Best Banking Tech Companies in San Diego, United States
The 36 best Banking Tech companies in San Diego, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Kyriba.
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Banking Tech companies in San Diego
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Kyriba 🦄 Provider of cloud-based platform for treasury, risk, payments, and working capital | $159M | 23 mo ago | Acquired | — | 2000 | SentryApple iCloud MailNode.js+25 | — | 1 partnership |
| 2 | Mitek Provider of AI-driven solutions for identity verification and fraud prevention | $156M | 67 mo ago | Public | Ed West CEO | 1985 | DrupalApple iCloud MailPHP+20 | 882 patents Automated saw calibration and control systems for precision wood and construction manufacturing | — |
| 3 | Closing Data and technology service provider for estimating the closing cost of real estate transactions | $45M | 80 mo ago | Acquired | — | 2005 | — | — | — |
| 4 | Clearspeed Provider of AI and voice-based risk assessment platform | $27M | 14 mo ago | Series D | Kurt Martin Co-Founder | 2016 | WordPressMySQLPHP+25 | 2 patents Audio sample quality control and assessment in digital signal processing | — |
| 5 | Blooma AI AI-based loan origination platform | $21M | 63 mo ago | Series A | Shayne Skaff Co-Founder & CEO | 2018 | — | — | — |
| 6 | Endeavor Bank Consultative banking solutions for businesses, focusing on community and impactful relationships | $15M | 53 mo ago | Funding Raised | Robert Horsman Co-Founder | 2015 | — | — | — |
| 7 | FMG Suite Omnichannel marketing platform for the financial industry | $15M | 100 mo ago | Acquired | — | 2011 | WordPressApple iCloud MailGoogle Workspace+27 | — | — |
| 8 | ReverseVision Loan life cycle management solutions for reverse mortgages | $11M | 164 mo ago | Acquired | — | 2007 | — | 8 patents Secure anonymized loan document processing and mortgage application error correction. | — |
| 9 | Ando Digital bank for individuals | $6M | 58 mo ago | Seed | JP McNeil Co-Founder & CEO | 2020 | WordPressMySQLPHP+11 | — | — |
| 10 | Approved Software for mortgage lending | $1M | 113 mo ago | Acqui-Hired | — | 2015 | — | — | — |
| 11 | General Forensics Provider of data analytics and forensic services for auto retail and finance | $150K | — | Seed | Josh Wortman Founder | 2013 | — | — | — |
Top 12 Banking Tech companies in San Diego
#1
Kyriba 🦄Acquired · San Diego, California · founded 2000 · 334 employees$158.7Mraised▾
Provider of cloud-based platform for treasury, risk, payments, and working capital. The platform unifies enterprise data and automates liquidity, moving and controlling it. It increases financial resilience by reducing risk exposures and improving business continuity. The platform forecasts cash, liquidity, and risk exposures with accuracy. It helps make data-driven liquidity decisions when managing investments.
- Oct 2024Series E—
- Sep 2017Series E$45M
- Dec 2016Series D—
- Aug 2016Series D$23M
#2
Series D · San Diego, California · founded 2016 · 100 employees$27Mraised▾
Provider of AI and voice-based risk assessment platform. It provides a platform that supports businesses in voice analytics to track risks and alert users on possible fraud. It offers data to its users to support customer experience. It leverages AI technology for identifying conversational fraud analysis. It also provides tools for identifying financial fraud, security risks, IP theft prevention, supply chain compliance, transaction or individual vetting, and more.
- Jun 2025Series D$60M
- Oct 2022Series C$27M
#3
Public · San Diego, California · founded 1985 · 590 employees$155.7Mraised▾
Provider of AI-driven solutions for identity verification and fraud prevention. The company offers a platform that integrates biometrics, identity verification, and data signals. It helps businesses secure access, prevent fraud, and ensure compliance. The company’s solutions detect check fraud, synthetic identity fraud, and account-takeover fraud. It offers liveness detection, document verification, and anti-spoofing voice technology.
- Feb 2021Post IPO$135M
- May 2018Post IPO$201.9K
- May 2011Post IPO$15M
- Oct 2010Post IPO$750K
#4
Acquired · San Diego, California · founded 2005 · 101 employees$45.4Mraised▾
Data and technology service provider for estimating the closing cost of real estate transactions. It facilitates mortgage lenders, title and settlement companies, and real estate professionals. The company maintains the database of closing costs, including recording fees and transfer taxes for residential properties. The company also provides closing services like insurance, property inspection, legal adherence, and others related to the closing of real estate transactions.
- Jan 2020Series B$3.2M
- Mar 2016Series B$3M
- Jun 2015Series B$5M
- Apr 2014Series B$4M
#5
Series A · San Diego, California · founded 2018 · 34 employees$20.8Mraised▾
AI-based loan origination platform. Its features include document management, deal pipeline management, reporting and analytics, risk management, underwriting management, and compliance management. It Utilizes artificial intelligence technology for credit scoring.
- Jun 2021Series A$15M
- 2020Series A$3M
- Aug 2019Seed$2.8M
#6
Funding Raised · San Diego, California · founded 2015 · 53 employees$15Mraised▾
Consultative banking solutions for businesses, focusing on community and impactful relationships. The organization provides a range of financial services including commercial banking, lending services, and digital banking solutions tailored for businesses. It emphasizes a consultative model, building trusted partnerships with clients through an advisory board and a focus on client success. The institution is committed to community reinvestment and offers educational events and resources for business owners. It provides personal banking options and utilizes technology like Zelle for convenient transactions. The organization operates with core values centered around client relationships and community impact, offering comprehensive support and resources to foster business growth and financial well-being.
- Mar 2022Conventional Debt$15M
#7
Seed · San Diego, California · founded 2020 · 33 employees$6.2Mraised▾
Digital bank for individuals. It offers savings accounts, online/offline transactions, bill payments, early payday funds, and more. It provides insights and monitoring on the investments made on the deposited money. It performs green investments on sustainable transportations, regenerative agriculture, clean energy, and more.
- Oct 2021Seed$6.2M
- Jun 2021Seed$25K
#8
Acquired · San Diego, California · founded 2011 · 294 employees$15Mraised▾
Omnichannel marketing platform for the financial industry. It allows financial advisors to create own websites, and run automated marketing campaigns. It provides websites, email marketing, social media management, content marketing, and content creation. The platform automates email and social media campaigns, allowing advisors to maintain communication with clients.
- May 2018Conventional Debt$15M
#9
Acquired · San Diego, California · founded 2007 · 26 employees$11Mraised▾
ReverseVision is a financial software company providing reverse mortgage loans software to financial firms lending in this domain. The products include software for loan origination, a platform to connect all stakeholders in the reverse mortgage process, contact management, document processors, and more.
- Dec 2012Series A$11M
#10
Acqui-Hired · San Diego, California · founded 2015 · 20 employees$1Mraised▾
Approved is an online mortgage lending platform for loan officers, account managers, underwriters and lenders that helps them to streamline their lending process. It offers two products: Borrower dashboard which have features such as automated reminders, DocVision Camera Scanning etc. and Lender dashboard which includes features such as Loan Program Templates, DocCast (automatically import original bank statements, W2s, 1099s), eSignatures etc. Also, it offers white label solution for customized branding.
- Apr 2017Seed$1M
- May 2016Seed—
#11
Seed · San Diego, California · founded 2013 · 1 employees$150Kraised▾
Provider of data analytics and forensic services for auto retail and finance. It helps clients solve data problems, build capabilities, automate processes, and improve business intelligence. Key service areas include marketing analytics, algorithm development, provider matching and claims analysis, web crawling, legal complaint monitoring, and fraud detection. The company offers support across the entire data lifecycle, from strategic planning to execution.
- Seed$150K
#12
Deadpooled · San Diego, California · founded 2005$20Kraised▾
Internet Biometric Security Systems (IBSS) provides audio and video biometric based IAM solution for connected PC & mobile and web based application. Product Genesis is a cloud-based biometric security solution for any internet enabled device like desktop, laptop, mobile device and InternetTV. All IBSS biometric data profiles are matched and confirmed to the legal identity of each and every user.
- Feb 2015Seed$20K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.