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Radar · Payments in Tokyo

Best Payments Companies in Tokyo, Japan

The 51 best Payments companies in Tokyo, Japan in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: NETSTARS.

51companies tracked
$389.2Mdisclosed funding
0unicorns
20have raised
FLIAR INTELLIGENCE · PAYMENTS × TOKYO

Our analysis of 150 Payments companies

$44.9b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.

150companies analysed
96%cloud-native stacks
2021funding peak (by rounds)
33unicorns
2018median founding year

Ranked: Best Payments companies in Tokyo

#CompanyDisclosed fundingLast roundEmployeesFounderTech stackWeb popularityPatents & IP focusRecent signals
1ANA Digital Gate
mPOS solutions to accept card and wallet payments
———Kenji Saito
CEO
————
2base
BASE provides web-based services that develop and build e-commerce platforms.
——266—WordPressMySQLPHP+25Top 5M——
3Billing System
Payment settlement solutions for businesses
———Toshihiko Eda
CEO
Apache HTTP ServerAmazon Web ServicesMicrosoft 365+1Top 500k——
4Billing System Corporation
Provider of comprehensive payment services, including agency and collection support
——73Toshihiko Eda
CEO
WordPressMySQLPHP+12Top 10M——
5CARDNET
Payment card networks for businesses
——368—Apple iCloud MailSalesforcePHP+14Top 500k——
6coiney
Coiney provides smarphone-based credit card processing services in Japan.
——13—SentryZendeskTailwind CSS+26Top 1M——
7Degica
E-commerce solution and digital payment platform
———Jack Momose
Founder & President
RubyRuby on RailsNginx+8Top 5M—1 job opening · 1 launch
8eDefenders
Offering chargeback protection service
———Toru Minamisawa
CEO
————

Top 12 Payments companies in Tokyo

#1
Series B · Shibuya, Tokyo · founded 2020 · 6 employees
$4.7Mraised
▾

Cloud-based employee welfare platform for enterprises. The software offers a payments card and operational assistance. It also allows imparting tax benefits, management, customization and advance payment facility. It is a tool available on the subscription-based pricing model.

Funding rounds
  • Nov 2025Series B$9.8M
  • Nov 2025Conventional Debt—
  • Nov 2024Seed$2.9M
  • Nov 2024Conventional Debt—
Founders & team
Ren KuritaFounder
Investors
CyberAgent Capital, Genesia Ventures, JAFCO Group, Z Venture Capital, DNX Ventures, Seven Bank
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesCloudflareCloudflare Bot ManagementCore-Js
#2
Series A · Tokyo, Tokyo · founded 2021 · 21 employees
$7.3Mraised
▾

Card-linked wallet for consumer payments. Provides consumer personal wallet linked with NFC-enabled cards for making deposits and withdrawals, accessing wallet information from the app, card can be used to withdraw cash from ATMs, or use it for shopping, and more.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers — 9.3% of this cohort's audience
Funding rounds
  • Nov 2024Series A$11.7M
  • Feb 2023Seed$3.9M
  • Sep 2021Seed$3.4M
Founders & team
Liam McCanceCo-FounderSamantha GhiottiCo-Founder and CEO
Investors
Saison Capital, Cherubic Ventures, DG Daiwa Ventures, GMO Venture Partners, Kyokuto Securities, Epic Angels
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesApolloCore-JsDatocms
#3
Public · Chiyoda City, Tokyo · founded 2006 · 272 employees
$34.9Mraised
▾

Provider of financial technology solutions, consulting, and business creation support. The company delivers platforms for business transformation, leveraging expertise in finance and payment technology. It facilitates digital wallets, international brand card issuance, and bank API integration. The company also offers consulting services, supporting business development with advanced knowledge in technology.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 720 LinkedIn followers — 3.7% of this cohort's audience
Activity: 2 product launches announced in 12 mo
Funding rounds
  • Apr 2024Series A$12.5M
  • Oct 2021Series A—
  • Mar 2021Series A$22.3M
  • Feb 2019Seed—
Founders & team
Ryusuke ShigetomiDirectorYuta ShimadaCEOAtsushi SaitoCIO
Investors
Minerva Growth Partners, GMO Venture Partners, Hokkoku Financial Holdings, JR West Innovations, Shizuoka Financial Group, JFC
Tech stack
All In One SeoAmpCart FunctionalityCloudflareCloudflare Bot ManagementCloudflare Browser Insights
#4
Series D · Tokyo, Tokyo · founded 2015 · 47 employees
$110.2Mraised
▾

Kyash provides virtual and prepaid cards for consumers. It offers Kyash Visa Card for making payments through mobile phones. It features notification for payment transactions and payment history. It enables users to split their bills with friends and colleagues. The card can be accessed from the web or mobile devices. The app is available on Android and IOS platforms. Also offers white label solutions for partner companies to issue Visa Cards.

Funding rounds
  • Mar 2022Series D$41.2M
  • Mar 2020Series C$45M
  • Jul 2019Series B$14M
  • Dec 2016Series A$8.5M
Founders & team
Shinichi TakatoriFounder & CEO
Investors
Greenspring Associates, Goodwater Capital, JAFCO Group, Mizuho, MUFG, Sumitomo Mitsui Financial Group
Tech stack
Amazon CloudfrontAmazon SesAmazon Web ServicesApple Icloud MailAppsflyerCloudflare
#5
Seed · Shibuya, Tokyo · founded 2017 · 20 employees
$13.9Mraised
▾

Payme is an app-based mobile payment platform. Service offered include money transfer, online payments, payments at stores, etc. Offers a transaction history to keep track of past transactions. The app is available on the Android platform.

Funding rounds
  • Sep 2023Seed$2.7M
  • Jul 2019Seed$6.5M
  • Mar 2018Seed$4.2M
  • Sep 2017Seed$473.7K
Investors
CyberAgent Capital, Incubate Fund India, MIXI, Incubate Fund, Dream Incubator, Crooz
Tech stack
Amazon CloudfrontAmazon S3Amazon SesAmazon Web ServicesAnimate.CssApollo
#6
Seed · Minato, Tokyo · founded 2020 · 20 employees
$7Mraised
▾

A credit card where payments are made in installments. Provides three installments on credit card purchases without interest or additional fees. Card-based pay later solution with one-click checkout and payments are automatically taken from the card as installments. Made available for both shoppers and merchants. For merchants, it provides an impact on conversion, revenue, risk and more.

Funding rounds
  • Apr 2024Seed$7M
Founders & team
Sam AhmedCo-Founder & CEO
Investors
SMBC Venture Capital, Angel Bridge, Global Founders Capital, Matrix, Sustainable Investments
Tech stack
ContentfulCore-JsFacebook PixelGatsbyGoogle AdsGoogle Ads Conversion Tracking
#7
Series B · Tokyo, Tokyo · founded 2014
$6.6Mraised
▾

Payment processing solutions for businesses and merchants. Its product includes cloud-based payment gateway solutions, QR-based payment solutions, and more. It also facilitates payments via credit or debit cards, wallets, bank transfers, and more. It also provides consulting services for payments.

Funding rounds
  • Apr 2024Series B$6.6M
Founders & team
Spike QinCo-Founder
Investors
Sumitomo Mitsui Card, SIG, SIG China, Chiba Dojo
Tech stack
Amazon Web ServicesAosApple Icloud MailCdnjsCloudflareCloudflare Bot Management
#8
Public · Chuo City, Tokyo · founded 2008 · 127 employees
$130Mraised
▾

Provider of multi-cashless payment solutions, store operation, and global cashless promotion. The business focuses on payment-based financial technology. It offers solutions for streamlining store operations. The business promotes cashless payment options internationally.

Funding rounds
  • Apr 2021Series A$66M
  • May 2020Seed—
  • 2019Seed—
  • Sep 2018Seed—
Investors
KKR, LUN Partners Group, SIG China, Japan Post Capital, ITOCHU, NTT Group
Tech stack
All In One SeoAosApple Icloud MailContact Form 7Google AnalyticsGoogle Font Api
#9
Series A · Minato City, Tokyo · founded 2014
$3.1Mraised
▾

Technology firm that specializes in identity document (ID) technology and financial technology solutions. The company provides a hybrid payment employee ID card management, which supports various payment methods and offers health management features.

Funding rounds
  • Jul 2024Series A$3.1M
Founders & team
Shibata HidekiCEO
Investors
Agrisus
Tech stack
All In One SeoAmazon Web ServicesApache Http ServerAxiosBownowContact Form 7
#10
Series B · Minato City, Tokyo · founded 2017
$16.3Mraised
▾

Provider of a platform for accessing earned wages on demand. It facilitates immediate access to wages and offers options for digital payments. The platform aims to improve financial wellness through flexible pay cycles. It integrates with time and attendance systems to provide payment solutions. The company focuses on offering payment options and financial services.

Funding rounds
  • Apr 2022Series B$16.3M
Founders & team
Tomomi KosugiCEO
Tech stack
Amazon Web ServicesApple Icloud MailCdnjsCloudflareContact Form 7Font Awesome
#11
Series A · Chuo City, Tokyo · founded 2020
$7.8Mraised
▾

Touchless payment ring solutions for individuals. The platform offers a prepaid smart ring that supports the visa's touch payment system. The customers can download and register on the EVERING mobile application. Using the application, the customer can charge using a credit card, view balance, start or stop services, and usage history.

Funding rounds
  • May 2022Series A$7.8M
Founders & team
Ken KawataCEO
Investors
ITOCHU, MUFG, Daiwa House, TOPPAN Group, Life Card, Sunny side up
Tech stack
A8.NetAccesstradeAd EbisAmazon Web ServicesApple PayCart Functionality
#12
Series C · Minato City, Tokyo · founded 2009
$15.8Mraised
▾

QUADRAC provides payment security solutions for businesses. It offers payment authentication hardware for transaction monitoring. It offers a Q-CORE server for cloud-based digital payments, traffic payments, and authentication.

Funding rounds
  • Jul 2020Series C$11.2M
  • Oct 2018Series B$8.9M
  • Jul 2014Series A$6.9M
Founders & team
Masayuki TakadaCEO
Investors
INCJ, SBI Investment
Tech stack
Contact Form 7Core-JsGoogle AnalyticsGoogle Font ApiGoogle Hosted LibrariesGoogle Workspace

Funding & investor landscape

$389.2Mtotal disclosed funding
18companies funded
34disclosed rounds
0rounds last 90 days
Most active investors
SMBC Venture Capital6 rounds
CyberAgent Capital4 rounds
ITOCHU4 rounds
SBI Investment4 rounds
Mitsubishi UFJ Capital3 rounds
Mizuho Capital3 rounds
TOPPAN Group3 rounds
GMO Venture Partners2 rounds
Genesia Ventures2 rounds
INCJ2 rounds

Notable founders

Ren Kurita
Founder · Miive
Liam McCance
Co-Founder · Habitto
Samantha Ghiotti
Co-Founder and CEO · Habitto
Ryusuke Shigetomi
Director · Infcurion
Yuta Shimada
CEO · Infcurion
Shinichi Takatori
Founder & CEO · Kyash
Sam Ahmed
Co-Founder & CEO · Smartpay
Spike Qin
Co-Founder · ELESTYLE
Shibata Hideki
CEO · Kort Valuta
Tomomi Kosugi
CEO · Advasa
Ken Kawata
CEO · EVERING
Masayuki Takada
CEO · QUADRAC
Prism market signals · Japan · country-scoped Prism corpus, 2,001,802 docs

Market landscape — 10 sub-themes by coverage

Share of Payments coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

RESEARCH FROM Tokyo · institutions

What Tokyo researches in digital payments

15 papersstance +0.3523% breakthrough23% concern
breakthrough · advancement · concern
local research themes
Digital Platforms and EconomicsBlockchain Technology Applications and SecuritySpam and Phishing DetectionPharmacy and Medical PracticesAdvanced Authentication Protocols SecurityTechnology Adoption and User Behaviour
top institutions
  • The University of Tokyo9
  • Tokyo Medical and Dental University3
  • Tokyo College of Environment2
  • Tokyo University of Marine Science and Technology1
  • Tokyo University of Information Sciences1

Common questions

How many Payments companies are there in Tokyo, Japan?
Radar tracks 51 indexable Payments companies headquartered in Tokyo, Japan that meet our profile-completeness bar.
What is the total funding raised by Payments companies in Tokyo, Japan?
The Payments companies in Tokyo, Japan on this list have raised a combined $389.2M in disclosed equity funding across 18 funded companies.
Which is the highest-funded Payments company in Tokyo, Japan?
NETSTARS is the highest-funded Payments company in Tokyo, Japan, with $130M in disclosed equity funding.
How many Payments companies in Tokyo, Japan are funded?
18 of the 51 Payments companies in Tokyo, Japan on this list have disclosed at least one equity funding round.
How many Payments unicorns are there in Tokyo, Japan?
None of the Payments companies in Tokyo, Japan on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Tokyo, Japan Payments companies?
The most active investors in Tokyo, Japan Payments companies on this list include SMBC Venture Capital, CyberAgent Capital, ITOCHU, SBI Investment, Mitsubishi UFJ Capital.
Riya SenguptaFinancials

Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.

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