Best Banking Tech Companies in Austin, United States
The 63 best Banking Tech companies in Austin, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: SEON.
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Banking Tech companies in Austin
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Web popularity | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | SEON Provider of fraud prevention and AML compliance solutions and related services 64Growth top 21%Tech top 22%Funding top 30%Moat top 31% All 12 signals ▾Growthtop 21% Techtop 22% Fundingtop 30% Moattop 31% AItop 35% Newstop 36% Producttop 36% Globaltop 48% Talentbottom 48% Innovationbottom 46% Fin. healthbottom 43% Marketbottom 40% Growth: Revenue +224% YoY · Fresh capital in last 24 mo Tech: 49 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 64/100 | $107M | 9 mo ago | 20 | Bence Jendruszak Co-Founder & Chief Operating Officer | WordPress Block EditorWordPressApple iCloud Mail+29 | Top 1M | — | 1 launch |
| 2 | Episode Six Developer of cloud native card issuing and ledger infrastructure software | $85M | 37 mo ago | 150 | Futeh Kao Co-Founder & CTO | HubSpot CMS HubApple iCloud MailMicrosoft 365+26 | Top 10M | 14 patents Digital transaction processing: value conversion, customizable financial products, and multi-level container sequencing. | 1 partnership · 1 expansion |
| 3 | FundsXpress Financial Network Banking products company | $85M | 284 mo ago | — | John Burns Founder & CEO | AzureAmazon Web ServicesMicrosoft 365+1 | Top 10M | — | — |
| 4 | Open Lending Provider of an automated lending platform for financial institutions and retailers | $50M | 123 mo ago | 180 | John Flynn President / Ceo | WordPressMySQLPHP+32 | Top 10M | — | 1 award |
| 5 | Buzz Points Platform offering customer loyalty program | $46M | 67 mo ago | 13 | — | — | — | — | — |
| 6 | FirstClose Mortgage settlement solutions provider 69News top 23%Growth top 24%Tech top 27%Talent top 32% All 11 signals ▾Newstop 23% Growthtop 24% Techtop 27% Talenttop 32% Fundingtop 33% Innovationtop 39% Producttop 39% Moattop 39% Marketbottom 42% Partnersbottom 35% Globalbottom 32% News: 8 BI events in 12 mo (of 15 tracked, 4 types) · 3 high-value events (IPO/M&A/funding/contracts) in 12 mo Growth: Headcount 34 → 47 (+38%) across vintages · Web rank 10,000,000 → 5,000,000 YoY rank vs industry peers · Fliar Intelligence Index 69/100 | $35M | 9 mo ago | 47 47 → 68 (+45%) | Tedd Smith Co-Founder & CEO | Cart FunctionalityWordPressApple iCloud Mail+28 | Top 5M | — | 2 awards |
| 7 | Malauzai Global provider of financial software, empowering innovation in the financial sector | $26M | 131 mo ago | 80 | — | — | — | — | 2 partnerships |
| 8 | StellarFi Online platform offering credit repair solutions for consumers by reporting bill payments 42Tech top 30%Funding top 34%Growth top 45%Global bottom 36% All 5 signals ▾Techtop 30% Fundingtop 34% Growthtop 45% Globalbottom 36% Marketbottom 32% Tech: 43 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $25.7M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 42/100 | $26M | 22 mo ago | 47 | — | SentryZendeskApple iCloud Mail+18 | Top 5M | — | — |
| 9 | Creative Juice Digital bank for creators | $20M | 54 mo ago | 29 | Saul Cooperstein Co-Founder | — | — | — | — |
| 10 | Q2 Software Provider of digital banking and lending solutions for financial institutions | $20M | 67 mo ago | 965 | — | HubSpot CMS HubSentryApple iCloud Mail+37 | Top 5M | 56 patents Patents concentrated in computing, sensing & instrumentation | — |
| 11 | Q2 Software Digital banking solutions provider for banks and credit unions | $20M | 66 mo ago | 2,249 | Renee Johnson Co-Founder | DrupalPHPSalesforce+9 | Top 50M | 56 patents AI-powered recommendation, computer‑vision security, and automated data/process management platforms | — |
| 12 | Method Provider of connectivity solutions for consumer credit and liability accounts 60AI top 15%Patents top 31%Funding top 34%Growth top 35% All 10 signals ▾AItop 15% Patentstop 31% Fundingtop 34% Growthtop 35% Innovationtop 36% Talenttop 38% Moattop 39% Techbottom 49% Globalbottom 36% Marketbottom 28% AI: Holds AI/ML patents (G06N-family CPC) Patents: 12 patents matched (strict assignee match) · 12 filings since 2022 vs 0 in 2017-21 rank vs industry peers · Fliar Intelligence Index 60/100 | $18M | 17 mo ago | 23 | Marco Carmen Co-Founder & CTO | Framer SitesApple iCloud MailReact+16 | Top 10M | 12 patents Intraoperative ultrasound imaging and navigation technologies for surgical guidance | — |
| 13 | Turnkey Lender AI-driven loan origination and management software for banks and non-bank lenders 55Moat top 39%Funding top 41%Tech top 42%Growth top 45% All 10 signals ▾Moattop 39% Fundingtop 41% Techtop 42% Growthtop 45% AItop 45% Talentbottom 49% Marketbottom 47% Productbottom 45% Globalbottom 39% Newsbottom 32% Moat: Editorial + unicorn rating 7/10 · 9 curated direct competitors tracked Funding: Raised $18.1M across 3 rounds · 3 rounds over 10 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $18M | 9 mo ago | 144 | Elena Ionenko Co-Founder | Windows ServerGoogle Sign-inMicrosoft ASP.NET+21 | Top 5M | — | 1 job opening |
| 14 | Rome Corporation SaaS-based enterprise credit risk management solution | $14M | 243 mo ago | 48 | — | — | — | — | — |
| 15 | Unwired Mobile banking for community financial institutions | $12M | 125 mo ago | 15 | Stacey Zuniga Co-Founder | — | — | 37 patents Infrastructure anchoring hardware and automotive mobile-device USB connectivity solutions. | — |
| 16 | Revio AI-based platform driving revenue growth at community banks | $10M | 34 mo ago | 11 | Brian Bauer CEO | — | — | — | — |
| 17 | Syncfy Developer of aggregation APIs for open banking applications | $10M | 42 mo ago | 33 | — | — | — | — | 1 launch |
| 18 | Mesa Online platform offering mortgage loan management 24Funding top 36%Talent top 38%Product bottom 48%Tech bottom 45% All 8 signals ▾Fundingtop 36% Talenttop 38% Productbottom 48% Techbottom 45% Moatbottom 45% Marketbottom 36% Globalbottom 29% Customersbottom 5% Funding: Raised $7.2M across 3 rounds · 3 rounds over 2 yrs (1.5/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 24/100 | $7M | 10 mo ago | — | Peyton Hayslette Co-Founder & CTO | WebflowApple iCloud MailGoogle Workspace+17 | Top 5M | — | — |
| 19 | Infoglide Provider of platform delivering applied intelligence and customer lifecycle management | $4M | 284 mo ago | 15 | Michael Shultz ex-CEO | — | — | 11 patents Fraud detection via similarity search and hierarchical‑relational database conversion. | — |
| 20 | Sync1 Systems Cloud-based loan origination platform empowering effortless lending and digital experiences | $4M | 114 mo ago | 24 24 → 40 (+67%) | — | Squarespace CommerceSquarespaceSentry+24 | Top 10M | — | — |
| 21 | Trice Payment processing solution for businesses | $3M | 29 mo ago | — | Doug Yeager Co-Founder & CEO | DudaReactReact Router+18 | Top 50M | — | — |
| 22 | ARC Systems Automated underwriting software solutions provider | $2M | 327 mo ago | — | Ed Jones CEO | — | — | — | — |
| 23 | BuzzBanking Provider of a banking platform for community banking and credit unions | $450K | 192 mo ago | — | Jay Valanju Founder & CEO | — | — | — | — |
| 24 | TurboPass Income & identity validation for lenders & auto dealers | $135K | 81 mo ago | 26 | — | PHPLaravelLivewire+22 | Top 5M | 3 patents Secure consumer‑authorized distribution platforms for trusted data (data security and privacy) | 2 job openings |
| 25 | Orca Internet first bank | $125K | 51 mo ago | 4 | DY Co-Founder & CEO | — | — | 5 patents MIP-based biosensor coatings and medical/vision interface technologies for diagnostics | — |
Top 12 Banking Tech companies in Austin
#1
Series C · Austin, Texas · founded 2017 · 20 employees$106.6Mraised▾
Provider of fraud prevention and AML compliance solutions and related services. They offer digital footprint analysis, device intelligence, and AI-driven machine learning to detect and prevent fraudulent activities. The company provides customer screening, payment screening, transaction monitoring, and case management tools. It supports industries including financial services, fintech, payments, and retail. The company also offers managed risk services, integration guides, and API documentation.
- Sep 2025Series C$80M
- Apr 2022Series B$94M
- Mar 2021Series A$12M
- Feb 2018Seed$624K
#2
Series B · Austin, Texas · founded 2000 · 47 employees$35Mraised▾
Mortgage settlement solutions provider. The company offers EquityIQ which is a home equity lead generation tool and application management system that can be integrated with loan origination software. Offers FirstClose which is a property and borrower data intelligence and settlement solution. Provides a home equity and refi tool that offers features such as loan application, credit score, valuation, title, tax, flood, loan closing & recording and loan servicing.
- Sep 2025Series B$4.7M
- May 2022Series B$35M
- Nov 2019Conventional Debt—
- Sep 2018Series A—
#3
Series A · Austin, Texas · founded 2014 · 144 employees$18.1Mraised▾
Turnkey Lender offers AI-driven loan origination and management software for banks and non-bank lenders. It features cloud-based lending software with credit application processing and loan management for banks, financial institutions, and online lending businesses. It provides solutions such as customer onboarding, loan origination, fraud prevention, loan servicing, risk management, and debt collection. It uses AI for alternative scoring in order to calculate portfolio credit quality and risk of the lending operation.
- Aug 2025Series A—
- Jul 2022Conventional Debt—
- Jun 2022Series A$10M
- Apr 2021Series A$6.1M
#4
Series A · Austin, Texas · founded 2023$7.2Mraised▾
Online platform offering mortgage loan management. It offers a membership platform that enables users to access various financial products and services related to homes. It also offers solutions for mortgage originations, mortgage payments, warranty, insurance, and more.
- Aug 2025Series A$24M
- Aug 2025Conventional Debt—
- Sep 2024Venture Debt$2M
- Jun 2024Seed$7.2M
#5
Series B · Austin, Texas · founded 2019 · 23 employees$18.5Mraised▾
Provider of connectivity solutions for consumer credit and liability accounts. The company enables end-to-end lending experiences, real-time account data intelligence, and one-click checkout. It offers connectivity to financial accounts with embedded payments. The company provides access to up-to-date information with connections across liability accounts. It facilitates payments to financial institutions and billers.
- Jan 2025Series B$41.5M
- Jan 2023Series A$16M
- Feb 2022Seed$2.5M
#6
Series A · Austin, Texas · founded 2021 · 47 employees$25.7Mraised▾
Online platform offering credit repair solutions for consumers by reporting bill payments. It allows users to link their bank account which enables the platform to fetch data regarding their bill and rent payments. It also allows it to report the same to the credit bureaus and helps in building the credit score of an individual.
- Aug 2024Series A$3.5M
- Mar 2023Series A$15M
- Mar 2022Seed$7.2M
#7
Series C · Austin, Texas · founded 2015 · 150 employees$85Mraised▾
Developer of cloud native card issuing and ledger infrastructure software. This platform provides tools for managing payment cards, virtual accounts, and digital ledgers. It supports the processing of prepaid, debit, credit, and commercial card programs. The technology enables the configuration of interest-bearing deposits, installment loans, and multi-currency accounts. Financial institutions and technology firms utilize these systems to manage transaction processing, risk controls, and fee structures. The infrastructure facilitates the integration of various payment products and financial services through application programming interfaces.
- Apr 2023Series C$48M
- Feb 2021Series B$30M
- Jul 2020Series A$7M
- Mar 2017Seed—
#8
Series A · Austin, Texas · founded 2020 · 11 employees$10.1Mraised▾
AI-based platform driving revenue growth at community banks. It prioritizes the highest revenue-driving opportunities and personalizes engagement to achieve growth. The platform transforms bank data into actionable insights and informs growth strategy for banks.
- Aug 2023Series A$10.1M
#9
Deadpooled · Austin, Texas · founded 2009 · 13 employees$46.3Mraised▾
Platform offering a customer loyalty program. It connects consumers, local businesses, and community financial institutions through a rewards program. It enables a solution that allows community financial institutions to engage cardholders and build relationships.
- Nov 2020Series D$874.4K
- Jan 2020Conventional Debt$812K
- Sep 2017Conventional Debt$3.7M
- Aug 2017Series D$3M
#10
Seed · Austin, Texas · founded 2022$3Mraised▾
Payment processing solution for businesses. Provides collections solutions with API to request and receive funds instantly from other businesses or consumers, money movement for payment settlements, insurance claims, contractor and gig economy payouts, and other verticals.
- Jan 2024Seed—
- May 2023Seed$3M
#11
Seed · Austin, Texas · founded 2016 · 33 employees$10Mraised▾
Developer of aggregation APIs for open banking applications. It connects automates connections of apps, solutions, and company processes to various data sources. It also lets customers create and stamp e-invoices.
- Dec 2022Seed$10M
#12
Series A · Austin, Texas · founded 2020 · 29 employees$20Mraised▾
Digital bank for creators. Its services include savings accounts, prepaid cards for online/offline purchases, bill payments, money transfers, and more. It enables creators to link multiple platforms to gain insights into project revenues and the value of the business. Provides decision-making tools based on the insights of the revenue.
- Dec 2021Series A$15M
- Oct 2021Seed—
- Mar 2021Seed$5M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.