Best Payments Companies in San Diego, United States
The 33 best Payments companies in San Diego, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: GreenBox POS.
Our analysis of 50 Payments companies
$20.7b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Payments companies in San Diego
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | GreenBox POS Software and hardware PoS solutions to businesses for accepting crypto payments | $83M | 60 mo ago | Public | — | 2016 | — | — | — |
| 2 | ImageWare Systems Provider of cloud-based multi-modal biometrics systems | $67M | 71 mo ago | Public | Jim Miller Chairman & CEO | 1987 | — | — | — |
| 3 | Bitmo Mobile payment and reward points application | $6M | 91 mo ago | Deadpooled | — | 2015 | — | — | — |
| 4 | Transaction Wireless Digital gift cards and marketing platform | $4M | 202 mo ago | Acquired | — | 2006 | — | 20 patents Patents concentrated in computing, sensing & instrumentation | — |
| 5 | OnBudget GPR prepaid card | $3M | 115 mo ago | Deadpooled | Jim Collas CEO & President | 2012 | — | — | — |
| 6 | ImageWare Cloud based platform offering multi model biometric solutions | $2M | 57 mo ago | Acquired | — | 1987 | — | — | — |
| 7 | Quippi US-Mexico cross border gift cards | $2M | 84 mo ago | Acqui-Hired | Michael Aleles CEO & Co-Founder | 2012 | — | 2 patents Cross‑border digital gift‑card issuance and payment processing platforms | — |
| 8 | US Encode Payments network built on satellite network | $155K | 148 mo ago | Seed | Brian Murray Founder & CEO | 2002 | — | 11 patents Token-based online authentication and enrollment systems for secure electronic transactions | — |
| 9 | VRAY Mobile wallet gateway enabling secure, simple eCommerce payments across platforms | $150K | 88 mo ago | Seed | Jack Shauh Co-Founder & CTO | 2016 | — | 7 patents Mobile payment processing integrated with telecom billing and authentication services | — |
Top 12 Payments companies in San Diego
#1
Public · San Diego, California · founded 2016 · 110 employees$83.3Mraised▾
Software and hardware PoS solutions to businesses for accepting crypto payments. It features QuickCard Kiosk for depositing funds via cash, card, or ACH. It also provides merchants with tools for business management including payroll processing and sales auditing. The POS offers tracking, reporting, and sales integration with the QuickCard system for payment processing.
- Nov 2021Post IPO$80.3M
- Dec 2020Series A$2.7M
- Aug 2018Seed$306K
- Aug 2018Conventional Debt—
#2
Public · San Diego, California · founded 1987 · 26 employees$67Mraised▾
Provider of cloud-based multi-modal biometrics systems. It offers multi-factor biometric authentication via mobile devices, on-premises and in the cloud. The solution incorporates voice, fingerprint, facial recognition, signature, iris, and other biometric capture feature available to a customer.
- Nov 2020Post IPO$11.6M
- Sep 2020Post IPO$2.2M
- Sep 2018Post IPO$10M
- Sep 2017Post IPO$11M
#3
Acquired · San Diego, California · founded 1987 · 20 employees$2.5Mraised▾
Cloud based platform offering multi model biometric solutions. It offers multi model biometric solutions for the capturing,verification and identification of individuals. It integrates with existing access control,biometric authentication,booking,credentialing and identity verification systems.
- Jan 2022Unattributed$2.5M
#4
Deadpooled · San Diego, California · founded 2015 · 16 employees$6Mraised▾
Bitmo is a mobile payment application that allows consumers to pay at merchant location with tapping or scanning by linking their bank account to the mobile app. The application is also concentrated on loyalty and reward points for the users. The app also allows P2P money transfer.
- Mar 2019Seed$3M
- Dec 2018Seed—
- Sep 2018Seed$3M
#5
Acqui-Hired · San Diego, California · founded 2012 · 5 employees$2.4Mraised▾
Quippi is the first fee-free International Shopping Card that empowers immigrants who live in the U.S. to support their loved ones abroad. Quippi’s cards are accepted at major retailers in Mexico, including Chedraui and Coppel. The customer buys a gift-card PIN offline or online and sends the PIN to his/her family/friends in Mexico. The latter can now use the PIN to buy from partner stores or sites. The retailer on behalf of which Quippi releases the card is charged, not the consumer.
- Oct 2019Series A$150K
- Jan 2014Series A$2.3M
#6
Deadpooled · San Diego, California · founded 2012 · 16 employees$2.7Mraised▾
OnBudget card is a General Purpose Reloadable (GPR) prepaid card. It provides a prepaid MasterCard and associated Smartphone App which enables user to manage monthly household spending and budgets.The OnBudget solution is optimized for budget management, tracking spending trends and giving the user valuable savings insights.Users set a monthly budget load and start using the card.OnBudget card is a General Purpose Reloadable (GPR) prepaid card.
- Mar 2017Series A$390K
- Sep 2015Series A$350K
- Oct 2014Series A$2M
#7
Acquired · San Diego, California · founded 2006 · 27 employees$4.2Mraised▾
Digital gift cards and marketing platform. The platform offers B2C and B2B gift card and integrated marketing capabilities, allowing clients to quickly deploy, acquire customers, build loyalty, and grow their bottom line. It enables retailers to easily connect and intelligently engage with consumers through multiple channels, such as online, mobile, social, and more.
- Dec 2009Series A$2M
- Sep 2008Series A$2.2M
#8
Seed · San Diego, California · founded 2016 · 2 employees$150Kraised▾
Mobile wallet gateway enabling secure, simple eCommerce payments across platforms. They empower merchants to offer diverse mobile wallet options through a simple integration, granting shoppers the freedom to use their preferred mobile wallet on any browser. This approach simplifies the checkout experience, enhances security by eliminating the sharing of card data, and reduces merchant chargebacks. They deliver mobile wallet freedom to eCommerce, enabling simple checkout experiences for shoppers, which translates to more sales. They offer REST APIs for easy integration, supporting all common mobile wallet types. Their solutions cater to card-not-present payment environments, including conversational commerce, IVR systems, and AI chatbot platforms. They provide a secure, cross-platform solution for online payments.
- 2019Seed$150K
#9
Seed · San Diego, California · founded 2002$155Kraised▾
Developer of satellite-based payment platform designed to provide secure connectivity for banking and payments infrastructure across the African continent. The company provides a satellite network, mobile SDK, and transaction switch, enabling banks to provide customers with new banking and payment services via their mobile phones as well as bring the millions of unbanked into the formal financial system.
- Jul 2014Seed$155K
#10
Deadpooled · San Diego, California · founded 2010$25Kraised▾
MobiMagic is a provider of PoS platform which enables developers migrate a restaurant's existing PoS data to mPoS devices including iOS and Android devices. The solution allows inventory and menu management on the app and allows staff to take orders and payments on the mobile devices as opposed to a single PoS terminal. It offers a white labeled mobile ordering technology available for download on mobile marketplaces like Apple App Store. It also integrates customer billing and ability to send e-receipts to the customers via email.
- May 2011Seed$15K
- Oct 2010Seed—
#11
Deadpooled · San Diego, California · founded 2022—raised▾
Card issuing and processing solutions for businesses. Provides innovative payment card solutions that integrate modern card issuing and processing capabilities with configurable private-label solutions, and optimized program management, offering clients the shortest and most cost-effective path to a high-quality payment card program.
- Feb 2022Seed—
#12
Seed · San Diego, California · founded 2017 · 5 employees—raised▾
Online rental payment platform for landlords. The platform enables property owners to collect rents and tenants to make payments. Features include onboarding assistance, automated reporting, tracking tenants, rental reminders and more.
- Jan 2022Seed—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Digital Payments is moving in the United States
A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,534 United States-affiliated papers.
- Film Independent35
- Community Partners26
- Tufts University24
- Federal Reserve22
- University of Washington21
- Payment system4→23
- Mobile payment18→28
- Payment service provider5→14
- Financial services1→8
- Financial transaction1→8
- Mobile payment62→120
- Financial inclusion10→54
- Payment service provider4→41
- Financial services10→45
- Database transaction9→34
- Financial inclusion23→46
- Financial services23→38
- Cryptocurrency8→19
- Transparency (behavior)1→11
- Database transaction11→20
Where digital payments is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing digital payments patents in the United States
United States digital payments patent filing is cooling — 1,412 filings from 1,167 assignees (2016–2025), led by Mastercard International, VISA INT Service ASS, Paypal; annual filings 189→106.
- Mastercard International310
- VISA INT Service ASS111
- Paypal81
- VISA USA63
- Intuit45
- EBAY45
- BANK Of America44
- IBM44