Radar · Banking Tech in San Francisco
Best Banking Tech Companies in San Francisco, United States
The 182 best Banking Tech companies in San Francisco, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Chime.
By Riya SenguptaFinancials
182companies tracked
$8.2Bdisclosed funding
7unicorns
105have raised
FLIAR INTELLIGENCE · BANKING TECH × SAN FRANCISCO
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
50companies analysed
98%cloud-native stacks
2025funding peak (by rounds)
12unicorns
2016median founding year
1.7Mcombined LinkedIn audience
49%of audience held by top 3
2companies hiring publicly (12 mo)
Ranked: Best Banking Tech companies in San Francisco
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | App-install YoY | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Chime 🦄 Digital bank for individuals | $2.6B | 58 mo ago | 1,604 1,604 → 2,482 (+55%) · sector median +44% | 2012 | Ryan King Co-Founder | +29% | — | 1 partnership · 1 award |
| 2 | Varo 🦄 Digital bank for individuals 80Funding top 15%Tech top 16%Customers top 18%Moat top 26% All 10 signals ▾Fundingtop 15% Techtop 16% Customerstop 18% Moattop 26% Markettop 30% Producttop 38% Growthtop 43% Talentbottom 49% Newsbottom 44% Globalbottom 39% Funding: Raised $991M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) Tech: 46 technologies across 7/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 80/100 | $991M | 16 mo ago | 816 816 → 423 (-48%) · sector median +44% | 2015 | Colin Walsh Founder and CEO | +29% | — | 1 award |
| 3 | Plaid 🦄 Provider of a network for connecting financial accounts to applications 90Patents top 13%Innovation top 19%Funding top 19%Moat top 19% All 10 signals ▾Patentstop 13% Innovationtop 19% Fundingtop 19% Moattop 19% Techtop 21% Markettop 26% Producttop 30% Growthtop 35% Talenttop 38% Globaltop 40% Patents: 170 patents matched (strict assignee match) · 131 filings since 2022 vs 39 in 2017-21 Innovation: 170 patents (top 5% of patent-holders) · 131 filings since 2022 vs 39 in 2017-21 rank vs industry peers · Fliar Intelligence Index 90/100 | $734M | 14 mo ago | 883 | 2012 | Zach Perret Co-Founder & CEO | — | 170 patents Secure financial data aggregation and API verification for banking and fintech applications. | — |
| 4 | Blend Provider of digital solutions for mortgage, home equity, and consumer lending | $685M | 25 mo ago | 1,826 | 2012 | Nima Ghamsari Founder | — | 8 patents Hybrid event streaming platform integration and decentralized consumer financial data management | 1 launch · 1 award |
| 5 | Anaplan 🦄 Provider of cloud-based platform for scenario planning, analysis, and reporting | $300M | 102 mo ago | 2,405 | 2006 | Charlie Gottdiener CEO | — | 45 patents Enterprise cloud planning platform enabling distributed calculations, data model generation, and spreadsheet integration. | 1 launch |
| 6 | Finix Provider of payment solutions and tools for businesses and platforms | $208M | 19 mo ago | 118 | 2015 | Richie Serna Co-Founder & CEO | — | — | 1 launch · 2 partnerships |
| 7 | Modern Treasury 🦄 Provider of APIs to automate and manage money movement and ledgering | $183M | 50 mo ago | 77 77 → 122 (+58%) · sector median +44% | 2018 | Matthew Marcus Co-Founder & CEO | — | — | 1 partnership |
| 8 | Slash 🦄 Provider of financial services for high-spending businesses 64Funding top 18%Moat top 27%Growth top 28%Tech top 37% All 7 signals ▾Fundingtop 18% Moattop 27% Growthtop 28% Techtop 37% Talentbottom 49% Globalbottom 48% Marketbottom 46% Funding: Raised $160M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) Moat: Unicorn · 4 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 64/100 | $160M | 2 mo ago | 17 | 2019 | Victor Cardenas Co-Founder & CEO | — | — | — |
| 9 | Mercury 🦄 Provider of a comprehensive online platform offering a range of financial services 80AI top 15%Growth top 20%Tech top 24%Funding top 25% All 13 signals ▾AItop 15% Growthtop 20% Techtop 24% Fundingtop 25% Talenttop 28% Customerstop 30% Producttop 36% Fin. healthtop 42% Patentstop 44% Innovationtop 47% Moattop 47% Globaltop 50% Marketbottom 39% AI: Holds AI/ML patents (G06N-family CPC) Growth: Revenue +474% YoY · Web rank 500,000 → 100,000 YoY rank vs industry peers · Fliar Intelligence Index 80/100 | $146M | 1 mo ago | 1 | 2017 | Immad Akhund Co-Founder & CEO | +74% | 7 patents Secure data management and protection for additive manufacturing and vehicle power systems | 2 launchs |
| 10 | HouseCanary Provider of AI-powered real estate data and analytics solutions | $129M | 76 mo ago | 133 133 → 71 (-47%) · sector median +44% | 2013 | Chris Stroud Co-Founder | — | 4 patents AI-driven visual assessment of real‑estate property condition | 1 launch |
| 11 | NerdWallet App-based comparison platform for financial products | $123M | 66 mo ago | 730 730 → 735 (+1%) · sector median +44% | 2009 | Tim Chen CEO | — | — | — |
| 12 | Nova Credit Provider of unified consumer credit data infrastructure and analytics platform 50Funding top 21%Moat top 31%News top 33%Tech top 41% All 9 signals ▾Fundingtop 21% Moattop 31% Newstop 33% Techtop 41% Producttop 41% Growthtop 43% Globalbottom 45% Marketbottom 43% Talentbottom 41% Funding: Raised $121M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 50/100 | $121M | 8 mo ago | 51 51 → 119 (+133%) · sector median +44% | 2016 | Misha Esipov Co-Founder & CEO | — | — | 1 partnership |
| 13 | Truework Candidate background verification solution | $119M | 36 mo ago | 103 103 → 87 (-16%) · sector median +44% | 2017 | Victor Kabdebon Cofounder / Product & CTO | — | — | 1 partnership |
| 14 | Found Accounting and bookkeeping management solutions for small businesses | $119M | 24 mo ago | 35 | 2019 | Lauren Myrick Co-Founder & CEO | +16% | — | — |
| 15 | Unit21 Technologies Provider of an AI-powered platform for financial crime prevention and compliance | $92M | 35 mo ago | 90 90 → 120 (+33%) · sector median +44% | 2018 | Trisha Kothari Co-Founder & CEO | — | — | 1 award |
| 16 | Jiko Platform enabling T-bill investing for businesses 40Funding top 20%Growth top 35%Product top 46%Moat top 47% All 12 signals ▾Fundingtop 20% Growthtop 35% Producttop 46% Moattop 47% Techbottom 49% Talentbottom 49% Innovationbottom 37% Marketbottom 36% Globalbottom 36% Patentsbottom 31% Newsbottom 24% Customersbottom 20% Funding: Raised $91.0M across 6 rounds · 6 rounds over 10 yrs (0.6/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 40/100 | $91M | 8 mo ago | — | 2016 | Stephane Lintner Founder & CEO | — | 7 patents Privacy-preserving node-level data computation and reconciliation for financial analytics | — |
| 17 | Synctera Provider of a platform for building and managing financial products | $80M | 19 mo ago | 58 58 → 113 (+95%) · sector median +44% | 2019 | Dominik NA Co-Founder and Chief Banking Officer | — | — | 2 partnerships |
| 18 | Polly Provider of a capital markets platform for the mortgage industry | $77M | 21 mo ago | 102 | 2019 | Adam Carmel Founder & CEO | — | 6 patents Loan trading exchange platforms and multimedia search/visual similarity technologies | — |
| 19 | Middesk Provider of a platform for business identity verification and risk assessment | $77M | 48 mo ago | 93 | 2018 | Kurt Ruppel Co-Founder | — | — | 1 launch · 1 partnership |
| 20 | Treasury Prime Provider of an online platform offering API-based banking-as-a-service solutions | $72M | 45 mo ago | 106 106 → 54 (-49%) · sector median +44% | 2017 | Jim Brusstar Co-Founder | — | — | 1 partnership |
| 21 | Hearsay Systems Marketing analytics platform for the financial services industry | $51M | 70 mo ago | 168 | 2009 | — | — | — | — |
| 22 | Zamp Developer of a treasury and financial management platform for businesses | $47M | 38 mo ago | 35 | 2022 | Amit Jain Founder & CEO | — | — | — |
| 23 | Banyan Online lending marketplace for infrastructure loans | $42M | 39 mo ago | 27 27 → 46 (+70%) · sector median +44% | 2018 | Tad Neeley Co-Founder | — | 3 patents Integrated photovoltaic roofing shingles for building‑integrated solar power | — |
| 24 | Agent IQ AI-assisted customer service and marketing for the banking sector | $37M | 36 mo ago | 36 | 2015 | — | — | 5 patents Cosmetic dispensing devices and online marketplace platform technologies | 2 awards |
| 25 | Vesta Developer of a data-centric, rules-driven, and extensible mortgage infrastructure platform 42Funding top 30%Growth top 35%Moat top 47%Tech top 50% All 9 signals ▾Fundingtop 30% Growthtop 35% Moattop 47% Techtop 50% Patentsbottom 49% Talentbottom 49% Innovationbottom 43% Marketbottom 37% Globalbottom 36% Funding: Raised $35.0M across 2 rounds · 2 rounds over 6 yrs (0.3/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 42/100 | $35M | 9 mo ago | 44 | 2020 | Mike Yu cofounder | — | 26 patents Emergency communications routing and network management for public safety services | — |
| 26 | Clerkie Platform for loan servicing and credit score building through debt management | $35M | 38 mo ago | 26 | 2017 | Gray Hoffman Co-Founder | — | — | — |
| 27 | Every Provider of financial, HR, and payroll management services | $32M | 21 mo ago | 30 | 2021 | Barry Peterson CTO & Co-Founder | — | — | 2 launchs · 1 partnership |
| 28 | Rutter API-based finance and accounting management platform | $28M | 51 mo ago | 24 | 2019 | Peter Zhou Co-Founder & CEO | — | — | — |
| 29 | Jacobi Cloud-based portfolio design platform | $26M | 44 mo ago | 72 72 → 175 (+143%) · sector median +44% | 2014 | Greg Knox Co-Founder | — | — | — |
| 30 | Pinpoint Provider of risk selection platform using behavioral predictors and advanced AI | $23M | 20 mo ago | 19 | 2015 | — | — | 18 patents Secure data exchange and AI-driven 3D model parameter estimation for customized analytics | — |
| 31 | BRM AI-powered vendor and procurement management solutions for finance and compliance | $22M | 18 mo ago | — | 2022 | Fabian Frank Co-Founder | — | — | 2 launchs |
| 32 | Rightfoot Provider of employer-enabled debt repayment solution for educational loans | $21M | 34 mo ago | 9 | 2016 | Will Schmitt Co-Founder & Director of Engineering | — | — | — |
| 33 | Cushion AI Bill payment and credit builder solutions for consumers | $20M | 49 mo ago | 26 | 2016 | Paul Kesserwani Founder & CEO | — | — | — |
| 34 | Finley Software-based credit cycle management solutions for businesses | $20M | 40 mo ago | 46 | 2021 | Jeremy Tsui Co-Founder & CEO | — | — | — |
| 35 | Informed Developer of an aggregation API solutions for banking 53AI top 15%Product top 33%News top 34%Funding top 35% All 10 signals ▾AItop 15% Producttop 33% Newstop 34% Fundingtop 35% Moattop 37% Talentbottom 49% Patentsbottom 48% Marketbottom 45% Innovationbottom 45% Globalbottom 37% AI: Holds AI/ML patents (G06N-family CPC) Product: 1 product launch event in 12 mo, 1 the year before · Company stage: Series B rank vs industry peers · Fliar Intelligence Index 53/100 | $20M | 6 mo ago | 51 | 2016 | Justin Wickett Co-Founder & CEO | — | 8 patents Patents concentrated in computing, sensing & instrumentation | — |
| 36 | Interface AI AI-based platform to create Intelligent Virtual Assistants | $20M | 19 mo ago | 131 | 2017 | Bruce Kim Co-Founder & CTO | — | 358 patents Advanced flooring and textile manufacturing, digital printing, and carbon‑sequestering surface technologies. | 2 awards |
| 37 | Slash Group expense sharing and bill splitting platform | $19M | 37 mo ago | 19 | 2019 | Kevin Bai Co-Founder | — | — | 1 launch |
| 38 | GreenFi Provider of checking, savings, and investment accounts with planet protection | $17M | 13 mo ago | — | 2013 | Tim Newell Founder & CEO | +5% | — | — |
| 39 | Karus AI-based credit assessment software | $8M | 6 mo ago | 8 | 2020 | Aaron Travis CEO Co-Founder Karus Inc. | — | — | — |
| 40 | Float Provider of a cash and credit management solution for businesses | $7M | 26 mo ago | 11 | 2014 | Jesse Ghansah Co-Founder & CEO | — | 21 patents Autonomous marine navigation and floating offshore renewable energy platform technologies. | — |
| 41 | Monnai Online platform offering API-enabled banking suite for banks and fintech companies | $4M | 5 mo ago | 3 | 2021 | Pierre Demarche Co-Founder & CEO | — | — | — |
| 42 | Casca Provider of AI-powered loan origination system for banks | $4M | 10 mo ago | — | 2023 | Lukas Haffer Co-Founder | — | — | 2 awards |
| 43 | Accend Provider of AI-powered platform for financial statement spreading and analysis | $4M | 23 mo ago | 1 | 2023 | Pranjal Daga Co-Founder & CEO | — | — | — |
| 44 | Friendlycares Provider of AI-powered document processing and data extraction for insurance workflows | $1M | 14 mo ago | 69 | 2019 | — | — | — | — |
| 45 | Kita Provider of document intelligence platform for emerging market lending companies | $500K | 5 mo ago | — | 2026 | Rhea Malhotra Co-Founder | — | — | — |
| 46 | Combinely Provider of AI-powered automation for accounting firms | $500K | 12 mo ago | — | 2025 | Arthur Granacher Co-Founder | — | — | — |
| 47 | Infinite Global payments processor powered by stablecoins | $500K | 15 mo ago | — | 2024 | Raj Lad Co-Founder | — | 24 patents Network performance monitoring, inventory, and data path optimization for hybrid storage clusters | 1 partnership |
| 48 | Rada Provider of AI voice agents for insurance calls | $500K | 16 mo ago | — | 2024 | Gautam Sharda Co-Founder | — | — | — |
| 49 | Boom Developer of software for automated financial document analysis and extraction | $250K | 2 mo ago | — | 2024 | Lee Alexander Co-Founder & CTO | — | — | — |
| 50 | Kastle Provider of AI agents for automating consumer lending and servicing | $125K | 15 mo ago | — | 2024 | Nitish Poddar Co-Founder and CTO | — | — | — |
Top 12 Banking Tech companies in San Francisco
#1
Mercury 🦄Series D · San Francisco, California · founded 2017 · 1 employees$146Mraised▾
Mercury 🦄
Series D · San Francisco, California · founded 2017 · 1 employees
Provider of a comprehensive online platform offering a range of financial services. The company provides integrated banking services for businesses, offering a platform to manage financial operations.
Fliar Intelligence Index™ 80how this company ranks against its industry peers
AI
top 15%Growth
top 20%Tech
top 24%Funding
top 25%Talent
top 28%Customers
top 30%AI: Holds AI/ML patents (G06N-family CPC)
Growth: Revenue +474% YoY · Web rank 500,000 → 100,000 YoY · App-install growth +74% YoY
Tech: 50 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront · Devops: Envoy
Audience (LinkedIn): 119k LinkedIn followers — 6.9% of this cohort's audience
Activity (LinkedIn): 2 product launches announced in 12 mo
Funding rounds
- May 2026Series D$200M
- Mar 2025Series C$200M
- Oct 2024Conventional Debt$100M
- Jul 2021Series B$120M
Founders & team
Investors
CRV, Andreessen Horowitz, Dreamers, 35V, Serena Ventures, Clocktower Ventures
Tech stack
Alpine.JsAmazon AlbAmazon CloudfrontAmazon Web ServicesAmplitudeApple Icloud Mail
#2
Slash 🦄Series C · San Francisco, California · founded 2019 · 17 employees$160.1Mraised▾
Slash 🦄
Series C · San Francisco, California · founded 2019 · 17 employees
Provider of financial services for high-spending businesses. It offers business checking accounts, corporate cards with cashback rewards, and access to working capital through partner lenders. The platform includes features such as virtual accounts, robust analytics tools, and APIs for automation. Enhanced FDIC insurance is provided through partner banks. The services are designed to streamline financial management for businesses, offering tools for expense tracking, budgeting, and multi-entity management.
Fliar Intelligence Index™ 64how this company ranks against its industry peers
Funding
top 18%Moat
top 27%Growth
top 28%Tech
top 37%Talent
bottom 49%Global
bottom 48%Funding: Raised $160M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) · Last round Series C (Apr 2026)
Moat: Unicorn · 4 curated direct competitors tracked
Growth: Web rank 5,000,000 → 1,000,000 YoY · Fresh capital in last 24 mo
Funding rounds
- Apr 2026Series C$100M
- May 2025Series B$41M
- May 2023Series A$19M
- 2021Seed$125K
Founders & team
Investors
Goodwater Capital, New Enterprise Associates, Menlo Ventures, Y Combinator, Soma Capital, Global Founders Capital
Tech stack
Amazon Web ServicesApple Icloud MailCloudflareCloudflare Bot ManagementCore-JsFacebook Pixel
#3
Plaid 🦄Series E · San Francisco, California · founded 2012 · 883 employees$734.3Mraised▾
Plaid 🦄
Series E · San Francisco, California · founded 2012 · 883 employees
Provider of a network for connecting financial accounts to applications. It offers tools for payments, identity verification, and fraud prevention. The network facilitates access to financial data and insights. It also provides solutions for credit underwriting and open finance connectivity.
Fliar Intelligence Index™ 90how this company ranks against its industry peers
Patents
top 13%Innovation
top 19%Funding
top 19%Moat
top 19%Tech
top 21%Market
top 26%Patents: 170 patents matched (strict assignee match) · 131 filings since 2022 vs 39 in 2017-21 · Latest publication 2026
Innovation: 170 patents (top 5% of patent-holders) · 131 filings since 2022 vs 39 in 2017-21
Funding: Raised $734M across 7 rounds · 7 rounds over 13 yrs (0.5/yr) · Last round Series E (Apr 2025)
Audience (LinkedIn): 252k LinkedIn followers — 14.6% of this cohort's audience
Funding rounds
- Apr 2025Series E$575M
- Aug 2021Series D—
- Mar 2021Series D$425M
- Sep 2019Series C—
Founders & team
Investors
Spark Capital, New Enterprise Associates, Felicis Ventures, Homebrew, Google Ventures, Altimeter Capital
Tech stack
6SenseAdobe Audience ManagerAlgoliaAmazon CloudfrontAmazon S3Amazon Ses
#4
Series D · San Francisco, California · founded 2016 · 51 employees$121.2Mraised▾
Series D · San Francisco, California · founded 2016 · 51 employees
Provider of unified consumer credit data infrastructure and analytics platform. The company enables lenders and other financial institutions to access and orchestrate consumer-permissioned credit, banking, payroll, and document data through a single integration for underwriting and onboarding workflows. Its platform underpins three core products a cash flow underwriting solution using bank transaction data, an automated income verification solution, and a cross border credit product that translates international credit histories into standardized reports. Services help clients expand approval rates for underserved or thin file consumers, reduce fraud, improve debt-to-income assessment, and maintain compliance as a consumer reporting agency under applicable regulations.
Fliar Intelligence Index™ 50how this company ranks against its industry peers
Funding
top 21%Moat
top 31%News
top 33%Tech
top 41%Product
top 41%Growth
top 43%Funding: Raised $121M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) · Last round Series D (Oct 2025)
Moat: Editorial + unicorn rating 8/10 · Soonicorn · 9 curated direct competitors tracked
News: 3 BI events in 12 mo (of 15 tracked, 4 types) · Top themes: Capital raise, Leadership, Funding
Audience (LinkedIn): 20k LinkedIn followers
Activity (LinkedIn): 1 partnerships (incl. Sallie Mae) announced in 12 mo
Funding rounds
- Oct 2025Series D$35M
- Oct 2023Series C$45M
- Sep 2022Series B$10M
- Feb 2020Series B$50M
Founders & team
Investors
Kleiner Perkins, Canapi Ventures, Index Ventures, General Catalyst, Nyca Partners, Sound Ventures
Tech stack
Amazon CloudfrontAmazon Web ServicesApple Icloud MailAws Certificate ManagerCdnjsCloudflare
#5
Varo 🦄Series G · San Francisco, California · founded 2015 · 816 employees$991.3Mraised▾
Varo 🦄
Series G · San Francisco, California · founded 2015 · 816 employees
Digital bank for individuals. It offers services such as savings accounts, money transfers, cash withdrawals, NFC-enabled debit cards for online/offline purchases, tools for future savings, and more. The application is available on iOS and Android platforms.
Fliar Intelligence Index™ 80how this company ranks against its industry peers
Funding
top 15%Tech
top 16%Customers
top 18%Moat
top 26%Market
top 30%Product
top 38%Funding: Raised $991M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) · Last round Series G (Jan 2025)
Tech: 46 technologies across 7/8 capability areas · Cloud: Amazon S3, Amazon Web Services · Devops: Envoy
Customers: Play-Store rating 4.52★ across 244,627 ratings (2 apps) · Review volume +9% in 6 mo · Marquee-customer mentions: top 13% of tracked companies
Audience (LinkedIn): 69k LinkedIn followers — 4.0% of this cohort's audience
Activity (LinkedIn): 2 partnerships · 5 awards (incl. Pinwheel) announced in 12 mo
Funding rounds
- Jan 2025Series G$123.9M
- Sep 2021Series E$510M
- Feb 2021Series D$63M
- Jun 2020Series D$241M
Founders & team
Investors
Warburg Pincus, The Rise Fund, Gopher Assets, Eldridge Industries, Marshall Wace, Berkshire Partners
Tech stack
Amazon S3Amazon Web ServicesAmplitudeApolloCloudflareCloudflare Bot Management
#6
Series C · San Francisco, California · founded 2016$91Mraised▾
Series C · San Francisco, California · founded 2016
Platform enabling T-bill investing for businesses. It is a vertically integrated financial institution, combining its nationally chartered bank and registered broker-dealer to hold cash as T-bills in custody.
Fliar Intelligence Index™ 40how this company ranks against its industry peers
Funding
top 20%Growth
top 35%Product
top 46%Moat
top 47%Tech
bottom 49%Talent
bottom 49%Funding: Raised $91.0M across 6 rounds · 6 rounds over 10 yrs (0.6/yr) · Last round Series C (Oct 2025)
Growth: Fresh capital in last 24 mo
Product: 0 product launch events in 12 mo · 1 published app (68.5k installs) · Company stage: Series C
Audience (LinkedIn): 3k LinkedIn followers
Funding rounds
- Oct 2025Series C—
- Dec 2024Series C$29M
- Oct 2022Series B$40M
- Oct 2020Series A$40M
Founders & team
Investors
Upfront Ventures, Radicle Impact Partners, Social Capital, 500 Global, Digital Currency Group, Core Innovation Capital
Tech stack
Amazon SesAmazon Web ServicesCookieyesDatocmsGoogle WorkspaceHsts
#7
Series B · San Francisco, California · founded 2016 · 51 employees$20Mraised▾
Series B · San Francisco, California · founded 2016 · 51 employees
Developer of an aggregation API solutions for banking. It provides users with APIs to aggregate data from multiple bank partners into a single platform. Its features include compliance management, consumer lending, and marine lending.
Fliar Intelligence Index™ 53how this company ranks against its industry peers
AI
top 15%Product
top 33%News
top 34%Funding
top 35%Moat
top 37%Talent
bottom 49%AI: Holds AI/ML patents (G06N-family CPC)
Product: 1 product launch event in 12 mo, 1 the year before · Company stage: Series B
News: 3 BI events in 12 mo (of 13 tracked, 3 types) · +200% YoY · Top themes: Funding, New product
Funding rounds
- Dec 2025Series B$63M
- Jun 2021Series A—
- Mar 2021Series A$20M
Founders & team
Investors
FIS, Nyca Partners, USVP, Invictus Growth, The Venture Center, Owl Capital Group
#8
Series A · San Francisco, California · founded 2020 · 44 employees$35Mraised▾
Series A · San Francisco, California · founded 2020 · 44 employees
Developer of a data-centric, rules-driven, and extensible mortgage infrastructure platform. The platform offers task-based approach with automated routing and prioritization. It analyzes loan data in real-time and flags potential issues. The platform enables parallel workflow across multiple users, driving faster closing times. It provides comprehensive and automated task management. The architecture and API platform allows lenders to leverage innovations.
Fliar Intelligence Index™ 42how this company ranks against its industry peers
Funding
top 30%Growth
top 35%Moat
top 47%Tech
top 50%Patents
bottom 49%Talent
bottom 49%Funding: Raised $35.0M across 2 rounds · 2 rounds over 6 yrs (0.3/yr) · Last round Series A (Sep 2025)
Growth: Fresh capital in last 24 mo
Moat: Editorial + unicorn rating 1/10 · IP moat: 26 patents · 9 curated direct competitors tracked
Audience (LinkedIn): 770 LinkedIn followers
Funding rounds
- Sep 2025Series A—
- Jan 2022Series A$30M
- 2020Seed$5M
Founders & team
Investors
Conversion Capital, Andreessen Horowitz, Zigg Capital, Bain Capital Ventures, Pennymac
Tech stack
Apple Icloud MailCdnjsCloudflareCloudflare Bot ManagementCore-JsGoogle Analytics
#9
Series C · San Francisco, California · founded 2015 · 118 employees$208Mraised▾
Series C · San Francisco, California · founded 2015 · 118 employees
Provider of payment solutions and tools for businesses and platforms. It offers payment processing, payouts, merchant underwriting, and compliance form management. The company provides features to configure payment solutions, including recurring payments and billing. It serves retail, e-commerce, healthcare, financial services, and entertainment industries.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 19k LinkedIn followers
Activity: 2 product launches · 4 partnerships (incl. Visa Direct) announced in 12 mo
Funding rounds
- Oct 2024Series C$75M
- Aug 2022Series B$30M
- Feb 2021Series B$3M
- Aug 2020Series B$30M
Founders & team
Investors
Leap Global Partners, Lightspeed Venture Partners, Citi Ventures, Tribeca Venture Partners, Homebrew, Insight Partners
Tech stack
6SenseAmazon CloudfrontAmazon Web ServicesApple Icloud MailCallrailCloudflare
#10
Series A · San Francisco, California · founded 2020 · 8 employees$8Mraised▾
Series A · San Francisco, California · founded 2020 · 8 employees
AI-based credit assessment software. It offers credit scores and insights to banks and financial institutions by integrating API with the dataflow model and obtaining & assessing client data. It helps investors & lenders make an informed decision by providing prediction & insights data through the integrated API.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers
Activity: 1 partnerships (incl. ETHZilla) announced in 12 mo
Funding rounds
- Dec 2025Series A$8M
Founders & team
Investors
StageDotO, Capital Eleven, OAK’S LAB
#11
Series B · San Francisco, California · founded 2021 · 3 employees$4Mraised▾
Series B · San Francisco, California · founded 2021 · 3 employees
Online platform offering API-enabled banking suite for banks and fintech companies. It offers solutions related to KYC onboarding, compliance, data match and identity verification, credit analysis and decision, fraud risk solution, collection and recovery solutions, and more.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 3k LinkedIn followers
Funding rounds
- Jan 2026Series B$12M
- Mar 2023Series A$6.5M
- Jul 2022Seed$3.1M
- 2021Seed—
Founders & team
Investors
Better Tomorrow Ventures, Commerce Ventures, EMVC, Ginko Ventures, 9Yards, Kearny Jackson
Tech stack
Amazon CloudfrontAmazon Web ServicesCloudflareGoogle AnalyticsGoogle Tag ManagerGoogle Workspace
#12
Public · San Francisco, California · founded 2012 · 1826 employees$685Mraised▾
Public · San Francisco, California · founded 2012 · 1826 employees
Provider of digital solutions for mortgage, home equity, and consumer lending. The company offers a platform for financial institutions to streamline lending processes. It provides tools for loan origination, verification, and closing. The platform supports deposit accounts and consumer loans. It helps credit unions, banks, and mortgage providers improve customer experience.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 60k LinkedIn followers — 3.5% of this cohort's audience
Activity: 1 product launches · 1 awards announced in 12 mo
Funding rounds
- Apr 2024Post IPO$150M
- Apr 2022Post IPO$46.3M
- Jan 2021Series G$300M
- Aug 2020Series F$75M
Founders & team
Investors
Founders Fund, Lightspeed Venture Partners, Formation 8, Temasek, General Atlantic, 8VC
Tech stack
6SenseAmazon S3Amazon Web ServicesApple Icloud MailAtlassian StatuspageBugcrowd
Funding & investor landscape
$8.2Btotal disclosed funding
100companies funded
257disclosed rounds
3rounds last 90 days
Most active investors
Sequoia Capital8 rounds
Notable founders
Immad Akhund
Co-Founder & CEO · Mercury
Max Tagher
Co-Founder & CTO · Mercury
Victor Cardenas
Co-Founder & CEO · Slash
Zach Perret
Co-Founder & CEO · Plaid
William Hockey
Co-Founder & Board Director · Plaid
Misha Esipov
Co-Founder & CEO · Nova Credit
Colin Walsh
Founder and CEO · Varo
Stephane Lintner
Founder & CEO · Jiko
Justin Wickett
Co-Founder & CEO · Informed
Mike Yu
cofounder · Vesta
Richie Serna
Co-Founder & CEO · Finix
Sean Donovan
Co-Founder · Finix
Prism market signals · United States · country-scoped Prism corpus, 3,497,573 docs
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · United States
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
research sentiment over time
201620212026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 23% → 38% across 2016–2026.
top research entities
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
leading researchers
Crypto Education Research Lab · Kapil Dharika · Bibitayo Ebunlomo Abikoye · Adesola Oluwatosin Adelaja · Stanley Chidozie Umeorah · Pingale, Mandar Vijay · Hajwane, Shaeena Samir · Rogers, Anuoluwapo
▲
Breakthroughs97 · 11%
▲ 0%→11% share
0 median citations96% since 2021mostly methods-led
Financial services breakthroughs surged from 0% to 11% field-share, with 41 brand-new papers signaling rapid novel discovery.
rising sub-themes (early→recent)
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
Newly emergingFinancial services 0→41 · Database transaction 0→15 · Payment 0→14
Landmark E.T.-RNN · 87 cites
◆
Advancements352 · 39%
▲ 28%→41% share
▲1.5× share momentum0 median citations95% since 2021mostly empirical
Financial inclusion advancement papers soared from 2 to 74, reflecting intensifying U.S. fintech equity research.
rising sub-themes (early→recent)
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
Newly emergingTransformative learning 0→37 · Database transaction 0→34 · Financial literacy 0→32
Landmark Fintech Adoption Drivers for Innovation for SMEs in Indonesia · 143 cites
▼
Concerns281 · 31%
▼ 56%→29% share
▼0.5× share momentum0 median citations83% since 2021mostly empirical
Concern-flagged cryptocurrency papers rose from 1 to 17, while Big data and Financial market risks newly emerged.
rising sub-themes (early→recent)
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Newly emergingFinancial market 0→22 · Big data 0→18 · Corporate governance 0→18
Landmark The FinTech Opportunity · 433 cites
RESEARCH HOTSPOTS · United States
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
New York25 · +0.24
Seattle14 · +0.21
Philadelphia13 · +0.19
Boston12 · +0.34
Los Angeles8 · +0.42
Ann Arbor8 · +0.49
SF Bay Area5 · +0.42
Chicago5 · +0.08
Atlanta5 · +0.36
PATENT SIGNAL · United States
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
20 filings16 assigneespeak 7/yr2016–2025
filing momentum (YoY 2016–2025)
top patent filers
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
How many Banking Tech companies are there in San Francisco, United States?
Radar tracks 182 indexable Banking Tech companies headquartered in San Francisco, United States that meet our profile-completeness bar.
What is the total funding raised by Banking Tech companies in San Francisco, United States?
The Banking Tech companies in San Francisco, United States on this list have raised a combined $8.2B in disclosed equity funding across 100 funded companies.
Which is the highest-funded Banking Tech company in San Francisco, United States?
Chime is the highest-funded Banking Tech company in San Francisco, United States, with $2.6B in disclosed equity funding.
How many Banking Tech companies in San Francisco, United States are funded?
100 of the 182 Banking Tech companies in San Francisco, United States on this list have disclosed at least one equity funding round.
How many Banking Tech unicorns are there in San Francisco, United States?
7 Banking Tech companies in San Francisco, United States on this list are valued at $1B or more.
Who are the top investors in San Francisco, United States Banking Tech companies?
The most active investors in San Francisco, United States Banking Tech companies on this list include Y Combinator, 500 Global, Plug and Play Tech Center, Sequoia Capital, Andreessen Horowitz.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.