Radar · Industry landscape · India
Digital Lending Landscape of India
1,454 Digital Lending companies in India, in one picture: who is hiring, who is raising money, who founded them, where they are based, what the news is about, which skills employers want and where the research is going. Updated August 2026.
1,454companies tracked
$15.7Bdisclosed funding
234hiring right now
998events · 24 months
217,885news articles · 12 months
Who leads Digital Lending in India
Shows the 1,454 tracked firms, highlighting the top hiring companies, the best‑funded firms, and the number currently hiring (234) and with disclosed funding rounds (378).
open roles
Hiring now
ranked by live open roles
- 01
Fibe9last posted Aug 2026
- 02
CredRight8last posted May 2026
- 03
Kaleidofin7last posted Aug 2026
- 04
Vivifi India Finance7last posted Aug 2026
- 05
Square Yards7last posted Aug 2026
- 06
iServeU6last posted Aug 2026
- 07
Moneyview6last posted Aug 2026
- 08
Weaver6last posted Jul 2026
234 companies hiring · 65 posted in the last 30 days
disclosed funding
Most funded
disclosed totals, all rounds
- 01
DMI Finance$934MSeries E · Aug 2024
- 02
BharatPe$802.7MConventional Debt · Mar 2026
- 03
Avanse Financial Services$693MConventional Debt · Aug 2025
- 04
Samunnati$510MConventional Debt · Jun 2025
- 05
KreditBee$476.1MSeries E · Apr 2026
- 06
InCred$472MConventional Debt · Jul 2025
- 07
Navi$465.3MConventional Debt · Jul 2025
- 08
Lendingkart$458.8MSeries E · Mar 2025
378 companies with disclosed rounds · $15.7B total
revenue
Revenue leaders
official filings first, else latest snapshot
- 01
SMFG India Credit$1.2BFY2018 filing
- 02
Muthoot FinCorp ONE$1.1BFY2022 filing
- 03
Augmont$215.9MFY2024 filing
- 04
- 05
Sayyam Investments$157MFY2021 filing
- 06
- 07
True Credits$115.3MFY2022 filing
- 08
216 companies with a revenue figure
headcount
Largest teams
ranked by tracked headcount
- 01
- 02
mPokket2,558tracked employees
- 03
Ummeed Housing Finance1,654tracked employees
- 04
Finnable1,370tracked employees
- 05
APAC Group1,351tracked employees
- 06
Mintifi1,310tracked employees
- 07
WeRize1,066tracked employees
- 08
150 companies with headcount data
share of events
Share of voice
share of all tracked sector news events, 24 months
- 01
Jio Financial Services13.0%331 tracked events
- 02
- 03
- 04
- 05
FlexiLoans2.8%71 tracked events
- 06
TransBnk2.5%64 tracked events
- 07
- 08
Care.fi2.4%61 tracked events
2,537 tracked events across 136 companies
web reach
Most-used apps
the sites in this sector the web visits most
- 01
BankBazaartop 5kbankbazaar.com
- 02
SBI Cardtop 5ksbicard.com
- 03
Ram Fincorptop 10kramfincorp.com
- 04
SwipeLoantop 50kswipeloan.in
- 05
- 06
- 07
CreditSeatop 50kcreditsea.com
- 08
Bajaj Marketstop 50kbajajfinservmarkets.in
550 companies here run a site with a measured audience · 146 of them sit inside the web’s top million
articles
In the news
Prism news coverage, last 12 months
- 01
TransUnion CIBIL593articles in the window
- 02
- 03
- 04
India Ratings and Research187articles in the window
- 05
Unnati163articles in the window
- 06
- 07
- 08
153 of these companies drew sector coverage in the window
Radar
See all 1,454 Digital Lending companies in India
Filter by funding, headcount, hiring and location, and export the list.
How the Digital Lending ecosystem in India grew, 2016–2025
Lists how many firms were founded each year, noting a peak of 135 new companies in 2024 and 31 in 2025.
Companies founded / year
new Digital Lending companies in India
20162025
peak 135 in 2024
Companies raising / year
with a disclosed round that year
20162025
peak 144 in 2022
Disclosed funding / year
sum of disclosed rounds (USD)
20162025
peak $2.3B in 2021
Where Digital Lending companies in India are based
Ranks cities by the count of sector firms, with Mumbai leading at 281 companies followed by Bengaluru, Delhi, Gurugram, and Hyderabad.
Hub 01
Mumbai
281 Digital Lending companies
26% of the Digital Lending companies across these hubs
281companies
$5Bdisclosed funding
56hiring now
Hub 02
Bengaluru
232 Digital Lending companies
21% of the Digital Lending companies across these hubs
232companies
$3.2Bdisclosed funding
36hiring now
Hub 03
Delhi
200 Digital Lending companies
18% of the Digital Lending companies across these hubs
200companies
$1.5Bdisclosed funding
28hiring now
Hub 04
Gurugram
121 Digital Lending companies
11% of the Digital Lending companies across these hubs
121companies
$2.8Bdisclosed funding
26hiring now
Hub 05
Hyderabad
80 Digital Lending companies
7% of the Digital Lending companies across these hubs
80companies
$180.9Mdisclosed funding
9hiring now
Hub 06
Chennai
71 Digital Lending companies
6% of the Digital Lending companies across these hubs
71companies
$1.5Bdisclosed funding
17hiring now
Hub 07
Pune
60 Digital Lending companies
5% of the Digital Lending companies across these hubs
60companies
$764.8Mdisclosed funding
10hiring now
Hub 08
Noida
53 Digital Lending companies
5% of the Digital Lending companies across these hubs
53companies
$74.9Mdisclosed funding
12hiring now
The Digital Lending market map of India: what these companies actually do
Breaks down product sub‑categories and revenue models, showing fintech as the largest sub‑category and commission‑on‑transaction as the most common revenue model.
- Fintech1,441 companies · $15B raised · 231 hiring
- Nbfc Lenders1,294 companies · $14.5B raised · 208 hiring
- Consumer Digital1,041 companies · $9.7B raised · 162 hiring
- Enterprise Tech856 companies · $10.1B raised · 136 hiring
- Marketplaces420 companies · $3.3B raised · 62 hiring
- Enterprise Software142 companies · $1.2B raised · 27 hiring
- SaaS135 companies · $1B raised · 27 hiring
- Embedded Finance128 companies · $1.4B raised · 22 hiring
- Banking Tech97 companies · $673.3M raised · 16 hiring
- Fintech SaaS85 companies · $491.1M raised · 18 hiring
- Cloud Banking83 companies · $469.9M raised · 16 hiring
- Sharing Economy61 companies · $52.3M raised · 9 hiring
Monetization
How Digital Lending companies make money
How many companies earn revenue each way. Plenty use more than one model, so the counts add up to more than the sector.
Commission on Transaction1,237
Lending927
Subscription332
Fee-For-Service203
E-Commerce - Service74
Interest40
Advertising24
E-Commerce - Product23
Funding, M&A and the deals moving Digital Lending in India
Counts 998 corporate events over the past two years, most frequently funding rounds (338), earnings releases (232), and key‑person announcements (125).
Funding 338Earnings 232Leadership 125M&A 79Capital 50Regulatory 42Product 41IPO 28Lawsuit 14Announcement 14
- IPOThe initial public offering (IPO) of OnEMI Technology Solutions Limited (Kissht) was subscribed 9.5 times on the final day (Day 3) of bidding.2026-05-05
- FundingAI-powered customer engagement startup Oolka led the segment with a Rs 130 crore Series A round, backed by Accel, Lightspeed, and Z47.2026-05-02
- FundingCredilio Raises ₹100 Crore to Scale2026-04-28
- M&AKonfir has been acquired by Experian and will join its verifications business, expanding data coverage for UK employment and tenancy checks.2026-04-17
- IPOThe IPO fresh equity issuance of ₹620 crore and OFS of ₹180 crore by existing investors.2026-04-14
- FundingKreditBee has raised $280 million in a Series E round, achieving a valuation of $1.5 billion and entering the unicorn club.2026-04-08
- FundingSeasoned entrepreneur Devesh Sachdev has invested $5 million in GLAAS, an embedded credit platform for MSMEs, and joined the company as co-founder and Managing Director.2026-04-08
- FundingIndia's pioneering AI-native banking infrastructure company, has successfully closed its Pre-Series A funding round, raising a total of Rs. 10.5 crore.2026-04-04
- FundingIndifi has raised ₹40 crore in debt from BlackSoil Capital to strengthen its digital lending platform and expand credit access for SMEs across India.2026-03-30
- Funding"Finfinity raised $2.4 million,"2026-03-30
Mergers and acquisitions
Deals from the last 24 months where a Digital Lending company in India was the buyer or the one bought, newest first. “Undisclosed” means the price was never published — not that the deal was worth nothing.
| Acquirer | Target | Deal value | Status | Date |
|---|---|---|---|---|
| undisclosed | Announced | 2026-04-21 | ||
| LoanTap Financial Technologies Pvt Ltd | undisclosed | Announced | 2026-03-29 | |
| undisclosed | Announced | 2026-03-09 | ||
| undisclosed | Completed | 2026-02-08 | ||
| Aldun | undisclosed | Announced | 2026-01-22 | |
| Foxwagen Finance Private Limited (VWFPL) India | undisclosed | Announced | 2026-01-11 |
Who is listing, hiring leaders, launching and winning work
Details specific events such as IPO filings, leadership changes, product launches, and contract wins for companies in the sector.
IPO pipeline
18 companies listed or filing · last 24 months
Leadership moves
47 tracked people moves · last 12 months
lendingplateCA Vijay Kumar Singh · Appointment → Chief Financial OfficerApr 2026
GLAASDevesh Sachdev · Appointment → Co-founder and Managing DirectorApr 2026
LentraRajesh Kumar Rathanchand · Appointment → Chief Executive OfficerApr 2026
Product launches
tracked launches · last 12 months
ExperianKonfir (Verification)Apr 2026
FinBoxStandalone AI copilots (AI-driven workflow copilot)Jan 2026
Urban MoneyInsta PayoutDec 2025
Credilionovio (Credit Card)Oct 2025
Contract wins
6 customer wins · last 24 months
Veefinwon bank of the philippine islandsDec 2025
WhatsLoanwon Rose MercOct 2025
Ohm Mobilitywon mtcMay 2025
Regulatory & litigation
48 regulatory events · 17 tracked suits · 24 months
- bharatpe v Ashneer GroverLegal dispute between BharatPe and Ashneer Grover · SettledJul 2025
- clime finance v gensol engineering, blusmartProtection of leased electric vehicles · OngoingMay 2025
Earnings pulse
companies reporting results · last 24 months
35 companies reporting224 company-quarters trackedbeat 1miss 4in line 3
Half of these companies grew revenue faster than +39.1%, half slower.
Who is building Digital Lending in India
Profiles 1,354 founders and CEOs across 876 firms, noting frequent alma maters like IIT Delhi and common prior employers such as Goldman Sachs.
Founders and chief executives12 of 1,354, from the best-funded companies on this page
Ex-CEO IFMR Rural Channels & Services, ICICI Bank, Canara Bank
Ex-Co-Founder KrazyBee, NTT Solutions · NUS BS 2002, MS 2005
repeat founder
Ex-Deutsche Bank · Bhopal University BE 1996, IIMAhmedabad MBA 1999
repeat founder
Navi, ex-Flipkart, Amazon Web Services. IIT Delhi BS 2005
Ex-Everstone Capital. General Atlantic, Goldman Sachs, Lehman Brothers. Stony Brook University BE
Ex-Fedbank Financial Service, Fedfina, Citi · Andhra University BCS 1992, IIM Ahmedabad 1994
Ex-McKinsey & Company. Princeton University BA 2006, Stanford University Graduate School of Business MBA 2012
Ex-Gravitas · Indian Institute of Technology, Bombay BTech 2012
Prince Pipes and Fittings · Ex-K12 Techno Services, Citi, Ecu Line · Narsee Monjee College of Commerce and Economics BCom 2004
Where the founders studied
alma mater on record for 323 of 1,354 founders
IIT Delhi51
IIT Bombay33
Indian School of Business31
IIM Calcutta30
IIT Kharagpur27
IIM Ahmedabad23
BITS Pilani19
University of Delhi18
Where they worked before
a previous employer on record for 66 of 1,354 founders
Goldman Sachs15
Amazon10
Flipkart10
McKinsey10
Microsoft8
Google5
Morgan Stanley4
Boston Consulting Group4
Founders flagged as repeat founders
of 1,292 founders with a profile on this page
58
carry a repeat-founder flag
- flagged as repeat founders58
- no repeat-founder flag1,234
Women and men among the founders
first names matched for 1,143 of 1,354 founders
10%
of matched founders are women
- women120
- men1,023
Inferred from first names, using 119 million people who state their own gender: a first name counts only where at least 20 of them share it and at least 90% of those share the same gender. The other 211 founders go in neither column.
Radar
Look up the people behind Digital Lending companies in India
Search founders, executives and operators by company, role and location.
Who funds Digital Lending in India
Records 1,500 funding rounds since 2016 from 5,439 investors, with a typical round size of about $2 million.
| Investor · most active investors since 2016 | Rounds | Led | Latest |
|---|---|---|---|
| LetsVenture | 46 | 10 | Mar 2026 |
| Trifecta Capital | 41 | 11 | Feb 2026 |
| Angel List | 41 | 9 | Nov 2025 |
| Peak XV Partners | 38 | 15 | Feb 2026 |
| Accel | 32 | 11 | Apr 2026 |
| Alteria Capital | 28 | 6 | Mar 2025 |
| Accion | 27 | 12 | Feb 2026 |
| Stride Ventures | 25 | 6 | Mar 2026 |
| Chiratae Ventures | 24 | 7 | Mar 2025 |
| 100Unicorns | 23 | 9 | Mar 2025 |
Stage mix · rounds since 2016
Seed & Angel755
Series A–B346
Series C+ / PE140
Grants, debt & other259
The typical round is $2M — half were bigger, half smaller.
The biggest Digital Lending funding rounds in India
Highlights the largest disclosed round—a $400.4 million Angel round for Navi—and lists ten other large recent rounds.
| Company | Round | Size | When | Backers |
|---|---|---|---|---|
| Angelmega-round | $400.4M | Mar 2020 | Paresh Sukthankar, Samit Shetty, Anand Rao +20 more | |
| Series Emega-round | $350M | Jul 2021 | Tiger Global Management, Dragoneer Investment Group, Steadfast Financial +8 more | |
| Series Emega-round | $334M | Aug 2024 | MUFG | |
| Series D | $230M | Jan 2019 | Newinvestmentsolutions.com | |
| Series E | $220M | Apr 2026 | Motilal Oswal, Hornbill Capital, Dragon Funds +4 more | |
| Series A | $200.8M | Nov 2021 | Alpha Wave Global, Tiger Global Management, Creation Investments +4 more | |
| Series D | $144.5M | Feb 2024 | Mizuho Financial Group | |
| Series B | $137M | Mar 2022 | Insight Partners, Dragoneer Investment Group, Lightrock +4 more | |
| Series D | $123M | Apr 2020 | NXC | |
| Series C | $120.3M | Mar 2024 | Mubadala, Avendus |
Venture round sizes · 2023–2025
<$1M109
$1–10M125
$10–50M50
$50–250M13
>$250M1
298 venture rounds with a disclosed amount in the window.
Fresh cheques · last 6 months
Series C$28.9MMay 2026
Conventional Debt$15MMay 2026
Grant (prize money)undisclosedMay 2026
Grant (prize money)undisclosedMay 2026
Series A$14MApr 2026
Seed$586kApr 2026
Seed$342kApr 2026
What the news says about Digital Lending in India
Counts 217,885 news articles in the last year, with IPOs, listings, commodity trading, and trade‑war impacts being the most covered topics.
News volume
Digital Lending coverage across India · articles per quarter
2021Q22026Q1
peak 66,663 in 2025Q2 · 217,885 articles in the last 12 tracked months
Tone of coverage
share of articles by dominant sentiment (positive / neutral / negative)
202120232025
Positive-tone share moved 64% → 71%, negative 35% → 27% across 2021–2025.
What the coverage is about
The subjects that dominate Digital Lending news in India. The arrow shows whether each one is being written about more or less than a year ago.
- Initial public offerings (ipos)26,337▼-18%
- Initial public offerings (ipos) and listings22,758→-2%
- Commodity trading and price changes19,874▲+50%
- Trade wars and geopolitical impacts19,413▲+32%
- Asian financial market developments18,830▲+12%
- Foreign exchange (forex) rate fluctuations18,495▲+25%
- Emerging markets economic updates17,683▲+15%
- Interest rate decisions and impacts16,415→+9%
- Quarterly and annual financial results16,241▼-14%
- Corporate earnings reports and financial performance15,449▼-12%
Most-covered companies · last 12 months
- 593
- 275
- 265
- 187
- 163
- 131
- 125
- 115
- 97
- 81
153 Digital Lending companies here were named in the news over this period.
Prism
Watch Digital Lending coverage in India as it happens
Prism follows these subjects story by story — which companies are named, what is said about them and how the tone moves.
Momentum
The words getting louder — and quieter
Which terms are showing up in more stories than a year ago, and which are fading. The percentage is the change in how many articles mention them.
commodity futures+57%crude oil prices+84%securities fraud+62%low-income banking+139%oil price volatility+100%performance sedan engines+204%commodity trading+193%sedan mpg comparison+111%compact sedan fuel efficiency+110%fuel-efficient sedan models+110%
master franchising-100%conversion franchising-100%brand franchising-100%franchisee support-100%single-unit franchise-100%
The pressures the press keeps returning to
Three recurring angles in India Digital Lending coverage, and whether each is getting more attention year on year (through 2025).
Regulatory Risk ▲ rising
406,490 articles touch this dimension · 61.8% critical tone
20212025
signals: stock performance, stock indices, forex liquidity
Funding Momentum ▲ rising
70,345 articles touch this dimension · 61.2% critical tone
20212025
signals: pre-ipo valuation, ipo prospectus, ipo pricing
Growth ▲ rising
147,794 articles touch this dimension · 56.2% critical tone
20212025
signals: gdp growth forex, revenue beats, stock performance
Digital Lending jobs in India: who is hiring and what they ask for
Shows 2,004 job postings from 249 employers in the past year, emphasizing skills like sales, Python, and SQL, and a median advertised salary of $11 k per year.
2,004postings · last 12 months
3,296postings tracked overall
249employers advertising
$11kmedian advertised salary/yr (n=995)
Demand
The Skills Employers Ask For
What Digital Lending employers in India put in their job ads. The bar is how many postings ask for it; the arrow shows whether demand grew or shrank against the year before.
- sales378▲
- python262▲
- business development199▲
- sql193▲
- communication skills188▲
- communication174▲
- javascript160▲
- java160▲
- negotiation157▲
- aws125▲
What level are these roles?
Entry53
Intern49
Senior441
Lead295
Manager1,026
What they pay, by level
- Manager$13k/yr (n=301)
- Senior$16k/yr (n=104)
- Lead$21k/yr (n=85)
Most advertised titles
- 81
- 75
- 32
- 23
- 15
- 12
What Digital Lending research in India is working on
Lists 1,335 papers from Indian institutions, categorizing them into identified problems, cautions, and opportunities, with opportunities appearing in 504 papers.
How this field talks about itself
India-affiliated Digital Lending papers (gold) against all published research (grey)
Promising30.7% · 36.8%0.8×
Problem-identifying24.0% · 9.9%2.4×
Descriptive23.5% · 17.6%1.3×
Cautionary11.8% · 4.5%2.6×
Breakthrough7.0% · 26.5%0.3×
Comparative1.7% · 3.8%0.4×
How the work is done
Empirical58.3%
Reviews19.2%
Position pieces11.6%
Methods-led10.5%
Theoretical0.4%
How the research reads
96% positive · 0% neutral · 4% negative, across 1,335 papers.
The institutions doing the work · India
- 251
- 227
- 213
- 198
- 187
- 176
ranked by how often their work is cited
Leading researchers · India-affiliated work
Vikas Sangwan · Harshita Harshita · Puneet Prakash · Shveta Singh · Mohammad Asif · Mohd Naved Khan · Sadhana Tiwari · Showkat Khalil Wani
The most-cited breakthroughs
- Eagle Strategy Arithmetic Optimisation Algorithm with Optimal Deep Convolutional Forest Based FinTech Application for Hyper-automation · 32 cites
- Impact of technology on the financial performance of Indian commercial banks: a clustering based approach · 11 cites
- ANALYZING OPPORTUNITIES AND OBSTACLES OF FINTECH IN INDIAN FINANCIAL MARKET · 2 cites
- Sustainable digital finance and Finance 5.0: a systematic review and research agenda · 1 cites
- Optimizing Cloud Resources for Financial Market Prediction: A Machine Learning Study on NVIDIA Stock Data · 1 cites
Common problems researchers identify249 papers · 5 recurring themes
Problems · theme 01
Fintech Disruption of Traditional Services
82 papers · 32.9% of this block
▼ -62% share2022→2025 share of research on this subject
Researchers highlight how fintech reshapes established financial institutions and challenges legacy business models.
FinTech · Financial services · Financial innovation · Marketing
“The Rise Of Fintech: Disrupting Traditional Financial Services”
82 of these papers raise it as a problem
Problems · theme 02
Barriers to Financial Inclusion
61 papers · 24.5% of this block
▲ +191% share2022→2025 share of research on this subject
Studies point to gaps in access, literacy, and outreach that limit underserved populations from benefiting fully.
Financial inclusion · Financial literacy · Financial services · Inclusion
“Financial Inclusion: The Role of Fintech and Digital Financial Services in India”
61 of these papers raise it as a problem
Problems · theme 03
Mobile Banking Adoption Challenges
42 papers · 16.9% of this block
▲ +15% share2022→2025 share of research on this subject
Analyses discuss technical, regulatory, and user‑experience obstacles hindering widespread mobile payment uptake.
Retail banking · Mobile banking · Payment · Mobile payment
“Digital Transformation in India’s Financial Sector: Progress, Challenges and Policy Implications”
42 of these papers raise it as a problem
Problems · theme 04
Fraud Detection and Anomaly Risks
34 papers · 13.7% of this block
▲ +47% share2022→2025 share of research on this subject
Papers examine rising fraud incidents and the difficulty of identifying suspicious activity in digital channels.
Financial fraud · Credit card fraud · Financial services · Anomaly detection
“Artificial Intelligence in FinTech”
34 of these papers raise it as a problem
Problems · theme 05
Blockchain Integration Issues
30 papers · 12.0% of this block
▲ +14% share2022→2025 share of research on this subject
Research flags scalability, regulatory, and interoperability concerns surrounding blockchain use in finance.
Blockchain · Digital currency · Cryptocurrency · Currency
“Blockchain Technology for the Financial Market”
30 of these papers raise it as a problem
Cautions111 papers · 4 recurring themes
Cautions · theme 01
Sustainability Trade‑offs in Fintech
38 papers · 34.2% of this block
▲ +138% share2022→2025 share of research on this subject
Authors caution that rapid fintech growth may create environmental and social sustainability challenges.
FinTech · Financial services · Financial innovation · Sustainability
“FinTech Revolution and Future of Sustainable Banking: Opportunities and Risks Analysis”
38 of these papers raise it as a problem
Cautions · theme 02
Policy and Rural Payment Risks
36 papers · 32.4% of this block
▲ +110% share2022→2025 share of research on this subject
Works urge careful policy design to avoid unintended consequences for rural households adopting digital payments.
Financial inclusion · Government · Mobile banking · Mobile payment
“Impact of Digital Payment on Indian Financial Growth”
36 of these papers raise it as a problem
Cautions · theme 03
AI Impact on Financial Reporting
24 papers · 21.6% of this block
▲ +8% share2022→2025 share of research on this subject
Scholars warn that automation could affect report quality and decision‑making transparency.
Financial services · Investment · Blockchain · Automation
“The Impact of Artificial Intelligence on Financial Decision-Making: A Fintech Perspective”
24 of these papers raise it as a problem
Cautions · theme 04
Central Bank Digital Currency Uncertainties
13 papers · 11.7% of this block
▼ -13% share2022→2025 share of research on this subject
Analyses highlight design, privacy, and monetary policy questions surrounding a digital rupee.
Digital currency · Currency · Monetary policy · Rupee
“A Study on Upcoming Central Bank Digital Currency: Opportunities, Obstacles, and Potential FinTech Solutions using Cryptography in the India”
13 of these papers raise it as a problem
Opportunities401 papers · 7 recurring themes
Opportunities · theme 01
Fintech‑Driven Sustainable Finance
88 papers · 21.9% of this block
▲ +138% share2022→2025 share of research on this subject
Research sees fintech as a catalyst for greener financial services and innovative business models.
FinTech · Financial services · Sustainability · Financial innovation
“Embracing Fintech: India’s progress in the digitalization of the financial industry”
Opportunities · theme 02
AI and Big Data for Finance
66 papers · 16.5% of this block
▼ -3% share2022→2025 share of research on this subject
Papers explore how advanced analytics can transform financial services and improve decision accuracy.
Financial services · Interpretability · Applications of artificial intelligence · Big data
“Artificial Intelligence and Fintech: Catalysts for Financial Transformation”
Opportunities · theme 03
Mobile Payments Expanding Inclusion
64 papers · 16.0% of this block
▲ +19% share2022→2025 share of research on this subject
Studies highlight how digital payment platforms can broaden financial access for small enterprises and consumers.
Mobile payment · Payment · Financial inclusion · Mobile banking
“The Impact of Digital Payment Systems on Financial Inclusion: Evidence from Small and Medium Enterprises in Developing Economies”
Opportunities · theme 04
Fintech Enabling Inclusive Services
56 papers · 14.0% of this block
▲ +148% share2022→2025 share of research on this subject
Research emphasizes the role of technology in reaching underserved groups and fostering broader participation.
Financial inclusion · FinTech · Financial services · Inclusion
“The Impact of Fintech and Digital Financial Services on Financial Inclusion in India”
Opportunities · theme 05
Digital Literacy Empowering Users
51 papers · 12.7% of this block
▲ +204% share2022→2025 share of research on this subject
Works link improved financial and digital literacy to stronger inclusion outcomes and personal well‑being.
Financial literacy · Digital literacy · Financial inclusion · Empowerment
“FinTech and Financial Inclusion: Exploring the Mediating Role of Digital Financial Literacy and the Moderating Influence of Perceived Regula”
Opportunities · theme 06
Blockchain for Secure Transactions
40 papers · 10.0% of this block
▲ +12% share2022→2025 share of research on this subject
Papers identify blockchain as a means to enhance security and reliability of financial data exchanges.
Blockchain · Database transaction · Financial transaction · Smart contract
“Innovation of Blockchain-based Cybersecurity Systems: Securing Financial Transactions and Reliable Data Sharing”
Opportunities · theme 07
Hybrid AI Models for Fraud Prevention
36 papers · 9.0% of this block
▲ +31% share2022→2025 share of research on this subject
Research showcases combined machine learning and explainable AI techniques to boost fraud detection effectiveness.
Random forest · Scalability · Credit card fraud · Database transaction
“Advancing Financial Fraud Detection: A Hybrid Machine Learning Approach with Explainable AI”
Which of these themes are growing fastest
Tracks how the share of different research themes has shifted globally between 2022 and 2025.
Problems
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Barriers to Financial Inclusion▲+191%
Fraud Detection and Anomaly Risks▲+47%
Mobile Banking Adoption Challenges▲+15%
Blockchain Integration Issues▲+14%
Fintech Disruption of Traditional Services▼-62%
Cautions
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Sustainability Trade‑offs in Fintech▲+138%
Policy and Rural Payment Risks▲+110%
AI Impact on Financial Reporting▲+8%
Central Bank Digital Currency Uncertainties▼-13%
Opportunities
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Digital Literacy Empowering Users▲+204%
Fintech Enabling Inclusive Services▲+148%
Fintech‑Driven Sustainable Finance▲+138%
Hybrid AI Models for Fraud Prevention▲+31%
Mobile Payments Expanding Inclusion▲+19%
Blockchain for Secure Transactions▲+12%
AI and Big Data for Finance▼-3%
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About this data: built from Fliar's company, founder, funding, hiring, jobs, news and research trackers, covering India. Counts are of companies we track, not of every company that exists. Updated August 2026.
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