Radar · FinTech in San Francisco
Best FinTech Companies in San Francisco, United States
The 1966 best FinTech companies in San Francisco, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Stripe.
By Rohit KhannaTrends & Stories
1966companies tracked
$63.4Bdisclosed funding
51unicorns
1066have raised
Sector wealth & growth · validated company filings
$180Mmedian revenue
+8%median YoY growth
$89.0Bcombined revenue pool
130companies reporting
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
FLIAR INTELLIGENCE · FINTECH × SAN FRANCISCO
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
243companies analysed
98%cloud-native stacks
2025funding peak (by rounds)
45unicorns
2018median founding year
3.2Mcombined LinkedIn audience
62%of audience held by top 3
1companies hiring publicly (12 mo)
Ranked: Best FinTech companies in San Francisco
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Stripe 🦄 Provider of financial infrastructure solutions for revenue growth and payment processing 93Patents top 10%Market top 11%Innovation top 17%Funding top 17% All 13 signals ▾Patentstop 10% Markettop 11% Innovationtop 17% Fundingtop 17% Moattop 18% Customerstop 20% Partnerstop 22% Producttop 24% Globaltop 25% Techtop 30% Growthtop 38% Newstop 39% Talenttop 48% Patents: 677 patents matched (strict assignee match) · 592 filings since 2022 vs 83 in 2017-21 Market: 5,904 employees (top 3% of Payments) · Top-10,000 web property rank vs industry peers · Fliar Intelligence Index 93/100 | $9.8B | 26 mo ago | Series I | 5,904 | John Collison Co-Founder & President | 677 patents Online payment processing, fraud detection, and identity/authentication services for digital commerce | 1 launch |
| 2 | Airwallex 🦄 Provider of multi-currency business accounts, global payments, and spend management 89Funding top 18%Tech top 20%Talent top 22%Growth top 24% All 13 signals ▾Fundingtop 18% Techtop 20% Talenttop 22% Growthtop 24% Innovationtop 25% Producttop 26% Moattop 26% Partnerstop 28% Globaltop 30% Markettop 34% Newstop 34% Customerstop 37% Fin. healthtop 49% Funding: Raised $1.1B across 14 rounds · 14 rounds over 10 yrs (1.4/yr) Tech: 87 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare rank vs industry peers · Fliar Intelligence Index 89/100 | $1.1B | 6 mo ago | Series G | 1,400 | Jacob Dai Co-Founder & CTO | — | 1 launch |
| 3 | Varo 🦄 Digital bank for individuals 80Funding top 15%Tech top 16%Customers top 18%Moat top 26% All 10 signals ▾Fundingtop 15% Techtop 16% Customerstop 18% Moattop 26% Markettop 30% Producttop 38% Growthtop 43% Talentbottom 49% Newsbottom 44% Globalbottom 39% Funding: Raised $991M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) Tech: 46 technologies across 7/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 80/100 | $991M | 16 mo ago | Series G | 816 816 → 423 (-48%) · sector median +47% | Colin Walsh Founder and CEO | — | 1 award |
| 4 | Coalition 🦄 Online property and casualty insurance platform for businesses 74Funding top 15%Product top 22%Tech top 27%Market top 31% All 12 signals ▾Fundingtop 15% Producttop 22% Techtop 27% Markettop 31% Moattop 32% Growthtop 35% Newstop 41% Globaltop 42% Talenttop 42% Partnersbottom 47% Innovationbottom 40% Patentsbottom 36% Funding: Raised $770M across 7 rounds · 7 rounds over 8 yrs (0.9/yr) Product: 1 product launch event in 12 mo, 1 the year before · Company stage: Series F rank vs industry peers · Fliar Intelligence Index 74/100 | $770M | 15 mo ago | Series F | 471 471 → 714 (+52%) · sector median +47% | John Hering Co-Founder | 2 patents Network threat detection and ranking for cybersecurity threat assessment | 1 launch · 1 partnership |
| 5 | Plaid 🦄 Provider of a network for connecting financial accounts to applications 90Patents top 13%Innovation top 19%Funding top 19%Moat top 19% All 10 signals ▾Patentstop 13% Innovationtop 19% Fundingtop 19% Moattop 19% Techtop 21% Markettop 26% Producttop 30% Growthtop 35% Talenttop 38% Globaltop 40% Patents: 170 patents matched (strict assignee match) · 131 filings since 2022 vs 39 in 2017-21 Innovation: 170 patents (top 5% of patent-holders) · 131 filings since 2022 vs 39 in 2017-21 rank vs industry peers · Fliar Intelligence Index 90/100 | $734M | 14 mo ago | Series E | 883 | Zach Perret Co-Founder & CEO | 170 patents Secure financial data aggregation and API verification for banking and fintech applications. | — |
| 6 | Human Interest 🦄 Employer-enabled retirement planning 80Funding top 14%Tech top 17%Moat top 26%Market top 34% All 9 signals ▾Fundingtop 14% Techtop 17% Moattop 26% Markettop 34% Growthtop 34% Producttop 36% Talentbottom 49% Globalbottom 39% Newsbottom 24% Funding: Raised $664M across 12 rounds · 12 rounds over 11 yrs (1.1/yr) Tech: 48 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 80/100 | $664M | 7 mo ago | Series E | 577 577 → 851 (+47%) · sector median +47% | Roger Lee Co-Founder | — | — |
| 7 | Upgrade 🦄 Provider of consumer credit and banking products 90Funding top 16%Growth top 17%Talent top 19%Customers top 20% All 10 signals ▾Fundingtop 16% Growthtop 17% Talenttop 19% Customerstop 20% Markettop 22% Producttop 24% Moattop 26% Innovationtop 39% Techtop 39% Globalbottom 46% Funding: Raised $600M across 6 rounds · 6 rounds over 9 yrs (0.7/yr) Growth: Headcount 250 → 602 (+141%) across vintages · Web rank 100,000 → 50,000 YoY rank vs industry peers · Fliar Intelligence Index 90/100 | $600M | 8 mo ago | Series G | 602 | Matt Wierman Co-Founder and EVP | — | 1 award |
| 8 | Anchorage Digital 🦄 Digital asset platform providing trading, custody, staking, settlement, and crypto financial infrastructure 74Funding top 16%News top 16%Growth top 26%Moat top 26% All 11 signals ▾Fundingtop 16% Newstop 16% Growthtop 26% Moattop 26% Talenttop 28% Producttop 33% Markettop 34% Techtop 48% Globaltop 48% Innovationbottom 45% Partnersbottom 43% Funding: Raised $487M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) News: 9 BI events in 12 mo (of 13 tracked, 5 types) · 8 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 74/100 | $487M | 4 mo ago | Series E | 349 | Nathan McCauley Co-Founder and CEO | — | 1 launch · 2 partnerships |
| 9 | Figure 🦄 Blockchain-based platform for consumer loans 89Innovation top 15%Funding top 16%Tech top 16%Patents top 18% All 11 signals ▾Innovationtop 15% Fundingtop 16% Techtop 16% Patentstop 18% Moattop 25% Growthtop 26% Producttop 28% Markettop 34% Talenttop 38% Customersbottom 43% Globalbottom 39% Innovation: 81 patents (top 7% of patent-holders) · 78 filings since 2022 vs 2 in 2017-21 Funding: Raised $435M across 8 rounds · 8 rounds over 8 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 89/100 | $435M | 12 mo ago | Public | 463 463 → 623 (+35%) · sector median +47% | June Ou Co-Founder | 81 patents Advanced humanoid robot mechanical design, joints, wiring, and head/neck assemblies | 1 award |
| 10 | Juniper Square 🦄 Platform for real estate investment management 76Funding top 17%Moat top 26%Growth top 27%News top 28% All 10 signals ▾Fundingtop 17% Moattop 26% Growthtop 27% Newstop 28% Producttop 34% Markettop 36% Innovationtop 39% Talenttop 39% Techtop 44% Globalbottom 37% Funding: Raised $239M across 5 rounds · 5 rounds over 9 yrs (0.6/yr) Moat: Editorial + unicorn rating 8/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 76/100 | $239M | 9 mo ago | Series D | 367 | Yonas Fisseha Co-Founder & CTO | — | 2 launchs |
| 11 | Persona 🦄 Provider of a cloud based identity verification solutions 80Growth top 17%Tech top 18%Funding top 21%Moat top 26% All 10 signals ▾Growthtop 17% Techtop 18% Fundingtop 21% Moattop 26% Producttop 30% Talenttop 38% Markettop 42% Globalbottom 37% Customersbottom 25% Newsbottom 24% Growth: Headcount 16 → 36 (+125%) across vintages · Web rank 100,000 → 50,000 YoY Tech: 80 technologies across 6/8 capability areas · Cloud: Cloudflare, Google Cloud rank vs industry peers · Fliar Intelligence Index 80/100 | $218M | 13 mo ago | Series D | 36 | Charles Yeh Co-Founder & CTO | — | 1 internship · 1 launch · 1 partnership |
| 12 | PayJoy Online platform for purchase financing 84Funding top 18%Tech top 18%Patents top 25%Moat top 28% All 10 signals ▾Fundingtop 18% Techtop 18% Patentstop 25% Moattop 28% Innovationtop 32% Producttop 32% Markettop 33% Globaltop 36% Growthtop 40% Newstop 49% Funding: Raised $204M across 12 rounds · 12 rounds over 11 yrs (1.1/yr) Tech: 77 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 84/100 | $204M | 6 mo ago | Series C | 101 | — | 24 patents IoT-enabled remote access control and financing management for consumer appliances | — |
| 13 | Sift 🦄 Provider of an AI-powered platform for fraud detection and prevention 67Funding top 20%Product top 21%Moat top 32%Tech top 38% All 11 signals ▾Fundingtop 20% Producttop 21% Moattop 32% Techtop 38% Talenttop 38% Markettop 41% AItop 45% Growthtop 47% Innovationbottom 49% Globalbottom 39% Patentsbottom 36% Funding: Raised $161M across 9 rounds · 9 rounds over 28 yrs (0.3/yr) Product: 4 distinct product lines · Company stage: Series D rank vs industry peers · Fliar Intelligence Index 67/100 | $161M | 8 mo ago | Series D | 167 167 → 269 (+61%) · sector median +47% | Jason Tan Co-Founder | 4 patents Real-time fraud detection and risk scoring using predictive analytics and network security | — |
| 14 | Slash 🦄 Provider of financial services for high-spending businesses 64Funding top 18%Moat top 27%Growth top 28%Tech top 37% All 7 signals ▾Fundingtop 18% Moattop 27% Growthtop 28% Techtop 37% Talentbottom 49% Globalbottom 48% Marketbottom 46% Funding: Raised $160M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) Moat: Unicorn · 4 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 64/100 | $160M | 2 mo ago | Series C | 17 | Victor Cardenas Co-Founder & CEO | — | — |
| 15 | TRM Labs 🦄 Provider of blockchain intelligence for detecting crypto-facilitated crime and compliance 64Funding top 18%News top 19%Moat top 26%Growth top 29% All 9 signals ▾Fundingtop 18% Newstop 19% Moattop 26% Growthtop 29% Techtop 31% Talenttop 43% Producttop 45% Marketbottom 40% Globalbottom 39% Funding: Raised $150M across 6 rounds · 6 rounds over 7 yrs (0.9/yr) News: 6 BI events in 12 mo (of 35 tracked, 6 types) · 4 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 64/100 | $150M | 4 mo ago | Series C | 11 | Rahul Raina Co-Founder | — | 1 launch |
| 16 | Mercury 🦄 Provider of a comprehensive online platform offering a range of financial services 80AI top 15%Growth top 20%Tech top 24%Funding top 25% All 13 signals ▾AItop 15% Growthtop 20% Techtop 24% Fundingtop 25% Talenttop 28% Customerstop 30% Producttop 36% Fin. healthtop 42% Patentstop 44% Innovationtop 47% Moattop 47% Globaltop 50% Marketbottom 39% AI: Holds AI/ML patents (G06N-family CPC) Growth: Revenue +474% YoY · Web rank 500,000 → 100,000 YoY rank vs industry peers · Fliar Intelligence Index 80/100 | $146M | 1 mo ago | Series D | 1 | Immad Akhund Co-Founder & CEO | 7 patents Secure data management and protection for additive manufacturing and vehicle power systems | 2 launchs |
| 17 | Securitize Blockchain-based asset tokenization platform 69Funding top 21%News top 22%Growth top 26%Tech top 28% All 10 signals ▾Fundingtop 21% Newstop 22% Growthtop 26% Techtop 28% Producttop 30% Moattop 31% Innovationtop 32% Globaltop 48% Talentbottom 48% Marketbottom 37% Funding: Raised $122M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) News: 16 BI events in 12 mo (of 39 tracked, 8 types) · +700% YoY rank vs industry peers · Fliar Intelligence Index 69/100 | $122M | 8 mo ago | Series B | 15 | Carlos Domingo Co-Founder & CEO | — | — |
| 18 | Nova Credit Provider of unified consumer credit data infrastructure and analytics platform 50Funding top 21%Moat top 31%News top 33%Tech top 41% All 9 signals ▾Fundingtop 21% Moattop 31% Newstop 33% Techtop 41% Producttop 41% Growthtop 43% Globalbottom 45% Marketbottom 43% Talentbottom 41% Funding: Raised $121M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 50/100 | $121M | 8 mo ago | Series D | 51 51 → 119 (+133%) · sector median +47% | Misha Esipov Co-Founder & CEO | — | 1 partnership |
| 19 | Superstate Provider of tokenization services for financial assets and investment products 53Funding top 23%Talent top 28%Tech top 44%Global top 45% All 5 signals ▾Fundingtop 23% Talenttop 28% Techtop 44% Globaltop 45% Marketbottom 37% Funding: Raised $101M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 53/100 | $101M | 2 mo ago | Series B | — | Robert Leshner Co-Founder & CEO | — | — |
| 20 | CyberCube Cloud based cyber risk analytics and insurance underwriting solutions for the insurance industry 67Funding top 21%News top 28%Growth top 31%Product top 31% All 10 signals ▾Fundingtop 21% Newstop 28% Growthtop 31% Producttop 31% Moattop 31% Talenttop 31% Innovationtop 41% Techtop 44% Marketbottom 48% Globalbottom 32% Funding: Raised $100M across 4 rounds · 4 rounds over 8 yrs (0.5/yr) News: 11 BI events in 12 mo (of 38 tracked, 6 types) · +450% YoY rank vs industry peers · Fliar Intelligence Index 67/100 | $100M | 8 mo ago | Series D | 76 76 → 117 (+54%) · sector median +47% | Ashwin Kashyap Co-Founder | — | 1 partnership · 1 award |
| 21 | Bretton AI Developer of an AI platform for financial crime compliance solutions 40Funding top 24%Talent top 38%Moat top 40%Global bottom 48% All 6 signals ▾Fundingtop 24% Talenttop 38% Moattop 40% Globalbottom 48% Techbottom 43% Marketbottom 35% Funding: Raised $94.8M across 4 rounds · 4 rounds over 9 yrs (0.4/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 40/100 | $95M | 4 mo ago | Series B | — | Alex Jin Co-Founder | — | 1 launch · 3 partnerships |
| 22 | Parafin Provider of cloud-based platform for revenue-based financing 48Funding top 20%Tech top 32%Moat top 35%Product top 36% All 10 signals ▾Fundingtop 20% Techtop 32% Moattop 35% Producttop 36% Talentbottom 49% Growthbottom 47% Innovationbottom 46% Marketbottom 43% Globalbottom 37% Newsbottom 21% Funding: Raised $94.0M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) Tech: 39 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Ses rank vs industry peers · Fliar Intelligence Index 48/100 | $94M | 1 mo ago | Series C | 83 | Sahill Poddar Co-Founder & CEO | — | 1 launch |
| 23 | Portal to Bitcoin Decentralized bitcoin exchange and interoperability protocol 62Talent top 28%Funding top 31%Tech top 34%Moat top 40% All 7 signals ▾Talenttop 28% Fundingtop 31% Techtop 34% Moattop 40% Growthtop 45% Globaltop 45% Marketbottom 46% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $92.5M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 62/100 | $92M | 9 mo ago | Series A | — | Manoj Duggirala Co-founder | — | — |
| 24 | Wisetack Provider of purchase financing solutions to consumers 62Funding top 23%Tech top 31%Moat top 31%Growth top 35% All 8 signals ▾Fundingtop 23% Techtop 31% Moattop 31% Growthtop 35% Talenttop 38% Marketbottom 45% Globalbottom 32% Newsbottom 18% Funding: Raised $91.2M across 5 rounds · 5 rounds over 7 yrs (0.7/yr) Tech: 41 technologies across 6/8 capability areas · Cloud: Amazon Ses, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 62/100 | $91M | 8 mo ago | Series B | 119 119 → 134 (+13%) · sector median +47% | Bobby Tzekin Co-Founder & CEO | — | 1 partnership |
| 25 | Jiko Platform enabling T-bill investing for businesses 40Funding top 20%Growth top 35%Product top 46%Moat top 47% All 12 signals ▾Fundingtop 20% Growthtop 35% Producttop 46% Moattop 47% Techbottom 49% Talentbottom 49% Innovationbottom 37% Marketbottom 36% Globalbottom 36% Patentsbottom 31% Newsbottom 24% Customersbottom 20% Funding: Raised $91.0M across 6 rounds · 6 rounds over 10 yrs (0.6/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 40/100 | $91M | 8 mo ago | Series C | — | Stephane Lintner Founder & CEO | 7 patents Privacy-preserving node-level data computation and reconciliation for financial analytics | — |
| 26 | Candex Online platform for invoice financing 64Funding top 21%Product top 25%Innovation top 34%Growth top 35% All 9 signals ▾Fundingtop 21% Producttop 25% Innovationtop 34% Growthtop 35% Newstop 36% Moattop 39% Globaltop 49% Marketbottom 48% Techbottom 47% Funding: Raised $85.0M across 6 rounds · 6 rounds over 8 yrs (0.8/yr) Product: 4 distinct product lines · Company stage: Series C rank vs industry peers · Fliar Intelligence Index 64/100 | $85M | 3 mo ago | Series C | 102 | — | — | 1 expansion · 2 awards |
| 27 | Nirvana 🦄 AI-based insurance risk management and pricing solutions for the fleet insurance industry 60Funding top 20%Talent top 28%Moat top 31%News top 35% All 9 signals ▾Fundingtop 20% Talenttop 28% Moattop 31% Newstop 35% AItop 35% Techtop 44% Growthtop 47% Marketbottom 37% Globalbottom 32% Funding: Raised $79.0M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 60/100 | $79M | 5 mo ago | Series D | 10 | Abhay Mitra Co-Founder & CTO | — | 1 launch |
| 28 | Sardine Technologies AI-enabled KYC and fraud prevention solutions for financial institutions 62Funding top 21%Tech top 22%Talent top 28%Moat top 31% All 10 signals ▾Fundingtop 21% Techtop 22% Talenttop 28% Moattop 31% Growthtop 38% Producttop 43% Globalbottom 48% Marketbottom 43% Newsbottom 21% Customersbottom 3% Funding: Raised $75.6M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) Tech: 62 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 62/100 | $76M | 0 mo ago | Series C | 64 | Zahid Shaikh Co-Founder | — | 1 partnership |
| 29 | Uphold Digital assets trading platform offering trading services for cryptocurrencies, stablecoins, and precious… 55Tech top 20%Customers top 23%Funding top 27%Innovation top 30% All 12 signals ▾Techtop 20% Customerstop 23% Fundingtop 27% Innovationtop 30% Moattop 31% Patentstop 35% Producttop 49% Talentbottom 49% Newsbottom 46% Globalbottom 44% Growthbottom 38% Marketbottom 33% Tech: 56 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Customers: Play-Store rating 4.49★ across 73,095 ratings (1 apps) · Review volume +1% in 6 mo rank vs industry peers · Fliar Intelligence Index 55/100 | $73M | 2 mo ago | Series B | 14 | JP Thieriot CEO | 8 patents Blockchain-enabled financial transaction processing, analytics, and tokenized payment platforms | 1 launch |
| 30 | Doss Provider of cloud platform for operations, resource planning, and data management 55Funding top 21%Product top 30%Talent top 33%Growth top 35% All 9 signals ▾Fundingtop 21% Producttop 30% Talenttop 33% Growthtop 35% Techtop 38% Innovationtop 39% Moattop 48% Globalbottom 36% Marketbottom 26% Funding: Raised $73.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Product: 12 distinct product lines · Company stage: Series B rank vs industry peers · Fliar Intelligence Index 55/100 | $73M | 2 mo ago | Series B | 12 | Wiley Jones Co-Founder & CEO | — | — |
| 31 | Anrok Provider of automated sales tax compliance software for modern commerce 53Funding top 20%Talent top 28%Growth top 35%Moat top 39% All 8 signals ▾Fundingtop 20% Talenttop 28% Growthtop 35% Moattop 39% Newstop 49% Techbottom 44% Globalbottom 37% Marketbottom 35% Funding: Raised $71.9M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 53/100 | $72M | 7 mo ago | Series C | 40 | Kannan Goundan Co-Founder and Chief Technology Officer | — | 1 launch |
| 32 | Atomic Wealth management solutions for financial institutions 40Growth top 28%Patents top 30%Funding top 31%Innovation top 34% All 10 signals ▾Growthtop 28% Patentstop 30% Fundingtop 31% Innovationtop 34% Talenttop 38% Techtop 45% Moatbottom 48% Globalbottom 39% Marketbottom 22% Fin. healthbottom 10% Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo Patents: 15 patents matched (strict assignee match) · 12 filings since 2022 vs 3 in 2017-21 rank vs industry peers · Fliar Intelligence Index 40/100 | $65M | 9 mo ago | Series C | 47 | David Dindi Co-Founder & CEO | 15 patents Patents concentrated in electrical & electronics | — |
| 33 | Angle Provider of technology-enabled health insurance plans for employers and employees 50Funding top 28%Tech top 28%Growth top 35%Moat top 37% All 12 signals ▾Fundingtop 28% Techtop 28% Growthtop 35% Moattop 37% Talenttop 38% Producttop 46% Patentsbottom 46% Innovationbottom 43% Globalbottom 43% Marketbottom 40% Newsbottom 34% Customersbottom 8% Funding: Raised $62.0M across 3 rounds · 3 rounds over 6 yrs (0.5/yr) Tech: 43 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 50/100 | $62M | 6 mo ago | Series B | 47 | Anirban Gangopadhyay Co-Founder | 15 patents Design and manufacturing of mechanical universal (X) joints for power transmission | — |
| 34 | Amplify Life Insurance Online insurance comparison platform 60Funding top 24%Growth top 26%Tech top 36%Talent bottom 49% All 7 signals ▾Fundingtop 24% Growthtop 26% Techtop 36% Talentbottom 49% Marketbottom 39% Globalbottom 39% Newsbottom 22% Funding: Raised $60.9M across 6 rounds · 6 rounds over 6 yrs (1.0/yr) Growth: Headcount 11 → 55 (+400%) across vintages · Web rank 1,000,000 → 5,000,000 YoY rank vs industry peers · Fliar Intelligence Index 60/100 | $61M | 6 mo ago | Series B | 55 55 → 71 (+29%) · sector median +47% | Hanna Wu Founder & CEO | — | — |
| 35 | Cardless Credit cards for consumers 53Funding top 22%Customers top 23%Tech top 31%Moat top 31% All 11 signals ▾Fundingtop 22% Customerstop 23% Techtop 31% Moattop 31% Talenttop 38% Producttop 40% Partnerstop 45% Growthbottom 47% Marketbottom 38% Globalbottom 37% Newsbottom 28% Funding: Raised $60.1M across 7 rounds · 7 rounds over 7 yrs (1.0/yr) Customers: Play-Store rating 4.66★ across 1,791 ratings (1 apps) · Review volume +669% in 6 mo rank vs industry peers · Fliar Intelligence Index 53/100 | $60M | 8 mo ago | Series C | 32 32 → 72 (+125%) · sector median +47% | Michael Spelfogel Co-Founder & President | — | — |
| 36 | Strala Provider of AI-assisted claims handling and third-party administrator (TPA) solutions 67Funding top 30%AI top 30%Talent top 38%Global bottom 48% All 5 signals ▾Fundingtop 30% AItop 30% Talenttop 38% Globalbottom 48% Techbottom 40% Funding: Raised $55.3M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) AI: Classified as an AI company · Product described with: artificial intelligence rank vs industry peers · Fliar Intelligence Index 67/100 | $55M | 2 mo ago | Series B | — | Armando Schmid Co-Founder & CTO | — | — |
| 37 | FarmTogether Equity crowdfunding platform and infrastructure fund focused on sustainable investments 45Funding top 23%Tech top 39%Moat top 39%Product top 46% All 10 signals ▾Fundingtop 23% Techtop 39% Moattop 39% Producttop 46% Growthtop 48% Talentbottom 49% Innovationbottom 46% Marketbottom 41% Globalbottom 36% Newsbottom 20% Funding: Raised $40.4M across 9 rounds · 9 rounds over 7 yrs (1.3/yr) Tech: 27 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 45/100 | $40M | 4 mo ago | Series A | 34 | David Gould Chief Executive Officer | — | 1 partnership · 1 expansion |
| 38 | MerQube Index provider solutions for financial and insurance industries 48Funding top 23%Talent top 33%Growth top 35%News top 37% All 10 signals ▾Fundingtop 23% Talenttop 33% Growthtop 35% Newstop 37% Moattop 41% Techtop 48% Patentstop 49% Innovationbottom 48% Globalbottom 39% Marketbottom 29% Funding: Raised $35.0M across 4 rounds · 4 rounds over 7 yrs (0.6/yr) Talent: 3 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 48/100 | $35M | 2 mo ago | Series C | 9 | Keith Loggie Co-Founder and COO | 4 patents Blockchain-based data indexing and tracking solutions for secure, verifiable information management. | — |
| 39 | Balance Homes Online marketplace offering refinancing residential mortgage loans 40Funding top 28%Growth top 28%Tech top 42%Global bottom 32% All 5 signals ▾Fundingtop 28% Growthtop 28% Techtop 42% Globalbottom 32% Marketbottom 21% Funding: Raised $30.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 40/100 | $30M | 4 mo ago | Acquired | 21 21 → 13 (-38%) · sector median +47% | — | — | — |
| 40 | Centrifuge Provider of the decentralized platform to connect the financial supply chain 55Talent top 15%Funding top 32%Tech top 34%Growth top 35% All 7 signals ▾Talenttop 15% Fundingtop 32% Techtop 34% Growthtop 35% Moattop 39% Globalbottom 47% Marketbottom 25% Talent: Analyst team rating 5/5 Funding: Raised $27.1M across 4 rounds · 4 rounds over 8 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $27M | 1 mo ago | Series A | 10 | — | — | 2 launchs · 2 partnerships |
| 41 | Fulcrum Provider of AI-powered process automation software for insurance brokers 42Funding top 30%Talent top 38%AI top 45%Moat top 47% All 9 signals ▾Fundingtop 30% Talenttop 38% AItop 45% Moattop 47% Patentstop 48% Techbottom 47% Innovationbottom 44% Globalbottom 40% Marketbottom 32% Funding: Raised $25.1M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 42/100 | $25M | 4 mo ago | Series A | — | Sambhav Anand Co-Founder & CTO | 15 patents Digital financial infrastructure for private monetary authorities and AI-driven client intake management | 2 partnerships · 1 award |
| 42 | Kresus Web3 app intended to let users create mint, manage, and store digital assets 40Funding top 26%Customers top 32%Tech top 42%Growth top 45% All 9 signals ▾Fundingtop 26% Customerstop 32% Techtop 42% Growthtop 45% Moattop 48% Talentbottom 49% Productbottom 48% Globalbottom 36% Marketbottom 25% Funding: Raised $25.0M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) Customers: Play-Store rating 4.60★ across 283 ratings (1 apps) rank vs industry peers · Fliar Intelligence Index 40/100 | $25M | 3 mo ago | Series A | 6 | Trevor Traina Founder & Chairman | — | 1 partnership |
| 43 | Inference Research Provider of AI-native quantitative trading strategies across digital and traditional markets 45Funding top 38%AI top 45%Talent bottom 45%Global bottom 25% All 4 signals ▾Fundingtop 38% AItop 45% Talentbottom 45% Globalbottom 25% Funding: Raised $20.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) AI: Product described with: ai-native rank vs industry peers · Fliar Intelligence Index 45/100 | $20M | 4 mo ago | Seed | — | Luke Li Founder & CEO | — | — |
| 44 | Informed Developer of an aggregation API solutions for banking 53AI top 15%Product top 33%News top 34%Funding top 35% All 10 signals ▾AItop 15% Producttop 33% Newstop 34% Fundingtop 35% Moattop 37% Talentbottom 49% Patentsbottom 48% Marketbottom 45% Innovationbottom 45% Globalbottom 37% AI: Holds AI/ML patents (G06N-family CPC) Product: 1 product launch event in 12 mo, 1 the year before · Company stage: Series B rank vs industry peers · Fliar Intelligence Index 53/100 | $20M | 6 mo ago | Series B | 51 | Justin Wickett Co-Founder & CEO | 8 patents Patents concentrated in computing, sensing & instrumentation | — |
| 45 | CoinRoutes Algorithm trading platform for cryptocurrency 42Talent top 28%Funding top 31%Moat top 37%Tech bottom 49% All 8 signals ▾Talenttop 28% Fundingtop 31% Moattop 37% Techbottom 49% Innovationbottom 46% Patentsbottom 40% Globalbottom 39% Marketbottom 38% Talent: Analyst team rating 5/5 · 2 named leaders on record Funding: Raised $19.0M across 2 rounds · 2 rounds over 7 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 42/100 | $19M | 3 mo ago | Series B | 33 | Michael Holstein Co-Founder & CCO | 13 patents Crypto trading infrastructure: smart order routing, pricing calculation, and consolidated market data. | 1 partnership · 1 award |
| 46 | Badge Online payment solutions for businesses 55Funding top 28%Talent top 28%Patents top 29%Innovation top 35% All 9 signals ▾Fundingtop 28% Talenttop 28% Patentstop 29% Innovationtop 35% Moattop 38% Techtop 42% Growthtop 45% Marketbottom 35% Globalbottom 35% Funding: Raised $17.1M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 55/100 | $17M | 3 mo ago | Series A | 20 | Tyler Jones Co-Founder & Head of Engineering | 54 patents Biometric public‑key authentication with privacy‑preserving, revocable credential mechanisms | — |
| 47 | Shepherd Insurance software suite for businesses 27Funding top 33%Moat top 34%Talent top 38%Global bottom 39% All 8 signals ▾Fundingtop 33% Moattop 34% Talenttop 38% Globalbottom 39% Marketbottom 38% Techbottom 35% Patentsbottom 35% Innovationbottom 33% Funding: Raised $13.5M across 3 rounds · 3 rounds over 2 yrs (1.5/yr) Moat: Editorial + unicorn rating 7/10 · IP moat: 11 patents rank vs industry peers · Fliar Intelligence Index 27/100 | $14M | 2 mo ago | Series B | — | Steve Buonpane Co-Founder | 11 patents Cut‑resistant, wildlife‑safe security fencing and mesh panel systems for perimeter protection. | — |
| 48 | SkySelect Provider of an AI-powered platform for aircraft parts procurement and sourcing 50Talent top 28%Funding top 36%AI top 45%News top 46% All 8 signals ▾Talenttop 28% Fundingtop 36% AItop 45% Newstop 46% Moattop 48% Techbottom 46% Globalbottom 43% Marketbottom 38% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $9.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 50/100 | $9M | 3 mo ago | Series A | 56 | Rain Opik Co-Founder | — | 1 job opening · 2 partnerships |
| 49 | Astor Provider of AI investment advisory services for busy professionals 60Funding top 38%Talent top 38%AI top 45%Global top 45% All 5 signals ▾Fundingtop 38% Talenttop 38% AItop 45% Globaltop 45% Techbottom 40% Funding: Raised $5.5M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 60/100 | $6M | 1 mo ago | Seed | — | Daniel Hochstetler Co-Founder & CTO | — | — |
| 50 | Astrada Provider of cloud-based payments solutions for businesses 29Funding top 40%Talent bottom 49%Global bottom 33% All 3 signals ▾Fundingtop 40% Talentbottom 49% Globalbottom 33% Funding: Raised $3.8M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 29/100 | $4M | 1 mo ago | Seed | — | Salman Syed CEO | — | — |
Top 12 FinTech companies in San Francisco
#1
Series G · San Francisco, California · founded 2015 · 1400 employees$1.1Braised▾
Series G · San Francisco, California · founded 2015 · 1400 employees
Provider of multi-currency business accounts, global payments, and spend management. The company offers solutions for business accounts, global transfers, corporate cards, and expense management. It provides APIs and embedded finance options, including programmatic account creation, multi-currency account management, and global payment acceptance. The company also offers tools for invoicing, subscription management, and usage-based billing.
Fliar Intelligence Index™ 89how this company ranks against its industry peers
Funding
top 18%Tech
top 20%Talent
top 22%Growth
top 24%Innovation
top 25%Product
top 26%Funding: Raised $1.1B across 14 rounds · 14 rounds over 10 yrs (1.4/yr) · Last round Series G (Dec 2025)
Tech: 87 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare · Devops: Envoy, Varnish
Talent: Analyst team rating 5/5 · 4 named leaders on record · 4 C-suite/founder profiles curated
Audience (LinkedIn): 179k LinkedIn followers — 5.5% of this cohort's audience
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Dec 2025Series G$330M
- May 2025Series F$150M
- Mar 2023Series F$200M
- Oct 2022Series E$100M
Founders & team
Investors
Tencent, Sequoia Capital, Mastercard, Hillhouse, Horizons Ventures, Salesforce Ventures
Tech stack
Alpine.JsAmazon Web ServicesApple Icloud MailBabelBackbone.JsCloudflare
#2
Mercury 🦄Series D · San Francisco, California · founded 2017 · 1 employees$146Mraised▾
Mercury 🦄
Series D · San Francisco, California · founded 2017 · 1 employees
Provider of a comprehensive online platform offering a range of financial services. The company provides integrated banking services for businesses, offering a platform to manage financial operations.
Fliar Intelligence Index™ 80how this company ranks against its industry peers
AI
top 15%Growth
top 20%Tech
top 24%Funding
top 25%Talent
top 28%Customers
top 30%AI: Holds AI/ML patents (G06N-family CPC)
Growth: Revenue +474% YoY · Web rank 500,000 → 100,000 YoY · App-install growth +74% YoY
Tech: 50 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront · Devops: Envoy
Audience (LinkedIn): 119k LinkedIn followers — 3.7% of this cohort's audience
Activity (LinkedIn): 2 product launches announced in 12 mo
Funding rounds
- May 2026Series D$200M
- Mar 2025Series C$200M
- Oct 2024Conventional Debt$100M
- Jul 2021Series B$120M
Founders & team
Investors
CRV, Andreessen Horowitz, Dreamers, 35V, Serena Ventures, Clocktower Ventures
Tech stack
Alpine.JsAmazon AlbAmazon CloudfrontAmazon Web ServicesAmplitudeApple Icloud Mail
#3
Series E · San Francisco, California · founded 2017 · 349 employees$487Mraised▾
Series E · San Francisco, California · founded 2017 · 349 employees
Digital asset platform providing trading, custody, staking, settlement, and crypto financial infrastructure. It is designed for financial institutions and professional investors, it provides secure custody through a federally chartered banking entity and enables seamless access to liquidity, risk-managed execution, and compliant digital asset operations. It supports end-to-end workflows across cash and crypto assets, combining advanced market infrastructure with regulatory-grade security, governance, and institutional controls for managing and scaling digital asset strategies.
Fliar Intelligence Index™ 74how this company ranks against its industry peers
Funding
top 16%News
top 16%Growth
top 26%Moat
top 26%Talent
top 28%Product
top 33%Funding: Raised $487M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) · Last round Series E (Feb 2026)
News: 9 BI events in 12 mo (of 13 tracked, 5 types) · 8 high-value events (IPO/M&A/funding/contracts) in 12 mo · Top themes: Funding, M&A, New product
Growth: 2 acquisition/expansion moves in 24 mo · Fresh capital in last 24 mo
Audience (LinkedIn): 65k LinkedIn followers
Activity (LinkedIn): 1 product launches · 2 partnerships (incl. Lido Finance) announced in 12 mo
Funding rounds
- Feb 2026Series E$100M
- Jun 2022Series D—
- Dec 2021Series D$350M
- Feb 2021Series C$80M
Founders & team
Investors
KKR, Goldman Sachs, Andreessen Horowitz, Apollo Funds, Wellington, Alameda Research
Tech stack
CdnjsCloudflareCloudflare Bot ManagementCore-JsDemandbaseDocusign
#4
Slash 🦄Series C · San Francisco, California · founded 2019 · 17 employees$160.1Mraised▾
Slash 🦄
Series C · San Francisco, California · founded 2019 · 17 employees
Provider of financial services for high-spending businesses. It offers business checking accounts, corporate cards with cashback rewards, and access to working capital through partner lenders. The platform includes features such as virtual accounts, robust analytics tools, and APIs for automation. Enhanced FDIC insurance is provided through partner banks. The services are designed to streamline financial management for businesses, offering tools for expense tracking, budgeting, and multi-entity management.
Fliar Intelligence Index™ 64how this company ranks against its industry peers
Funding
top 18%Moat
top 27%Growth
top 28%Tech
top 37%Talent
bottom 49%Global
bottom 48%Funding: Raised $160M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) · Last round Series C (Apr 2026)
Moat: Unicorn · 4 curated direct competitors tracked
Growth: Web rank 5,000,000 → 1,000,000 YoY · Fresh capital in last 24 mo
Funding rounds
- Apr 2026Series C$100M
- May 2025Series B$41M
- May 2023Series A$19M
- 2021Seed$125K
Founders & team
Investors
Goodwater Capital, New Enterprise Associates, Menlo Ventures, Y Combinator, Soma Capital, Global Founders Capital
Tech stack
Amazon Web ServicesApple Icloud MailCloudflareCloudflare Bot ManagementCore-JsFacebook Pixel
#5
Series C · San Francisco, California · founded 2020 · 83 employees$94Mraised▾
Series C · San Francisco, California · founded 2020 · 83 employees
Provider of cloud-based platform for revenue-based financing. It features a platform for connecting buyers and sellers for growth capital financing. Provides tools for retaining sellers, tracking revenue streams, APIs for underwriting, financial and regulatory risks, and payment processing for users.
Fliar Intelligence Index™ 48how this company ranks against its industry peers
Funding
top 20%Tech
top 32%Moat
top 35%Product
top 36%Talent
bottom 49%Growth
bottom 47%Funding: Raised $94.0M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) · Last round Conventional Debt (May 2026)
Tech: 39 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Ses · Observability: Fullstory, Sentry
Moat: Editorial + unicorn rating 7/10 · 3 curated direct competitors tracked
Audience (LinkedIn): 11k LinkedIn followers
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- May 2026Conventional Debt—
- Dec 2024Series C$100M
- Aug 2024Conventional Debt$93M
- Apr 2024Conventional Debt$125M
Founders & team
Investors
Atalaya Capital Management, Jefferies, GIC, Thrive Capital, Ribbit Capital, Trinity Capital
Tech stack
Amazon S3Amazon SesAmazon Web ServicesApple Icloud MailAtlassian StatuspageCloudflare
#6
Series C · San Francisco, California · founded 2020 · 64 employees$75.6Mraised▾
Series C · San Francisco, California · founded 2020 · 64 employees
AI-enabled KYC and fraud prevention solutions for financial institutions. Its product includes transaction monitoring, onboarding, AML, account takeover protection, and more. It also offers device intelligence tools for fraud detection based on intrinsic behavior.
Fliar Intelligence Index™ 62how this company ranks against its industry peers
Funding
top 21%Tech
top 22%Talent
top 28%Moat
top 31%Growth
top 38%Product
top 43%Funding: Raised $75.6M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) · Last round Series C (May 2026)
Tech: 62 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services · Observability: Fullstory, Sentry
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Audience (LinkedIn): 56k LinkedIn followers
Activity (LinkedIn): 1 partnerships (incl. Infinite) announced in 12 mo
Funding rounds
- May 2026Series C$25M
- Feb 2025Series C$70M
- Sep 2022Series B$51.5M
- Aug 2022Series A—
Founders & team
Investors
XYZ Venture Capital, 11.2 Capital, Village Global, ventures.coinbase.com, Andreessen Horowitz, Nyca Partners
Tech stack
AceAmazon CloudfrontAmazon Web ServicesApple Icloud MailAtlassian StatuspageBabel
#7
Series E · San Francisco, California · founded 2015 · 577 employees$664Mraised▾
Series E · San Francisco, California · founded 2015 · 577 employees
Employer-enabled retirement planning platform. Offers tools to assist in developing retirement plans, recording, accounting, and compliance management solutions. Features a dashboard for syncing payroll, administrative, and compliance testing solutions for users.
Fliar Intelligence Index™ 80how this company ranks against its industry peers
Funding
top 14%Tech
top 17%Moat
top 26%Market
top 34%Growth
top 34%Product
top 36%Funding: Raised $664M across 12 rounds · 12 rounds over 11 yrs (1.1/yr) · Last round Series E (Nov 2025)
Tech: 48 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Web Services · Observability: Datadog
Moat: Editorial + unicorn rating 9/10 · Unicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 30k LinkedIn followers
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- Nov 2025Series E$100M
- Aug 2025Series E$50M
- Jul 2024Conventional Debt$25M
- Mar 2024Series E$242M
Founders & team
Investors
Wing Venture Capital, Y Combinator, Uncork Capital, SV Angel, Tuesday Capital, Slow Ventures
Tech stack
Amazon S3Amazon Web ServicesAmplitudeApolloApple Icloud MailAuth0
#8
Upgrade 🦄Series G · San Francisco, California · founded 2016 · 602 employees$600Mraised▾
Upgrade 🦄
Series G · San Francisco, California · founded 2016 · 602 employees
Provider of consumer credit and banking products. It provides users with a financial technology company offering diverse credit and banking products. The company provides personal loans, credit cards, and rewards checking and savings accounts designed to assist individuals in managing their finances. Their offerings aim to provide accessible credit solutions, competitive rates, and rewards for everyday spending. They also include tools for credit monitoring and education to help individuals understand and improve their credit health.
Fliar Intelligence Index™ 90how this company ranks against its industry peers
Funding
top 16%Growth
top 17%Talent
top 19%Customers
top 20%Market
top 22%Product
top 24%Funding: Raised $600M across 6 rounds · 6 rounds over 9 yrs (0.7/yr) · Last round Series G (Oct 2025)
Growth: Headcount 250 → 602 (+141%) across vintages · Web rank 100,000 → 50,000 YoY · Fresh capital in last 24 mo
Talent: Analyst team rating 5/5 · 5 named leaders on record · 5 C-suite/founder profiles curated
Audience (LinkedIn): 74k LinkedIn followers — 2.3% of this cohort's audience
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- Oct 2025Series G$165M
- Nov 2021Series F$280M
- Aug 2021Series E$105M
- Jun 2020Series D$40M
Founders & team
Investors
Union Square Ventures, Ribbit Capital, Vy Capital, SVB, CreditEase, Noah Holdings
Tech stack
AkamaiAkamai Bot ManagerAmazon Web ServicesApple Icloud MailBootstrapCloudflare
#9
Series B · San Francisco, California · founded 2023$100.6Mraised▾
Series B · San Francisco, California · founded 2023
Provider of tokenization services for financial assets and investment products. The company connects assets with crypto capital markets through onchain public listings. It offers tokenized funds and tokenized shares of public companies. The company's platform facilitates compliant onchain equity listings and direct issuance programs.
Fliar Intelligence Index™ 53how this company ranks against its industry peers
Funding
top 23%Talent
top 28%Tech
top 44%Global
top 45%Market
bottom 37%Funding: Raised $101M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) · Last round Series B (Apr 2026)
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Tech: 20 technologies across 5/8 capability areas · Cloud: Cloudflare · Observability: Sentry
Audience (LinkedIn): 6k LinkedIn followers
Funding rounds
- Apr 2026Series B—
- Jan 2026Series B$82.5M
- Sep 2023Series A$14.1M
- Jun 2023Seed$4M
Founders & team
Investors
ParaFi, 1kx, Distributedglobal, CoinFund, Breyer Capital, Galaxy Venture Capital
Tech stack
CloudflareCloudflare Bot ManagementGoogle AnalyticsGoogle Tag ManagerHstsHubspot
#10
TRM Labs 🦄Series C · San Francisco, California · founded 2018 · 11 employees$149.9Mraised▾
TRM Labs 🦄
Series C · San Francisco, California · founded 2018 · 11 employees
Provider of blockchain intelligence for detecting crypto-facilitated crime and compliance. The platform offers tools for investigations, compliance, and supervision of digital assets. It facilitates transaction monitoring, wallet screening, and entity due diligence. The company provides resources such as training, reports, webinars, and guides.
Fliar Intelligence Index™ 64how this company ranks against its industry peers
Funding
top 18%News
top 19%Moat
top 26%Growth
top 29%Tech
top 31%Talent
top 43%Funding: Raised $150M across 6 rounds · 6 rounds over 7 yrs (0.9/yr) · Last round Series C (Feb 2026)
News: 6 BI events in 12 mo (of 35 tracked, 6 types) · 4 high-value events (IPO/M&A/funding/contracts) in 12 mo · Top themes: Funding, Leadership, Capital raise
Moat: Editorial + unicorn rating 8/10 · Unicorn · 10 curated direct competitors tracked
Audience (LinkedIn): 98k LinkedIn followers — 3.0% of this cohort's audience
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Feb 2026Series C$70M
- Nov 2022Series B$70M
- Feb 2022Series B—
- Dec 2021Series B$60M
Founders & team
Investors
JPMorgan Chase, Blockchain Capital, Tapas Capital, Alumni Ventures, The MBA Fund, Green D Ventures
Tech stack
AngularApple Icloud MailAtlassian StatuspageCloudflareCloudflare Bot ManagementCloudflare Browser Insights
#11
Series C · San Francisco, California · founded 2011 · 102 employees$85Mraised▾
Series C · San Francisco, California · founded 2011 · 102 employees
Online platform for invoice financing. It purchases the invoice of the business in order to lend the funds. It manages payments between companies and vendors. It also offers solutions for employee management and expense visibility for decision-making. It offers solutions to operate subsidiaries and invoices locally in each market where the payments are being made.
Fliar Intelligence Index™ 64how this company ranks against its industry peers
Funding
top 21%Product
top 25%Innovation
top 34%Growth
top 35%News
top 36%Moat
top 39%Funding: Raised $85.0M across 6 rounds · 6 rounds over 8 yrs (0.8/yr) · Last round Series C (Mar 2026)
Product: 4 distinct product lines · Company stage: Series C
Innovation: 4 product lines
Audience (LinkedIn): 14k LinkedIn followers
Activity (LinkedIn): 2 awards · 1 expansions announced in 12 mo
Funding rounds
- Mar 2026Series C$7M
- Jul 2025Series C$33M
- Dec 2023Series B$45M
- Nov 2022Series A$12M
Investors
Altos Ventures Management, NFX, American Express, J P Morgan, Edenred Capital, Commerce Ventures
Tech stack
AccessibeAmazon SesAmazon Web ServicesCloudflareCloudflare Bot ManagementCore-Js
#12
Series B · San Francisco, California · founded 2013 · 14 employees$73.4Mraised▾
Series B · San Francisco, California · founded 2013 · 14 employees
Digital assets trading platform offering a wide range of cryptocurrencies, precious metals, and national currencies. They allow users to trade anything to anything and provides two-factor authentication and an API suite for enterprise clients. The platform has a mobile app for on-the-go trading.
Fliar Intelligence Index™ 55how this company ranks against its industry peers
Tech
top 20%Customers
top 23%Funding
top 27%Innovation
top 30%Moat
top 31%Patents
top 35%Tech: 56 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Envoy
Customers: Play-Store rating 4.49★ across 73,095 ratings (1 apps) · Review volume +1% in 6 mo · Marquee-customer mentions: top 10% of tracked companies
Funding: Raised $73.4M across 4 rounds · 4 rounds over 12 yrs (0.3/yr) · Last round Series B (Apr 2026)
Audience (LinkedIn): 30k LinkedIn followers · 60 engagements/post (1.7× cohort median)
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Apr 2026Series B—
- Jan 2018Angel$57.5M
- Jan 2016Series B$1.9M
- Dec 2014Series B$9.9M
Founders & team
Investors
C1, COSIMO X, Skyvision, Hard Yaka, Blockchain Coinvestors, Sparq Capital
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesApache TomcatApple Icloud MailAtlassian Statuspage
Funding & investor landscape
$63.4Btotal disclosed funding
1,009companies funded
2,489disclosed rounds
17rounds last 90 days
Most active investors
Notable founders
Jacob Dai
Co-Founder & CTO · Airwallex
Max Li
Co-Founder · Airwallex
Immad Akhund
Co-Founder & CEO · Mercury
Max Tagher
Co-Founder & CTO · Mercury
Nathan McCauley
Co-Founder and CEO · Anchorage Digital
Diogo Monica
Co-Founder · Anchorage Digital
Victor Cardenas
Co-Founder & CEO · Slash
Sahill Poddar
Co-Founder & CEO · Parafin
Zahid Shaikh
Co-Founder · Sardine Technologies
Soups Ranjan
Co-Founder & CEO · Sardine Technologies
Roger Lee
Co-Founder · Human Interest
Matt Wierman
Co-Founder and EVP · Upgrade
Prism market signals · United States · country-scoped Prism corpus, 3,947,148 docs
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · United States
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
research sentiment over time
201620212026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 23% → 38% across 2016–2026.
top research entities
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
leading researchers
Crypto Education Research Lab · Kapil Dharika · Bibitayo Ebunlomo Abikoye · Adesola Oluwatosin Adelaja · Stanley Chidozie Umeorah · Pingale, Mandar Vijay · Hajwane, Shaeena Samir · Rogers, Anuoluwapo
▲
Breakthroughs97 · 11%
▲ 0%→11% share
0 median citations96% since 2021mostly methods-led
Financial services breakthroughs surged from 0% to 11% field-share, with 41 brand-new papers signaling rapid discovery.
rising sub-themes (early→recent)
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
Newly emergingFinancial services 0→41 · Database transaction 0→15 · Payment 0→14
Landmark E.T.-RNN · 87 cites
◆
Advancements352 · 39%
▲ 28%→41% share
▲1.5× share momentum0 median citations95% since 2021mostly empirical
Financial inclusion advancements intensified dramatically — rising from 2 to 74 papers as access research accelerates.
rising sub-themes (early→recent)
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
Newly emergingTransformative learning 0→37 · Database transaction 0→34 · Financial literacy 0→32
Landmark Fintech Adoption Drivers for Innovation for SMEs in Indonesia · 143 cites
▼
Concerns281 · 31%
▼ 56%→29% share
▼0.5× share momentum0 median citations83% since 2021mostly empirical
Concern-flagged cryptocurrency papers rose from 1 to 17, while big data and financial market risks newly emerged.
rising sub-themes (early→recent)
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Newly emergingFinancial market 0→22 · Big data 0→18 · Corporate governance 0→18
Landmark The FinTech Opportunity · 433 cites
RESEARCH HOTSPOTS · United States
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
New York25 · +0.24
Seattle14 · +0.21
Philadelphia13 · +0.19
Boston12 · +0.34
Los Angeles8 · +0.42
Ann Arbor8 · +0.49
SF Bay Area5 · +0.42
Chicago5 · +0.08
Atlanta5 · +0.36
PATENT SIGNAL · United States
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
20 filings16 assigneespeak 7/yr2016–2025
filing momentum (YoY 2016–2025)
top patent filers
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
How many FinTech companies are there in San Francisco, United States?
Radar tracks 1966 indexable FinTech companies headquartered in San Francisco, United States that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in San Francisco, United States?
The FinTech companies in San Francisco, United States on this list have raised a combined $63.4B in disclosed equity funding across 1009 funded companies.
Which is the highest-funded FinTech company in San Francisco, United States?
Stripe is the highest-funded FinTech company in San Francisco, United States, with $9.8B in disclosed equity funding.
How many FinTech companies in San Francisco, United States are funded?
1009 of the 1966 FinTech companies in San Francisco, United States on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in San Francisco, United States?
51 FinTech companies in San Francisco, United States on this list are valued at $1B or more.
Who are the top investors in San Francisco, United States FinTech companies?
The most active investors in San Francisco, United States FinTech companies on this list include Y Combinator, 500 Global, Andreessen Horowitz, Coinbase, SV Angel.
Rohit KhannaTrends & Stories
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.