Radar›Companies›National Commercial Banks Stocks in USA: Revenue Cohort 3
United States national commercial banks industry landscape illustrating listed-company operations, infrastructure and market activity
Prism Finance USA · comparison snapshot

National Commercial Banks Stocks in USA: Revenue Cohort 3

A five-company national commercial banks cohort selected by latest filing revenue, then compared across market path, filings, profitability, readiness, Prism attention and industry context.

Snapshot: 31 August 2026Not investment adviceRanked by Prism readiness
Readiness leaderSouthern First Bank · 42
Strongest available pathAmeriServ Financial · +24.5%
Widest latest marginWAFD Bank · 762.5%
Companies compared5 · U.S.-listed
01 · Readiness ranking

Five companies, one comparable score

Companies are ordered by the Fliar BI Prism readiness score used by the Prism Finance USA source pack. The score is a research signal, not a recommendation.

Readiness #1SFST · Nasdaq

Southern First Bank

A U.S.-listed issuer classified by the SEC in National Commercial Banks

Founded 1999Greenville, South Carolina$581.1M market cap
View full Companies Radar profile
42Cautious
Snapshot price$61.35as of page date
Monthly-close return+14.7%five-year window
FY2025 revenue$0.01BSOUTHERN FIRST BANCSHARES INC
Net margin483.4%FY2025
P/E snapshot13.2xone ratio, not a verdict
Prism attention6.6%share across these five
Filing track recordRevenue, USD billions
-44.8%
$0$0.0B$0.0B$0.0BFY2021: $0.011BFY2022: $0.004BFY2023: $0.004BFY2024: $0.006BFY2025: $0.006B20212022202320242025
FY2021–FY2025 · 5 filing periods · TOTAL REVENUE · Normalized revenue metric from the in-house filings extraction · CAGR -13.8%
52-week position85% through range
$40.90$65.09
News mentions164
Community mentions0partial coverage
U.S.-scope patents0
Prism Insights

What sits behind the readiness signal

Observed risk 0/100higher means more observed risk
Earnings signal51/100
Management stability90/100
Market position0/100
Capital-event signal56/100
Innovation pulse0/100
Management signal

No leadership-churn flag in the model; 0 key-person events recorded in the latest 360-day window.

Market activity

Available history contains 0 M&A involvements, 0 asset-acquisition events and 0 contract events.

Innovation activity

Prism records 0 lifetime product-launch events, 0 in the latest 360 days, and 0 company announcements in that window.

Recent risk watch

No lawsuit or regulatory event is recorded in the latest 360-day window and no layoff event in the latest 180-day window. This is not legal clearance.

Prism model components and available company-event evidence; scores are research signals, not recommendations. Event totals describe available coverage and may not be exhaustive.

Readiness #2BANC · NYSE

Banc of California

A U.S.-listed issuer classified by the SEC in National Commercial Banks

Founded 1941Irvine, California$2.95B market cap
View full Companies Radar profile
40Cautious
Snapshot price$18.62as of page date
Monthly-close return+0.7%five-year window
FY2025 revenue$0.04BBANC OF CALIFORNIA, INC.
Net margin590.2%FY2025
P/E snapshot8.7xone ratio, not a verdict
Prism attention60.3%share across these five
Filing track recordRevenue, USD billions
+918.5%
$0$0.0B$0.0B$0.0BFY2020: $0.004BFY2021: $0.006BFY2023: $0.034BFY2024: $0.037BFY2025: $0.039B20202021202320242025
FY2020–FY2025 · 5 filing periods · TOTAL REVENUE · Normalized revenue metric from the in-house filings extraction · CAGR 78.6%
52-week position50% through range
$15.33$21.93
News mentions1.5K
Community mentions0partial coverage
U.S.-scope patents0
Prism Insights

What sits behind the readiness signal

Observed risk 0/100higher means more observed risk
Earnings signal50/100
Management stability90/100
Market position20/100
Capital-event signal28/100
Innovation pulse0/100
Management signal

No leadership-churn flag in the model; 2 key-person events recorded in the latest 360-day window.

Market activity

Available history contains 30 M&A involvements, 1 asset-acquisition events and 0 contract events.

Innovation activity

Prism records 0 lifetime product-launch events, 0 in the latest 360 days, and 0 company announcements in that window.

Recent risk watch

No lawsuit or regulatory event is recorded in the latest 360-day window and no layoff event in the latest 180-day window. This is not legal clearance.

Prism model components and available company-event evidence; scores are research signals, not recommendations. Event totals describe available coverage and may not be exhaustive.

Readiness #3DCOM · NYSE

Dime Community Bank

A U.S.-listed issuer classified by the SEC in National Commercial Banks

Founded 1864Brooklyn, New York$1.78B market cap
View full Companies Radar profile
38Cautious
Snapshot price$40.40as of page date
Monthly-close return+23.7%five-year window
FY2025 revenue$0.02BDime Community Bancshares, Inc. /NY/
Net margin556.0%FY2025
P/E snapshot14.6xone ratio, not a verdict
Prism attention16.5%share across these five
Filing track recordRevenue, USD billions
+24.4%
$0$0.0B$0.0B$0.0BFY2021: $0.016BFY2022: $0.016BFY2023: $0.016BFY2024: $0.017BFY2025: $0.020B20212022202320242025
FY2021–FY2025 · 5 filing periods · TOTAL REVENUE · Normalized revenue metric from the in-house filings extraction · CAGR 5.6%
52-week position90% through range
$25.63$41.97
News mentions410
Community mentions0partial coverage
U.S.-scope patents0
Prism Insights

What sits behind the readiness signal

Observed risk 0/100higher means more observed risk
Earnings signal68/100
Management stability90/100
Market position5/100
Capital-event signal0/100
Innovation pulse0/100
Management signal

No leadership-churn flag in the model; 0 key-person events recorded in the latest 360-day window.

Market activity

Available history contains 2 M&A involvements, 0 asset-acquisition events and 0 contract events.

Innovation activity

Prism records 2 lifetime product-launch events, 0 in the latest 360 days, and 0 company announcements in that window.

Recent risk watch

No lawsuit or regulatory event is recorded in the latest 360-day window and no layoff event in the latest 180-day window. This is not legal clearance.

Prism model components and available company-event evidence; scores are research signals, not recommendations. Event totals describe available coverage and may not be exhaustive.

Readiness #4ASRV · Nasdaq

AmeriServ Financial

A U.S.-listed issuer classified by the SEC in National Commercial Banks

Founded 1901Johnstown, Pennsylvania$82.0M market cap
View full Companies Radar profile
34Cautious
Snapshot price$4.83as of page date
Monthly-close return+24.5%five-year window
FY2025 revenue$0.01BAMERISERV FINANCIAL INC /PA/
Net margin38.3%FY2025
P/E snapshot9.5xone ratio, not a verdict
Prism attention3.3%share across these five
Filing track recordRevenue, USD billions
-2.2%
$0$0.0B$0.0B$0.0BFY2021: $0.015BFY2022: $0.015BFY2023: $0.014BFY2024: $0.016BFY2025: $0.015B20212022202320242025
FY2021–FY2025 · 5 filing periods · TOTAL REVENUE · Normalized revenue metric from the in-house filings extraction · CAGR -0.6%
52-week position79% through range
$2.80$5.38
News mentions83
Community mentions0partial coverage
U.S.-scope patents0
Prism Insights

What sits behind the readiness signal

Observed risk 0/100higher means more observed risk
Earnings signal47/100
Management stability90/100
Market position3/100
Capital-event signal15/100
Innovation pulse0/100
Management signal

No leadership-churn flag in the model; 0 key-person events recorded in the latest 360-day window.

Market activity

Available history contains 1 M&A involvements, 0 asset-acquisition events and 0 contract events.

Innovation activity

Prism records 0 lifetime product-launch events, 0 in the latest 360 days, and 0 company announcements in that window.

Recent risk watch

No lawsuit or regulatory event is recorded in the latest 360-day window and no layoff event in the latest 180-day window. This is not legal clearance.

Prism model components and available company-event evidence; scores are research signals, not recommendations. Event totals describe available coverage and may not be exhaustive.

Readiness #5WAFD · Nasdaq

WAFD Bank

A U.S.-listed issuer classified by the SEC in National Commercial Banks

Founded 1917Seattle$2.64B market cap
View full Companies Radar profile
32Cautious
Snapshot price$35.76as of page date
Monthly-close return+4.2%five-year window
FY2025 revenue$0.03BWAFD INC
Net margin762.5%FY2025
P/E snapshot11.3xone ratio, not a verdict
Prism attention13.3%share across these five
Filing track recordRevenue, USD billions
+20.1%
$0$0.0B$0.0B$0.0BFY2021: $0.025BFY2022: $0.026BFY2023: $0.026BFY2024: $0.028BFY2025: $0.030B20212022202320242025
FY2021–FY2025 · 5 filing periods · TOTAL REVENUE · Normalized revenue metric from the in-house filings extraction · CAGR 4.7%
52-week position72% through range
$26.31$39.49
News mentions331
Community mentions6partial coverage
U.S.-scope patents0
Prism Insights

What sits behind the readiness signal

Observed risk 0/100higher means more observed risk
Earnings signal61/100
Management stability70/100
Market position0/100
Capital-event signal0/100
Innovation pulse0/100
Management signal

No leadership-churn flag in the model; 0 key-person events recorded in the latest 360-day window.

Market activity

Available history contains 0 M&A involvements, 0 asset-acquisition events and 2 contract events.

Innovation activity

Prism records 0 lifetime product-launch events, 0 in the latest 360 days, and 0 company announcements in that window.

Recent risk watch

No lawsuit or regulatory event is recorded in the latest 360-day window and no layoff event in the latest 180-day window. This is not legal clearance.

Prism model components and available company-event evidence; scores are research signals, not recommendations. Event totals describe available coverage and may not be exhaustive.

02 · Side-by-side

The comparisons that change the picture

Every bar preserves its own meaning. Price return, revenue scale, profitability and attention are deliberately not blended into one recommendation.

Available monthly-close return

Dated window printed on each company card; not a forecast.

AmeriServ Financial
+24.5%
Dime Community Bank
+23.7%
Southern First Bank
+14.7%
WAFD Bank
+4.2%
Banc of California
+0.7%

Latest revenue

USD billions, official filing scope shown on each company card.

Banc of California
$0.04B
WAFD Bank
$0.03B
Dime Community Bank
$0.02B
AmeriServ Financial
$0.01B
Southern First Bank
$0.01B

Latest profit margin

Company-card labels distinguish continuing-operations and net-income scope.

WAFD Bank
762.5%
Banc of California
590.2%
Dime Community Bank
556.0%
Southern First Bank
483.4%
AmeriServ Financial
38.3%

Prism news attention

Normalized share across these five names; attention is not quality.

Banc of California
60.3%
Dime Community Bank
16.5%
WAFD Bank
13.3%
Southern First Bank
6.6%
AmeriServ Financial
3.3%
03 · Prism readout

What the signals say—and what they do not

The headline share is normalized national commercial banks news attention across these five names. Partial community coverage and U.S.-scope patent records are displayed separately and are not blended into it.

Scale + attention

Banc of California leads the conversation

It holds 60.3% of measured national commercial banks news attention and also carries the basket's largest revenue base at $0.04B.

Price path

AmeriServ Financial leads the available price paths

Its monthly-close return is +24.5% for the five-year window. At the other end, Banc of California is +0.7% for its five-year window. Windows printed on each card must be compared carefully; price history is not a forecast.

Profitability

WAFD Bank has the widest latest margin

Its FY2025 net margin is 762.5%. Its revenue history in this snapshot spans only the periods printed on its card, so longer histories are not treated as equivalent.

Price vs operating signals

Banc of California shows why one ratio is not a verdict

It has the basket's lowest snapshot P/E at 8.7x while its five-year window price return is +0.7%. Valuation, price path and readiness answer different questions.

04 · Research areas

Deeper Prism readout where coverage is dense

Shown only for companies with more than 800 available Prism news records. Counts describe the available research corpus, not company quality.

Areas of research · BANC

Banc of California

1,493available Prism news records

Prism top themes

Price action & investor response
85
Earnings & financial performance
84
Capital allocation & transactions
33
Leadership & governance
29
Legal, arbitration & regulatory
9

Mapped subcategory tag occurrences; one article may contribute more than one tag. Since 2024-01-01.

News-volume growth

+4.2%221 latest 12m vs 212 prior 12m
2024-01: 39 mentions2024-02: 12 mentions2024-03: 13 mentions2024-04: 11 mentions2024-05: 17 mentions2024-06: 18 mentions2024-07: 30 mentions2024-08: 12 mentions2024-09: 16 mentions2024-10: 18 mentions2024-11: 14 mentions2024-12: 2 mentions2025-01: 36 mentions2025-02: 16 mentions2025-03: 27 mentions2025-04: 27 mentions2025-05: 8 mentions2025-06: 6 mentions2025-07: 3 mentions2025-08: 11 mentions2025-09: 11 mentions2025-10: 19 mentions2025-11: 10 mentions2025-12: 36 mentions2026-01: 22 mentions2026-02: 19 mentions2026-03: 24 mentions2026-04: 44 mentions2026-05: 16 mentions2026-06: 6 mentions2024-012026-06

Machine-classified coverage tone

73.1% positive-4.2 pp vs preceding four quarters
24Q3
24Q4
25Q1
25Q2
25Q3
25Q4
26Q1
26Q2

Tone of available coverage, not business performance or an investment outlook.

Frequent keywords

earnings report 20stock performance 18earnings per share 12financial report 9quarterly results 9quarterly financials 9stock price 9stock surge 7

Keyword tag occurrences in available Prism news records.

Coverage: 2012-01-04–2026-06-11 · trend and themes shown through 2026-06
05 · Community discussion

Common topics where conversation clears the gate

Shown only above 25 entity-matched mentions. Coverage is partial and topic counts exclude identified namesake noise.

06 · Company event log

Common news types and recent highlights

Event patterns and selected recent headlines come from available Prism company-event records since 2023. Obvious forecast, holdings, duplicate and retrospective noise is filtered.

SFST

Southern First Bank

through 2026-04-21
Earnings releases 19Leadership changes 5Listing / IPO 4
  1. Earnings releases

    Total revenue was $33.8 million, an increase of $7.3 million, or 28%, year-over-year.

  2. Listing / IPO

    Southern First Bancshares, Inc. (NASDAQ: SFST) today announced the pricing of an underwritten public offering of 1,050,000 shares of its common stock at a price of $54.00 per share.

  3. Leadership changes

    Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, is pleased to announce the promotion of Wes Wilbanks to Chief Credit Officer and Executive Vice President.

Prism company-event records; exact duplicates and evident forecast, holdings and retrospective noise are excluded.

BANC

Banc of California

through 2026-04-23
Earnings releases 20Leadership changes 16M&A 16Company announcements 2Regulatory 2
  1. Earnings releases

    For the quarter, we reported net income of $62 million, or $0.39 per diluted share.

  2. Leadership changes

    In mid-February, the bank announced Chris Healy joined to head its payments division and scale its merchant acquiring platform, BancEdge, across new and existing clients.

  3. Company announcements

    Discover the insights behind the Company’s second quarter performance during their conference call at 10:00 A.M. Pacific Time on July 23, 2024.

Prism company-event records; exact duplicates and evident forecast, holdings and retrospective noise are excluded.

DCOM

Dime Community Bank

through 2026-05-01
Leadership changes 2M&A 2New Product 2
  1. Earnings releases

    Dime Community Bank reported Q1 FY2026 revenue of $5.7M in the official-filing series.

  2. Earnings releases

    Dime Community Bank reported FY2025 revenue of $19.9M in the official-filing series.

  3. Earnings releases

    Dime Community Bank reported Q3 FY2025 revenue of $5.2M in the official-filing series.

Cached Prism company-event evidence fallback; totals describe available coverage and the displayed highlights prefer filing-backed earnings rows.

ASRV

AmeriServ Financial

through 2026-04-23
Earnings releases 6Board updates 1Leadership changes 1M&A 1
  1. Earnings releases

    The financial services provider reported $0.11 EPS for the quarter, Zacks reports. AmeriServ Financial had a net margin of 6.20% and a return on equity of 4.78%. The firm had revenue of $14.80 million for the quarter.

  2. M&A

    AmeriServ Financial, Inc. today announced the completion of the merger of its subsidiary, AmeriServ Trust and Financial Services Company, with and into its subsidiary bank, AmeriServ Financial Bank.

  3. Leadership changes

    Cooper disclosed Sept. 25 he intends to nominate Mestrich to serve as an AmeriServ director in 2024, when the company is scheduled to hold elections for three open seats.

Prism company-event records; exact duplicates and evident forecast, holdings and retrospective noise are excluded.

WAFD

WAFD Bank

through 2024-05-09
Business contracts 2
  1. Business contracts

    WaFd Bank has selected CashFlow CentralSM from Fiserv to enhance their robust small business banking offerings.

  2. Business contracts

    Fiserv, Inc. (NYSE: FI), a leading global provider of payments and financial technology, announced today that WaFd Bank has selected CashFlow CentralSM from Fiserv to enhance their robust small business banking offerings and streamline payments.

Prism company-event records; exact duplicates and evident forecast, holdings and retrospective noise are excluded.

07 · Industry landscape

National Commercial Banks Industry in USA

A bottom-of-page sector lens combining Prism's exact U.S. market-growth extraction with tightly matched U.S.-primary national commercial banks news. It adds context to the stock basket without turning industry signals into a recommendation.

Prism market forecast extraction

banking market

6 sources90.6% extraction confidence
2024 extracted base$35.41B
2035 extracted forecast$57.77B
Implied source CAGR4.5%
personalized experiencesincreased securityincreased use of AI

Multi-source card returned by Prism's /special_extraction market-growth service. Extracted geography mix: Global, Europe, U.S., United States. This is a dated market benchmark, not a forecast for the five-stock basket.

Prism news insights

U.S. National Commercial Banks news pulse

829,698available Prism news records
Latest 12m volume+16.7%393411 vs 337115 records
Positive classified tone36.4%-7.6 pp vs prior four quarters
2024-01: 18,011 mentions2024-02: 19,757 mentions2024-03: 20,351 mentions2024-04: 20,880 mentions2024-05: 20,173 mentions2024-06: 19,932 mentions2024-07: 22,598 mentions2024-08: 23,500 mentions2024-09: 20,989 mentions2024-10: 23,396 mentions2024-11: 31,673 mentions2024-12: 28,629 mentions2025-01: 33,299 mentions2025-02: 36,115 mentions2025-03: 34,632 mentions2025-04: 36,282 mentions2025-05: 26,070 mentions2025-06: 21,566 mentions2025-07: 42,264 mentions2025-08: 114,162 mentions2025-09: 39,595 mentions2025-10: 20,029 mentions2025-11: 15,625 mentions2025-12: 17,260 mentions2026-01: 13,904 mentions2026-02: 26,537 mentions2026-03: 32,730 mentions2026-04: 46,032 mentions2026-05: 3,707 mentions2024-012026-05
24Q4
25Q1
25Q2
25Q3
25Q4
26Q1
26Q2
26Q3

Available U.S.-primary Prism records matching bank, commercial, national, banking. Metadata counts can overlap; coverage volume and tone are not measures of industry output.

Recurring Prism themes

international and transnational geographic entities
209,324
geopolitical disputes and contested areas
209,278
administrative and political subdivisions
209,177
international political relations
143,299
security and defense policies
99,428
college football championships
74,340

Metadata occurrences; one record can contribute more than one theme.

Frequent industry keywords

territories 208,485disputed islands 207,523national championship game 50,114college football finals 43,040ncaa championship game 41,369college playoffs 34,051cfp national championship 22,815ncaa football title 22,539

Counts cover the matched industry corpus, not the broader company-news totals above.

Curated signal map

Opportunity and caution, side by side

Evidence prompts—not probabilities.

Opportunity · market driver

personalized experiences

6 forecast sources

A recurring driver in the extracted market evidence provides a measurable research thread for the sector.

Prism /special_extraction market-growth card
Opportunity · demand

international and transnational geographic entities

209,324 matched theme records

The largest current Prism news theme shows where sector attention and reported activity are concentrating.

Prism U.S. news metadata
Opportunity · innovation

Innovation and product activity

22,926 matched news records

Technology, product and R&D metadata provide an auditable view of the sector's innovation conversation.

Unique news records matching the curated innovation rule
Caution · market restraint

Economic-cycle exposure

69,754 macro/risk records

The extracted restraint and the measured macro-news pulse belong in the downside research frame.

Prism market-growth restraint plus U.S. news metadata
Caution · news pulse

Coverage growth can reverse

+16.7% news volume

The latest 12 months contain 393,411 matched records versus 337,115 in the previous window.

Available Prism coverage through 2026-05-28
Caution · sentiment

Classified tone is not demand

36.4% positive · -7.6pp

Machine-classified news tone is useful context, but it is not revenue, output or a return forecast.

Eight-quarter Prism sentiment series

Opportunity and caution cards are curated research prompts grounded in the counts shown; they are not probabilities, recommendations or forecasts. News coverage runs 2024-01-01–2026-05-28; the latest quarter may be partial.

Explore the broader U.S. industrial landscape →
08 · Scope and sources

How to read this snapshot

Basket and ranking

Five U.S.-listed issuers classified under SEC SIC 6021 (National Commercial Banks), selected as the first five names that pass all live publication gates from the latest filing revenue candidate pool ranked 11–15. Every candidate has complete cached readiness evidence. This is a research cohort, not a recommendation.

Companies are ordered by the Fliar BI Prism readiness score used by the Prism Finance USA source pack. The score is a research signal, not a recommendation.

Evidence used

  • Official annual filingsFY revenue history and latest profitability
  • U.S. exchange market snapshotDated price, 52-week range, P/E, market capitalisation and monthly-close return
  • Fliar BI PrismReadiness, company and industry news, community context and U.S.-scope patent records
  • Prism market-growth extractionDated third-party National Commercial Banks Industry in USA market benchmark with source-count, geography and confidence context
Important: Research and educational information only. Not investment advice, a recommendation, or a live-price service. Market figures are dated as of 31 August 2026.
09 · Final derived analysis

Conclusions, comparisons, anomalies, explanations and decisions

A final evidence-linked synthesis of the metrics already displayed above. Every named company opens its actual Companies Radar profile.

Conclusions
Comparisons
Anomalies

Southern First Bank has the widest attention-readiness rank gap

It ranks #4 by measured news attention (6.6%) and #1 by Prism readiness. The gap is a review flag, not evidence that either measure is wrong.

Open Southern First Bank in Companies Radar

Southern First Bank shows a price-operating divergence to inspect

Its displayed filing-revenue change is -44.8% while its available monthly-close return is +14.7%. The signs differ, but the two measures cover different windows and do not establish causality.

Open Southern First Bank in Companies Radar
Explanations

Attention measures coverage volume, not quality

Banc of California's 60.3% share says it appears most often in the matched Prism corpus. It does not score whether that coverage is favourable or whether the company is investable.

Open Banc of California in Companies Radar

Different windows explain why signals can disagree

Revenue comes from the printed filing periods, price paths use the dated monthly-close windows, and Prism signals use their stated event windows. No causal attribution is made across them.

Research decisions

Verify the readiness leader in Companies Radar

Open Southern First Bank's company profile and inspect the underlying management, market-activity, innovation and risk evidence before relying on the 42/100 score.

Open Southern First Bank in Companies Radar
Method boundary: These are deterministic comparisons of the displayed snapshot fields. They flag relationships for further research, do not establish causality and are not investment recommendations.
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