Best Banking Tech Companies in State of Sao Paulo, Brazil
The 95 best Banking Tech companies in State of Sao Paulo, Brazil in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Nubank.
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Banking Tech companies in State of Sao Paulo
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Web popularity | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Nubank 🦄 Provider of digital banking services, including credit cards and accounts | $2.3B | 60 mo ago | 8,049 | Edward Wible Co-Founder & Software Engineer | DatoCMSCart FunctionalitySentry+31 | Top 10k | 1 internship · 1 expansion · 1 award |
| 2 | Neon 🦄 Provider of an online bank for consumers 74Customers top 12%Funding top 13%Market top 25%Moat top 26% All 9 signals ▾Customerstop 12% Fundingtop 13% Markettop 25% Moattop 26% Techtop 31% Producttop 36% Talentbottom 49% Growthbottom 41% Globalbottom 38% Customers: Play-Store rating 4.64★ across 1,342,636 ratings (1 apps) · Review volume +11% in 6 mo Funding: Raised $908M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 74/100 | $908M | 11 mo ago | 2,320 | Pedro Conrade Co-Founder & CEO | Cart FunctionalityApple iCloud MailGoogle Workspace+24 | Top 100k | 2 job openings |
| 3 | QI Tech 🦄 Provider of open banking API solutions 76Funding top 18%News top 19%Growth top 25%Tech top 26% All 11 signals ▾Fundingtop 18% Newstop 19% Growthtop 25% Techtop 26% Moattop 28% Talenttop 28% Producttop 34% Markettop 44% Innovationtop 49% Patentstop 50% Globalbottom 36% Funding: Raised $311M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) News: 6 BI events in 12 mo (of 29 tracked, 6 types) · 5 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 76/100 | $311M | 10 mo ago | 122 | Marcelo Buosi Co-Founder | Cart FunctionalityNode.jsEnvoy+29 | Top 1M | 1 job opening · 1 partnership |
| 4 | Dock 🦄 Developer of open banking API solutions | $280M | 49 mo ago | 1,400 | Diogo Frenkel Co-Founder | Cart FunctionalityWordPressMySQL+39 | Top 1M | 2 expansions |
| 5 | Open Co Loan life cycle management software for financial institutions | $115M | 28 mo ago | 244 | Sandro Reiss Founder & CEO | Node.jsSalesforceSvelte+10 | Top 50M | 2 job openings · 1 internship |
| 6 | Pismo Cloud-based banking solutions | $109M | 56 mo ago | 473 | Juliana Binatti Motta Founder and CPO | WordPressApple iCloud MailMySQL+17 | Top 5M | 1 award |
| 7 | Matera Developer of core banking, mobile wallet technology, and embedded finance 74Product top 25%Funding top 27%Innovation top 33%Tech top 34% All 7 signals ▾Producttop 25% Fundingtop 27% Innovationtop 33% Techtop 34% Growthtop 35% Markettop 41% Globalbottom 36% Product: 12 distinct product lines · Company stage: Series C Funding: Raised $100M across 1 rounds · 1 rounds over 2 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 74/100 | $100M | 23 mo ago | 1,000 | — | Apple iCloud MailGoogle WorkspaceNode.js+22 | Top 5M | — |
| 8 | C6bank 🦄 Internet first bank | $99M | 59 mo ago | 3,989 | — | Amazon WebstoreCart FunctionalityNode.js+26 | Top 50k | 2 job openings |
| 9 | Conta Simples Digital bank for businesses | $68M | 29 mo ago | 218 | Ricardo Gottschalk Co-Founder & Vice President | WordPress Block EditorwpBakeryElementor+37 | Top 500k | — |
| 10 | Belvo Developer of open banking API solutions 69Innovation top 20%Tech top 24%Growth top 28%Funding top 30% All 10 signals ▾Innovationtop 20% Techtop 24% Growthtop 28% Fundingtop 30% Moattop 31% Talenttop 38% Producttop 43% Globalbottom 45% Marketbottom 27% Newsbottom 24% Innovation: 8 product lines · Deep-tech classification: Blockchain Tech: 51 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 69/100 | $59M | 14 mo ago | 4 | Uri Tintore Co-Founder & Co-CEO | WordPress Block EditorWordPressMySQL+24 | Top 1M | 2 job openings |
| 11 | Stark Bank Open banking APIs for banks and financial institutions | $58M | 50 mo ago | 73 | Rafael Stark Founder & CEO | Cart FunctionalityWordPressApple iCloud Mail+36 | Top 5M | — |
| 12 | SWAP Open banking APIs | $28M | 55 mo ago | 60 | Douglas S Founder & CEO | WebflowSvelteAmazon Web Services+22 | Top 1M | — |
| 13 | Z1 Digital financial platform offering rechargeable card | $24M | 38 mo ago | 146 | Thiago Achatz Co-Founder | WebflowAmazon Web ServicesTikTok Pixel+13 | Top 10M | — |
| 14 | One7 Internet-first bank offering digital banking services for businesses | $22M | 40 mo ago | 142 | Joao Fiuza CEO | WordPressMySQLPHP+36 | Top 5M | 2 partnerships |
| 15 | Trademaster Provider of AI-enabled trade financing solutions for businesses | $18M | 46 mo ago | 137 | Francisco Eduardo Bueno Salome Pereira Founder & Board Member | Cart FunctionalityWordPressMySQL+39 | Top 10M | — |
| 16 | Quanto Open banking API solutions | $15M | 69 mo ago | 154 | — | — | — | — |
| 17 | Segura Provider of insurance broker tools, connecting brokers to insurers with sales support 45Talent top 28%Tech top 41%Funding top 43%Global bottom 48% All 5 signals ▾Talenttop 28% Techtop 41% Fundingtop 43% Globalbottom 48% Marketbottom 37% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Tech: 32 technologies across 4/8 capability areas · Cloud: Cloudflare, Vercel rank vs industry peers · Fliar Intelligence Index 45/100 | $8M | 1 mo ago | — | Lucca Almeida Co-Founder & CTO | WebflowApple iCloud MailGSAP+19 | Top 5M | 1 job opening |
| 18 | alt.bank Digital bank for individuals | $6M | 61 mo ago | 135 | Brad Liebmann Founder & CEO | Microsoft Visual StudioMicrosoft ASP.NETHSTS | Top 10M | — |
| 19 | Credituz Provider of a credit management platform for the real estate sector | $5M | 13 mo ago | — | Pedro Braz Co-Founder | — | — | — |
| 20 | Trace Finance Online platform providing international bnking services for startups 16Talent top 38%Funding top 46%Tech bottom 36%Global bottom 36% All 5 signals ▾Talenttop 38% Fundingtop 46% Techbottom 36% Globalbottom 36% Marketbottom 24% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $4.3M across 1 rounds · 1 rounds over 4 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 16/100 | $4M | 0 mo ago | 23 | Raphael Light Co-Founder | WebflowMailjetGoogle Workspace+8 | Top 50M | — |
| 21 | Noodle Digital bank for creators | $4M | 20 mo ago | 5 | Igor Bonatto Founder | Webflowcore-jsjQuery+14 | Top 50M | — |
| 22 | Avra AI based credit management and risk analysis solutions for enterprises | $2M | 23 mo ago | — | Viviane Meister Co-Founder & CEO | — | — | 2 job openings |
| 23 | EDANBANK Internet-first bank through partnered bank offering banking services to consumers and businesses | $2M | 46 mo ago | — | Eduardo Silva Founder & CEO | — | — | — |
| 24 | Bull Cred Tech Provider of a white-label platform for worker credit origination and management | $2M | 8 mo ago | — | Marcia Torres Co-Founder & CFO | TurbopackSentryNode.js+20 | Top 100k | — |
| 25 | Lina Open banking API solution for businesses | $2M | 29 mo ago | — | Alan Mareines Chief Executive Officer | WordPressMySQLPHP+33 | Top 10M | — |
| 26 | Zipia Customer relationship management and lead generation solution for the insurance industry | $1M | 49 mo ago | — | Pedro Yue CEO | WordPressMySQLPHP+16 | Top 5M | — |
| 27 | iClubs Provider of loyalty management platform to banks and fintech | $915K | 56 mo ago | 22 | — | — | — | — |
| 28 | Fitbank Provider of financial infrastructure for digital products and services | $666K | 62 mo ago | 580 | — | Cart FunctionalityWordPressMySQL+38 | Top 5M | — |
| 29 | PO27 Provider of automated vehicle lien registration services | $607K | 59 mo ago | 24 | Livia Assan Co-Founder & CEO | WordPressMySQLPHP+8 | Top 50M | — |
| 30 | Yolo Bank Internet first bank through partnership for students | $530K | 21 mo ago | — | Mauro Macedo Founder | — | — | — |
| 31 | DinDin Digital bank | $181K | 96 mo ago | — | Stéphanie Fleury Founder | — | — | — |
Top 12 Banking Tech companies in State of Sao Paulo
#1
Neon 🦄Series E · Sao Paulo, State of Sao Paulo · founded 2016 · 2320 employees$908Mraised▾
Provider of an online bank for consumers. Its services include deposit accounts, money transfers, bill payments, NFC-enabled debit cards for online/offline purchases, and cash withdrawals. It offers an app-based platform that is available on iOS and Android stores.
- Jul 2025Series E$25M
- Aug 2024Series E$38M
- Dec 2023Series E$64M
- Jul 2022Series D$80M
#2
QI Tech 🦄Series B · Sao Paulo, State of Sao Paulo · founded 2018 · 122 employees$311.3Mraised▾
Provider of open banking API solutions. It offers a solution that enables businesses to build financial products using APIs. It features debt management solutions, credit analysis, escrow accounts for secured payments, statement issuance, and more.
- Jul 2025Series B$63M
- Apr 2024Series B$50M
- Oct 2023Series B$199.3M
- Oct 2022Series A$12M
#3
Series A · Sao Paulo, State of Sao Paulo · founded 2020 · 23 employees$4.3Mraised▾
It provides a platform for startups and private companies to open international bank accounts to seamlessly receive and make cross-border payments from Latam. The company is focused on reducing the transaction cost and time for international transactions made by startups and businesses in the region.
- Feb 2022Seed$4.3M
#4
Seed · Sao Paulo, State of Sao Paulo · founded 2023$8Mraised▾
Provider of insurance broker tools, connecting brokers to insurers with sales support. It offers a platform that connects insurance brokers with various insurance providers. The platform provides tools to facilitate sales, including a CRM for sales management, marketing content, and a lead generation system. It also offers an AI assistant for product information and sales argument structuring, along with reports on client delinquency.
- Apr 2026Seed$8M
#5
Series A · Sao Paulo, State of Sao Paulo · founded 2019 · 4 employees$59.3Mraised▾
Developer of open banking API solutions. It offers an aggregation API that enables access to multiple financial institutions providing account information, business and personal financial product details, standardized transactional data for diversified accounts, account holder information, and a snapshot of account balance and balance evolution analysis.
- Apr 2025Series A$15M
- Aug 2022Series A—
- Dec 2021Series A—
- Jun 2021Series A$43M
#6
Series C · Pinheiros, State of Sao Paulo · founded 2002 · 1000 employees$100Mraised▾
Developer of core banking, mobile wallet technology, and embedded finance. The company provides digital twin solutions for stablecoins and real-time payments. It offers QR code payment processing, and wallet as a service. The company’s platform is built on modern APIs and real-time event processing.
- Jul 2024Series C$100M
#7
Seed · Olimpia, State of Sao Paulo · founded 2025$1.8Mraised▾
Provider of a white-label platform for worker credit origination and management. The platform offers modular integration of technology, risk management, and operations. It facilitates credit offerings with features including onboarding, credit decisioning, fraud prevention, and electronic signatures. Post-sales support is also provided.
- Oct 2025Seed$1.8M
#8
Nubank 🦄Public · Sao Paulo, State of Sao Paulo · founded 2013 · 8049 employees$2.3Braised▾
Provider of digital banking services, including credit cards and accounts. It offers various financial solutions through its application. These solutions include tools for managing money and protecting finances. The company focuses on providing accessible and straightforward banking experiences.
- Jun 2021Series G$750M
- Jan 2021Series G$400M
- Aug 2020Series F$300M
- Jul 2019Series F$400M
#9
Seed · Sao Paulo, State of Sao Paulo · founded 2023$5Mraised▾
Provider of a credit management platform for the real estate sector. This platform facilitates the offering of tailored financing options to clients of real estate companies. It integrates customer relationship management, sales processes, and credit management into a single system. The platform utilizes artificial intelligence for credit analysis and risk assessment, and offers secure digital contract creation and management. It connects real estate businesses with various financial partners to provide diverse credit solutions. The platform prioritizes data security through advanced encryption and access controls.
- May 2025Angel$5M
#10
Series D · Sao Paulo, State of Sao Paulo · founded 2021 · 244 employees$115Mraised▾
Loan life cycle management software for financial institutions. Its products include Gerua, an online platform for consumer & business loans; Rebel, an AI-enabled tool for analyzing the customer's financial history; and more.
- Feb 2024Conventional Debt$2.6M
- Dec 2021Series D$115M
- Apr 2021Conventional Debt$270M
#11
Series B · Sao Paulo, State of Sao Paulo · founded 2018 · 218 employees$68.2Mraised▾
Digital bank for businesses. It offers multiple services including checking accounts, money transfers, bill payments, NFC-enabled corporate cards for online/offline purchases, and more. It also offers an app-based platform to manage payroll and payments. The application is available on iOS and Android devices.
- Jan 2024Series B$41.5M
- Dec 2021Series A$24M
- Dec 2020Seed$2.5M
- Aug 2020Seed$150K
#12
Dock 🦄Acquired · Sao Paulo, State of Sao Paulo · founded 1997 · 1400 employees$280Mraised▾
Developer of open banking API solutions. It provides users with banking-as-a-platform via open APIs. It also provides a white-label mobile banking platform along with white-label debit cards. It also enables banks to provide services to customers such as P2P money transfers, cash withdrawals, bill payments, and more via mobile platforms.
- May 2022Series D$110M
- Dec 2020Series D$20M
- Oct 2020Series D$150M
- Oct 2018Series C—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Brazil
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 33 Brazil-affiliated papers.
- Fundação Getulio Vargas5
- Universidade de Ribeirão Preto4
- Universidade Federal de Minas Gerais4
- Central Bank of Brazil3
- Universidade de São Paulo2
- Financial services6
- Financial inclusion4
- Blueprint2
- Sentiment analysis2
- Commission2
- Financial services10
- Financial inclusion4
- Payment3
- Competition (biology)3
- Loan3
Where fintech is researched across Brazil
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.