform for individuals | $1M | 38 mo ago | Series A | 14 | Aymeric Mehu Co-Founder | — | 1 launch |
| 50 | Little John Provider of software for insurance intermediaries | $1M | 18 mo ago | Seed | — | Olivier Legrand Co-Founder & CEO | — | 1 partnership |
Top 12 InsurTech companies in France
#1
Alan 🦄Series F · Paris, Ile de France · founded 2016 · 839 employees$746.8Mraised▾
Platform offering health insurance, preventative care, and related well-being services. The company offers health coverage options for businesses of various sizes, including start-ups, small to medium-sized enterprises, and large corporations. It also provides plans for individuals, such as self-employed workers and retirees. The offerings include digital tools and resources designed to improve health outcomes and streamline administrative tasks related to healthcare benefits.
- Mar 2026Series F$116.3M
- Sep 2024Series F$193M
- May 2022Series E$193M
- Apr 2021Series D$220M
#2
Series C · Paris, Ile de France · founded 2021$27.3Mraised▾
Provider of cyber insurance coverage and cybersecurity risk management solutions. The company offers insurance coverage designed to transfer risk and provide compensation following incidents. It provides a prevention platform and support from cybersecurity experts. The company’s solution is designed for insurance brokers, offering online underwriting and claims management.
- Jan 2026Series C$23.3M
- Oct 2024Series B$27.3M
- Sep 2023Conventional Debt$1.6M
- Sep 2023Series A$10.7M
#3
Series C · Paris, Ile de France · founded 2018 · 136 employees$141Mraised▾
Online platform for parametric insurance. It offers insurance for natural catastrophes, agriculture, energy, and more. It offers parametric insurance and other policies to protect companies and governments against natural catastrophes and emerging risks.
- Jun 2025Series C—
- Jan 2022Series B$120M
- Sep 2020Series A$18.5M
- Feb 2019Seed$2.5M
#4
Series A · Paris, Ile de France · founded 2018 · 63 employees$53.2Mraised▾
Insurance policy and claims management solutions for the insurance industry. It offers solutions for insurance product development, accounting, compliance, financial solidity, and more. It also offers insurance quoting solutions.
- Sep 2025Series A$11.7M
- Feb 2022Series A$37.7M
- Dec 2019Series A$15.5M
#5
Series D · Moulineaux, Normandy · founded 2000 · 170 employees$103.8Mraised▾
Tinubu Square provides cloud-based software for credit insurance, surety bonds and trade finance. It offers multiple solutions to insurers & businesses for risk underwriting, commercial underwriting, consulting, receivables financing, and risk analysis. Also offers policy administration and claim management solutions for credit insurers.
- May 2025Series D$45M
- Feb 2020Series C$16.4M
- Oct 2017Series C$62.6M
- Nov 2011Series B$15.8M
#6
Series C · Paris, Ile de France · founded 2018 · 106 employees$180Mraised▾
Provider of pricing and reserving platform for the insurance industry. The platform offers data processing, risk assessment, demand analysis, rate building, and deployment tools for pricing. It also provides solutions for loss review, liability management, and actuarial triangle generation for reserving. The platform aims to enhance speed, performance, and transparency in pricing and reserving processes.
- Sep 2024Series C$120M
- Sep 2023Series B$25M
- Mar 2020Series A$9M
- 2018Seed—
#7
Series B · Paris, Ile de France · founded 2004 · 20 employees$16.8Mraised▾
Internet first insurance platform for individuals and businesses. Offers business insurance products tailored to restaurant owners and other small companies. Focused on revolutionize the way SMBs interact with insurance.
- Jun 2025Series B$29M
- Oct 2023Series A$11.6M
- Jul 2022Series A$5.2M
#8
Series B · Fresnes, Ile de France · founded 2021 · 89 employees$18.2Mraised▾
Pet insurance provider offering veterinary expense coverage for dogs and cats. It provides reimbursement for veterinary costs related to accidents, illnesses, surgeries, and hospitalizations. The company also covers alternative therapies, dental care, diagnostics, and preventative care. Additionally, it offers unlimited access to veterinary advice through its application. The company processes claim reimbursements and provides customizable insurance plans.
- Mar 2025Series B$21.8M
- Jun 2022Series A$16M
- 2021Seed$2.4M
#9
Series B · Angouleme, Nouvelle Aquitaine · founded 2017$34.3Mraised▾
Digital accelerator platform for insurers, mutuals, and brokers. It offers a platform for the creation, distribution, consulting, and connection of digital insurance solutions. The platform offers storage and file-sharing services for teams, allowing them to organize and share files.
- Nov 2024Series B$28.6M
- Dec 2023Series A$5.7M
#10
Series A · Puteaux, Ile de France · founded 2020 · 25 employees$11.6Mraised▾
Provider of rent guarantee insurance. The platform offers a rent guarantee service with reimbursement and tenant approval process. It provides unpaid rent and non-occupant landlord insurance to real estate agencies.
- Apr 2025Series A$13.2M
- Oct 2021Series A$11.6M
#11
Series A · Bordeaux, Nouvelle-Aquitaine · founded 2022 · 24 employees$42.9Mraised▾
Provider of white-label insurance solutions for e-commerce businesses. It offers customized insurance products integrated into digital and physical sales processes. The company handles claims management and provides real-time eligibility checks for e-commerce catalogs. Its services aim to increase merchant revenue, enhance customer loyalty through purchase protection, and simplify the integration of insurance offerings. It supports various sectors, including fintech, e-commerce, and travel. The company also assists businesses lacking in-house technical expertise with seamless integration.
- Sep 2024Series A$33.2M
- Sep 2024Conventional Debt$22.1M
- Oct 2022Seed$9.8M
#12
Series B · Nanterre, Ile de France · founded 2022 · 9 employees$7.7Mraised▾
Insurtech company that offers an insurance platform. It offers insurance platforms and provides services to both brokers and insurers. It leverages a no-code interface, open architecture, and a cloud-native platform to provide an insurance marketplace for the launch of insurance products.
- Sep 2024Series B$5.5M
- Mar 2023Seed$2.1M
Funding & investor landscape
Notable founders
How research on Insurtech is moving in France
A read on the academic research around Insurtech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1 France-affiliated papers.
- Université Paris-Est Créteil1
- Big data1
- Data science1
- Analytics1
- Phone1
- Key (lock)1