Industry landscapes
Industry report

Funding and advertised pay are reported in USD; filed accounts retain their stated source currency and basis.

Exchange-rate basis

Indicative conversions use ECB reference rates dated 2026-09-14, applied consistently across all periods. They are not historical exchange rates. Indian rupees may use crore (1 crore = 10 million); other currencies use K, M and B. CSV downloads, source documents and quoted news headlines retain their original currencies.

THE BRAZIL EDITION 2026

Brazil’s
accounting and tax software industry,
in focus.

The companies, capital and talent shaping accounting and tax software in Brazil. Find the leaders. Understand the segments. See where the activity is.

Snapshot: Funding in USD
Illustrated cover for Accounting and Tax Software Industry Landscape of Brazil
BR
COMPANIES · CAPITAL · TALENT

An industry ecosystem,
measured in context.

Accounting and Tax Software illustration
MEET THE COMPANIES

Explore Brazil’s accounting and tax software leaders

24 featured companies from the funding, hiring, revenue and team-size leaderboards.

Expand panel +
Accounting and Tax Software company highlights in Brazil, snapshot 2 September 2026
Company
CERCcerc.com$120.8M
Conta Simplescontasimples.com$68.15M218
BHubbhub.com$55.85M221
Qiveqive.com.br$48M
ContaAzulcontaazul.com$40.92M526
Tinotino.com.br$40.5M120
Cajucaju.com.br$39.48M190
Takousetako.com$31.2M
Navitanavita.com.br3 roles150
Ban Kperbankper.com2 roles
Contmatic Phoenixcontmatic.com.br2 roles450
FazerOrfazerorcamento.com2 roles
IOBiob.com.br2 roles
RHellorhello.com.br2 roles
TrackCashtrackcash.com.br2 roles
vhsysvhsys.com.br2 roles272
Celerocelero.com.br74
Company Herocompanyhero.com131
Consigneiconsignei.com.br
Digiodigio.com.br352
Flash Benefitsflashapp.com.br762
Gedankengedanken.com.br66
Incentiv.meincentiv.me106
Marvinmarvin.com.br
24 featured companies

Locked revenue figures are available in Radar; the eight company financial previews stay the same throughout this page. A dash means the figure is outside these featured lists. Revenue years vary by company; the figures are not a like-for-like revenue comparison. Compare annual accounts ↗

Company discovery

Recorded evidence only
THE KEY SIGNALS

Accounting and Tax Software industry KPIs in Brazil

A few useful ratios bring the size of this ecosystem into perspective.

2 September 2026
Hiring participation8.0%

32 of 399 tracked companies have open roles.

Funding participation15.3%

61 of 399 tracked companies have a recorded round.

Top 3 funding share41.9%

Share of disclosed capital received by the three largest recorded recipients.

Median disclosed round$3.87M

Midpoint of 64 rounds with a disclosed amount.

Scale is concentrated. Opportunity is broader. The three largest funding recipients hold 41.9% of disclosed capital, while 84.7% of tracked companies have no recorded funding round.

Explore the segments →
CAPITAL & COMPANY FORMATION

How Brazil accounting and tax software has grown

Recorded company formation and disclosed funding across the complete annual series shown.

Expand panel +
2016 — 2025

Disclosed funding by year

Sum of recorded funding rounds · USD

Brazil accounting and tax software
$0$49.68M$99.36M$149.04M$198.71M2016: $330K20162017: $8.13M20172018: $40.92M20182019: $6.01M20192020: $25.89M20202021: $174.31M20212022: $165.66M20222023: $14.81M20232024: $93.96M20242025: $47.39M2025
View the numbers
Annual accounting and tax software funding and company formation in Brazil
YearFunding (USD)FoundedRaising
2016$330K341
2017$8.13M252
2018$40.92M251
2019$6.01M342
2020$25.89M418
2021$174.31M3212
2022$165.66M1711
2023$14.81M116
2024$93.96M710
2025$47.39M25
WHERE CAPITAL SITS

Funding concentration

Share of all disclosed company funding.

  • CERC20.7%
  • Conta Simples11.7%
  • BHub9.6%
  • Other companies58.1%

Funding by stage

82 recorded rounds since 2016

NUMBER OF ROUNDS
Seed & Angel46 56.1%
Series A–B31 37.8%
Series C+ / PE4 4.9%
Grants, debt & other1 1.2%

Recent recorded rounds

Latest recorded rounds · USD
2 rounds

Swipe or scroll horizontally to browse.

Series A03/2026
Celero $2.87M

Backed by Headline and Visa.

Largest and notable recorded rounds

Each card is one recorded round
10 cards

Swipe or scroll horizontally to browse.

Series B08/2022
Cajucaju.com.br$25M

Backed by Valor Capital Group and Caravela Capital and others.

Series A12/2021
BHubbhub.com$20M

Backed by Valor Capital Group and Clocktower Ventures and others.

THE BUSINESS BEHIND THE ACTIVITY

Revenue, profitability & financial strength

Expand panel +

Annual accounts availability

No reviewed exact national-ID connector has yet been qualified for Brazil; this is a checked implementation boundary, not evidence that filings are absent.; No reviewed exact national-ID connector has yet been qualified for Brazil; this is a checked implementation boundary, not evidence that filings are absent.

DIGITAL FOOTPRINT

Web traffic, app reach and release cadence

How the Brazil companies on this page show up online: the sites people visit, the apps they install, and how often those apps ship.

Busiest websites

7 of the 399 companies on this page carry a measured traffic record (1.8%); these are the largest of those, by monthly visits. The median among them is 245,625 visits.

Visits and authority are third-party web estimates, not company-reported figures.

Most-installed apps

120 of these companies (30.1%) publish at least one Android app — 1,362 apps in all, carrying 80.9M installs between them.

Installs are lifetime totals to date at the June 2026 store reading — a measure of reach, not of people using an app today.

App reach by segment

The busiest app inside each of this page’s own segments, with the quarterly release trend behind it (2023Q3–2026Q1).

SegmentAppsInstallsLeading appRelease trend
Finance & Accounting Tech1,33479.5MDigio: Cartão de crédito 23.6M
Payments3959.4MTicket 21.8M
Online Travel3635.3MFlash | Benefícios e Despesas 4.6M
Hrtech5835.3MCaju - Benefícios por inteiro 3.5M
Employee Health It43.8MEva Benefícios 236.9K
Investment Tech143.7MMy Expenses - Simple Cash App 3.3M
Grc Software231.3MSP156 1.1M
Customer Service Software61.1MBotão AlertaSP 2.2K

A company can carry several segment tags, so these rows overlap and should not be added together. Trend lines are zero-based and share one quarter grid, so a flat line is a quiet segment, not a missing one.

Release cadence by quarter

New apps published, beside apps whose most recent update landed in that quarter — the second bar is how much of the shelf is still being maintained.

2023Q1: 42023Q1: 02023Q12023Q2: 52023Q2: 102023Q22023Q3: 12023Q3: 22023Q32023Q4: 52023Q4: 72023Q42024Q2: 42024Q2: 32024Q22024Q3: 12024Q3: 62024Q32024Q4: 52024Q4: 92024Q42025Q1: 62025Q1: 152025Q12025Q2: 32025Q2: 162025Q22025Q3: 42025Q3: 192025Q32025Q4: 22025Q4: 1442025Q42026Q1: 52026Q1: 7542026Q1

Darker bars are new releases, lighter bars apps updated. 160 of 1,362 apps carry a release date. The series ends at 2026Q1, the last quarter that closed before the June 2026 reading.

INSIDE THE INDUSTRY

The Brazil accounting and tax software market map

Explore the segments behind the headline numbers.

Expand panel +

Where companies are building

Rank segments by scale, hiring or disclosed funding.

Enterprise tech381
Fintech355
Enterprise software290
Saas148
Accounts receivable automation71
Consumer digital31
Future of work31
Accounts payable automation29
Corporate travel26
Internet first prepaid card issuers22
Corporate prepaid cards22
Employee benefits management17

Companies can sit in several segments. Counts and funding overlap.

SEGMENT TO EXPLORE

Enterprise tech

The largest measured segment in this report snapshot.

381companies
8.1%have hiring activity

31 companies hiring · $583.58M disclosed funding

Explore in Radar

How companies make money

Common revenue models; a company can use more than one.

Subscription366
Commission on transaction53
Fee-for-service21
E-commerce - service16
E-commerce - product11
Advertising6
Lending5
Physical commerce2
THE COMPANIES IN MOTION

Who is listing, hiring leaders, launching and winning work

Recorded corporate activity linked to companies in this landscape.

Expand panel +
Recent corporate headlines 10 dated reports
Funding roundscelero.com.br ↗

R$ 15 million from Headline and Visa managers will help start data infrastructure in Latin America for SMEs in the international expansion plan.

Mergers & acquisitionsmaismei.com.br ↗

Visma, a provider of mission-critical business software across Europe and Latin America, has acquired MaisMei, a Brazilian compliance-first app focused on Individual Micro Entrepreneurs (MEIs).

Funding roundsgedanken.com.br ↗

Rounding out the week, Brazilian technology firm Gedanken, which specializes in supplier risk management and onboarding, raised $2.2 million. Led by Citrino Ventures and with follow‑on support from Abseed, the funding will help Gedanken expand its technological capabilities and scale operations, providing companies across Brazil with smarter, more efficient supplier management tools.

Funding roundsbhub.com ↗

BHub, a Brazil-based accounting and AI-driven back-office platform, has raised a $10 million extension round, bringing its total funding to $55 million.

Funding roundsincentiv.me ↗

Incentiv, a compensation benchmarking platform for private equity companies to attract and retain executive talent for portfolio companies, has raised $1M in funding according to a recent SEC filing.

Funding roundsfinnet.com.br ↗

"Cut to today, we have been strategically invested in by Saregama-backed Pocket Aces!"

Funding roundscub.com.br ↗

CUB, a fintech company that develops solutions for the management of receptibles in the real estate market, announced the capture of $5.5 million in Series A, led by Alexia Ventures and Upload Ventures. The new contribution will be used to accelerate the growth of the company, which intends to multiply by 10 its customer base by 2026. Created in 2022 by Leonardo Gasparin (CEO), Fábio Coutinho (CPO), Thais Matoszko (COO) and Lucas Zago (CTO), the startup integrates recovery automation, bank reconciliation, business intelligence and access to credit on a single platform.

Funding roundsneofin.com.br ↗

Neofin, a fintech that automates collections, received an investment of R$ 35 million.

Mergers & acquisitionscompanyhero.com ↗

Company Hero, a platform for solutions for PJ professionals, announces the acquisition of the insurance brokers Duca Saúde e Segure.Me, as part of a company's growth strategy.

Funding roundsonze.com.br ↗

Onze , a Brazilian fintech, secures $20 million to expand corporate pension and financial wellness services.

Full recorded event mix

Top 7 categories among 35 recorded events in the 24-month window.

Funding rounds
13
Company announcements
7
Mergers & acquisitions
6
Leadership moves
4
Capital infusions
3
Regulatory
1
Contracts
1
3 activity cards

Swipe or scroll horizontally to browse.

Leadership moves

1 tracked people moves

BHub ↗
Mauricio Salton

Appointment Chief Financial Officer

Contract wins

1 recorded customer wins

Marvin ↗

Customer: suzanopulp and paper

Regulatory events

1 recorded events

Tino ↗

authorization to operate as a Direct Credit CompanyCentral Bank (BC)

Mergers and acquisitions

Company-linked deal reports; status is preserved as recorded.

Acquirer → targetStatusDateValue / context
vismaMaisMei ↗Completed2026-02-13Not stated in snapshot
pocket acesFinnet ↗Pending2025-09-25Not stated in snapshot
Company HeroDuca Saúde e Segure.MeAnnounced2025-01-22Not stated in snapshot
SoftExpertTGN BrazilAnnounced2024-09-10Not stated in snapshot
SoftExpertexeqAnnounced2024-09-10Not stated in snapshot
TicketRB ServicesCompleted2024-08-27Not stated in snapshot

A discussion or rumour is not a completed transaction. An unstated value is not zero.

PEOPLE & OPPORTUNITY

The talent market

2 postings in the preceding 12 months. The full 70-posting snapshot covers 63 employers.

Expand panel +

Most advertised job titles

Engenheiro De Software24
Senior Software Engineer4
Pessoa Especialista Em Engenharia De Software4
Engenheiro De Software Sênior4
Engenheiro De Software Java3
Engenheiro De Software Pleno2
0 internship postings

2 tracked postings mention remote work.

The seniority mix

7 postings specify a level.

unspecified
63
senior
6
entry
1

Skills employers mention

Top skills across 70 tracked postings in the available jobs snapshot.

Software
5
Accounting
4
Hardware
3
Dashboards
1
Oracle Cloud
1
Microsoft Office
1
Portuguese
1
Business Continuity Testing
1
Service Management Tools
1
Remote Computer System Diagnostic Tools
1
THE PEOPLE BUILDING THE FIELD

Founders and leaders

169 founders and chief executives across 132 companies.

Expand panel +
12 profiles

Swipe or scroll horizontally to browse.

Education networks

9 profiles with education records.

Universidade Federal do Rio de Janeiro
2
INSEAD
2
IE Business School
1
Harvard Business School
1
Harvard University
1
Columbia Business School
1
Stanford University
1
Stanford Business School
1

Prior employers

2 profiles with prior-work records.

Profiles cover recorded founders and leaders; contact details remain in Radar.

NEWS INTELLIGENCE

How this industry appears in the news

480,395 articles in the measured 12-month window.

Expand panel +
480,395articles in the measured year
50,788articles in 2026Q1
26.7%positive tone in the latest complete year

News volume trends

Accounting and Tax Software coverage across Brazil · articles per complete quarter

088,944177,888266,832355,7762021Q2: 46,5162021Q22021Q3: 51,2732021Q4: 39,5092022Q1: 41,6922022Q2: 42,2592022Q22022Q3: 45,0262022Q4: 71,3332023Q1: 62,7542023Q2: 94,9852023Q22023Q3: 73,5012023Q4: 53,1952024Q1: 61,0112024Q2: 72,2532024Q22024Q3: 79,9842024Q4: 83,8062025Q1: 105,2172025Q2: 78,9002025Q22025Q3: 309,3702025Q4: 48,4962026Q1: 50,7882026Q1
View quarterly article counts
QuarterArticles
2021Q246,516
2021Q351,273
2021Q439,509
2022Q141,692
2022Q242,259
2022Q345,026
2022Q471,333
2023Q162,754
2023Q294,985
2023Q373,501
2023Q453,195
2024Q161,011
2024Q272,253
2024Q379,984
2024Q483,806
2025Q1105,217
2025Q278,900
2025Q3309,370
2025Q448,496
2026Q150,788

Article volume measures coverage, not market sales.

Tone of coverage over time

2021
65,994 positive · 33,826 neutral · 46,599 negative
2022
97,142 positive · 52,669 neutral · 50,204 negative
2023
145,479 positive · 70,796 neutral · 67,688 negative
2024
130,557 positive · 102,086 neutral · 63,925 negative
2025
144,659 positive · 157,722 neutral · 238,889 negative

Leading coverage topics

Accounting and Tax Software coverage across Brazil · ranked by full-period article count.

International And Transnational Geographic Entities300,921 articles in the full recorded period
108,081 recent · 81,381 prior
Geopolitical Disputes And Contested Areas300,918 articles in the full recorded period
108,080 recent · 81,378 prior
Administrative And Political Subdivisions300,883 articles in the full recorded period
108,066 recent · 81,368 prior
International Sports Competitions27,169 articles in the full recorded period
4,283 recent · 6,534 prior
Professional League Updates14,429 articles in the full recorded period
3,297 recent · 2,983 prior
Cryptocurrency Impact On Forex Markets14,059 articles in the full recorded period
3,828 recent · 3,355 prior
International Political Relations13,156 articles in the full recorded period
2,861 recent · 3,529 prior
Trade Policies And Agreements11,640 articles in the full recorded period
5,525 recent · 3,545 prior
Olympic Games Coverage10,855 articles in the full recorded period
1,256 recent · 3,666 prior
Athlete Transfer Rumors10,529 articles in the full recorded period
2,529 recent · 2,216 prior

Recent and prior counts use the source comparison windows.

Topics gaining and losing attention

Accounting and Tax Software coverage across Brazil

KeywordRecentPriorChange
countries4,1911,860125%
tariff negotiations3,2402,04858%
trade dispute mechanisms1,37576779%
free trade deals1,34491148%
climate mobilization1,07875842%
angel investors1,057327223%
bilateral trade1,05263865%
preferential tariff1,00954685%
tariff rate quota849416104%
mfn tariff66836185%
olympic team selections2131,320-84%
geopolitical alliances7181,087-34%
ronaldo544975-44%
olympic trials175900-81%
copa libertadores154853-82%

Event and signal lenses

Accounting and Tax Software coverage across Brazil

All complete annual cohorts shown
Rising

Regulatory Risk

618,252 classified articles

territories, disputed islands, countries

15.8% critical · 11.5% positive
Rising

Funding Momentum

43,329 classified articles

angel investors, early-stage investment, asset acquisition

33.2% critical · 41.5% positive
Rising

Growth

124,055 classified articles

gdp growth rate, economic growth statistics, economic output growth

26.7% critical · 45.1% positive

Accounting and Tax Software coverage across Brazil. Topic labels describe recorded classifications and can include broad context.

RESEARCH SIGNALS

What Accounting and Tax Software research is working on

13,825 papers in the recorded worldwide scope.

Expand panel +
13,825papers
13,825worldwide comparison pool
India-affiliated papers

Research orientation

Promising
4,450
Descriptive
3,501
Problem-identifying
3,141
Cautionary
1,411
Breakthrough
754
Comparative
414
Critical
154

Contribution mix

Empirical
8,354
Reviews
2,307
Position pieces
1,635
Methods-led
1,361
Theoretical
168

Tone counts: 12,714 positive · 252 neutral · 859 negative.

Common problems researchers identify
3,295 papers · 23.8% of this field
  • Financial services1,723 papers
  • FinTech1,301 papers
  • Financial inclusion570 papers
  • Payment489 papers
  • Government245 papers
  • Financial literacy205 papers
  • Cryptocurrency201 papers
  • Investment172 papers

Landmark: The digital revolution in financial inclusion: international development in the fintech era

Cautions
1,411 papers · 10.2% of this field
  • Financial services670 papers
  • FinTech538 papers
  • Financial inclusion348 papers
  • Payment283 papers
  • Financial literacy129 papers
  • Mobile payment102 papers
  • Digital currency95 papers
  • Investment91 papers

Landmark: Blockchain Technology in Finance

Opportunities
5,204 papers · 37.6% of this field
  • Financial services2,148 papers
  • FinTech1,839 papers
  • Financial inclusion1,123 papers
  • Financial literacy786 papers
  • Payment749 papers
  • Database transaction382 papers
  • Investment314 papers
  • Mobile payment301 papers

Landmark: On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services

Leading institutions

UNSW Sydney
743
University of Manchester
727
University of York
716
University of the West of England
716
Universidad de Zaragoza
685
Columbia University
667

Leading researchers

Robert J. Kauffman
1,822
Peter Gomber
1,821
Chris Parker
1,821
Bruce W. Weber
1,821
Daniela Gabor
716
Sally Brooks
716
Itay Goldstein
621
Wei Jiang
621

Highly cited breakthrough-labelled papers

  • On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services1,820 citations
  • Intention to use analytical artificial intelligence (AI) in services – the effect of technology readiness and awareness370 citations
  • The FinTech phenomenon: antecedents of financial innovation perceived by the popular press240 citations
  • FinTech ecosystem practices shaping financial inclusion: the case of mobile money in Ghana116 citations
  • CBDC, Fintech and cryptocurrency for financial inclusion and financial stability100 citations

Common problems researchers identify

2,820 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

FinTech reshaping financial servicesCommon problems researchers identify · 01

FinTech reshaping financial services

813 papers

28.8% of this theme group

Researchers highlight how emerging financial technologies disrupt traditional banking and regulatory frameworks.

FinTech (653) · Financial services (545) · Financial innovation (112) · Financial regulation (65)

THE DEVELOPMENT OF THE FINTECH INDUSTRY AND ITS INFLUENCE ON THE FINANCIAL SECTOR

Changes and Challenges of Financial Technology (FinTech) for the Banking Industry

View research history
YearShare index
202220.7
202323.8
202420.8
202535.1
Challenges in modern financial marketsCommon problems researchers identify · 02

Challenges in modern financial markets

556 papers

19.7% of this theme group

Papers discuss risks and regulatory gaps arising from new financial service models and loan structures.

Financial services (257) · Loan (39) · Financial market (45) · Order (37)

Innovazione finanziaria e rafforzamento del mercato unico per servizi finanziari retail: sfide, rischi, risposte della regolazione.

Financial System in New Economic Scenario: Challenges and Opportunities

View research history
YearShare index
202296.5
2023102.4
2024235.2
2025123.5
Financial inclusion through digital toolsCommon problems researchers identify · 03

Financial inclusion through digital tools

396 papers

14.0% of this theme group

Studies examine how fintech expands access to services for underserved populations.

Financial inclusion (358) · Inclusion (79) · Financial services (285) · Financial literacy (89)

Financial Inclusion: The Role of Fintech and Digital Financial Services in India

Digital Financial Inclusion Through FinTech

View research history
YearShare index
202276.6
2023104.9
2024100.3
2025222.6
Mobile payments and banking transformationCommon problems researchers identify · 04

Mobile payments and banking transformation

316 papers

11.2% of this theme group

Research focuses on the shift toward mobile‑based payment and banking solutions and associated hurdles.

Payment (147) · Mobile payment (72) · Mobile banking (51) · Retail banking (46)

Digital Transformation in Banking: Opportunities and Challenges

Digital Transformation in India’s Financial Sector: Progress, Challenges and Policy Implications

View research history
YearShare index
2022861.8
2023830.3
2024932.2
2025990.3
Blockchain and digital currency impactsCommon problems researchers identify · 05

Blockchain and digital currency impacts

312 papers

11.1% of this theme group

Analyses explore how distributed ledger technologies affect financial operations beyond cryptocurrencies.

Cryptocurrency (144) · Blockchain (110) · Digital currency (105) · Currency (61)

Applications of Blockchain Technology in the Finance and Banking Industry Beyond Digital Currencies

The impact of blockchain and distributed ledger technology on financial services

View research history
YearShare index
2022905.6
2023967.4
2024915.8
20251033.4
Islamic finance meets fintech innovationCommon problems researchers identify · 06

Islamic finance meets fintech innovation

234 papers

8.3% of this theme group

Works investigate the integration of Sharia‑compliant services with modern financial technology.

Islam (125) · Sharia (77) · Islamic finance (39) · FinTech (132)

DEVELOPING ISLAMIC FINANCIAL TECHNOLOGY IN INDONESIA

Sharia Fintech: Opportunities and Challenges in Indonesia

View research history
YearShare index
20222483.4
20232547.6
20242160.1
20252372.7
AI and big data in financeCommon problems researchers identify · 07

AI and big data in finance

193 papers

6.8% of this theme group

Authors assess the promises and obstacles of applying artificial intelligence and large datasets to financial services.

Financial services (123) · Applications of artificial intelligence (17) · Big data (25) · FinTech (67)

POTENTIALS AND CHALLENGES OF ARTIFICIAL INTELLIGENCE IN FINANCIAL TECHNOLOGIES

ARTIFICIAL INTELLIGENCE IN FINANCE AND FINTECH

View research history
YearShare index
2022128.4
2023113.6
202472.3
2025120.3

Cautions

1,129 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Institutional risks of fintech adoptionCautions · 01

Institutional risks of fintech adoption

290 papers

25.7% of this theme group

Cautionary papers warn about systemic vulnerabilities when digital innovations enter traditional banking.

FinTech (228) · Financial services (190) · Financial innovation (53) · Financial system (24)

Financial Innovation and Digital Technology in the Banking System: An Institutional Perspective

FINTECH AND ITS IMPACT ON TRADITIONAL BANKS

View research history
YearShare index
2022193.8
2023195.3
2024184.3
2025121.5
Governance challenges in tech‑driven financeCautions · 02

Governance challenges in tech‑driven finance

213 papers

18.9% of this theme group

Research highlights how investment and IT advances strain corporate oversight and risk controls.

Investment (27) · Financial services (65) · Information technology (12) · Corporate governance (21)

Does financial technology matter? Evidence from an alternative banking system

Digital Financial Risk Control: Challenges and Innovation In The Modern Financial System

View research history
YearShare index
2022478.5
2023500.4
2024387.7
2025550.6
Limits of fintech for inclusionCautions · 03

Limits of fintech for inclusion

210 papers

18.6% of this theme group

Studies question whether digital solutions truly improve financial literacy and access for marginalized groups.

Financial inclusion (162) · Financial services (136) · FinTech (115) · Financial literacy (56)

Fintech and financial inclusion: Transforming underserved access to financial services

The Role of Fintech in Financial Inclusion: Analyzing 21st-Century Strategies, Innovations, and Challenges

View research history
YearShare index
202272.4
2023101.2
202497.3
2025217.2
Mobile payment effects on consumersCautions · 04

Mobile payment effects on consumers

138 papers

12.2% of this theme group

Analyses examine how digital payment adoption influences spending habits and inclusion outcomes.

Mobile payment (61) · Payment (92) · Mobile banking (29) · Financial inclusion (44)

IMPACT OF DIGITAL PAYMENT SYSTEMS ON THE FINANCIAL INCLUSION OF NIGERIAN CITIZENS

“ <b>"Impact of Digital Payment Systems on Consumer Spending Behaviour"</b>

View research history
YearShare index
2022861.8
2023830.3
2024932.2
2025990.3
AI governance in financial servicesCautions · 05

AI governance in financial services

115 papers

10.2% of this theme group

Papers discuss ethical and oversight issues surrounding artificial intelligence deployment in finance.

Financial services (81) · Financial market (25) · Applications of artificial intelligence (10) · Corporate governance (19)

Unleashing the Power of AI in Financial Services: Opportunities, Challenges, and Implications

The Role of Artificial Intelligence in Enhancing Financial Services: Opportunities and Challenges

View research history
YearShare index
2022193.1
2023221.0
2024338.4
2025363.4
Regulatory hurdles for blockchainCautions · 06

Regulatory hurdles for blockchain

88 papers

7.8% of this theme group

Research outlines transparency and compliance challenges linked to distributed ledger implementations.

Blockchain (60) · Distributed ledger (15) · Cryptocurrency (24) · Transparency (21)

Financial application scenarios and regulatory challenges of blockchain technology

Understanding the Adoption of Blockchain Technology in Financial Information Systems

View research history
YearShare index
2022877.6
2023932.2
2024882.0
2025991.9
Digital currencies and monetary stabilityCautions · 07

Digital currencies and monetary stability

75 papers

6.6% of this theme group

Authors explore potential threats to financial stability posed by central bank and private digital currencies.

Digital currency (58) · Currency (34) · Monetary policy (13) · Central bank (11)

Digital currencies and their potential impacts on financial stability

CENTRAL BANK DIGITAL CURRENCIES AND FINANCIAL INCLUSION IN DEVELOPING ECONOMIES: OPPORTUNITIES, CHALLENGES, AND LESSONS FROM EARLY ADOPTERS

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YearShare index
2022132.3
2023129.1
202490.3
2025114.7

Opportunities

4,314 papers · 7 recurring themes
7 cards

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FinTech driving financial innovationOpportunities · 01

FinTech driving financial innovation

942 papers

21.8% of this theme group

Works identify how new technologies enhance payment efficiency and reshape financial intermediation.

FinTech (700) · Financial services (446) · Financial innovation (70) · Payment (146)

Impact of Financial Technology (FinTech) on Sustainable Growth: Key Factors, Practical Cases and Empirical Review

"FINTECH ADOPTION IN BANKING : IMPACTS ON FINANCIAL INTERMEDIATION AND MARKET STRUCTURE"

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YearShare index
2022848.7
2023819.6
2024924.3
2025976.3
Digital transformation of payment servicesOpportunities · 02

Digital transformation of payment services

927 papers

21.5% of this theme group

Research highlights benefits of mobile and online payment platforms for banking performance.

Payment (184) · Financial services (301) · Digital transformation (86) · Mobile payment (83)

Socio-Economic Challenges of Digital Banking Adoption: The Impact of Perceived Usefulness, Ease of Use, and Self-Efficacy

DIGITAL FINANCIAL SERVICES AND BANKING EFFICIENCY: AN EMPIRICAL APPROACH

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YearShare index
2022929.6
2023912.7
20241016.6
20251169.0
AI for credit risk and fraudOpportunities · 03

AI for credit risk and fraud

706 papers

16.4% of this theme group

Studies demonstrate how machine learning improves credit assessment and detects fraudulent activity.

Interpretability (65) · Credit card fraud (43) · Credit risk (74) · Big data (90)

Leveraging artificial intelligence and machine learning for next-generation credit risk assessment models

Financial AI: Harnessing Machine Learning for Algorithmic Trading, Risk Assessment, and Fraud Detection

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YearShare index
202235.2
202337.0
202430.9
202539.9
FinTech expanding financial inclusionOpportunities · 04

FinTech expanding financial inclusion

608 papers

14.1% of this theme group

Papers show digital solutions increasing access to banking for underserved communities.

Financial inclusion (592) · Financial services (441) · Inclusion (112) · FinTech (298)

The Role Of Fintech In Enhancing Financial Inclusion

The Role of Digital Banking and Fintech in Advancing Financial Inclusion

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YearShare index
202237.8
202346.8
202449.0
2025108.5
Financial literacy enhanced by technologyOpportunities · 05

Financial literacy enhanced by technology

576 papers

13.4% of this theme group

Research links digital tools with improved financial knowledge and behavior.

Financial literacy (530) · Digital literacy (54) · FinTech (244) · Literacy (41)

Effect of Financial Literacy and Use of Financial Technology (FinTech) on Financial Behavior

Financial Behavior, Inclusion, and Technology in MSMEs: The Mediating Impact of Financial Literacy on Performance

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YearShare index
202295.1
2023120.1
2024103.5
2025251.6
Blockchain applications in financeOpportunities · 06

Blockchain applications in finance

279 papers

6.5% of this theme group

Works explore how distributed ledgers streamline transactions and improve market transparency.

Blockchain (197) · Cryptocurrency (59) · Distributed ledger (32) · Database transaction (78)

The Application of Blockchain Technology in Financial markets

Blockchain in banking and financial services

View research history
YearShare index
2022877.6
2023932.2
2024882.0
2025991.9
Islamic fintech for social empowermentOpportunities · 07

Islamic fintech for social empowerment

276 papers

6.4% of this theme group

Studies present Sharia‑compliant tech solutions that promote inclusive economic growth.

Islam (150) · Sharia (73) · Islamic banking (25) · FinTech (146)

Islamic Fintech and Financial Inclusion: Innovations for Sustainable Economic Empowerment

POTENTIAL OF ISLAMIC FINTECH AS AN INNOVATIVE SOLUTION TO SOCIAL INCLUSION

View research history
YearShare index
20222484.8
20232549.9
20242161.3
20252373.9

How this field compares with the research baseline

Orientation shares compared with 25,000 papers in the reference sample.

Research orientationThis fieldReference sample
Promising32.2%36.7%
Descriptive25.3%17.5%
Problem-identifying22.7%9.9%
Cautionary10.2%4.6%
Breakthrough5.5%26.4%
Comparative3.0%3.9%
Critical1.1%1.0%

Concerns receiving less research attention

Counts and shares refer to the stated research pool. A low count describes how much of that research is recorded here, not the absence of a real-world concern.

Concern / example paperPapersShareRaised as a problemWorldwide share
Privacy & surveillanceMobile payment in Fintech environment: trends, security challenges, and services1040.91%58 (55.8%)0.91%
Concentration of compute powerThe Rising of Fintech - How the Tech Revolution in Financial Services Represents A Paradigm Shift300.26%14 (46.7%)0.26%
Energy & datacenter footprintAn integrated model of financial technology adoption and environmental performance: The role of green innovation260.23%6 (23.1%)0.23%
Bias & fairnessDigital Finance, Financial Inclusion and Gender Equality: Strategies for Economic Empowerment of Women120.1%6 (50.0%)0.1%
Safety & misuseThe Role of Notaries in Preventing the Misuse of Fintech and Crypto Assets for Money Laundering: Risk Analysis and Requi90.08%5 (55.6%)0.08%
Labour & data workFinancial Technology Acceptance in Baby Boomers Generation50.04%3 (60.0%)0.04%
Carbon & emissions of computeRethinking portfolio design with sustainable AI and FinTech: dynamic spillovers in a quantile–frequency framework10.01%0 (0.0%)0.01%
Water use00.0%0 (%)0.0%
Hardware, e-waste & supply chain00.0%0 (%)0.0%

Institution and researcher rankings use citations to their covered work. Research scope: worldwide. This may be broader than the company geography.

GEOGRAPHIC FOOTPRINT

Where companies are based

Company counts, hiring and disclosed funding across the recorded hubs.

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UNDERSTAND THE LANDSCAPE

Accounting and Tax Software in Brazil: key questions

Clear definitions for making better comparisons.

What does this landscape measure?

It measures the tracked company ecosystem, recorded funding, hiring and other available evidence. It is not a market-size estimate.

Can segment counts be added together?

No. A company can belong to several segments, so segment counts and funding can overlap.

What does a missing figure mean?

A dash or unavailable panel means the current reviewed source snapshot does not support that figure.

Company ecosystem snapshot: 2 September 2026. Funding is recorded in USD; filed accounts retain their stated currency and reporting basis. Each section identifies its own coverage. The news and research behind these sections is explorable in Prism.

Canonical landscape ↗
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