Best Banking Tech Companies in Berlin, Germany
The 40 best Banking Tech companies in Berlin, Germany in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: N26.
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Banking Tech companies in Berlin
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | N26 🦄 Provider of mobile banking services, including savings, investment, and crypto 82Market top 19%Talent top 20%Fin. health top 25%Moat top 26% All 12 signals ▾Markettop 19% Talenttop 20% Fin. healthtop 25% Moattop 26% Newstop 27% Fundingtop 29% Techtop 33% Customerstop 40% Producttop 43% Growthtop 47% Innovationtop 48% Globaltop 48% Market: 1,426 employees (top 5% of FinTech) · Revenue ~$216M Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 82/100 | $1.7B | 58 mo ago | 1,426 1,426 → 1,944 (+36%) | 2013 | Maximilian Tayenthal Founder & Co-CEO | ContentfulApple iCloud MailGoogle Workspace+17 | 1 launch |
| 2 | Solaris 🦄 Provider of banking-as-a-service platform offering digital banking and payment solutions 57Partners top 23%Funding top 25%Growth top 32%Moat top 32% All 11 signals ▾Partnerstop 23% Fundingtop 25% Growthtop 32% Moattop 32% Techtop 36% Globaltop 37% Newstop 39% Markettop 47% Fin. healthbottom 43% Innovationbottom 39% Patentsbottom 34% Partners: 4 contract events in 12 mo · Named contractor/client in 4 deals Funding: Raised $591M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $591M | 19 mo ago | 317 317 → 600 (+89%) | 2016 | — | Apple iCloud MailGoogle WorkspaceSalesforce+19 | 1 partnership |
| 3 | Raisin Comparison platform for bank accounts 53Funding top 25%Tech top 27%Talent top 28%Moat top 31% All 11 signals ▾Fundingtop 25% Techtop 27% Talenttop 28% Moattop 31% Producttop 40% Globaltop 42% Customerstop 44% Growthtop 45% Innovationbottom 40% Marketbottom 33% Newsbottom 24% Funding: Raised $304M across 7 rounds · 7 rounds over 13 yrs (0.5/yr) Tech: 50 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 53/100 | $304M | 42 mo ago | 8 | 2013 | Michael Stephan Co-Founder & COO | ContentstackApple iCloud MailGoogle Workspace+33 | — |
| 4 | Solarisbank Provider of banking-as-a-service platform offering digital banking and lending solutions | $291M | 61 mo ago | — | 2016 | Roland Folz CEO | — | — |
| 5 | Vivid Digital bank for individuals | $205M | 54 mo ago | 226 | 2020 | Artem Yamanov Co-Founder | SentryApple iCloud MailGoogle Workspace+24 | 1 launch · 1 partnership · 2 awards |
| 6 | Bitwala App-based cryptocurrency trading platform | $48M | 30 mo ago | 43 43 → 30 (-30%) | 2013 | Jorg Minckwitz Co-Founder | Framer SitesReactAmazon Web Services+14 | — |
| 7 | Kontist Digital bank for freelancers and self-employed | $47M | 57 mo ago | 61 | 2016 | — | SentryTypeScriptGraphQL+20 | — |
| 8 | finmid Finmid is the embedded lending infrastructure powering platform growth | $40M | 28 mo ago | 35 | 2020 | Alexander Talkanitsa Co-Founder | SentryMUIReact+11 | 1 partnership |
| 9 | Qwist Platform offering smart data solutions for open finance | $27M | 62 mo ago | 150 | 2014 | Nicola Breyer CEO | WordPressApple iCloud MailMicrosoft 365+31 | — |
| 10 | Taktile Provider of an agentic decision platform for financial service applications 53AI top 30%Funding top 33%Talent top 38%Moat top 39% All 11 signals ▾AItop 30% Fundingtop 33% Talenttop 38% Moattop 39% Techtop 40% Producttop 41% Innovationbottom 47% Growthbottom 47% Marketbottom 39% Globalbottom 39% Newsbottom 21% AI: Classified as an AI company · Product described with: artificial intelligence Funding: Raised $24.7M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 53/100 | $25M | 18 mo ago | 62 | 2020 | Maximilian Eber Co-Founder & CPTO | Apple iCloud MailGoogle WorkspacePHP+26 | — |
| 11 | Ecolytiq Provider of an environment-based payment solution for consumers as well as businesses | $14M | 51 mo ago | 64 | 2019 | Mirko Kampf Co-Founder | — | — |
| 12 | WeltSparen Online investment products and services comparison platform | $10M | 146 mo ago | 11 | 2012 | Michael Stephan Co-Founder & COO | ContentstackWordPressMySQL+28 | — |
| 13 | Credibur Developer of software for managing debt facilities and portfolios 40Funding top 40%Global top 45%Talent bottom 49% All 3 signals ▾Fundingtop 40% Globaltop 45% Talentbottom 49% Funding: Raised $8.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Global: Investors from 3 countries beyond Germany rank vs industry peers · Fliar Intelligence Index 40/100 | $8M | 13 mo ago | — | 2024 | Nicolas Kipp Founder & CEO | — | — |
| 14 | Savedo Online comparison platform for fixed-term deposits | $8M | 122 mo ago | 40 | 2014 | — | — | — |
| 15 | OWWN Internet-first bank for consumers | $6M | 62 mo ago | 18 | 2021 | — | — | — |
| 16 | Prestatech Banking software suite | $4M | 40 mo ago | 11 | 2016 | Massimiliano Mastalia Co-founder | SanityNode.jsHeadless UI+18 | — |
| 17 | muffintech Conversational AI platform for the insurance industry | $4M | 18 mo ago | — | 2021 | Tomas Gan Co-Founder | Framer SitesReactPostHog+7 | — |
| 18 | insha Interest-free digital banking platform | $3M | 70 mo ago | 8 | 1984 | — | — | — |
| 19 | AAZZUR Provider of open banking API solutions to banks and financial institutions 29Talent top 38%Innovation top 39%Product top 43%Funding top 47% All 9 signals ▾Talenttop 38% Innovationtop 39% Producttop 43% Fundingtop 47% Newstop 48% Moattop 48% Globalbottom 45% Techbottom 44% Marketbottom 17% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Innovation: 5 product lines rank vs industry peers · Fliar Intelligence Index 29/100 | $1M | 10 mo ago | 3 | 2017 | Martin Damaske Co-Founder & CFO | — | — |
| 20 | Conatix Provider of knowledge management solutions | $135K | 110 mo ago | — | 2013 | David Lehrer CEO | — | — |
Top 12 Banking Tech companies in Berlin
#1
Solaris 🦄Acquired · Berlin, Berlin · founded 2016 · 317 employees$590.8Mraised▾
Provider of banking-as-a-service platform offering digital banking and payment solutions. The platform enables businesses to embed financial services into their own products. Services include accounts, identification, cards, payments, and lending. The platform offers APIs designed for scalability and product customization.
- Feb 2025Series G$144.9M
- Mar 2024Series F$104.5M
- Jul 2023Series F$41.7M
- Jun 2022Series E$42.2M
#2
Seed · Berlin, Berlin · founded 2024$8Mraised▾
Developer of software for managing debt facilities and portfolios. The software provides tools for drawdown automation, SPV management, and covenant monitoring. It also offers backup servicing capabilities and portfolio analytics. The platform aims to streamline credit management for non-bank lenders and capital providers.
- Jul 2025Seed$2.2M
- Seed$5.8M
#3
Series B · Berlin, Berlin · founded 2020 · 62 employees$24.7Mraised▾
Provider of an agentic decision platform for financial service applications. The platform combines artificial intelligence automation with human oversight for decision-making processes. It offers tools for onboarding, credit assessment, compliance, and fraud detection. The platform features pre-built agents, data orchestration, and real-time performance monitoring.
- Feb 2025Series B$54M
- Nov 2022Series A$20M
- Aug 2021Seed$4.7M
- Aug 2020Seed$125K
#4
Seed · Berlin, Berlin · founded 2017 · 3 employees$1.3Mraised▾
Provider of open banking API solutions to banks and financial institutions. It builds white-label products in order to serve the customers on the level of personalization. It enables banks to build products such as neo-banks, mobile banking channels, personal finance tools, and more. It also provides an AI-enabled algorithm of behavioural analytics, a financial services connector for connecting with third parties, and more.
- Oct 2025Seed$2.7M
- Oct 2023Seed—
- May 2023Seed—
- Jan 2021Seed$1.2M
#5
Series A · Berlin, Berlin · founded 2021$3.7Mraised▾
Conversational AI platform for the insurance industry. Its AI technology provides a safety net by allowing human intervention when the AI encounters situations it cannot handle. Its AI models use generalized learning from diversified data to generate responses.
- Feb 2025Series A$3.7M
#6
N26 🦄Series E · Berlin, Berlin · founded 2013 · 1426 employees$1.7Braised▾
Provider of mobile banking services, including savings, investment, and crypto. It offers various account options with different features and associated costs. These services include tools for managing finances, such as joint accounts, digital wallets, and options for adding funds. The company facilitates stock and ETF trading, along with the buying and selling of crypto assets.
- Oct 2021Series E$900M
- Mar 2021Series D$36.2M
- May 2020Series D$100.5M
- Jul 2019Series D$170M
#7
Series E · Berlin, Berlin · founded 2013 · 8 employees$304.2Mraised▾
Raisin offers a comparison platform for bank accounts. It offers comparisons of savings accounts & term deposits on the basis of interest rates. It also offers comparisons for fixed-rate bonds. It provides deposit guarantee schemes to users.
- Feb 2023Series E$64.1M
- Jan 2022Series D$33.5M
- Jul 2019Series D$28.2M
- Feb 2019Series D$114.2M
#8
Series B · Berlin, Berlin · founded 2013 · 43 employees$47.9Mraised▾
App-based cryptocurrency trading platform. It allows users to send, receive, and store Bitcoin and Ethereum on custodial and self-custodial wallets. It offers payments, crypto trading, and self-custody solutions. The application is available on both Android & iOS devices.
- Feb 2024Series B—
- Jun 2021Series B$10.7M
- Nov 2020Series B$17.9M
- Jul 2019Series A$14.5M
#9
Series A · Berlin, Berlin · founded 2020 · 35 employees$40.1Mraised▾
Finmid is the embedded lending infrastructure powering platform growth. finmid enables platforms to launch tailored financing products for their business customers at scale across 30 European markets via single integration. Across industries and business models, finmid drives revenue, improves retention, and fuels core business growth. finmid is trusted by Europe’s most ambitious platforms, including Wolt, Delivery Hero, Bolt, Just Eat Takeaway, Guesty, and FREENOW. Learn more at finmid.com.
- Apr 2024Series A$24.7M
- Feb 2022Seed$12.6M
- May 2021Seed$2.8M
#10
Series C · Berlin, Berlin · founded 2020 · 226 employees$205.1Mraised▾
Digital bank for individuals. It offers multiple services including checking accounts, NFC-enabled prepaid cards for online/offline purchases, bill payments, money transfers, cash withdrawals, bill splitting, and more. It enables users to monitor transactions and facilitates stock rewards for expenditures. It features fingerprint-based biometric authentication, cashback, investments in stocks, ETFs, crypto, metals, and more. The application is available on iOS and Android devices.
- Feb 2022Series C$114.5M
- Apr 2021Series B$73M
- Nov 2020Series A$17.6M
#11
Series D · Berlin, Berlin · founded 2016$291.1Mraised▾
Provider of banking-as-a-service platform offering digital banking and lending solutions. The platform enables businesses to embed financial services into their own products. Services include accounts, payments, cards, identification, and consumer lending. The platform offers APIs designed for scalability and product customization.
- Jul 2021Series D$223.6M
- Jun 2020Series C$67.5M
#12
Acquired · Berlin, Berlin · founded 2016 · 61 employees$46.7Mraised▾
Digital bank for freelancers and self-employed. Its offering includes paperless account opening, mobile banking, push notifications for account activity, automatic income and sales tax reserves, and an early warning system for payment bottlenecks. It has partnered with Solaris Bank for a German banking license and modular banking platform technology. The user deposits are secured by the European deposit fund.
- Nov 2021Conventional Debt$4.5M
- Mar 2021Series B$29.8M
- Oct 2018Series A$9.6M
- Dec 2017Series A$4.6M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Germany
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 74 Germany-affiliated papers.
- Max Planck Institute for Innovation and Competition5
- Max Planck Society5
- International School of Management5
- Goethe University Frankfurt4
- European Central Bank4
- Transformative learning2
- Snowball sampling1
- Financial literacy1
- Quality (philosophy)1
- Entrepreneurship1
- Financial services1→9
- Financial innovation2→6
- Financial services2→13
- Financial inclusion1→7
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.