Radar Landscapes Accounting and Tax Software Landscape of the United Kingdom
Accounting and Tax Software industry in the United Kingdom — illustrated cover for the Accounting and Tax Software Landscape of the United Kingdom
Radar · Industry landscape · the United Kingdom

Accounting and Tax Software Landscape of the United Kingdom

1,431 Accounting and Tax Software companies in the United Kingdom, in one picture: who is hiring, who is raising money, who founded them, where they are based, what the news is about, which skills employers want and where the research is going. Updated August 2026.

1,431companies tracked
$10.3Bdisclosed funding
44hiring right now
372events · 24 months
209,782news articles · 12 months

Who leads Accounting and Tax Software in the United Kingdom

Shows the 1,431 UK Accounting and Tax Software firms, highlighting which are hiring, best funded, and currently hiring, with 44 open jobs and 213 firms reporting a funding round.

open roles
Hiring now
ranked by live open roles
  1. 01Finastra11last posted Aug 2026
  2. 02Maxiplan8last posted Apr 2026
  3. 03Behavox6last posted May 2026
  4. 04Inforcer3last posted Jun 2026
  5. 05Vestd3last posted Aug 2026
  6. 06Santriya Technologies3last posted Aug 2026
  7. 07Growth Accountants3last posted Aug 2026
  8. 08Control Now2last posted Jun 2026
44 companies hiring · 5 posted in the last 30 days
disclosed funding
Most funded
disclosed totals, all rounds
  1. 01Finastra$5.3BConventional Debt · Aug 2023
  2. 02Sage$412.5MPost IPO · Dec 2019
  3. 03Ideagen$362MPost IPO · Dec 2021
  4. 04CloudPay$340.4MSeries G · Aug 2024
  5. 05Soldo$309.8MConventional Debt · Jul 2021
  6. 06Signal AI$267.7MSeries E · Sep 2025
  7. 07Behavox$238.6MVenture Debt · Oct 2024
  8. 08Leah$202.4MSeries C · Sep 2021
213 companies with disclosed rounds · $10.3B total
revenue
Revenue leaders
official filings first, else latest snapshot
  1. 01Sage$3.4BFY2025 filing
  2. 02Finastra$2.1Bsnapshot May 2023
  3. 03Behavox$62.4Msnapshot Dec 2025
  4. 04Signal AI$34.4Msnapshot Mar 2025
  5. 05AutoRek$26.6Msnapshot Jan 2025
  6. 06IMP$6.4MFY2024 filing
  7. 07bluQube$3.5Msnapshot Feb 2025
  8. 08Mtivity$1.2Msnapshot Dec 2007
18 companies with a revenue figure
headcount
Largest teams
ranked by tracked headcount
  1. 01Sage11,785tracked employees
  2. 02Finastra1,890tracked employees
  3. 03K3 Business Technology Group408tracked employees
  4. 04Omnipresent396tracked employees
  5. 05Cerillion Technologies252tracked employees
  6. 06CloudPay171tracked employees
  7. 07Signal AI154tracked employees
  8. 08Vertice152tracked employees
53 companies with headcount data
share of events
Share of voice
share of all tracked sector news events, 24 months
  1. 01Finastra17.1%101 tracked events
  2. 02Datamaran7.1%42 tracked events
  3. 03Cerillion Technologies5.7%34 tracked events
  4. 04CloudPay5.6%33 tracked events
  5. 05Finmo4.6%27 tracked events
  6. 06Behavox3.7%22 tracked events
  7. 07Vertice3.5%21 tracked events
  8. 08Palm3.4%20 tracked events
592 tracked events across 65 companies
web reach
Most-used apps
the sites in this sector the web visits most
  1. 01Sagetop 50ksage.com
  2. 02Clear Bookstop 50kclearbooks.co.uk
  3. 03Staffologytop 50kstaffology.co.uk
  4. 04Nomitop 500knomi.co.uk
  5. 05Craftybasetop 500kcraftybase.com
  6. 06FreeAgenttop 500kfreeagent.com
  7. 07Vestdtop 500kvestd.com
  8. 08FreshPaytop 500kfreshpay.cloud
330 companies here run a site with a measured audience · 44 of them sit inside the web’s top million
articles
In the news
Prism news coverage, last 12 months
  1. 01Nomi415articles in the window
  2. 02Finastra109articles in the window
  3. 03FreeAgent52articles in the window
  4. 04Sage40articles in the window
  5. 05Workwell40articles in the window
  6. 06Dext38articles in the window
  7. 07AutoRek27articles in the window
  8. 08Soldo27articles in the window
67 of these companies drew sector coverage in the window
Radar

See all 1,431 Accounting and Tax Software companies in the United Kingdom

Filter by funding, headcount, hiring and location, and export the list.

How the Accounting and Tax Software ecosystem in the United Kingdom grew, 2016–2025

Shows the number of companies founded each year from 2016‑2025, peaking at 117 new firms in 2020 and falling to 7 in 2025.

Companies founded / year
new Accounting and Tax Software companies in the United Kingdom
2016: 802017: 802018: 932019: 912020: 1172021: 852022: 552023: 562024: 382025: 7
20162025
peak 117 in 2020
Companies raising / year
with a disclosed round that year
20162025
peak 56 in 2021
Disclosed funding / year
sum of disclosed rounds (USD)
2016: 91,864,1072017: 232,724,7352018: 228,314,8722019: 324,763,1542020: 439,031,5402021: 973,670,6572022: 583,265,4542023: 5,475,521,8992024: 440,990,1122025: 616,199,162
20162025
peak $5.5B in 2023

Where Accounting and Tax Software companies in the United Kingdom are based

Lists the cities where these firms are located, with London hosting 621 companies, followed by Manchester (37), Edinburgh (21), Leeds (16) and Birmingham (16).

London skyline — Accounting and Tax Software hub in the United Kingdom
Hub 01
London
621 Accounting and Tax Software companies
83% of the Accounting and Tax Software companies across these hubs
621companies
$8.5Bdisclosed funding
32hiring now
Photo Wikipedia · London · CC BY-SA 4.0
Manchester skyline — Accounting and Tax Software hub in the United Kingdom
Hub 02
Manchester
37 Accounting and Tax Software companies
5% of the Accounting and Tax Software companies across these hubs
37companies
$19.8Mdisclosed funding
1hiring now
Photo Wikipedia · Manchester · CC BY-SA 4.0
Edinburgh skyline — Accounting and Tax Software hub in the United Kingdom
Hub 03
Edinburgh
21 Accounting and Tax Software companies
3% of the Accounting and Tax Software companies across these hubs
21companies
$59.8Mdisclosed funding
1hiring now
Photo Wikipedia · Edinburgh · CC BY-SA 4.0
Leeds skyline — Accounting and Tax Software hub in the United Kingdom
Hub 04
Leeds
16 Accounting and Tax Software companies
2% of the Accounting and Tax Software companies across these hubs
16companies
Photo Wikipedia · Leeds · CC BY-SA 4.0
Birmingham skyline — Accounting and Tax Software hub in the United Kingdom
Hub 05
Birmingham
16 Accounting and Tax Software companies
2% of the Accounting and Tax Software companies across these hubs
16companies
$8.4Mdisclosed funding
Photo Wikipedia · Birmingham · CC BY-SA 4.0
Glasgow skyline — Accounting and Tax Software hub in the United Kingdom
Hub 06
Glasgow
12 Accounting and Tax Software companies
2% of the Accounting and Tax Software companies across these hubs
12companies
Photo Wikipedia · Glasgow · CC BY-SA 4.0
Bristol skyline — Accounting and Tax Software hub in the United Kingdom
Hub 07
Bristol
12 Accounting and Tax Software companies
2% of the Accounting and Tax Software companies across these hubs
12companies
$3Mdisclosed funding
Photo Wikipedia · Bristol · CC BY-SA 4.0
Oxford skyline — Accounting and Tax Software hub in the United Kingdom
Hub 08
Oxford
11 Accounting and Tax Software companies
1% of the Accounting and Tax Software companies across these hubs
11companies
$188kdisclosed funding
Photo Wikipedia · Oxford · CC BY-SA 4.0

The Accounting and Tax Software market map of the United Kingdom: what these companies actually do

Breaks down product sub‑categories and revenue models, noting the largest groups such as fintech (1,413) and enterprise software (1,092), and that most firms use subscription pricing (1,203).

  • Fintech1,413 companies · $10.3B raised · 44 hiring
  • Enterprise Tech1,366 companies · $10.1B raised · 39 hiring
  • Enterprise Software1,092 companies · $9.9B raised · 34 hiring
  • SaaS785 companies · $8.9B raised · 24 hiring
  • Integrated Compliance Management148 companies · $266.9M raised · 3 hiring
  • Accounts Receivable Automation146 companies · $275.2M raised · 3 hiring
  • Consumer Digital111 companies · $223.1M raised · 6 hiring
  • Payroll Management104 companies · $566.4M raised · 2 hiring
  • HR SaaS92 companies · $858.5M raised · 2 hiring
  • Accounts Payable Automation64 companies · $256.5M raised · 1 hiring
  • Fintech SaaS52 companies · $6B raised · 5 hiring
  • Corporate Travel49 companies · $514.5M raised · 2 hiring

Monetization

How Accounting and Tax Software companies make money

How many companies earn revenue each way. Plenty use more than one model, so the counts add up to more than the sector.

Subscription1,203
Fee-For-Service188
Commission on Transaction115
E-Commerce - Service43
Advertising27
E-Commerce - Product8
Lending3
Freemium2

Funding, M&A and the deals moving Accounting and Tax Software in the United Kingdom

Leadership 84Funding 64Product 59M&A 52Contracts 36Earnings 29Assets 22Announcement 11Regulatory 6Capital 5
  • M&ASYDNEY: Australian payments firm Causal Ltd (ASX: CCL) said on Tuesday it has agreed to acquire Paymark Ltd, trading as Worldline New Zealand, for A$27 million ($17.5 million) in cash.2026-04-14
  • M&AWe see this acquisition as part of a long-term growth strategy which builds on our UK heritage and will strengthen Stats’ global footprint.2026-04-09
  • M&ASignal AI, a reputation and risk intelligence company, has acquired PR measurement platform Memo.2026-03-26
  • FundingShepherd, a U.S. insurtech startup, announced a $42 million Series B led by Intact Private Capital.2026-03-24
  • FundingTranslucent, an AI-native healthcare finance startup, has closed a $27M Series A funding round led by GV (Google Ventures), with continued participation from NEA, Virtue, and FPV Ventures.2026-03-11
  • M&ADOCUmation has acquired Document Solutions, a printing equipment distributor, to expand its office technology and document management portfolio.2026-02-05
  • FundingANNA Money has raised a £10 million growth debt deal.2025-12-22
  • FundingInfracost has raised $15 million in a Series A, led by Pruven Capital, with participation from Y Combinator, Sequoia Capital, Mango Capital, Alumni Ventures, TIAA Ventures, and angel investors Paul Copplestone and Timothy Chen.2025-11-19
  • M&ABelfast-based compliance software developer AuditComply has been sold for an undisclosed sum to Toronto-headquartered cloud-based manufacturing software firm Nulogy.2025-11-17
  • FundingAlong with Revolut’s raise AI-powered accounts firm Xelix raised $160m and small business lender Tide $120m.2025-10-14

Mergers and acquisitions

Deals from the last 24 months where a Accounting and Tax Software company in the United Kingdom was the buyer or the one bought, newest first. “Undisclosed” means the price was never published — not that the deal was worth nothing.

AcquirerTargetDeal valueStatusDate
Fortifideighton manufacturingundisclosedAnnounced2026-04-27
CausalpaymarkundisclosedAnnounced2026-04-14
stats groupPaper2DataundisclosedAnnounced2026-04-09
Signal AImemoundisclosedAnnounced2026-04-02
Signal AIkelpundisclosed2026-03-26
Signal AIsocial 360undisclosed2026-03-26

Who is listing, hiring leaders, launching and winning work

Provides details on specific events such as leadership changes, product launches, and customer contract wins.

Leadership moves
33 tracked people moves · last 12 months
  • AutoRekTony Livesey · Appointment → Chief Technology & Product OfficerMay 2026
  • AutoRekJim Sadler · Appointment → Chief Transformation OfficerMay 2026
  • SurveilAndrew Raynor · Appointment → Regional Business Manager, United Kingdom and IrelandApr 2026
  • SurveilEric Gohdes · Appointment → Regional Business Manager, AmericasApr 2026
  • FinmoMatt Poblocki · Appointment → General CounselApr 2026
  • FinastraChris McClellen · Appointment → SVP, Group Head of AIMar 2026
  • FinastraNa · Appointment → Vice President, DAMAMar 2026
  • FinastraVinay Mendonca · Appointment → Head of Product Trade and Supply Chain FinanceMar 2026
Product launches
tracked launches · last 12 months
Contract wins
26 customer wins · last 24 months
Regulatory & litigation
5 regulatory events · 0 tracked suits · 24 months
  • PalmLicense granted — Financial Regulatory Authority (FRA)Sep 2025
  • KALadmitted into CIRP — National Company Law TribunalAug 2025
  • Finmoapproved to operate as an authorised electronic money institution — UK Financial Conduct AuthorityJul 2025
  • Finmoapproved for EMI licence — UK Financial Conduct Authority (FCA)Jul 2025
Earnings pulse
companies reporting results · last 24 months
9 companies reporting31 company-quarters tracked

Half of these companies grew revenue faster than +9.5%, half slower.

Who is building Accounting and Tax Software in the United Kingdom

Profiles 660 founders and CEOs across 502 firms, noting common alma maters like Oxford (19) and Cambridge (12) and prior employers such as Goldman Sachs (5).

Founders and chief executives12 of 660, from the best-funded companies on this page
Steve Hare
Chief Executive Officer
Steve Hare

Ex-CFO Invensys, CFO Spectris, GEC/Marconi · University of Liverpool BCom 1982

Ben Dorks
Chief Executive Officer
Ben Dorks

ex-Plumtree Group, TSF Group, Applied Group.

Roland Folz
CEO
Roland Folz

Ex-Solaris, Deutsche Bank, DaimlerChrysler Bank · University of Illinois Chicago MBA 1989

Miguel Martinez
Co-Founder
Miguel Martinez

Co-Founder-Signal · University of Oviedo 2003, 2006, Queen Mary University of London PhD 2014

Slav Slavinski
Co-Founder
Slav Slavinski

Ex-Zimmerman Adams, IZOLYATOR. University of Exeter MSc 2011

Sarvarth Misra
Co-Founder and CEO
Sarvarth Misra

Co-Founder and CEO-Leah (formerly ContractPodAi)

David Hoare
Co-Founder
David Hoare

Ex-MarketInvoice, Archant. University of Cambridge BA

Sabby Gill
Chief Executive Officer
Sabby Gill

Ex- Thomas International, Sage, EVP International Epicor Software. Leighton Park Bachelors 1987.

Theso Jivajirajah
Co-Founder & Chief Risk Officer
Theso Jivajirajah

Ex-ClearScore, Vanquis Bank, Deloitte, Commonwealth Bank. Macquarie University BCom

Guenther Eisinger
Co-Founder & CEO
Guenther Eisinger

Ex-Founder EISENBURG. University of Vienna 2006

Ben Allen
Co-Founder & CTO
Ben Allen

Ex-Co-Founder Canary & Delta, Playter Pay, Gimme Radio, AppleFanSite. University of Bristol BSc

Eduard Panteleev
Co-Founder and CEO
Eduard Panteleev

Anna Absolutely No Nonsense Admin, ex-Bank 24, ex-Bank Pyjom, Moscow State Institute of International Relations (University) MFA Russia MGIMO, 1988

Where the founders studied
alma mater on record for 98 of 660 founders
University of Oxford19
University of Cambridge12
Imperial College London8
University College London6
London Business School (LBS)6
University of Manchester5
University of Bristol5
University of Edinburgh4
Where they worked before
a previous employer on record for 17 of 660 founders
Goldman Sachs5
McKinsey4
Google2
Morgan Stanley2
Cisco2
Apple1
Bain1
Microsoft1
Founders flagged as repeat founders
of 575 founders with a profile on this page
4
carry a repeat-founder flag
  • flagged as repeat founders4
  • no repeat-founder flag571
Women and men among the founders
first names matched for 613 of 660 founders
10%
of matched founders are women
  • women63
  • men550
Inferred from first names, using 119 million people who state their own gender: a first name counts only where at least 20 of them share it and at least 90% of those share the same gender. The other 47 founders go in neither column.
Radar

Look up the people behind Accounting and Tax Software companies in the United Kingdom

Search founders, executives and operators by company, role and location.

Who funds Accounting and Tax Software in the United Kingdom

Records 518 funding rounds since 2016 from 577 investors, with a typical round size of $1.2 million.

Investor · most active investors since 2016RoundsLedLatest
Seedcamp163Dec 2025
Europa16Jul 2021
LocalGlobe103Jul 2025
Bessemer Venture Partners95Jan 2025
Index Ventures84May 2026
Insight Partners76Jul 2025
Fuel Ventures75Dec 2023
Barclays75Jan 2025
Techstars74Jan 2023
AlbionVC74Jun 2025
Stage mix · rounds since 2016
Seed & Angel294
Series A–B118
Series C+ / PE30
Grants, debt & other76

The typical round is $1.2M — half were bigger, half smaller.

The biggest Accounting and Tax Software funding rounds in the United Kingdom

Lists the ten largest disclosed rounds, the biggest being Soldo’s $180 million Series C.

CompanyRoundSizeWhenBackers
SoldoSeries C$180MJul 2021Temasek, Citi Ventures, Accel +3 more
Signal AISeries E$165MSep 2025Battery Ventures, Mercuri
XelixSeries B$160MJul 2025Insight Partners, Passion Capital, LocalGlobe
LeahSeries C$143.8MSep 2021SoftBank Vision Fund
BehavoxSeries B$134.9MFeb 2020SoftBank Vision Fund
OmnipresentSeries B$120MMar 2022Kinnevik, Tencent, Uncorrelated Ventures +3 more
CloudPaySeries G$120MAug 2024Blue Owl, Rho Capital Partners, The Olayan Group +1 more
CodatSeries C$100MJun 2022J P Morgan, Canapi Ventures, Shopify +3 more
CloudSenseSeries C$77MNov 2017Vector Capital
DextSeries C$73MJan 2020Augmentum Fintech, Insight Partners, Kennet Partners +1 more
Venture round sizes · 2023–2025
<$1M32
$1–10M28
$10–50M17
$50–250M5
>$250M0

82 venture rounds with a disclosed amount in the window.

Fresh cheques · last 6 months

What the news says about Accounting and Tax Software in the United Kingdom

Counts 209,782 news articles in the last year, most often covering cryptocurrency effects, economic indicators, interest‑rate decisions, and central‑bank policy.

News volume
Accounting and Tax Software coverage across United Kingdom · articles per quarter
2021Q2: 35,9262021Q3: 41,2082021Q4: 36,2562022Q1: 43,7582022Q2: 41,3552022Q3: 39,1452022Q4: 44,3192023Q1: 44,9982023Q2: 45,4372023Q3: 42,5962023Q4: 42,3172024Q1: 47,7752024Q2: 42,6562024Q3: 49,1362024Q4: 49,6832025Q1: 76,9182025Q2: 61,5682025Q3: 54,3352025Q4: 44,1242026Q1: 51,838
2021Q22026Q1
peak 76,918 in 2025Q1 · 209,782 articles in the last 12 tracked months
Tone of coverage
share of articles by dominant sentiment (positive / neutral / negative)
202120232025
Positive-tone share moved 67% → 70%, negative 32% → 28% across 2021–2025.

What the coverage is about

The subjects that dominate Accounting and Tax Software news in United Kingdom. The arrow shows whether each one is being written about more or less than a year ago.

  • Cryptocurrency impact on forex markets35,711▲+42%
  • Economic indicators (gdp, cpi, unemployment)19,705→-4%
  • Interest rate decisions and impacts19,227▲+14%
  • Central bank monetary policy announcements17,527→-3%
  • Federal reserve policy meeting summaries16,574→+1%
  • Trade wars and geopolitical impacts14,481▲+11%
  • Global recession risks and forecasts11,314→+9%
  • Macroeconomic indicators in forex analysis10,635▼-26%
  • Foreign exchange (forex) rate fluctuations10,429▲+49%
  • Regulatory compliance in foreign exchange trading10,154▲+114%
Most-covered companies · last 12 months

67 Accounting and Tax Software companies here were named in the news over this period.

Prism

Watch Accounting and Tax Software coverage in United Kingdom as it happens

Prism follows these subjects story by story — which companies are named, what is said about them and how the tone moves.

Momentum

The words getting louder — and quieter

Which terms are showing up in more stories than a year ago, and which are fading. The percentage is the change in how many articles mention them.

stock performance+47%stock price+59%gold spot price+43%exchange rates+51%forex liquidity+167%stablecoin fx impact+109%commodity futures+48%share price+72%decentralized forex+87%usd/cad+46%
inflation reports fx-44%currency intervention policies-35%sanctions currency effects-46%trade deficits fx-35%cpi forex-48%

The pressures the press keeps returning to

Three recurring angles in United Kingdom Accounting and Tax Software coverage, and whether each is getting more attention year on year (through 2025).

Regulatory Risk ▲ rising
363,407 articles touch this dimension · 46.0% critical tone
20212025
signals: economic slowdown, currency intervention policies, inflation reports fx
Funding Momentum ▲ rising
75,207 articles touch this dimension · 37.4% critical tone
20212025
signals: inflation reports fx, currency intervention policies, eur/usd
Growth ▲ rising
115,590 articles touch this dimension · 39.3% critical tone
20212025
signals: gdp growth forex, inflation reports fx, currency intervention policies

Accounting and Tax Software jobs in the United Kingdom: who is hiring and what they ask for

Shows 151 job postings from 14 firms in the past year, with top required skills including Go, Terraform, Docker, Python, and SaaS experience.

151postings · last 12 months
400postings tracked overall
14employers advertising

Demand

The Skills Employers Ask For

What Accounting and Tax Software employers in the United Kingdom put in their job ads. The bar is how many postings ask for it; the arrow shows whether demand grew or shrank against the year before.

  • go20
  • terraform19
  • docker18
  • python16
  • saas15
  • aws sqs14
  • postgresql13
  • transfer pricing13
  • accounting13
  • aws12
Most advertised titles
  • Project Worker3
  • Team Leader2
  • Global Benefits And Wellness Associate1
  • Inspection Coordinator1
  • Payroll Specialist1
  • Fullstack Software Development Engineer1

83 Accounting and Tax Software-relevant internships in India were advertised over the same 12 months.

What Accounting and Tax Software research is working on

Indexes 13,825 academic papers, dividing them into identified problems (3,295), cautions (1,411), and opportunities (5,204).

How this field talks about itself
Accounting and Tax Software papers (gold) against all published research (grey)
Promising32.2% · 36.7%≈ par
Descriptive25.3% · 18.0%1.4×
Problem-identifying22.7% · 9.5%2.4×
Cautionary10.2% · 4.3%2.4×
Breakthrough5.5% · 26.7%0.2×
Comparative3.0% · 3.8%0.8×
How the work is done
Empirical60.4%
Reviews16.7%
Position pieces11.8%
Methods-led9.8%
Theoretical1.2%
How the research reads

92% positive · 2% neutral · 6% negative, across 13,825 papers.

The institutions behind the field
  • UNSW Sydney743
  • University of Manchester727
  • University of York716
  • University of the West of England716
  • Universidad de Zaragoza685
  • Columbia University667

ranked by how often their work is cited

Researchers who shaped it

Robert J. Kauffman · Peter Gomber · Chris Parker · Bruce W. Weber · Daniela Gabor · Sally Brooks · Itay Goldstein · Wei Jiang

The most-cited breakthroughs
  • On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services · 2k cites
  • Intention to use analytical artificial intelligence (AI) in services – the effect of technology readiness and awareness · 370 cites
  • The FinTech phenomenon: antecedents of financial innovation perceived by the popular press · 240 cites
  • FinTech ecosystem practices shaping financial inclusion: the case of mobile money in Ghana · 116 cites
  • CBDC, Fintech and cryptocurrency for financial inclusion and financial stability · 100 cites
Common problems researchers identify2,820 papers · 7 recurring themes
FinTech reshaping financial services — Common problems researchers identify
Problems · theme 01
FinTech reshaping financial services
813 papers · 28.8% of this block
2022: 21 of every 10,000 papers on this subject2023: 24 of every 10,000 papers on this subject2024: 21 of every 10,000 papers on this subject2025: 35 of every 10,000 papers on this subject2022: 21 of every 10,000 papers on this subject2023: 24 of every 10,000 papers on this subject2024: 21 of every 10,000 papers on this subject2025: 35 of every 10,000 papers on this subject▲ +70% share2022→2025 share of research on this subject
Researchers highlight how emerging financial technologies disrupt traditional banking and regulatory frameworks.
FinTech · Financial services · Financial innovation · Financial regulation
“THE DEVELOPMENT OF THE FINTECH INDUSTRY AND ITS INFLUENCE ON THE FINANCIAL SECTOR”
813 of these papers raise it as a problem
Challenges in modern financial markets — Common problems researchers identify
Problems · theme 02
Challenges in modern financial markets
556 papers · 19.7% of this block
2022: 96 of every 10,000 papers on this subject2023: 102 of every 10,000 papers on this subject2024: 235 of every 10,000 papers on this subject2025: 124 of every 10,000 papers on this subject2022: 96 of every 10,000 papers on this subject2023: 102 of every 10,000 papers on this subject2024: 235 of every 10,000 papers on this subject2025: 124 of every 10,000 papers on this subject▲ +28% share2022→2025 share of research on this subject
Studies discuss risks and regulatory gaps arising from new financial service models and loan mechanisms.
Financial services · Loan · Financial market · Order
“Innovazione finanziaria e rafforzamento del mercato unico per servizi finanziari retail: sfide, rischi, risposte della regolazione.”
556 of these papers raise it as a problem
Financial inclusion through digital tools — Common problems researchers identify
Problems · theme 03
Financial inclusion through digital tools
396 papers · 14.0% of this block
2022: 77 of every 10,000 papers on this subject2023: 105 of every 10,000 papers on this subject2024: 100 of every 10,000 papers on this subject2025: 223 of every 10,000 papers on this subject2022: 77 of every 10,000 papers on this subject2023: 105 of every 10,000 papers on this subject2024: 100 of every 10,000 papers on this subject2025: 223 of every 10,000 papers on this subject▲ +191% share2022→2025 share of research on this subject
Papers examine how fintech expands access to services for underserved populations.
Financial inclusion · Inclusion · Financial services · Financial literacy
“Financial Inclusion: The Role of Fintech and Digital Financial Services in India”
396 of these papers raise it as a problem
Mobile payments and banking transformation — Common problems researchers identify
Problems · theme 04
Mobile payments and banking transformation
316 papers · 11.2% of this block
2022: 862 of every 10,000 papers on this subject2023: 830 of every 10,000 papers on this subject2024: 932 of every 10,000 papers on this subject2025: 990 of every 10,000 papers on this subject2022: 862 of every 10,000 papers on this subject2023: 830 of every 10,000 papers on this subject2024: 932 of every 10,000 papers on this subject2025: 990 of every 10,000 papers on this subject▲ +15% share2022→2025 share of research on this subject
Research focuses on the shift toward mobile‑based payment solutions and associated obstacles.
Payment · Mobile payment · Mobile banking · Retail banking
“Digital Transformation in Banking: Opportunities and Challenges”
316 of these papers raise it as a problem
Blockchain and digital currency impacts — Common problems researchers identify
Problems · theme 05
Blockchain and digital currency impacts
312 papers · 11.1% of this block
2022: 906 of every 10,000 papers on this subject2023: 967 of every 10,000 papers on this subject2024: 916 of every 10,000 papers on this subject2025: 1,033 of every 10,000 papers on this subject2022: 906 of every 10,000 papers on this subject2023: 967 of every 10,000 papers on this subject2024: 916 of every 10,000 papers on this subject2025: 1,033 of every 10,000 papers on this subject▲ +14% share2022→2025 share of research on this subject
Analyses explore how distributed ledger technologies affect financial operations beyond cryptocurrencies.
Cryptocurrency · Blockchain · Digital currency · Currency
“Applications of Blockchain Technology in the Finance and Banking Industry Beyond Digital Currencies”
312 of these papers raise it as a problem
Islamic finance meets fintech innovation — Common problems researchers identify
Problems · theme 06
Islamic finance meets fintech innovation
234 papers · 8.3% of this block
2022: 2,483 of every 10,000 papers on this subject2023: 2,548 of every 10,000 papers on this subject2024: 2,160 of every 10,000 papers on this subject2025: 2,373 of every 10,000 papers on this subject2022: 2,483 of every 10,000 papers on this subject2023: 2,548 of every 10,000 papers on this subject2024: 2,160 of every 10,000 papers on this subject2025: 2,373 of every 10,000 papers on this subject▼ -4% share2022→2025 share of research on this subject
Works address the integration of Sharia‑compliant services with modern financial technologies.
Islam · Sharia · Islamic finance · FinTech
“DEVELOPING ISLAMIC FINANCIAL TECHNOLOGY IN INDONESIA”
234 of these papers raise it as a problem
AI and big data in finance — Common problems researchers identify
Problems · theme 07
AI and big data in finance
193 papers · 6.8% of this block
2022: 128 of every 10,000 papers on this subject2023: 114 of every 10,000 papers on this subject2024: 72 of every 10,000 papers on this subject2025: 120 of every 10,000 papers on this subject2022: 128 of every 10,000 papers on this subject2023: 114 of every 10,000 papers on this subject2024: 72 of every 10,000 papers on this subject2025: 120 of every 10,000 papers on this subject▼ -6% share2022→2025 share of research on this subject
Literature investigates the promises and hurdles of applying artificial intelligence to financial services.
Financial services · Applications of artificial intelligence · Big data · FinTech
“POTENTIALS AND CHALLENGES OF ARTIFICIAL INTELLIGENCE IN FINANCIAL TECHNOLOGIES”
193 of these papers raise it as a problem
Cautions1,129 papers · 7 recurring themes
Institutional risks of fintech adoption — Cautions
Cautions · theme 01
Institutional risks of fintech adoption
290 papers · 25.7% of this block
2022: 194 of every 10,000 papers on this subject2023: 195 of every 10,000 papers on this subject2024: 184 of every 10,000 papers on this subject2025: 122 of every 10,000 papers on this subject2022: 194 of every 10,000 papers on this subject2023: 195 of every 10,000 papers on this subject2024: 184 of every 10,000 papers on this subject2025: 122 of every 10,000 papers on this subject▼ -37% share2022→2025 share of research on this subject
Authors caution about systemic vulnerabilities introduced by rapid digital innovation in banking.
FinTech · Financial services · Financial innovation · Financial system
“Financial Innovation and Digital Technology in the Banking System: An Institutional Perspective”
290 of these papers raise it as a problem
Governance challenges in tech‑driven finance — Cautions
Cautions · theme 02
Governance challenges in tech‑driven finance
213 papers · 18.9% of this block
2022: 478 of every 10,000 papers on this subject2023: 500 of every 10,000 papers on this subject2024: 388 of every 10,000 papers on this subject2025: 551 of every 10,000 papers on this subject2022: 478 of every 10,000 papers on this subject2023: 500 of every 10,000 papers on this subject2024: 388 of every 10,000 papers on this subject2025: 551 of every 10,000 papers on this subject▲ +15% share2022→2025 share of research on this subject
Studies warn of oversight and control issues when technology reshapes investment and corporate practices.
Investment · Financial services · Information technology · Corporate governance
“Does financial technology matter? Evidence from an alternative banking system”
213 of these papers raise it as a problem
Limits of fintech for inclusion — Cautions
Cautions · theme 03
Limits of fintech for inclusion
210 papers · 18.6% of this block
2022: 72 of every 10,000 papers on this subject2023: 101 of every 10,000 papers on this subject2024: 97 of every 10,000 papers on this subject2025: 217 of every 10,000 papers on this subject2022: 72 of every 10,000 papers on this subject2023: 101 of every 10,000 papers on this subject2024: 97 of every 10,000 papers on this subject2025: 217 of every 10,000 papers on this subject▲ +200% share2022→2025 share of research on this subject
Research highlights gaps in literacy and accessibility that hinder fintech’s inclusive potential.
Financial inclusion · Financial services · FinTech · Financial literacy
“Fintech and financial inclusion: Transforming underserved access to financial services”
210 of these papers raise it as a problem
Mobile payment effects on consumers — Cautions
Cautions · theme 04
Mobile payment effects on consumers
138 papers · 12.2% of this block
2022: 862 of every 10,000 papers on this subject2023: 830 of every 10,000 papers on this subject2024: 932 of every 10,000 papers on this subject2025: 990 of every 10,000 papers on this subject2022: 862 of every 10,000 papers on this subject2023: 830 of every 10,000 papers on this subject2024: 932 of every 10,000 papers on this subject2025: 990 of every 10,000 papers on this subject▲ +15% share2022→2025 share of research on this subject
Papers discuss how digital payment systems influence spending behavior and inclusion outcomes.
Mobile payment · Payment · Mobile banking · Financial inclusion
“IMPACT OF DIGITAL PAYMENT SYSTEMS ON THE FINANCIAL INCLUSION OF NIGERIAN CITIZENS”
138 of these papers raise it as a problem
AI governance in financial services — Cautions
Cautions · theme 05
AI governance in financial services
115 papers · 10.2% of this block
2022: 193 of every 10,000 papers on this subject2023: 221 of every 10,000 papers on this subject2024: 338 of every 10,000 papers on this subject2025: 363 of every 10,000 papers on this subject2022: 193 of every 10,000 papers on this subject2023: 221 of every 10,000 papers on this subject2024: 338 of every 10,000 papers on this subject2025: 363 of every 10,000 papers on this subject▲ +88% share2022→2025 share of research on this subject
Analyses examine ethical and regulatory concerns surrounding artificial intelligence deployment.
Financial services · Financial market · Applications of artificial intelligence · Corporate governance
“Unleashing the Power of AI in Financial Services: Opportunities, Challenges, and Implications”
115 of these papers raise it as a problem
Regulatory uncertainty for blockchain — Cautions
Cautions · theme 06
Regulatory uncertainty for blockchain
88 papers · 7.8% of this block
2022: 878 of every 10,000 papers on this subject2023: 932 of every 10,000 papers on this subject2024: 882 of every 10,000 papers on this subject2025: 992 of every 10,000 papers on this subject2022: 878 of every 10,000 papers on this subject2023: 932 of every 10,000 papers on this subject2024: 882 of every 10,000 papers on this subject2025: 992 of every 10,000 papers on this subject▲ +13% share2022→2025 share of research on this subject
Works point to legal and transparency challenges in adopting distributed ledger solutions.
Blockchain · Distributed ledger · Cryptocurrency · Transparency
“Financial application scenarios and regulatory challenges of blockchain technology”
88 of these papers raise it as a problem
Digital currencies and monetary stability — Cautions
Cautions · theme 07
Digital currencies and monetary stability
75 papers · 6.6% of this block
2022: 132 of every 10,000 papers on this subject2023: 129 of every 10,000 papers on this subject2024: 90 of every 10,000 papers on this subject2025: 115 of every 10,000 papers on this subject2022: 132 of every 10,000 papers on this subject2023: 129 of every 10,000 papers on this subject2024: 90 of every 10,000 papers on this subject2025: 115 of every 10,000 papers on this subject▼ -13% share2022→2025 share of research on this subject
Research raises concerns about central bank digital currencies affecting financial stability.
Digital currency · Currency · Monetary policy · Central bank
“Digital currencies and their potential impacts on financial stability”
75 of these papers raise it as a problem
Opportunities4,314 papers · 7 recurring themes
Fintech driving financial innovation — Opportunities
Opportunities · theme 01
Fintech driving financial innovation
942 papers · 21.8% of this block
2022: 849 of every 10,000 papers on this subject2023: 820 of every 10,000 papers on this subject2024: 924 of every 10,000 papers on this subject2025: 976 of every 10,000 papers on this subject2022: 849 of every 10,000 papers on this subject2023: 820 of every 10,000 papers on this subject2024: 924 of every 10,000 papers on this subject2025: 976 of every 10,000 papers on this subject▲ +15% share2022→2025 share of research on this subject
Studies highlight how new technologies enhance payment efficiency and market structure.
FinTech · Financial services · Financial innovation · Payment
“Impact of Financial Technology (FinTech) on Sustainable Growth: Key Factors, Practical Cases and Empirical Review”
Digital transformation of payment services — Opportunities
Opportunities · theme 02
Digital transformation of payment services
927 papers · 21.5% of this block
2022: 930 of every 10,000 papers on this subject2023: 913 of every 10,000 papers on this subject2024: 1,017 of every 10,000 papers on this subject2025: 1,169 of every 10,000 papers on this subject2022: 930 of every 10,000 papers on this subject2023: 913 of every 10,000 papers on this subject2024: 1,017 of every 10,000 papers on this subject2025: 1,169 of every 10,000 papers on this subject▲ +26% share2022→2025 share of research on this subject
Research shows mobile and digital banking improve service efficiency and user experience.
Payment · Financial services · Digital transformation · Mobile payment
“Socio-Economic Challenges of Digital Banking Adoption: The Impact of Perceived Usefulness, Ease of Use, and Self-Efficacy”
AI for credit risk and fraud — Opportunities
Opportunities · theme 03
AI for credit risk and fraud
706 papers · 16.4% of this block
2022: 35 of every 10,000 papers on this subject2023: 37 of every 10,000 papers on this subject2024: 31 of every 10,000 papers on this subject2025: 40 of every 10,000 papers on this subject2022: 35 of every 10,000 papers on this subject2023: 37 of every 10,000 papers on this subject2024: 31 of every 10,000 papers on this subject2025: 40 of every 10,000 papers on this subject▲ +13% share2022→2025 share of research on this subject
Papers explore machine learning models that improve risk assessment and detect fraudulent activity.
Interpretability · Credit card fraud · Credit risk · Big data
“Leveraging artificial intelligence and machine learning for next-generation credit risk assessment models”
Fintech advancing financial inclusion — Opportunities
Opportunities · theme 04
Fintech advancing financial inclusion
608 papers · 14.1% of this block
2022: 38 of every 10,000 papers on this subject2023: 47 of every 10,000 papers on this subject2024: 49 of every 10,000 papers on this subject2025: 108 of every 10,000 papers on this subject2022: 38 of every 10,000 papers on this subject2023: 47 of every 10,000 papers on this subject2024: 49 of every 10,000 papers on this subject2025: 108 of every 10,000 papers on this subject▲ +187% share2022→2025 share of research on this subject
Literature demonstrates how digital solutions broaden access to banking for marginalized groups.
Financial inclusion · Financial services · Inclusion · FinTech
“The Role Of Fintech In Enhancing Financial Inclusion”
Financial literacy enhanced by technology — Opportunities
Opportunities · theme 05
Financial literacy enhanced by technology
576 papers · 13.4% of this block
2022: 95 of every 10,000 papers on this subject2023: 120 of every 10,000 papers on this subject2024: 104 of every 10,000 papers on this subject2025: 252 of every 10,000 papers on this subject2022: 95 of every 10,000 papers on this subject2023: 120 of every 10,000 papers on this subject2024: 104 of every 10,000 papers on this subject2025: 252 of every 10,000 papers on this subject▲ +165% share2022→2025 share of research on this subject
Research indicates that digital tools boost understanding of finance and improve behavioral outcomes.
Financial literacy · Digital literacy · FinTech · Literacy
“Effect of Financial Literacy and Use of Financial Technology (FinTech) on Financial Behavior”
Blockchain applications in finance — Opportunities
Opportunities · theme 06
Blockchain applications in finance
279 papers · 6.5% of this block
2022: 878 of every 10,000 papers on this subject2023: 932 of every 10,000 papers on this subject2024: 882 of every 10,000 papers on this subject2025: 992 of every 10,000 papers on this subject2022: 878 of every 10,000 papers on this subject2023: 932 of every 10,000 papers on this subject2024: 882 of every 10,000 papers on this subject2025: 992 of every 10,000 papers on this subject▲ +13% share2022→2025 share of research on this subject
Studies reveal new uses of distributed ledgers for secure transactions and market operations.
Blockchain · Cryptocurrency · Distributed ledger · Database transaction
“The Application of Blockchain Technology in Financial markets”
Islamic fintech for social inclusion — Opportunities
Opportunities · theme 07
Islamic fintech for social inclusion
276 papers · 6.4% of this block
2022: 2,485 of every 10,000 papers on this subject2023: 2,550 of every 10,000 papers on this subject2024: 2,161 of every 10,000 papers on this subject2025: 2,374 of every 10,000 papers on this subject2022: 2,485 of every 10,000 papers on this subject2023: 2,550 of every 10,000 papers on this subject2024: 2,161 of every 10,000 papers on this subject2025: 2,374 of every 10,000 papers on this subject▼ -4% share2022→2025 share of research on this subject
Works explore how Sharia‑compliant technologies support economic empowerment and inclusive growth.
Islam · Sharia · Islamic banking · FinTech
“Islamic Fintech and Financial Inclusion: Innovations for Sustainable Economic Empowerment”

Which of these themes are growing fastest

Tracks how the share of research themes has shifted globally between 2022 and 2025.

Problems
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Financial inclusion through digital tools▲+191%
FinTech reshaping financial services▲+70%
Challenges in modern financial markets▲+28%
Mobile payments and banking transformation▲+15%
Blockchain and digital currency impacts▲+14%
Islamic finance meets fintech innovation▼-4%
AI and big data in finance▼-6%
Cautions
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Limits of fintech for inclusion▲+200%
AI governance in financial services▲+88%
Governance challenges in tech‑driven finance▲+15%
Mobile payment effects on consumers▲+15%
Regulatory uncertainty for blockchain▲+13%
Digital currencies and monetary stability▼-13%
Institutional risks of fintech adoption▼-37%
Opportunities
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Fintech advancing financial inclusion▲+187%
Financial literacy enhanced by technology▲+165%
Digital transformation of payment services▲+26%
Fintech driving financial innovation▲+15%
AI for credit risk and fraud▲+13%
Blockchain applications in finance▲+13%
Islamic fintech for social inclusion▼-4%
Prism

Go deeper on Accounting and Tax Software research and innovation

Research themes, patent activity and the companies commercialising them, in one place.

Keep going

Track Accounting and Tax Software in the United Kingdom beyond this page

Radar finds and filters the companies. Prism watches what is being said about them.

About this data: built from Fliar's company, founder, funding, hiring, jobs, news and research trackers, covering the United Kingdom. Counts are of companies we track, not of every company that exists. Updated August 2026.
Coming soon