Best FinTech Companies in Sweden
The 691 best FinTech companies in Sweden in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Klarna.
Sweden's FinTech sector has a concentration problem, and it's a fascinating one. This directory ranks 691 FinTech companies in Sweden by disclosed equity funding and recent momentum, and the numbers tell you everything: $7.1B in total disclosed funding, with Klarna alone accounting for $4.2B of it. That's one company pulling nearly 60% of the capital in the room.
So what's left? Quite a lot, actually. The global FinTech market sits at roughly $113.4B in 2025 and is forecast to reach $461.6B by 2034 at a 17.21% CAGR, driven by demand for OEM-Pay solutions and the SCA requirements baked into PSD2. Sweden's ecosystem reflects that tailwind. Below Klarna, you'll find Quartr at $13M, Grasp at $9M, Lassie at $40M, and a long tail of seed-stage builders. I'd point you to the active investor side too: NFT Ventures, Almi Invest, and Sting are the names showing up consistently across early rounds. Platform banking and cloud-based infrastructure are the themes drawing the most attention right now, and with consolidation accelerating globally, Sweden's smaller filers are positioning themselves carefully inside a tightening regulatory frame.
- Statista
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Sweden
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Market signals (1y) | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Klarna 🦄 Developer of an online platform for point-of-sale financing | $4.2B | 9 mo ago | 5,659 | Victor Jacobsson Co-Founder | ContentfulApple iCloud MailEnvoy+27 | 97 signals IPO · Earnings · New product | 17 patents AI-driven UI personalization, user identification, and password‑less authentication for e‑commerce platforms | 1 partnership · 3 awards |
| 2 | Tink Provider of open banking platform offering payment services and data enrichment | $359M | 38 mo ago | 450 | Fredrik Hedberg Co-Founder | ContentfulSentryApple iCloud Mail+17 | — | — | — |
| 3 | DBT Provider of flexible financing for businesses | $307M | 27 mo ago | 38 | Alexis Kopylov CEO & Founder | Cart FunctionalityHubSpot CMS HubVideoJS+24 | — | — | 1 job opening |
| 4 | Juni Developer of a financial management solution for marketing and e-commerce businesses | $282M | 48 mo ago | 196 | Anders Orsedal Co-Founder & CTO | PrismicApple iCloud MailGoogle Workspace+26 | — | — | — |
| 5 | Zettle Payment processing solutions for merchants and businesses | $191M | 102 mo ago | 754 | Magnus Nilsson Co-Founder | AlgoliaTypeScriptGraphQL+20 | — | — | — |
| 6 | Anyfin Online platform for debt consolidation loans | $139M | 40 mo ago | 170 | Filip Polhem Co-Founder | SentryApple iCloud MailGoogle Workspace+20 | — | — | 2 job openings |
| 7 | Cloover Lending as service platform for renewable energy companies | $121M | 24 mo ago | — | Valentin Gonczy Co-Founder & CPO | AlgoliaNode.jsanime.js+33 | 17 signals Funding · Capital raise | — | 2 job openings · 4 internships |
| 8 | Lendify Sweden P2P lending platform for personal loans | $117M | 67 mo ago | 60 | Nicholas Sunden-Cullberg Co-Founder & CEO | — | — | — | — |
| 9 | Hedvig App-based platform for home insurance | $99M | 39 mo ago | 67 | Lucas Carlsen Co-Founder & CEO | Cart FunctionalityStoryblokApple iCloud Mail+20 | — | — | 1 partnership |
| 10 | MAJORITY App-based wallet for cross-border money transfers | $98M | 24 mo ago | 131 | Jonathan Frisk Chief Product Officer & Co-founder | DatoCMSSentryApple iCloud Mail+15 | — | — | 8 job openings · 1 award |
| 11 | Doconomy Provider of banking tools integrating behavioral science and climate impact data | $73M | 24 mo ago | 78 | Mathias Wikstrom Co-Founder & CEO | StoryblokApple iCloud MailGoogle Workspace+25 | — | 5 patents Carbon accounting and climate impact analytics integrated into financial transaction processing systems. | 1 partnership |
| 12 | Billogram Invoicing and payment management software for small businesses | $69M | 45 mo ago | 129 | Cesar Sangchi Co-Founder & Co-CEO | Apple iCloud MailGoogle WorkspaceRuby+24 | — | — | 1 job opening |
| 13 | Meniga Personal finance management solutions for banks | $67M | 30 mo ago | 95 95 → 91 (-4%) | Asgeir Asgeirsson Co-Founder | ProcessWireApple iCloud MailMicrosoft 365+18 | — | — | 2 job openings |
| 14 | Brite API-enabled payouts, recurring payments, receivable and payable solutions for businesses | $60M | 32 mo ago | 100 | Lena Hackeloer Founder & Co-CEO | Cart FunctionalityWordPressApple iCloud Mail+30 | — | — | 1 job opening · 1 launch · 3 awards |
| 15 | Yabie Platform offering POS solution for businesses | $54M | 48 mo ago | 114 | — | WordPressMySQLPHP+27 | — | — | — |
| 16 | Lysa Online platform for investments in ETFs and index funds | $47M | 48 mo ago | — | Henrik Littecke Co-Founder & CTO | Node.jsReactNext.js+8 | — | — | 1 job opening |
| 17 | Lassie Provider of preventive pet insurance services offering digital coverage | $40M | 4 mo ago | 30 | Johan Jonsson Co-Founder & CTO | Cart FunctionalityShopifyBootstrap+24 | — | — | 2 partnerships |
| 18 | GOALS Developer of PC and console-based e-sports games | $39M | 37 mo ago | 50 | Hampus Ericstam Co-Founder | RubyAnimate.cssVarnish+17 | — | — | — |
| 19 | Mitigram Platform connecting corporates and financial institutions for trade finance management | $38M | 36 mo ago | 53 | — | WordPressApple iCloud MailMicrosoft 365+29 | 3 signals ▲50% Leadership | — | 2 launchs · 1 partnership |
| 20 | Insurely Online platform for insurance data insights | $29M | 30 mo ago | 74 | Eric Sevelius Co-Founder | HubSpot CMS HubTailwind CSSAmazon Web Services+17 | — | — | — |
| 21 | Insurello Digital platform for customers to manage insurance claims | $27M | 59 mo ago | 100 | — | Node.jsTypeScriptGraphQL+17 | — | — | — |
| 22 | Treyd Provider of an online platform for BNPL solutions for businesses | $25M | 12 mo ago | 61 | Peter Beckman Co-Founder & CEO | DatoCMSApple iCloud MailGoogle Workspace+32 | — | — | — |
| 23 | Zaver Provider of diversified solutions for business payments | $22M | 26 mo ago | 36 | Amir Marandi Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+25 | — | — | 1 partnership |
| 24 | Billhop Provider of solution enabling businesses to pay suppliers via credit card | $21M | 52 mo ago | 36 | Sebastian Andreescu Co-Founder & CEO | WordPress Block EditorOxygenWordPress+22 | — | — | — |
| 25 | Greater Than Provider of AI-powered platform for road safety and climate impact | $19M | 44 mo ago | 35 | Anders Lindelof Co-Founder | WordPressMySQLPHP+18 | — | 20 patents Driver performance analytics and safety monitoring for fleet and commercial vehicles | — |
| 26 | SAVR Online monthly money saving service | $16M | 27 mo ago | 52 | Hannes Arthursson Co-Founder & VP | RubyAnimate.cssTailwind CSS+16 | — | — | 2 launchs |
| 27 | Findity Provider of embedded expense management platform and white-label expense solutions | $15M | 46 mo ago | 71 | Jens Joffer Co Founder | HubSpot CMS HubYouTubeMicrosoft Advertising+18 | — | — | 1 launch · 3 partnerships |
| 28 | Mynt Provider of corporate cards and expense management platform with accounting integration | $15M | 14 mo ago | 36 | Johan Max Obermayer Co-Founder | WebflowApple iCloud MailGoogle Workspace+32 | — | — | 1 job opening · 1 launch · 2 partnerships |
| 29 | Quartr App-based research and relations management platform for individuals and companies | $13M | 10 mo ago | 38 | Oliver Hamrin Co-Founder & Head of Content Marketing | StoryblokNode.jsRadix UI+18 | 3 signals ▲50% Funding · Capital raise | — | — |
| 30 | Kreditz Provider of credit scoring application for P2P transactions | $13M | 37 mo ago | 45 | Magnus Källhager Chief Analytics Officer | Apple iCloud MailGoogle WorkspaceRuby+18 | — | — | — |
| 31 | Froda Provider of an online platform for business loans | $12M | 13 mo ago | 88 | Martin Roxland Co-Founder and Deputy CEO | WebflowSentryApple iCloud Mail+21 | — | — | 1 job opening |
| 32 | Qred Provider of a digital marketplace platform for business loans | $11M | 25 mo ago | 200 | Thomas Jansson Co-Founder & Chief Growth Officer | WebflowApple iCloud MailGoogle Workspace+18 | — | — | 2 partnerships · 1 expansion · 1 award |
| 33 | Kameo Online peer-to-peer investment platform that allows individuals to invest in various projects | $9M | 28 mo ago | 19 | Helge Lunde Co-Founder | StoryblokSentryNode.js+20 | — | — | 1 partnership |
| 34 | Grasp Provider of artificial intelligence technology services | $9M | 7 mo ago | — | Richard Karlsson Co-Founder & CEO | WebflowGSAPMicrosoft Advertising+16 | — | — | 4 job openings · 1 launch |
| 35 | TRINE Crowd funding company for solar projects | $9M | 25 mo ago | 27 | Christoffer Falsen Founder & head of strategic projects | Node.jsAzure Front DoorReact+9 | — | — | 2 job openings |
| 36 | Open Payments Provider of a unified API connecting businesses to multiple banks | $8M | 16 mo ago | 19 | Jonas Kjellin Founder & CEO | WebflowApple iCloud MailMicrosoft 365+20 | — | — | 1 partnership |
| 37 | Swimbird Developer of wealth management software for diverse financial institutions | $6M | 33 mo ago | — | Tomas Engel CCO | WebflowMicrosoft 365jsDelivr+11 | — | — | — |
| 38 | StockRepublic Developer of social investing and portfolio management tools for banks | $6M | 35 mo ago | 17 | — | SanityNode.jsRadix UI+21 | — | — | 1 launch · 2 partnerships |
| 39 | Bits Technology Open integration tools for aggregating financial data | $5M | 4 mo ago | 14 | Robin Lantz Co-Founder & CPO | — | — | — | 1 partnership |
| 40 | Kodiak Hub Provider of supplier relationship management platform for procurement and sourcing teams | $5M | 18 mo ago | 39 | Malin Schmidt Founder & CEO | HubSpot CMS HubEnvoySplide+21 | — | — | — |
| 41 | Deedster Provider of solutions to monitor carbon footprint | $5M | 24 mo ago | 19 | Daniel Dellham Co-Founder & CTO | WordPressApple iCloud MailMicrosoft 365+30 | — | — | — |
| 42 | Younium Software-based platform for subscription accounting solutions | $3M | 27 mo ago | 67 | Niclas Lilja Founder & CEO | HubSpot CMS HubSentryAtlassian Statuspage+26 | — | — | 1 job opening |
| 43 | Bluebook AI-powered accounting platform for accountants & auditors | $3M | 16 mo ago | — | Philip Andersson Co-Founder & CEO | — | — | — | — |
| 44 | Hybridity Provider of basic automation platform for multi-industry | $2M | 3 mo ago | — | Sebastian Foss Co-Founder & CEO | SanitySentryNode.js+14 | — | — | — |
| 45 | Fortnox Web-based business process management software provider. | $2M | 12 mo ago | 5 | — | StoryblokTurbopackApple iCloud Mail+22 | — | 4 patents Patents concentrated in computing, sensing & instrumentation | — |
| 46 | DealPotential Fund data insights and analytics on private companies for investors | $1M | 21 mo ago | — | Daniel Antonsson Co-Founder & CEO | — | — | — | — |
| 47 | Gilion Provider of AI-powered growth financing and intelligence for startups | $947K | 26 mo ago | — | Oliver Hildebrandt Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+24 | — | — | — |
| 48 | Waytobill Subscription integration option for businesses to accept payments | $851K | 14 mo ago | 11 | Alejandro Pino Co-Founder | HubSpot CMS HubFacebook LoginLinkedin Sign-in+16 | — | — | — |
| 49 | PayZlip Cloud-based platform for payroll management | $702K | 14 mo ago | — | Eric Lavesson CTO / Co-founder | Cart FunctionalityWixSentry+26 | — | — | 1 partnership |
| 50 | Stability Labs Decentralized stable asset protocol for open finance | $643K | 23 mo ago | 7 | James Simpson Co-Founder | Node.jsThree.jsGoogle Cloud+9 | — | — | — |
Top 12 FinTech companies in Sweden
#1
Klarna 🦄Public · Stockholm, Stockholm County · founded 2005 · 5659 employees$4.2Braised▾
Developer of an online platform for point-of-sale financing. It enables users to purchase products within the partnered merchant network and split the cost of the purchase from the stores into interest-free payments and also works in-store. It also enables users to make instalment payments by credit or debit cards on retail purchases, receive price changes, and deal alerts. Its mobile application is available on Android and iOS platforms.
- Aug 2025Conventional Debt$1.6B
- Nov 2024Series H$4.3M
- Jul 2022Series H$800M
- Jun 2021Series H$639M
#2
Series C · Stockholm, Stockholm County · founded 2020 · 30 employees$39.9Mraised▾
Provider of preventive pet insurance services offering digital coverage. It is focused on preventive healthcare and wellness for pets. The platform offers insurance plans for dogs and cats, unlimited digital veterinary consultations, claims management, health tracking, wellness courses, vaccination reminders, and personalized pet care recommendations. It combines insurance coverage with preventive care incentives, allowing pet owners to reduce premiums through educational activities and healthy pet routines, while also providing multi-pet discounts and optional coverage for pre-existing conditions.
- Feb 2026Series C$75M
- Nov 2023Series B$25.2M
- May 2022Series A$11.6M
- Oct 2021Seed$2.3M
#3
Series A · Stockholm, Stockholm County · founded 2022 · 14 employees$5.4Mraised▾
Open integration tools for aggregating financial data
- Feb 2026Series A$14.2M
- Apr 2023Seed$4.4M
- Sep 2022Seed$999K
#4
Series A · Stockholm, Stockholm County · founded 2020$8.9Mraised▾
Provider of artificial intelligence technology services
- Oct 2025Series A$7M
- May 2024Seed$1.9M
#5
Seed · Stockholm, Stockholm County · founded 2023$2.4Mraised▾
Provider of basic automation platform for multi-industry. It offers AI for automating complex and repetitive tasks associated with report generation in the finance sector. The platform provides robust analytics tools that enable financial institutions to derive actionable insights from their data.
- Feb 2026Seed$2.4M
#6
Series A · Stockholm, Stockholm County · founded 2012 · 38 employees$13Mraised▾
App-based research and relations management platform for individuals and companies. The app lets users access company information easily and does research on their own. Users can find out which part of the call the investor community finds interesting, jump directly to Q&As, listen at a different speed, as well as scroll through the conference call deck, report or transcript while listening. The app is available on both Android and iOS platforms.
- Aug 2025Series A$10M
- Oct 2024Series A$5.9M
- Jul 2022Seed$2.6M
- May 2022Seed—
#7
Series A · Stockholm, Stockholm County · founded 2019 · 61 employees$25Mraised▾
Provider of an online platform for BNPL solutions for businesses. It pays suppliers and gives companies a couple of days to pay the balance. It aims to free up capital for a business so that it can instead invest in growth.
- May 2025Series A$5.6M
- Sep 2023Series A$12M
- Mar 2022Series A$10.5M
#8
Series B · Stockholm, Stockholm County · founded 2013 · 36 employees$14.9Mraised▾
Provider of corporate cards and expense management platform with accounting integration. The platform offers features such as automated receipt handling, mileage tracking, and per diem management. It facilitates the registration, management, and reimbursement of private expenses. The platform provides tools for expense analysis and budget control.
- Apr 2025Series B—
- Dec 2024Series B$23.2M
- May 2022Series B$14.9M
#9
Series B · Stockholm, Stockholm County · founded 2015 · 88 employees$12.1Mraised▾
Provider of an online platform for business loans. It provides an online platform for applying for and checking loan rates. Enables businesses to make early repayment of loans. Offers loans to retailers, cafés and restaurant owners, hairdressers, and more
- Apr 2025Series B$22.7M
- Feb 2022Seed—
- Oct 2017Seed$2.4M
- Seed—
#10
Acquired · Stockholm, Stockholm County · founded 2016 · 38 employees$307.4Mraised▾
Provider of flexible financing for businesses. It offers tailored financing solutions to support business growth. The company works with businesses to create optimized loan structures that meet their specific needs. A focus on understanding the individual circumstances of each business allows for the development of flexible and adaptable financing options. This approach aims to help businesses navigate growth challenges and opportunities effectively.
- Mar 2024Conventional Debt$27.4M
- Oct 2022Conventional Debt$280M
#11
Seed · Stockholm, Stockholm County · founded 2017 · 19 employees$8.1Mraised▾
Provider of a unified API connecting businesses to multiple banks. The API facilitates payments, account data access, and cross-border transactions. It simplifies integration, removes file management burdens, and maintains secure connections. The platform is designed for implementation within business systems, offering financial data retrieval and payment initiation.
- Jan 2025Seed$3.1M
- Mar 2023Seed$3.2M
- Aug 2020Seed$3.5M
- May 2019Seed$1.3M
#12
Series B · Stockholm, Stockholm County · founded 2019 · 131 employees$98.2Mraised▾
App-based wallet for cross-border money transfers. It provides users with solutions such as cash withdrawals, international money transfers, and in-store payments. The card can be recharged through the app. It also enables the monitoring of transactions. The application is made available on Android and iOS platforms.
- May 2024Conventional Debt$7.5M
- May 2024Series B$12.5M
- Jun 2023Series B$9.8M
- Sep 2022Series B$30M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Sweden
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 16 Sweden-affiliated papers.
- Mid Sweden University3
- Institute for Financial Research2
- Linköping University2
- Stockholm University1
- Chalmers University of Technology1
- Disintermediation1
- Digital currency1
- Intermediary1
- Industrial organization1
- Commerce1
- Financial services2
- European union1
- Index (typography)1
- Financial regulation1
- Financial instrument1
- Financial services7
- Compliance (psychology)3
- Industrial organization2
- Financial inclusion2
- Face (sociological concept)2
Where fintech is researched across Sweden
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.