Best Banking Tech Companies in Estonia
The 31 best Banking Tech companies in Estonia in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Tuum.
- IDC
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Banking Tech companies in Estonia
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Tuum Provider of a cloud-native API-first core banking platform | $50M | 31 mo ago | Series B | Rivo Uibo Co-Founder | 2019 | WordPressApple iCloud MailGoogle Workspace+30 | — |
| 2 | Bankish Lending & deposit system for loan providers | $1M | 66 mo ago | Seed | — | 2017 | — | — |
| 3 | Zerek.ai AI powered personalized marketing campaigns | $92K | 51 mo ago | Seed | Nurlan Abyken Co-Founder & CEO | 2020 | — | — |
| 4 | Big Data Scoring Big data & social media scoring company | $56K | 140 mo ago | Funding Raised | — | 2012 | — | — |
| 5 | Fully-Verified Identity verification solution provider | $25K | 50 mo ago | Series A | Lucas Kwiatkowski Co-Founder | 2017 | — | — |
| 6 | ForPeeps App-based platform for linking bank accounts | — | 72 mo ago | Seed | — | 2018 | — | — |
| 7 | E-Krediidiinfo Credit rating reports for the businesses | — | 106 mo ago | Funding Raised | Ege Metsandi CEO | 1993 | PHPLaravelBootstrap+11 | — |
| 8 | Adenter Technologies Core banking solutions for financial institutions | — | — | Deadpooled | Victor Romero CEO | 2016 | — | — |
| 9 | Advapay Provider of diversified banking services | — | — | Funding Raised | Maxim Ivanchenko Founder | 2015 | WordPress Block EditorWordPressMySQL+14 | — |
Top 7 Banking Tech companies in Estonia
#1
Series B · Tallinn, Harju County · founded 2019 · 94 employees$49.8Mraised▾
Provider of a cloud-native API-first core banking platform.The platform follows the microservice architecture and is composed of independent modules that cover end-to-end everyday banking processes. It allows banks to operate multiple business lines from a single system, including accounts, lending, payments and cards, as well as go further through access to a pre-configurated ecosystem of partner solutions.
- Mar 2024Series B—
- Feb 2024Series B$26.9M
- Apr 2022Series A$1.1M
- Jan 2022Series A$16.9M
#2
Seed · Tallinn, Harju County · founded 2017 · 13 employees$1.4Mraised▾
Bankish provides lending & deposit system for loan providers. The system can be used for unsecured loans, secured loans, business loans, deposits, current accounts & payments. Features include loan origination, decision making, loan reporting, loan servicing, loan collection and CRM.
- Apr 2021Seed$1.2M
- Mar 2019Seed$170.9K
#3
Seed · Tallinn, Harju County · founded 2020 · 4 employees$92Kraised▾
AI powered personalized marketing campaigns. It provides event-driven personalized marketing communication, analytics, and insights to support data-driven operations and manage in-app banners, SMS, email, and TV advertisements. It gathers data from CRM and other sources into the customer data platform to personalize marketing communications with customers.
- Aug 2022Seed$92K
#4
Series A · Tallinn, Harju County · founded 2017 · 16 employees$24.8Kraised▾
Full-Verified provides identity verification solutions that enable the banks to verify customer's identity via videos. Specialists verify customers’ documents and details via an online video conversation. The solution offers AML and KYC compliance.
- Sep 2022Series A—
- Mar 2020Series A—
- Mar 2018Seed$24.8K
#5
Funding Raised · Tallinn, Harju County · founded 2012 · 7 employees$55.8Kraised▾
Big Data Scoring is a European credit scoring company that develops generic and tailored credit score models based on BIG DATA and social networks. Their big data credit score model for consumer credit, uses information from the Facebook social network and other sources. Big Data Scoring offers a proven, generic social media scorecard as a service to creditors around Europe.They work with lenders of any kind – banks and non-bank lenders, payday and P2P lenders, microfinance providers and leasing companies.
- Mar 2015Grant (prize money)$55.8K
#6
Seed · Tallinn, Harju County · founded 2018 · 3 employees—raised▾
ForPeeps is an app-based platform for linking bank accounts. It enables users to link multiple bank accounts and facilitate services such as money transfers, online payments, bill splitting, and more. App is available on iOS and Android devices.
- Oct 2020Seed—
#7
Funding Raised · Tallinn, Harju County · founded 1993—raised▾
Credit rating reports for businesses. It allows businesses to collect credit-related data and helps board members, affiliates, owners, and subsidiaries. It also offers reports related to credit rating, group credit, credit assessment reports, factual reports, business balance sheets, profit and loss statements, and more.
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Estonia
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 7 Estonia-affiliated papers.
- Tallinn University of Technology4
- Estonian Business School2
- University of Tartu1
- Blockchain1
- Scalability1
- Cash1
- Digital currency1
- Hash function1
- Interpretability1
- Gradient boosting1
- Boosting (machine learning)1
- Autoregressive integrated moving average1
- Time series1
- Financial services3
- Digital transformation2
- Financial inclusion2
- Resilience (materials science)2
- Mobile banking2
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.