Best Payments Companies in Australia
The 276 best Payments companies in Australia in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Latitude Financial Services.
Australia's Payments sector has 276 companies tracked, $1.3B in total disclosed funding, and not a single unicorn yet. That last figure tells you something about where this market sits: capital is moving, but it hasn't concentrated into breakout valuations. Till Payments leads the funding table at $145M, with Zeller close behind at $134M and Spriggy at $59M. The gap between those three and the rest of the directory is steep. Ordermentum sits at $20M, Spriggy at $59M, and most others are well under $10M. So the distribution is lopsided in the way early-stage sectors tend to be before a consolidation cycle starts.
The global backdrop adds pressure to that picture. The payments market was valued at roughly $511.9B in 2022 and is forecast to reach $847.6B by 2027, a CAGR of around 8.9%. Open Banking mandates, faster payments infrastructure, and contactless adoption are all pulling demand forward. Regulatory gaps, though, remain a structural wildcard for Australian operators, particularly in cross-border and digital banking contexts. I'd watch how the mid-tier cohort here responds to that regulatory uncertainty. The funding base is thin enough that one or two well-timed raises could reshape the rankings fast, and the hot themes, flight disruption payments and FX balance flows, suggest the next breakout might come from somewhere you're not currently looking.
Our analysis of 150 Payments companies
$44.9b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best Payments companies in Australia
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Market signals (1y) | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Latitude Financial Services Consumer loans provider | $232M | 132 mo ago | 1,350 | 2015 | Bob Belan CEO & MD | — | — | 2 awards |
| 2 | Till Payments Provider of payment gateway solutions and payment management platform services 57Tech top 19%Growth top 28%Moat top 31%Funding top 33% All 10 signals ▾Techtop 19% Growthtop 28% Moattop 31% Fundingtop 33% Fin. healthtop 50% Marketbottom 44% Innovationbottom 40% Globalbottom 37% Newsbottom 32% Patentsbottom 26% Tech: 63 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront Growth: Revenue +66% YoY rank vs industry peers · Fliar Intelligence Index 57/100 | $145M | 39 mo ago | 170 | 2017 | — | — | 3 patents Digital payment transaction processing and compliance monitoring systems | — |
| 3 | Zeller Diversified payment acceptance solution for businesses 64Moat top 31%Tech top 32%Talent top 38%Funding top 39% All 8 signals ▾Moattop 31% Techtop 32% Talenttop 38% Fundingtop 39% Markettop 42% Growthtop 45% Producttop 46% Globaltop 48% Moat: Editorial + unicorn rating 8/10 · Soonicorn Tech: 39 technologies across 5/8 capability areas · Cloud: Amazon Ses, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 64/100 | $134M | 51 mo ago | 225 | 2020 | Dominic Yap Co-Founder | — | — | 1 launch · 3 partnerships |
| 4 | Tyro Provider of POS solutions for retail stores 60Customers top 13%Product top 17%Tech top 18%Talent top 33% All 11 signals ▾Customerstop 13% Producttop 17% Techtop 18% Talenttop 33% Newstop 34% Fundingtop 36% Growthtop 37% Moattop 39% Marketbottom 46% Globalbottom 36% Fin. healthbottom 30% Customers: App rating 4.7★ (816 reviews) · Marquee-customer mentions: top 30% of tracked companies Product: 4 published apps (56.5k installs) · Company stage: Public rank vs industry peers · Fliar Intelligence Index 60/100 | $103M | 126 mo ago | 600 | 2003 | Paul Wood Co-Founder | 4 signals ▲33% M&A · Leadership | — | 3 partnerships · 1 award |
| 5 | Touchcorp Fraud protection and payment solution provider. | $82M | 116 mo ago | 133 | 2000 | — | — | — | — |
| 6 | Spriggy Provider of a prepaid card and application for youth financial education 37Moat top 22%Funding top 38%Tech top 40%Product top 46% All 9 signals ▾Moattop 22% Fundingtop 38% Techtop 40% Producttop 46% Talentbottom 49% Growthbottom 44% Marketbottom 39% Globalbottom 36% Newsbottom 22% Moat: Editorial + unicorn rating 8/10 · Soonicorn Funding: Raised $59.3M across 5 rounds · 5 rounds over 11 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $59M | 48 mo ago | 78 | 2015 | Alex Badran Founder | — | — | — |
| 7 | Novatti Banking and payments solutions provider | $53M | 56 mo ago | — | 2012 | Mark Healy CEO | 7 signals ▼30% Earnings · Leadership · Funding | 6 patents Secure, compliant multi‑cryptocurrency payment gateway infrastructure and transaction processing | — |
| 8 | Mx51 Software and hardware-based payment terminals 45Talent top 28%Funding top 37%Growth top 45%Tech bottom 47% All 6 signals ▾Talenttop 28% Fundingtop 37% Growthtop 45% Techbottom 47% Marketbottom 37% Globalbottom 37% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $47.6M across 2 rounds · 2 rounds over 5 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $48M | 46 mo ago | 87 | 2020 | Victor Zheng Co-founder and CEO | — | — | — |
| 9 | Afterpay Provider of buy now, pay later services with flexible options | $35M | 69 mo ago | — | 2014 | Nick Molnar Co-Founder & CEO | 5 signals ▲150% IPO · Earnings · Lawsuit | 8 patents Facilitates installment payment processing and multi‑user transaction linking in digital commerce. | 1 launch · 1 partnership |
| 10 | DataMesh Group Provider of unified payment solutions for banks, merchants, and customers 5Funding top 43%Talent bottom 49%Global bottom 45%Market bottom 14% All 6 signals ▾Fundingtop 43% Talentbottom 49% Globalbottom 45% Marketbottom 14% Fin. healthbottom 10% Growthbottom 8% Funding: Raised $32.7M across 2 rounds · 2 rounds over 4 yrs (0.5/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 5/100 | $33M | 39 mo ago | — | 2018 | Mark Nagy Founder & CEO | — | — | — |
| 11 | DataMesh Group Payment processing solutions for merchants and retailers 37Funding top 39%Talent bottom 45%Market bottom 41%Global bottom 36% All 5 signals ▾Fundingtop 39% Talentbottom 45% Marketbottom 41% Globalbottom 36% Newsbottom 27% Funding: Raised $32.7M · 2 rounds over 4 yrs (0.5/yr) Talent: 1 named leader on record rank vs industry peers · Fliar Intelligence Index 37/100 | $33M | 39 mo ago | 72 | 2018 | Mark Nagy Chief Executive Officer & Founder | — | — | — |
| 12 | April API-integrated payment acceptance solution for businesses | $31M | 66 mo ago | 27 | 2016 | Andy Britz CEO | — | — | — |
| 13 | PayDock Payment gateway aggregator for e-commerce merchants 50Talent top 38%Innovation top 39%Tech top 39%Growth top 45% All 9 signals ▾Talenttop 38% Innovationtop 39% Techtop 39% Growthtop 45% Producttop 46% Fundingtop 50% Globalbottom 43% Marketbottom 38% Newsbottom 22% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Innovation: 2 product lines rank vs industry peers · Fliar Intelligence Index 50/100 | $31M | 36 mo ago | 100 | 2012 | Robert Lincolne Founder | — | — | — |
| 14 | Weel Provider of financial benefits prepaid cards for employees | $24M | 54 mo ago | 51 | 2016 | Russell Martin Co-Founder and CTO | — | — | 1 launch · 1 expansion |
| 15 | Ordermentum Provider of order management software solutions for businesses 40Talent top 15%Product top 28%Growth top 35%Funding top 37% All 10 signals ▾Talenttop 15% Producttop 28% Growthtop 35% Fundingtop 37% Moattop 39% Techbottom 45% Globalbottom 37% Marketbottom 31% Fin. healthbottom 28% Newsbottom 27% Talent: Analyst team rating 5/5 Product: 1 published app (36.6k installs) · Company stage: Public rank vs industry peers · Fliar Intelligence Index 40/100 | $20M | 0 mo ago | 59 | 2014 | — | — | — | 3 partnerships |
| 16 | iSignthis AML/KYC software for preventing Card Not Present (CNP) fraud | $19M | 92 mo ago | 30 | 1996 | — | — | 2 patents Secure electronic transaction verification and authentication systems | — |
| 17 | Zepto Payment splitting solutions for businesses | $19M | 50 mo ago | 99 | 2011 | Chris Jewell Co-Founder & CEO | 101 signals ▼41% Funding · Leadership · Announcements | — | — |
| 18 | Credit Clear Invoice generation and payment solution | $18M | 37 mo ago | 38 | 2016 | Mark Casey Co-Founder | 3 signals ▼40% M&A · Earnings | 9 patents Digital debt payment processing and settlement platform for financial services | 1 job opening · 1 launch |
| 19 | QuickFee Payment solutions for professionals | $15M | 138 mo ago | — | — | Bruce Coombes Founder & CEO | — | — | — |
| 20 | Payapps Company Payment platform for the construction industry | $13M | 31 mo ago | 70 | 2013 | Geoff Tarrant Executive Chairman and Co-Founder | — | — | — |
| 21 | Tapp Group App-based correspondent banking solution | $13M | 120 mo ago | 80 | 2013 | Jitto Arulampalam CEO & MD | — | — | — |
| 22 | Butn Provider of embedded finance platform offering cashflow solutions for businesses | $12M | 37 mo ago | 15 | 2018 | Rael Ross Co-Founder | — | — | — |
| 23 | Zai Payment automation platform | $12M | 72 mo ago | 250 | 2009 | — | — | — | — |
| 24 | QSI Payments Australia based merchant acquirer | $12M | 315 mo ago | 120 | 1991 | John Richards Founder & CEO | — | — | — |
| 25 | Azupay Provider of payment solutions for businesses | $11M | 57 mo ago | 38 | 2019 | Danny Savic Co-Founder | — | — | 1 award |
| 26 | Paypa Plane Developer of software for managing recurring automated payment agreement structures | $10M | 38 mo ago | 40 | 2017 | Simone Joyce Chief Executive Officer (Founder) | — | — | 1 award |
| 27 | Fin-Pay App-based online payment solutions for individuals and merchants | $10M | 54 mo ago | 21 | 2019 | — | — | — | — |
| 28 | Slice Provider of payment management solutions for travel services 42Innovation top 32%Talent top 38%Funding top 45%Growth top 45% All 9 signals ▾Innovationtop 32% Talenttop 38% Fundingtop 45% Growthtop 45% Producttop 45% Newsbottom 49% Techbottom 44% Globalbottom 36% Marketbottom 25% Innovation: 4 new-product events in 24 mo Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 42/100 | $8M | 22 mo ago | — | 2018 | Farouk Ismail Co-Founder & CEO | 5 signals ▼83% Leadership · New product · Capital raise | — | 1 job opening |
| 29 | Star Payment Systems ATM deployment and management services | $6M | 119 mo ago | 3 | 1994 | — | — | — | — |
| 30 | Payble Provider of payment experience platform for local government and councils | $5M | 30 mo ago | 16 | 2020 | — | — | — | — |
| 31 | Spenda Provider of payment solutions, lending, and business management software platforms | $5M | 28 mo ago | 4 | 2019 | Raghav Jain CEO | 13 signals ▲333% Leadership · Capital raise · New product | — | 1 launch · 1 partnership |
| 32 | Waave Provider of real-time payment processing services using Australia's PayTo network | $5M | 38 mo ago | 6 | 2022 | Mark Connolly Co-Founder | — | — | — |
| 33 | Archa Corporate credit card solutions for businesses | $4M | 49 mo ago | 33 | 2016 | Oliver Kidd Founder & CEO | — | — | 1 partnership |
| 34 | Distra Payment solution | $4M | 254 mo ago | 31 | 1999 | — | — | — | — |
| 35 | Peppermint Innovation Proprietary Mobile Banking Technology provider 22Innovation top 23%Product top 34%Funding top 40%Talent bottom 49% All 9 signals ▾Innovationtop 23% Producttop 34% Fundingtop 40% Talentbottom 49% Newsbottom 36% Globalbottom 36% Techbottom 31% Fin. healthbottom 23% Marketbottom 17% Innovation: 11 product lines · Deep-tech classification: Blockchain Product: 0 product launch events in 12 mo · 11 distinct product lines rank vs industry peers · Fliar Intelligence Index 22/100 | $4M | 3 mo ago | 20 | 2007 | Christopher Kain Founder & CEO & Managing Director | — | — | — |
| 36 | Crowd Mobile International mobile content and payment provider | $3M | 117 mo ago | — | 2009 | Domenic Carosa Co-Founder & CEO | — | — | — |
| 37 | Cape Corporate cards and expense management platform | $3M | 50 mo ago | 33 | 2020 | Ryan Pritchard Co-Founder & CEO | — | — | — |
| 38 | Pin Payments Provider of online payment gateway solutions for businesses and platforms | $3M | 127 mo ago | 14 | 2011 | Grant Bissett Co-Founder & CEO | — | — | — |
| 39 | INAMO Provider of wearable solution for contactless payments | $2M | 108 mo ago | 4 | 2016 | — | 11 signals Funding | — | — |
| 40 | Finch Group expenses tracker | $2M | 103 mo ago | — | 2016 | Toby Gardner Co-Founder & CEO | — | — | — |
| 41 | PayOK Payment fraud prevention solutions | $2M | 54 mo ago | 19 | 2021 | Colin Porter Founder & CEO | — | — | — |
| 42 | Gobill Mobile-based bill aggregation and payment platform. | $2M | 95 mo ago | — | 2015 | Shendon Ewans Co-Founder & CEO | — | — | 1 award |
| 43 | locii Solutions for personal data security & identity theft | $2M | 76 mo ago | — | 2018 | Mike Simpson Co-Founder & CEO | — | — | — |
| 44 | Sempo Wallet solution for making payments | $1M | 71 mo ago | 3 | 2019 | — | — | — | — |
| 45 | Kamelpay Provider of corporate payment cards and payroll processing solutions | $1M | 51 mo ago | 34 | 2020 | Zishan Rahman Co-Founder & CTO | — | — | — |
| 46 | ProjectPAY Online payment software for the construction industry | $891K | 29 mo ago | 5 | 2017 | Louise Stewart Founder & CEO | — | — | — |
| 47 | Controlabill Direct debit bill management platform | $609K | 162 mo ago | 4 | 2006 | Bernard Wright FOUNDER | — | — | — |
| 48 | Paytron Payment processing solution for businesses | $250K | 44 mo ago | 23 | 2020 | Skander Malcolm CEO | — | — | — |
| 49 | Tapview Micropayment enabler for content websites | $100K | 108 mo ago | 4 | 2015 | James Jansson Co-Founder | — | — | — |
Top 12 Payments companies in Australia
#1
Public · Sydney, New South Wales · founded 2014 · 59 employees$19.7Mraised▾
Provider of order management software solutions for businesses. It provides suppliers, with a SaaS-based platform that collects & integrates customer orders & payments. It claims to help in growing sales, reducing costs & improving cash flow. It also helps retailers with a mobile platform to make and track their orders.
- May 2026Series C$39.2M
- Jul 2022Series B$6.2M
- Aug 2021Series B$6M
- Feb 2021Series B$5M
#2
Public · Perth, Western Australia · founded 2007 · 20 employees$3.7Mraised▾
Peppermint Innovation Limited is a company focused on the commercialisation of a proprietary Mobile Banking, Payments and Remittance technology, designed for banks, mobile money operators, remittance companies, payment processors, retailers/merchants, credit card companies, and microfinance institutions.
- Mar 2026Post IPO$1.5M
- Mar 2024Post IPO$717K
- Jun 2018Post IPO$700K
- Apr 2018Post IPO$767.1K
#3
Series D · Sydney, New South Wales · founded 2017 · 170 employees$145Mraised▾
Provider of payment gateway solutions and payment management platform services. The company offers in-person and online payment processing. It provides payment terminals and unattended kiosks. The platform consolidates transactions and payment methods. It supports various industries, including automotive, hospitality, retail, and grocery.
- Mar 2023Series D$47.2M
- Sep 2022Conventional Debt—
- Nov 2021Series C$15M
- Sep 2021Series C$80M
#4
Seed · Pyrmont, New South Wales · founded 2018$7.5Mraised▾
Provider of payment management solutions for travel services. It provides users with a platform that offers features that includes payment management, digital marketing, web development, engine optimization, social media marketing, e-commerce solutions to enable online sales and transactions.
- Aug 2024Conventional Debt$10M
- Aug 2024Seed$7.5M
#5
Series B · Melbourne, Victoria · founded 2020 · 225 employees$134.1Mraised▾
Diversified payment acceptance solution for businesses. Offers NFC-enabled processing terminals, prepaid cards for business expenses, accounts payable and receivable solutions, funds transfer, report generation, transaction management, and more. It also provides tools for monitoring finances and detecting fraud.
- Mar 2022Series B$72.8M
- Jun 2021Series B$37.6M
- Mar 2021Series A$19.4M
- Jun 2020Seed$4.3M
#6
Series B · Sydney, New South Wales · founded 2015 · 78 employees$59.3Mraised▾
Provider of a prepaid card and application for youth financial education. The application allows parents to schedule allowances, set tasks, and monitor spending. It offers tools for budgeting, setting savings goals, and managing money digitally. The prepaid card can be used in stores and online, with options for spend notifications and blocking unsafe categories.
- Jun 2022Series B$10M
- Jul 2021Series B$35M
- 2019Series A$12M
- Aug 2017Seed$2M
#7
Series A · Sydney, New South Wales · founded 2012 · 100 employees$31.1Mraised▾
PayDock is a Sydney-based payments technology company that allows e-commerce merchants to integrate multiple payment gateways onto their platforms. It also provides customer transaction data for reporting. It provides subscription and one-time billing workflows and event-based notification systems to notify customers whenever a transaction occurs. PayDock is PCI-DSS v3.2 Level 1 compliant. It exhibited its solution at the B2B Technology Conference, CeBIT, Sydney, 2017. Selected by the Australian British Chamber of Commerce to attend the British Australian Fintech Forum, London on April 2017
- May 2023Series A$31.1M
#8
Series A · Sydney, New South Wales · founded 2018$32.7Mraised▾
Provider of unified payment solutions for banks, merchants, and customers. The company offers flexible payment processing for various transaction types. It also gathers connected insights, enabling payments-based loyalty programs. The company delivers payment solutions that address challenges of legacy systems.
- Feb 2023Series A$20.7M
- Mar 2022Seed$12M
#9
Series B · Sydney, New South Wales · founded 2020 · 87 employees$47.6Mraised▾
Software and hardware-based payment terminals. Also provide a portal for merchants and payment providers to access reporting and analytics. Encompasses a series of value-added services that solve merchant pain points beyond payments.
- Jul 2022Series B$32.5M
- May 2021Series A$25M
#10
Series A · Sydney, New South Wales · founded 2018 · 72 employees$32.7Mraised▾
Developer of a financial system intended to provide payment operations for merchants on behalf of any financial institution. The company's system specializes to offer m-commerce, e-commerce, financial switch technology, and payment application software, enabling merchants to streamline low-cost, and flexible payment terminal solutions integrated into leading point-of-sale systems.
#11
Public · Melbourne, Victoria · founded 2015 · 1350 employees$232.3Mraised▾
Consumer loans provider
- 2015Seed—
#12
Series A · Melbourne, Victoria · founded 2013 · 70 employees$13.1Mraised▾
Payment platform for the construction industry. The cloud-based construction software for managing applications. Provides solutions in pay apps, GCpay, FMI, and progress pay. Providing process for submitting and certifying applications for payment.
- Oct 2023Conventional Debt$12.7M
- Nov 2020Series A—
- Oct 2018Conventional Debt$354.3K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Digital Payments is moving in Australia
A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 331 Australia-affiliated papers.
- Department of Commerce123
- University College London24
- Monash University18
- RMIT University15
- UNSW Sydney13
- Database transaction3→5
- Mobile payment12→29
- Financial services3→19
- Financial inclusion2→17
- FinTech1→12
- Unbanked1→6
- Mobile payment11→28
- Financial inclusion2→14
- Cash1→8
- Payment service provider4→9
- Inclusion (mineral)1→6
Where digital payments is researched across Australia
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.