Best Payments Companies in Paris, France
The 97 best Payments companies in Paris, France in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Swile.
Our analysis of 150 Payments companies
$44.9b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best Payments companies in Paris
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Web popularity | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Swile 🦄 Provider of employee benefits and expense management via a smartcard 90Customers top 12%Tech top 16%Market top 26%Moat top 26% All 12 signals ▾Customerstop 12% Techtop 16% Markettop 26% Moattop 26% Fundingtop 30% Growthtop 30% Producttop 30% Talenttop 38% Fin. healthtop 39% AItop 45% Newsbottom 39% Globalbottom 39% Customers: Play-Store rating 4.49★ across 133,560 ratings (2 apps) · Review volume +30% in 6 mo Tech: 80 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 90/100 | $328M | 56 mo ago | 958 | Sandrine Soubeyrand Co-Founder & Co-CEO | WebflowApple iCloud MailGoogle Workspace+25 | Top 500k | — | 1 award |
| 2 | Spendesk 🦄 Provider of software for managing corporate spending and invoice processing | $304M | 53 mo ago | 625 | Rodolphe Ardant Founder & CEO | Apple iCloud MailGoogle WorkspaceBootstrap+18 | Top 1M | — | — |
| 3 | Lydia 🦄 App-based mobile payment platform for consumers | $260M | 54 mo ago | 348 | — | HelpDocsApple iCloud MailGoogle Workspace+15 | Top 5M | — | 2 launchs |
| 4 | Mooncard Provider of card payment management and expense management solutions for businesses | $75M | 38 mo ago | 160 | Damien Metzger Co-Founder & CTO | Cart FunctionalityHubSpot CMS HubApple iCloud Mail+21 | Top 500k | — | 1 internship · 1 launch · 1 award |
| 5 | Swan Provider of embedded banking platform offering accounts, cards, and payment solutions 35Tech top 23%Funding top 35%Talent top 38%Product top 49% All 9 signals ▾Techtop 23% Fundingtop 35% Talenttop 38% Producttop 49% Growthbottom 44% Globalbottom 39% Marketbottom 38% Newsbottom 37% Fin. healthbottom 14% Tech: 55 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $64.3M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 35/100 | $64M | 16 mo ago | 150 | Mathieu Breton Co-Founder & CTO | WebflowApple iCloud MailGoogle Workspace+26 | Top 500k | — | — |
| 6 | Lemon Way Provider of modular payment solutions for marketplaces and alternative finance platforms | $39M | 80 mo ago | 120 | — | Apple iCloud MailMicrosoft 365Node.js+23 | Top 5M | 6 patents Patents concentrated in computing, sensing & instrumentation | — |
| 7 | Fintecture Provider of immediate and intelligent bank transfer and verified disbursement solutions | $34M | 43 mo ago | 79 | Faysal Oudmine Co-Founder & CEO | WordPressMySQLPHP+19 | Top 5M | — | 1 partnership · 1 award |
| 8 | Trustpair Provider of solutions for protection against payment fraud | $25M | 44 mo ago | 35 | Baptiste Collot Co-Founder & CEO | — | — | — | — |
| 9 | Upflow Provider of accounts receivable management software for finance teams | $23M | 25 mo ago | 75 | — | SentryZendeskTypeScript+28 | Top 5M | — | — |
| 10 | Hero Provider of professional accounts with financing for business invoice payments 55Tech top 20%Funding top 34%Growth top 35%Moat top 39% All 8 signals ▾Techtop 20% Fundingtop 34% Growthtop 35% Moattop 39% Producttop 46% Talentbottom 49% Globalbottom 39% Marketbottom 36% Tech: 43 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $19.7M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $20M | 24 mo ago | — | Roland Nielsen Founder & CEO | StoryblokNode.jsTailwind CSS+23 | Top 5M | — | — |
| 11 | Famoco NFC-enabled & hardware-based POS terminals for businesses & merchants | $17M | 76 mo ago | 102 | Lionel Baraban CEO and co-founder | WordPress Site EditorWordPressMySQL+23 | Top 5M | 7 patents Secure NFC-enabled payment terminals and protected NFC tag systems for transaction processing | 1 partnership |
| 12 | SlimPay Subscription-based recurring payment solutions | $17M | 131 mo ago | 180 | Jerome Traisnel Chief Executive Officer | WordPress Block EditorCart FunctionalityWordPress+15 | Top 10M | — | — |
| 13 | Numeral Provider of payment technology enabling connectivity to banks and payment schemes | $15M | 54 mo ago | 38 | — | WebflowAmazon Web Servicescore-js+16 | Top 10M | — | — |
| 14 | Limonetik Smart Payment Engine | $12M | 152 mo ago | 50 | — | SalesforcejQueryZendesk+3 | Top 500k | 4 patents Online electronic payment processing and transaction management systems | 1 award |
| 15 | Kulipa Debit card issuance API platform for crypto wallets 35Talent top 28%Funding top 46%Moat top 48%Tech bottom 45% All 6 signals ▾Talenttop 28% Fundingtop 46% Moattop 48% Techbottom 45% Globalbottom 39% Marketbottom 36% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $9.2M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 35/100 | $9M | 2 mo ago | — | Michael Shynar Co-Founder | WebflowYouTubeAmazon Web Services+20 | Top 5M | — | — |
| 16 | Smile&Pay Hardware-based POS terminals for merchants | $8M | 64 mo ago | 51 | — | WebflowCart Functionalitycore-js+18 | Top 5M | — | — |
| 17 | Yavin Provider of payment processing services | $7M | 51 mo ago | 47 | Alfred Bourély Co-founder and CTO | WebflowGSAPNginx+25 | Top 5M | — | — |
| 18 | Trustpair AI-enabled payment fraud detection solution for businesses | $6M | 81 mo ago | 99 | — | WordPressApple iCloud MailGoogle Workspace+18 | Top 5M | — | 1 partnership · 1 expansion |
| 19 | Next Generation Provider of a platform for managing fiat, stablecoins, and digital assets 19Talent top 38%Tech bottom 48%Funding bottom 45%Global bottom 34% All 5 signals ▾Talenttop 38% Techbottom 48% Fundingbottom 45% Globalbottom 34% Marketbottom 25% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Tech: 18 technologies across 5/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 19/100 | $5M | 13 mo ago | — | Suren HAYRIYAN Co-Founder | WebflowThree.jsGSAP+15 | Top 50M | — | 1 partnership |
| 20 | PayinTech Wearable payment service provider | $4M | 112 mo ago | 18 | — | — | — | 2 patents Secure chip-based payment transaction updates in constrained network environments | — |
| 21 | YMO Mobile money transfer and payment platform | $3M | 39 mo ago | — | Abdoulaye Barry Founder & CEO | YouTubeVideoJSStimulus+17 | Top 1M | — | — |
| 22 | Lusis Payments Retail payments platform | $3M | 126 mo ago | 29 | — | WeeblyMySQLPHP+16 | Top 50M | — | — |
| 23 | Formance Payment processing solution for businesses | $3M | 17 mo ago | 12 | Anne Pradelles Co-Founder | PrismicTurbopackNode.js+23 | Top 10M | — | — |
| 24 | YouTransactor Payment terminals provider | $2M | 117 mo ago | 19 | Gregory Mardinian Co-Founder & CTO | — | — | 15 patents Anti‑tampering and cryptographic security for point‑of‑sale payment terminals | — |
| 25 | ProcessOut Provider of a platform for payment analytics and routing services | $2M | 100 mo ago | 14 | Grégoire Delpit Co-Founder | — | — | — | — |
| 26 | Numias Enable businesses to manage all payment flows involving digital assets | $2M | 45 mo ago | — | Bertrand GODIN Co-Founder | — | — | — | — |
| 27 | PayCar P2P trading & payment system for used cars | $2M | 114 mo ago | 7 | — | — | — | — | — |
| 28 | Qori API-enabled payments platform for merchants and businesses | $2M | 47 mo ago | 5 | Daniel Vallerey Co-Founder & CEO | — | — | — | — |
| 29 | KohortPay Checkout payment processing solution for businesses | $1M | 27 mo ago | — | Aymeric Aitamer Co-Founder | — | — | — | — |
| 30 | Inflow Provider of payment processing solutions with global coverage and optimized checkout | $1M | 14 mo ago | — | Hanafi Issahnane Co-Founder | WebflowSentryMicrosoft Clarity+18 | Top 5M | — | — |
| 31 | ShareGroop Payment splitting solutions | $1M | 80 mo ago | 20 | Richard Kim Co-Founder | — | — | — | — |
| 32 | Oberthur Business payment and security solutions provider | $894K | 133 mo ago | 2,500 | — | HSTS | Top 50M | 2,199 patents Secure cryptographic key generation and management for smart cards and secure modules | — |
| 33 | Pay Plug Payment gateway API and analytics dashboard | $842K | 101 mo ago | 400 | — | Cart FunctionalityWordPressApple iCloud Mail+43 | Top 500k | — | 1 award |
| 34 | Sezam Labs Provider of online casino games and betting services | $591K | — | 4 | Benoit Pascal Founder & CEO | — | — | — | — |
| 35 | LesHabitus App for POS payments | $506K | 124 mo ago | 6 | Rodolphe Laine Founder & CEO | Apple iCloud MailMicrosoft 365Node.js+26 | Top 10M | — | — |
| 36 | Monelib Online payment solution for businesses | $265K | 164 mo ago | — | Gilbert Nzeka Co-Founder | — | — | — | — |
| 37 | Mobip Payment acceptance mobile app | $130K | 88 mo ago | 5 | Desmontils Jean-Philippe Co-Founder & CTO | PHPDebianBootstrap+4 | Top 10M | — | — |
| 38 | Moneco App-based digital wallet platform for consumer payments | $125K | 48 mo ago | 10 | Bilal Dahlab Co-Founder | Cart FunctionalitySentryNode.js+22 | Top 5M | — | 4 job openings |
| 39 | Worldline Provider of payment processing solutions for merchants and financial institutions | — | 29 mo ago | 1,001 | Lee Jones Co-CEO & Managing Director | Adobe Experience ManagerApple iCloud MailJava+21 | Top 500k | 220 patents Blockchain-based payment gateways, digital wallet transfers, and identity‑verified transaction validation | 1 launch · 3 partnerships |
Top 12 Payments companies in Paris
#1
Seed · Paris, Ile de France · founded 2023$9.2Mraised▾
Debit card issuance API platform for crypto wallets. It facilitates seamless blockchain payments for the finance industry.
- Apr 2026Seed$6.2M
- Jul 2024Seed$3M
- Seed—
#2
Series B · Paris, Ile de France · founded 2017 · 150 employees$64.3Mraised▾
Provider of embedded banking platform offering accounts, cards, and payment solutions. The platform enables businesses to integrate banking features into their existing products. It offers white-labeled accounts, cards, and payments. The platform provides tools for businesses to streamline payments and optimize cash flow. It supports various industries, including accounting, property management, and human resources.
- Jan 2025Series B$43.8M
- Sep 2023Series B$39.7M
- Sep 2021Series A$18.7M
- Sep 2020Series A$5.9M
#3
Seed · Paris, Ile de France · founded 2024$5Mraised▾
Provider of a platform for managing fiat, stablecoins, and digital assets. The platform enables businesses to send and receive payments using fiat and digital currencies. It offers custodial wallets connected to IBANs for streamlined transactions. The platform supports cross-border transfers and stablecoin settlements.
- Apr 2025Seed$5M
#4
Spendesk 🦄Series C · Paris, Ile de France · founded 2016 · 625 employees$303.8Mraised▾
Provider of software for managing corporate spending and invoice processing. This platform enables organizations to monitor operational expenditures through automated approval workflows and digital payment methods. It facilitates the issuance of virtual and physical cards for employee transactions while integrating with accounting systems to reconcile financial data. The system automates invoice handling and expense claims to assist with budget tracking and financial reporting.
- Jan 2022Series C$114.1M
- Jul 2021Series C$117.8M
- Oct 2020Series B$21.3M
- Sep 2019Series B$38.6M
#5
Series A · Paris, Ile de France · founded 2021 · 12 employees$3.1Mraised▾
Payment processing solution for businesses. The company allows users to build, operate and track money movements. It also allows building a wallet, split payment system, and more.
- Dec 2024Series A$21M
- Jun 2022Seed$3.1M
#6
Swile 🦄Series D · Paris, Ile de France · founded 2016 · 958 employees$328.4Mraised▾
Provider of employee benefits and expense management via a smartcard. It offers solutions for managing employee meal vouchers, gift cards, and professional travel expenses. The company provides a mobile application for card management, budget tracking, and payment options. It also offers resources and tools for human resources and committee professionals.
- Oct 2021Series D$200M
- Jan 2020Series C$78.7M
- Jan 2019Series B$34.3M
- Apr 2018Series A$12.8M
#7
Lydia 🦄Series C · Paris, Ile de France · founded 2013 · 348 employees$259.7Mraised▾
Lydia is an app-based mobile payment platform for consumers. It supports Apple Pay, Samsung Pay, and QR code payments. Allows users to monitor bank accounts, make bank transfers, create online money pots, set recurring payments, and block payment cards. Offers P2P money transfer services and provides a universal card linked to all accounts. Offers payment receipts, spending limits, and spending categories. The app is available on both Android and IOS platforms.
- Dec 2021Series C$100M
- Dec 2020Series B$86M
- Jan 2020Series B$44.5M
- Feb 2018Series B$16.1M
#8
Series B · Paris, Ile de France · founded 2021$19.7Mraised▾
Provider of professional accounts with financing for business invoice payments. It offers account services and funding options for managing business finances. The platform allows users to finance invoices and manage payments. Eligibility for financing depends on several criteria, including open-banking data.
- Jun 2024Series B$12.2M
- Jun 2022Series A$13M
- 2022Series A$7.5M
#9
Series A · Paris, Ile de France · founded 2017 · 75 employees$22.9Mraised▾
Provider of accounts receivable management software for finance teams. It offers features for cash collection, payment processing, and cash application. The software provides insights into cash flow and helps streamline collection processes. It integrates with existing invoicing and accounting tools to improve cash performance.
- Apr 2024Series A$5M
- Jun 2021Series A$15M
- Mar 2020Seed$125K
- Sep 2019Seed$2.8M
#10
Seed · Paris, Ile de France · founded 2024$1.1Mraised▾
Provider of payment processing solutions with global coverage and optimized checkout. The business offers payment methods, payment links, API checkout, dynamic IBANs, and automated yield. It provides security measures, fraud prevention, and easy refunds. The company serves SaaS, e-commerce, agencies, freelancers, and marketplaces.
- Apr 2025Seed$1.1M
#11
Series C · Paris, Ile de France · founded 2015 · 160 employees$75Mraised▾
Provider of card payment management and expense management solutions for businesses. It offers solutions for business expense management, real-time reporting, accounting, business analytics, and more. It offers fuel cards, payment cards, and premium cards, for users. Its app is available for Android and iOS users.
- Apr 2023Series C$40.6M
- Sep 2021Series B$23.7M
- Jan 2019Series A$5.7M
#12
Series A · Paris, Ile de France · founded 2017 · 79 employees$33.5Mraised▾
Provider of immediate and intelligent bank transfer and verified disbursement solutions. It facilitates fund collection and disbursement through bank transfers, offering immediate transfers without IBAN input, intelligent transfers with real-time reconciliation, and verified disbursements for secure client account crediting. The company caters to various sectors, including automotive, e-commerce, and remote sales, providing payment solutions, fraud detection, and reporting. It operates as a payment institution regulated by financial authorities.
- Nov 2022Series A$26M
- May 2021Seed$7.5M
- 2017Seed—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
What Paris researches in digital payments
Télécom Paris, Université Paris Cité, and CY Cergy Paris Université lead Paris's predominantly concern-driven (13 papers), cautiously neutral digital-payments research, focusing on platform economics, authentication security, and RFID advancements.
- Télécom Paris12
- Université Paris Cité3
- CY Cergy Paris Université2
- Institut d\'Etudes Politiques de Paris2
- Université Paris Dauphine-PSL2
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.