Best InsurTech Companies in Berlin, Germany
The 51 best InsurTech companies in Berlin, Germany in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Element.
Our analysis of 50 InsurTech companies
$13.8b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best InsurTech companies in Berlin
| # | Company | Last round | Disclosed funding | Employees | Founded | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Alon Health AI-powered risk assessment platforms for health insurers | — | — | — | 2020 | Kemal Apaydin Co-Founder | — | — |
| 2 | Alteos Insurance-as-a-service provider | — | — | 105 | 2018 | Sebastian Sieglerschmidt CEO & MD | ContentfulApple iCloud MailGoogle Workspace+24 | 2 partnerships · 1 award |
| 3 | AUTO1 FinTech Point of sale auto insurance platform | — | — | 32 | 2018 | — | — | — |
| 4 | Cliccasicuro Online platform for electronic devices insurance | — | — | — | 2014 | Robin von Hein Founder & CEO | — | — |
| 5 | DVB B2B specialist portal for insurance companies | — | — | — | 2011 | Friedel Rohde Founder & Managing Director | PHPBootstrapNginx+10 | — |
| 6 | EMIL Provider of usage-based auto insurance | — | — | 14 | 2017 | — | WebflowApple iCloud MailGoogle Workspace+18 | 1 job opening |
| 7 | Feelix Insurance manager app | — | — | — | 2012 | Tilo hammer CEO | 1C-BitrixBitrix24PHP+13 | — |
| 8 | FinanceAds Marketing campaigns and advertising solutions for banks and insurance industry | — | — | 15 15 → 28 (+87%) | 2014 | Christian Dereser Co-Founder | WordPressMySQLPHP+17 | — |
Top 12 InsurTech companies in Berlin
#1
Series A · Berlin, Berlin · founded 2021$3.7Mraised▾
Conversational AI platform for the insurance industry. Its AI technology provides a safety net by allowing human intervention when the AI encounters situations it cannot handle. Its AI models use generalized learning from diversified data to generate responses.
- Feb 2025Series A$3.7M
#2
Series C · Berlin, Berlin · founded 2016 · 115 employees$139.2Mraised▾
Insurance as a service platform offering private property and casualty insurance. It offers a modular insurance API engine that enables digital businesses to launch custom insurance products. Businesses can use the white-label platform for real-time price calculation, underwriting, or mid-term policy adjustment.
- Mar 2024Series C$54.1M
- Jul 2022Series B$21.9M
- Jun 2021Series A$19.5M
- Aug 2020Series A$11.9M
#3
Series A · Berlin, Berlin · founded 2018 · 32 employees$10.6Mraised▾
Online platform for life and non-life insurances. It offers coverage for personal liability insurance, household contents insurance, life insurance, and health insurance. It also offers recommendation tools for users to find policies and prices based on the requirements.
- Jun 2024Series A$6.4M
- Apr 2022Seed$4.2M
#4
Series A · Berlin, Berlin · founded 2015 · 49 employees$52.7Mraised▾
Provider of AI solutions for insurance claims processing and automation. It offers products for no-touch automation, agentic co-pilot assistance, and leakage reduction. The AI models are trained on insurance documents and claims data. The company's products are designed to improve profitability, efficiency, and customer satisfaction in insurance claims handling. It provides tools for training custom AI models.
- Nov 2022Series A$12.4M
- Feb 2021Grant (prize money)$60.3K
- Feb 2020Series A$13M
- Sep 2019Grant (prize money)$1.8M
#5
Seed · Berlin, Berlin · founded 2022 · 16 employees$4.3Mraised▾
Provider of embedded insurance solutions. It allows users to integrate digital insurance products with various apps and services. It offers a suite of embedded protection products, covering families against severe life risks.
- Feb 2024Seed$4.3M
#6
Series A · Berlin, Berlin · founded 2014 · 48 employees$16.3Mraised▾
Teraki provides an AI-enabled edge processing platform for the automotive industry. It offers embedded software that works as an enabler for current and future IoT/M2M applications. It claims that its solutions reduce the amount of data generated by sensors by up to a factor 10 without compromising its quality. The solution enables the applications to pre-process the sensor data for better decision making. It embeds on one side in the CPU & RAM-constrained chipsets of cars and integrates on the other side at a customer’s backend for the storage, labelling, training, and analysis of reconstructed or reduced data.
- Jan 2023Series A—
- Dec 2019Series A$11M
- Mar 2019Seed$2.3M
- Sep 2018Seed$3M
#7
Seed · Berlin, Berlin · founded 2021 · 17 employees$5.4Mraised▾
App-based comparison platform for property insurance. It enables users to provide information such as insurance numbers, contributions, notice periods in view, and more. Users can receive personal recommendations and advice based on the current situation.
- Aug 2023Seed$4.4M
- May 2022Seed$1M
#8
Series D · Berlin, Berlin · founded 2017 · 166 employees$128.9Mraised▾
Provider of auto, home, liability, and travel insurance policies. It offers various coverage options, including car, household, and private liability protection. Travel insurance policies provide trip cancellation, medical coverage, and travel assistance. Customers can manage policies, report claims, and access support through an online account.
- Mar 2019Series D$128.9M
#9
Acquired · Berlin, Berlin · founded 2016 · 54 employees$40Mraised▾
Online platform that provides usage-based insurances. It offers insurance solutions for bicycles, e-bike, dog liability, household, personal liability, and more. It offers coverage for theft, fire, storm & hail, water, and burglary & robbery. It offers customizable policies on a monthly basis.
- Jun 2018Series A$30M
- Aug 2017Seed$10M
#10
Seed · Berlin, Berlin · founded 2016 · 27 employees$6.3Mraised▾
Provider of insurance coverage for mobile phones, laptops, bicycles, and scooters. The company offers policies covering theft or damage. Customers can manage coverage and claims through an application. Support is available to customers.
- Jan 2021Seed$3.8M
- Dec 2017Seed—
- May 2017Seed$1.2M
- Aug 2016Seed—
#11
Seed · Berlin, Berlin · founded 2019$11.1Mraised▾
Joonko provides an online platform for auto insurances. It offers customer-centric insurance policies.
- Sep 2019Seed$11.1M
#12
Series A · Berlin, Berlin · founded 2010 · 86 employees$15.3Mraised▾
Friendsurance Business is a white-label platform offering diversified solutions to insurance businesses. It is based on a flexible business model and offers tech solutions for issuing policies, handling payments, curating & optimizing policies, and a simple sign-in process.
- Mar 2016Series A$15.3M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of InsurTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Insurtech is moving in Germany
A read on the academic research around Insurtech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 6 Germany-affiliated papers.
- Friedrich-Alexander-Universität Erlangen-Nürnberg4
- University of Göttingen2
- Saarland University1
- TH Köln - University of Applied Sciences1
- FH Münster1
- Industrial organization1
- Telematics1
- Adaptation (eye)1
- Structural equation modeling1
- Unified theory of acceptance and use of technology1
- Technology acceptance model1
- Usability1
- Context (archaeology)1
- Telematics1
- Variety (cybernetics)1
- Cover (algebra)1
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.