Best InsurTech Companies in Gauteng, South Africa
The 42 best InsurTech companies in Gauteng, South Africa in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Naked.
Our analysis of 50 InsurTech companies
$13.8b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best InsurTech companies in Gauteng
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Naked AI-driven app that provides usage-based car insurance | $32M | 19 mo ago | Series B | Alex Thomson Co-Founder | 2016 | SentryZendeskApple iCloud Mail+24 | 2 job openings |
| 2 | Pineapple App-based P&C insurance comparison platform for individuals | $27M | 33 mo ago | Series B | — | 2017 | TurbopackApple iCloud MailGoogle Workspace+36 | — |
| 3 | Affinity Health A range of health insurance products | $499K | 177 mo ago | Funding Raised | Murray Hewlett CEO | 2009 | WordPress Block EditorwpBakeryWordPress+38 | — |
| 4 | DIGITECH GROUP Provider of IT consulting and application development services | $330K | 53 mo ago | Seed | Alexandre N'djore Founder & CEO | 2016 | — | — |
| 5 | Fincheck Financial products comparison website | $288K | 84 mo ago | Seed | Christopher Ball Co-Founder | 2015 | Cart FunctionalityWooCommerceWordPress+23 | — |
| 6 | LeaseSurance Platform offering insurance solutions for rental real estate | $161K | 36 mo ago | Seed | Paul Schaefer Chief Executive Officer | 2020 | — | — |
| 7 | Byte Money Microinsurance payments solution provider | $20K | 112 mo ago | Deadpooled | Craig Peacock Founder | 2009 | — | — |
| 8 | Ctrack Provider of telematics solutions for fleet management and operational optimisation | — | 10 mo ago | Acquired | Relebohile Liphoto CEO | 1985 | WordPressMySQLPHP+26 | — |
Top 9 InsurTech companies in Gauteng
#1
Series B · Johannesburg, Gauteng · founded 2016 · 102 employees$31.8Mraised▾
AI-driven app that provides usage-based car insurance. It offers a chatbot for usage-based quotes and prices. It also offers roadside assistance services, claims approval, and more. Its app is available for iOS and Android platforms.
- Jan 2025Series B$38M
- Feb 2023Series B$17M
- Aug 2021Series A$11.1M
- Dec 2018Seed$2.2M
#2
Series B · Johannesburg, Gauteng · founded 2017 · 56 employees$27.2Mraised▾
App-based P&C insurance comparison platform for individuals. It offers quotes for home electronics equipment, bicycles, cameras, drones, furniture & appliances, phone, sports equipment, and more. It also offers claims assistance solutions. The app is available for Android and iOS platforms.
- Nov 2023Series B$21.3M
- Jul 2021Series A$5.4M
- Oct 2019Grant (prize money)$1.5M
- Dec 2018Seed$72.2K
#3
Seed · Johannesburg, Gauteng · founded 2020$161.4Kraised▾
Platform offering insurance solutions for rental real estate. It leverages insurance technology to replace security deposits with lease insurance in rental real estate, allowing tenants to pay a monthly deposit waiver fee along with their rent.
- Aug 2023Seed$161.4K
#4
Seed · Johannesburg, Gauteng · founded 2016$329.7Kraised▾
Provider of IT consulting and application development services
- Mar 2022Seed$329.7K
#5
Funding Raised · Johannesburg, Gauteng · founded 2009$499.4Kraised▾
Affinity Health offers a range of health insurance products. Health insurance products include Day-to-Day plan, Hospital plan, Combined plan, Junior plan, and Senior plan. It provides cover for unlimited, managed GP visits, general Day-to-Day medication, Hospitalisation, booster options for chronic medication, ICU and accident cover.
- Nov 2011Grant (prize money)$499.4K
#6
Seed · Johannesburg, Gauteng · founded 2015$287.6Kraised▾
Fincheck is a financial comparisons website, offering a comparative view of the financial products like loans, savings & checking accounts, insurance, credit and debit cards etc. It is a free service for the customer and earns revenue through commission charges.
- Aug 2019Seed$287.6K
#7
Deadpooled · Johannesburg, Gauteng · founded 2009 · 5 employees$20Kraised▾
Byte Money enables microinsurance payments using a mobile POS (Point of Sale) terminal and a PYP (Pay your Premium) platform for brokers, Insurers and Underwriters. It provides APIs which can be integrated with backend administration software.
- Apr 2017Seed$20K
- Feb 2014Seed—
#8
Acquired · Centurion, Gauteng · founded 1985 · 1000 employees—raised▾
Provider of telematics solutions for fleet management and operational optimisation. The company delivers tools for real-time monitoring, performance analytics, and driver management. It offers solutions for fixed and mobile asset tracking, fuel monitoring, and video telematics. The company provides services to industries including transport, mining, agriculture, and government.
#9
Seed · Johannesburg, Gauteng · founded 2012 · 9 employees—raised▾
Emerge ML provides data analytics solutions for the financial industry. The company uses machine-learning and artificial intelligence to extract value from the customer value chain such as marketing, sales, pricing, fraud, client servicing, retention etc. Serves banking, retail and insurance businesses.
- 2017Seed—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of InsurTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Insurtech is moving in South Africa
A read on the academic research around Insurtech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 4 South Africa-affiliated papers.
- University of South Africa2
- University of the Witwatersrand1
- Nelson Mandela University1
- Inclusion (mineral)2
- Financial inclusion2
- Literacy2
- Digital inclusion2
- Economic growth1
- Key person insurance1
- Equity (law)1
- Inclusion (mineral)1
- Product (mathematics)1
- Insurance policy1
- Internet of Things1
- Term (time)1
- Transformation (genetics)1
- Digital transformation1
- Internet privacy1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.