Best Payments Companies in Sweden
The 97 best Payments companies in Sweden in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Tink.
Sweden's Payments sector has a clear leader when you sort by disclosed equity funding: Tink sits at $359M raised, which dwarfs the rest of the 97 companies we track here by an order of magnitude. Brite has pulled in $60M, Zaver $22M, and the field drops fast after that, with total disclosed funding across the directory landing at $869M. No unicorns yet, but the concentration of capital in a handful of filers tells you something real about where conviction is running. The global payments market was valued at roughly $511.9B in 2022 and is forecast to reach $847.6B by 2027 at an 8.9% CAGR, driven by open banking and faster payments infrastructure, both of which Sweden has leaned into hard.
So what does the competitive picture actually look like for a founder or investor scanning this space? Coverage is flat in terms of new filings, but the hot themes, flight disruption payments and digital banking innovations among them, are pulling attention toward infrastructure plays. Regulatory gaps remain a structural wild card, and payment disputes crossing borders are a live reminder that compliance friction doesn't stay theoretical for long. Almi Invest, Dawn Capital and Visa are the most active backers in this directory, which signals institutional appetite for Swedish Payments infrastructure that's still very much open.
Our analysis of 150 Payments companies
$44.9b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best Payments companies in Sweden
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Web popularity | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Tink Provider of open banking platform offering payment services and data enrichment | $359M | 38 mo ago | 450 | Fredrik Hedberg Co-Founder | ContentfulSentryApple iCloud Mail+17 | Top 50k | — | — |
| 2 | Zettle Payment processing solutions for merchants and businesses | $191M | 102 mo ago | 754 | Magnus Nilsson Co-Founder | AlgoliaTypeScriptGraphQL+20 | Top 500k | — | — |
| 3 | Billogram Invoicing and payment management software for small businesses | $69M | 45 mo ago | 129 | Cesar Sangchi Co-Founder & Co-CEO | Apple iCloud MailGoogle WorkspaceRuby+24 | Top 500k | — | — |
| 4 | Brite API-enabled payouts, recurring payments, receivable and payable solutions for businesses | $60M | 32 mo ago | 100 | Lena Hackeloer Founder & Co-CEO | Cart FunctionalityWordPressApple iCloud Mail+30 | Top 5M | — | 1 job opening · 1 launch · 3 awards |
| 5 | Yabie Platform offering POS solution for businesses | $54M | 48 mo ago | 114 | — | WordPressMySQLPHP+27 | Top 5M | — | — |
| 6 | Minna Technologies Provider of technology solutions that empower businesses to fight fraud | $28M | 65 mo ago | 62 | Christoffer Pettersson News Author | HubSpot CMS HubSentryWistia+22 | Top 10M | — | — |
| 7 | Zaver Provider of diversified solutions for business payments | $22M | 26 mo ago | 36 | Amir Marandi Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+25 | Top 5M | — | 1 partnership |
| 8 | Billhop Provider of solution enabling businesses to pay suppliers via credit card | $21M | 52 mo ago | 36 | Sebastian Andreescu Co-Founder & CEO | WordPress Block EditorOxygenWordPress+22 | Top 50M | — | — |
| 9 | Mynt Provider of corporate cards and expense management platform with accounting integration | $15M | 14 mo ago | 36 | Johan Max Obermayer Co-Founder | WebflowApple iCloud MailGoogle Workspace+32 | Top 5M | — | 1 job opening · 1 launch · 2 partnerships |
| 10 | Accumulate Mobile banking and mobile payments provider | $12M | 167 mo ago | 3 | — | — | — | 62 patents Secure electronic transaction processing and payment system technologies | — |
| 11 | Qred Provider of a digital marketplace platform for business loans | $11M | 25 mo ago | 200 | Thomas Jansson Co-Founder & Chief Growth Officer | WebflowApple iCloud MailGoogle Workspace+18 | Top 5M | — | 2 partnerships · 1 expansion · 1 award |
| 12 | Open Payments Provider of a unified API connecting businesses to multiple banks | $8M | 16 mo ago | 19 | Jonas Kjellin Founder & CEO | WebflowApple iCloud MailMicrosoft 365+20 | Top 10M | — | 1 partnership |
| 13 | Atlar API-integrated automated bank payment solutions | $5M | 43 mo ago | 14 | Joel Wagmark Co-Founder | WebflowApple iCloud MailGoogle Workspace+19 | Top 5M | — | 2 launchs · 1 award |
| 14 | Dicopay Account receivable solutions | $4M | 86 mo ago | 8 | Tobias Kristoffersen Founder | — | — | 2 patents Digital invoicing and payment messaging systems for electronic invoice transmission | — |
| 15 | Sileon SaaS-based online payment gateway solution for businesses | $3M | 42 mo ago | 68 | — | Apple iCloud MailMicrosoft 365Node.js+11 | Top 50M | — | — |
| 16 | Lesslie Cross-border money transfer solution for businesses | $2M | 28 mo ago | 19 | Oscar Viken Co-Founder | — | — | — | — |
| 17 | Focalpay White-labeled payment gateway solution for merchants | $1M | 39 mo ago | 21 | Birkir Veigarsson CEO & Co-Founder | — | — | 7 patents Electronic payment transaction processing and routing systems | — |
| 18 | Onslip PoS terminals and cash registers | $1M | 123 mo ago | 18 | Binyamin Denhosson Co-Founder | WordPressMySQLPHP+21 | Top 5M | — | — |
| 19 | Ledyer Account receivables solution for businesses | $1M | 30 mo ago | 7 | Linus Sandberg Co-Founder & CEO | Cart FunctionalityFramer SitesReact+13 | Top 50M | — | — |
| 20 | Mondido Payment gateway provider | $1M | 83 mo ago | 2 | — | RubyRuby on RailsReact+6 | Top 50M | — | 1 partnership |
| 21 | Waytobill Subscription integration option for businesses to accept payments | $851K | 14 mo ago | 11 | Alejandro Pino Co-Founder | HubSpot CMS HubFacebook LoginLinkedin Sign-in+16 | Top 5M | — | — |
| 22 | Fidesmo Provider of wearable payment solutions for consumers | $241K | 103 mo ago | 24 | Miguel Cardo Founder and CTO | Cart FunctionalityShopifyVisa+16 | Top 5M | 16 patents Secure element integration for contactless payments and encrypted app data download | — |
| 23 | Swish App-based wallet for consumer payments | $125K | 156 mo ago | 51 | — | BootstrapAmazon Web ServicesAtlassian Statuspage+14 | Top 1M | — | — |
| 24 | Puulse Accounting and tax management platform for gig workers | — | 49 mo ago | 6 | Mounir Felloula Co-Founder | — | — | — | — |
| 25 | Zimpler Provider of solutions for instant deposits and payouts across borders | — | 50 mo ago | 205 | Johan Friis Co-Founder | WordPress Site EditorWordPressApple iCloud Mail+15 | Top 5M | — | 2 launchs · 1 partnership |
| 26 | Westpay Payment processing solutions to businesses & merchants | — | 56 mo ago | 53 | — | HubSpot CMS HubLeadfeederLinkedin Insight Tag+15 | Top 10M | — | 1 job opening |
Top 12 Payments companies in Sweden
#1
Series B · Stockholm, Stockholm County · founded 2013 · 36 employees$14.9Mraised▾
Provider of corporate cards and expense management platform with accounting integration. The platform offers features such as automated receipt handling, mileage tracking, and per diem management. It facilitates the registration, management, and reimbursement of private expenses. The platform provides tools for expense analysis and budget control.
- Apr 2025Series B—
- Dec 2024Series B$23.2M
- May 2022Series B$14.9M
#2
Seed · Stockholm, Stockholm County · founded 2017 · 19 employees$8.1Mraised▾
Provider of a unified API connecting businesses to multiple banks. The API facilitates payments, account data access, and cross-border transactions. It simplifies integration, removes file management burdens, and maintains secure connections. The platform is designed for implementation within business systems, offering financial data retrieval and payment initiation.
- Jan 2025Seed$3.1M
- Mar 2023Seed$3.2M
- Aug 2020Seed$3.5M
- May 2019Seed$1.3M
#3
Seed · Stockholm, Stockholm County · founded 2020 · 11 employees$851.3Kraised▾
Subscription integration option for businesses to accept payments. Provides telesales checkout, online checkout, physical checkout, payment methods, and integrations with card and invoice payment acceptance. Enables checkouts for online payment platforms.
- Apr 2025Seed—
- Feb 2024Angel—
- Oct 2023Seed$501.3K
- Oct 2021Seed$350K
#4
Acquired · Stockholm, Stockholm County · founded 2012 · 450 employees$358.9Mraised▾
Provider of open banking platform offering payment services and data enrichment. The platform offers connectivity to financial institutions through a single API integration. It provides authentication flows, data aggregation, and developer tools. The platform’s systems are compliant with security standards.
- Apr 2023Grant (prize money)$41.3K
- Apr 2021Series D$47.9M
- Dec 2020Series D$103M
- Jan 2020Series D$99.8M
#5
Series A · Stockholm, Stockholm County · founded 2016 · 36 employees$21.7Mraised▾
Provider of diversified solutions for business payments. The platform provides solutions such as transaction monitoring, fraud prevention, and more. It also provides various payment methods, payouts, checkout and cashout solutions, BNPL, and more.
- Apr 2024Series A$10M
- Mar 2021Series A$5M
- Apr 2019Seed$1.2M
- 2018Seed—
#6
Series A · Stockholm, Stockholm County · founded 2019 · 100 employees$60Mraised▾
API-enabled payouts, recurring payments, receivable and payable solutions for businesses
- Oct 2023Series A$60M
- 2020Seed$6.2M
#7
Series B · Stockholm, Stockholm County · founded 2015 · 200 employees$11Mraised▾
Provider of a digital marketplace platform for business loans. It provides users with a platform that connects businesses with financial institutions for multiple loan products including factoring, equipment financing, and credit lines with customized terms, amounts, and repayment options. It also features a NFC-enabled credit card for availing the credit lines.
- May 2024Conventional Debt$4.8M
- Apr 2022Series B$11M
#8
Series B · Stockholm, Stockholm County · founded 2011 · 129 employees$68.6Mraised▾
Invoicing and payment management software for small businesses. It features solutions for invoice generation, payment acceptance, invoices management, customer management, and more. It also offers a payment communication platform for invoice exhibitors and customers.
- Aug 2022Series B$15M
- Sep 2021Series B$45M
- Apr 2019Series A$4.1M
- Oct 2017Angel$1.2M
#9
Series B · Stockholm, Stockholm County · founded 2017 · 114 employees$53.7Mraised▾
Platform offering POS solutions for businesses. It offers cash register systems for various businesses like shops, restaurants, and cafes. Its features include product information management, stock management, order management, payments management, reporting, administration management, and more. The store owners can directly access the store data from the mobile phone or iPad.
- Jun 2022Series B$16.1M
- May 2021Series B$26.5M
- Feb 2019Grant (prize money)$57.3K
#10
Acquired · Stockholm, Stockholm County · founded 2010 · 754 employees$191.4Mraised▾
Payment processing solutions for merchants and businesses. It provides solutions such as hardware-based POS terminals, link-based payment solutions, QR-based payment solutions, payment gateways, and more. It facilitates payments via physical and NFC-enabled credit or debit cards, bank transfers, wallets, and more. It also provides checkout solutions.
- Dec 2017Series E$47M
- Sep 2017Conventional Debt$35.8M
- Jan 2017Conventional Debt$47.4M
- Jan 2017Series D$15.8M
#11
Seed · Stockholm, Stockholm County · founded 2020 · 19 employees$1.7Mraised▾
Cross-border money transfer solution for businesses. Provides multi-currency money transfer solutions for businesses, bookkeeping solutions, and an international bank network for bank payments. Offers solutions for receiving and making payments. Enables payment to suppliers using local or global currencies.
- Feb 2024Seed$1.7M
#12
Acquired · Stockholm, Stockholm County · founded 2011 · 36 employees$20.7Mraised▾
Provider of solution enabling businesses to pay suppliers via credit card. The solution allows businesses to manage working capital and tail spend. It offers features such as international payments, flexible payment options, and payment approval workflow. The platform provides easy reconciliation, payment security, and compliance.
- Feb 2022Series B$11.9M
- Feb 2021Series A$4.9M
- Oct 2017Series A$1.8M
- Mar 2016Series A$2.1M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.