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Funding and advertised pay are reported in USD; filed accounts retain their stated source currency and basis.

Exchange-rate basis

Indicative conversions use ECB reference rates dated 2026-09-14, applied consistently across all periods. They are not historical exchange rates. Indian rupees may use crore (1 crore = 10 million); other currencies use K, M and B. CSV downloads, source documents and quoted news headlines retain their original currencies.

THE FRANCE EDITION 2026

France’s
accounting and tax software industry,
in focus.

The companies, capital and talent shaping accounting and tax software in France. Find the leaders. Understand the segments. See where the activity is.

Explore in Radar Read the key signals
Snapshot: Funding in USD
Illustrated cover for Accounting and Tax Software Industry Landscape of France
FR
COMPANIES · CAPITAL · TALENT

An industry ecosystem,
measured in context.

Accounting and Tax Software illustration
Companies tracked 432Accounting and Tax Software ecosystem in France Disclosed funding $3.09B61 companies · all recorded rounds Companies hiring 29With open roles at the snapshot Tracked open roles 910 employers posted in the preceding 30 days
MEET THE COMPANIES

Explore France’s accounting and tax software leaders

24 featured companies from the funding, hiring, revenue and team-size leaderboards.

Expand panel +
Explore the full landscape
Accounting and Tax Software company highlights in France, snapshot 2 September 2026
Company
PayFitpayfit.com$496.21M—82—
Pennylanepennylane.com$442.41M6 roles397Financial figure available in RadarView in Radar
Pigmentpigment.com$396.9M———
Swileswile.co$328.44M—958$197.49MFYFY2024 filing
Spendeskspendesk.com$303.82M—625Financial figure available in RadarView in Radar
Agicapagicap.com$185.25M—500—
DiliTrustdilitrust.com$145.66M6 roles249Financial figure available in RadarView in Radar
Indyindy.fr$98.93M—200—
Sodexosodexo.com—10 roles7,866Financial figure available in RadarView in Radar
MyUnisoftmyunisoft.fr—9 roles103—
Fulllfulll.fr—7 roles198—
Mooncardmooncard.co—6 roles160—
Numbrnumbr.co—5 roles177—
papernestpapernest.com—5 roles555—
73 Strings73strings.com——47Financial figure available in RadarView in Radar
Abbyabby.fr——21—
BasiComptabasicompta.fr————
Dougsdougs.fr——250—
Edenrededenred.com——9,750$187.13MFYFY2023 filing
Evolizevoliz.com——20—
Hyperlinehyperline.co——10—
ITESOFTitesoft.com——9Financial figure available in RadarView in Radar
Jumpjoin-jump.com——29—
MEGAmega.com——1,134—
24 featured companies

Locked revenue figures are available in Radar; the eight company financial previews stay the same throughout this page. A dash means the figure is outside these featured lists. Revenue years vary by company; the figures are not a like-for-like revenue comparison. Compare annual accounts ↗

Company discovery

Recorded evidence only
THE KEY SIGNALS

Accounting and Tax Software industry KPIs in France

A few useful ratios bring the size of this ecosystem into perspective.

2 September 2026
Hiring participation6.7%

29 of 432 tracked companies have open roles.

Funding participation16.0%

69 of 432 tracked companies have a recorded round.

Top 3 funding share43.2%

Share of disclosed capital received by the three largest recorded recipients.

Median disclosed round$7.5M

Midpoint of 118 rounds with a disclosed amount.

Scale is concentrated. Opportunity is broader. The three largest funding recipients hold 43.2% of disclosed capital, while 84.0% of tracked companies have no recorded funding round.

Explore the segments →
CAPITAL & COMPANY FORMATION

How France accounting and tax software has grown

Recorded company formation and disclosed funding across the complete annual series shown.

Expand panel +
2016 — 2025

Disclosed funding by year

Sum of recorded funding rounds · USD

France accounting and tax software
$0$225.27M$450.53M$675.8M$901.06M2016: $27.69M20162017: $43.94M20172018: $39.74M20182019: $187.25M20192020: $176.53M20202021: $790.41M20212022: $710.42M20222023: $301.61M20232024: $325.85M20242025: $216.21M2025
View the numbers
Annual accounting and tax software funding and company formation in France
YearFunding (USD)FoundedRaising
2016$27.69M336
2017$43.94M208
2018$39.74M308
2019$187.25M3613
2020$176.53M4410
2021$790.41M3320
2022$710.42M2512
2023$301.61M2116
2024$325.85M111
2025$216.21M25
WHERE CAPITAL SITS

Funding concentration

Share of all disclosed company funding.

  • PayFit16.1%
  • Pennylane14.3%
  • Pigment12.8%
  • Other companies56.8%

Funding by stage

135 recorded rounds since 2016

NUMBER OF ROUNDS
Seed & Angel55 40.7%
Series A–B56 41.5%
Series C+ / PE18 13.3%
Grants, debt & other6 4.4%

Recent recorded rounds

Latest recorded rounds · USD
2 rounds

Swipe or scroll horizontally to browse.

Series B05/2026
Pivot $40M

Backed by Forestay and Notion and others.

Largest and notable recorded rounds

Each card is one recorded round
10 cards

Swipe or scroll horizontally to browse.

Series D10/2021
Swileswile.co$200M

Backed by SoftBank Group and Eurazeo and others.

Series D04/2024
Pigmentpigment.com$145M

Backed by Sandberg Bernthal Venture Partners and Meritech and others.

THE BUSINESS BEHIND THE ACTIVITY

Revenue, profitability & financial strength

Annual accounts for reporting companies linked to this landscape, on like-for-like currency and reporting bases.

Expand panel +
EUR · millions · standalone

Display conversions use the dated reference rates above. Where a verified rate is unavailable, figures retain their source currency. Each reporting cohort keeps its currency and accounting basis separate.

FY2024 · company accounts; aggregate reporting threshold not met · 1 reporting entities from 4 eligible matches.

Revenue in covered accounts—

Sum of reporting-entity revenue; not France market sales.

Net profit / loss—

Combined result for the same cohort.

Aggregate net margin—

Combined net income ÷ combined revenue.

Median company revenue—

The middle covered reporting entity.

Profitable entities—

None of 1 covered entities.

Top-five concentration—

Share of covered revenue from the five largest entities.

Annual account trend

Reported cohort totals by year; coverage is stated for every period.

Bar height shows revenue. Changes in coverage can affect totals.

Profitability has two perspectives

FY2024 · 1 reporting entities

Open the company accounts

Up to eight fixed company previews show financial amounts. Search and sort the wider company list, then continue in Radar.

1 reporting entities
Continue your financial research in Radar

Explore full company accounts and filings.

View financials in Radar ↗
FRANCE · INDUSTRY COHORTS

How does accounting and tax software compare?

Each pair uses the same year, currency and reporting basis. Cohort overlap is disclosed.

IndustryCovered / eligibleRevenue totalMedian revenueNet profit / lossAggregate marginProfitable shareOverlap

Available-account cohorts are not estimates of whole industries. Overlapping entities can occur in more than one cohort; do not add cohort totals.

Coverage, calculations & financial sources

Filed annual accounts for exact designated national identifiers. Every aggregate and peer pair uses one fiscal year, source currency and reporting basis; periods, coverage and overlap are explicit; 2026 partials are excluded.

The same up to eight reporting entities remain open across years, filters and sorts. Other company figures are available in Radar.

Source currencies and accounting bases stay separate. Missing accounts are excluded rather than treated as zero. Exact reporting periods appear on company previews. Annual totals can change with coverage and do not measure growth of a fixed company cohort.

DIGITAL FOOTPRINT

Web traffic, app reach and release cadence

How the France companies on this page show up online: the sites people visit, the apps they install, and how often those apps ship.

Busiest websites

13 of the 432 companies on this page carry a measured traffic record (3%); these are the largest of those, by monthly visits. The median among them is 278,244 visits.

CompanyMonthly visitsAuthorityMobile
Pennylanepennylane.com1,680,8874613.2%
Indyindy.fr1,461,2835122.7%
PayFitpayfit.com1,164,3815148.6%
Dougsdougs.fr500,2024520.1%
Edenrededenred.com461,4194436.3%
Abbyabby.fr422,1444021.9%
papernestpapernest.com278,2444865%
Spendeskspendesk.com268,470499.5%
Jumpjoin-jump.com189,4493932.6%
Evolizevoliz.com168,2653614%

Visits and authority are third-party web estimates, not company-reported figures.

Most-installed apps

81 of these companies (18.8%) publish at least one Android app — 131 apps in all, carrying 13.3M installs between them.

AppInstallsRatingStore category
SwileSwile2.5M4.6Finance
Swile BRSwile2.1M4.2Finance
Pluxee BESodexo2.1M3.7Tools
N2F - Expense ReportsN2F792.5K4.4Finance
SomosSodexoSodexo773.2K—Communication
Ticket Restaurant ChileEdenred604.9K1.8Food & Drink
Expensya: Spend ManagementExpensya555.3K4.2Business
Neo Mobile AppKds443.1K2.2Productivity
Jenji - Expense reportsJenji301.6K4.4Business
Artinove, Devis Facture facileArtinove236K4.4Business

Installs are lifetime totals to date at the June 2026 store reading — a measure of reach, not of people using an app today.

App reach by segment

The busiest app inside each of this page’s own segments, with the quarterly release trend behind it (2023Q3–2026Q2).

SegmentAppsInstallsLeading appRelease trend
Finance & Accounting Tech12013.3MSwile 2.5M
Hrtech419.1MSwile BR 2.1M
Payments65.5MTicket Restaurant Chile 604.9K
Employee Health It55.4MComercios Edenred 68.8K
Aviation Catering Services263.5MPluxee BE 2.1M
Online Travel72.1MN2F - Expense Reports 792.5K
Scm Software7339.6KTiime Factures 203.2K
Freelancer It4142.2KIndy : comptabilité & factures 109.9K

A company can carry several segment tags, so these rows overlap and should not be added together. Trend lines are zero-based and share one quarter grid, so a flat line is a quiet segment, not a missing one.

Release cadence by quarter

New apps published, beside apps whose most recent update landed in that quarter — the second bar is how much of the shelf is still being maintained.

2022Q4: 22022Q4: 12022Q42023Q1: 32023Q1: 02023Q12023Q2: 22023Q2: 12023Q22023Q3: 12023Q3: 22023Q32024Q1: 22024Q1: 22024Q12024Q2: 22024Q2: 02024Q22024Q3: 32024Q3: 02024Q32024Q4: 22024Q4: 72024Q42025Q1: 22025Q1: 32025Q12025Q3: 32025Q3: 72025Q32025Q4: 12025Q4: 162025Q42026Q1: 42026Q1: 162026Q1

Darker bars are new releases, lighter bars apps updated. 102 of 131 apps carry a release date. The series ends at 2026Q1, the last quarter that closed before the June 2026 reading.

INSIDE THE INDUSTRY

The France accounting and tax software market map

Explore the segments behind the headline numbers.

Expand panel +

Where companies are building

Rank segments by scale, hiring or disclosed funding.

Enterprise tech419
Fintech360
Enterprise software342
Saas217
Accounts receivable automation72
Payroll management28
Hr saas27
Accounts payable automation26
Integrated compliance management24
Consumer digital23
Corporate travel and expense management17
Corporate travel15

Companies can sit in several segments. Counts and funding overlap.

SEGMENT TO EXPLORE

Enterprise tech

The largest measured segment in this report snapshot.

419companies
6.9%have hiring activity

29 companies hiring · $3.09B disclosed funding

Explore in Radar

How companies make money

Common revenue models; a company can use more than one.

Subscription387
Fee-for-service44
Commission on transaction34
E-commerce - service12
Advertising6
E-commerce - product2
Lending2
Freemium1
THE COMPANIES IN MOTION

Who is listing, hiring leaders, launching and winning work

Recorded corporate activity linked to companies in this landscape.

Expand panel +
Recent corporate headlines 10 dated reports
Funding roundspennylane.com ↗

The French accounting software business Pennylane, which targets start-ups and SMEs in Europe, raised $205m in a round led by TCV and Blackstone Growth.

Funding roundsmega.com ↗

Mega Raises $11.5M in Series A Funding to Automate SMB Marketing with AI

Funding roundsjoin-jump.com ↗

Jump raises $80M in Series B funding for AI platform for financial advisors

Funding roundspayfit.com ↗

PayFit received $496 million and is valued at $2.1 billion to promote the digital revolution of HR.

Funding roundsswile.co ↗

Swile, which employs 750,000 people on a daily basis, is valued at $1 billion and has garnered $333 million in investment.

Mergers & acquisitionsupsideo.fr ↗

The Fasst Insurance Company (about 100 employees, €11.6 million from CA 2024), which distributes health, pension and pension insurance online for some 40 insurers, entered into exclusive discussions to acquire Upsideo.

Mergers & acquisitionsprenax.com ↗

LBO France has sold Prenax to the Nordics team of Triton Prenax.

Mergers & acquisitionsexpensya.com ↗

Their fintech company, Expensya—an expense management platform born in Tunisia—had been acquired by Swedish software giant Medius in a deal reportedly worth over $120 million.

Mergers & acquisitionsserensia.com ↗

Quadient announces the acquisition of Serensia, a French electronic billing platform approved as a Partner Dematerialization Platform (PDP). This operation, which was completed on 2 June 2025, strengthens Quadient's position on the digital compliance market, as it approaches the generalisation of electronic invoicing in France and Europe.

Mergers & acquisitionsdilitrust.com ↗

DiliTrust, the AI-powered Legal Cloud for in-house legal teams, announces the acquisition of PACTA, a leading German contract lifecycle management (CLM) software, marking another milestone in its accelerated expansion across the DACH region.

Full recorded event mix

Top 10 categories among 92 recorded events in the 24-month window.

Funding rounds
35
Leadership moves
15
Mergers & acquisitions
10
Capital infusions
8
Company announcements
8
New products
8
Earnings
3
Incorporation
2
Contracts
2
Regulatory
1
4 activity cards

Swipe or scroll horizontally to browse.

Leadership moves

8 tracked people moves

Jump ↗
Hannah Springer

Appointment Head of Customer Experience

Jump ↗
Skyler Bloxham

Appointment Vice President and Head of Strategic Partnerships

Jump ↗
Torie Happe

Appointment Vice President of Business Development

Spendesk ↗
Quentin Vigneau

Appointment Chief Product Officer

Spendesk ↗
Alan Wright

Appointment Chief Technical Officer

Luke Sculthorp FCICM

Appointment Commercial Director

Product launches

Products, platforms and features in the recorded window

73 Strings ↗
Unified Global Operating Model

Feature

Jump ↗
AI Associate

AI Agent / Automation

Jump ↗
AI Operating System for Advisors

Product

Murex ↗
MX.3

Financial technology platform

Contract wins

1 recorded customer wins

MEGA ↗

Customer: star mineralsMining

Regulatory events

1 recorded events

Taiga ↗

approved acquisitionSuperior Court

Mergers and acquisitions

Company-linked deal reports; status is preserved as recorded.

Acquirer → targetStatusDateValue / context
Jump→mobile assistantAnnounced2025-10-21Not stated in snapshot
Fasst Insurance Company→Upsideo ↗Rumored2025-09-15Not stated in snapshot
triton→Prenax ↗Completed2025-09-04Not stated in snapshot
medius→Expensya ↗Completed2025-06-04$1.2B
quadient→Serensia ↗Completed2025-06-02Not stated in snapshot
Swile→BimpiAnnounced2025-04-29Not stated in snapshot

A discussion or rumour is not a completed transaction. An unstated value is not zero.

PEOPLE & OPPORTUNITY

The talent market

792 postings in the preceding 12 months. The full 2,862-posting snapshot covers 53 employers.

Expand panel +

Most advertised job titles

Cuisinier H/F179
Second De Cuisine H/F118
Chef De Cuisine H/F76
Employé De Restauration H/F60
Employe De Restauration H/F50
Plongeur H/F40
2 internship postings

15 tracked postings mention remote work.

The seniority mix

227 postings specify a level.

unspecified
2,635
manager
93
senior
83
lead
28
intern
15
entry
8

Skills employers mention

Top skills across 2,862 tracked postings in the available jobs snapshot.

Netsuite
8
Stripe
8
Salesforce
7
React
6
Zuora
6
Xero
6
Quickbooks
5
Typescript
5
Sage
5
Node.Js
4
ADVERTISED PAY$28.5K/ year

Median across 188 postings with pay data, expressed in USD.

THE PEOPLE BUILDING THE FIELD

Founders and leaders

240 founders and chief executives across 166 companies.

Expand panel +
12 profiles

Swipe or scroll horizontally to browse.

Education networks

24 profiles with education records.

HEC Paris
7
Harvard Business School
4
Sciences Po
3
Harvard University
2
INSEAD
2
New York University
2
University of Pennsylvania
1
Emlyon Business School
1

Prior employers

8 profiles with prior-work records.

McKinsey
3
Microsoft
2
Boston Consulting Group
2
Google
2
Amazon
1

Profiles cover recorded founders and leaders; contact details remain in Radar.

NEWS INTELLIGENCE

How this industry appears in the news

73,414 articles in the measured 12-month window.

Expand panel +
73,414articles in the measured year
18,383articles in 2026Q1
65.8%positive tone in the latest complete year

News volume trends

Accounting and Tax Software coverage across France · articles per complete quarter

07,58715,17422,76130,3482021Q2: 10,9482021Q22021Q3: 13,5882021Q4: 11,7062022Q1: 14,7982022Q2: 13,9282022Q22022Q3: 12,4372022Q4: 15,0322023Q1: 16,5342023Q2: 15,4572023Q22023Q3: 16,4782023Q4: 15,1092024Q1: 19,5852024Q2: 17,0022024Q22024Q3: 19,7502024Q4: 20,7532025Q1: 26,3902025Q2: 20,8902025Q22025Q3: 16,5512025Q4: 15,7702026Q1: 18,3832026Q1
View quarterly article counts
QuarterArticles
2021Q210,948
2021Q313,588
2021Q411,706
2022Q114,798
2022Q213,928
2022Q312,437
2022Q415,032
2023Q116,534
2023Q215,457
2023Q316,478
2023Q415,109
2024Q119,585
2024Q217,002
2024Q319,750
2024Q420,753
2025Q126,390
2025Q220,890
2025Q316,551
2025Q415,770
2026Q118,383

Article volume measures coverage, not market sales.

Tone of coverage over time

2021
26,244 positive · 764 neutral · 11,579 negative
2022
36,608 positive · 1,083 neutral · 18,407 negative
2023
43,231 positive · 1,224 neutral · 19,003 negative
2024
51,388 positive · 2,200 neutral · 23,395 negative
2025
52,286 positive · 2,106 neutral · 25,110 negative

Leading coverage topics

Accounting and Tax Software coverage across France · ranked by full-period article count.

Cryptocurrency Impact On Forex Markets10,309 articles in the full recorded period
3,136 recent · 2,085 prior
Economic Indicators (Gdp, Cpi, Unemployment)10,275 articles in the full recorded period
2,713 recent · 2,887 prior
Interest Rate Decisions And Impacts9,380 articles in the full recorded period
2,804 recent · 2,121 prior
Central Bank Monetary Policy Announcements8,420 articles in the full recorded period
2,015 recent · 2,048 prior
Federal Reserve Policy Meeting Summaries8,123 articles in the full recorded period
1,985 recent · 1,980 prior
Trade Wars And Geopolitical Impacts7,275 articles in the full recorded period
2,470 recent · 2,205 prior
Global Recession Risks And Forecasts6,142 articles in the full recorded period
1,987 recent · 1,929 prior
Global Bond Market Updates5,299 articles in the full recorded period
976 recent · 1,299 prior
Quarterly And Annual Financial Results4,871 articles in the full recorded period
1,096 recent · 1,351 prior
European Central Bank (Ecb) Decisions4,841 articles in the full recorded period
926 recent · 1,179 prior

Recent and prior counts use the source comparison windows.

Topics gaining and losing attention

Accounting and Tax Software coverage across France

KeywordRecentPriorChange
exchange rates1,242433187%
forex liquidity1,150221420%
gold spot price1,068188468%
eur/usd867257237%
usd/jpy797222259%
usd/chf751123511%
commodity futures727274165%
cash market forex70064994%
usd/cad69366950%
vix currency index668581052%
economic slowdown9981,500-33%
quarterly results381636-40%
monetary easing277483-43%
stock price278468-41%
monetary stance shift273445-39%

Event and signal lenses

Accounting and Tax Software coverage across France

All complete annual cohorts shown
Rising

Regulatory Risk

121,160 classified articles

economic slowdown, monetary easing, exchange rates

46.8% critical · 34.9% positive
Rising

Funding Momentum

26,408 classified articles

inflation reports fx, currency intervention policies, gbp/usd

38.6% critical · 52.8% positive
Rising

Growth

44,587 classified articles

quarterly results, economic slowdown, revenue beats

38.7% critical · 41.4% positive

Accounting and Tax Software coverage across France. Topic labels describe recorded classifications and can include broad context.

RESEARCH SIGNALS

What Accounting and Tax Software research is working on

13,825 papers in the recorded worldwide scope.

Expand panel +
13,825papers
13,825worldwide comparison pool
—India-affiliated papers

Research orientation

Promising
4,450
Descriptive
3,501
Problem-identifying
3,141
Cautionary
1,411
Breakthrough
754
Comparative
414
Critical
154

Contribution mix

Empirical
8,354
Reviews
2,307
Position pieces
1,635
Methods-led
1,361
Theoretical
168

Tone counts: 12,714 positive · 252 neutral · 859 negative.

Common problems researchers identify
3,295 papers · 23.8% of this field
  • Financial services1,723 papers
  • FinTech1,301 papers
  • Financial inclusion570 papers
  • Payment489 papers
  • Government245 papers
  • Financial literacy205 papers
  • Cryptocurrency201 papers
  • Investment172 papers

Landmark: The digital revolution in financial inclusion: international development in the fintech era

Cautions
1,411 papers · 10.2% of this field
  • Financial services670 papers
  • FinTech538 papers
  • Financial inclusion348 papers
  • Payment283 papers
  • Financial literacy129 papers
  • Mobile payment102 papers
  • Digital currency95 papers
  • Investment91 papers

Landmark: Blockchain Technology in Finance

Opportunities
5,204 papers · 37.6% of this field
  • Financial services2,148 papers
  • FinTech1,839 papers
  • Financial inclusion1,123 papers
  • Financial literacy786 papers
  • Payment749 papers
  • Database transaction382 papers
  • Investment314 papers
  • Mobile payment301 papers

Landmark: On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services

Leading institutions

UNSW Sydney
743
University of Manchester
727
University of York
716
University of the West of England
716
Universidad de Zaragoza
685
Columbia University
667

Leading researchers

Robert J. Kauffman
1,822
Peter Gomber
1,821
Chris Parker
1,821
Bruce W. Weber
1,821
Daniela Gabor
716
Sally Brooks
716
Itay Goldstein
621
Wei Jiang
621

Highly cited breakthrough-labelled papers

  • On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services1,820 citations
  • Intention to use analytical artificial intelligence (AI) in services – the effect of technology readiness and awareness370 citations
  • The FinTech phenomenon: antecedents of financial innovation perceived by the popular press240 citations
  • FinTech ecosystem practices shaping financial inclusion: the case of mobile money in Ghana116 citations
  • CBDC, Fintech and cryptocurrency for financial inclusion and financial stability100 citations

Common problems researchers identify

2,820 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

FinTech Disruption of Financial ServicesCommon problems researchers identify · 01

FinTech Disruption of Financial Services

813 papers

28.8% of this theme group

Researchers highlight how emerging financial technologies challenge traditional banking and regulatory frameworks.

FinTech (653) · Financial services (545) · Financial innovation (112) · Financial regulation (65)

THE DEVELOPMENT OF THE FINTECH INDUSTRY AND ITS INFLUENCE ON THE FINANCIAL SECTOR

Changes and Challenges of Financial Technology (FinTech) for the Banking Industry

View research history
YearShare index
202220.7
202323.8
202420.8
202535.1
Market and Lending PressuresCommon problems researchers identify · 02

Market and Lending Pressures

556 papers

19.7% of this theme group

Papers discuss risks and regulatory responses to evolving financial markets and loan structures.

Financial services (257) · Loan (39) · Financial market (45) · Order (37)

Innovazione finanziaria e rafforzamento del mercato unico per servizi finanziari retail: sfide, rischi, risposte della regolazione.

Financial System in New Economic Scenario: Challenges and Opportunities

View research history
YearShare index
202296.5
2023102.4
2024235.2
2025123.5
Barriers to Financial InclusionCommon problems researchers identify · 03

Barriers to Financial Inclusion

396 papers

14.0% of this theme group

Studies examine gaps in access, literacy, and service delivery that limit inclusive finance.

Financial inclusion (358) · Inclusion (79) · Financial services (285) · Financial literacy (89)

Financial Inclusion: The Role of Fintech and Digital Financial Services in India

Digital Financial Inclusion Through FinTech

View research history
YearShare index
202276.6
2023104.9
2024100.3
2025222.6
Mobile Payments and Banking HurdlesCommon problems researchers identify · 04

Mobile Payments and Banking Hurdles

316 papers

11.2% of this theme group

Research points to technical and policy challenges in scaling mobile payment and banking solutions.

Payment (147) · Mobile payment (72) · Mobile banking (51) · Retail banking (46)

Digital Transformation in Banking: Opportunities and Challenges

Digital Transformation in India’s Financial Sector: Progress, Challenges and Policy Implications

View research history
YearShare index
2022861.8
2023830.3
2024932.2
2025990.3
Blockchain and Digital Currency IssuesCommon problems researchers identify · 05

Blockchain and Digital Currency Issues

312 papers

11.1% of this theme group

Analyses focus on regulatory uncertainty and operational complexities of distributed ledger technologies.

Cryptocurrency (144) · Blockchain (110) · Digital currency (105) · Currency (61)

Applications of Blockchain Technology in the Finance and Banking Industry Beyond Digital Currencies

The impact of blockchain and distributed ledger technology on financial services

View research history
YearShare index
2022905.6
2023967.4
2024915.8
20251033.4
Islamic Finance Technology GapsCommon problems researchers identify · 06

Islamic Finance Technology Gaps

234 papers

8.3% of this theme group

Works identify obstacles to integrating fintech within Sharia‑compliant financial systems.

Islam (125) · Sharia (77) · Islamic finance (39) · FinTech (132)

DEVELOPING ISLAMIC FINANCIAL TECHNOLOGY IN INDONESIA

Sharia Fintech: Opportunities and Challenges in Indonesia

View research history
YearShare index
20222483.4
20232547.6
20242160.1
20252372.7
AI and Big Data Risks in FinanceCommon problems researchers identify · 07

AI and Big Data Risks in Finance

193 papers

6.8% of this theme group

Authors raise concerns about data quality, model bias, and governance in AI‑driven financial services.

Financial services (123) · Applications of artificial intelligence (17) · Big data (25) · FinTech (67)

POTENTIALS AND CHALLENGES OF ARTIFICIAL INTELLIGENCE IN FINANCIAL TECHNOLOGIES

ARTIFICIAL INTELLIGENCE IN FINANCE AND FINTECH

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YearShare index
2022128.4
2023113.6
202472.3
2025120.3

Cautions

1,129 papers · 7 recurring themes
7 cards

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Institutional Impact of FinTechCautions · 01

Institutional Impact of FinTech

290 papers

25.7% of this theme group

Cautionary studies assess how digital innovation reshapes banking structures and stability.

FinTech (228) · Financial services (190) · Financial innovation (53) · Financial system (24)

Financial Innovation and Digital Technology in the Banking System: An Institutional Perspective

FINTECH AND ITS IMPACT ON TRADITIONAL BANKS

View research history
YearShare index
2022193.8
2023195.3
2024184.3
2025121.5
Governance and Technology IntegrationCautions · 02

Governance and Technology Integration

213 papers

18.9% of this theme group

Research warns of governance challenges when merging fintech with corporate and investment practices.

Investment (27) · Financial services (65) · Information technology (12) · Corporate governance (21)

Does financial technology matter? Evidence from an alternative banking system

Digital Financial Risk Control: Challenges and Innovation In The Modern Financial System

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YearShare index
2022478.5
2023500.4
2024387.7
2025550.6
Inclusion Efforts and Unintended ConsequencesCautions · 03

Inclusion Efforts and Unintended Consequences

210 papers

18.6% of this theme group

Papers caution that fintech‑driven inclusion may create new literacy and security gaps.

Financial inclusion (162) · Financial services (136) · FinTech (115) · Financial literacy (56)

Fintech and financial inclusion: Transforming underserved access to financial services

The Role of Fintech in Financial Inclusion: Analyzing 21st-Century Strategies, Innovations, and Challenges

View research history
YearShare index
202272.4
2023101.2
202497.3
2025217.2
Digital Payments and Consumer BehaviorCautions · 04

Digital Payments and Consumer Behavior

138 papers

12.2% of this theme group

Analyses highlight potential adverse effects of digital payment adoption on spending patterns.

Mobile payment (61) · Payment (92) · Mobile banking (29) · Financial inclusion (44)

IMPACT OF DIGITAL PAYMENT SYSTEMS ON THE FINANCIAL INCLUSION OF NIGERIAN CITIZENS

“ <b>"Impact of Digital Payment Systems on Consumer Spending Behaviour"</b>

View research history
YearShare index
2022861.8
2023830.3
2024932.2
2025990.3
AI Adoption in Financial ServicesCautions · 05

AI Adoption in Financial Services

115 papers

10.2% of this theme group

Studies stress ethical and operational challenges of deploying artificial intelligence in finance.

Financial services (81) · Financial market (25) · Applications of artificial intelligence (10) · Corporate governance (19)

Unleashing the Power of AI in Financial Services: Opportunities, Challenges, and Implications

The Role of Artificial Intelligence in Enhancing Financial Services: Opportunities and Challenges

View research history
YearShare index
2022193.1
2023221.0
2024338.4
2025363.4
Transparency and Blockchain RegulationCautions · 06

Transparency and Blockchain Regulation

88 papers

7.8% of this theme group

Research points to regulatory hurdles and transparency issues surrounding blockchain use.

Blockchain (60) · Distributed ledger (15) · Cryptocurrency (24) · Transparency (21)

Financial application scenarios and regulatory challenges of blockchain technology

Understanding the Adoption of Blockchain Technology in Financial Information Systems

View research history
YearShare index
2022877.6
2023932.2
2024882.0
2025991.9
Central Bank Digital Currency RisksCautions · 07

Central Bank Digital Currency Risks

75 papers

6.6% of this theme group

Works discuss stability and policy implications of sovereign digital currency initiatives.

Digital currency (58) · Currency (34) · Monetary policy (13) · Central bank (11)

Digital currencies and their potential impacts on financial stability

CENTRAL BANK DIGITAL CURRENCIES AND FINANCIAL INCLUSION IN DEVELOPING ECONOMIES: OPPORTUNITIES, CHALLENGES, AND LESSONS FROM EARLY ADOPTERS

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YearShare index
2022132.3
2023129.1
202490.3
2025114.7

Opportunities

4,314 papers · 7 recurring themes
7 cards

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FinTech as Growth EngineOpportunities · 01

FinTech as Growth Engine

942 papers

21.8% of this theme group

Opportunities focus on how financial technology can enhance market efficiency and service innovation.

FinTech (700) · Financial services (446) · Financial innovation (70) · Payment (146)

Impact of Financial Technology (FinTech) on Sustainable Growth: Key Factors, Practical Cases and Empirical Review

"FINTECH ADOPTION IN BANKING : IMPACTS ON FINANCIAL INTERMEDIATION AND MARKET STRUCTURE"

View research history
YearShare index
2022848.7
2023819.6
2024924.3
2025976.3
Digital Transformation of PaymentsOpportunities · 02

Digital Transformation of Payments

927 papers

21.5% of this theme group

Papers explore benefits of mobile and digital payment platforms for economic activity.

Payment (184) · Financial services (301) · Digital transformation (86) · Mobile payment (83)

Socio-Economic Challenges of Digital Banking Adoption: The Impact of Perceived Usefulness, Ease of Use, and Self-Efficacy

DIGITAL FINANCIAL SERVICES AND BANKING EFFICIENCY: AN EMPIRICAL APPROACH

View research history
YearShare index
2022929.6
2023912.7
20241016.6
20251169.0
AI‑Driven Credit and Fraud SolutionsOpportunities · 03

AI‑Driven Credit and Fraud Solutions

706 papers

16.4% of this theme group

Research highlights machine learning applications for risk assessment and fraud detection.

Interpretability (65) · Credit card fraud (43) · Credit risk (74) · Big data (90)

Leveraging artificial intelligence and machine learning for next-generation credit risk assessment models

Financial AI: Harnessing Machine Learning for Algorithmic Trading, Risk Assessment, and Fraud Detection

View research history
YearShare index
202235.2
202337.0
202430.9
202539.9
FinTech‑Enabled Financial InclusionOpportunities · 04

FinTech‑Enabled Financial Inclusion

608 papers

14.1% of this theme group

Studies showcase how digital finance expands access for underserved populations.

Financial inclusion (592) · Financial services (441) · Inclusion (112) · FinTech (298)

The Role Of Fintech In Enhancing Financial Inclusion

The Role of Digital Banking and Fintech in Advancing Financial Inclusion

View research history
YearShare index
202237.8
202346.8
202449.0
2025108.5
Financial Literacy Through TechnologyOpportunities · 05

Financial Literacy Through Technology

576 papers

13.4% of this theme group

Works examine how digital tools improve understanding and behavior around finance.

Financial literacy (530) · Digital literacy (54) · FinTech (244) · Literacy (41)

Effect of Financial Literacy and Use of Financial Technology (FinTech) on Financial Behavior

Financial Behavior, Inclusion, and Technology in MSMEs: The Mediating Impact of Financial Literacy on Performance

View research history
YearShare index
202295.1
2023120.1
2024103.5
2025251.6
Blockchain for Market InfrastructureOpportunities · 06

Blockchain for Market Infrastructure

279 papers

6.5% of this theme group

Research identifies blockchain’s potential to streamline transactions and improve transparency.

Blockchain (197) · Cryptocurrency (59) · Distributed ledger (32) · Database transaction (78)

The Application of Blockchain Technology in Financial markets

Blockchain in banking and financial services

View research history
YearShare index
2022877.6
2023932.2
2024882.0
2025991.9
Islamic FinTech for Social ImpactOpportunities · 07

Islamic FinTech for Social Impact

276 papers

6.4% of this theme group

Papers discuss innovative fintech solutions that support inclusive growth within Islamic finance.

Islam (150) · Sharia (73) · Islamic banking (25) · FinTech (146)

Islamic Fintech and Financial Inclusion: Innovations for Sustainable Economic Empowerment

POTENTIAL OF ISLAMIC FINTECH AS AN INNOVATIVE SOLUTION TO SOCIAL INCLUSION

View research history
YearShare index
20222484.8
20232549.9
20242161.3
20252373.9

How this field compares with the research baseline

Orientation shares compared with 25,000 papers in the reference sample.

Research orientationThis fieldReference sample
Promising32.2%36.9%
Descriptive25.3%17.3%
Problem-identifying22.7%10.0%
Cautionary10.2%4.5%
Breakthrough5.5%26.5%
Comparative3.0%3.9%
Critical1.1%1.0%

Concerns receiving less research attention

Counts and shares refer to the stated research pool. A low count describes how much of that research is recorded here, not the absence of a real-world concern.

Concern / example paperPapersShareRaised as a problemWorldwide share
Privacy & surveillanceMobile payment in Fintech environment: trends, security challenges, and services1040.91%58 (55.8%)0.91%
Concentration of compute powerThe Rising of Fintech - How the Tech Revolution in Financial Services Represents A Paradigm Shift300.26%14 (46.7%)0.26%
Energy & datacenter footprintAn integrated model of financial technology adoption and environmental performance: The role of green innovation260.23%6 (23.1%)0.23%
Bias & fairnessDigital Finance, Financial Inclusion and Gender Equality: Strategies for Economic Empowerment of Women120.1%6 (50.0%)0.1%
Safety & misuseThe Role of Notaries in Preventing the Misuse of Fintech and Crypto Assets for Money Laundering: Risk Analysis and Requi90.08%5 (55.6%)0.08%
Labour & data workFinancial Technology Acceptance in Baby Boomers Generation50.04%3 (60.0%)0.04%
Carbon & emissions of computeRethinking portfolio design with sustainable AI and FinTech: dynamic spillovers in a quantile–frequency framework10.01%0 (0.0%)0.01%
Water use00.0%0 (%)0.0%
Hardware, e-waste & supply chain00.0%0 (%)0.0%

Institution and researcher rankings use citations to their covered work. Research scope: worldwide. This may be broader than the company geography.

GEOGRAPHIC FOOTPRINT

Where companies are based

Company counts, hiring and disclosed funding across the recorded hubs.

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UNDERSTAND THE LANDSCAPE

Accounting and Tax Software in France: key questions

Clear definitions for making better comparisons.

What does this landscape measure?

It measures the tracked company ecosystem, recorded funding, hiring and other available evidence. It is not a market-size estimate.

Can segment counts be added together?

No. A company can belong to several segments, so segment counts and funding can overlap.

What does a missing figure mean?

A dash or unavailable panel means the current reviewed source snapshot does not support that figure.

KEEP EXPLORING

Put France in context

All landscapes ↗

Company ecosystem snapshot: 2 September 2026. Funding is recorded in USD; filed accounts retain their stated currency and reporting basis. Each section identifies its own coverage. The news and research behind these sections is explorable in Prism.

Canonical landscape ↗
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