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Radar · InsurTech in Jakarta

Best InsurTech Companies in Jakarta, Indonesia

The 34 best InsurTech companies in Jakarta, Indonesia in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Qoala.

34companies tracked
$231.3Mdisclosed funding
0unicorns
13have raised
FLIAR INTELLIGENCE · INSURTECH × JAKARTA

Our analysis of 50 InsurTech companies

$13.8b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.

50companies analysed
100%cloud-native stacks
2025funding peak (by rounds)
9unicorns
2018median founding year

Ranked: Best InsurTech companies in Jakarta

#CompanyDisclosed fundingLast roundStageFounderFoundedTech stackRecent signals
1Qoala
Provider of digital insurance products for health life and vehicles
$134M31 mo agoSeries CTommy Martin
Co-Founder
2018SentryNode.jsVue.js+24—
2PasarPolis
Online insurance comparison platform for individuals
$59M13 mo agoSeries BCleosent Randing
Co-Founder
2015SentryJavaGoogle Cloud+14—
3Lifepal
Insurance Comparison Platform
$12M62 mo agoAcquired—2018SentryZendeskTypeScript+26—
4Rey
App & cloud-based life and health insurance platform for individuals and businesses
$8M24 mo agoSeedEvan Tanotogono
Co-Founder & CEO
2021Node.jsMUIReact+15—
5Bang Jamin
AI and app-powered insurance purchase and claims services provider
$6M15 mo agoSeedMorgan Andre Barry
Co-Founder & CPO
2022Node.jsTailwind CSSReact+14—
6ShareLock
Cloud based file sharing and storing
$5M61 mo agoSeedNicolas Louvet
Co-founder & Chairman
2014Webflow EcommerceWebflowApple iCloud Mail+24—
7tanamduit
Financial planning & advisory platform for individuals
$3M97 mo agoSeedMuhammad Hanif
Co-Founder
2015WordPressMySQLPHP+16—
8Cermati
Comparison platform for financial products
$3M65 mo agoSeries CCarlo Gandasubrata
Co-Founder
2014WordPressMySQLPHP+36—
9Aman
Provider of an employee health benefits platform
$1M53 mo agoSeedSteven Aman
Co-Founder
2020Node.jsTailwind CSSReact+13—
10CareNow
Provider of health insurance business solution services
$150K43 mo agoSeedIndra Tjhai
Co-Founder & CTO
2022Node.jsChakra UIYouTube+19—
11Aigis
Health benefits insurance solutions for the employees
$125K55 mo agoSeedReinhart Hermanus
Co-Founder & CEO
2021——

Top 12 InsurTech companies in Jakarta

#1
Series B · Jakarta, Jakarta · founded 2015 · 289 employees
$59Mraised
▾

Pasarpolis provides online insurance comparison platform for individuals. It offers quotes for cellphone screen insurance and health insurance. It features coverage against damage, theft and more for cellphone screen. Its health insurance coverage includes treatment, surgery, medication and more. It also offers claims processing services.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 17k LinkedIn followers — 4.1% of this cohort's audience
Hiring: 1 hiring post in 12 mo (public) · hiring: Legal Manager (Insurance Background)
Funding rounds
  • Sep 2025Series B$5M
  • Sep 2023Series B$12M
  • Feb 2021Series B$5M
  • Sep 2020Series B$54M
Founders & team
Cleosent RandingCo-Founder
Investors
Gojek, Tokopedia, Traveloka, IFC, East Ventures, LeapFrog Investments
Tech stack
Ant DesignCdnjsCloudflareCore-JsFont AwesomeGoogle Analytics
#2
Seed · Jakarta, Jakarta · founded 2022 · 14 employees
$6Mraised
▾

AI and app-powered insurance purchase and claims services provider. It offers general insurance sales and service management to increase productivity. Its features include prospecting, ordering, payment, e-policy issuance, renewal management reporting, and monitoring claims. Its application is available on the Android platform.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers
Hiring: 1 hiring post in 12 mo (public) · hiring: Finance and Accounting Associate
Funding rounds
  • Jul 2025Seed$4M
  • Mar 2023Seed$2M
Founders & team
Morgan Andre BarryCo-Founder & CPOIndra BarunaCo-Founder & CEOMaruly SinagaCo-Founder & COO
Investors
Northstar Group, BRI Ventures, Braxton Capital, SBI Ven Capital, BNI Ventures, Northstar Ventures
Tech stack
Amazon Web ServicesGoogle WorkspaceHstsMailchimpNext.JsNext.Js App Router
#3
Series C · Jakarta, Jakarta · founded 2018 · 369 employees
$134.5Mraised
▾

Provider of digital insurance products for health life and vehicles. This entity facilitates the online purchase and management of various protection policies. Offerings include coverage for medical expenses, life protection, and damage protection for motor vehicles. Users access these insurance products through a digital interface to compare options and manage policy details.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 77k LinkedIn followers — 18.4% of this cohort's audience
Funding rounds
  • Mar 2024Series C$47M
  • Dec 2023Series B—
  • Jan 2023Series B$7.5M
  • May 2022Series B$65M
Founders & team
Tommy MartinCo-FounderHarshet LunaniCo-Founder & CEO
Investors
Eurazeo, Flourish, KB Investment, MassMutual Ventures, MDI Ventures, BRI Ventures
Tech stack
Amazon CloudfrontAmazon Web ServicesBootstrapCdnjsClevertapCloudflare
#4
Seed · Jakarta, Jakarta · founded 2021 · 118 employees
$7.7Mraised
▾

App & cloud-based life and health insurance platform for individuals and businesses. It offers solutions for critical illness insurance, lab test coverage, medical coverage, and more. It also offers claim assistance solutions. The app is available for the Android platform.

Funding rounds
  • Oct 2024Seed$3.5M
  • Aug 2023Grant (prize money)—
  • Jul 2022Seed$4.2M
  • Sep 2021Seed$1M
Founders & team
Evan TanotogonoCo-Founder & CEOBobby SiagianCo-Founder & CTODavid NugrohoChief Business Officer - Executive Director & Co-Founder
Investors
TPTF, Genesia Ventures, RDS, CyberAgent Capital, Gametraco, PT Reycom Document Solusi
Tech stack
CloudflareCore-JsEmotionFacebook PixelGoogle AnalyticsGoogle Font Api
#5
Acquired · Jakarta, Jakarta · founded 2018 · 206 employees
$12Mraised
▾

Insurance Comparison Platform that helps customers compare and buy insurance policies online. It has collaborated with a number of insurance companies in Indonesia to present a selection of health insurance products, life insurance (including being able to be used for education insurance ), motorcycle insurance, and the best car insurance and sharia insurance.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 11k LinkedIn followers — 2.5% of this cohort's audience
Funding rounds
  • Aug 2021Series A$9M
  • Mar 2019Seed—
Investors
Cathay Innovation, Insignia Ventures Partners, ATM Capital, Hustle Fund, PruVen Capital, PT Prasetia Dwidharma
Tech stack
ApolloCdnjsCloudflareCloudflare Browser InsightsCloudflare Rocket LoaderCore-Js
#6
Seed · Jakarta, Indonesia · founded 2014 · 26 employees
$4.7Mraised
▾

Sharelock is an Indonesian company which provides its users with a cloud based file storing and sharing facility. Users get upto 5GB of cloud storage free. It secures the files by means of encryption. 

LinkedIn Pulse recent public activity · Jul 2026
Audience: 3k LinkedIn followers
Activity: 3 partnerships (incl. Fred ANDENAS) announced in 12 mo
Funding rounds
  • Sep 2021Seed$4.7M
Founders & team
Nicolas LouvetCo-founder & ChairmanRudy RahadianCo-Founder
Investors
Banque des Territoires, Breega
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesApple Icloud MailBootstrapCloudflare
#7
Series C · Jakarta, Indonesia · founded 2014 · 382 employees
$2.9Mraised
▾

Cermati provides a comparison platform for financial products. It offers comparisons for loans such as personal & home loans, insurance such as car & health insurance, credit cards, savings accounts, and more. It also provides an app-based platform for making utility bill payments. App is available on Android devices.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 295k LinkedIn followers — 70.7% of this cohort's audience
Hiring: 2 hiring posts in 12 mo (public) · momentum +2 · hiring: Software Engineer, Software Engineer in Test
Activity: 1 partnerships (incl. Darwinbox) announced in 12 mo
Funding rounds
  • May 2021Series C—
  • Sep 2018Series B—
  • Nov 2017Series A$1M
  • Feb 2017Series A—
Founders & team
Carlo GandasubrataCo-FounderOby SumampouwCo-FounderAndhy KoesnandarCo-Founder & CEO
Investors
East Ventures, Beenos, MDI Ventures, Djarum, Finch Capital, GDP Venture
Tech stack
Amazon SesAmazon Web ServicesAmpApexcharts.JsApolloBabel
#8
Seed · Jakarta, Jakarta · founded 2020
$1.2Mraised
▾

Provider of an employee health benefits platform. The platform enables users to find high-quality employee benefits at an affordable price, benefit-related queries, track claim status, and automated reporting.

Funding rounds
  • May 2022Seed$1.2M
Founders & team
Steven AmanCo-FounderLe AnCo-FounderSteven TannasonCo-Founder & CEO
Investors
Trihill Capital, Global Founders Capital, 1982 Ventures, Alto Partners, Atlas Global Kapital, Atlas Capital Team
Tech stack
CloudflareCloudflare Browser InsightsCloudflare Rocket LoaderGoogle AnalyticsGoogle WorkspaceGsap
#9
Seed · Jakarta, Jakarta · founded 2015 · 35 employees
$3Mraised
▾

Financial planning & advisory platform for individuals

Funding rounds
  • Sep 2018Seed$3M
Founders & team
Muhammad HanifCo-FounderIndra SuryawanFounder and ChairmanRini HapsariCo-Founder
Tech stack
BootstrapDiviFont AwesomeGoogle Font ApiGoogle Tag ManagerGoogle Workspace
#10
Seed · Jakarta, Jakarta · founded 2022 · 3 employees
$150Kraised
▾

Provider of health insurance business solution services

Funding rounds
  • Mar 2023Seed$150K
Founders & team
Indra TjhaiCo-Founder & CTOAlexander AnggadaCo-Founder & CTOAndrew SoebagijoCo-Founder
Investors
Iterative, Antler
Tech stack
Chakra UiCloudflareCloudflare Browser InsightsCore-JsEmotionFacebook Pixel
#11
Seed · Jakarta, Jakarta · founded 2021 · 6 employees
$125Kraised
▾

Health benefits insurance solutions for the employees. It offers employee health by providing preventive programs such as exercise, routine health checks, and also access to telemedicine. It also offers insurance claims assistance solutions.

Funding rounds
  • Mar 2022Seed$500K
Founders & team
Reinhart HermanusCo-Founder & CEOSebastian YaphyCo-FounderPhilip MoniagaCo-Founder
Investors
Y Combinator
#12
Series B · Jakarta, Jakarta · founded 2011 · 39 employees
—raised
▾

Futuready is an online platform for users to search for and compare insurance products from various providers. It enables the users to search for health, travel, life, and vehicle insurance. Users can purchase the policies from the platform and ask for claims. It is a part of AEGON group and holds a license from FSA (Financial Services Authority).

Funding rounds
  • Jun 2016Series B—
Investors
Aegon
Tech stack
WixReactPolyfillLodashPriority HintsSectigo

Funding & investor landscape

$231.3Mtotal disclosed funding
11companies funded
22disclosed rounds
0rounds last 90 days
Most active investors
Alto Partners2 rounds
BRI Ventures2 rounds
East Ventures2 rounds
Genesia Ventures2 rounds
MDI Ventures2 rounds
Mirae Asset2 rounds
1982 Ventures1 rounds
2050 Capital1 rounds
ATM Capital1 rounds
Aegon1 rounds

Notable founders

Cleosent Randing
Co-Founder · PasarPolis
Morgan Andre Barry
Co-Founder & CPO · Bang Jamin
Indra Baruna
Co-Founder & CEO · Bang Jamin
Tommy Martin
Co-Founder · Qoala
Harshet Lunani
Co-Founder & CEO · Qoala
Evan Tanotogono
Co-Founder & CEO · Rey
Bobby Siagian
Co-Founder & CTO · Rey
Nicolas Louvet
Co-founder & Chairman · ShareLock
Rudy Rahadian
Co-Founder · ShareLock
Carlo Gandasubrata
Co-Founder · Cermati
Oby Sumampouw
Co-Founder · Cermati
Steven Aman
Co-Founder · Aman
Prism market signals · Indonesia · country-scoped Prism corpus, 868,041 docs

Market landscape — 10 sub-themes by coverage

Share of InsurTech coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

RESEARCH SIGNALS · Indonesia

How research on Insurtech is moving in Indonesia

A read on the academic research around Insurtech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 29 Indonesia-affiliated papers.

top research entities
  • Universitas Islam Negeri Sumatera Utara4
  • Hasanuddin University3
  • Binus University3
  • Telkom University2
  • University of National Education2
leading researchers
Gusi Putu Lestara Permana · M. ZAK · RAHMAT ILYAS · Atika Uyun · Dwinanda Kinanti Suci Sekarhati · Fitria Amastini · Afifah Nefiratika · Muhammad Rifki Shihab
▲ Breakthroughs1 · 3%
0%→0% share
0 median citations100% since 2021mostly methods-led
Breakthroughs are cooling (0%→0% of field), led by Coronavirus disease 2019 (COVID-19).
rising sub-themes (early→recent)
  • Coronavirus disease 2019 (COVID-19)1
  • Actuarial science1
  • Cover (algebra)1
  • Outbreak1
  • Construct (python library)1
◆ Advancements13 · 45%
▲ 0%→11% share
0 median citations92% since 2021mostly empirical
Advancements are rising (0%→11% of field), led by Humanities.
rising sub-themes (early→recent)
  • Humanities3
  • Business administration2
  • Marketing2
  • Sharia2
  • Quality (philosophy)2
Landmark PENDAMPINGAN PENYUSUNAN LAPORAN KEUANGAN USAHA RINTISAN KEUANGAN DIGITAL TEKNOLOGI ASURANSI SYARIAH YUKTAKAFUL (INSURTEC · 4 cites
▼ Concerns5 · 17%
▲ 0%→33% share
1 median citations80% since 2021mostly empirical
Concerns are rising (0%→33% of field), led by Business administration.
rising sub-themes (early→recent)
  • Business administration2
  • Flexibility (engineering)1
  • Prioritization1
  • Process management1
  • Officer1
Landmark Implication of InsurTech to Implementation IT Decision Domain Perspective: The Case Study of Insurance XYZ · 6 cites
RESEARCH HOTSPOTS · Indonesia

Where insurtech is researched across Indonesia

Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.

Jakarta5 · +0.14
Opportunity · Marketing

Common questions

How many InsurTech companies are there in Jakarta, Indonesia?
Radar tracks 34 indexable InsurTech companies headquartered in Jakarta, Indonesia that meet our profile-completeness bar.
What is the total funding raised by InsurTech companies in Jakarta, Indonesia?
The InsurTech companies in Jakarta, Indonesia on this list have raised a combined $231.3M in disclosed equity funding across 11 funded companies.
Which is the highest-funded InsurTech company in Jakarta, Indonesia?
Qoala is the highest-funded InsurTech company in Jakarta, Indonesia, with $134.5M in disclosed equity funding.
How many InsurTech companies in Jakarta, Indonesia are funded?
11 of the 34 InsurTech companies in Jakarta, Indonesia on this list have disclosed at least one equity funding round.
How many InsurTech unicorns are there in Jakarta, Indonesia?
None of the InsurTech companies in Jakarta, Indonesia on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Jakarta, Indonesia InsurTech companies?
The most active investors in Jakarta, Indonesia InsurTech companies on this list include Alto Partners, BRI Ventures, East Ventures, Genesia Ventures, MDI Ventures.
Rohit KhannaTrends & Stories

Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.

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