Best FinTech Companies in Vietnam
The 264 best FinTech companies in Vietnam in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: VNLIFE.
Vietnam's FinTech sector has real money behind it, and this directory ranks the best FinTech companies operating there by disclosed equity funding and recent momentum across 264 tracked players. Total disclosed capital sits at $2.0B, with four unicorns already in the mix.
The top of the table tells the story fast. VNLIFE and VNPAY each sit at $550M raised, and MoMo follows at $434M, three companies that between them account for the overwhelming share of that $2.0B pool. So where does that leave the rest? Mostly earlier-stage, with names like Timo at $30M and Amnis Finance at $2M showing you the long tail. Globally, IMARC Group pegs the FinTech market at roughly $113.4B in 2025, forecast to reach $461.6B by 2034 at a 17.21% CAGR, and Vietnam's trajectory fits that arc. Hot themes right now are next-gen banking platforms and cloud-based infrastructure, and I'd watch that space closely as consolidation picks up. The regulatory picture is genuinely complicated, with stringent and at times conflicting government rules shaping how fast new entrants can scale. Still, PB Fintech's recent account aggregator push signals the kind of platform-layer moves that are defining this cycle regionally. Coverage is rising. The sector's live.
- Statista
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Vietnam
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | VNLIFE 🦄 Software for omnichannel banking and distribution services | $550M | 58 mo ago | Series B | 4,000 | Tri Tran Co-Founder | — | — |
| 2 | VNPAY 🦄 Payment processing solutions for merchants | $550M | 58 mo ago | Funding Raised | 4,000 | Vuong Quoc CEO | PHPFacebook LoginAnimate.css+13 | 1 job opening |
| 3 | MoMo 🦄 Provider of a platform for financial services, payments, and money transfers | $434M | 53 mo ago | Series E | 1,564 | — | Node.jsFacebook LoginRadix UI+18 | 1 job opening · 1 launch |
| 4 | Axie Infinity 🦄 Developer of a decentralized strategy-based gaming platform | $161M | 67 mo ago | Funding Raised | 303 | Aleksander Leonard Larsen Co-Founder and Chief Operating Officer | SubstackSentryZendesk+18 | — |
| 5 | FE Credit Personal loans online and offline | $100M | 61 mo ago | Funding Raised | 13,000 | — | WordPressMySQLPHP+24 | 2 job openings |
| 6 | Timo Digital bank for individuals | $30M | 35 mo ago | Acquired | 171 | — | WordPressApple iCloud MailMicrosoft 365+19 | 1 partnership |
| 7 | Homebase Provider of financial products facilitating property ownership and investment | $30M | 55 mo ago | Series A | 88 | Junyuan Tan Co-Founder & CEO | YcodeYouTubeTailwind CSS+10 | — |
| 8 | Finhay App-based platform for investment in funds | $26M | 49 mo ago | Series B | 75 | Nghiem Huy Co-Founder & CEO | PHPDebugBarFirebasePHP+22 | — |
| 9 | Gimo Provider of an online platform for the employee on-demand pay solutions | $19M | 34 mo ago | Series A | 45 | Quan Nguyen Co-Founder & CEO | WordPressMySQLPHP+30 | — |
| 10 | MFast Provider of automated sales and commission payment platform for insurance and financial products | $10M | 33 mo ago | Series A | — | Phan Long Co-Founder & CEO | WordPress Block EditorElementorCart Functionality+27 | — |
| 11 | VUIAPP Online platform for employee financial benefits | $10M | 46 mo ago | Seed | 20 | Nguyen Thang Co-Founder & Director | DrupalPHPVimeo+21 | 6 job openings · 2 internships |
| 12 | Fundiin Online app-based marketplace offering point-of-sale financing loans to consumers | $7M | 44 mo ago | Series A | 19 | Anh Nguyen Co-Founder & CEO | Cart FunctionalityDocusaurusTailwind CSS+9 | — |
| 13 | Kingdom Raids Developer of blockchain-based strategy RPG for PC and console | $7M | 44 mo ago | Seed | — | Hai Van CEO | — | — |
| 14 | Anfin App-based stock investment platform for individuals | $7M | 47 mo ago | Seed | 49 | Hiep Nguyen Co-Founder & CTO | Node.jsFirebaseEmotion+19 | 1 job opening |
| 15 | Rikkei Finance Online platform for asset-backed lending | $6M | 54 mo ago | Series A | — | Dang Hoa Co-Founder & CEO | — | — |
| 16 | The Parallel Developer of NFT-based casual PC and console games | $4M | 53 mo ago | Series A | 13 | Louis Nguyen CEO | — | — |
| 17 | Ark Rivals Provider of a sci-fi action strategy NFT game | $4M | 51 mo ago | Funding Raised | — | Nghia Do CEO | — | — |
| 18 | Ninety Eight Ninety Eight | $4M | 58 mo ago | Funding Raised | — | Thanh Le Founder | — | — |
| 19 | Orbitau Provider of NFT-based role-playing game | $3M | 51 mo ago | Deadpooled | — | Minh Nguyen CEO | — | — |
| 20 | Summoners Arena Provider of play-to-earn role-playing game for mobile devices | $3M | 52 mo ago | Seed | 14 | Manh Tran Founder | PIXIjsBootstrapAlpine.js+13 | — |
| 21 | Bizzi Provider of automated financial management solutions for businesses | $3M | 56 mo ago | Seed | 47 | Nguyen Nguyen Co-Founder & CTO | WordPressMySQLPHP+27 | — |
| 22 | RaceFi Provider of an AI and blockchain-based fantasy car racing platform | $3M | 54 mo ago | Seed | 6 | — | — | — |
| 23 | Pegaxy Provider of blockchain-based play to earn horse racing game | $3M | 55 mo ago | Funding Raised | 71 | Steve Nguyen Co-Founder & CTO | Node.jsTypeScriptGraphQL+16 | — |
| 24 | ShopNEXT Crypto onboarding platform with a shop-to-earn model | $3M | 54 mo ago | Funding Raised | 4 | — | YouTubeBootstrapGSAP+16 | — |
| 25 | Shibafriend App-based platform for NFT metaverse and games | $3M | 47 mo ago | Funding Raised | — | Alan Yeap CEO | — | — |
| 26 | Poco Online game-based marketplace for NFTs | $3M | 57 mo ago | Funding Raised | — | Charlotte Nguyen Co-Founder | — | — |
| 27 | Plant Exodus Gaming platform that enables players to grow and breed plants and trade with them in the marketplace | $3M | 49 mo ago | Funding Raised | — | Vo Linh Co-Founder | — | — |
| 28 | Faraland Online marketplace for buying and selling of NFT collectibles | $3M | 60 mo ago | Funding Raised | 21 | Kelvin Phan Co-Founder | MUIYouTubeReact+9 | — |
| 29 | AshSwap Decentralized exchange platform built on Elrond | $2M | 43 mo ago | Seed | — | Nghia Nguyen Co-Founder & CEO | SentryNode.jsRadix UI+13 | — |
| 30 | Thetan Arena Developer of an eSports game with blockchain technology and NFTs | $2M | 57 mo ago | Funding Raised | — | Hoang So Co-Founder | SentryThree.jsstyled-components+13 | — |
| 31 | TankWars Developer of play-to-earn battle metaverse game | $2M | 52 mo ago | Seed | 14 | Paul Nguyen Co-Founder | — | — |
| 32 | Himo World Provider of NFT-based battle game | $2M | 52 mo ago | Funding Raised | — | Quan Vu Co-Founder & CTO | — | — |
| 33 | Amnis Finance Platform offering liquid staking solution on the Aptos network | $2M | 20 mo ago | Seed | — | Eric Nguyen Co-Founder & CEO | Node.jsNextAuth.jsAnimate.css+17 | — |
| 34 | Creator Platform Provider of blockchain articles and information, excluding cryptocurrency-related content | $2M | 57 mo ago | Deadpooled | — | Leo Pham Co-Founder | — | — |
| 35 | HowlCity Developer of a metaverse game based on blockchain technology | $2M | 55 mo ago | Funding Raised | — | Bui Cai Co-Founder & CEO | — | — |
| 36 | Luna Rush Provider of NFT-based role-playing game | $2M | 53 mo ago | Seed | — | Ngo Thai Co-Founder & CEO | — | — |
| 37 | Islander NFT-based marketing platform for crypto projects | $2M | 53 mo ago | Funding Raised | 11 | Viet Tran Founder & CEO | — | — |
| 38 | Heroverse NFT-based puzzle game website | $2M | 56 mo ago | Seed | 1,200 | Daniel Nguyen CEO | — | — |
| 39 | Kaby Arena Provider of free-to-play turn-based NFT game | $2M | 57 mo ago | Funding Raised | — | Nhan Bui Co-Founder & CEO | — | — |
| 40 | KINGSPEED Provider of blockchain-based racing game | $2M | 54 mo ago | Funding Raised | 14 | Tuyen Khuc CEO | — | — |
| 41 | Idle Cyber Provider of blockchain-based role-playing games | $2M | 55 mo ago | Funding Raised | — | Nguyen Luat Co-Founder & CEO | — | — |
| 42 | Tititada App-based platform for financial management | $2M | 45 mo ago | Seed | 13 | Giang Nguyen Founder/CEO | Node.jsYouTubeTailwind CSS+17 | — |
| 43 | Planet Sandbox Blockchain-based in-game virtual assets marketplace using NFTs | $2M | 56 mo ago | Seed | — | Steven Lee Co-Founder | — | — |
| 44 | Ninneko Provider of strategy-based NFT game | $2M | 55 mo ago | Funding Raised | 1 | Hai Nguyen CEO | TypeScriptGraphQLMUI+14 | — |
| 45 | Oxalus Online marketplace for NFT trading | $1M | 36 mo ago | Seed | 11 | — | — | — |
| 46 | Rootopia Provider of support services for educational programmes to students | $1M | 43 mo ago | Seed | 19 | Truong Nguyen Co-Founder/ CEO | SentryNode.jsMUI+13 | — |
| 47 | BSCS Decentralized finance infrastructure platform | $885K | 21 mo ago | Seed | — | Tuan Luong Co-Founder & CEO | BootstrapAnt DesignReact+11 | — |
| 48 | STAG Educational investment platform equips investors with fundamental analysis tools for trading in stocks, ETFs… | $600K | 35 mo ago | Seed | 8 | Alex Huynh Co-Founder & CEO | TurbopackNode.jsRadix UI+16 | — |
| 49 | 1Long Goal-based savings platform for individuals | $500K | 27 mo ago | Seed | — | Joshua Hong Co-Founder & Chief Business Officer | Node.jsMUIReact+15 | — |
| 50 | Wiziin Online platform provides data-driven investment solutions | $500K | 34 mo ago | Deadpooled | 26 | Thong Dang Co-Founder | — | — |
Top 12 FinTech companies in Vietnam
#1
MoMo 🦄Series E · Ho Chi Minh City, Southeast · founded 2007 · 1564 employees$433.8Mraised▾
Provider of a platform for financial services, payments, and money transfers. The platform offers bill payments, mobile data purchases, movie tickets, and travel bookings. It also provides access to loans, investment funds, and charitable giving options. The platform facilitates money transfers and in-store payment capabilities.
- Dec 2021Series E$200M
- Jan 2021Series D$100M
- Jan 2019Series C$100M
- Mar 2016Series B$28M
#2
VNLIFE 🦄Series B · Hanoi, Red River Delta · founded 2007 · 4000 employees$550Mraised▾
Software for omnichannel banking and distribution services. It offers solutions that enable banks to provide digital banking services to the end customers. It uses multiple technologies including AI, blockchain, IoT, and big data to implement digital banking channels, payments, and solutions for travel and retail businesses.
- Jul 2021Series B$250M
- Jul 2019Series B$300M
#3
VNPAY 🦄Funding Raised · Hanoi, Red River Delta · founded 2007 · 4000 employees$550Mraised▾
VNPAY provides payment processing solutions for merchants. It offers products such as payment gateways, QR-based payments, app-based payments, POS terminals, and more. Users can link their payment cards or wallets to the platform while making payments.
#4
Seed · Hanoi, Red River Delta · founded 2023$2Mraised▾
Platform offering liquid staking solution on the Aptos network. It allows users to connect wallets and stake tokens to earn interest & rewards.
- Oct 2024Seed$2M
#5
Acquired · Ho Chi Minh City, Southeast · founded 2015 · 171 employees$30Mraised▾
Digital bank for individuals. It offers multiple services including deposit accounts, money transfers, NFC-enabled debit/credit cards for online/offline purchases, goal-based savings accounts, and more. It also provides insurance products to individuals. It provides an app-based platform that is available on iOS and Android devices.
- Jul 2023Series B$10M
- Jan 2022Series B$20M
- 2021Seed—
#6
Seed · Ho Chi Minh City, Ho Chi Minh City · founded 2019$885Kraised▾
Decentralized finance infrastructure platform. It allows users to earn BSCS while supporting BSCS. It offers staking for IDO and provide a range of products and services.
- Aug 2024Seed—
- Apr 2021ICO$885K
#7
Series A · Hanoi, Red River Delta · founded 2019 · 45 employees$19Mraised▾
Provider of an online platform for the employee on-demand pay solutions. Its online lending platform enables employees to claim and receive salary advances based on the number of working days. It also features an app-based salary payment platform that allows businesses to pay salaries to employees. It is available to download from google play ad the apple store.
- Jul 2023Series A$12M
- Jan 2023Series A$5.1M
- Nov 2021Seed$1.9M
- Mar 2021Seed—
#8
Funding Raised · Ho Chi Minh City, Southeast · founded 2018 · 303 employees$161Mraised▾
Developer of a decentralized strategy-based gaming platform. It provides users with a platform where users can buy virtual plots that can be upgraded over time using a variety of resources and crafting ingredients that can be founded when playing the game. Users can also sell the plots in the marketplace.
- Nov 2020ICO$3M
#9
Series A · Ho Chi Minh City, Southeast · founded 2017$10Mraised▾
Provider of automated sales and commission payment platform for insurance and financial products. The commissions are automatically matched and paid upon successful sales. The mobile application is available for Android and iOS platforms.
- Aug 2023Series A$6M
- Jul 2022Series A$2.5M
- Jun 2021Seed$1.5M
#10
Funding Raised · Hanoi, Red River Delta · founded 2010 · 13000 employees$100Mraised▾
FE Credit is a personal loans company which provides various types of personal loans like cash loans, vehicle loans, credit card loans etc. The company provided these loans offline traditionally but now slowly pivoting to an online model.
- Apr 2021Conventional Debt—
- Dec 2016Conventional Debt$100M
#11
Series B · Hanoi, Red River Delta · founded 2017 · 75 employees$26Mraised▾
App-based platform for investment in funds. It provides access to mutual funds and ETFs and designs a portfolio based on the risk appetite of the investor. Offers tools to assist in rebalancing, develop investment strategies, portfolio tracking, and more. Available on iOS and Android platforms.
- May 2022Series B$25M
- Apr 2020Seed—
- Jan 2019Seed$1M
- Seed—
#12
Series A · Ho Chi Minh City, Southeast · founded 2019 · 88 employees$30Mraised▾
Provider of financial products facilitating property ownership and investment. It offers financial assistance to homebuyers, enabling them to purchase properties with minimal upfront capital. The company also provides opportunities for investors to generate passive income by supporting homebuyers' access to financing. Services are designed to be accessible, requiring less stringent documentation compared to traditional lending methods. These services are available to both domestic and foreign citizens.
- Nov 2021Conventional Debt—
- Nov 2021Series A$30M
- Dec 2020Seed—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Vietnam
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 101 Vietnam-affiliated papers.
- National Economics University17
- University of Economics Ho Chi Minh City16
- The State Bank of Vietnam13
- Vietnam National University, Hanoi10
- Vietnam National University Ho Chi Minh City10
- Loan2
- Index (typography)2
- Financial stability2
- Vietnamese2
- Feature selection1
- Financial services10
- Structural equation modeling10
- Vietnamese10
- Financial inclusion9
- Financial literacy8
- Financial services16
- Payment7
- Government (linguistics)6
- Context (archaeology)4
- Digital transformation4
Where fintech is researched across Vietnam
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.