Best Banking Tech Companies in Miami, United States
The 44 best Banking Tech companies in Miami, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Novo.
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Banking Tech companies in Miami
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Stage | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Novo Provider of a partnership-based digital banking platform | $298M | 36 mo ago | 446 | Rijk Plasman Co-Founder | WebflowApple iCloud MailGoogle Workspace+31 | Series C | — | — |
| 2 | Nymbus Provider of core banking, digital, and vertical banking solutions for institutions | $195M | 39 mo ago | 221 221 → 266 (+20%) | Jeffery Kendall Chairman & CEO | Apple iCloud MailGoogle WorkspaceFirebase+25 | Series D | 6 patents Real-time audience interaction and feedback systems for live events | 1 job opening |
| 3 | Technisys Cloud-based omni-channel banking channel | $84M | 87 mo ago | 1,072 | German Bassi Co-Founder & CMO | — | Acquired | — | — |
| 4 | YellowPepper Open banking APIs for payments | $52M | 92 mo ago | 7 | — | — | Acquired | — | — |
| 5 | Flex Internet digital bank for business banking 57Tech top 22%Funding top 25%Patents top 27%Growth top 35% All 11 signals ▾Techtop 22% Fundingtop 25% Patentstop 27% Growthtop 35% Moattop 35% Talenttop 38% Innovationtop 40% Producttop 46% Globalbottom 49% Marketbottom 30% Customersbottom 11% Tech: 54 technologies across 6/8 capability areas · Cloud: Cloudflare, Netlify Funding: Raised $29.0M across 6 rounds · 6 rounds over 3 yrs (2.0/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $29M | 8 mo ago | 16 | Hadi Solh Co-Founder | Webflow EcommerceWebflowApple iCloud Mail+34 | Series B | 106 patents Disposable menstrual hygiene devices and smart prefilled syringe drug‑delivery systems | 2 job openings |
| 6 | NovoPayment Platform offering open banking APIs for banks and businesses 60Funding top 34%Growth top 35%Tech top 38%Innovation top 39% All 9 signals ▾Fundingtop 34% Growthtop 35% Techtop 38% Innovationtop 39% Producttop 42% Markettop 50% Talentbottom 49% Globalbottom 37% Newsbottom 21% Funding: Raised $19.0M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 60/100 | $19M | 21 mo ago | 273 | Anabel Perez Co-founder | WordPressMySQLPHP+16 | Series B | — | — |
| 7 | Banesco USA Banesco USA: Personalized banking solutions empowering financial success and community growth | $12M | 50 mo ago | 242 242 → 586 (+142%) | — | WordPressMySQLPHP+28 | Series A | — | 1 job opening |
| 8 | Kira Provider of infrastructure for launching embedded fintech products with AI 57Talent top 28%AI top 30%Tech top 42%Funding top 48% All 6 signals ▾Talenttop 28% AItop 30% Techtop 42% Fundingtop 48% Globalbottom 45% Marketbottom 40% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated AI: Classified as an AI company · Product described with: ai-driven rank vs industry peers · Fliar Intelligence Index 57/100 | $9M | 12 mo ago | — | Leonardo Alves Co-Founder & Head of Product | TurbopackSentryNode.js+16 | Seed | — | 1 job opening |
| 9 | Gail Developer of AI platform for financial services sales and support 67Talent top 23%Growth top 28%Tech top 37%AI top 45% All 7 signals ▾Talenttop 23% Growthtop 28% Techtop 37% AItop 45% Fundingtop 50% Globalbottom 48% Marketbottom 37% Talent: 6 named leaders on record · 3 C-suite/founder profiles curated Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 67/100 | $8M | 15 mo ago | — | Bibiana Julian Executive Business Partner to Founders | TurbopackNode.jsTailwind CSS+14 | Seed | — | — |
| 10 | BlockGen Proviedr of cloud-based mortgage loan management solution for banks and credit institutions | $8M | 30 mo ago | 18 | — | — | Series B | 3 patents Entropy‑based authentication mechanisms for secure login and access control systems | — |
| 11 | DocFox Provider of onboarding, and risk rating solutions for banks and credit unions | $6M | 48 mo ago | 47 | Ryan Canin Co-Founder & CEO | — | Acquired | — | — |
| 12 | Capstack Technologies Bank-to-bank marketplace and communication platform | $6M | 29 mo ago | — | Michal Cieplinski Founder & CEO | — | Seed | — | — |
| 13 | Axela Account receivable and collection software for financial institutions | $5M | 55 mo ago | 36 | Martin Urruela Founder & CEO | WordPressMySQLPHP+32 | Series A | 9 patents Biomarker-based diagnostics and optical analysis for traumatic brain injury risk assessment | — |
| 14 | Ugami Digital bank for gamers | $5M | 52 mo ago | 5 | Andres Radonski Co-Founder & COO | — | Seed | — | — |
| 15 | Onyx Provider of banking solutions for retail banking | $4M | 39 mo ago | 23 | Victor Santos Co-Founder & CEO | WebflowAmazon Web Servicescore-js+12 | Series A | — | — |
| 16 | Quash AI Provider of AI platform for credit risk assessment and management 32Talent top 38%Funding top 44%AI top 45%Tech bottom 40% All 6 signals ▾Talenttop 38% Fundingtop 44% AItop 45% Techbottom 40% Globalbottom 36% Marketbottom 30% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $3.7M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 32/100 | $4M | 6 mo ago | 50 | Yoel Gavlovski Co-Founder & CEO | WebflowMailjetGoogle Workspace+9 | Seed | — | — |
| 17 | Bucks App Provider of AI and saas-based data analysis software for banking industry | $3M | 25 mo ago | 16 | Sebastian Romero Founder & CEO | — | Seed | — | — |
| 18 | Maestrotech Provider of an AI operating system designed to automate the end-to-end mortgage origination process 32Funding bottom 46%Talent bottom 45%Global bottom 33% All 3 signals ▾Fundingbottom 46% Talentbottom 45% Globalbottom 33% Funding: Raised $1.2M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record rank vs industry peers · Fliar Intelligence Index 32/100 | $1M | 6 mo ago | — | David Rogove Founder & CEO | — | Seed | — | — |
| 19 | Neomoon Online platform offering white label wallet solutions | $850K | 49 mo ago | 6 | — | WordPressMySQLPHP+22 | Seed | — | — |
| 20 | Sonant AI AI receptionist platform for insurance agencies, brokers, and distributors | $150K | 14 mo ago | — | Diogo Braganca Co-Founder | Webflow EcommerceWebflowGSAP+16 | Seed | — | — |
Top 12 Banking Tech companies in Miami
#1
Series B · Miami, Florida · founded 2020 · 16 employees$29Mraised▾
Internet digital bank for business banking. It offers financial services like accounts, debit cards, credit cards, treasury management, and more. It also offers an end-to-end platform for expense management solutions including expense control, budgeting, card solutions, and more.
- Dec 2025Series B$60M
- Mar 2025Venture Debt$200M
- Mar 2025Series B$25M
- Dec 2023Series B$7.1M
#2
Seed · Miami, Florida · founded 2018 · 50 employees$3.7Mraised▾
Provider of AI platform for credit risk assessment and management. The platform offers tools for evaluating creditworthiness using alternative data sources and machine learning models. It facilitates automated decision-making and risk analysis for financial institutions. The platform integrates data and internal rules to identify patterns and trends in credit behaviour. It aims to improve accuracy and efficiency in credit evaluations.
- Feb 2026Seed$2.6M
- Feb 2023Seed$3.7M
#3
Seed · Miami, Florida · founded 2025$8.7Mraised▾
Provider of infrastructure for launching embedded fintech products with AI. The platform equips autonomous AI agents to manage cross-border transactions and compliance. It enables AI-driven payment acceptance for various methods, abstracted into a payment link. The infrastructure supports automated treasury management and AI-managed wallets. The platform deploys AI agents that manage remittances, FX trading, and freelancer payouts.
- Aug 2025Seed$6.7M
- Jul 2025Seed$2M
#4
Seed · Miami, Florida · founded 2025$1.2Mraised▾
Provider of an AI operating system designed to automate the end-to-end mortgage origination process. It delivers an agentic AI operating system designed to automate the end-to-end mortgage origination process, streamlining submissions and increasing pull-through while reducing costs. The platform utilizes autonomous AI agents to facilitate faster and more efficient mortgage origination across TPO portals.
- Feb 2026Seed$1.2M
#5
Seed · Miami, Florida · founded 2020$8.2Mraised▾
Developer of AI platform for financial services sales and support. The platform offers conversational AI to handle customer questions and qualify leads. It provides AI-powered experts trained on industry data to summarize documents and surface insights. The platform helps teams review policies, spot gaps, and stay compliant. It integrates with existing systems to automate tasks and improve decision-making.
- May 2025Seed$8.2M
- 2021Seed—
#6
Series B · Miami, Florida · founded 2004 · 273 employees$19Mraised▾
Platform offering open banking APIs for banks and businesses. It offers a solution that enables financial institutions and businesses to integrate multiple banking solutions to the core system using APIs. It provides digital banking solutions, payment solutions, payment cards implementation solutions, and more.
- Nov 2024Series B$20M
- Apr 2022Series A$19M
- Dec 2021Series A$21.4M
#7
Series C · Miami, Florida · founded 2016 · 446 employees$298Mraised▾
Provider of a partnership-based digital banking platform. Its offering includes debit card management, ACH transfers, deposit check, online payments, transaction monitoring, and savings management. It is applicable to SMEs, freelancers, and e-commerce service providers. It is available on iOS and Android platforms.
- Aug 2023Series C$125M
- Nov 2022Series B$35M
- Jan 2022Series B$90.4M
- Jun 2021Series A$40.7M
#8
Series D · Miami, Florida · founded 2015 · 221 employees$195.4Mraised▾
Provider of core banking, digital, and vertical banking solutions for institutions. It offers core banking, digital services, onboarding, and analytics in one unified platform. The company delivers support for compliance, back-office tasks, and operational efficiency. It provides a platform with APIs and microservices for flexibility.
- May 2023Series D$70M
- Mar 2023Series C—
- Aug 2021Series C$3M
- Jun 2021Series C$5M
#9
Seed · Miami, Florida · founded 2024$150Kraised▾
AI receptionist platform for insurance agencies, brokers, and distributors. The platform automates routine incoming calls, quote intaking, service inquiries, and appointment scheduling. It offers multilingual support, call transfer capabilities, and integration with agency management systems. The AI receptionist summarizes calls, extracts relevant data, and updates systems automatically. It enables personalized service with zero waiting times and aims to improve profitability by reducing overhead.
- Jun 2025Seed$150K
#10
Series B · Miami, Florida · founded 2016 · 18 employees$8Mraised▾
Proviedr of cloud-based mortgage loan management solution for banks and credit institutions. It offers a blockchain-based solution that enables businesses to automate loan underwriting, decisioning, and pricing process. It facilitates architecture for automated auto and personal loan processing.
- Feb 2024Series B$4.4M
- Apr 2022Series A$3.6M
#11
Seed · Miami, Florida · founded 2018 · 16 employees$3Mraised▾
Provider of AI and saas-based data analysis software for banking industry. It provides users with a platform cleans and categorizes customers transactional data in real time. It generates data reports to understand the customers behaviour. The platform offers a tool that integrates with the banking app to provide visibility into the customers personal finances.
- Jul 2024Seed$1M
- Mar 2020Seed$2M
#12
Seed · Miami, Florida · founded 2020$6Mraised▾
Bank-to-bank marketplace and communication platform. It offers a bank-to-bank marketplace that enables banks to manage banking through digital innovation. It offers a community-based platform to facilitate communication, asset sharing, and capital diversification. It also offers solutions for growth strategy management.
- Mar 2024Seed—
- Jul 2023Seed$6M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.