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Radar · Financial Services in Punjab

Best Financial Services Companies in Punjab, India

The 38 best Financial Services companies in Punjab, India in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Capital Small Finance Bank.

38companies tracked
$55.2Mdisclosed funding
0unicorns
4have raised

Ranked: Best Financial Services companies in Punjab

#CompanyRevenueDisclosed fundingEmployeesFounderTech stackWeb popularityRecent signals
1Midland Microfin
Micro Loans in Punjab
$75M
FY2025
$3M4,574Amardeep Samra
CEO & MD
WordPressMySQLPHP+20Top 5M—
2Master Trust
Diversified investment management firm
$60M
FY2024
—1Harjeet Singh Arora
Founder
Node.jsReactNext.js+12Top 5M—
3Up Money
Provider of loan products to rural and semi-urban customers
$14M
FY2025
—541Ravi Kumar
Co-Founder
BootstrapApache HTTP ServerWhatsApp Business Chat+5Top 10M—
4Escalon Services
Provider of outsourced HR, tax, and financial operations services
$11M
FY2025
—522—WordPressApple iCloud MailMicrosoft 365+43Top 5M—
5Amrit Malwa Capital
Auto loans provider
$8M
FY2022
—672Ajit Pal Singh
Managing Director
Cart FunctionalityWordPressZoho+30Top 5M1 expansion
6Amanaya
Provider of physical gold and silver bullion and trading platform
$5M
FY2025
—1Rajni Mahajan
Director
WordPressMySQLPHP+23Top 50M—
7Madhav Insurance Brokers
Provider of car, health, life & travel insurance services
$3M
FY2025
—12Daya Goyal
Co-Founder
———
8PKF
Diversified NBFI
$2M
FY2021
—375Alok Sondhi
Founder
BootstrapApache HTTP Servercore-js+3Top 10M—
9NorthLink
Trading firm
$1M
FY2019
—6Sunny Maria
Managing Director
———
10PHF Leasing
Auto loans provider
$1M
FY2022
—333Kumar Shalya Gupta
CEO & Managing Director
———
11Agile Finserv
Provider of financial services and solutions for the finance sector
$1M
FY2022
——Daljinder Singh
Managing Director
———
12Sunil Khullar InfoTech
Provider of finance, auditing and accounting outsourcing services
$562K
FY2025
—40Sunil Khullar
Owner & CEO & Managing Director
———
13Patan Finance
Provider of financial services
$412K
FY2022
——————
14Winstic Insurance Brokers
Insurance brokerage company offering diversified services
$293K
FY2025
——PK Verma
Managing Director
———
15Decimus Financial
Provider of personal & business loans
$190K
FY2025
——Ashutosh Desai
CEO
PleskWindows ServerMicrosoft ASP.NET+6Top 50M—
16Credif
Credifin - Home
$11K
FY2022
——Shalya Gupta
CEO
Chart.jsBootstrapGoogle Font API+9Top 5M—
17Capital Small Finance Bank
Microfinance bank
—$52M1,985Munish Jain
Co-Founder
PHPLaravelBootstrap+13Top 1M—

Top 6 Financial Services companies in Punjab

#1
Funding Raised · Jalandhar, Punjab · founded 2000 · 1985 employees
$52.1Mraised
▾

Microfinance bank. The bank offers a range of financial products including savings accounts, agriculture loans, mortgage loans, and digital banking services.

Founders & team
Munish JainCo-Founder
Investors
Jbtindia, International Township Developers, Bright Computer Education, Asha Shoppers, Analah Ventures, Credif
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesApache Http ServerAws Certificate ManagerBootstrap
#2
Series A · Jalandhar, Punjab · founded 2011 · 4574 employees
$3.1Mraised
▾

Midland Microfin provides micro loans to women belonging from low income group primarily in the state of Punjab. It follows a joint liability group model of lending. It provides loans for income generation activities so that low income entrepreneurs can improve their standard of living and create assets for themselves. It has a network of 28 branches across 3 states and 18 districts through which it reaches 68,000+ borrowers. It has outstanding loan amount of Rs. 52 crore.

Funding rounds
  • May 2020Series A$3.1M
Founders & team
Amardeep SamraCEO & MD
Investors
Aviator Emerging Market Fund, Kitara Capital, Triple Jump, Analah Ventures, Creation Investments
Tech stack
AmchartsApache Http ServerCore-JsElementorElementor Header & Footer BuilderEssential Addons For Elementor
#3
Funding Raised · Jalandhar, Punjab · founded 1992
—raised
▾

Credifin - Home

LinkedIn Pulse recent public activity · Jul 2026
Audience: 14k LinkedIn followers — 19.2% of this cohort's audience
Hiring: 4 hiring posts in 12 mo (public) · momentum +4 · hiring: Operations and MIS Executives, VRM (Vehicle Relationship Manager)
Founders & team
Kuldip BhandariCFOShalya GuptaCEO
Investors
Northern Arc Capital, ESAF, ICICI Bank, Kissandhan Agri Fi ncial Services, Electronica Finance, Maanaveeya Development & Finance
#4
Late Stage · Sahibzada Ajit Singh Nagar, Punjab · founded 2006 · 522 employees
—raised
▾

Provider of outsourced HR, tax, and financial operations services. It offers services encompassing financial operations management, including reporting and cash flow management; people operations, including hiring, payroll, and compliance; and tax operations, including filings and tax credit support. These services are tailored to various industries, supporting businesses from startups to established enterprises. The firm aims to streamline back-office functions, allowing clients to focus on core business activities and growth. It provides scalable solutions that adapt to the evolving needs of its clients.

Funding rounds
  • Oct 2022PE—
Investors
New Harbor Capital, Maranon Capital
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesApple Icloud MailAtlassian Jira Issue CollectorBootstrap
#5
Seed · Fatehgarh Sahib, Punjab · founded 2004 · 40 employees
—raised
▾

Provider of finance, auditing and accounting outsourcing services

Funding rounds
  • Nov 2021Seed—
Founders & team
Sunil KhullarOwner & CEO & Managing Director
Investors
Jonjua
#6
Funding Raised · Ludhiana, Punjab · founded 2014 · 541 employees
—raised
▾

Provider of loan products to rural and semi-urban customers. It offers various loan products, including vehicle loans, business loans, and micro, small & medium enterprise (MSME) loans. Its loans are designed to cater to the needs of rural and semi-urban customers, often where banks have limited reach.

Funding rounds
  • Apr 2021Venture Debt—
Founders & team
Ravi KumarCo-FounderAjit ChawlaManaging DirectorSumel ChawlaCo-Founder
Investors
BlackSoil, San Greens
Tech stack
Apache Http ServerBootstrapGoogle Font ApiHttp/3JqueryLitespeed

Funding & investor landscape

$55.2Mtotal disclosed funding
2companies funded
1disclosed rounds
0rounds last 90 days
Most active investors
Analah Ventures2 rounds
Aviator Emerging Market Fund2 rounds
Asha Shoppers1 rounds
BlackSoil1 rounds
Bright Computer Education1 rounds
Creation Investments1 rounds
Credif1 rounds
ESAF1 rounds
Electronica Finance1 rounds
ICICI Bank1 rounds

Notable founders

Munish Jain
Co-Founder · Capital Small Finance Bank
Amardeep Samra
CEO & MD · Midland Microfin
Kuldip Bhandari
CFO · Credif
Shalya Gupta
CEO · Credif
Sunil Khullar
Owner & CEO & Managing Director · Sunil Khullar InfoTech
Ravi Kumar
Co-Founder · Up Money
Ajit Chawla
Managing Director · Up Money
Prism market signals · India · country-scoped Prism corpus, 6,482,562 docs

Market landscape — 10 sub-themes by coverage

Share of Financial Services coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

Common questions

How many Financial Services companies are there in Punjab, India?
Radar tracks 38 indexable Financial Services companies headquartered in Punjab, India that meet our profile-completeness bar.
What is the total funding raised by Financial Services companies in Punjab, India?
The Financial Services companies in Punjab, India on this list have raised a combined $55.2M in disclosed equity funding across 2 funded companies.
Which is the highest-funded Financial Services company in Punjab, India?
Capital Small Finance Bank is the highest-funded Financial Services company in Punjab, India, with $52.1M in disclosed equity funding.
How many Financial Services companies in Punjab, India are funded?
2 of the 38 Financial Services companies in Punjab, India on this list have disclosed at least one equity funding round.
How many Financial Services unicorns are there in Punjab, India?
None of the Financial Services companies in Punjab, India on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Punjab, India Financial Services companies?
The most active investors in Punjab, India Financial Services companies on this list include Analah Ventures, Aviator Emerging Market Fund, Asha Shoppers, BlackSoil, Bright Computer Education.
Riya SenguptaFinancials

Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.

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