Best Payments Companies in Melbourne, Australia
The 54 best Payments companies in Melbourne, Australia in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Latitude Financial Services.
Our analysis of 150 Payments companies
$44.9b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best Payments companies in Melbourne
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Beek Digital payment solutions for invoices | — | — | Unfunded | — | Peter Skaltsis Founder | — | — |
| 2 | Budgetly Online platform to manage employee payments card for the expenses | — | — | Unfunded | 10 | Stepan Hilbert Co-Founder & CTO | — | 1 award |
| 3 | Coles Financials service Credit cards and Re-loadable prepaid cards provider | — | — | Unfunded | 39,471 | — | — | — |
| 4 | DragonBill Payment tool for small businesses. | — | — | Deadpooled | — | Luke Hally CEO & Founder | — | — |
| 5 | e Mobile payment platform for cryptocurrency payments | — | — | Unfunded | — | Tapha Faye Founder & CEO | — | — |
| 6 | Flexepin Online payment solutions for businesses | — | — | Unfunded | — | — | — | — |
| 7 | Keycorp EFTPOS solution provider | — | — | Acqui-Hired | 5,000 | — | 5 patents Secure multi‑application device management and smart‑card manufacturing technologies. | — |
| 8 | Kinetik Innovation White-label solutions for mobile payments and banking | — | — | Deadpooled | — | Ben Pfisterer Founder | — | — |
Top 12 Payments companies in Melbourne
#1
Series A · Melbourne, Victoria · founded 2013 · 70 employees$13.1Mraised▾
Payment platform for the construction industry. The cloud-based construction software for managing applications. Provides solutions in pay apps, GCpay, FMI, and progress pay. Providing process for submitting and certifying applications for payment.
- Oct 2023Conventional Debt$12.7M
- Nov 2020Series A—
- Oct 2018Conventional Debt$354.3K
#2
Public · Melbourne, Victoria · founded 2016 · 38 employees$18.5Mraised▾
Credit Clear enables payments of invoices in multiple currencies while offering automatically translated reminder messages to customers based on their mobile phone's default language. Uses machine learning to decide the timing, message, and communication platform (SMS, email and Instant messenger) for sending tailored communication depending on the customers, age, gender, and location. Offers multiple payment options such as PayPal, WechatPay, credit/debit cards, ApplePay etc. Enables merchants to offer multiple payment plans to customers on invoices generated through the solution. Claims to use AI and Machine learning to analyze repayment behavior of debtors.
- May 2023Post IPO$5.8M
- Jun 2018Series A$8.5M
- Nov 2017Series A$10M
#3
Series B · Melbourne, Victoria · founded 2020 · 225 employees$134.1Mraised▾
Diversified payment acceptance solution for businesses. Offers NFC-enabled processing terminals, prepaid cards for business expenses, accounts payable and receivable solutions, funds transfer, report generation, transaction management, and more. It also provides tools for monitoring finances and detecting fraud.
- Mar 2022Series B$72.8M
- Jun 2021Series B$37.6M
- Mar 2021Series A$19.4M
- Jun 2020Seed$4.3M
#4
Public · Melbourne, Victoria · founded 2012$52.6Mraised▾
Novatti is a software technology and systems integration provider. With an emphasis on the development and delivery of high volume, mission critical systems, these reliable and efficient solutions include Consumer Digital Wallet, Electronic Top Up, Mobile Money, Bill Payments, Remittance Services, Voucher Management Systems (PINs & PINless) and Electronic Voucher Distribution Systems.
- Oct 2021Post IPO$7.6M
- Jul 2021Post IPO$45M
#5
Acquired · Melbourne, Victoria · founded 2014$35.4Mraised▾
Provider of buy now, pay later services with flexible options. It facilitates installment payments for purchases. The service allows consumers to acquire goods and services immediately and pay for them over a defined period. It offers options for different regions and languages.
- Aug 2020Post IPO—
- Aug 2020Post IPO$136M
- May 2020Post IPO$254.7M
- Nov 2019Post IPO$135.9M
#6
Seed · Melbourne, Victoria · founded 2016 · 33 employees$4Mraised▾
Corporate credit card solutions for businesses, It provides credit cards, expense management, and accounting solutions for businesses. It also provides tap and pay solutions also.
- Apr 2022Seed$4M
- Apr 2022Conventional Debt$20M
#7
Series B · Melbourne, Victoria · founded 2009 · 250 employees$12.2Mraised▾
Payment automation platform. It provides API Enabled payment workflows for B2B Platforms, Fintechs, and PropTech companies. It makes it easier for companies to process their mass payouts and reconcile the transactions automatically.
- 2020Series B—
- Apr 2017Series A—
- Jun 2016Series A$10M
- Jun 2015Seed$2M
#8
Public · Melbourne, Victoria · founded 2015 · 1350 employees$232.3Mraised▾
Consumer loans provider
- 2015Seed—
#9
Public · Melbourne, Victoria · founded 2000 · 133 employees$81.6Mraised▾
Touchcorp provide a comprehensive suite of services covering payments, transaction integrity and transaction infrastructure. It provides a transaction integrity engine that handles the integrity and fraud solution during payments. The service can be extended to solutions like in purchase financing's credit and integrity check of the payer. It also has a payment gateway service called Mony Payments which integrates in merchant's website and accepts all kinds of payments.
- Sep 2016Post IPO$25.6M
- Mar 2015Post IPO$56M
#10
Public · Melbourne, Victoria · founded 1996 · 30 employees$19.2Mraised▾
ISignthis provides a combined, fully automated, global and remote evidence of identity and transaction authentication solution, assisting clients in adhering to global AML/CTF KYC and payment regulations. EOI or Evidence of identity as a basis for Know Your Customer (KYC), is generated on a dynamic basis, linking payment transaction parameters to payment instrument and multi-factor authentication, in turn creating and verifying a complete KYC profile. They rely upon and use the customer's financial identity created by their account issuing institution, together with other source data and metadata. Patents granted in the US, EU states, Singapore, South Africa, and Australia, and with further pending in Africa, Asia, Europe, America's and Oceania.
- Oct 2018Post IPO$7.2M
- Nov 2015Post IPO$7.5M
- Mar 2015Post IPO$3.1M
- Feb 2013Post IPO$1.4M
#11
Seed · Melbourne, Victoria · founded 2020 · 34 employees$1Mraised▾
Provider of corporate payment cards and payroll processing solutions. The company offers platforms for managing employee onboarding, expense automation, and salary disbursement. It provides digital applications for accessing financial information, remitting funds, and paying bills. The company also facilitates employee access to earned wages and installment plans.
- Mar 2022Seed$1M
#12
Series A · Melbourne, Victoria · founded 2013 · 80 employees$12.9Mraised▾
App-based correspondent banking solution. It provides a mobile wallet and peer-to-peer commerce exchange network which enables underbanked people to pay at mobile points of sales. Users can pay at Tapp agent or convert cash to app balance for digital payments. It also enables sellers to accept cash for their services.
- Jun 2016Series A$9M
- Apr 2016Grant (prize money)$1.4M
- Seed$3.9M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Digital Payments is moving in Australia
A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 331 Australia-affiliated papers.
- Department of Commerce123
- University College London24
- Monash University18
- RMIT University15
- UNSW Sydney13
- Database transaction3→5
- Mobile payment12→29
- Financial services3→19
- Financial inclusion2→17
- FinTech1→12
- Unbanked1→6
- Mobile payment11→28
- Financial inclusion2→14
- Cash1→8
- Payment service provider4→9
- Inclusion (mineral)1→6
Where digital payments is researched across Australia
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.