United States state commercial banks industry landscape illustrating listed-company operations, infrastructure and market activity

Prism Finance USA · comparison snapshot

State Commercial Banks Stocks in USA: Prism Readiness Cohort 3

Name: State Commercial Banks Stocks in USA: Prism Readiness Cohort 3 comparison snapshot
Creator: Fliar BI Prism

A five-company state commercial banks cohort selected by Prism readiness, then compared across market path, filings, profitability, readiness, Prism attention and industry context.

Snapshot: 01 September 2026Not investment adviceRanked by Prism readiness

Readiness leaderEast West Bank · 38

Strongest available pathEast West Bank · +63.5%

Widest latest marginFVCbank · 1238.5%

Companies compared5 · U.S.-listed

01 · Readiness ranking

Five companies, one comparable score

Companies are ordered by the Fliar BI Prism readiness score used by the Prism Finance USA source pack. The score is a research signal, not a recommendation.

Readiness #1EWBC · Nasdaq

East West Bank

A U.S.-listed issuer classified by the SEC in State Commercial Banks

Founded 1973Los Angeles, California$17.37B market cap

View full Companies Radar profile

38Cautious

Snapshot price$126.8as of page date

Monthly-close return+63.5%five-year window

FY2019 revenue$0.06BEAST WEST BANCORP INC

Net margin1218.5%FY2019

P/E snapshot12.2xone ratio, not a verdict

Prism attention28.0%share across these five

Filing track recordRevenue, USD billions

+3.1%

FY2018–FY2019 · 2 filing periods · TOTAL REVENUE · Normalized revenue metric from the in-house filings extraction · CAGR 3.1%

52-week position76% through range

$92.67$137.5

News mentions2.1K

Community mentions75partial coverage

U.S.-scope patents9

Prism InsightsWhat sits behind the readiness signal
Observed risk 0/100higher means more observed risk

Earnings signal64/100
Management stability90/100
Market position14/100
Capital-event signal0/100
Innovation pulse0/100

Management signal

No leadership-churn flag in the model; 0 key-person events recorded in the latest 360-day window.

Market activity

Available history contains 4 M&A involvements, 3 asset-acquisition events and 6 contract events.

Innovation activity

Prism records 0 lifetime product-launch events, 0 in the latest 360 days, and 0 company announcements in that window.

Recent risk watch

No lawsuit or regulatory event is recorded in the latest 360-day window and no layoff event in the latest 180-day window. This is not legal clearance.

Prism model components and available company-event evidence; scores are research signals, not recommendations. Event totals describe available coverage and may not be exhaustive.

Readiness #2FVCB · Nasdaq

FVCbank

A U.S.-listed issuer classified by the SEC in State Commercial Banks

Founded 2007Washington, DC$326.4M market cap

View full Companies Radar profile

38Cautious

Snapshot price$18.10as of page date

Monthly-close return+13.1%five-year window

FY2025 revenue$0.00BFVCBankcorp, Inc.

Net margin1238.5%FY2025

P/E snapshot12.7xone ratio, not a verdict

Prism attention2.1%share across these five

Filing track recordRevenue, USD billions

+24.4%

FY2022–FY2025 · 4 filing periods · TOTAL REVENUE · Normalized revenue metric from the in-house filings extraction · CAGR 7.5%

52-week position86% through range

$11.83$19.11

News mentions154

Community mentions0partial coverage

U.S.-scope patents0

Prism InsightsWhat sits behind the readiness signal
Observed risk 0/100higher means more observed risk

Earnings signal71/100
Management stability90/100
Market position0/100
Capital-event signal0/100
Innovation pulse0/100

Management signal

No leadership-churn flag in the model; 0 key-person events recorded in the latest 360-day window.

Market activity

Available history contains 0 M&A involvements, 0 asset-acquisition events and 1 contract events.

Innovation activity

Prism records 1 lifetime product-launch events, 0 in the latest 360 days, and 0 company announcements in that window.

Recent risk watch

No lawsuit or regulatory event is recorded in the latest 360-day window and no layoff event in the latest 180-day window. This is not legal clearance.

Prism model components and available company-event evidence; scores are research signals, not recommendations. Event totals describe available coverage and may not be exhaustive.

Readiness #3TMP · NYSE

Tompkins Financial

A U.S.-listed issuer classified by the SEC in State Commercial Banks

Founded 1836Ithaca, New York$1.37B market cap

View full Companies Radar profile

38Cautious

Snapshot price$95.55as of page date

Monthly-close return+18.1%five-year window

FY2025 revenue$0.08BTOMPKINS FINANCIAL CORP

Net margin212.7%FY2025

P/E snapshot7.8xone ratio, not a verdict

Prism attention5.6%share across these five

Filing track recordRevenue, USD billions

+4.3%

FY2021–FY2025 · 5 filing periods · TOTAL REVENUE · Normalized revenue metric from the in-house filings extraction · CAGR 1.1%

52-week position83% through range

$61.88$102.6

News mentions420

Community mentions2partial coverage

U.S.-scope patents0

Prism InsightsWhat sits behind the readiness signal
Observed risk 0/100higher means more observed risk

Earnings signal53/100
Management stability90/100
Market position15/100
Capital-event signal15/100
Innovation pulse0/100

Management signal

No leadership-churn flag in the model; 0 key-person events recorded in the latest 360-day window.

Market activity

Available history contains 8 M&A involvements, 2 asset-acquisition events and 0 contract events.

Innovation activity

Prism records 0 lifetime product-launch events, 0 in the latest 360 days, and 0 company announcements in that window.

Recent risk watch

No lawsuit or regulatory event is recorded in the latest 360-day window and no layoff event in the latest 180-day window. This is not legal clearance.

Prism model components and available company-event evidence; scores are research signals, not recommendations. Event totals describe available coverage and may not be exhaustive.

Readiness #4GBCI · NYSE

Glacier Bancorp

A U.S.-listed issuer classified by the SEC in State Commercial Banks

Founded 1955Kalispell, Montana$5.90B market cap

View full Companies Radar profile

37Cautious

Snapshot price$45.34as of page date

Monthly-close return-18.1%five-year window

FY2025 revenue$0.10BGLACIER BANCORP, INC.

Net margin236.5%FY2025

P/E snapshot18.6xone ratio, not a verdict

Prism attention4.6%share across these five

Filing track recordRevenue, USD billions

+14.1%

FY2023–FY2025 · 3 filing periods · TOTAL REVENUE · Normalized revenue metric from the in-house filings extraction · CAGR 6.8%

52-week position37% through range

$39.90$54.58

News mentions345

Community mentions13partial coverage

U.S.-scope patents0

Prism InsightsWhat sits behind the readiness signal
Observed risk 0/100higher means more observed risk

Earnings signal61/100
Management stability90/100
Market position10/100
Capital-event signal0/100
Innovation pulse0/100

Management signal

No leadership-churn flag in the model; 1 key-person event recorded in the latest 360-day window.

Market activity

Available history contains 7 M&A involvements, 0 asset-acquisition events and 0 contract events.

Innovation activity

Prism records 0 lifetime product-launch events, 0 in the latest 360 days, and 0 company announcements in that window.

Recent risk watch

No lawsuit or regulatory event is recorded in the latest 360-day window and no layoff event in the latest 180-day window. This is not legal clearance.

Prism model components and available company-event evidence; scores are research signals, not recommendations. Event totals describe available coverage and may not be exhaustive.

Readiness #5CIVB · Nasdaq

First Citizens Bank

A U.S.-listed issuer classified by the SEC in State Commercial Banks

Founded 1898SANDUSKY$560.8M market cap

View full Companies Radar profile

36Cautious

Snapshot price$26.97as of page date

Monthly-close return+16.1%five-year window

FY2025 revenue$0.02BCIVISTA BANCSHARES, INC.

Net margin242.9%FY2025

P/E snapshot10.1xone ratio, not a verdict

Prism attention59.7%share across these five

Filing track recordRevenue, USD billions

-3.1%

FY2021–FY2025 · 5 filing periods · TOTAL REVENUE · Normalized revenue metric from the in-house filings extraction · CAGR -0.8%

52-week position70% through range

$19.82$29.97

News mentions4.5K

Community mentions218partial coverage

U.S.-scope patents0

Prism InsightsWhat sits behind the readiness signal
Observed risk 0/100higher means more observed risk

Earnings signal53/100
Management stability90/100
Market position22/100
Capital-event signal0/100
Innovation pulse0/100

Management signal

No leadership-churn flag in the model; 2 key-person events recorded in the latest 360-day window.

Market activity

Available history contains 8 M&A involvements, 2 asset-acquisition events and 1 contract events.

Innovation activity

Prism records 0 lifetime product-launch events, 0 in the latest 360 days, and 0 company announcements in that window.

Recent risk watch

No lawsuit or regulatory event is recorded in the latest 360-day window and no layoff event in the latest 180-day window. This is not legal clearance.

Prism model components and available company-event evidence; scores are research signals, not recommendations. Event totals describe available coverage and may not be exhaustive.

02 · Side-by-side

The comparisons that change the picture

Every bar preserves its own meaning. Price return, revenue scale, profitability and attention are deliberately not blended into one recommendation.

Available monthly-close return

Dated window printed on each company card; not a forecast.

East West Bank

+63.5%

Tompkins Financial

+18.1%

First Citizens Bank

+16.1%

FVCbank

+13.1%

Glacier Bancorp

-18.1%

Latest revenue

USD billions, official filing scope shown on each company card.

Glacier Bancorp

$0.10B

Tompkins Financial

$0.08B

East West Bank

$0.06B

First Citizens Bank

$0.02B

FVCbank

$0.00B

Latest profit margin

Company-card labels distinguish continuing-operations and net-income scope.

FVCbank

1238.5%

East West Bank

1218.5%

First Citizens Bank

242.9%

Glacier Bancorp

236.5%

Tompkins Financial

212.7%

Prism news attention

Normalized share across these five names; attention is not quality.

First Citizens Bank

59.7%

East West Bank

28.0%

Tompkins Financial

5.6%

Glacier Bancorp

4.6%

FVCbank

2.1%

03 · Prism readout

What the signals say—and what they do not

The headline share is normalized state commercial banks news attention across these five names. Partial community coverage and U.S.-scope patent records are displayed separately and are not blended into it.

Scale + attention

First Citizens Bank leads the conversation

It holds 59.7% of measured state commercial banks news attention and also carries the basket's largest revenue base at $0.02B.

Price path

East West Bank leads the available price paths

Its monthly-close return is +63.5% for the five-year window. At the other end, Glacier Bancorp is -18.1% for its five-year window. Windows printed on each card must be compared carefully; price history is not a forecast.

Profitability

FVCbank has the widest latest margin

Its FY2025 net margin is 1238.5%. Its revenue history in this snapshot spans only the periods printed on its card, so longer histories are not treated as equivalent.

Price vs operating signals

Tompkins Financial shows why one ratio is not a verdict

It has the basket's lowest snapshot P/E at 7.8x while its five-year window price return is +18.1%. Valuation, price path and readiness answer different questions.

04 · Research areas

Deeper Prism readout where coverage is dense

Shown only for companies with more than 800 available Prism news records. Counts describe the available research corpus, not company quality.

Areas of research · EWBC

East West Bank

2,090available Prism news records

Prism top themes

Price action & investor response

115

Earnings & financial performance

106

Capital allocation & transactions

102

Macro demand & rates

Leadership & governance

Mapped subcategory tag occurrences; one article may contribute more than one tag. Since 2024-01-01.

News-volume growth

+6.9%341 latest 12m vs 319 prior 12m

Machine-classified coverage tone

83.1% positive-0.7 pp vs preceding four quarters

24Q3

24Q4

25Q1

25Q2

25Q3

25Q4

26Q1

26Q2

Tone of available coverage, not business performance or an investment outlook.

Frequent keywords

stock price 26stock surge 25financial report 24exchange-traded funds 20etf trading 20quarterly financials 19earnings report 19stock performance 18

Keyword tag occurrences in available Prism news records.

Coverage: 2010-01-03–2026-06-13 · trend and themes shown through 2026-06

Areas of research · CIVB

First Citizens Bank

4,461available Prism news records

Prism top themes

Price action & investor response

179

Capital allocation & transactions

Earnings & financial performance

Legal, arbitration & regulatory

Leadership & governance

Mapped subcategory tag occurrences; one article may contribute more than one tag. Since 2024-01-01.

News-volume growth

+6.5%627 latest 12m vs 589 prior 12m

Machine-classified coverage tone

82.5% positive-4.1 pp vs preceding four quarters

24Q3

24Q4

25Q1

25Q2

25Q3

25Q4

26Q1

26Q2

Tone of available coverage, not business performance or an investment outlook.

Frequent keywords

solar electricity generation 34solar pv 34stock performance 31community solar farms 26solar cooperatives 22solar subscriptions 22personalized offers banking 21financial report 19

Keyword tag occurrences in available Prism news records.

Coverage: 2010-01-05–2026-06-12 · trend and themes shown through 2026-06

05 · Community discussion

Common topics where conversation clears the gate

Shown only above 25 entity-matched mentions. Coverage is partial and topic counts exclude identified namesake noise.

EWBC

East West Bank

75 mentions

Products, pricing and logistics

Stock and valuation

Workplace and hiring

Partial entity-matched community coverage; namesake noise is excluded before topic aggregation. 75 records remained after filtering.

CIVB

First Citizens Bank

218 mentions

Products, pricing and logistics

Stock and valuation

Workplace and hiring

Other company context

Partial entity-matched community coverage; namesake noise is excluded before topic aggregation. 218 records remained after filtering.

06 · Company event log

Common news types and recent highlights

Event patterns and selected recent headlines come from available Prism company-event records since 2023. Obvious forecast, holdings, duplicate and retrospective noise is filtered.

EWBC

East West Bank

through 2026-04-21

Earnings releases 26Leadership changes 5Business contracts 1M&A 1

2026-04-21
Earnings releases
East West Bancorp (NASDAQ:EWBC) executives highlighted record levels of loans, deposits, and fee income during the bank’s first-quarter 2026 earnings call, while also pointing to stable credit performance and a capital position management described as a competitive advantage.
2024-07-03
Business contracts
iLearningEngines is announcing today that the full $20 million accordion was drawn on June 28, 2024
2023-10-17
Leadership changes
Irene Oh, who has been East West’s chief financial officer for more than 13 years, moved into Williams’s role this month.

Prism company-event records; exact duplicates and evident forecast, holdings and retrospective noise are excluded.

FVCB

FVCbank

through 2026-05-07

Leadership changes 5Business contracts 1New Product 1

2026-05-07
Earnings releases
FVCbank reported Q1 FY2026 revenue of $0.5M in the official-filing series.
2026-03-16
Earnings releases
FVCbank reported FY2025 revenue of $1.8M in the official-filing series.
2025-11-12
Earnings releases
FVCbank reported Q3 FY2025 revenue of $0.4M in the official-filing series.

Cached Prism company-event evidence fallback; totals describe available coverage and the displayed highlights prefer filing-backed earnings rows.

TMP

Tompkins Financial

through 2025-12-05

Earnings releases 17Leadership changes 4M&A 2Asset acquisitions 1

2025-12-05
Earnings releases
Recent earnings for Q3 2025 highlight net interest income at US$63.88 million, up from US$53.19 million last year, and net income rising to US$23.67 million from US$18.64 million.
2025-11-04
Asset acquisitions
Tompkins Financial Corporation has divested its insurance subsidiary, Tompkins Insurance Agencies (TIA), selling it to Arthur J. Gallagher & Co for around $223m in cash.
2025-03-20
M&A
Atria Investments Inc now owns 6,943 shares of the financial services provider’s stock valued at $401,000 after acquiring an additional 1,713 shares during the period.

Prism company-event records; exact duplicates and evident forecast, holdings and retrospective noise are excluded.

GBCI

Glacier Bancorp

through 2026-02-09

Earnings releases 16M&A 4Leadership changes 1

2026-02-09
Leadership changes
Glacier Bancorp, Inc. announced that after 20 years with the Company, Ron Copher intends to retire from his role as the Company's Executive Vice President and Chief Financial Officer.
2026-01-25
Earnings releases
Full-year 2025 net income was $239 million, up $48.9 million, or 26%, from the prior year, and diluted earnings per share were $1.99 for the full year, representing an 18% increase year over year.
2025-06-26
M&A
Prolific acquirer Glacier Bancorp has concluded an agreement to enter Texas, agreeing to buy Guaranty Bancshares at Mount Pleasant for $476 million in shares.

Prism company-event records; exact duplicates and evident forecast, holdings and retrospective noise are excluded.

CIVB

First Citizens Bank

through 2025-10-22

M&A 5Earnings releases 3Asset acquisitions 2Business contracts 1Leadership changes 1

2025-10-22
Business contracts
In March, Cypress Creek received a US$133 million financing from First Citizens Bank for the Destiny Storage Project, another standalone BESS project in Harris County, Texas.
2025-10-16
M&A
BMO's plans involve selling about 13.7% of its existing U.S. branch footprint to First Citizens Bank.
2025-09-30
Leadership changes
First Citizens Bank has named two new Area Executives in South Carolina and Georgia.

Prism company-event records; exact duplicates and evident forecast, holdings and retrospective noise are excluded.

07 · Industry landscape

State Commercial Banks Industry in USA

A bottom-of-page sector lens combining Prism's exact U.S. market-growth extraction with tightly matched U.S.-primary state commercial banks news. It adds context to the stock basket without turning industry signals into a recommendation.

Prism market forecast extraction

banking market

6 sources90.6% extraction confidence

2024 extracted base$35.41B

2035 extracted forecast$57.77B

Implied source CAGR4.5%

personalized experiencesincreased securityincreased use of AI

Multi-source card returned by Prism's /special_extraction market-growth service. Extracted geography mix: Global, Europe, U.S., United States. This is a dated market benchmark, not a forecast for the five-stock basket.

Prism news insights

U.S. State Commercial Banks news pulse

2,154,949available Prism news records

Latest 12m volume+12.3%949871 vs 845911 records

Positive classified tone48.1%+0.5 pp vs prior four quarters

24Q4

25Q1

25Q2

25Q3

25Q4

26Q1

26Q2

26Q3

Available U.S.-primary Prism records matching bank, commercial, state, banking. Metadata counts can overlap; coverage volume and tone are not measures of industry output.

Recurring Prism themes

administrative and political subdivisions

1,888,343

geographic naming conventions and etymology

57,813

central bank monetary policy announcements

22,879

interest rate decisions and impacts

22,866

controversial celebrity statements

21,530

federal reserve policy meeting summaries

19,654

Metadata occurrences; one record can contribute more than one theme.

Frequent industry keywords

states 1,888,383territories 1,888,248monetary easing 12,254monetary stance shift 11,803core inflation rate 10,158inflation outlook 8,595inflation breakdown 8,091state firearm statutes 7,758

Counts cover the matched industry corpus, not the broader company-news totals above.

Curated signal map

Opportunity and caution, side by side

Evidence prompts—not probabilities.

Opportunity · market driver

personalized experiences

6 forecast sources

A recurring driver in the extracted market evidence provides a measurable research thread for the sector.

Prism /special_extraction market-growth card

Opportunity · demand

administrative and political subdivisions

1,888,343 matched theme records

The largest current Prism news theme shows where sector attention and reported activity are concentrating.

Prism U.S. news metadata

Opportunity · innovation

Innovation and product activity

13,972 matched news records

Technology, product and R&D metadata provide an auditable view of the sector's innovation conversation.

Unique news records matching the curated innovation rule

Caution · market restraint

Economic-cycle exposure

65,900 macro/risk records

The extracted restraint and the measured macro-news pulse belong in the downside research frame.

Prism market-growth restraint plus U.S. news metadata

Caution · news pulse

Coverage growth can reverse

+12.3% news volume

The latest 12 months contain 949,871 matched records versus 845,911 in the previous window.

Available Prism coverage through 2026-05-28

Caution · sentiment

Classified tone is not demand

48.1% positive · +0.5pp

Machine-classified news tone is useful context, but it is not revenue, output or a return forecast.

Eight-quarter Prism sentiment series

Opportunity and caution cards are curated research prompts grounded in the counts shown; they are not probabilities, recommendations or forecasts. News coverage runs 2024-01-01–2026-05-28; the latest quarter may be partial.

Explore the broader U.S. industrial landscape →

08 · Scope and sources

How to read this snapshot

Basket and ranking

Five U.S.-listed issuers classified under SEC SIC 6022 (State Commercial Banks), selected as the first five names that pass all live publication gates from the Prism readiness candidate pool ranked 11–18. Every candidate has complete cached readiness evidence. This is a research cohort, not a recommendation.

Companies are ordered by the Fliar BI Prism readiness score used by the Prism Finance USA source pack. The score is a research signal, not a recommendation.

Evidence used

Official annual filingsFY revenue history and latest profitability
U.S. exchange market snapshotDated price, 52-week range, P/E, market capitalisation and monthly-close return
Fliar BI PrismReadiness, company and industry news, community context and U.S.-scope patent records
Prism market-growth extractionDated third-party State Commercial Banks Industry in USA market benchmark with source-count, geography and confidence context

Important: Research and educational information only. Not investment advice, a recommendation, or a live-price service. Market figures are dated as of 01 September 2026.

09 · Final derived analysis

Conclusions, comparisons, anomalies, explanations and decisions

A final evidence-linked synthesis of the metrics already displayed above. Every named company opens its actual Companies Radar profile.

Conclusions

East West Bank leads the readiness ranking

Its Prism readiness score is 38/100, the highest in this five-company comparison.

Open East West Bank in Companies Radar

Scale and margin leadership sit with Glacier Bancorp and FVCbank

Glacier Bancorp has the largest displayed latest revenue at $0.10B; FVCbank has the widest displayed latest margin at 1238.5%.

Open Glacier Bancorp in Companies Radar Open FVCbank in Companies Radar

Comparisons

Strongest versus weakest available price path

East West Bank is +63.5% for its five-year window; Glacier Bancorp is -18.1% for its five-year window.

Open East West Bank in Companies Radar Open Glacier Bancorp in Companies Radar

Largest versus smallest displayed revenue base

The latest displayed revenue ranges from $0.10B for Glacier Bancorp to $0.00B for FVCbank. Entity and filing-period labels remain visible on the company cards.

Open Glacier Bancorp in Companies Radar Open FVCbank in Companies Radar

Anomalies

First Citizens Bank has the widest attention-readiness rank gap

It ranks #1 by measured news attention (59.7%) and #5 by Prism readiness. The gap is a review flag, not evidence that either measure is wrong.

Open First Citizens Bank in Companies Radar

Glacier Bancorp shows a price-operating divergence to inspect

Its displayed filing-revenue change is +14.1% while its available monthly-close return is -18.1%. The signs differ, but the two measures cover different windows and do not establish causality.

Open Glacier Bancorp in Companies Radar

Explanations

Attention measures coverage volume, not quality

First Citizens Bank's 59.7% share says it appears most often in the matched Prism corpus. It does not score whether that coverage is favourable or whether the company is investable.

Open First Citizens Bank in Companies Radar

Different windows explain why signals can disagree

Revenue comes from the printed filing periods, price paths use the dated monthly-close windows, and Prism signals use their stated event windows. No causal attribution is made across them.

Research decisions

Verify the readiness leader in Companies Radar

Open East West Bank's company profile and inspect the underlying management, market-activity, innovation and risk evidence before relying on the 38/100 score.

Open East West Bank in Companies Radar

Stress-test the largest divergence before forming a view

Compare Glacier Bancorp's profile with East West Bank's profile, then reconcile the displayed filing and price windows. This is a next-research action, not a buy or sell decision.

Open Glacier Bancorp in Companies Radar Open East West Bank in Companies Radar

Method boundary: These are deterministic comparisons of the displayed snapshot fields. They flag relationships for further research, do not establish causality and are not investment recommendations.