Best Payments Companies in Sao Paulo, Brazil
The 117 best Payments companies in Sao Paulo, Brazil in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: RecargaPay.
Our analysis of 150 Payments companies
$44.9b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best Payments companies in Sao Paulo
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | RecargaPay Mobile wallet and prepaid card provider | $133M | 55 mo ago | Series C | 630 | Rodrigo Teijeiro Founder & CEO | Cart FunctionalityWordPressApple iCloud Mail+26 | — |
| 2 | isaac Digital platform for school financial management | $125M | 55 mo ago | Acquired | 816 | David Peixoto Co-Founder | WebflowApple iCloud MailGoogle Workspace+32 | — |
| 3 | Hash White-labeled infrastructure for payment processing | $67M | 56 mo ago | Deadpooled | 211 | — | — | — |
| 4 | Belvo Developer of open banking API solutions 69Innovation top 20%Tech top 24%Growth top 28%Funding top 30% All 10 signals ▾Innovationtop 20% Techtop 24% Growthtop 28% Fundingtop 30% Moattop 31% Talenttop 38% Producttop 43% Globalbottom 45% Marketbottom 27% Newsbottom 24% Innovation: 8 product lines · Deep-tech classification: Blockchain Tech: 51 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 69/100 | $59M | 14 mo ago | Series A | 4 | Uri Tintore Co-Founder & Co-CEO | WordPress Block EditorWordPressMySQL+24 | 2 job openings |
| 5 | Tino Account receivable solutions for businesses | $40M | 55 mo ago | Series A | 120 | Pedro Oliveira Co-Founder & CEO | WebflowBootstrapcore-js+21 | — |
| 6 | Iugu White label payment acceptance solutions | $37M | 31 mo ago | Series A | 278 | — | Apple iCloud MailMicrosoft 365Ruby+23 | — |
| 7 | Pagaleve App-based platform to track purchases and pay the installments | $26M | 45 mo ago | Series A | 107 | Michael Greer Co-founder and CTO | WordPressProton MailApple iCloud Mail+28 | 1 award |
| 8 | Z1 Digital financial platform offering rechargeable card | $24M | 38 mo ago | Series B | 146 | Thiago Achatz Co-Founder | WebflowAmazon Web ServicesTikTok Pixel+13 | — |
| 9 | Flash Benefits Prepaid cards for corporate expenses and benefits | $22M | 51 mo ago | Series C | 762 | Guilherme Lane Founder & CTO | Cart FunctionalityHubSpot CMS HubApple iCloud Mail+34 | 1 job opening |
| 10 | Zig Provider of cashless payment, event ticketing, and access management solutions | $21M | 18 mo ago | Series B | 200 | Carlos Lino Founder Turned VC | WordPressApple iCloud MailMicrosoft 365+25 | 3 job openings |
| 11 | Hubla Application of earning money | $13M | 54 mo ago | Series A | — | Bernardo Reis Co-Founder | — | — |
| 12 | Barte Provider of payment ecosystem offering omnichannel sales and receivable management | $12M | 20 mo ago | Series A | 41 | Raphael Dyxklay Co-Founder | WebflowAmazon Web ServicesHubSpot+22 | — |
| 13 | Koin Provider of purchase financing solutions | $12M | 26 mo ago | Acquired | 200 | Ricardo Laureano Siqueira Founder | WordPressApple iCloud MailGoogle Workspace+17 | — |
| 14 | Destaxa Provider of online payment solutions for business | $9M | 30 mo ago | Series A | 35 | — | WordPressMySQLPHP+28 | — |
| 15 | Lerian Cloud-based platform offering payment solutions for fintechs, and BaaS companies 19Funding bottom 49%Talent bottom 49%Global bottom 48%Tech bottom 47% All 5 signals ▾Fundingbottom 49% Talentbottom 49% Globalbottom 48% Techbottom 47% Marketbottom 25% Funding: Raised $8.9M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 19/100 | $9M | 4 mo ago | Seed | — | Fred Amaral Founder & CEO | Framer SitesReactAmazon Web Services+14 | — |
| 16 | Vindi Subscription Billing solutions | $7M | 80 mo ago | Acquired | 278 | — | Cart FunctionalityBootstrapAmazon Web Services+28 | — |
| 17 | Legiti AI based fraud detection solution for credit cards | $7M | 52 mo ago | Deadpooled | 40 | — | — | — |
| 18 | Blipay App-based bill payment platform for individuals | $7M | 39 mo ago | Funding Raised | 7 | Felipe Ziliotti Co-Founder | Node.jsReactNext.js+13 | — |
| 19 | Acesso Prepaid cards provider | $7M | 105 mo ago | Deadpooled | 178 | — | — | — |
| 20 | Magie AI-based digital payment account platform for individuals 48Growth top 35%Funding top 38%AI top 45%Talent bottom 49% All 9 signals ▾Growthtop 35% Fundingtop 38% AItop 45% Talentbottom 49% Productbottom 48% Techbottom 47% Globalbottom 36% Marketbottom 34% Newsbottom 17% Growth: Fresh capital in last 24 mo Funding: Raised $5.1M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 48/100 | $5M | 5 mo ago | Series A | — | João Camargo Co-Founder | Framer SitesThree.jsReact+14 | — |
| 21 | Oxpay Digital account provider, offering a platform for transportation companies and drivers to centralize and… | $4M | 19 mo ago | Seed | — | Robert Ferreira Founder at Oxpay | Framer SitesReactAmazon Web Services+8 | 1 job opening |
| 22 | Konduto Machine learning based buyer behaviour analyzer | $2M | 108 mo ago | Acquired | 107 | Tom Canabarro Co-Founder | WordPressMySQLPHP+32 | 1 launch |
| 23 | Partyou Online platform for finance management | $2M | 52 mo ago | Deadpooled | 47 | Otavio Dutra Co-Founder & CEO | — | — |
| 24 | Lina Open banking API solution for businesses | $2M | 29 mo ago | Seed | — | Alan Mareines Chief Executive Officer | WordPressMySQLPHP+33 | — |
| 25 | Silverguard App-based platform providing cybersecurity and financial insurance technological solutions | $2M | 13 mo ago | Seed | 8 | Flavio Rabelo Barros Co-Founder | Squarespace CommerceCart FunctionalitySquarespace+17 | — |
| 26 | cash.in Payment platform for employee corporate expenses | $1M | 42 mo ago | Seed | 35 | Nani Gordon Founder | CPO & Business Development | WordPressMySQLPHP+26 | 1 award |
| 27 | Cobre Facil Provider of automated recurring billing and invoice solutions | $1M | 79 mo ago | Seed | 12 | Marcos Paulo Simon Tridapalli Chief Executive Officer | BootstrapNginxAmazon Web Services+19 | — |
| 28 | Conta Black App-based payments and money transfer platform for individuals and businesses | $1M | 44 mo ago | Seed | — | Fernanda Ribeiro Co-Founder & Co-CEO | WordPressMySQLPHP+22 | — |
| 29 | TEM Saude Prepaid health card to avail discounted healthcare services | $757K | 132 mo ago | Seed | 117 | — | WordPressMySQLPHP+23 | — |
| 30 | Adimplere Online debt negotiation platform for helping individuals and businesses | $575K | 61 mo ago | Seed | 21 | Andre Oliveira Founder | WordPressMySQLPHP+26 | — |
| 31 | Flip Saúde Provider of financial solutions for healthcare clinics and hospitals | $532K | 22 mo ago | Seed | — | Luiz Marques Co-Founder | — | — |
| 32 | Uppo Provider of digital loyalty card and rewards program | $257K | 33 mo ago | Seed | — | Daniela Reboucas Co-Founder | WordPressMySQLPHP+34 | — |
| 33 | UniPay Mobile payment acceptance | $250K | 160 mo ago | Seed | — | Tahiana D'Egmont Co-Founder | — | — |
| 34 | Marlim.co Fintech platform specializing in digital payment solutions for businesses | $192K | 58 mo ago | Seed | 7 | Pedro Braganca Co-Founder | Node.jsEnvoyReact+16 | — |
| 35 | Tiva App Payment acceptance platform for freelancers, SMEs, and NGOs | $125K | 36 mo ago | Seed | 6 | Julio Almeida CEO | Cart FunctionalityWordPressMySQL+19 | — |
Top 12 Payments companies in Sao Paulo
#1
Seed · Sao Paulo, State of Sao Paulo · founded 2024$8.9Mraised▾
Cloud-based platform offering payment solutions for fintechs, and BaaS companies. The company provides solutions such for money transactions, white label and open source solutions, payment API, multi-currency, and more.
- Jan 2026Seed$5.7M
- Nov 2024Seed$3.2M
#2
Series A · Sao Paulo, State of Sao Paulo · founded 2019 · 4 employees$59.3Mraised▾
Developer of open banking API solutions. It offers an aggregation API that enables access to multiple financial institutions providing account information, business and personal financial product details, standardized transactional data for diversified accounts, account holder information, and a snapshot of account balance and balance evolution analysis.
- Apr 2025Series A$15M
- Aug 2022Series A—
- Dec 2021Series A—
- Jun 2021Series A$43M
#3
Series A · Sao Paulo, State of Sao Paulo · founded 2024$5.1Mraised▾
AI-based digital payment account platform for individuals. The platform allowing users to make transactions, pay bills, and schedule payments through WhatsApp. The platform utilizes AI technology for managing bills and scheduled payments.
- Jan 2026Series A$5M
- Aug 2024Seed$4M
#4
Series B · Sao Paulo, State of Sao Paulo · founded 2016 · 200 employees$21.1Mraised▾
Provider of cashless payment, event ticketing, and access management solutions. The business offers tools for managing food and beverage sales at events. It provides solutions for ticket sales, access control, and customer relationship management. The business delivers systems for managing inventory, finances, and vendors.
- Dec 2024Series B$25M
- Apr 2024Series B$21.1M
#5
Series A · Sao Paulo, State of Sao Paulo · founded 2018 · 41 employees$12.3Mraised▾
Provider of payment ecosystem offering omnichannel sales and receivable management. It delivers payment links, custom checkouts, and payment terminals. The ecosystem provides receivable management, simplified reconciliation, and custom reports. It facilitates dispute management, chargeback handling, and integrations with conciliators and ERPs. The company offers payment orchestration, shopping cart recovery, and alternative payment methods. It provides credit solutions, fraud control, and acquiring as a service.
- Oct 2024Series A$8M
- Mar 2023Seed$3.1M
- 2021Seed$1.3M
#6
Seed · Sao Paulo, State of Sao Paulo · founded 2023 · 8 employees$1.5Mraised▾
App-based platform providing cybersecurity and financial insurance technological solutions. It offers solutions to help victims of financial scams, block scammer accounts by integrating with SOS Golpe, and educate about social engineering scams and digital security literacy.
- May 2025Seed—
- May 2023Seed$1.5M
#7
Seed · Sao Paulo, State of Sao Paulo · founded 2021$3.5Mraised▾
Digital account provider, offering a platform for transportation companies and drivers to centralize and automate payments. The platform provides a centralized and automated payment solution, offering local payment networks, API integrations, digital onboarding, batch payments, and enables transactions and reduces administrative burdens for the clients.
- Nov 2024Seed$3.5M
#8
Series A · Sao Paulo, State of Sao Paulo · founded 2012 · 278 employees$37.2Mraised▾
Iugu offers a white-label payment gateway for accepting online payments. It provides tools for merchants to manage collections, receivables, split payments, and more. Businesses are allowed to accept all forms of payment through online platforms.
- Nov 2023Series A$14.6M
- Sep 2020Series A$22.6M
#9
Series C · Sao Paulo, Brazil · founded 2004 · 630 employees$132.9Mraised▾
Mobile wallet and prepaid card provider. Users can make cellular recharges, utility bill payments, public transport payments, and also peer-to-peer transfers. The wallet can be reloaded through credit cards, bank transfers, or cash deposits in physical stores. Users can opt for a monthly subscription plan which offers features such as additional discounts, free automatic recharge, and recharge without an internet connection.
- Oct 2021Series C$10M
- Feb 2021Series C$70M
- Feb 2020Conventional Debt$2.5M
- Oct 2019Conventional Debt$15M
#10
Acquired · Sao Paulo, Brazil · founded 2014 · 200 employees$11.8Mraised▾
Provider of purchase financing solutions. It allows users to make monthly payments and receive payment slips. It also offers a payment method on checkout and select the number of installments, terms and finalize the order. The application is available on both iOS and Android platforms.
- Mar 2024Series B$7.2M
- Jan 2018Series A$4.6M
#11
Acquired · Sao Paulo, State of Sao Paulo · founded 2010 · 816 employees$125Mraised▾
Digital platform for school financial management
- Nov 2021Series B$125M
#12
Series B · Sao Paulo, State of Sao Paulo · founded 2020 · 146 employees$24.1Mraised▾
Digital financial platform offering rechargeable card. It offers services such as online or offline payments, bill payments, money transfers, and more. It also offers tools for financial education & expense management. It provides an app-based platform that is available on iOS & Android devices.
- Apr 2023Series B$10.7M
- Nov 2021Series A$10M
- Jul 2021Seed$2.5M
- Mar 2021Seed$125K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.