SaaS Fintech · Bangalore, India

Best SaaS Fintech Companies in Bangalore

Updated 2026-06-15 · Ranked by funding & momentum

325 indexable SaaS Fintech companies headquartered in Bangalore, India, ranked by total equity funding and recent funding momentum. Combined disclosed equity funding of $4.4B across 101 funded companies, including 5 unicorns.

325
Companies
$4.4B
Total Funding
101
Funded
5
Unicorns
3
Rounds (90d)

Ranked: Best SaaS Fintech companies in Bangalore

#CompanyFundingValuationStage Latest roundEmployeesFoundedMomentum
1 CRED Unicorn
Fintech platform that rewards users for paying credit card bills on time
$865.6M $6.4B
as of 2023
Series G Angel Mar 2026 915 2018 ↑ Active
2 Groww Unicorn
Provider of an online platform for investments and trading services
$393.2M $3B
as of 2021
Public Series F Jun 2025 266 2016 ↑ Active
3 Plum
Provider of employee health benefits and insurance plans for businesses
$20.7M $83M
as of 2021
Series B Series B Mar 2026 297 2019 ↑ Active
4 Fisdom
Provider of online investment and wealth management services
$47.7M $102.8M
as of 2023
Acquired Series C Nov 2025 379 2015 ↑ Active
5 Pazcare
Provider of employee benefits management platform for companies
$12M $46.8M
as of 2022
Series A Series A Apr 2026 167 2020 ↑ Active
6 Perfios Unicorn
Provider of AI-driven platform for financial analysis, verification, and decisioning
$270.3M Series D Series D May 2025 2008 ↑ Active
7 Xoxoday
Provider of rewards and loyalty platform that enables businesses to run employee engagement, customer loyalty, and incentive programs
$30.6M $4M
as of 2016
Series C Series C Jan 2026 269 2012 ↑ Active
8 Aerchain
AI and cloud-enabled end-to-end procurement management solutions
$7.1M $15.2M
as of 2021
Series A Series A Mar 2026 79 2016 ↑ Active
9 Refyne
Provider of earned wage access and financial wellness solutions
$106M Series B Venture Debt Jun 2025 150 2020 ↑ Active
10 FinBox
Provider of infrastructure, risk intelligence, and orchestration solutions for digital lending
$16.1M $70.2M
as of 2022
Series B Series B Jul 2025 198 2015 ↑ Active
11 Cashfree Payments
Provider of payment gateway and payouts, and identity verification services
$44M $107.3M
as of 2021
Series C Series C Feb 2025 726 2015 ↑ Active
12 Cybrilla
Provider of technology solutions streamlining mutual fund transactions and distribution
$3.6M $19.5M
as of 2024
Seed Seed Oct 2025 30 2010 ↑ Active
13 OnSurity
Provider of a monthly subscription-based employee healthcare platform offering group health benefits
$87.9M $135.6M
as of 2024
Series B Series B Sep 2024 216 2020 ↑ Active
14 PagarBook
Provider of staff attendance, payroll and biometric attendance tools for small to medium enterprises
$21.9M $95.3M
as of 2021
Series A Series A Apr 2025 465 2018 ↑ Active
15 EffiGO
Offers SaaS-based sourcing and procurement management solutions for businesses
$1.8M $14.8M
as of 2022
Seed Angel Nov 2025 2010 ↑ Active
16 KarmaLife
Provider of financial solutions enabling access to earned wages and credit
$9M $34.7M
as of 2023
Series A Series A Mar 2025 76 2020 ↑ Active
17 PhonePe Unicorn
Provider of digital payment, financial, and technology solutions for consumers
$1B $12.6B
as of 2023
Acquired Series D Jan 2023 451 2015
18 Yethi
Provider of quality assurance and testing automation services for banking and financial services industries
$5.3M $26.7M
as of 2022
Series A Series A Mar 2025 1,106 2013 ↑ Active
19 Maximize
Online platform offering rewards, cashback, and exclusive offers on various transactions and purchases
$1.4M Seed Seed Aug 2025 2023 ↑ Active
20 Razorpay Unicorn
Provider of payment and business banking solutions for enterprises
$741.6M $7.5B
as of 2021
Series F Series F Dec 2021 1,952 2014
21 Mitigata
Provider of cyber insurance products and digital security monitoring services
$880.3K $4.2M
as of 2023
Series A Series A Jul 2025 24 2021 ↑ Active
22 NimbleS2P
Provider of web-enabled supply chain management solutions
$664K $3.4M
as of 2023
Seed Seed 2025 2016 ↑ Active
23 GreenStitch
Provider of software for sustainability, carbon accounting, and ESG reporting
$1.3M Seed Seed Dec 2024 2023 ↑ Active
24 Signzy Technologies
Provider of identity verification and compliance platform with various API stacks
$40M $121.7M
as of 2023
Series B Series B Sep 2022 321 2015
25 Healspan
Platform offering insurance policy and claims management services
$371.7K $2M
as of 2024
Seed Angel Jan 2025 41 2022 ↑ Active
26 Plusgold
Digital gold investment app allowing users to purchase and redeem gold as jewelry at partner jeweler stores
$1.7M Seed Seed Jun 2024 20 2022 ↑ Active
27 ibind Systems
Provider of digital onboarding and KYC solutions for banking
$1.8M Seed Seed Jul 2024 23 2023 ↑ Active
28 Simpl
Provider of an online marketplace platform for purchase financing
$83M $18.2M
as of 2021
Deadpooled Series B Oct 2021 147 2015
29 Ezetap
Cloud-based mPOS software and hardware solutions for businesses
$66.4M $145.1M
as of 2021
Acquired Series C Jun 2021 505 2011
30 Gradatim
SaaS based insurance and banking solutions for businesses
$3.6M $5.6M
as of 2022
Series A Series A May 2024 95 2006
31 Vymo
AI-based sales engagement for financial institutions
$45M Series C Series C Feb 2022 457 2013
32 IBSFINtech
Provider of treasury and risk management solutions for businesses
$3.5M $26.8M
as of 2021
Seed Seed Feb 2024 55 2006
33 Karbon
Provider of international payment and corporate expense management solutions
$30.2M Series A Conventional Debt May 2022 79 2019
34 Solv
Marketplace platform offering multi-category products and services for businesses
$40M Acquired Series A Jun 2022 391 2019
35 OkCredit
Provider of a digital ledger application for small businesses
$84.9M $1.5M
as of 2018
Series B Series B Sep 2019 68 2017
36 FloBiz
Provider of mobile-first billing and accounting solutions for SMBs
$44M Series B Series B Apr 2021 41 2019
37 Crediwatch
Cloud-based business intelligence solution
$6.2M $20.4M
as of 2024
Series A Series A Apr 2023 33 2016
38 Digio
Provider of digital solutions for KYC, document management, and digital signatures
$11.9M $130M
as of 2022
Seed Seed Dec 2022 56 2016
39 Talisma
Software for customer relationship management
$66.4M Acquired Series C May 2003 375 1999
40 Happay
Provider of travel, expense, and payment management software for enterprises
$22.3M $51.6M
as of 2020
Acquired Series B Apr 2020 225 2012
41 KredX
Provider of supply chain finance and automation solutions for enterprises
$33M $146.3M
as of 2019
Series B Series B Nov 2019 119 2015
42 Nova Benefits
Online employee health benefits platform for businesses
$11M $41.1M
as of 2021
Series A Series A May 2022 173 2020
43 CompUp
Provider of compensation management and talent acquisition software
$4.3M Seed Seed Feb 2023 23 2020
44 Tracxn
Provider of private company data and market intelligence for professionals
$17M $84.4M
as of 2019
Public Series B Aug 2019 677 2012
45 Instamojo
Provider of eCommerce platform, online store builder, and payment solutions
$12.2M Series C Series C Jun 2021 112 2012
46 QwikCilver
Provider of gift card and store value card-based solutions for businesses
$22.9M $63.1M
as of 2016
Acquired Series B Feb 2016 175 2008
47 Rootflo
Provider of AI-driven services for financial operations and customer experiences
$125K Seed Seed Sep 2024 2023 ↑ Active
48 Niki
Provider of an AI-based automated order-taking app for concierge services
$11M $28.8M
as of 2020
Deadpooled Series A Sep 2020 1 2015
49 New Street Tech
Blockchain-based loan lifecycle management suite
$6.6M $17.9M
as of 2023
Series A Series A Apr 2021 104 2017
50 LetsVenture
Online platform that connects startup founders with accredited investors, enabling early-stage fundraising and investment opportunities for private market growth
$3.4M $32.6M
as of 2022
Series A Series A Mar 2022 33 2013

Top 12 SaaS Fintech companies in Bangalore

#1
CRED Unicorn Series G
$865.6M Raised
expand_more
#1

CRED Unicorn Series G

location_onBengaluru, Karnataka
Founded
2018
Employees
915
Funding raised
$865.6M
Valuation
$6.4B · 2023
Stage
Series G

Fintech platform that rewards users for paying credit card bills on time. It operates a members-only financial rewards platform focused on creditworthy users. The app primarily allows users to pay their credit card bills while earning rewards such as cashback, discount offers, and access to exclusive brand experiences. It also functions as a personal credit management tool. It helps users track multiple credit cards,

Funding rounds (12 disclosed of 12)
Round Date Amount
Angel Mar 2026 $2M
Series G May 2025 $75M
Unattributed Jul 2024 $2.4K
Series F Jun 2022 $140M
Series E May 2022 $7.7M
Series E Oct 2021 $251M
6 earlier rounds — sign up free
Founders & key people
Tech stack
amazon cloudfrontamazon s3amazon sesamazon web servicesapolloapple icloud mail+14
#2
Groww Unicorn Public
$393.2M Raised
expand_more
#2

Groww Unicorn Public

location_onBengaluru, Karnataka
Founded
2016
Employees
266
Funding raised
$393.2M
Valuation
$3B · 2021
Stage
Public

Provider of an online platform for investments and trading services. The platform facilitates stock, exchange-traded fund, and initial public offering investments with order tracking. It offers tools for intraday monitoring, futures and options trading, and commodities trading. The platform also provides access to direct mutual funds, new fund offers, and mutual fund screeners.

Funding rounds (8 disclosed of 9)
Round Date Amount
Series F Jun 2025 $202.3M
Angel Jan 2022 Undisclosed
Series E Oct 2021 $251M
Series D Apr 2021 $83M
Series C Sep 2020 $30M
Series B Sep 2019 $21.4M
3 earlier rounds — sign up free
Tech stack
amazon cloudfrontamazon s3amazon sesamazon web servicesapolloapple icloud mail+14
#3
Plum Series B
$20.7M Raised
expand_more
#3

Plum Series B

location_onBengaluru, Karnataka
Founded
2019
Employees
297
Funding raised
$20.7M
Valuation
$83M · 2021
Stage
Series B

Provider of employee health benefits and insurance plans for businesses. The company offers group health, term life, and personal accident insurance. Healthcare options include care programs, telehealth, health checkups, and mental health support. Business insurance includes directors and officers, errors and omissions, and cyber coverage. The company provides benefits management, claims analytics, and budgeting feat

Funding rounds (4 disclosed of 4)
Round Date Amount
Series B Mar 2026 $20.5M
Series A May 2021 $15.7M
Seed Nov 2020 $4.1M
Seed Feb 2020 $975.6K
Tech stack
angularjscdnjschart.jsclevertapcloudflarecloudflare bot management+14
#4
Fisdom Acquired
$47.7M Raised
expand_more
#4

Fisdom Acquired

location_onBengaluru, Karnataka
Founded
2015
Employees
379
Funding raised
$47.7M
Valuation
$102.8M · 2023
Stage
Acquired

Provider of online investment and wealth management services. This includes access to stock trading, mutual funds, IPOs, and portfolio management services. The platform offers tools for portfolio analysis and educational resources to support investor learning. It also provides access to research and analyst reports. A mobile application facilitates ease of access and management of investments.

Funding rounds (9 disclosed of 9)
Round Date Amount
Series C Nov 2025 $11.7M
Series C Dec 2023 $5M
Series C Jan 2022 $14.7M
Series B Nov 2021 $5.3M
Series B Nov 2020 $7M
Series B Oct 2019 $11M
3 earlier rounds — sign up free
Tech stack
autoptimizecdnjscloudflarecore-jsemotionfacebook pixel+14
#5
Pazcare Series A
$12M Raised
expand_more
#5

Pazcare Series A

location_onBengaluru, Karnataka
Founded
2020
Employees
167
Funding raised
$12M
Valuation
$46.8M · 2022
Stage
Series A

Provider of employee benefits management platform for companies. It offers a digital platform to customize and deliver group health insurance, personal accident coverage, term life insurance, wellness programs, and tax-saving wallets like meal, fuel, and multi-benefits options.

Funding rounds (3 disclosed of 3)
Round Date Amount
Series A Apr 2026 $394.6K
Series A Jun 2022 $8.2M
Seed Apr 2021 $3.6M
Tech stack
amazon cloudfrontamazon s3amazon web servicesant designcdnjscloudflare+14
#6
Perfios Unicorn Series D
$270.3M Raised
expand_more
#6

Perfios Unicorn Series D

location_onBengaluru, Karnataka
Founded
2008
Funding raised
$270.3M
Stage
Series D

Provider of AI-driven platform for financial analysis, verification, and decisioning. The platform offers document analysis, KYC/KYB compliance, fraud detection, and risk assessment solutions. It facilitates digital lending, customer onboarding, and claims automation across various industries. The platform also provides tools for credit assessment and due diligence.

Funding rounds (14 disclosed of 15)
Round Date Amount
Series D May 2025 $1.5M
Series D Mar 2024 $80M
Series D Sep 2023 $41.4M
Venture Debt Oct 2022 $6.1M
Series C Feb 2022 $80.6M
Angel Nov 2021 Undisclosed
9 earlier rounds — sign up free
Tech stack
amazon web servicescloudflarecloudflare bot managementcloudflare browser insightscookieyescore-js+14
#7
Xoxoday Series C
$30.6M Raised
expand_more
#7

Xoxoday Series C

location_onBengaluru, Karnataka
Founded
2012
Employees
269
Funding raised
$30.6M
Valuation
$4M · 2016
Stage
Series C

Provider of rewards and loyalty platform that enables businesses to run employee engagement, customer loyalty, and incentive programs. It provides tools to create and manage rewards, recognition, and payout workflows across use cases such as employee engagement, sales incentives, customer loyalty, and channel partner programs. It offers a global rewards marketplace with millions of redemption options across multiple

Funding rounds (5 disclosed of 6)
Round Date Amount
Series C Jan 2026 Undisclosed
Series B Feb 2025 $70M
Series A Feb 2022 $30M
Seed Oct 2016 $465.6K
Angel Sep 2015 $68.2K
Angel Jul 2013 $74.8K
Tech stack
amazon s3amazon web servicesangularjsbabelbootstrapcart functionality+14
#8
Aerchain Series A
$7.1M Raised
expand_more
#8

Aerchain Series A

location_onBengaluru, Karnataka
Founded
2016
Employees
79
Funding raised
$7.1M
Valuation
$15.2M · 2021
Stage
Series A

AI and cloud-enabled end-to-end procurement management solutions. It is a software company that has developed an AI-powered procurement solution, helping to transform the sourcing process through autonomous workflows and a multi-AI agent framework. The platform enables users to manage their operational spend, with a focus on procurement-to-pay processes.

Funding rounds (5 disclosed of 5)
Round Date Amount
Series A Mar 2026 $13M
Seed May 2021 $3.1M
Seed Nov 2018 $260.9K
Seed Feb 2018 $115.4K
Seed Mar 2017 $461.5K
Tech stack
amazon s3amazon sesamazon web servicesamplitudebabelcdnjs+14
#9
Refyne Series B
$106M Raised
expand_more
#9

Refyne Series B

location_onBengaluru, Karnataka
Founded
2020
Employees
150
Funding raised
$106M
Stage
Series B

Provider of earned wage access and financial wellness solutions. The platform offers employees access to their earned wages before payday, along with financial literacy resources and tools to manage financial well-being. The platform integrates with existing HR systems, enabling seamless access for employees and streamlined payroll processes for employers. It also provides access to various financial tools for better

Funding rounds (4 disclosed of 4)
Round Date Amount
Venture Debt Jun 2025 $4M
Series B Dec 2021 $82M
Series A Jun 2021 $16M
Seed Dec 2020 $4.1M
Tech stack
amazon cloudfrontamazon s3amazon web servicesanimate.cssapexcharts.jsapple icloud mail+14
#10
FinBox Series B
$16.1M Raised
expand_more
#10

FinBox Series B

location_onBengaluru, Karnataka
Founded
2015
Employees
198
Funding raised
$16.1M
Valuation
$70.2M · 2022
Stage
Series B

Provider of infrastructure, risk intelligence, and orchestration solutions for digital lending. The company offers tools for credit origination, decisioning, and risk management. It provides open banking infrastructure, device analytics, and security and compliance solutions. The company’s products integrate with lending ecosystems.

Funding rounds (4 disclosed of 4)
Round Date Amount
Series B Jul 2025 $35M
Series A May 2022 $15M
Series A Apr 2021 $780.9K
Seed Aug 2019 $306.8K
Tech stack
amazon cloudfrontamazon s3amazon web servicescdnjscloudflarecloudflare bot management+14
#11
$44M Raised
expand_more
#11

Cashfree Payments Series C

location_onBengaluru, Karnataka
Founded
2015
Employees
726
Funding raised
$44M
Valuation
$107.3M · 2021
Stage
Series C

Provider of payment gateway and payouts, and identity verification services. The company offers tools for businesses to collect payments, send payouts, manage international transactions, and verify customer identities. Payment solutions include payment links, forms, and international payment acceptance. Payout services facilitate instant money transfers to bank accounts, UPI IDs, cards, and wallets. Identity verifica

Funding rounds (5 disclosed of 7)
Round Date Amount
Series C Feb 2025 $23M
Venture Debt May 2023 Undisclosed
Series B Jun 2021 $2.7M
Series B Nov 2020 $35.3M
Series A Apr 2019 $5.9M
Seed Oct 2017 $120K
1 earlier round — sign up free
Tech stack
amazon cloudfrontamazon s3amazon sesamazon web servicesapple icloud mailbranch+14
#12
Cybrilla Seed
$3.6M Raised
expand_more
#12

Cybrilla Seed

location_onBengaluru, Karnataka
Founded
2010
Employees
30
Funding raised
$3.6M
Valuation
$19.5M · 2024
Stage
Seed

Provider of technology solutions streamlining mutual fund transactions and distribution. The company offers an API platform simplifying mutual fund processes for companies and distributors. It facilitates deeper distribution partnerships with fund houses and decentralizes transactions. The company also helps write protocols for the mutual fund space.

Funding rounds (6 disclosed of 8)
Round Date Amount
Seed Oct 2025 Undisclosed
Seed Feb 2025 $3.4M
Seed Sep 2024 $245.9K
Angel May 2024 $239.5K
Seed Jun 2023 $1.1M
Seed Apr 2022 $2M
2 earlier rounds — sign up free
Tech stack
amazon web servicesanimate.cssapache http serverbootstrapcdnjscloudflare+14

Recent signals in Bangalore SaaS Fintech

bolt
Live funding rounds, leadership moves & momentum
New funding rounds, leadership moves and momentum shifts across these SaaS Fintech companies update continuously. lock Sign up free to see the live recent-activity feed.
Sign up free to see signals
show_chart Financial history
Revenue & funding-history time series — sign up free
contact_mail Contact reveal
Verified emails & key-people contacts — sign up free
download CSV export & filters
Export this list & apply advanced filters — sign up free

Funding & investor landscape

Total raised
$4.4B
across these companies
Companies funded
101
with disclosed funding
Highest-funded
$1B raised

Most active investors

AL Angel List 13 investments in SaaS Fintech YC Y Combinator 12 investments in SaaS Fintech PP Peak XV Partners 10 investments in SaaS Fintech TM Tiger Global Management 8 investments in SaaS Fintech W Wellfound 8 investments in SaaS Fintech AV Astir Ventures 7 investments in SaaS Fintech L LetsVenture 7 investments in SaaS Fintech QL QED Innovation Labs 7 investments in SaaS Fintech SR Startup Reseau 6 investments in SaaS Fintech A Accel 5 investments in SaaS Fintech B Beenext 5 investments in SaaS Fintech LP Logx Venture Partners 5 investments in SaaS Fintech

Notable founders in Bangalore SaaS Fintech

KS Kunal Shah Founder & CEO CRED · $865.6M raised
LK Lalit Keshre Co-Founder & CEO Groww · $393.2M raised
IB Ishan Bansal Co-Founder & CFO Groww · $393.2M raised
NS Neeraj Singh Co-Founder & CTO Groww · $393.2M raised
HJ Harsh Jain Co-Founder & COO Groww · $393.2M raised
SA Saurabh Arora Co-Founder & CTO Plum · $20.7M raised
AP Abhishek Poddar Co-Founder & CEO Plum · $20.7M raised
SV Subramanya V Co-Founder & CEO Fisdom · $47.7M raised
AD Anand Dalmia Co-Founder & CBO Fisdom · $47.7M raised
MM Manish Mishra Co-Founder Pazcare · $12M raised
SM Sanchit Malik Co-Founder & CEO Pazcare · $12M raised
DC Debasish Chakraborty Co-Founder Perfios · $270.3M raised

Frequently asked questions

How many SaaS Fintech companies are there in Bangalore?
Radar tracks 325 indexable SaaS Fintech companies headquartered in Bangalore, India, that meet our profile-completeness bar.
What is the total funding raised by SaaS Fintech companies in Bangalore?
The SaaS Fintech companies in Bangalore on this list have raised a combined $4.4B in disclosed equity funding across 101 funded companies.
Which is the highest-funded SaaS Fintech company in Bangalore?
PhonePe is the highest-funded SaaS Fintech company in Bangalore, with $1B in disclosed equity funding.
How many SaaS Fintech companies in Bangalore are funded?
101 of the 325 SaaS Fintech companies in Bangalore on this list have disclosed at least one equity funding round.
How many SaaS Fintech unicorns are there in Bangalore?
5 SaaS Fintech companies in Bangalore on this list are valued at $1B or more.
Who are the top investors in Bangalore SaaS Fintech companies?
The most active investors in Bangalore SaaS Fintech companies on this list include Angel List, Y Combinator, Peak XV Partners, Tiger Global Management, Wellfound.

Related company lists

Other sectors in Bangalore:

SaaS Fintech in other cities:

Rankings are computed by Radar (Fliar BI) from the Radar company master and are updated periodically. Funding and momentum scores use disclosed equity-funding data only. Figures may lag private rounds. Last updated 2026-06-15.

Search all companies · Sign up free · About Radar

Coming soon