India’s
fintech industry,
in focus.

Mobile payment adoption barriers

19.9% of this theme group

Researchers examine why consumers hesitate to use mobile payments and what factors influence adoption in India.

Mobile payment (87) · Payment (88) · Mobile banking (23) · Marketing (18)

Empirical study on consumers’ reluctance to mobile payments in a developing economy

An Empirical Study on the Factors Influencing Usage of Mobile Payments with Reference to Bangalore City

FinTech impact on traditional services

18.2% of this theme group

Studies assess how FinTech innovations disrupt and reshape conventional financial institutions and services.

FinTech (71) · Financial services (80) · Financial innovation (12) · Financial sector (11)

Fintech and the Future of Financial Services: A Study of the Impact of Fintech on Traditional Financial Institutions

Fintech Disruption of Traditional Banking Services: A Comprehensive Analysis of Digital Transformation in the Financial Sector

Credit card fraud detection challenges

17.7% of this theme group

Papers focus on identifying and mitigating credit card fraud using advanced computational techniques.

Credit card fraud (43) · Credit card (44) · Financial fraud (24) · Computer security (30)

Credit Card Fraud Detection Using Advanced Machine Learning Techniques

Role of Machine Learning in Credit Card Fraud Detection

Financial inclusion and literacy gaps

13.3% of this theme group

Research highlights obstacles to inclusive finance and the role of digital services in improving literacy.

Financial inclusion (71) · Financial services (53) · Financial literacy (22) · Inclusion (13)

Financial Inclusion: The Role of Fintech and Digital Financial Services in India

Digital Financial Inclusion Through FinTech

Regulatory and market risks in trading

12.2% of this theme group

Works discuss concerns around alternative trading systems, insider trading, and algorithmic market practices.

Alternative trading system (9) · Stock exchange (7) · Insider trading (6) · Algorithmic trading (10)

Development of Financial Technology through E-Payment System in India

Prospects of Digital Currency in India- A Way Forward

Payment system security vulnerabilities

11.9% of this theme group

Analyses address threats to mobile and electronic payments and propose authentication safeguards.

Computer security (32) · Payment (49) · Authentication (7) · Payment system (13)

Securing Transactions and Payment Systems for M-Commerce

Mobile Payments: Assessing the Threats, Challenges and Security Measures

Algorithmic trading and portfolio design

6.6% of this theme group

Literature surveys methods for market prediction, algorithmic trading, and portfolio optimization.

Portfolio (13) · Financial market (9) · Algorithmic trading (9) · Portfolio optimization (5)

Stock Market Prediction Using Machine Learning Techniques: A Decade Survey on Methodologies, Recent Developments, and Future Directions

Literature Review on Algorithmic Trading in Financial Markets

Policy and consumer shifts in payments

34.3% of this theme group

Authors urge careful consideration of evolving payment preferences and regulatory implications for digital currencies.

Payment (44) · Mobile payment (25) · Digital currency (14) · Currency (12)

Payments transition in India – consumer preferences and policy shifts

Central Bank Digital Currencies and payments: A review of domestic and international implications

FinTech’s role in inclusion requires scrutiny

32.9% of this theme group

Studies caution that FinTech solutions may not automatically resolve access and literacy challenges for underserved groups.

Financial services (50) · FinTech (38) · Financial inclusion (32) · Financial literacy (10)

Fintech and financial inclusion: Transforming underserved access to financial services

Fintech Innovations and Their Impact on Financial Inclusion in Developing Economies

Algorithmic trading effects on markets

17.6% of this theme group

Research warns of potential market distortions and systemic risks arising from automated trading strategies.

Algorithmic trading (15) · Portfolio (14) · Financial economics (8) · Trading strategy (7)

A Study on Algorithmic Trading Strategies and Their Impact on Financial Markets: Evidence from the Indian Securities Market

Understanding the Impact of Algorithmic Trading on Indian Financial Markets: A Quantitative Analysis

AI-driven fraud detection limits

15.2% of this theme group

Papers highlight the need for robust validation and ethical oversight when applying AI to credit risk and fraud.

Computer security (7) · Credit card fraud (4) · Credit card (4) · Analytics (4)

Adoption of artificial intelligence-based credit risk assessment and fraud detection in the banking services: a hybrid approach (SEM-ANN)

Risk Compliance in Indian Banking: Leveraging Artificial Intelligence for Fraud Detection

Machine learning for fraud prevention

24.3% of this theme group

Works explore how AI techniques can improve real‑time detection of fraudulent financial transactions.

Financial fraud (68) · Accounting (36) · Database transaction (106) · Computer security (106)

Fraud Detection in Banking Transactions Using Machine Learning

Machine Learning-Based Real-Time Fraud Detection in Financial Transactions

AI‑enhanced portfolio optimization

18.4% of this theme group

Research demonstrates the potential of machine learning to refine trading strategies and optimize investment portfolios.

Portfolio (270) · Portfolio optimization (178) · Trading strategy (61) · Algorithmic trading (74)

Prediction and Portfolio Optimization in Quantitative Trading Using Machine Learning Techniques

Deep Learning for Stock Price Prediction and Portfolio Optimization

Advances in mobile payment ecosystems

15.8% of this theme group

Studies investigate emerging payment platforms and consumer adoption drivers within the Indian market.

Payment (266) · Mobile payment (161) · Payment system (58) · Marketing (28)

Unified Payment Interface—An Advancement in Payment Systems

Mobile payment service adoption: understanding customers for an application of emerging financial technology

ML models for credit card fraud

15.6% of this theme group

Papers present effective machine learning approaches to identify and prevent credit card fraud.

Credit card fraud (302) · Credit card (311) · Random forest (47) · Computer security (69)

Credit Card Fraud Detection using Machine Learning Algorithms

Credit Card Fraud Detection using Machine Learning Methods

FinTech enabling financial inclusion

14.4% of this theme group

Research shows how digital services can expand access to finance and improve financial literacy.

Financial inclusion (145) · Financial services (174) · FinTech (125) · Financial literacy (54)

The Impact of Fintech and Digital Financial Services on Financial Inclusion in India

A Perspective on the Application of Fintech as a Gateway for Financial Literacy

Blockchain for secure transactions

6.5% of this theme group

Works examine blockchain applications that enhance transparency and security in payment and identity verification.

Blockchain (91) · Computer security (51) · Database transaction (45) · Transparency (26)

Online Payment Using Blockchain

Trustworthy E-KYC Systems Using Blockchain

Interpretable credit risk models

5.0% of this theme group

Studies focus on feature selection and explainable AI to improve credit scoring accuracy.

Credit risk (24) · Loan (16) · Interpretability (12) · Feature selection (12)

Credit scoring using ensemble of various classifiers on reduced feature set

Feature Selection using Optimized Multiple Rank Score Model for Credit Scoring

Mumbai

26.4% across the displayed hubs

171 companies hiring · $8.7B disclosed funding

Bengaluru

22.3% across the displayed hubs

156 companies hiring · $11.3B disclosed funding

Delhi

15.1% across the displayed hubs

69 companies hiring · $1.8B disclosed funding

Gurugram

8.5% across the displayed hubs

78 companies hiring · $4.7B disclosed funding

Hyderabad

7.2% across the displayed hubs

33 companies hiring · $350.1M disclosed funding

Chennai

7.2% across the displayed hubs

52 companies hiring · $1.9B disclosed funding

Pune

7.1% across the displayed hubs

37 companies hiring · $1.3B disclosed funding

Noida

6.2% across the displayed hubs

43 companies hiring · $4.1B disclosed funding