Best InsurTech Companies in Munich, Germany
The 31 best InsurTech companies in Munich, Germany in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Ottonova.
Our analysis of 50 InsurTech companies
$13.8b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best InsurTech companies in Munich
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Ottonova Health insurance provider for the patients and employees | $180M | 50 mo ago | Public | Sebastian Scheerer Co-Founder & CDO | 2015 | SentryApple iCloud MailYouTube+22 | — |
| 2 | Finanzchef24 Provider of comparison services for an array of business insurance products | $13M | 65 mo ago | Series C | Vlad Barboni Co-CEO & Chief Technology Officer | 2012 | Node.jsTypeScriptGraphQL+20 | — |
| 3 | InsureQ Online insurance platform for businesses | $6M | 66 mo ago | Seed | Johannes Breulmann Co-Founder & Managing Director | 2020 | — | — |
| 4 | Etherisc Decentralized insurance application for Insurers | $182K | 94 mo ago | Funding Raised | Christoph Mussenbrock Co-Founder & CEO | 2016 | MediumAlgoliaNode.js+10 | — |
| 5 | onpier Provider of an open B2B2C platform for non-insurance services | — | 46 mo ago | Seed | Alexander Hund Managing Director | 2021 | TypeScriptYouTubeTailwind CSS+4 | — |
| 6 | Fadata Platform offering life and property and casualty insurance software | — | 109 mo ago | Acquired | Liselotte Munk CEO | 1990 | WordPressApple iCloud MailMicrosoft 365+25 | — |
| 7 | Mobilversichert Provider of software platform for insurance brokers and insurance companies | — | 133 mo ago | Seed | Burkhard Flieth CIO & Co-Founder | 2015 | — | — |
| 8 | Gini Developer of solutions for banking, insurance, and e-commerce payment processing | — | 142 mo ago | Public | — | 2010 | WordPressApple iCloud MailGoogle Workspace+29 | — |
Top 9 InsurTech companies in Munich
#1
Public · Munich, Bavaria · founded 2015 · 24 employees$180.4Mraised▾
Ottonova provides health insurance for individuals and employees. The company develops an application platform that helps the users to register and access the clinic insurance coverage plans for medical services. They offer concierge services like doctor consultations, treatment plans, medical data storage, prescription management, and more. It also offers a health and fitness policy management app to its customers. It serves self-employed, employees, civil servants, and beneficiaries with full services based on their coverage plans.
- Sep 2022Series F$34M
- Aug 2021Series E$47.4M
- Nov 2019Series D$66.1M
- Jun 2017Series C$11.2M
#2
Series C · Munich, Bavaria · founded 2012 · 50 employees$12.6Mraised▾
Provider of comparison services for an array of business insurance products. It offers options for various business insurance types. These include liability, legal protection, property, and commercial vehicle coverage. The platform supports professionals across many sectors in securing insurance.
- May 2021Series C—
- Jul 2016Series C$4.5M
- Jun 2014Series B$5.4M
- Jan 2013Series A$2.7M
#3
Seed · Munich, Bavaria · founded 2020 · 25 employees$6Mraised▾
InsureQ is an online insurance platform for businesses. It offers coverage for financial loss liability insurance, public liability insurance, content and electronics insurance, personal damage insurance, business interruption insurance and cyber insurance. It allows enterprises, startups, and freelancers to choose from multiple insurance plans and platforms. Features tools for automating insurance coverage, price calculations, damage reports, and policy adjustments.
- Apr 2021Seed$6M
#4
Funding Raised · Munich, Bavaria · founded 2016 · 18 employees$181.5Kraised▾
Etherisc provides blockchain-based decentralized insurance applications for Insurers. Etherisc claims to automate the manual processes, claim handling, issuance of application etc. via smart contracts. In Dec 2016, Etherisc developed an alpha tested product named Flight Delay DAPP which processes the insurance applications for flight delay.
- Jan 2019Grant (prize money)$181.5K
#5
Seed · Munich, Bavaria · founded 2021 · 1 employees—raised▾
Provider of an open B2B2C platform for non-insurance services. It offers insurers additional non-insurance services together, thereby providing the insurance companies with help with claims and other insurance services.
- Dec 2022Seed—
#6
Acquired · Munich, Bavaria · founded 1990 · 249 employees—raised▾
Platform offering life and property and casualty insurance software. Its cloud-enabled platform is designed to streamline insurance operations. It provides an enterprise software system that supports various lines of insurance business. It also enables organizations to automate their processes and adapt to changing market demands.
- Sep 2017Unattributed—
#7
Seed · Munich, Bayern · founded 2015 · 13 employees—raised▾
Provider of software platform for insurance brokers and insurance companies. The platform offers customer and contract management, document handling, and data management. It facilitates communication between brokers and insurance providers. The platform also provides comparison tools and potential analysis for increased sales.
- Oct 2015Seed—
#8
Public · Munich, Bavaria · founded 2010 · 40 employees—raised▾
Developer of solutions for banking, insurance, and e-commerce payment processing. The company provides options for photo payment, payment initiation, and request-to-pay. It offers mobile document capture and in-app payment solutions. The company's products extract data and connect payment options.
- Dec 2014Series A—
- Mar 2014Seed—
#9
Funding Raised · Munich, Bavaria · founded 1999 · 3038 employees—raised▾
Operator of online platform providing comparison services for insurance and finance. The platform enables users to compare various insurance products, financial services, travel options, and telecommunication plans. It offers comparisons for products such as car insurance, personal loans, and internet plans. The platform aims to provide users with options to assess and select services.
- Apr 2005Unattributed—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of InsurTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Insurtech is moving in Germany
A read on the academic research around Insurtech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 6 Germany-affiliated papers.
- Friedrich-Alexander-Universität Erlangen-Nürnberg4
- University of Göttingen2
- Saarland University1
- TH Köln - University of Applied Sciences1
- FH Münster1
- Industrial organization1
- Telematics1
- Adaptation (eye)1
- Structural equation modeling1
- Unified theory of acceptance and use of technology1
- Technology acceptance model1
- Usability1
- Context (archaeology)1
- Telematics1
- Variety (cybernetics)1
- Cover (algebra)1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.