Radar · Payments in San Francisco
Best Payments Companies in San Francisco, United States
The 209 best Payments companies in San Francisco, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Stripe.
By Riya SenguptaFinancials
209companies tracked
$16.9Bdisclosed funding
7unicorns
122have raised
FLIAR INTELLIGENCE · PAYMENTS × SAN FRANCISCO
Our analysis of 50 Payments companies
$20.7b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
50companies analysed
100%cloud-native stacks
2025funding peak (by rounds)
15unicorns
2017median founding year
3.4Mcombined LinkedIn audience
76%of audience held by top 3
2companies hiring publicly (12 mo)
Ranked: Best Payments companies in San Francisco
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Stripe 🦄 Provider of financial infrastructure solutions for revenue growth and payment processing 93Patents top 10%Market top 11%Innovation top 17%Funding top 17% All 13 signals ▾Patentstop 10% Markettop 11% Innovationtop 17% Fundingtop 17% Moattop 18% Customerstop 20% Partnerstop 22% Producttop 24% Globaltop 25% Techtop 30% Growthtop 38% Newstop 39% Talenttop 48% Patents: 677 patents matched (strict assignee match) · 592 filings since 2022 vs 83 in 2017-21 Market: 5,904 employees (top 3% of Payments) · Top-10,000 web property rank vs industry peers · Fliar Intelligence Index 93/100 | $9.8B | 26 mo ago | 5,904 | John Collison Co-Founder & President | Cart FunctionalitySentryApple iCloud Mail+17 | 677 patents Online payment processing, fraud detection, and identity/authentication services for digital commerce | 1 launch |
| 2 | Affirm Provider of point of sale financing solutions for consumers and merchants | $1.2B | 69 mo ago | 2,171 2,171 → 3,131 (+44%) | Max Levchin Co-Founder & CEO | ContentfulSentryAtlassian Statuspage+29 | 144 patents Patents concentrated in computing, sensing & instrumentation | 1 launch · 1 partnership |
| 3 | Airwallex 🦄 Provider of multi-currency business accounts, global payments, and spend management 89Funding top 18%Tech top 20%Talent top 22%Growth top 24% All 13 signals ▾Fundingtop 18% Techtop 20% Talenttop 22% Growthtop 24% Innovationtop 25% Producttop 26% Moattop 26% Partnerstop 28% Globaltop 30% Markettop 34% Newstop 34% Customerstop 37% Fin. healthtop 49% Funding: Raised $1.1B across 14 rounds · 14 rounds over 10 yrs (1.4/yr) Tech: 87 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare rank vs industry peers · Fliar Intelligence Index 89/100 | $1.1B | 6 mo ago | 1,400 | Jacob Dai Co-Founder & CTO | SentryZendeskApple iCloud Mail+41 | — | 1 launch |
| 4 | Bolt 🦄 Provider of single-click checkout solution for e-commerce businesses | $947M | 53 mo ago | 385 385 → 802 (+108%) | Ryan Breslow Co-Founder & CEO | Cart FunctionalityApple iCloud MailGoogle Workspace+32 | 21 patents Wearable therapeutic electrical muscle stimulation with optical muscle density sensing and presentation synchronization tools | — |
| 5 | Square Provider of integrated point of sale and business management solutions | $520M | 75 mo ago | 9,358 9,358 → 6,282 (-33%) | Jim McKelvey Co-Founder & Director | Amazon WebstoreCart FunctionalityContentful+42 | 2,095 patents Secure digital payment processing and POS integration, including tokenization and multi-device interfaces. | 1 launch · 3 partnerships |
| 6 | Flutterwave 🦄 Provider of payment solutions for online and physical business transactions | $489M | 52 mo ago | 750 | Adeleke Adekoya Co-Founder | SentryNode.jsGoogle Maps+26 | — | — |
| 7 | Finix Provider of payment solutions and tools for businesses and platforms | $208M | 19 mo ago | 118 | Richie Serna Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+23 | — | 1 launch · 2 partnerships |
| 8 | AtoB Provider of fleet cards, spend management, and instant payment solutions | $205M | 21 mo ago | 44 | Vignan Velivela Co-Founder & CEO | WebflowSentryZendesk+35 | — | — |
| 9 | Modern Treasury 🦄 Provider of APIs to automate and manage money movement and ledgering | $183M | 50 mo ago | 77 77 → 122 (+58%) | Matthew Marcus Co-Founder & CEO | SanityTurbopackNode.js+27 | — | 1 partnership |
| 10 | Sift 🦄 Provider of an AI-powered platform for fraud detection and prevention 67Funding top 20%Product top 21%Moat top 32%Tech top 38% All 11 signals ▾Fundingtop 20% Producttop 21% Moattop 32% Techtop 38% Talenttop 38% Markettop 41% AItop 45% Growthtop 47% Innovationbottom 49% Globalbottom 39% Patentsbottom 36% Funding: Raised $161M across 9 rounds · 9 rounds over 28 yrs (0.3/yr) Product: 4 distinct product lines · Company stage: Series D rank vs industry peers · Fliar Intelligence Index 67/100 | $161M | 8 mo ago | 167 167 → 269 (+61%) | Jason Tan Co-Founder | WordPressMySQLMariaDB+35 | 4 patents Real-time fraud detection and risk scoring using predictive analytics and network security | — |
| 11 | Super Provider of an all-in-one mobile app offering travel savings, rewards, and budgeting solutions | $152M | 37 mo ago | 225 | Mustafa Kapuz Co-Founder | MUIEnvoyReact+23 | 54 patents Dynamic media creation, personalization, and streaming platform technologies | — |
| 12 | Plastiq Mass payment solutions for businesses | $150M | 45 mo ago | 109 | Eliot Buchanan Co-Founder & CEO | WordPressApple iCloud MailGoogle Workspace+38 | 4 patents Patents concentrated in computing, sensing & instrumentation | — |
| 13 | Arkose Labs Fraud and abuse prevention solution | $114M | 61 mo ago | 238 | Kevin Gosschalk Founder & CEO | WordPressApple iCloud MailGoogle Workspace+39 | 24 patents Online fraud prevention via device fingerprinting and interactive challenge-response mechanisms | 1 launch |
| 14 | Very Good Security Cloud based data privacy and security management solutions | $104M | 66 mo ago | 73 | Marshall Jones Co-Founder | ContentfulApple iCloud MailGoogle Workspace+28 | — | 1 job opening |
| 15 | PayZen AI medical billing software for healthcare professionals and organizations | $101M | 22 mo ago | 78 | Ariel Rosenthal Co-Founder & CTO | WordPressMySQLRedis+37 | — | — |
| 16 | sticky.io Provider of e-commerce solution for retailer and brands | $90M | 60 mo ago | 88 | — | Webflow EcommerceCart FunctionalityWebflow+25 | 20 patents Enables mobile virtual card payment processing and entity interaction platforms. | — |
| 17 | PayStand Payment processing solutions for bitcoin, e-checks and credit cards | $85M | 58 mo ago | 194 | — | HubSpot CMS HubSentryZendesk+39 | — | — |
| 18 | Resolve Corp Provider of B2B net terms financing and accounts receivable automation | $85M | 54 mo ago | 48 | — | HubSpot CMS HubApple iCloud MailGoogle Workspace+32 | — | 3 partnerships |
| 19 | Cardless Credit cards for consumers 53Funding top 22%Customers top 23%Tech top 31%Moat top 31% All 11 signals ▾Fundingtop 22% Customerstop 23% Techtop 31% Moattop 31% Talenttop 38% Producttop 40% Partnerstop 45% Growthbottom 47% Marketbottom 38% Globalbottom 37% Newsbottom 28% Funding: Raised $60.1M across 7 rounds · 7 rounds over 7 yrs (1.0/yr) Customers: Play-Store rating 4.66★ across 1,791 ratings (1 apps) · Review volume +669% in 6 mo rank vs industry peers · Fliar Intelligence Index 53/100 | $60M | 8 mo ago | 32 32 → 72 (+125%) | Michael Spelfogel Co-Founder & President | Node.jsMUIReact+21 | — | — |
| 20 | Atlas Prepaid card for modern explorers | $59M | 18 mo ago | 36 | Patrick Mrozowski Co-Founder & CEO | SentryZendeskApple iCloud Mail+12 | 3 patents Decision-support and forecasting software for economic development analytics. | — |
| 21 | Highnote Card issuing processing solution for businesses | $54M | 18 mo ago | 121 | Kin Kee Co-Founder & CTO | Cart FunctionalitySentryZendesk+20 | — | — |
| 22 | Cherry Provides sales payment solution for businesses and customers | $50M | 51 mo ago | 151 | Charles Mourani Co-Founder & CTO | WordPressSentryZendesk+31 | 36 patents AI-driven compliance monitoring, edge AI deployment, and privacy-preserving behavior surveillance | — |
| 23 | Apto Payments White-label solutions for prepaid card issuance | $45M | 50 mo ago | 63 | Meg Nakamura Co-Founder & CEO | — | — | — |
| 24 | Thatch Provider of health cards for employees for health benefits 40Funding top 26%Tech top 31%Moat top 38%Talent top 38% All 6 signals ▾Fundingtop 26% Techtop 31% Moattop 38% Talenttop 38% Globalbottom 37% Marketbottom 27% Funding: Raised $43.6M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) Tech: 36 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 40/100 | $44M | 14 mo ago | 8 | Adam Stevenson Co-Founder | SentryApple iCloud MailGoogle Workspace+22 | — | — |
| 25 | TomoCredit Credit card for consumers | $39M | 46 mo ago | 54 | Kristy Kim Co-Founder & CEO | SentryZendeskTailwind CSS+24 | — | — |
| 26 | Parker Provider of business expense card solutions for e-commerce businesses | $37M | 19 mo ago | 37 | — | ContentfulNode.jsTailwind CSS+30 | — | 1 job opening |
| 27 | WeTravel Online platform for organizing group trips 78Tech top 19%Funding top 27%Talent top 28%Growth top 35% All 9 signals ▾Techtop 19% Fundingtop 27% Talenttop 28% Growthtop 35% Producttop 40% Markettop 42% Moattop 42% Newstop 49% Globalbottom 39% Tech: 67 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services Funding: Raised $34.0M across 3 rounds · 3 rounds over 8 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 78/100 | $34M | 9 mo ago | 158 | Johannes Koeppel Chief Product Officer / Co-Founder | SentryApple iCloud MailGoogle Workspace+30 | — | 1 launch |
| 28 | Link Open banking APIs for merchant payment processing | $30M | 41 mo ago | 40 | Eric Shoykhet Co-Founder & CEO | ContentfulNode.jsSalesforce+22 | 93 patents Hybrid UWB/BLE indoor positioning systems using TD‑of‑Arrival and node synchronization | — |
| 29 | ButterPayments Payment routing solution for businesses | $29M | 41 mo ago | 21 21 → 31 (+48%) | Vijay Menon CEO & Founder | — | — | — |
| 30 | Felix App-based conversational payment platform for individuals | $26M | 15 mo ago | 19 | Manuel Godoy Co-Founder | WebflowApple iCloud MailSvelte+26 | — | — |
| 31 | Forage Provider of payment processing solutions for government benefits programs and savings | $22M | 30 mo ago | 40 | Victor Fimbres Co-Founder | Framer SitesReactStripe+9 | — | 1 partnership |
| 32 | Rightfoot Provider of employer-enabled debt repayment solution for educational loans | $21M | 34 mo ago | 9 | Will Schmitt Co-Founder & Director of Engineering | Webflow EcommerceWebflowAtlassian Statuspage+19 | — | — |
| 33 | Ansa Provider of white-label wallets for businesses | $19M | 25 mo ago | 23 | Sophia Goldberg Co-Founder & CEO | WebflowMarkerApple iCloud Mail+16 | — | — |
| 34 | Badge Online payment solutions for businesses 55Funding top 28%Talent top 28%Patents top 29%Innovation top 35% All 9 signals ▾Fundingtop 28% Talenttop 28% Patentstop 29% Innovationtop 35% Moattop 38% Techtop 42% Growthtop 45% Marketbottom 35% Globalbottom 35% Funding: Raised $17.1M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 55/100 | $17M | 3 mo ago | 20 | Tyler Jones Co-Founder & Head of Engineering | WebflowVimeoAmazon Web Services+26 | 54 patents Biometric public‑key authentication with privacy‑preserving, revocable credential mechanisms | — |
| 35 | Torpago 🦄 Software-based platform for corporate cards and spend management solutions | $17M | 11 mo ago | 31 | Brent Jackson CEO & Founder | WordPressBugHerdMySQL+25 | — | — |
| 36 | Forward Commerce Provider of embedded payment solutions and support for software platforms | $16M | 24 mo ago | — | — | Cart FunctionalitySentryApple iCloud Mail+15 | — | — |
| 37 | MoneyHash Payment gateway solutions for businesses | $14M | 16 mo ago | 26 | Anisha Sekar Co-Founder | Framer SitesReactstyled-components+21 | — | 2 partnerships |
| 38 | Natural Developer of payment processing solutions for interactions between agents and businesses | $10M | 7 mo ago | — | Eric Wang Co-Founder | Three.jsTailwind CSSVercel+5 | 2 patents Biodegradable cardstock formulations for sustainable paper products | — |
| 39 | Skyfire Provider of platform enabling AI agents to conduct payments and identity | $8M | 19 mo ago | — | Craig DeWitt Co-Founder | WordPressMySQLPHP+18 | 12 patents Patents concentrated in electrical & electronics | 1 partnership |
| 40 | Car IQ In-vehicle payment solutions for commercial fleets 37News top 24%Product top 31%Growth top 32%Funding top 34% All 10 signals ▾Newstop 24% Producttop 31% Growthtop 32% Fundingtop 34% Moattop 48% Techtop 49% Talentbottom 49% Globalbottom 38% Marketbottom 32% Customersbottom 7% News: 6 BI events in 12 mo (of 8 tracked, 3 types) · 4 high-value events (IPO/M&A/funding/contracts) in 12 mo Product: 4 published apps (4.2k installs) · Company stage: Acquired rank vs industry peers · Fliar Intelligence Index 37/100 | $5M | 10 mo ago | — | Sterling Pratz Founder & CEO | WebflowGSAPSplide+21 | — | — |
| 41 | Loop Crypto Provider of cryptocurrency payment solutions | $4M | 9 mo ago | 4 | Eleni S. Co-Founder & CEO | Cart FunctionalitySentryReact+15 | — | — |
| 42 | Astrada Provider of cloud-based payments solutions for businesses 29Funding top 40%Talent bottom 49%Global bottom 33% All 3 signals ▾Fundingtop 40% Talentbottom 49% Globalbottom 33% Funding: Raised $3.8M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 29/100 | $4M | 1 mo ago | — | Salman Syed CEO | — | — | — |
| 43 | Flex Online marketplace for the purchase of products and services related to fitness and nutrition | $3M | 9 mo ago | — | Sam OKeefe Co-Founder & CEO | Framer SitesReactKnockout.js+21 | 44 patents Innovative menstrual hygiene products—cups, discs, and flushable devices with unique release mechanisms. | 2 partnerships |
| 44 | Paygentic Provider of payments and billing infrastructure solution for AI applications | $2M | 7 mo ago | — | Susan O’Neill Co-Founder & CEO | — | — | 1 launch · 1 partnership |
| 45 | Lexe App-based digital wallet platform for consumer payments | $998K | 12 mo ago | — | Philip Hayes Co-Founder | — | — | 2 launchs |
| 46 | Endclose Provider of continuous reconciliation and exception management software for payments | $500K | 5 mo ago | — | Sean Bolton Co-Founder & CEO | — | — | — |
| 47 | Maven Provider of payment infrastructure enabling voice artificial intelligence agent transactions | $500K | 5 mo ago | — | Brandon Boehme Co-Founder | — | 18 patents High-throughput optical bioassays and microarray imaging for ligand binding and diagnostics | — |
| 48 | Sponge Provider of financial infrastructure enabling agent accounts and direct business sales | $500K | 5 mo ago | — | Rishab Luthra Co-Founder | — | — | 2 launchs |
| 49 | ZeroSettle Provider of tools enabling developers to bypass platform fees for subscriptions | $500K | 5 mo ago | — | Ryan Elliott Co-Founder | Cart FunctionalityGoogle Font APIjsDelivr+4 | — | — |
| 50 | Infinite Global payments processor powered by stablecoins | $500K | 15 mo ago | — | Raj Lad Co-Founder | — | 24 patents Network performance monitoring, inventory, and data path optimization for hybrid storage clusters | 1 partnership |
Top 12 Payments companies in San Francisco
#1
Series G · San Francisco, California · founded 2015 · 1400 employees$1.1Braised▾
Series G · San Francisco, California · founded 2015 · 1400 employees
Provider of multi-currency business accounts, global payments, and spend management. The company offers solutions for business accounts, global transfers, corporate cards, and expense management. It provides APIs and embedded finance options, including programmatic account creation, multi-currency account management, and global payment acceptance. The company also offers tools for invoicing, subscription management, and usage-based billing.
Fliar Intelligence Index™ 89how this company ranks against its industry peers
Funding
top 18%Tech
top 20%Talent
top 22%Growth
top 24%Innovation
top 25%Product
top 26%Funding: Raised $1.1B across 14 rounds · 14 rounds over 10 yrs (1.4/yr) · Last round Series G (Dec 2025)
Tech: 87 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare · Devops: Envoy, Varnish
Talent: Analyst team rating 5/5 · 4 named leaders on record · 4 C-suite/founder profiles curated
Audience (LinkedIn): 179k LinkedIn followers — 5.2% of this cohort's audience
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Dec 2025Series G$330M
- May 2025Series F$150M
- Mar 2023Series F$200M
- Oct 2022Series E$100M
Founders & team
Investors
Tencent, Sequoia Capital, Mastercard, Hillhouse, Horizons Ventures, Salesforce Ventures
Tech stack
Alpine.JsAmazon Web ServicesApple Icloud MailBabelBackbone.JsCloudflare
#2
Sift 🦄Series D · San Francisco, California · founded 1997 · 167 employees$161.2Mraised▾
Sift 🦄
Series D · San Francisco, California · founded 1997 · 167 employees
Provider of an AI-powered platform for fraud detection and prevention. The platform offers solutions for account takeover, payment fraud, chargeback fraud, and policy abuse. It also provides tools for content integrity, dispute management, and identity trust. The platform helps businesses to secure transactions and build trust with customers.
Fliar Intelligence Index™ 67how this company ranks against its industry peers
Funding
top 20%Product
top 21%Moat
top 32%Tech
top 38%Talent
top 38%Market
top 41%Funding: Raised $161M across 9 rounds · 9 rounds over 28 yrs (0.3/yr) · Last round Series D (Oct 2025)
Product: 4 distinct product lines · Company stage: Series D
Moat: Editorial + unicorn rating 9/10 · IP moat: 4 patents · Unicorn
Audience (LinkedIn): 25k LinkedIn followers
Funding rounds
- Oct 2025Series D$507.2K
- Apr 2021Series D$50M
- Mar 2018Series D$53M
- Jul 2016Series C$30M
Founders & team
Investors
Insight Partners, Union Square Ventures, Stripes, First Round Capital, Y Combinator, Spark Capital
Tech stack
6SenseAosAtlassian StatuspageBricksCdnjsCloudflare
#3
Series A · San Francisco, California · founded 2023 · 20 employees$17.1Mraised▾
Series A · San Francisco, California · founded 2023 · 20 employees
Online payment solutions for businesses. It helps companies automate community engagement using mobile wallets.
Fliar Intelligence Index™ 55how this company ranks against its industry peers
Funding
top 28%Talent
top 28%Patents
top 29%Innovation
top 35%Moat
top 38%Tech
top 42%Funding: Raised $17.1M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) · Last round Series A (Feb 2026)
Talent: 4 named leaders on record · 4 C-suite/founder profiles curated
Patents: 54 patents matched (strict assignee match) · 35 filings since 2022 vs 19 in 2017-21 · Latest publication 2026
Audience (LinkedIn): 4k LinkedIn followers
Funding rounds
- Feb 2026Series A$13.8M
- Seed$3.3M
Founders & team
Investors
TTV Capital, Stripe, Synchrony, Infinity Ventures, QED Investors
Tech stack
Amazon S3Amazon Web ServicesCloudflareCloudflare Bot ManagementCloudflare TurnstileCore-Js
#4
Series C · San Francisco, California · founded 2019 · 32 employees$60.1Mraised▾
Series C · San Francisco, California · founded 2019 · 32 employees
Credit cards for consumers. It provides customers with a reward-based payment card that can be used at any online or offline purchase, featuring various cashback and offers. It offers a Cardless app, where consumers can track purchases, make payments, and select multiple rewards.
Fliar Intelligence Index™ 53how this company ranks against its industry peers
Funding
top 22%Customers
top 23%Tech
top 31%Moat
top 31%Talent
top 38%Product
top 40%Funding: Raised $60.1M across 7 rounds · 7 rounds over 7 yrs (1.0/yr) · Last round Series C (Sep 2025)
Customers: Play-Store rating 4.66★ across 1,791 ratings (1 apps) · Review volume +669% in 6 mo
Tech: 36 technologies across 6/8 capability areas · Cloud: Cloudflare, Vercel · Devops: Envoy
Audience (LinkedIn): 10k LinkedIn followers
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Sep 2025Series C$60M
- Nov 2024Series B$30M
- May 2023Venture Debt$75M
- Jul 2021Series B$40M
Founders & team
Investors
Activant Capital, Accomplice, Pear VC, i80 Group, Industry Ventures, Thayer Ventures
Tech stack
CdnjsCloudflareCloudflare Bot ManagementCore-JsDatadogEmotion
#5
Stripe 🦄Series I · San Francisco, California · founded 2010 · 5904 employees$9.8Braised▾
Stripe 🦄
Series I · San Francisco, California · founded 2010 · 5904 employees
Provider of financial infrastructure solutions for revenue growth and payment processing. It offers tools designed for individual or combined use to grow businesses. These tools enable payment acceptance and optimisation globally, both online and in person. The company facilitates various billing models and provides access to borderless money movement. It also offers resources for startups and platforms to build and scale their operations.
Fliar Intelligence Index™ 93how this company ranks against its industry peers
Patents
top 10%Market
top 11%Innovation
top 17%Funding
top 17%Moat
top 18%Customers
top 20%Patents: 677 patents matched (strict assignee match) · 592 filings since 2022 vs 83 in 2017-21 · Latest publication 2026
Market: 5,904 employees (top 3% of Payments) · Top-10,000 web property · Unicorn (valued $70.0B)
Innovation: 677 patents (top 3% of patent-holders) · 592 filings since 2022 vs 83 in 2017-21 · 6 new-product events in 24 mo
Audience (LinkedIn): 1.5M LinkedIn followers — 44.7% of this cohort's audience
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Apr 2024Series I$694.2M
- Mar 2023Series I$6.9B
- Mar 2021Series H$600M
- Mar 2020Series G$631M
Founders & team
Investors
Andreessen Horowitz, General Catalyst, Google Ventures, Sequoia Capital, Y Combinator, IGNIA
Tech stack
AlgoliaAmazon CloudfrontAmazon S3Amazon Web ServicesApple Icloud MailBootstrap
#6
Seed · San Francisco, California · founded 2024$3.8Mraised▾
Seed · San Francisco, California · founded 2024
Provider of cloud-based payments solutions for businesses. It offers solutions for payments, card issuing, financial infrastructure and more. It also provides API for transactional data.
Fliar Intelligence Index™ 29how this company ranks against its industry peers
Funding
top 40%Talent
bottom 49%Global
bottom 33%Funding: Raised $3.8M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) · Last round Seed (May 2026)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
Global: Single-market focus (United States)
Audience (LinkedIn): 909 LinkedIn followers
Activity (LinkedIn): 1 partnerships (incl. Workday) announced in 12 mo
Funding rounds
- May 2026Seed$3.8M
Founders & team
Investors
Bain Capital Ventures, QED Investors, Nyca Partners, Mastercard, Visa
#7
Series C · San Francisco, California · founded 2014 · 158 employees$34Mraised▾
Series C · San Francisco, California · founded 2014 · 158 employees
Online platform for creating and organizing group trips. Users can create a shareable trip page with itineraries, photos, and other details, and collect payments. The platforms enable trip organizers to manage all communication and financials including refunds, custom prices, discount codes, payment plans, and balances due reminders, with the participants. It offers a marketplace that connects travelers with individual organizers and travel companies.
Fliar Intelligence Index™ 78how this company ranks against its industry peers
Tech
top 19%Funding
top 27%Talent
top 28%Growth
top 35%Product
top 40%Market
top 42%Tech: 67 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services · Devops: Nginx
Funding: Raised $34.0M across 3 rounds · 3 rounds over 8 yrs (0.4/yr) · Last round Series C (Sep 2025)
Talent: 4 named leaders on record · 4 C-suite/founder profiles curated
Audience (LinkedIn): 41k LinkedIn followers
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Sep 2025Series C$92.1M
- Oct 2022Series B$27M
- Feb 2018Seed$2M
- Feb 2016Seed—
Founders & team
Investors
Swift Ventures, Base10 Partners, Left Lane, 500 Global, Amino Capital, Dorm Room Fund
Tech stack
Amazon CloudfrontAmazon Web ServicesAosApple Icloud MailAws Certificate ManagerBabel
#8
Series C · San Francisco, California · founded 2015 · 118 employees$208Mraised▾
Series C · San Francisco, California · founded 2015 · 118 employees
Provider of payment solutions and tools for businesses and platforms. It offers payment processing, payouts, merchant underwriting, and compliance form management. The company provides features to configure payment solutions, including recurring payments and billing. It serves retail, e-commerce, healthcare, financial services, and entertainment industries.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 19k LinkedIn followers
Activity: 2 product launches · 4 partnerships (incl. Visa Direct) announced in 12 mo
Funding rounds
- Oct 2024Series C$75M
- Aug 2022Series B$30M
- Feb 2021Series B$3M
- Aug 2020Series B$30M
Founders & team
Investors
Leap Global Partners, Lightspeed Venture Partners, Citi Ventures, Tribeca Venture Partners, Homebrew, Insight Partners
Tech stack
6SenseAmazon CloudfrontAmazon Web ServicesApple Icloud MailCallrailCloudflare
#9
Seed · San Francisco, California · founded 2025$9.8Mraised▾
Seed · San Francisco, California · founded 2025
Developer of payment processing solutions for interactions between agents and businesses. The company builds infrastructure to facilitate money movement between artificial intelligence agents, businesses, and consumers. It offers tools designed to streamline payment processes within agent-based systems. The company focuses on providing solutions for the evolving landscape of automated transactions.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers
Funding rounds
- Oct 2025Seed$9.8M
Founders & team
Investors
Abstract Ventures, Human Capital, Forerunner Ventures, Terrain, Restive, Genius Ventures
Tech stack
HstsOpen GraphTailwind CssThree.JsVercelVercel Analytics
#10
Torpago 🦄Series B · San Francisco, California · founded 2019 · 31 employees$16.8Mraised▾
Torpago 🦄
Series B · San Francisco, California · founded 2019 · 31 employees
Software-based platform for corporate cards and spend management solutions. It offers automatic expenditure management software and provides employees with virtual corporate cards. It allows employees to use the cards and managers to set controls and track expenses and enables employees to claim reimbursements in case of no card is used. Its app for available for Android and iOS users.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 6k LinkedIn followers
Activity: 1 partnerships (incl. LINKBANK) announced in 12 mo
Funding rounds
- Jun 2025Series B$6.5M
- Jun 2024Series B$10M
- Mar 2023Series A$4.1M
- Oct 2021Conventional Debt$75M
Founders & team
Investors
BankTech Ventures, Kortschak Investments, Clear Haven Capital Management, Operate, Priority Tech Ventures, EJF Investments
Tech stack
BugherdCloudflareCloudflare Bot ManagementCookieyesFancyboxFormidable Form
#11
Series C · San Francisco, California · founded 2018 · 44 employees$205.1Mraised▾
Series C · San Francisco, California · founded 2018 · 44 employees
Provider of fleet cards, spend management, and instant payment solutions. The company offers fleet cards for fuel and business expenses, providing controls and insights. It facilitates instant payments to and from fleets, brokers, and factors. Additionally, the company provides credit solutions with flexible repayment terms.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 12k LinkedIn followers
Funding rounds
- Sep 2024Conventional Debt—
- Sep 2024Series C$130M
- 2023Series C—
- Aug 2022Series B$75M
Founders & team
Investors
Climate Capital, General Catalyst, Bloomberg Beta, Mastercard, Y Combinator, Contrary
Tech stack
6SenseAmazon S3Amazon Web ServicesApple Icloud MailCdnjsCloudflare
#12
Series B · San Francisco, California · founded 2021 · 8 employees$43.6Mraised▾
Series B · San Francisco, California · founded 2021 · 8 employees
Provider of health cards for employees for health benefits. The company offers visa debit cards that can use to pay for healthcare to personalize the experience for each employee and reduce the burden of large bills.
Fliar Intelligence Index™ 40how this company ranks against its industry peers
Funding
top 26%Tech
top 31%Moat
top 38%Talent
top 38%Global
bottom 37%Market
bottom 27%Funding: Raised $43.6M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) · Last round Series B (Apr 2025)
Tech: 36 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services · Observability: Microsoft Clarity, Sentry
Moat: Editorial + unicorn rating 4/10 · Soonicorn
Funding rounds
- Apr 2025Series B$40M
- Sep 2024Series A$38M
- Feb 2023Seed$5.6M
Founders & team
Investors
Andreessen Horowitz, Google Ventures, Lux Capital, Quiet Capital, Not Boring Capital, BrightEdge
Funding & investor landscape
$16.9Btotal disclosed funding
114companies funded
338disclosed rounds
1rounds last 90 days
Most active investors
Visa8 rounds
SV Angel7 rounds
BoxGroup6 rounds
Notable founders
Jacob Dai
Co-Founder & CTO · Airwallex
Max Li
Co-Founder · Airwallex
Jason Tan
Co-Founder · Sift
Marc Friend
CEO · Sift
Tyler Jones
Co-Founder & Head of Engineering · Badge
Jason Senn
Co-Founder & CCO · Badge
Michael Spelfogel
Co-Founder & President · Cardless
Scott Kazmierowicz
Co-Founder & CEO · Cardless
John Collison
Co-Founder & President · Stripe
Patrick Collison
Co-Founder & CEO · Stripe
Salman Syed
CEO · Astrada
Johannes Koeppel
Chief Product Officer / Co-Founder · WeTravel
Prism market signals · United States · country-scoped Prism corpus, 1,750,783 docs
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · United States
How research on Digital Payments is moving in the United States
A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,534 United States-affiliated papers.
research sentiment over time
200820172026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 15% → 32% across 2008–2026.
top research entities
- Film Independent35
- Community Partners26
- Tufts University24
- Federal Reserve22
- University of Washington21
leading researchers
Crypto Education Research Lab · Ignacio Mas · Wen‐Chen Hu · Chuleeporn Changchit · Chung-wei Lee · Nikhilesh Dholakia · Morten Rask · Qasim Ajao
▲
Breakthroughs169 · 11%
▲ 8%→13% share
▲1.6× share momentum0 median citations66% since 2021mostly methods-led
Database transaction research emerged brand-new at 29 papers, instantly rivaling Mobile payment breakthroughs rising from 18 to 28.
rising sub-themes (early→recent)
- Payment system4→23
- Mobile payment18→28
- Payment service provider5→14
- Financial services1→8
- Financial transaction1→8
Newly emergingDatabase transaction 0→29 · Financial inclusion 0→8 · Payment processor 0→7
Landmark Monopoly without a Monopolist: An Economic Analysis of the Bitcoin Payment System · 223 cites
◆
Advancements431 · 28%
▲ 23%→31% share
▲1.3× share momentum0 median citations61% since 2021mostly empirical
Financial inclusion advancements intensified sharply — papers quintupled from 10 to 54 as FinTech and Cryptocurrency newly entered the segment.
rising sub-themes (early→recent)
- Mobile payment62→120
- Financial inclusion10→54
- Payment service provider4→41
- Financial services10→45
- Database transaction9→34
Newly emergingFinTech 0→18 · Cryptocurrency 0→16 · Payment processor 0→14
Landmark The long-run poverty and gender impacts of mobile money · 1,312 cites
▼
Concerns558 · 36%
▼ 44%→30% share
▼0.7× share momentum1 median citations46% since 2021mostly empirical
Concerns are cooling overall (44%→30%) yet Financial inclusion risk papers nearly doubled from 23 to 46, signaling unresolved equity gaps.
rising sub-themes (early→recent)
- Financial inclusion23→46
- Financial services23→38
- Cryptocurrency8→19
- Transparency (behavior)1→11
- Database transaction11→20
Newly emergingDigital transformation 0→9 · Settlement (finance) 0→8 · Asset (computer security) 0→5
Landmark Risk Sharing and Transactions Costs: Evidence from Kenya's Mobile Money Revolution · 1,237 cites
RESEARCH HOTSPOTS · United States
Where digital payments is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Boston71 · +0.04
SF Bay Area30 · +0.09
New York25 · +0.20
Seattle22 · +0.03
Chicago22 · +0.08
Ann Arbor22 · +0.25
Pittsburgh18 · +0.12
Philadelphia16 · -0.14
Atlanta15 · +0.31
Austin9 · +0.14
PATENT SIGNAL · United States
Who's filing digital payments patents in the United States
United States digital payments patent filing is cooling — 1,412 filings from 1,167 assignees (2016–2025), led by Mastercard International, VISA INT Service ASS, Paypal; annual filings 189→106.
1,412 filings1,167 assigneespeak 190/yr2016–2025
filing momentum (YoY 2016–2025)
top patent filers
- Mastercard International310
- VISA INT Service ASS111
- Paypal81
- VISA USA63
- EBAY45
- Intuit45
- IBM44
- BANK Of America44
Common questions
How many Payments companies are there in San Francisco, United States?
Radar tracks 209 indexable Payments companies headquartered in San Francisco, United States that meet our profile-completeness bar.
What is the total funding raised by Payments companies in San Francisco, United States?
The Payments companies in San Francisco, United States on this list have raised a combined $16.9B in disclosed equity funding across 114 funded companies.
Which is the highest-funded Payments company in San Francisco, United States?
Stripe is the highest-funded Payments company in San Francisco, United States, with $9.8B in disclosed equity funding.
How many Payments companies in San Francisco, United States are funded?
114 of the 209 Payments companies in San Francisco, United States on this list have disclosed at least one equity funding round.
How many Payments unicorns are there in San Francisco, United States?
7 Payments companies in San Francisco, United States on this list are valued at $1B or more.
Who are the top investors in San Francisco, United States Payments companies?
The most active investors in San Francisco, United States Payments companies on this list include Y Combinator, Hard Yaka, Andreessen Horowitz, Visa, 500 Global.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.