Best FinTech Companies in Punjab, India
The 45 best FinTech companies in Punjab, India in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Harvesting.
Biggest earners Axis Bank Limited ($16.6B, +30% YoY), Augmont Enterprises Limited ($7.7B, +90% YoY), Mmtc - Pamp India Private Limited ($4.3B, -2% YoY), Anant Wealth Consultants Private Limited ($3.4B)
Our analysis of 218 FinTech companies
$22.0b in tracked funding; 91% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2022.
Ranked: Best FinTech companies in Punjab
| # | Company | Revenue | Disclosed funding | Employees | Founded | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Findoc Broker-based online trading platform | $43M FY2025 | — | 1 | 2012 | — | Chart.jsKendo UIBootstrap+9 | — |
| 2 | Harvesting Provider of ML-enabled credit risk solutions for financial institutions | $16M FY2025 | $4M | 91 91 → 90 (-1%) | 2015 | Ruchit Garg Founder & CEO | WebflowAmazon Web ServicesjsDelivr+10 | — |
| 3 | Mobisafar Provider of banking, financial, and utility services through an agent network | $10M FY2024 | — | 4 | 2015 | Abhishek Pandey Founder & CEO | Windows ServerMicrosoft ASP.NETBootstrap+12 | 1 partnership |
| 4 | Finvasia Online stock brokerage and trading platform | $9M FY2025 | $2M | 51 | 2009 | Tajinder Singh Co-Founder & CEO | Amazon Web ServicesGSAPVue.js+11 | — |
| 5 | Shoonya Online platform for trading in stocks, ETFs, and mutual fund | $9M FY2025 | — | 275 | 2016 | Tajinder Virk Co-Founder & CEO | WordPressMySQLPHP+23 | 2 launchs |
| 6 | Competent Finman Online investment platform for multiple assets | $2M FY2025 | — | 41 | 2000 | Ranjan Chawla Founder & CEO & MD | ZohoBootstrapGSAP+5 | — |
| 7 | Simson Softwares Insurance broking software solution for the insurance broking industry | $2M FY2025 | — | 140 140 → 170 (+21%) | 2000 | Davendra Singh Founder & CEO | PleskTypeScriptZone.js+11 | 1 job opening |
| 8 | CU Pays Organizer of exclusive family office conferences | $912K FY2020 | — | 32 | 2017 | Yoram Kugel Founder | — | — |
| 9 | Advanta School/College management and accounting software | $348K FY2025 | — | 9 | 2004 | Manpreet Singh Bhinder Founder & Director | WordPressMySQLPHP+16 | — |
| 10 | LN Blockchain Platform developing NFT marketplaces, smart contracts, metaverse, and other solutions | $327K FY2022 | — | 20 | 2022 | — | — | — |
Top 3 FinTech companies in Punjab
#1
Seed · Sahibzada Ajit Singh Nagar, Punjab · founded 2022$23.4Kraised▾
Online lending platform for invoice financing. It offers a platform where businesses can apply for funding in exchange for receivables invoices. Its app is available for Android and iOS users.
- Dec 2024Seed$23.4K
#2
Series A · Sahibzada Ajit Singh Nagar, Punjab · founded 2015 · 91 employees$4Mraised▾
Provider of ML-enabled credit risk solutions for financial institutions. It offers an agri-intelligence engine that utilizes remote sensing and geospatial data from various sources to assess farmer creditworthiness. It builds a credit score system for the rural and agricultural segments. It monitors farmlands over the loan term and notifies lenders in case of a difference between predicted performance and threshold performance. It also enables lenders to build custom models using an interactive online interface.
- Aug 2022Series A$4M
- Mar 2017Seed$20K
#3
Series A · Sahibzada Ajit Singh Nagar, Punjab · founded 2009 · 51 employees$1.5Mraised▾
Online stock brokerage and trading platform. It allows trading in equities, futures and options, currencies, and commodities. It offers solutions such as currency hedging, inventory hedging, asset-based lending, initial margin lending, and lending against the stock.
- Oct 2022Series A—
- Jul 2016Seed$1.5M
Funding & investor landscape
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
What Punjab researches in fintech
- University of the Punjab12
- Punjabi University5
- Punjab Engineering College2
- Punjab Agricultural University1
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.