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Radar · Payments in State of Sao Paulo

Best Payments Companies in State of Sao Paulo, Brazil

The 92 best Payments companies in State of Sao Paulo, Brazil in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: isaac.

92companies tracked
$470.8Mdisclosed funding
0unicorns
32have raised
FLIAR INTELLIGENCE · PAYMENTS × STATE OF SAO PAULO

Our analysis of 150 Payments companies

$44.9b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.

150companies analysed
96%cloud-native stacks
2021funding peak (by rounds)
33unicorns
2018median founding year
1.1Mcombined LinkedIn audience
70%of audience held by top 3
7companies hiring publicly (12 mo)

Ranked: Best Payments companies in State of Sao Paulo

#CompanyDisclosed fundingLast roundStageEmployeesFounderTech stackRecent signals
1isaac
Digital platform for school financial management
$125M55 mo agoAcquired816David Peixoto
Co-Founder
WebflowApple iCloud MailGoogle Workspace+32—
2Belvo
Developer of open banking API solutions
69Innovation top 20%Tech top 24%Growth top 28%Funding top 30%
All 10 signals ▾
Innovationtop 20%
Techtop 24%
Growthtop 28%
Fundingtop 30%
Moattop 31%
Talenttop 38%
Producttop 43%
Globalbottom 45%
Marketbottom 27%
Newsbottom 24%
Innovation: 8 product lines · Deep-tech classification: Blockchain
Tech: 51 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3
rank vs industry peers · Fliar Intelligence Index 69/100
$59M14 mo agoSeries A4Uri Tintore
Co-Founder & Co-CEO
WordPress Block EditorWordPressMySQL+242 job openings
3Tino
Account receivable solutions for businesses
$40M55 mo agoSeries A120Pedro Oliveira
Co-Founder & CEO
WebflowBootstrapcore-js+21—
4Iugu
White label payment acceptance solutions
$37M31 mo agoSeries A278—Apple iCloud MailMicrosoft 365Ruby+23—
5Caju
Provider of platform centralizing employee benefits, expenses, and human resources
72Customers top 14%Tech top 26%Funding top 33%Growth top 35%
All 8 signals ▾
Customerstop 14%
Techtop 26%
Fundingtop 33%
Growthtop 35%
Markettop 44%
Producttop 46%
Moattop 48%
Globalbottom 36%
Customers: Play-Store rating 4.62★ across 86,494 ratings (1 apps) · Review volume +22% in 6 mo
Tech: 74 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3
rank vs industry peers · Fliar Intelligence Index 72/100
$35M18 mo agoSeries B190—Cart FunctionalityWordPressMySQL+41—
6Pagaleve
App-based platform to track purchases and pay the installments
$26M45 mo agoSeries A107Michael Greer
Co-founder and CTO
WordPressProton MailApple iCloud Mail+281 award
7Z1
Digital financial platform offering rechargeable card
$24M38 mo agoSeries B146Thiago Achatz
Co-Founder
WebflowAmazon Web ServicesTikTok Pixel+13—
8Flash Benefits
Prepaid cards for corporate expenses and benefits
$22M51 mo agoSeries C762Guilherme Lane
Founder & CTO
Cart FunctionalityHubSpot CMS HubApple iCloud Mail+341 job opening
9Zig
Provider of cashless payment, event ticketing, and access management solutions
$21M18 mo agoSeries B200Carlos Lino
Founder Turned VC
WordPressApple iCloud MailMicrosoft 365+253 job openings
10Hubla
Application of earning money
$13M54 mo agoSeries A—Bernardo Reis
Co-Founder
——
11Barte
Provider of payment ecosystem offering omnichannel sales and receivable management
$12M20 mo agoSeries A41Raphael Dyxklay
Co-Founder
WebflowAmazon Web ServicesHubSpot+22—
12Destaxa
Provider of online payment solutions for business
$9M30 mo agoSeries A35—WordPressMySQLPHP+28—
13Lerian
Cloud-based platform offering payment solutions for fintechs, and BaaS companies
19Funding bottom 49%Talent bottom 49%Global bottom 48%Tech bottom 47%
All 5 signals ▾
Fundingbottom 49%
Talentbottom 49%
Globalbottom 48%
Techbottom 47%
Marketbottom 25%
Funding: Raised $8.9M across 2 rounds · 2 rounds over 2 yrs (1.0/yr)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
rank vs industry peers · Fliar Intelligence Index 19/100
$9M4 mo agoSeed—Fred Amaral
Founder & CEO
Framer SitesReactAmazon Web Services+14—
14Legiti
AI based fraud detection solution for credit cards
$7M52 mo agoDeadpooled40———
15Blipay
App-based bill payment platform for individuals
$7M39 mo agoFunding Raised7Felipe Ziliotti
Co-Founder
Node.jsReactNext.js+13—
16Acesso
Prepaid cards provider
$7M105 mo agoDeadpooled178———
17Magie
AI-based digital payment account platform for individuals
48Growth top 35%Funding top 38%AI top 45%Talent bottom 49%
All 9 signals ▾
Growthtop 35%
Fundingtop 38%
AItop 45%
Talentbottom 49%
Productbottom 48%
Techbottom 47%
Globalbottom 36%
Marketbottom 34%
Newsbottom 17%
Growth: Fresh capital in last 24 mo
Funding: Raised $5.1M across 2 rounds · 2 rounds over 2 yrs (1.0/yr)
rank vs industry peers · Fliar Intelligence Index 48/100
$5M5 mo agoSeries A—João Camargo
Co-Founder
Framer SitesThree.jsReact+14—
18Oxpay
Digital account provider, offering a platform for transportation companies and drivers to centralize and…
$4M19 mo agoSeed—Robert Ferreira
Founder at Oxpay
Framer SitesReactAmazon Web Services+81 job opening
19Lina
Open banking API solution for businesses
$2M29 mo agoSeed—Alan Mareines
Chief Executive Officer
WordPressMySQLPHP+33—
20Silverguard
App-based platform providing cybersecurity and financial insurance technological solutions
$2M13 mo agoSeed8Flavio Rabelo Barros
Co-Founder
Squarespace CommerceCart FunctionalitySquarespace+17—
21cash.in
Payment platform for employee corporate expenses
$1M42 mo agoSeed35Nani Gordon
Founder | CPO & Business Development
WordPressMySQLPHP+261 award
22Conta Black
App-based payments and money transfer platform for individuals and businesses
$1M44 mo agoSeed—Fernanda Ribeiro
Co-Founder & Co-CEO
WordPressMySQLPHP+22—
23Fitbank
Provider of financial infrastructure for digital products and services
$666K62 mo agoSeed580—Cart FunctionalityWordPressMySQL+38—
24Adimplere
Online debt negotiation platform for helping individuals and businesses
$575K61 mo agoSeed21Andre Oliveira
Founder
WordPressMySQLPHP+26—
25Flip Saúde
Provider of financial solutions for healthcare clinics and hospitals
$532K22 mo agoSeed—Luiz Marques
Co-Founder
——
26Uppo
Provider of digital loyalty card and rewards program
$257K33 mo agoSeed—Daniela Reboucas
Co-Founder
WordPressMySQLPHP+34—
27Marlim.co
Fintech platform specializing in digital payment solutions for businesses
$192K58 mo agoSeed7Pedro Braganca
Co-Founder
Node.jsEnvoyReact+16—
28Tiva App
Payment acceptance platform for freelancers, SMEs, and NGOs
$125K36 mo agoSeed6Julio Almeida
CEO
Cart FunctionalityWordPressMySQL+19—

Top 12 Payments companies in State of Sao Paulo

#1
Seed · Sao Paulo, State of Sao Paulo · founded 2024
$8.9Mraised
▾

Cloud-based platform offering payment solutions for fintechs, and BaaS companies. The company provides solutions such for money transactions, white label and open source solutions, payment API, multi-currency, and more.

Fliar Intelligence Index™ 19how this company ranks against its industry peers
Funding
bottom 49%
Talent
bottom 49%
Global
bottom 48%
Tech
bottom 47%
Market
bottom 25%
Funding: Raised $8.9M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) · Last round Seed (Jan 2026)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
Global: Investors from 2 countries beyond Brazil
Audience (LinkedIn): 5k LinkedIn followers
Funding rounds
  • Jan 2026Seed$5.7M
  • Nov 2024Seed$3.2M
Founders & team
Fred AmaralFounder & CEO
Investors
Maya Capital, Quartz, Supera Capital, Norte Ventures, Crivo Ventures, BLUSTONE
#2
Series A · Sao Paulo, State of Sao Paulo · founded 2019 · 4 employees
$59.3Mraised
▾

Developer of open banking API solutions. It offers an aggregation API that enables access to multiple financial institutions providing account information, business and personal financial product details, standardized transactional data for diversified accounts, account holder information, and a snapshot of account balance and balance evolution analysis.

Fliar Intelligence Index™ 69how this company ranks against its industry peers
Innovation
top 20%
Tech
top 24%
Growth
top 28%
Funding
top 30%
Moat
top 31%
Talent
top 38%
Innovation: 8 product lines · Deep-tech classification: Blockchain
Tech: 51 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Observability: Datadog, Sentry
Growth: Web rank 5,000,000 → 1,000,000 YoY · Fresh capital in last 24 mo
Audience (LinkedIn): 36k LinkedIn followers — 3.4% of this cohort's audience
Hiring (LinkedIn): 2 hiring posts in 12 mo (public) · momentum +2 · hiring: Data/Scraping Engineer, Software Engineer - Applied AI
Funding rounds
  • Apr 2025Series A$15M
  • Aug 2022Series A—
  • Dec 2021Series A—
  • Jun 2021Series A$43M
Founders & team
Uri TintoreCo-Founder & Co-CEOPablo VigueraCo-Founder & Co-Ceo
Investors
Visa, Founders Fund, Kaszek, Y Combinator, Future Positive Capital, FJ Labs
Tech stack
Amazon CloudfrontAmazon S3Amazon SesAmazon Web ServicesCloudflareCloudflare Bot Management
#3
Series A · Sao Paulo, State of Sao Paulo · founded 2024
$5.1Mraised
▾

AI-based digital payment account platform for individuals. The platform allowing users to make transactions, pay bills, and schedule payments through WhatsApp. The platform utilizes AI technology for managing bills and scheduled payments.

Fliar Intelligence Index™ 48how this company ranks against its industry peers
Growth
top 35%
Funding
top 38%
AI
top 45%
Talent
bottom 49%
Product
bottom 48%
Tech
bottom 47%
Growth: Fresh capital in last 24 mo
Funding: Raised $5.1M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) · Last round Series A (Jan 2026)
AI: Product described with: ai-based
Funding rounds
  • Jan 2026Series A$5M
  • Aug 2024Seed$4M
Founders & team
João CamargoCo-Founder
Investors
Lux Capital
Tech stack
CloudflareCloudflare Browser InsightsCore-JsFacebook PixelFramer SitesGoogle Analytics
#4
Series B · Pinheiros, State of Sao Paulo · founded 2019 · 190 employees
$35.5Mraised
▾

Provider of platform centralizing employee benefits, expenses, and human resources. The platform offers solutions for managing benefits, streamlining expense tracking, and centralizing human resources tasks. It integrates multiple functions into a single system. The platform aims to simplify administrative processes and improve efficiency for businesses.

Fliar Intelligence Index™ 72how this company ranks against its industry peers
Customers
top 14%
Tech
top 26%
Funding
top 33%
Growth
top 35%
Market
top 44%
Product
top 46%
Customers: Play-Store rating 4.62★ across 86,494 ratings (1 apps) · Review volume +22% in 6 mo
Tech: 74 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Observability: Datadog, Microsoft Clarity
Funding: Raised $35.5M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) · Last round Series B (Dec 2024)
Funding rounds
  • Dec 2024Series B$4M
  • Aug 2022Series B$25M
  • Jun 2022Series A—
  • Aug 2021Series A$8M
Investors
Valor Capital Group, Caravela Capital, FJ Labs, Clocktower Ventures, K1 Investment Management, Usibras
Tech stack
AlbacrossAmazon CloudfrontAmazon S3Amazon Web ServicesApple Icloud MailAura
#5
Series B · Sao Paulo, State of Sao Paulo · founded 2016 · 200 employees
$21.1Mraised
▾

Provider of cashless payment, event ticketing, and access management solutions. The business offers tools for managing food and beverage sales at events. It provides solutions for ticket sales, access control, and customer relationship management. The business delivers systems for managing inventory, finances, and vendors.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 51k LinkedIn followers — 4.8% of this cohort's audience
Hiring: 3 hiring posts in 12 mo (public) · momentum +3 · hiring: Executivo Comercial (Hunter Outbound)
Funding rounds
  • Dec 2024Series B$25M
  • Apr 2024Series B$21.1M
Founders & team
Carlos LinoFounder Turned VCNerope BulgarianCEOBruno LindosoCo-CEO
Investors
Across Capital, Endeavor, Cloud9 Capital, Kaszek
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesApple Icloud MailApple Sign-InCloudflare
#6
Series A · Sao Paulo, State of Sao Paulo · founded 2018 · 41 employees
$12.3Mraised
▾

Provider of payment ecosystem offering omnichannel sales and receivable management. It delivers payment links, custom checkouts, and payment terminals. The ecosystem provides receivable management, simplified reconciliation, and custom reports. It facilitates dispute management, chargeback handling, and integrations with conciliators and ERPs. The company offers payment orchestration, shopping cart recovery, and alternative payment methods. It provides credit solutions, fraud control, and acquiring as a service.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 38k LinkedIn followers — 3.6% of this cohort's audience
Funding rounds
  • Oct 2024Series A$8M
  • Mar 2023Seed$3.1M
  • 2021Seed$1.3M
Founders & team
Raphael DyxklayCo-Founder
Investors
AlleyCorp, NXTP Ventures, Venture Friends, Force Over Mass, Global Founders Capital, Flash Ventures
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesCdnjsChakra UiCloudflare
#7
Seed · Sao Paulo, State of Sao Paulo · founded 2023 · 8 employees
$1.5Mraised
▾

App-based platform providing cybersecurity and financial insurance technological solutions. It offers solutions to help victims of financial scams, block scammer accounts by integrating with SOS Golpe, and educate about social engineering scams and digital security literacy.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers
Hiring: 2 hiring posts in 12 mo (public) · hiring: Tech Lead Full-Stack
Funding rounds
  • May 2025Seed—
  • May 2023Seed$1.5M
Founders & team
Flavio Rabelo BarrosCo-FounderMarcia NettoFounder & CEO
Investors
Astella, Sororite, Latitud
#8
Seed · Sao Paulo, State of Sao Paulo · founded 2021
$3.5Mraised
▾

Digital account provider, offering a platform for transportation companies and drivers to centralize and automate payments. The platform provides a centralized and automated payment solution, offering local payment networks, API integrations, digital onboarding, batch payments, and enables transactions and reduces administrative burdens for the clients.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers
Hiring: 3 hiring posts in 12 mo (public) · momentum +0 · hiring: Fintech de Tecnologia, Assistente de Atendimento (CX)
Funding rounds
  • Nov 2024Seed$3.5M
Founders & team
Robert FerreiraFounder at OxpayJorge GuimaraesCo-Founder & CRO
Investors
SRM Ventures
Tech stack
Amazon SesAmazon Web ServicesCloudflareFramer SitesGoogle Font ApiHsts
#9
Series A · Sao Paulo, State of Sao Paulo · founded 2012 · 278 employees
$37.2Mraised
▾

Iugu offers a white-label payment gateway for accepting online payments. It provides tools for merchants to manage collections, receivables, split payments, and more. Businesses are allowed to accept all forms of payment through online platforms.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 73k LinkedIn followers — 6.9% of this cohort's audience
Funding rounds
  • Nov 2023Series A$14.6M
  • Sep 2020Series A$22.6M
Investors
Goldman Sachs, Indicator Capital, iFood, Movile, Equity Rio, Smart Money Ventures
Tech stack
Alpine.JsAmazon CloudfrontAmazon S3Amazon Web ServicesAnt DesignApple Icloud Mail
#10
Acquired · Sao Paulo, State of Sao Paulo · founded 2010 · 816 employees
$125Mraised
▾

Digital platform for school financial management

LinkedIn Pulse recent public activity · Jul 2026
Audience: 99k LinkedIn followers — 9.4% of this cohort's audience
Funding rounds
  • Nov 2021Series B$125M
Founders & team
David PeixotoCo-Founder
Investors
General Atlantic, SoftBank Group, Kaszek, SoftBank Latin America Fund, Endeavor, Spectra Investments
Tech stack
Amazon SesAmazon Web ServicesApple Icloud MailCdnjsCloudflareCloudflare Bot Management
#11
Series B · Sao Paulo, State of Sao Paulo · founded 2020 · 146 employees
$24.1Mraised
▾

Digital financial platform offering rechargeable card. It offers services such as online or offline payments, bill payments, money transfers, and more. It also offers tools for financial education & expense management. It provides an app-based platform that is available on iOS & Android devices.

Funding rounds
  • Apr 2023Series B$10.7M
  • Nov 2021Series A$10M
  • Jul 2021Seed$2.5M
  • Mar 2021Seed$125K
Founders & team
Thiago AchatzCo-FounderSophie SecafCo-Founder & CmoJoao ThompsonCo-Founder
Investors
Kaszek, Maya Capital, Homebrew, Clocktower Ventures, Y Combinator, Mantis VC
Tech stack
Amazon SesAmazon Web ServicesFastlyGithub PagesGoogle WorkspaceVarnish
#12
Series A · Sao Paulo, State of Sao Paulo · founded 2021 · 35 employees
$9.2Mraised
▾

Provider of online payment solutions for business. It offers technology that enables businesses to manage time by controlling payment methods. It also offers fees recommendation according to the type of financial transaction.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 3k LinkedIn followers
Funding rounds
  • Nov 2023Series A$6.1M
  • Jun 2022Seed$3.1M
Investors
Quona, Caravela Capital, Endeavor Brasil, Astella, Supera Capital, Norte
Tech stack
AkismetContact Form 7Core-JsElementorFont AwesomeGoogle Analytics

Funding & investor landscape

$470.8Mtotal disclosed funding
28companies funded
48disclosed rounds
0rounds last 90 days
Most active investors
Kaszek7 rounds
Spectra Investments5 rounds
Global Founders Capital4 rounds
FJ Labs3 rounds
Iporanga Ventures3 rounds
MG Tech3 rounds
Maya Capital3 rounds
Y Combinator3 rounds
Astella2 rounds
Canary2 rounds

Notable founders

Fred Amaral
Founder & CEO · Lerian
Uri Tintore
Co-Founder & Co-CEO · Belvo
Pablo Viguera
Co-Founder & Co-Ceo · Belvo
João Camargo
Co-Founder · Magie
Carlos Lino
Founder Turned VC · Zig
Nerope Bulgarian
CEO · Zig
Raphael Dyxklay
Co-Founder · Barte
Flavio Rabelo Barros
Co-Founder · Silverguard
Marcia Netto
Founder & CEO · Silverguard
Robert Ferreira
Founder at Oxpay · Oxpay
Jorge Guimaraes
Co-Founder & CRO · Oxpay
David Peixoto
Co-Founder · isaac
Prism market signals · Brazil · country-scoped Prism corpus, 1,500,426 docs

Market landscape — 10 sub-themes by coverage

Share of Payments coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

RESEARCH SIGNALS · Brazil

How research on Digital Payments is moving in Brazil

A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 78 Brazil-affiliated papers.

top research entities
  • Fundação Getulio Vargas9
  • Ministry of Health7
  • Universidade do Vale do Rio dos Sinos6
  • Central Bank of Brazil6
  • Universidade de São Paulo4
leading researchers
Francisco Liébana‐Cabanillas · Iviane Ramos de Luna · Francisco Montoro-Ríos · Cristiano André da Costa · Jorge Luís Victória Barbosa · Adrian Kemmer Cernev · Nilton Gomes Furtado · Luciano Arruda Teran
▲ Breakthroughs6 · 8%
▲ 0%→4% share
1 median citations17% since 2021mostly methods-led
Mobile payment breakthroughs are emerging — Brazilian institutions produced 4 papers, with Android and Unison systems newly contributing.
rising sub-themes (early→recent)
  • Mobile payment4
  • Unison3
  • Android (operating system)3
  • Computer security2
  • Mobile device2
Landmark A New Card-Linked Loyalty Program: Estimated and Anticipated Benefits for Payment Transaction Parties · 2 cites
◆ Advancements27 · 35%
▲ 0%→27% share
0 median citations52% since 2021mostly methods-led
Financial inclusion advancement is intensifying — rising from 0% to 27% field-share, with 6 papers alongside 8 mobile payment studies.
rising sub-themes (early→recent)
  • Mobile payment8
  • Financial inclusion6
  • Context (archaeology)6
  • Mobile device5
  • Inclusion (mineral)4
Landmark Intention to use new mobile payment systems: a comparative analysis of SMS and NFC payments · 156 cites
▼ Concerns25 · 32%
▲ 0%→50% share
0 median citations68% since 2021mostly empirical
Financial inclusion concerns are newly emerging — debuting with 6 papers as mobile payment risk research doubled from 4 to 7.
rising sub-themes (early→recent)
  • Mobile payment4→7
Newly emergingFinancial inclusion 0→6 · Financial services 0→5
Landmark Mobile payments: a scoping study of the literature and issues for future research · 55 cites
RESEARCH HOTSPOTS · Brazil

Where digital payments is researched across Brazil

Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.

Rio de Janeiro13 · +0.09
Hot · Mobile paymentOpportunity · FinTechConcern · Payment system
Brasília9 · +0.08
Hot · Payment system
São Paulo7 · -0.09
Hot · Mobile paymentOpportunity · Structural equation modeling
Curitiba5 · +0.42
Opportunity · Payment system

Common questions

How many Payments companies are there in State of Sao Paulo, Brazil?
Radar tracks 92 indexable Payments companies headquartered in State of Sao Paulo, Brazil that meet our profile-completeness bar.
What is the total funding raised by Payments companies in State of Sao Paulo, Brazil?
The Payments companies in State of Sao Paulo, Brazil on this list have raised a combined $470.8M in disclosed equity funding across 28 funded companies.
Which is the highest-funded Payments company in State of Sao Paulo, Brazil?
isaac is the highest-funded Payments company in State of Sao Paulo, Brazil, with $125M in disclosed equity funding.
How many Payments companies in State of Sao Paulo, Brazil are funded?
28 of the 92 Payments companies in State of Sao Paulo, Brazil on this list have disclosed at least one equity funding round.
How many Payments unicorns are there in State of Sao Paulo, Brazil?
None of the Payments companies in State of Sao Paulo, Brazil on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in State of Sao Paulo, Brazil Payments companies?
The most active investors in State of Sao Paulo, Brazil Payments companies on this list include Kaszek, Spectra Investments, Global Founders Capital, FJ Labs, Iporanga Ventures.
Rohit KhannaTrends & Stories

Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.

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