88 indexable Alternative Lending companies headquartered in Sweden, ranked by total equity funding and recent funding momentum. Combined disclosed equity funding of $5B across 25 funded companies, including 1 unicorn.
| # | Company | Funding | Valuation | Stage | Latest round | Employees | Founded | Momentum |
|---|---|---|---|---|---|---|---|---|
| 1 |
Klarna
Unicorn Developer of an online platform for point-of-sale financing |
$4.2B | $14.6B as of 2024 |
Public | Conventional Debt Aug 2025 | 5,659 | 2005 | ↑ Active |
| 2 |
Treyd
Provider of an online platform for BNPL solutions for businesses |
$25M | — | Series A | Series A May 2025 | 61 | 2019 | ↑ Active |
| 3 |
Froda
Provider of an online platform for business loans |
$12.1M | — | Series B | Series B Apr 2025 | 88 | 2015 | ↑ Active |
| 4 |
DBT
Provider of flexible financing for businesses |
$307.4M | — | Acquired | Conventional Debt Mar 2024 | 38 | 2016 | — |
| 5 |
Cloover
Lending as service platform for renewable energy companies |
$121.4M | — | Seed | May 2024 | — | 2022 | — |
| 6 |
Anyfin
Online platform for debt consolidation loans |
$139.5M | — | Series C | Series C Jan 2023 | 170 | 2017 | — |
| 7 |
Qred
Provider of a digital marketplace platform for business loans |
$11M | — | Series B | Conventional Debt May 2024 | 200 | 2015 | — |
| 8 |
TRINE
Crowd funding company for solar projects |
$8.7M | — | Series B | Series B May 2024 | 27 | 2015 | — |
| 9 |
Lendify Sweden
P2P lending platform for personal loans |
$117.2M | — | Acquired | Oct 2020 | 60 | 2014 | — |
| 10 |
Gilion
Provider of AI-powered growth financing and intelligence for startups |
$947.3K | — | Seed | Seed Apr 2024 | — | 2021 | — |
| 11 |
CHARM Solutions
Developer of an AI platform for small and medium business lending |
$3.5M | — | Seed | Seed Apr 2023 | 13 | 2019 | — |
| 12 |
Invoier
Online lending platform for trade financing |
$4.8M | — | Series A | Grant (prize money) Mar 2022 | 18 | 2018 | — |
| 13 |
Tillvaxtbolaget
Provider of loans to agricultural businesses for sustainable investments |
$3.2M | — | Series A | Series A Oct 2022 | — | 2002 | — |
| 14 |
Capcito
Business Loans and Invoice Financing platform |
$11.4M | — | Acquired | Series A Sep 2019 | 51 | 2014 | — |
| 15 |
Youple
Online platform for residential mortgage loans |
$3.3M | — | Series A | Series A Nov 2021 | 7 | 2015 | — |
| 16 |
Hejmo
Online platform for residential mortgage loans |
$2.9M | — | Seed | Seed Jul 2021 | 12 | 2018 | — |
| 17 |
Propstreet
Provider of a confidential marketplace connecting commercial real estate investors and brokers |
$574.7K | — | Seed | Seed Aug 2021 | 12 | 2018 | — |
| 18 |
Hypoteket
Platform for mortgage loans |
$1.8M | — | Series A | Series A Sep 2017 | 26 | 2013 | — |
| 19 |
Shoutly
Provider of financing solutions for e-commerce business |
$2.6M | — | Series A | Series A May 2012 | 4 | 2008 | — |
| 20 |
Toborrow
P2P lending platform for business loans in Sweden |
$2.4M | — | Seed | Seed Jun 2014 | — | 2013 | — |
| 21 |
BROCC
Online P2P lending platform |
$1.3M | — | Acquired | Conventional Debt Aug 2019 | 45 | 2014 | — |
| 22 |
Grace
Online marketplace offering financial planning and payday loans |
$738.7K | — | Seed | Seed Jan 2020 | 2 | 2019 | — |
| 23 |
Evispot
AI-based credit scoring provider |
$619.8K | — | Seed | Seed Sep 2019 | 5 | 2017 | — |
| 24 |
Fairlo
Online consumer loans platform |
$771.7K | — | Seed | Seed Jan 2019 | 30 | 2016 | — |
| 25 |
Creditive
Financial planning solutions |
$32.3K | — | Seed | Seed Feb 2019 | — | 2017 | — |
| 26 |
Pantit
Digital pawn shop platform |
— | — | Unfunded | Mar 2024 | — | 2019 | — |
| 27 |
Float
Online lending platform offering loans for SaaS and other subscription-based businesses |
— | — | Seed | Seed Dec 2019 | 8 | 2019 | — |
| 28 |
Lanekoll
Online marketplace offering diversified consumer and mortgage loans |
— | — | Seed | Seed Oct 2015 | 35 | 2014 | — |
| 29 |
Sambla
Online comparison platform for consumer loans |
— | — | Acquired | Seed Aug 2014 | 140 | 2014 | — |
| 30 |
Advisa
Aggregator of credit products of banks. |
— | — | Public | — | 20 | 2011 | — |
| 31 |
ark kapital
Ark Kapital is a precision financing company that empowers technology businesses to grow faster. |
— | — | Private | — | 88 | 2021 | — |
| 32 |
Avarda
Purchase financing solutions provider |
— | — | Unfunded | — | 61 | 2015 | — |
| 33 |
Billender
Online platform for payday loans |
— | — | Funding Raised | — | 5 | 2018 | — |
| 34 |
Brixo
Provider of a digital lending platform for individuals |
— | — | Unfunded | — | — | 2014 | — |
| 35 |
budid
BudID provides digital services for the housing business and offers secure digital solutions for safer and flexible housing transactions. |
— | — | Private | — | 6 | 2017 | — |
| 36 | Business Check | — | — | Private | — | 38 | 2004 | — |
| 37 |
Clar
Online platform offering lending as a service solution to banks and lenders |
— | — | Funding Raised | — | 53 | 2016 | — |
| 38 |
colligent
Colligent is a provider of debt collection and legal services. |
— | — | Acquired | — | 60 | 1995 | — |
| 39 |
Compricer
Financial products comparison platform |
— | — | Acquired | — | 65 | 2005 | — |
| 40 |
Corpia
Online platform for corporate term loans |
— | — | Deadpooled | — | 21 | 2012 | — |
| 41 |
Credway
Company offering personal line of credit |
— | — | Unfunded | — | — | 2016 | — |
| 42 |
direkto
Direkto should be the natural starting point when private individuals want assistance in seeking private loans. |
— | — | Acquired | — | 13 | 2012 | — |
| 43 |
Divide
Online platform for personal credit line loans |
— | — | Funding Raised | — | 9 | 2016 | — |
| 44 |
Enabler Group
Provider of mortgage finance services |
— | — | Unfunded | — | — | 2022 | — |
| 45 |
enkla
Take control of your mortgage with enkla.com. |
— | — | Private | — | 19 | 2012 | — |
| 46 |
Fakturabörsen
Sweden-based marketplace for factoring. |
— | — | Funding Raised | — | — | 2009 | — |
| 47 |
Fakturino
Loan Comparison platform for business loans |
— | — | Unfunded | — | 11 | 2012 | — |
| 48 |
Freedom Finance
Personal Loan Broker |
— | — | Acquired | — | — | 1999 | — |
| 49 |
Fudd Finans
Provider of inventory financing services for vehicle dealers |
— | — | Funding Raised | — | — | 2021 | — |
| 50 |
Fundcurve
Platform to calculate interest rate & surcharge fees |
— | — | Funding Raised | — | 2 | 2013 | — |
Developer of an online platform for point-of-sale financing. It enables users to purchase products within the partnered merchant network and split the cost of the purchase from the stores into interest-free payments and also works in-store. It also enables users to make instalment payments by credit or debit cards on retail purchases, receive price changes, and deal alerts. Its mobile application is available on Andr
Provider of an online platform for BNPL solutions for businesses. It pays suppliers and gives companies a couple of days to pay the balance. It aims to free up capital for a business so that it can instead invest in growth.
Provider of an online platform for business loans. It provides an online platform for applying for and checking loan rates. Enables businesses to make early repayment of loans. Offers loans to retailers, cafés and restaurant owners, hairdressers, and more
Provider of flexible financing for businesses. It offers tailored financing solutions to support business growth. The company works with businesses to create optimized loan structures that meet their specific needs. A focus on understanding the individual circumstances of each business allows for the development of flexible and adaptable financing options. This approach aims to help businesses navigate growth challen
Lending as service platform for renewable energy companies
Online platform for debt consolidation loans. Users can upload a photo of their latest credit card or loan statement on the platform. The platform sends the user a new offer with better loan terms. Users can review the offer and approve the terms offered by Anyfin. The company pays off the user's old debt and issue a new loan with better terms. The app is available for iOS and Android platforms.
Provider of a digital marketplace platform for business loans. It provides users with a platform that connects businesses with financial institutions for multiple loan products including factoring, equipment financing, and credit lines with customized terms, amounts, and repayment options. It also features a NFC-enabled credit card for availing the credit lines.
TRINE is a crowdfunding platform for solar projects. Assists individuals to invest money in solar projects in which user can invest a minimum amount of €25. The amount is transferred to an e-wallet & once the funding completes solar projects are installed. Users are supplied with solar power and need to pay for the power through micro-payments. The invested amount is credited with interest to the e-wallet where use
Developer of a lending platform intended to provide borrowers fair conditions with lower interest rates and savers higher returns. The company's platform helps to cut out the middlemen and bypass traditional banking costs, enabling users to borrow and lend money from each other without the involvement of banks.
Provider of AI-powered growth financing and intelligence for startups. It offers non-dilutive financing products, including growth loans and seasonal credit, designed to support various stages of company growth. The platform also provides growth intelligence tools, such as growth metrics, benchmarking, forecasting, and investor matching, all powered by AI. These tools help startups understand, optimize, and finance t
Developer of an AI platform for small and medium business lending. The platform provides real-time scoring models that integrate with existing workflows. It offers web application integration and widget-based technology for financial applications. The platform optimizes underwriting, monitors portfolios, and analyzes deposit portfolios for financial product opportunities.
Online lending platform for trade financing. It is a P2P marketplace connecting businesses with lenders for multiple loan products including invoice factoring, purchase order financing, and subscription financing that enables businesses to convert yearly subscription costs from the users into a single payment.
NFT Ventures
Aggregate Media
Almi Invest
Sting
CNI
Chalmers Ventures
Creades
Creandum
Elda Ventures
Europa
MIKTHE
Rankings are computed by Radar (Fliar BI) from the Radar company master and are updated periodically. Funding and momentum scores use disclosed equity-funding data only. Figures may lag private rounds. Last updated 2026-06-22.
_1545363312871.jpg){kind=logo}
_1545884174304.png){kind=logo}
_1530505492744.png){kind=logo}
