Best Banking Tech Companies in France
The 147 best Banking Tech companies in France in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Groupe BPCE.
France's Banking Tech scene commands $2.9B in disclosed funding across 147 tracked companies, and two of them have crossed unicorn status. That's the number you should hold onto before anything else.
Qonto leads the funding table at $717M raised, with Groupe BPCE filing $1.4B and Shift Technology close behind at $320M. Scale like that doesn't happen on hype. The global Banking Tech market sits at roughly $9.5B in 2025 and is forecast to reach $17.0B by 2035, a 13.7% CAGR that I'd argue France is positioned to capture a meaningful slice of. Median app install growth across nearly 1,000 banking apps is running at +23% YoY, which tells you where user behavior is heading. And if you're watching the regulatory layer, stringent data privacy rules in France shape how these companies build, not just what they build. Tokenization is accelerating that structural shift, as recent coverage on blockchain's growing role in banking transformation makes clear. The directory below ranks by disclosed equity funding and recent momentum. Start there.
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Banking Tech companies in France
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | App-install YoY | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Groupe BPCE Provider of commercial banking services 60Tech top 24%Market top 32%Funding top 38%Partners bottom 49% All 9 signals ▾Techtop 24% Markettop 32% Fundingtop 38% Partnersbottom 49% Talentbottom 49% Growthbottom 45% Moatbottom 38% Newsbottom 34% Globalbottom 29% Tech: 61 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront Market: 55,401 employees (top 1% of FinTech) · Top-500,000 web property rank vs industry peers · Fliar Intelligence Index 60/100 | $1.4B | 47 mo ago | 55,401 | Nicolas Namias CEO | WordPress Block EditorWordPressApple iCloud Mail+20 | — | 2 expansions |
| 2 | Qonto 🦄 Provider of business account, payment cards, and financial management solutions 93Fin. health top 14%Tech top 17%Market top 20%Customers top 24% All 13 signals ▾Fin. healthtop 14% Techtop 17% Markettop 20% Customerstop 24% Moattop 26% Fundingtop 28% Producttop 31% Growthtop 33% Talenttop 33% Innovationtop 41% Globaltop 42% Newstop 43% AItop 45% Fin. health: Revenue ~$172M · Revenue +505% YoY Tech: 86 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 93/100 | $717M | 50 mo ago | 1,300 | Alexandre Prot Co-Founder & CEO | Amazon WebstoreSentryZendesk+52 | +42% | — |
| 3 | Shift Technology 🦄 Provider of AI solutions for insurance underwriting, claims, and risk 80AI top 20%Market top 25%Moat top 26%Funding top 28% All 12 signals ▾AItop 20% Markettop 25% Moattop 26% Fundingtop 28% Producttop 33% Innovationtop 36% Newstop 39% Globaltop 42% Fin. healthtop 43% Growthtop 44% Techtop 44% Talentbottom 49% AI: Classified as an AI company Market: 555 employees (top 7% of Enterprise Infrastructure) · Revenue ~$671M rank vs industry peers · Fliar Intelligence Index 80/100 | $320M | 55 mo ago | 555 | Eric Sibony Co-Founder & CSO | HubSpot CMS HubApple iCloud MailGoogle Workspace+31 | — | 1 launch · 1 award |
| 4 | Swan Provider of embedded banking platform offering accounts, cards, and payment solutions 35Tech top 23%Funding top 35%Talent top 38%Product top 49% All 9 signals ▾Techtop 23% Fundingtop 35% Talenttop 38% Producttop 49% Growthbottom 44% Globalbottom 39% Marketbottom 38% Newsbottom 37% Fin. healthbottom 14% Tech: 55 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $64.3M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 35/100 | $64M | 16 mo ago | 150 | Mathieu Breton Co-Founder & CTO | WebflowApple iCloud MailGoogle Workspace+26 | — | — |
| 5 | SESAMm Online AI-enabled platform offering NLP-based information extraction solution via API | $54M | 39 mo ago | 117 | Pierre Rinaldi Co-founder & COO | — | — | 1 partnership |
| 6 | Blank Provider of online professional accounts and related financial management tools | $51M | 36 mo ago | 50 | Charles Alloncle Co-Founder | WebflowCart FunctionalityApple iCloud Mail+36 | +19% | — |
| 7 | Augure Loan management software for business lenders | $36M | 134 mo ago | 135 | — | WebflowCart FunctionalityMatomo Analytics+13 | — | — |
| 8 | Empruntis Financial products comparison platform | $32M | 235 mo ago | 100 | Vincent Lemaire Co-Founder | CloudflareMatomo AnalyticsLinkedin Insight Tag+10 | — | 2 job openings · 1 expansion |
| 9 | Skaleet Cloud-agnostic core banking solution | $31M | 65 mo ago | 60 | Yves Eonnet Co-Founder | DatoCMSNode.jsElement UI+22 | — | 2 partnerships |
| 10 | CapitalStream Credit origination and risk management solution | $28M | 284 mo ago | 250 | Anvaraly Jiva CEO | — | — | — |
| 11 | Bridge Platform offering API-enabled payments and bank data aggregation solution | $20M | 47 mo ago | — | Robin Dauzon Co-Founder & CTO | WebflowApple iCloud MailGoogle Workspace+24 | — | 2 launchs |
| 12 | DreamQuark Provider of AI-based data monitoring solutions for the financial services industry | $19M | 78 mo ago | 14 | — | — | — | — |
| 13 | Baobab Financial services company offering tailored solutions for financially underserved entrepreneurs and SMEs 64Product top 30%Market top 34%Innovation top 39%Funding top 39% All 10 signals ▾Producttop 30% Markettop 34% Innovationtop 39% Fundingtop 39% Growthtop 39% Techtop 39% Moattop 39% Customerstop 47% Talentbottom 49% Globalbottom 38% Product: 9 distinct product lines · 3 published apps (854k installs) Market: 4,301 employees (top 2% of FinTech) · Top-1,000,000 web property rank vs industry peers · Fliar Intelligence Index 64/100 | $17M | 19 mo ago | 4,301 | Philip Sigwart CEO | WordPressMySQLPHP+25 | +37% | — |
| 14 | Finlync Blockchain-based treasury management solutions for businesses | $16M | 46 mo ago | 49 | Phillip K Co-Founder & CEO | — | — | — |
| 15 | Numeral Provider of payment technology enabling connectivity to banks and payment schemes | $15M | 53 mo ago | 38 | — | WebflowAmazon Web Servicescore-js+16 | — | — |
| 16 | Shine Provider of online professional accounts and related financial management tools | $12M | 93 mo ago | 200 | Allison Langley Butnick Founder | PrismicCannyChakra UI+18 | — | 2 partnerships |
| 17 | Pixpay Mobile banking solution for teenagers | $12M | 75 mo ago | 47 | — | WebflowCart FunctionalityApple iCloud Mail+27 | +24% | 1 job opening · 1 partnership |
| 18 | Helios Provider of a digital bank for consumers | $12M | 28 mo ago | — | Julia Ménayas Non-Executive cofounder & Advisor | StoryblokGSAPAstro+15 | +35% | 2 partnerships |
| 19 | Opensee Provider of AI-powered financial data analytics and risk management solutions | $12M | 42 mo ago | 79 | Stephane Rio CEO and Founder | WebflowVimeoSalesforce Marketing Cloud Account Engagement+19 | — | — |
| 20 | SAB Provider of core banking software | $11M | 133 mo ago | 183 | Henri Assaf Co-Founder | — | — | — |
| 21 | Mipise Online platform offering crowdfunding and asset management solutions | $11M | 28 mo ago | 30 | Michel Ivanovsky Founder and chairman | CodeMirrorRubyErlang+30 | — | 1 partnership |
| 22 | Bleckwen AI-based fraud detection and prevention solutions | $10M | 83 mo ago | 22 | Yannick Dupuch Co-CEO | — | — | 1 job opening |
| 23 | Paylead Card linked marketing solution provider | $8M | 75 mo ago | 66 | Karim Bakir Co-Founder & CTO | — | — | — |
| 24 | Yavin Provider of payment processing services | $7M | 51 mo ago | 47 | Alfred Bourély Co-founder and CTO | WebflowGSAPNginx+25 | — | — |
| 25 | Kard Digital bank for teenagers | $7M | 68 mo ago | 53 | Scott Gordon Co-Founder & CEO | WebflowCart FunctionalityAmazon Web Services+16 | — | — |
| 26 | Izicap Platform offering card linked marketing in partnership with banks | $7M | 43 mo ago | 97 | — | — | — | — |
| 27 | MoneyTrack Blockchain-based loan disbursal & claim processing | $6M | 62 mo ago | 20 | — | — | — | — |
| 28 | SiS-id Provider of solutions for securing payments and mitigating wire transfer fraud | $6M | 65 mo ago | 39 | Remi Demont Co-Founder & CEO | WordPressMySQLPHP+31 | — | 1 launch · 1 partnership |
| 29 | Green-Got Neobank for individuals | $6M | 37 mo ago | 3 | Andrea Ganovelli Co-Founder | Cart FunctionalityNode.jsVue.js+15 | — | — |
| 30 | JeChange.fr Aggregator of insurance, savings accounts, and loan products | $5M | 118 mo ago | 80 | — | Cart FunctionalityDrupalPHP+18 | — | — |
| 31 | Particeep Open banking API solutions for banks and financial institutions | $4M | 64 mo ago | 42 | — | SendinblueSendgridMicrosoft 365+2 | — | — |
| 32 | Respaid Developer of AI-enabled payment collection solution for businesses | $3M | 39 mo ago | 29 | John Banner Founder & CEO | — | — | — |
| 33 | Vybe Digital bank for young individuals | $3M | 62 mo ago | 14 | Canelle Chokron Co-Founder | Cart FunctionalityHugoPlausible+7 | — | — |
| 34 | Lingua Custodia SaaS-based customizable machine translation software for the financial industry | $3M | 82 mo ago | 20 | Frederic Moioli | — | — | — |
| 35 | Manager one Direct bank launched by Wormser Frères | $2M | 104 mo ago | 77 | — | Cart FunctionalityApple iCloud MailMicrosoft 365+14 | — | — |
| 36 | Yeeld Provider of a digital saving platform | $2M | 44 mo ago | 7 | Romain Pechayre Co-Founder | — | — | — |
| 37 | Fintch Digital bank for individuals and businesses | $2M | 52 mo ago | 6 | Ygal Tmim CEO | Cart FunctionalityWordPressMySQL+18 | — | — |
| 38 | AriadNEXT ID document verification for anti-fraud, enrollment and identity management | $2M | 56 mo ago | 300 | — | SalesforceReactJSS+6 | — | — |
| 39 | Smartpush Provider of API-enabled data-based CRM solutions for banks and lenders | $2M | 73 mo ago | 22 | Cedric Nallet Co-Founder | WordPress Block EditorWordPressMySQL+27 | — | — |
| 40 | Rubypayeur Provider of online debt recovery services for businesses | $1M | 75 mo ago | 3 | — | RubyBootstrapRuby on Rails+13 | — | — |
| 41 | Fin Green AI AI based ESG data discovery solutions for private assets | $1M | 32 mo ago | 3 | Louis Frank Co-Founder & CEO | PythonDjangoBootstrap+18 | — | — |
| 42 | Welcome Real Time Payment based loyalty and marketing solutions | $620K | — | 24 | — | — | — | — |
| 43 | Widmee Personalized & data-driven marketing solution provider | $261K | 132 mo ago | 10 | Frederic Boy CEO & Co-Founder | — | — | — |
| 44 | Moneco App-based digital wallet platform for consumer payments | $125K | 48 mo ago | 10 | Bilal Dahlab Co-Founder | Cart FunctionalitySentryNode.js+22 | +237% | 4 job openings |
| 45 | Fortia Financial Solutions Compliance management, internal control & risk control platform for financial services firms | $112K | 112 mo ago | 42 | — | — | — | — |
Top 12 Banking Tech companies in France
#1
Series B · Paris, Ile de France · founded 2017 · 150 employees$64.3Mraised▾
Provider of embedded banking platform offering accounts, cards, and payment solutions. The platform enables businesses to integrate banking features into their existing products. It offers white-labeled accounts, cards, and payments. The platform provides tools for businesses to streamline payments and optimize cash flow. It supports various industries, including accounting, property management, and human resources.
- Jan 2025Series B$43.8M
- Sep 2023Series B$39.7M
- Sep 2021Series A$18.7M
- Sep 2020Series A$5.9M
#2
Acquired · Paris, Ile de France · founded 2001 · 4301 employees$16.7Mraised▾
Baobab is a financial services company that offers tailored solutions for financially underserved entrepreneurs and SMEs in Africa and China. They believe in financial inclusion.
- Oct 2024Series A—
- Dec 2015PE—
- 2015Series A$16.7M
- 2014Conventional Debt$2M
#3
Funding Raised · Paris, Ile de France · founded 2009 · 55401 employees$1.4Braised▾
Provider of cooperative banking services. It provides corporate and investment banking services to corporate clients, institutional investors, insurance companies, banks, and public sector entities.
- Jun 2022Grant (prize money)$450.6K
- May 2020Conventional Debt$1.4B
- Jan 2017Grant (prize money)$225.8K
#4
Qonto 🦄Series D · Paris, Ile de France · founded 2017 · 1300 employees$717.1Mraised▾
Provider of business account, payment cards, and financial management solutions. The company offers tools for customer and supplier invoicing, team expense management, and accounting and bookkeeping. It provides integrations to boost productivity, along with resources such as a resource hub, blog, and finance glossary. The company also provides payment terminals and payment links.
- Apr 2022Series D$5.4M
- Jan 2022Series D$552M
- Feb 2021Series B$8.3M
- Jan 2020Series B$115.3M
#5
Series A · Aix en provence, Provence Alpes Cote d Azur · founded 2014 · 30 employees$10.5Mraised▾
Online platform offering crowdfunding and asset management solutions. It offers white-label solutions for lending, donation, reward, and equity crowdfunding. It also offers a white-label solution for crowdsourcing. Its solution includes an internet platform, mobile application, marketing strategy, bank regulation, project leading, and more. It offers customizable technical solution for launching white-label crowdfunding platforms integrated with a payment system and blockchain technology.
- Jan 2024Series A$6.5M
- Jul 2023Seed$1.4M
- Feb 2022Seed$1.1M
- May 2019Seed$1.5M
#6
Series D · Paris, Ile de France · founded 2014 · 555 employees$319.7Mraised▾
Provider of AI solutions for insurance underwriting, claims, and risk. The company offers tools for fraud detection, payment integrity, subrogation, and claims intake. It also provides solutions for compliance risk, and claims document analysis. The AI platform aims to improve accuracy and efficiency for insurers.
- Nov 2021Series D—
- May 2021Series D$220M
- Mar 2019Series C$60M
- Oct 2017Series B$28M
#7
Seed · Paris, Ile de France · founded 2019$12.4Mraised▾
Provider of a digital bank for consumers. It offers services such as deposit accounts, debit cards for online/offline purchases, money transfers, and more. It compensates for the CO2 impact of every transaction. It also provides tools for monitoring transactions & carbon footprints.
- Feb 2024Seed$2.7M
- Apr 2022Seed$9.7M
#8
Series B · Strasbourg, Grand Est · founded 2014 · 117 employees$54.3Mraised▾
Online AI-enabled platform offering NLP-based information extraction solution via API. It offers its solutions for asset managers, private equity, and businesses, and features a solution named TextReveal that uses natural language processing for finding insights and information on public companies from the web. It helps in finding ESG insights, getting alerts and monitoring public companies, building and executing investment strategies using the information extracted, and more.
- Mar 2023Series B$37.1M
- Jan 2021Series B$9.1M
- Sep 2020Series A—
- Apr 2019Series A$4.9M
#9
Series B · Paris, Ile de France · founded 2019 · 50 employees$51.1Mraised▾
Provider of online professional accounts and related financial management tools. It offers tools for expense tracking, invoicing, and automated declarations. The platform provides options for payment cards and payment acceptance. It also offers insurance products and partner offers.
- Jun 2023Series B$51.1M
#10
Series A · Paris, Ile de France · founded 2015 · 79 employees$11.7Mraised▾
Provider of AI-powered financial data analytics and risk management solutions. It offers a platform for real-time data aggregation, analysis, and reporting across various financial risk domains, including market risk, credit risk, liquidity risk, and ESG risk. The platform integrates data ingestion, quality monitoring, and advanced calculations to provide actionable insights for improved decision-making. Solutions are tailored for buy-side and sell-side firms, enabling efficient risk management and enhanced trading strategies. The platform utilizes advanced AI technologies to streamline data processes and deliver explainable results.
- Dec 2022Series A$11.7M
#11
Series B · Paris, Ile de France · founded 2017$20.4Mraised▾
Platform offering API-enabled payments and bank data aggregation solutions. It allows users to integrate payments into their process and also allows them to aggregate data from accounts, transactions, credits, and more, in order to understand the customer's financial behavior and offer them personalized products.
- Jul 2022Series B$20.4M
#12
Series A · Paris, Ile de France · founded 2020 · 3 employees$5.5Mraised▾
Neobank for individuals. It offers services such as deposit accounts, prepaid cards for online/offline purchases, savings accounts, cash withdrawals, and more. It invests the client's money into socially impacted projects such as carbon reduction, eco-friendly industries, water protection, and more.
- May 2023Series A$5.5M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in France
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 76 France-affiliated papers.
- School of Business and Management7
- International School of Management5
- Engineering School of Information and Digital Technologies4
- ESCP Business School4
- Institut Pasteur de Dakar4
- Financial services4
- Cryptocurrency2
- Digital ecosystem2
- Intervention (counseling)2
- Big data2
- Financial inclusion4→5
- Financial services13
- Financial inclusion9
- Corporate governance5
- Payment4
- Cryptocurrency3
Where fintech is researched across France
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.